CLOUGHWATER CONGREGATION
OFTHE
PRESBYfERIAN CHURCH IN IRELAND
TRUSTEES ANNUAL REPORT
AND
FINANCIAL STATEMENTS FOR THE YEAR ENDED
315t DECEMBER 2022

sbyter
CLOUGHWATER CONGREGATION OF THE pREsB￿ERlAN CHURCH IN IRELAND
TRusfEES ANNUAL REPORT
The Trustees of Cloughwater Congregation of the Presbyterian Church in Ireland present their Annual Report and Financial
Statements for the year ended 315t December 2022 and a Ststement of Assets and Liabilities as at that date.
REFERENCE AND ADMINSTRATIVE DEfAILS
Cloughwater Congregation of the Presbyterian Church in Ireland, 125 Cloughwater Road, Ballymena, ￿r43 6QR
Registered Charity in Northern Ireland (NIC105373)
CHARITY TRUSTEES
The Charity Truste&£ who served during the year or who were trustees at the date of this report were:
Rev Alistair Mccracken
Mr Ian Brown
Mr Ivan Davison
Mr David Galbraith
Mr Adam Harbison
Nr Andrew Mauoer
Mr John Mccullough
Mr William McKeown
Nr Edward Nontgomery
Nr Stephen Porter
Mr Robert Simpson
Mr Stephen Simp50n
PRINCIPAL OFFJCE BEARERS
Minister
Clerk of Session
Treasurer
Secretary
Rev Alistair Mccracken
Mr Robert Simpson
Mr Ian Brown
Nr Uel Houston
INDEPENDENT EXAMINER
Nr John Hamilton, D T Catson & Co, Chartered Accountants, 51-53 Thomas Street, Ballymena, BT43 6A2
BANKERS
Danske Bank , 1-2 Broadway, Ballymena, sr43 7AA

CLOUGH
ATER CO
GREGATION OF THE PRE
BYfE
NCH
RCH IN IRELAND
TRusfEES ANNUAL REPORT- CONT'D
STRucfuRE AND MANAGEMENT
The Kirk Session
The charlty trustees of the congregation are the members of Its Kirk Sesslon. under the congregation'5 governing
document, The Code, the book of the constitution and government of the Presbyterian Church in Ireland, the Kirk Session
seeks to watch over and promote the spiritual interest of the congregation and of persons not connected with any
congregation who are within itg bounds. It ensures pastoral care is in place in the congregation and seeks to fijrther the
contribution of the Church to Christian Witne￿ and service in the local community. The Kirk Session has delegated to its
Congregational Committee the temporal affairs of the congregation Including administering all funds and propety
belonging to the congregation. Members of the Kirk S&ssion are ex-officio members of the Congregational Committee.
The Kirk Session consists of the ordained minister and the ruling elders of the congregations. All members are entitled
to propose, speak and exercise equal vote5 at meetings, extrpt that the Moderator, the minister in active duty in the
congregation, has no deliberative but only a casting vots.
Stated meetings of the Kirk Session are held in January, March, May, September and November.
To be chosen for the office of the eldership in the congregation a peT50n must be a voting member and a regular
attendant on its ordinances. The selection of those prowsed to be called to the office can be either by the congregation
or by the Kirk Session. Members are elected if they obtain the votes of two-thirds of those who vote.
Presbytery
Under the Presbyterian Church in Ireland form of governance the corporate oversight of a congregation is the
responsibility of 8 Presbytery which superintends generally the spiritual and temporal affairs of the congregatiorss
assigned to it by the General Assembly of the Presbyterian Church in Ireland. Cloughwater congregation of the
Presbyterian Church has been assigned to the Ballymena Presbytery of the Presbyterian Church in Ireland. The
membership of the Presbytery consists mainly of the active ministers of congregations assigned to it by the General
Assembly, ministers who have retired from active duty and an elder appointed by each of the Kirk Sessions of the
congregations.
The General Assembly
The General Assembly is the supreme court of the Church, representing in one body the whole Church and acting as its
supreme legislative, administrative and judicial authority, in dealing with all matters brought before it. The General
Assembly is normally constituted during a week in June for worship and to conduci its business. At the end of business it
is dissolved. The membership of the General Assembly consists main5y of the active ministers of each congregation, retired
ministers and a representative elder appointed by the Kirk Session of each congregation.

