an
CLOUGHWATER CONGREGATION
OFTHE
PRESBYTERIAN CHURCH IN IRELAND
TRUSTEES ANNUAL REPORT
AND
FINANCIAL STATEMENTS FOR THE YEAR ENDED
5t
31 DECEMBER 2023

Presbyter
an
CLOUGHWATER CONGREGATION OF THE PRESBYfERIAN
HURCH IN IRELAND
TRUSTEES ANNUAL REPORT
The Trustees of Cloughwater Congregation of the Presbyterian Church In Ireland present their Annual Report and Financial
Statements for the year ended 31* De￿mber 2023 and a Statement of Assets and Liabilitles as at that date.
REFERENCE AND ADMINSTRATIVE DETAILS
Cloughwater Congregation of the preSb￿erlan Church in Ireland, 125 Cloughwater Road, Ballymena, BT43 6QR
Registered Charity in Northern Ireland (NIC105373)
CHARrrY TRUSTEES
The Charity Trustees who served during the year or who were trustees at the date of this report were:
Rev Alistair Mccracken
Mr Ian Brown
Mr Ivan Davison
Mr David Galbraith
Mr Andrew Mauger
Mr John Mccullough (Died June 2023)
Mr William McKeown
Mr Edward Montgomery
Mr Stephen Porter
Mr Robert Simpson
Mr Stephen Simpson
PRINCIPAL OFFICE BEARERS
Minister
Clerk of Session
Treasurer
Secretary
Rev Alistair Mccracken
Mr Robert Simpson
Mr Ian Brown
Mr Uel Houston
INDEPENDENT EXAMINER
Mr Edwin McLaughlin, D T Carson & Co, Chartered Accountants, 51-53 Thomas Street, Ballymena, BT43 6AZ
BANKERS
Danske Bank , 1-2 Broadway, Ballymena, BT43 7A4

an
CLOUGHWATER CONGREGATION OF THE pREsB￿ERIAN
HURCH IN IRELAND
TRUSTEES ANNUAL REPORT- CONT'D
STRUCTURE AND MANAGEMENT
The Kirk Session
The charity trustees of the congregation are the members of its Kirk Session. Under the congregation's governing
document, The Code, the book of the constitution and government of the Presbyterlan Church in Ireland, the Kirk Session
seeks to watch over and promote the spiritual interest of the congregation and of persons not connected with any
congregation who are within its bounds. It ensures pastoral care is in pla￿ in the congregation and seeks to further the
contribution of the Church to Christian witness and service in the local community. The Kirk Session has delegated to its
Congregational Committee the temporal affairs of the congregation including administering all funds and property
belonging to the congregation. Members of the Kirk Session are ex-offficio members of the Congregational Committee.
The Kirk Session consists of the ordalned minister and the ruling elders of the congregations. All members are entitled
to propose, speak and exercise equal votes at meetings, except that the Moderator, the minister in active duty in the
congregation, has no deliberative but only a casting vote.
Stated meetings of the Kirk Session are held in Januaryi March, May, September and November.
To be chosen for the office of the eldership In the congregation a person must be a voting member and a regular
attendant on its ordinances. The selection of those proposed to be called to the office can be either by the congregation
or by the Kirk Session. Members are elected if they obtain the votes of two-thirds of those who vote.
Presbytery
Under the Presbyterian Church in Ireland ft)rm of governance the corporate oversight of a congregation Is the
responsibility of a Presbytery which superintends generally the spiritual and temporal affairs of the congregations
assigned to it by the General Assembly of the Presbyterian Church in Ireland. Cloughwater congregation of the
Presbyterian Church has been assigned to the Ballymena Presbytery of the Presbyterian Church in Ireland. The
membership of the Presbytery consists mainly of the active ministers of congregations assigned to it by the General
As*mbly, mlnisters who have retired from active duty and an elder appolnted by each of the Kirk Sessions of the
congregations.
The General Assembly
The General Assembly is the supreme court of the Church, representing in one body the whole Church and atting as its
supreme legislative, administrative and judicial authority, in dealing with all matters brought before it. The General
Assembly is normally constituted during a week in June for worship and to condurt its business. At the end of business it
is dissolved. The membership of the General Assembly consists mainly of the active mlnisters of each congregation, retired
ministers and a representative elder appointed by the Kirk Session of each congregation.

an
CLOUGHWATER CONGREGATI
N OF THE PRESBYfERIAN CHURCH IN IREL4ND
TRUSTEES ANNUAL REPORT- CONT'D
DESCRIPTION AND PURPOSE
The charitable purpose of the congregation is the advancement of religion.
Cloughwater congregation of the Presbyterian Church is a congregation of the Presbyterian Church in Ireland. The
Presbyterlan Church in Ireland, as a Reformed Church within the wider body of Christ is grounded in the Scrlptures, and
exists to love and honour God through faith in His Son and by the power of His Spirit, and to enable our members to
play their part in fulfilling God's mission to our world.
Just as, "Man's chief end is to glorify God and enjoy Him forever" we believe this is our purpose as a congregation. We
are "A chosen people, a royal priesthood, a holy nation, a people belonging to God, that you (we) may declare the praises
of him who called you (us) out of darkness into his wonderful light., (I Peter 2.9) We take from the catechism and this
verse that we are to be engaged in worship as we glorify and praise God together. in proclamation, as we declare the word
of Godlgospel within and outside the congregation, at home and abroad. in fellowshipi living, serving and growing together
"in grace and in knowledge of our Lord and Saviour Jesus Christ"
ACTIvrrIES AND OBJEcfIvES
The congregation meets for worshlp every Sunday and visitors are welcome to join. The Sacrament of the Lord's Supper is
observed on three occasions during the year and all those who have been baptised and who have made a profession of
faith in the Lord Jesus Christ are admitted to the Lord's Supper. The congregation holds regular bible study meetings and
has a wide range of organisations including
Afternoon Fellowship
Girls, Brigade
Flame (Youth Fellowship)
Praise Group
Creche
Focus (20's & 30's Group)
Boys, Brigade
Presbyterian Women
Sunday School / Fuel
Tea & Tots
ACHIEVEMENTS AND PERFORMANCE
Worship and prayer
The congregation normally meets for worshlp each Sunday at 11.30 am (llam July & August) and 7pm September to June
(I" and 3rd Sundays). Creche is provided for pre-school children during morning worship and other children up to the age
of eight leavlng the main church during the Servi￿ for kids club. During the week the Midweek Prayer and Bible Study
provides an opportunity for members to meet together ft)r fellowship, to study the scriptures and for a time of prayer.
As well as our regular services of worship, we were able to conduct three marrlage servlces in the church during the 2023
year. We give thanks for faithfully attended services and sought to comfort those who had been bereaved during the year.
At 31# De￿rnber 2023 there were 145 communicant members with three new members enrolled during the year and 156
families connetted with the congregation. The average attendan￿ at morning worship was 120 and 40 at the evening
service.

an
CLOUGHWATER
NGREGATION OF
HE pREsB￿ERIAN CHURCH IN IRELAND
TRUSTEES ANNUAL REPORT- CONT'D
Pastoral care
Members of the congregation are visited by the mlnister and elders throughout the year, whenever thls was unable
to be carried out, telephone communication was utilised throughout the year. Those who are sick, the elderly, the
bereaved and those facing difficult cIrcumstan￿S are given special attention through visits and the provislon of
support, friendship and prayer.
A Care Team is established to visit those members of the congregation in hospital or residentiallnursing homes, alming
to show the concern of the church and to share sensitively the gospel message. The Care Team also provides practical
care to those at times of specific need including, for example, visitation of new mothers.
Mission and outreach
At a local level the congregatlon seeks to reach out to the surrounding community with the Good News of the gospel. The
congregation Is connetted with two neighbourlng Primary schools (Clough & Kirkinriola) and our minister regularly
attended the schools to condutt worship at morning assembly from the start of the academic year in September 2023.
There is a missionary committee within the congregation who together organise support for mission at home and abroad,
providing updateslinformation on our mission partners and the work they are involved in across the globe. Dedicated
missionary fund by the congregation help provide charitable donations to a number of mission organisations such as,
Compassion, Hamsayeh International, Pioneers, Wycliffe Bible Translation, Calvary Mission, Scripture Union Projects,
Mission Africa, Faith Mission, FEBA, Asia Link and Release International.
The congregation also supports the United Appeal for Mission which is a central fund of the Presbyterian Church in Ireland.
This fund enables congregations to support the wider mission of the denomination and to do mission and outreach on a
denominational basis beyond what the congregation could do on its own. The United Appeal Fund provides financial support
for mission personnel at home and overseas, assists congregations with the deployment of locally based staff, enables
church planting, provides grant support for the upkeep of church premises, assists With the running costs of Union
Theological College, the Church's training college for ministry students, and finanaally supports congregation in the areas
of worshipi discipleshipi global mission, outreach, leadership and pastoral care.
The congregation also contributes to the denominations annual World Development Appeal and any other special appeals
throughout the year.
Presbytery
The congregation was represented at the regular meetings of Presbytery by our minister and one of the elders. This
provides an important Ilnk between the congregation and the wider strurtures of the church.
Property
The congregation ensu￿5 that the church property is kept in good condition and all work is overseen by the church
committee.