CLOUGHWATER CONGREGATION OF THE PRESBYfERtAN CH
RCH IN IRELAND
TRvsfEES ANNUAL REPORT- CONT'D
DESCRIPTION AND PURPOSE
The charitsble purpose of the congregation is the advancement of religion.
Cloughwater congregation of the Presbyterian Church is a congregation of the Presbyterian Church in Ireland. The
Presbyterian Church in Ireland, as a Reformed Church within the wider body of Christ is grounded in the Scriptures, and
exisL£ to love and honour God through faith in His Son and by the power of His Spirit, and to enable our members to
p5ay their part in fulfilling God s mission to our world.
Just as, Man's chief end is to glorify God and enjoy Him forever" we believe this is our purpose as a congregation, We
are A chosen people, a royal priesthood, a holy nation, a people belonging to God, tliatyou (we) may declare the praises
Df him who called you (us) out of darkness into his wonderful light., (I Peter 2.9) We take from the catechism and this
verse that we are to be engaged in worship as we glorify and praise God together; in proclamation, as we declare the word
of God/gospel within and outside the congregation, at home and abroad; in fellowship, living, serving and growing together
in gra￿ and in knowledge of our Lord and Saviour Jesus Christ"
ACTIVITIES AND OBJEcfIvES
The congregation meets for worship every Sunday and visitors are welcome to join. The Sacrament of the Lord's Supper is
observed on three occasions during the year and all those who have been baptised and who have made a profession of
faith in the Lord Jesus Christ are admitted to the Lord's Supper. The congregation holds regular bible study m￿ting5 and
has a wide range of organisations including
Afternoon Fellowship
Girls, Brigade
Flame (Youth Fellowship)
Choir & Praise Group
Creche
Focus (20's & 30's Group)
Boys, Brigade
Presbyterian Women
Sunday School / Fuel
Tea & Tots
ACHIEVEMENTS AND PERFORMANCE
Worship and prayer
The congregation normally meets for worship each Sunday at 11.30 am (llam July & August) and 7pm September to June
sr
(l and 3r0 Sundays). Creche is provided for pre-school children during morning worship and other children up to the age
of eight leaving the main church during the service for kids club. During the week the Midweek Prayer and Bible Study
provides an opportunity for members to meet together for fellowship, to study the scriptures and for a time of prayer.
As well as our regular service5 of worship, we acknowledged God's gift of new life with five sacraments of baptism. We
were able to conduct one marriage service in the church during the 2022 year. We give thanks for faithfully attended
services when we were able to gather again and sought to comfort those who had been bereaved during the year.
At 31st December 2022 there were 149 communicant members and 156 families connected with the congregation. The
average attendance at morning worship was 120 and 40 at the evening service.

CLOUGHWATER CONGRE
ATION OF THE pREsB￿ERlAN CHURCH IN IRELAND
TRUSTEES ANNUAL REPORT- CONT'D
Pastoral care
Member5 of the congregation are visited by the minister and elders throughout the year, whenever this was unable
to be carried out, telephone communication was utilised throughout the year. Those who are sick, the elderly, the
bereaved and those facing difficult circumstsnce5 are given special attention through irisits and the provision of
support, friendship and prayer.
A Care Team is established to visit those members of the congregation in hospital or re5identiallnursing homes, aiming
to show the concern of the church and to share sensitively the gospel message. The Care Team also provides prattical
care to those at times of specific need including, for example, visitation of new mothers.
Mission and outreach
At a local level the congregation seeks to reach out to the surrounding community With the Good News of the gospel. The
congregation is connected with two neighbouring Primary schools (Clough & Kirkinriola) and our minister regularly
attended the schools to conduct worship at morning assembly from the start of the academic year in September 2022.
There is a missionary committee within the congregation who together organise SUPPOFt for mission at home and abroad,
providing updateslinformation on our mission partners and the work they are involved in across the globe. Dedicated
missionary fund by the congregation help promde charitable donations to a number of mission organisations such as,
Compassion, Hamsayeh International, Pioneers, Wycliffe Bible Translation, Calvary Mission, Scripture Union Projects,
Mission Africa, Faith Mission and Release International.
The congregation also supports the United Appeal for Mission which is a central fund of the Presbyterian Church in Ireland.
This fund enables congregations to support the wider Mission of the denomination and to do mission and outreach on a
denominational basis beyond what the congregation could do on its own. The United Appeal Fund provides financial support
for mission personnel at home and overseas, assists congregations with the deployment of locally based stsff, enables
church planting, provides grant support for the upk￿p of church premises, assists With the running costs of Union
Theological College, the Church s training college for ministry students, and financia55y suppots congregation in the areas
of worship, di5ciple5hip, global mi55ion, outreach, leadership and pastoral care.
The congregation also contributes to the denominations annual World Development Appeal and any other special appeals
throughout the year.
Presbytery
The congregation was ￿presented at the regular meetings of Presbytery by our minister and one of the elders. This
provides an important link betw*n the congregation and the wider structures of the church.
Property
The congregation ensur&s that the church property is kept in good condition and all work is overseen by the church
committee.