an
LOUGHW
TER CONGREGATION OF THE PRE
BYfERIAN CHUR
HINIRE
ND
TRUSTEES ANNUAL REPORT- CONT'D
Organisatlons
Boys, Brigade
The objett of 1st Cloughwater BB is the advancement of Christ's kingdom among boys and the promotion of habits of
obedien￿, reVe￿nCe, discipline, self-respect and all that tends towards a true Christian manliness. We meet on Monday
nights between September and March and there are 3 sections.
This year the Anchor Boys and Junior Sertion did a series on Bible Heros. We looked at different characters from the
bible and discovered even though they were ordinary people God did wonderful things with them. This year we had Fun
with Drums out for a night and the Anchor Boys held a cake sale for Guide Dogs for the Blind where they raised £220.
This year the company settion did a series on Jesus is better than which looked at different characters in the bible and
compared them with Jesus, which sometimes was led by some of the elders in the church, this really engaged the boys.
As part of our skills section the boys built bird tsbles and we had several members of the congregation come along who
took a session on carrying out survival skills, wiring a plug and baking. We were able to have our annual football match
with Clough this year which we won 3-2 and we entered a football tournament organised by 1st Buckna BB. We also took
the boys go-karting at Ra￿VIeW before Christmas.
We had our parents night in the middle of March Whe￿ we had a collettion for Children's Heartbeat Trust which we
raised £200. To close the year, we have organised an afternoon away to Airtastic In Newtownabbey where the Anchor
Boys will have a session in the soft play and the junior and company section have a session in the inflatable park.
Girls, Brigade
There are 50 girls (aged 3 to 18 years) ￿gIStered in our GB Company. There are 7 Commissioned Officers, 6 Associate
Leaders and I Sub Officer leading our Company. We meet on Thursday evenings from mid-september until the end of
March. Throughout the year we have succeeded in having a varied badgework programme for all settions covering Spiritual,
Educational, Service and Physical aspects. Each night we follow the GBNI Scripture course in all sections and this year we
have been looking at the Promises of God. Our Explorer section each night have been Ilstening to their Bible story and
filling out their activity books, playing games, singing and doing activities such as planting seeds in used cardboard cups,
making Christmas decorations and making Mother s Day gifts. Our Junior section, as well as Bible class, have been doing
recycling crafts, planting seeds in used cups, learning how to play netball, dancing, team games and took part in our District
team games event. They have been learning about the Ulster Scots throughout the year with visits from the Ulster Scots
Society, learning about the language, the history, music and culture. The Senior and Brigader section have also been busy
with their Bible class, doing crats, playing badminton and took part in our Distritt badminton competition. They have been
recycling and upqcling, sanded down and painted small wooden chairs once used at our Church. They also have been
looking at the Ulster Scots and joined with the Juniors in their Ulster Scots attivities. The Duke of Edinburgh Award scheme
continues to run in our Company with 3 girls completing Bronze level, I starting Bronze level and I working towards Gold
level. We had a very successful fund-raislng event for Habitst for Humanity NI. Parents and girls were asked to donate
used or unwanted items for the charity. A representative for Habitat NI came and tslked to the girls about what they do
and how we can support them. Attendan￿ has been very good throughout the year.
FLAME (Youth Fellowship)
FL4ME meets fortnightly for young people aged 11 to 18 years old. An average of 15 young people attend and enjoy a mix
of food, games and Bible Study together. They enjoyed a wide variety of activities including ice cream sundae eating at the
manse, kayakinglcanoeing in Cushendall and organised a social at the end of January raising £375 towards Asia Link. The
young people participated in the local community carol singing in De￿mber along with their Christmas meeting exchanging
secret Santa presents. A number of guest speakers came along throughout the year to help the members think about what
the Bible says about a variety of topics, how to live a Christian life and share faith with others.