CONGREGATION OF THE PRESBYTE
HU
CH IN IRELAND
TRusfEES ANNUAL REPORT- CONT'D
Organisations
Boys, Brigade
The objett of 1st Cloughwater BB is the advancement of Chri5Vs kingdom among boys and the promotion of habits of
obedience, reverence, discipline, self-respett and all that tends towards a true Christian manline55. We meet on Monday
nights between September and March and there are 3 seclions.
Before Christmas the Anchor Boys did 3 series on Little People, Big Dreams. We I￿ked at the lives of different people
e.g. Marie Currie and Marcus Rashford who come from humble beginnings and went to make a difference. We also
looked at characters from the bible e.g. David who was a shepherd boy who God made king, and we talked about how
God can use us for his purpose. After Christmas the b)ys did a series on the Fruits of the Spirit. Every week we have
games and craft. The anchors had a visit to the fire station which the boys all enjoyed.
The Junior section this year were looking at some of the bigger questions from the bible. e.g. who is God, who are we,
what went wrong, who is Jesus, why did he come to earth. As well as Other activities, the boys also learnt how to make
ball¢)on models which the leade¥s seemed to get quite a bit of enjoyment from too. The Junior Settion also had a trip to
the fire station as well. We also had a night where the Anchor Boys and Junior settion had a bouncy castle.
This year the company section did a Series on Jesu5 Explored which looked at who Jesus was, why he came here and
what he means for us, which really engaged the boys. We were able to have our annual football match with Clough this
year which we unfortunately lost 4-3. This yearthe boys had an outing to S￿ an Ulster Rugby match against the
Vodacom Bulls which was an enjoyable night.
Girls, Brigade
There are 46 gir15 (aged 3 to 18 years) registered in our GB company. There are 7 Commissioned Officers, 5 Associate
Leaclers and 3 Sub Officers leading our company. We meet on a Thursday evening from mid-septembei until the end of
March. Throughout the year we have succeeded in having a varied badgework programme for all sections covering
Spiritual, Educational, Service and Physical aspects. Each night we follow the GBNI scripture course in all sections and
this year we have been looking at the Characteristi￿ of God,
Our Explorer section each night have been listening to their bible story and filling out their activity booksi playing games,
singing and doing activities such as planting bulbs, making Christrnas decorations, decorating pancakes and making
Mother's Day gifts.
Our Junior section, as well as bible class, have been doing crafts, learning how to play volleyball and other team games,
and looking at various disabilitie5 and how we can help people with different needs. They raised money for Castle Tower
school and the Guide Dog Associatson, They visited Castle Tower school, enjoyed seeing all their equipment and facilities
and also had a visit from a blind person who brought along her guide dog.
The Senior and Brigader section have also been busy with their bible class, doing crafts, playing badminton and other
games and l¢)oking at all aspects of wedding planning,
The Duke of Edinburgh Award scheme continues to run in our Company, with 3 girls working for Bronze, I working for
Silver and I working towards Gold level.
We had a very successful fund-raising event in Decemter when we held a cookery demonstration and cake sale to raise
funds to purchase a cardiac defibrillator for our church and local area. All girls attended this event and the Seniors and
Brigaders helped to organise the night.
Attendance has been very good throughoLJt the year.
FLAME (Youth Fellowship)
FLAME meets fortnightly for young people aged 11 to 18 years old. An average of 25 young people attend and enjoy a mix
of food, games and Bible Study together. They enjoyed a wide variety of activities including pizza making, sundae creating
and mountain biking in the church hall. They also had some outings together from a beach walk in the summer to a winter
BBQ and carol singing in the local community in December. A number of guest speakers came along to help the members
think about what the Bible says about a variety of topics such as exam stress, peer pressure, our purpose and how to share
faith with other5,