an
CLOUGHWATER CONGRE
ATION OF TH
pREsB￿EF1IA
HURCH IN IRELAND
TRUSTEES ANNUAL REPORT- CONT'D
Presbyterian Women
The Cloughwater Ladies group meet on a Tuesday evening, On￿ a month from September through to May with
approximately 30 ladies attending each meeting. We have followed the PW theme of "Being Transformed" this year and
at each meeting we have had a devotional time based on this theme. Throughout the year we have had a prai* night, a
Christmas craft night, a meal out together and a fund-raiser for Macmillan cancer care. We also have had visiting
speakers with topics which included Mountain Rescue, women's wellness and the plight of the persecuted church in the
Middle East. In January we had a Bible reading challenge when ladies focused on reading a chapter of 1st Samuel every
day. Some of our ladies knit baby hats, coats and blankets which were donated to a local charity, Our annual Church
service took place in February when we heard of the work of spreading the Gospel in Asia. Throughout the year we have
enjoyed great fellowship as we have been "transformed" by God's love and presence with us and we continue to follow
our PW motto living ft)r Jesus"
Sunday School
Sunday School normally meet each Sunday morning from 10:30 to 11:15 running from September to June. There are 50
children registered ranging from age 4 to 17 with 8 teachers spread out across each class group. The teachers follow Go
Teach" literature during each class and the children also learn catechisms and memory verses.
Volunteers
The Trustees wish to acknowledge their deep appreciation of those who give freely of their tlme by serving on
committees and helping with organisations and other church activities.

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CL
UGHWATE
ONGREGATI
FTHEPR
BYfERIAN
RCHINI
ELAND
TRUSTEES ANNUAL REPORT- CONT'D
PUBLIC BENEFrr srATEMENT
The Presbyterian Church in Ireland meets the public benefit requirement by providing benefit to its members and the
general public by making known the Christian Gospel of the Lord Jesus Christ through the advancement of religion.
The dirett benefits whlch flow from the purposes of the Church include the gaining of an understanding in Christian beliets
as set out in the Bible and in the Church's subordlnate standards (the Westmlnster Confession of Faith and the Shorter
and Larger Catechisms) leading to splritual and moral development and opportunities for response to Bible teaching. In
turn, this framework leads to practical expressions of Christian beliets and standards In the local community such as
through the care of those in need (including the slck, disabled and bereaved).
Generally the above benefits are delivered locally by congregations and their members, or are facllitated through
presbyteries or are organised and delivered ￿ntrally. Local delivery is facilitated by ￿ntral resources in almost all cases.
Public a￿sS is made known through the use of notlceboardsi printed material, press advertisement, websites, and social
media or in other ways.
The benefits are demonstrated through regular evaluation of the services and informal and ad-hoc feedback from
members, their families, and members of the public.
The purpose does not lead to harm. The only private benefit flowing from our purpose is related to Ministers, Missionaries,
Deaconesses, Irish Mission workers and Lay Agents who receive benefits as a result of their holding office or employment.
However, this is incidental and necessary in order to further our charitable purpose. There are no other private benefits.
The beneficiaries of this purpose are members, their famllies, other individuals that the Presbyterlan Church in Ireland is
in direct and indirett contsct with, the community in which pastoral ServI￿S are provided and other communities
throughout Northern Ireland, the Republic of Ireland, and worldwide which benefit from our engagement with and support
for both Christian and other secular organisations, charities and individual members of the public.
The Kirk Session has had regard to the Charity Commissions Public benefit requirement statutory guldance.
FINANCIAL REVIEW
The congregation's main Sour￿ of income is members, contributions through the Weekly Freewlll Offering. There were
124 contributing families during the year [119 in 2022] donating a total of £59,861 [£56,426 in 2022]
Total Income of the congregation during the year was £132,332 compared to £121,042 In the previous year.
Total expenditure (including that of organisations) was £136,449 compared to £117,513 in 2022.