CLOUGHWATER
ONGRE
ON OF THE PRES81TER
N CHURCH IN IRELAND
TRusfEES ANNUAL REPORT- CONT'D
Presbyterian Women
The Cloughwater Presbyterian Women's group meet on a Tuesday night, once a month from October to Narch with
approximately 30 ladies in attendance,
We had Speake￿ from various organisations including a Children's Cancer charity, and Teams from Mission stations in
Zambia and Kenya. We held an appeal, over two months, when our ladies collected health and hygiene materials to fill a
container to go to Romania where some of our members had visited in past few years.
We also enjoyed food, fun and fellowship at our Christm35 evening.
Our annual church service was held in February when the women heard how many foreign nationals who come to Belfast
can get help with language and applications for seeking asylum. Through the year's theme ot Deeper Together some
ideas from the annual inspirations book issued by the Presbyterian Women's panel were discussed and many were
challenged to grow in our motto of Living for Jesus.
Sunday School
Sunday School normally meet each Sunday morning from 10'.30 to 11., 15 running from September to June. There are 62
children registered ranging from age 4 to 17 with 8 teachers spread out across each class group. The teachers follow "Go
Teach literature during each class and the children also learn catechisms and memory verse5.
Volunteers
The Trustees wish to acknowledge their deep appreciation of those who give freely of their time by serving on
committees and helping with organisations and other church activities.

Pres
abi
CLOUGHWATER CONGREGATION OF THE PREs8￿ERlAN CHURCH IN IRELAND
TRusfEES ANNUAL REPORT- CONT'D
PUBLIC BENEFrr STATEMENT
The Presbyterian Church in Ireland meets the public benefit reouirement by providing benefit to its members and the
general public by making knowvn the Christian Gospel of the Lord Jesus Christ through the advancement of religion.
The direct benefits which flow from the purposes of the Church include the gaining of an understanding in Christian beliefs
as set out In the Bible and in the Church's subordinate standard5 (the Westminster Confession of Faith and the Shorter
and Larger Catechisms) leading to spiritual and moral development and opportunities for response to Bible teaching. In
turn, this framework leads to prattical exprefjsions of Christian beliefs and standards in the local community such as
through the care of those in need (including the sick, disabled and bereaved).
Generally the above benefits are delivered locally by congregatlons and their members, or are facilitated through
presbyteries or are organised and delivered centrally. Local delivery is facilitated by central resources in almost all cases.
Public access is made known through the use of noticeboards, printed material, press advertisement, websites, and sooal
media or in other ways.
The benefits are demonstrated through regular evaluation of the services and informal and ad-hoc feedback from
members, their families, and members of the public.
The purpose does not lead to harm. The only private benefit flowing from our purpose is related to ministers, Missionaries,
Deaconesses, Irish Mission workers and Lay Agents who receive benefits as a result of their holdin'g office or employmEnt.
However, this is incidental and necessary in order to further our charitable purpose. There are no other private benefits.
The beneficiaries of this purpose are members, their families, other indlviduals that the Presbyterian Church In Ireland Is
in direct and indirect contsct with, the community in which pastoral services are provided and other communities
throughout Northern Ireland, the Republic of Ireland, and worldwide which benefit from our engagement with and support
for both Christian and other secular organisations, charities and individual members of the public.
The Kirk Session has had regard to the Charity Commissions Public benefit requirement statutory guidance.
FINANCIAL REVIEW
The congregation's main Sour￿ of income is members. contributions through the Weekly Freewill Offering. There were
119 contributing familie5 during the year [118 in 2021] donating a total of £56,426 [£54,932 in 2021]
Totsi Income of the congregation during the year was £121,042 compared to £110,907 in the previous year.
Total expenditure (including that of organisations) was £117,513 compared to £101,203 in 2021.