an
LOUGHWATER CONG
ATION OF THE PRESB
ERIAN CHURCH IN IR
LAND
TRUSTEES ANNUAL REPORT- CONT'D
STATEMENT OF TRUSTEE RESPONSIBILrrIES
The Trustees are responsible for preparing the annual report and the financial statements of the congregation in
accordan￿ with applicable law and generally acceptsd accounting practlce.
As the congregation's total income does not ex￿ed £250,000, the Trustees have eletted under Section 64(3) of the
Charities Act (Northern Ireland) 2008 to prepare a receipts and payment account and a ststement of assets and
liabilities.
The Trustees are responslble for keeping adequate accounting records that are sufficlent to show and explain the
congregation's transactions and disclo* with reasonable accuracy at any time its financial position. They are also
responsible for safeguarding the assets of the congregation and hence for taking reasonable steps for the prevention and
detection of fraud and other irregularities.
Approved by the Kirk Session at a meeting on 30th April 2024 and signed on its behalf by..
Rev Alistair Mccracken
Mr Robert Simpson

Presbyter
an
LOUGHWATER CONGREGATION OF THE PRESB￿ERIAN CHURCH IN IRELAND
INDEPENDENT EXAMINERS REPORT TO THE TRusfEES OF CLOUGHWATER CONGREGATION OF THE
PRESBYfERIAN CHURCH IN IRELAND
I report on the accounts of Cloughwater congregation for the year ended 31st December 2023, which are set out on pages
10 to 15.
Respective responsibilities of the charity trustees and examiner
As the charity's trustees you are responsible for the preparation of the accounts in accordan￿ with the Charities Act
(Northern Ireland) 2008.
It is my responsibility to:
examine the accounts under section 65 of the Charities Att
follow the prO￿dureS laid down in the general Direttions given by the Commission under settion 65(9)(b) of the
Charities Act
stste whether particular matters have come to my attention.
Basis of independent examinerfs report
I have examined your charity accounts as required under section 65 of the Charities Art and my examination was carried
out in accordance with the general Directions given by the Charlty Commlssion ft)r Northern Ireland under section
65(9)(b) of the Charit5es Act.
My examination included a review of the accounting records kept by the charity and a comparison of the accounts
presented with those records. It also included consideration of any unusual items or disclosures In the accounts, and
seekin9 explanations from you as charity trustees Con￿rning any such matters.
My role is to state whether any material matters have come to my attention giving me cause to believe:
l. That accounting ￿cordS were not kept in accordance with settion 63 of the Charities Act
2. That the accounts do not accord with those accounting records
3. That the accounts do not comply with the accounting requirements of the Charities Att
4. That there is further information needed for a proper understsnding of the accounts to be reached.
Independent examinerfs statement
I have completed my examination and have no concerns in respett of the matters (l) to (4) listed above and, in connection
with following the Dirertions of the Charity Commisslon for Northern Ireland , I have found no matters that require drawing
to your attention.
Mr Edwin McLaughlin FCA
D T Carson & Co
Chartered Accountants
51-53 Thoma5 Street
BALLYMENA
BT43 6AZ
Date: 30th April 2024

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CLOUGHWATER CONGREGATION OF THE PRESBYfERIAN CHURCH IN IRELAND
STATEMENT OF FINANCIAL ACTivrrY (RECEIPTS AND PAYMENTS ACCOUNT)
FOR YEAR ENDED 31 DECEMBER 2023
NOTE UNRESTRIcfED REsfRICTED ENDOWMENT TOTAL
FUNDS
FUNDS
FUNDS
2023
TOTAL
2022
Receipts
Donations & legacies
Charitable activities
Investment income
89,626
2,554
192
26, 135
13,825
115,761
16,379
192
106,531
14,308
203
92,372
39,960
132,332
121,042
Loans received
Total re￿Ipts
92,372
39,960
132,332
121,042
Payments
Raising funds
Charitable activities
586
85,470
86,056
586
135,863
136,449
651
116,862
117,513
50,393
50,393
Purchase of fixed assets
Loan repayments
Total payments
86,056
50,393
136,449
117,513
Net receipts l (payments)
Transfers between funds
6,316
583
(10,433)
(583)
(4,117)
3,529
Net movement in funds
Funds brought forward
6,899
26,314
(11,016)
45,599
(4,117)
71,913
3,529
68,384
Funds carried forward
33,213
34,583
67,796
71,913
io