yterlan
CLOUGHWATER CONGREGATION OF THE PRESBYfERIAN CHURCH IN IRELAND
TRusfEES ANNUAL REPORT- CONT'D
STATEMENT OF TRusfEE RESPONSIBILITIES
The Trustees are r￿ponSIbLe for preparing the annual report and the financial ststements of the congregation in
accordance with applicable law and generally accepted accoufiting prattice.
As the congregation's total income does not exceed £250,000, the Trustees have elected under Section 64(3) of the
Charities Att (Northern Ireland) 2008 to prepare a receipts and payment account and a ststement of assets and
liabilities.
The Trustees are responsible for keeping adequate accounting records that are sufficient to show and explain the
congregation's transactions and disclose with reasonable accuracy at any time its financial position. They are also
responsib)e for safeguarding the assets of the congregation and hence for tsking reasonable steps for the prevention and
detection of fraud and other irregularities.
Approved by the Kirk Session at a meeting on 23rd May 2023 and signed on its behalf by:
Rev Alistair Mccracken
Mr Robert $5mpson

CLOU
HWATER CONGREGATION
F THE pREsB￿ERIAN CHURCH IN IRELAND
INDEPENDENf EXAMINERS REPORT TO THE TRUSTEES OF CLOUGHWATER CONGREGATION OF THE
PRESBYfERIAN CHURCH IN IRELAND
I report on the accounts of Cloughwater congregation for the year ended 31st December 2022, which are set out on pages
10 to 15.
Respective responsibilities of the charity trustees and examiner
As the charity S trustees you are responsible for the preparation of the accounts in accordance with the Charities Act
(Northern Ireland) 2008.
It is my responsibility to:
examine the accounts under section 65 of the Charities Act
follow the procedures laid down in the general Directions given by the Commission under section 65(9)(b) of the
Charities Act
state whether particular matters have come to my attention.
Basis of independent examinerfs report
I have examined your charity accounts as required under settion 65 of the Charities Att and my examination was carried
out in accordance with the general Directions given by the Charity Commission for Northern Ireland under section
65(9)(b) of the Charities Att.
My examination included a review of the accounting records kept by the charity and a comparison of the accounts
presented with those records. It also included consideration of any unusual items or disclosures in the accounts, and
seeking explanations from you as charity trustees Con￿rning any such matters.
My role is to stste whether any material matters have come to my attention giving me cause to believe:
l. That accounting records were not kept in accordance with settion 63 of the Charities Att
2. That the accounts do not accord with those accounting records
3. That the accounts do not comply with the accounting requirements of the Charities Act
4. That there is fijrther information needed for a proper understanding of the accounts to be reached.
Independent examiner's statement
I have completed my examination and have no concerns in re5pett of the matters (l) to (4) listed above and, in connection
with following the Directions of the Charity Commission for Northern Ireland , I have found no matters that require drawing
to your attention.
Mr John Hamilton FCA
D T Carson & Co
Chartered Accountants
51-53 Thotnas Street
BALLYMENA
43 6AZ
L,1
Date: 23rd May 2023

an
CLOUGHWATER
REGATION
FTHEP
AN CHURCH IN IRELAND
STATEMENT OF FINANCIAL AcfIviTY (RECEIPTS AND PAYMENTS ACCOUNT)
FOR YEAR ENDED 31 DECEMBER 2022
NOTE UNRESTRIcfED RESTRICTED ENDOWMENT
FUNDS
FUNDS
FUNDS
TOTAL
2022
TOTAL
2021
Receipts
Donations & legacies
Charitable attivities
Investment income
80,g24
978
203
25,607
13,330
106,531
14,308
203
102,436
8,305
166
121,042
110,907
Loans received
Total receipts
82,105
38,937
121,042
110,907
Payments
Raising funds
Charitable activities
651
77,136
77,787
651
116,862
117,513
39,726
39,726
100,244
101,203
Purchase of fixed assets
Loan repayments
Totsl payments
117,513
101,203
Net receipts l (payments)
Transfers between funds
4,318
733
(789)
(733)
3,529
9,704
Net movement in funds
Funds brought foNard
5,051
21,263
(1,522)
47.121
3,529
68,384
9,704
58,680
Funds carried forward
26,314
45,599
71,913
68,384
io