Presbyter
an
CLOUGHWATER CONGRE
TION OF THE PRESBYfERIAN CH
RCH IN IRELAND
srATEMENT OF ASSEfs AND LIABIUTIES
AS AT 31 DECEMBER 2023
UNRESTRICTED RESTRIcfED ENDOWMENT
FUNDS
FUNDS
FUNDS
TOTAL
2023
TOTAL
2022
Funds Reconciliatlon
Bank & cash at start of year
Net movement in funds
Bank & cash at end of year
26,314
6,899
33,213
45,599
(11,016)
34,583
71,913
(4,117)
67,796
68,384
3,529
71,913
Bank & cash balances
Bank current accounts
67,796
67,796
71,913
71,913
Other assets
Fixed assets - note 7
3,559,213
3,559,213
3,310,896
3,310,896
LSabilities
Approved by the Kirk Sesslon at a meeting on 30th April 2024 and slgned on Its behalf by .
Rev Alistair Mccracken
Mr Robert Simpson
li

Presbyter
an
CL
UGHWATER CONGREGATION OF THE PREsB￿ERIAN CHURCH IN IRE
ND
NOTES TO THE ACCOUNTS
31 DECEMBER 2023
ACCOUNTING POLICIES
BASIS OF FINANCIAL
TATEMENTS
As the total income of the congregation is less than £250,000 the congregation have elected In accordan
accordance with the provision In The Charities Accounts and Reports Regulations (Northern Ireland) 2015
to prepare its accounts on a receipts and payments basis.
FUND ACCOUNTING
Endowment funds are fJnds, the capital of whlch must be retained either permanently or at the congregation's
discretlon; the income derived from the endowment is to be used either as restricted or unrestricted income
fvnds depending upon the purpose for which the endownment was established in the fitst place.
Restricted funds comprise ( a ) income from endowments which is to be expended only on the restricted
purposes intended by the donor and ( b ) revenue donations or grants for a specific congregational attivity
intended by the donor. Where these fijnds have unspent balances , interest on their pooled investment
is apportioned to the individual funds on an average balance basis.
Unrestricted funds are income funds which are to be spent on the congregation's general purposes.
Designated funds are general funds set aside by the congregation for use In the future.
DONATIONS & LEGACIES
UNREsfRICTED RESTRICTED ENDOWMENT
FUNDS
FUNDS
FUNDS
TOTAL
2023
TOTAL
2022
Recorded givlng
Loose collettions
Donations and gifts
Gift Aid
Legacies & bequests
70,256
1,438
1,277
14,655
2,000
89,626
20,394
90,650
1,438
1,452
20,221
2,000
115,761
87,461
865
2,868
15,337
175
5,566
26,135
106,531
12

an
CL
UGHWATER CONGREGATI
N OF THE PRESBYfERIAN CHURCH IN IRELAND
NOTES TO THE ACCOUNTS
31 DECEMBER 2023
CHARITABLE AcfIvTfIES
UNRESTRICTED REsfRICTED ENDOWMEprr
FUNDS
FUNDS
FUNDS
TOTAL
2023
TOTAL
2022
Income from charitable
activities
Sale of study books etc
Fundraising events
Miscellaneous
13,825
13,825
754
13,330
678
754
1,800
2,554
1,800
16,379
300
14,308
13,825
INVESTMENT INCOME
UNRESTRIcfED REsfRicfED ENDOWMENT
FUNDS
FUNDS
FUNDS
TOTAL
2023
TOTAL
2022
Bank interest
Other investment income
124
68
192
124
68
192
141
62
203
RAISING FUNDS
UNREsfRIcfED RESTRicfED ENDOWMENT
FUNDS
FUNDS
FUNDS
TOTAL
2023
TOTAL
2022
FWO & other envelopes
586
586
586
586
651
651
13

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CLO
GHWATER
REGATION OF THE PRE5B￿ERIAN CHURCH IN IREL4ND
NOTES TO THE ACCOUNTS
31 DECEMBER 2023
CHARITABLE AcfIvITIES
UNREsfRICTED REsfRICTED ENDOWMENT TOTAL
FUNDS
FUNDS
FUNDS
2023
TOTAL
2022
General Assembly
Assessments
Presbytery fees
Ministry & support
staff costs
Congregational running
expenses
Donations to missions
& charities
GovernanTr costs
7,385
322
7,385
322
7,293
329
54,779
54,779
51,885
22,984
33,673
56,657
41,776
16,720
16,720
15,579
85,470
50,393
135,863
116,862
FIXED ASSETS
The congregation owns the church premises situated at 125 Cloughwater Road, Ballymena and the associated
fixtures, fittings, plant and equipment and a manse at 304 Cushendall Road, Ballymena.
These have a combined insurance value of £3,559,213
14

Presbyter
an
CLOUGHWATER CONGREGATION OF THE PRESBYfERIAN CHURCH IN IRELAND
NOTES TO THE ACCOUNTS
31 DECEMBER 2023
FUND BALANCES
FUND
BALANCE RECEIPTS PAYMENTS SURPLUS/ TRANSFER BALANCE
AT START
(DEFIcrr)
AT END
Unrestricted funds
General account
26,314
26,314
92,372
92,372
86,056
86,056
6,316
6,316
583
583
33,213
33,213
Restricted funds
Repair
Missionary
United Appeal
other Mission Support
Afternoon Fellowship
Boys Brigade
Girls Brigade
Presbyterian Women
Sunday School
29,783
6,345
9,346
9,750
4,696
2,343
1,204
3,948
5,019
3,591
20,428
9,352
5,025
2,343
1,166
3,179
5,536
3,036
329
50,393
(11,082)
398
(329)
18,701
6,743
329
311
137
7,491
954
578
45,599
38
770
(517)
555
(265)
(10,433)
(100)
(50)
(250)
(200)
(312)
(583)
249
857
6,724
1,309
39,960
34,583
Endowment funds
Bequest fund
Total
71,913
132,332
136,449
(4,117)
67,796
15

Presbyter
an
Appendix (this appendix does not form part of the statutory financial Statements)
Envelope
Number
United
Appeal
World
Childrens Missionary
Development Society
fund
FWO
200.00
50.00
600.00
90.00
Repair
Harvest
Gift Aid
60.00
loo.00
loo.00
loo.00
loo.00
100.00
loo.00
325.00
480.00
60.00
309.00
20.00
40.00
30.00
50.00
163.75
25.00
300.00
loo.00
60.00
10.00
10.00
178.75
io
11
12
13
14
310.00
1,210.00
260.00
20.00
120.00
loo.00
80.00
177.50
250.00
43.75
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
795.00
200.00
85.00
75.50
530.00
600.00
loo.00
250.00
loo.00
15.00
15.00
240.00
50.00
487.50
680.00
485.00
270.00
720.00
720.00
600.00
20.00
2,465.00
loo.00
180.00
195.00
120.00
1,000.00
loo.00
20.00
20.00
60.00
471.25
1.25
50.00
300.00
200.00
120.00
400.00
400.00
200.00
200.00
250.00
200.00
200,00
20.00
10.00
250.00
loo.00
240.00
465.00
390.00
343.75
20.00
5.00
40.00
10.00
60.00
608.75
50.00
30.00
20.00
10.00
loo.00
35.00
35.00
1,800.00
560.00
200.00
100.00
200.00
20.00
250.00
240.00
680.00
217.50
20.00
370.00
20.00
loo.00
50.00
60.00
27.50
355.00
53.00
340.00
1,070.00
loo.00
30.00
40.00
180.00
12.00
10.00
10.00
10.00
31.75
520.00
90.00
160.00
30.00
350.00
653.75

Presbyter
an
Appendix- Cont'd
Envelope
Number
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
United
Appeal
World
Development
Childrens Missionary
Society
fund
20.00
20.00
FWO
370.00
Repair
Harvest
loo.00
300.00
Gift Aid
85.00
185.00
475.00
480.00
300.00
30.00
20.00
800.00
600.00
155.00
140.00
100.00
50.00
20.00
70.00
50.00
80.00
12.50
470.00
200.00
175.00
40.00
525.00
120.00
530.00
120.00
96.00
440.00
60.00
25.00
100.00
25.00
150.00
60.00
197.50
loo.00
20.00
10.00
187.50
80.00
20.00
34.00
97.50
600.00
120.00
200.00
120.00
20.00
10.00
60.00
295.00
50.00
270.00
320.00
200.00
635,00
255.00
34.00
135.00
225.00
265.00
60.00
80.00
20.00
50.00
40.00
30.00
20.00
50,00
10.00
5.00
50.00
40.00
20.00
60.00
10.00
25.00
125.00
60,00
40.00
40.00
10.00
20.00
60.00
510.00
200.00
20.00
loo.00
105.00
loo.00
loo.00
155.00
240.00
55.00