CLOUGHWATER CONGREGATION OF THE PRE5B￿ERIAN CHURCH IN IRELAND
STATEMENT OF ASSETS AND LIABILITIES
AS AT 31 DECEMBER 2022
UNREsfRICtED RESTRIcfED ENDOWMENT
FUNDS
FUNDS
FUNDS
TOTAL
2022
TOTAL
2021
Funds Reconciliation
Bank & cash at start of year
Net movement in funds
Bank & cash at end of year
21,263
5,051
26,314
47, 121
(1,522)
45,599
68,384
3,529
71,913
58,680
9,704
68,384
Bank & Cash balance5
Bank current accounts
71,913
71,913
68,384
68,384
other assets
Fixed a55ets - note 7
3,310,896
3,310,896
3,079,903
3,079,903
Liabillties
Approved by the Kirk Sesslon at a meeting on 23rd May 2023 and slgned on Its behalf by
Rev Allstalr Mccracken
Mr Robert Slmpson
li

an
CLOUGHWATER CONGREGATION OF THE PRESBYfERIAN CHURCH IN IRELAND
NOTES TO THE ACCOUNTS
31 DECEMBER 2022
ACCOUNTING POLICIES
BASIS OF FINANCIAL sfATEMEWS
As the total income of the congregation is less than £250,000 the congregation have elected in accordan
accordance with the provision in The Charities Accounts and Reports Regulations (Northem Ireland) 2015
to prepare its accounts on a receipts and payments basis.
FUND ACCOUNTING
Endowment funds are funds, the capitsl of which must be retained either pernianently or at the congregation's
discretion; the income derived from the endowment is to be used either as restricted or unrestricted income
funds depending upon the purpo* for which the endownment was established in the first place.
Restricted funds comprise ( a ) income from endowments which Is to be expended only on the restricted
purposes intended by the donor and ( b ) revenue donations or grants for a specific congregational activity
intended by the donor. Where these funds have unspent balan￿S , interest on their pooled investment
is apportioned to the individual funds on an average balance basis.
Unrestricted funds are income funds which are to be spent on the congregation's general purposes.
Designated funds are general funds set aside by the congregation for u* in the fijture.
DONATIONS & LEGACIES
UNREsfRIcfED REsfRIcfED ENDOWMENr
FUNDS
FUNDS
FUNDS
TOTAL
2022
TOTAL
2021
Recorded giving
Loose collections
Donations and gi
Gift Aid
Legacies & bequests
67,206
20,255
87,461
865
2,868
15,337
84,577
202
631
17,026
1,233
11,620
1,635
3,717
80,924
25,607
106,531
102,436
12

an
CLOUGHWATER CONGREGATION OF THE PRESBYfERIAN CHURCH IN IRELAND
NOTES TO THE AccouNrs
31 DECEMBER 2022
CHARrrABLE AcfIvmES
UNRESTRicfED REsfRICTED ENDOWMENT
FUNDS
FUNDS
FUNDS
TOTAL
2022
TOTAL
2021
Income from charitable
attivities
Sale of study LN)oks etc
Fundraising events
Miscellaneous
13,330
13,330
678
7,941
124
678
300
978
300
14,308
240
8,305
13,330
INVEsfMENT INCOME
UNREsfRIcfED REsfRIcfED ENDOWMENT
FUNDS
FUNDS
FUNDS
TOTAL
2022
TOTAL
2021
Bank interest
Other investment income
141
62
203
141
62
203
iio
56
166
RAISING FUNDS
UNREsfRIcfED REsfRIcfED ENDOWMENT
FUNDS
FUNDS
FUNDS
TOTAL
2022
TOTAL
2021
FWO & other envelopes
651
651
651
651
959
959
13

Pr'es
CLOUGHWATE
CONGREG
TION OF T
E PRESBYfERIAN CHURCH IN IRELAND
NOTES TO THE ACCOUNTS
31 DECEMBER 2022
CHARrrABLE ACTIVMES
UNRESTRIcfED RESTRI￿ED ENDOWMENT TOTAL
FUNDS
FUNDS
FUNDS
2022
TOTAL
2021
General Assembly
Assessments
Presbytery fee5
Ministry & support
staff costs
Congregational running
expenses
Donations to missions
& charities
Governance costs
7,293
329
7,293
329
7,144
379
51,885
51,885
49,953
17,629
28,058
15,579
15,579
14,710
77,136
39,726
116.862
100,244
FIXED ASs￿s
The congregation owns the church premlses situated at 125 Cloughwater Road, Ballymena and the associated
fixturts, fiitings, plant and equipment and a manse at 304 Cushendall Road, Ballymena.
These have a combined insurance value of £3,310,896
14

CLOUGHWATER CONGREGATION OF THE PRESBYfER]AN CHURCH IN IRELAND
NOTES TO THE ACCOUNTS
31 DECEMBER 2022
FUND BALANCES
BAL4.14.CE RECE_Iwrs.PAYMENTSSURPLUS/TRANSFER BALANCE
AT START
(DEFICIT)
ATEND
Unrestricted funds
General account
21,263
21,263
82,105
82,105
77,787
77,787
4,318
4,318
733
733
26,314
26,314
Restritted funds
Repair
Missionary
United Appeal
Other Mission Support
Afternoon Fellowship
Boys Brigade
Care Team
Flame
Girls Brigade
Presbyterian Women
Sunday School
34,685
4,795
8,693
8,736
4,999
3,179
1,099
13,595
7,186
5,214
3,179
871
2,668
130
(4,902)
1,550
(215)
29,783
6,345
215
183
174
146
382
5,320
884
552
47,121
228
(ioo)
311
(130)
(16)
(382)
(250)
(200)
6,071
3,414
115
38,937
3,650
3,144
89
39,726
2,421
270
26
(789)
7,491
954
578
45,599
(733)
Endowment funds
Bequest fund
Total
68,384
121,042
117,513
3,529
71,913
15

an
Appendix
Envelope
Number
United
Appeal
World
Development
Childrens Missionary
Society
fund
FWO
180.00
50.00
650.00
iio.00
Repair
Harvest
60.00
Gift Aid
92.50
100.00
150.00
100.00
loo.00
50.00
loo.00
392.50
250.00
520.00
25.00
50.00
40.00
20.00
40.00
170.00
200.00
loo.00
io
li
12
13
250.00
1,000.00
135.00
80.00
150.00
loo.00
10.00
loo.00
192.50
290.00
20.00
50.00
5.00
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
780.00
600.00
250.00
50.00
15.00
15.00
240.00
475.00
115.00
49.00
320.00
565.00
5.00
520.00
715.00
720.00
600.00
120.00
1,000.00
loo.00
10.00
10.00
60.00
350.00
100.00
120.00
295.00
150.00
120.00
200.00
400.00
400.00
200.00
loo.00
250.00
250.00
200.00
200.00
20.00
240.00
455.00
342.50
343.75
20.00
5.00
10.00
20.00
2,295.00
120.00
65.00
320.00
140.00
453.75
30.00
loo.00
20.00
50.00
20.00
130.00
50.00
50.00
1,770.00
490.00
10.00
10.00
250.00
80.00
500.00
20.00
200.00
240.00
1,000.00
156.25
20.00
20.00
70.00
40.00
35.00
41
42
43
205.00
55.00
40.00
1,365.00
loo.00
30.00
20.00
200.00
12.00
10.00
10.00
10.00
30.25
435.00
120.00
40.00
50.00
365.00
591.25

an
Appendix- Cont'd
Envelope
Number
45
46
47
United
Appeal
World
Development
Childrens Missionary
Society
fund
FWO
340.00
Repair
Harvest
Gift Aid
72.50
162.50
365.00
355.00
255.00
300.00
20.00
10.00
40.00
10.00
15.00
20.00
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
860.00
830.00
235.00
140.00
60.00
50.00
20.00
50.00
32.75
260,00
200.00
160.00
37.50
520.00
120.00
520.00
120.00
96.00
390.00
50.00
25.00
loo.00
25.00
150.00
20.00
50.00
205.00
loo.00
20.00
10.00
187.50
40.00
36.50
45.00
600.00
120.00
200.00
120.00
20.00
20.00
60.00
290.00
60.00
12.50
40.00
260.00
60.00
80.00
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
200.00
150.00
545.00
265.00
60.00
loo.00
loo.00
260.00
65.00
117.50
50.00
60.00
30.00
50.00
50.00
40.00
10.00
20.00
60.00
60.00
10.00
50.00
40.00
10.00
20.00
60.00
10.00
122.50
400.00
200.00
20.00
120.00
loo.00
200.00
205.00
95.00
20.00