Presbyter
an
Appendix- Cont'd
Envelope
Number
89
90
91
United
Appeal
World
Development
Childrens Missionary
Society
fund
FWO
405.00
405.00
Repair
60.00
Harvest
Gift Aid
50.00
40.00
10.00
92
93
94
95
96
97
98
99
loo
ioi
102
103
104
105
106
107
108
109
iio
iii
112
113
114
115
116
117
118
119
120
121
IZ2
123
124
125
126
127
128
129
130
131
132
250.00
300.00
970.00
400.00
30.00
100.00
120.00
240.00
200.00
200.00
101.25
20.00
loo.00
30.00
20.00
50.00
10.00
10.00
120.00
loo.00
320.00
216.25
20.00
670.00
40.00
loo.00
20.00
160.00
1,200.00
260.00
720.00
530.00
50.00
500.00
260.00
390.00
240.00
140.00
loo.00
120.00
20.00
20.00
200.00
20.00
150.00
70.00
480.00
40.00
1,631.25
50.00
100.00
100.00
20.00
20.00
50.00
20.00
2,040.00
20.00
25.00
60.00
30.00
30.00
20.00
60.00
97.50
720.00
200.00
30.00
40.00
30.00
120.00
277.50
360.00
115.00
180.00
174.00
650.00
loo.00
loo.00
70.00
20.00
360.00
238.75
25.00
175.00
50.00
20.00
20.00
5.00
50.00
20.00
loo.00
20.00
250.00
150.00
5.00
120.00
800.00
495.00
480.00
loo.00
20.00
138.75
530.00
60.00
20.00
165.00
160.00
287.50
250.00
40.00
60.00
100.00
io.oo
10.00
50.00
131.00
25.00
8.75
725.00
105.00
170.00
300.00
540.00
45.00

an
Appendix- Cont'd
Envelope
Number
133
134
135
136
United
Appeal
World
Development
Childrens Missionary
Society
fund
1,000.00
FWO
3,000.00
650.00
Repair
Harvest
Gift Aid
1,200.00
162.50
180.00
1,560.00
137
138
139
140
141
142
143
144
145
146
147
148
149
150
151
152
153
154
155
156
157
158
159
160
161
162
163
164
165
166
167
168
169
170
171
240.00
140.00
200.00
20.00
200.00
595.00
280.00
242.00
50.00
50.00
62.00
6.00
29.00
130.00
40.00
20.00
205.00
120.00
100.00
97.50
20.00
1,720.00
2.550.00
490.00
215.00
1,200.00
120.00
1,130.00
120.00
300.00
230.00
50.00
400.00
300.00
loo.00
loo.00
20.00
loo.00
1,000.00
250.00
767.50
650.00
100.00
50.00
450.00
240.00
1,000.00
200.00
loo.00
50.00
340.00
815.00
205.00
265.00
1,200.00
72.00
72.50
300.00
155.00
20.00
41.50
150.00
600.00
207.00
150.00
300.00
80.00
350.00
166.25
600,00
45.00
172
173
174
175
176
520.00
465.00
loo.00
loo.00
10.00
195.00
147.50
20.00
350.00
130.00
loo.00
20.00
67.50

Presbyter
an
Appendix- Cont'd
Envelope
Number
177
178
179
180
181
182
183
184
185
186
187
188
189
190
Anonymous
United
Appeal
World
Development
Childrens Missionary
Society
fund
FWO
130.00
369.00
4.00
370.00
180.00
275.00
180.00
436.00
Repair
Harvest
20.00
50.00
Gift Aid
100.00
94.00
25.00
20.00
96.25
37.50
60.00
20.00
60.00
260.00
295.00
50.00
50.00
70.00
75.00
30.00
20.00
10.00
110.00
12.00
230.00
40.00
20.00