Pre
Appendix- Cont'd
Envelope
Number
89
90
91
92
93
94
95
96
97
98
99
loo
ioi
102
103
104
105
106
107
108
109
iio
iii
Iiz
113
114
115
116
117
United
Appeal
World
Childrens Missionary
Development Societv
fund
10.00
FWO
170.00
386.00
Repair
Harvest
loo.00
40.00
Gift Aid
105.00
200.00
200.00
20.00
10.00
io.ao
10.00
130.00
loo.00
313,75
227.50
960.00
385.00
120.00
240.00
20.OQ
loo.00
20.00
510.00
100.00
30.00
198.75
1,200.00
200.00
720.00
520.00
loo.00
1,000.00
240.00
120.00
200.00
120.00
30.00
60.00
loo.00
100.00
30.00
40.00
loo.00
65.00
480.00
20.00
400.00
20.00
50.00
20.00
50.00
10.00
22.50
265.00
65.00
60.00
95.00
720.00
30.00
365.OQ
loo.00
410.00
210.00
200.00
30.00
120.00
305,00
loo.00
50.00
90.OD
30.00
320.00
268.75
30.00
198.75
10.00
100.00
loo.00
80.00
loo.00
loo.00
700.00
435.00
240.00
250.00
120.00
60.00
20.00
50.00
145.00
119
120
121
122
123
124
125
126
127
128
129
130
131
132
520.00
80.00
185.00
230.00
164.00
250.00
10.00
50.00
121.25
40.00
120.00
120.00
10.00
35.00
6.25
720.00
180.00
160.00
150.00
300.00
540.00
26.25

Appendix- Cont'd
Envelope
Number
133
134
135
136
137
138
139
140
141
142
143
144
145
146
147
United
Appeal
World
Childrens Missionary
Development Society
fund
1,200.00
FWO
3,600.00
650.00
Repair
Harvest
Gift Aid
1,200.00
162.50
120.00
1,560.00
40.00
120.00
240.00
200.00
240.00
590.00
320.00
227.00
50.00
50.00
42.00
26.00
170.00
50.00
50.00
175.00
120.00
loo.00
35.00
10.00
149
1,280.00
2,420.00
510.00
155.00
1,200.00
90.00
1,080.00
700.00
240.00
90.00
60.00
500.00
200.00
50.00
50.00
600.00
635.00
645.00
90.00
151
152
153
154
155
156
157
158
159
160
161
162
163
164
165
166
167
168
169
170
171
172
173
174
175
176
loo.00
600.00
455.00
10.00
1,000.00
loo.00
320.00
300.00
40.00
20.00
40.00
290.00
777.50
190.00
270.00
1,200.00
52.00
20.00
25.00
115.00
166.00
250.00
27.50
37.50
200.00
550.00
320.00
120.00
300.00
loo.00
155.00
300.00
20.00
550.00
40.00
205.00
520.00
370.00
20.00
170.00
85.00
loo.00
20.00
loo.00
40.00
20.00
235.00
122.50
200.00
loo.00
20.OQ
172.50

Pres
Appendix- Cont'd
Envelope
Number
177
178
179
United
Appeal
World
Childrens Missionary
Development Society
fund
FWO
85.00
266.00
385.00
225.00
90.00
255.00
130.00
385.00
Repair
Harvest
20.00
50.00
Gift Aid
60.00
98.75
182
183
184
45.00
20.00
20.00
150,00
45.00
92.50
40.00
60.00
60.00
10.00
10.00
60.00
186
187
188
189
190
Anonymous
Church
Donation
Donation in
lieu of pulpit
supply
200.00
330.00
50.00
30.00
50.00
loo.00
63.75
20.00
50.00
20.00
130.00
95.00
15.00
20.00
215.00
85.00