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2025-12-31-accounts

MILLISLE & BALLYCOPELAND CONGREGATION OF THE PRESBYTERIAN CHURCH IN IRELAND

Financial Statements for the year ended 31 December 2025

Registered Charity in Northern Ireland (NIC105206)

MILLISLE & BALLYCOPELAND CONGREGATION OF THE PRESBYTERIAN CHURCH IN IRELAND STATEMENT OF FINANCIAL ACTIVITY

Year ending 31 December 2025

Receipts
Note
Donations and Legacies
2
Charitable activities
3
Other trading activities
4
Investment income
5
Other
6
Sale of investments
Sale of fixed assets
Loans received
Total Receipts
Payments
Raising funds
7
Charitable activities
8
Investment costs
Other
9
Purchase of investments
Purchase of fixed assets
Loan repayments
Total Payments
Net receipts/(payments)
Transfers between funds
Net movement of funds
Funds brought forward
Funds carried forward
Unrestricted
Funds
Restricted
Funds
Endowment
Funds
Total 2025
72,078
6,784
0
78,862
1,925
14,276
0
16,201
19,030
0
0
19,030
1,905
2,504
0
4,409
2,231
2,487
0
4,717
97,169
26,050
0
123,219
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
97,169
26,050
0
123,219
603
0
0
603
64,716
20,264
0
84,980
0
0
0
0
2,080
1,357
0
3,437
67,399
21,621
0
89,020
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
67,399
21,621
0
89,020
29,770
4,429
0
34,199
-1,346
1,346
0
0
28,424
5,775
0
34,199
79,277
91,326
0
170,603
107,701
97,101
0
204,803
Total 2024
80,256
17,827
320
4,902
17,183
120,489
0
0
0
0
120,489
2,242
109,863
0
2,378
114,483
0
0
0
0
114,483
6,006
0
6,006
164,597
170,603

Registered Charity in Northern Ireland (NIC105206)

MILLISLE & BALLYCOPELAND CONGREGATION OF THE PREBYTERIAN CHURCH IN IRELAND STATEMENT OF ASSETS AND LIABILITIES As of 31 December 2025

Funds Reconciliation
Bank and Cash at start of year
Net movement in funds
Bank and Cash at end of year
Bank & Cash Balances
Bank Deposit Accounts
Bank Current Accounts
Cash in Hand
Other Assets
Fixed Assets - Note 10
> Church premises
> Fixtures, Fittings, Equipment
> Vehicles
Investments - Note 11
Gift aid receivable on donations
Liabilities
Loans
Other
Total Funds
Unrestricted
Funds
Restricted
Funds
Endowment
Funds
79,277
91,326
0
28,424
5,775
0

Total 2025
170,603
34,199
204,803
4,994
199,470
339
204,803
0
0
0
0
0
0
0
0
0
0
204,803
Total 2024
164,597
6,006
107,701
97,101
0
170,603
5,598
164,461
544
170,603
0
0
0
0
0
0
0
0
0
0
170,603

Approved by the Kirk Session at a meeting on 22nd April 2026 and signed on it's behalf by: -

Miss M Startin

Mr E Walton

Registered Charity in Northern Ireland (NIC105206)

MILLISLE & BALLYCOPELAND CONGREGATION OF THE PREBYTERIAN CHURCH IN IRELAND STATEMENT OF ASSETS AND LIABILITIES

31 December 2025

1. ACCOUNTING POLICIES

BASIS OF FINANCIAL STATEMENTS

As the total income of the congregation is less than £250,000 the congregation have elected in accordance with the provisions in The Charities Accounts and Reports Regulations (Northern Ireland) 2015 to prepare its accounts on a receipts and payments basis.

FUND ACCOUNTING

Endowment funds are funds, the capital of which must be retained either permanently or at the congregation's discretion; the income derived from the endowment is to be used either as restricted or unrestricted income funds depending upon the purpose for which the endowment was established in the first place.

Resticted funds comprise (a) income from endowments which is to be expended only on the restricted purposes intended by the donor and (b) revenue donations or grants for a specific congregational activity intended by the donor. Where these funds have unspent balances, interest on their pooled investment is apportioned to the individual funds on an average balance basis.

Unrestricted funds are income funds which are to be spent on the congregation's general purposes. Designated funds are general funds set aside by the congregation for use in the future.

2. DONATIONS AND LEGACIES

a) Recorded giving
b) Loose collections
c) Donations and gifts
d) Gift aid
e) Legacies and bequests
Unrestricted
Funds
Restricted
Funds
Endowment
Funds
Total 2025
59,034
5,420
0
64,454
773
0
0
773
1,475
0
0
1,475
10,796
1,364
0
12,160
0
0
0
0
72,078
6,784
0
78,862
Total 2024
65,686
957
1,320
12,294
0
80,256

3. CHARITABLE ACTIVITIES

a) Income from charitable activities
b) Fees from weddings and funerals
c) Fundraising events
d) Membership fees
e) Grants
Organisations income
Unrestricted
Funds
Restricted
Funds
Endowment
Funds
Total 2025
0
3,216
0
3,216
0
0
0
0
1,925
0
0
1,925
0
0
0
0
0
0
0
0
0
11,060
0
11,060
1,925
14,276
0
16,201
Total 2024
3,750
0
4,367
0
0
9,711
17,827

4. OTHER TRADING ACTIVITIES

a) Letting of premises
b) Trading income
Unrestricted
Funds
Restricted
Funds
Endowment
Funds
Total 2025
19,030
0
0
19,030
0
0
0
0
19,030
0
0
19,030
Total 2024
320
0
320

Registered Charity in Northern Ireland (NIC105206)

5. INVESTMENT INCOME

a) Deposit interest
b) General Investment Fund
c) Rents investment properties
d) Other investment income
Unrestricted
Funds
Restricted
Funds
Endowment
Funds
Total 2025
1,905
2,504
0
4,409
0
0
0
0
0
0
0
0
0
0
0
0
1,905
2,504
0
4,409
Total 2024
4,902
0
0
0
4,902

6. OTHER INCOME

a) Insurance claims
b) Other income
Unrestricted
Funds
Restricted
Funds
Endowment
Funds
Total 2025
0
0
0
0
2,231
2,487
0
4,717
2,231
2,487
0
4,717
Total 2024
0
17,183
17,183

7. RAISING FUNDS

a) FWO envelopes
b) Fundraising events
Unrestricted
Funds
Restricted
Funds
Endowment
Funds
Total 2025
603
0
0
603
0
0
0
0
603
0
0
603
Total 2024
569
1,673
2,242

8. CHARITABLE ACTIVITIES

a) General Assembly Assessments
b) Presbytery Fees
c) Ministry and support staff costs
d) Congregational running expenses
e) Donations to Missions and charities
f) Governance costs
Organisation expenses
9. OTHER EXPENDITURE
Investment properties expenses
Unrestricted
Funds
Restricted
Funds
Endowment
Funds
Total 2025
14,163
0
0
14,163
540
0
0
540
35,487
0
0
35,487
14,106
1,731
0
15,837
0
8,929
0
8,929
420
0
0
420
0
9,604
0
9,604
64,716
20,264
0
84,980
2,080
1,357
0
3,437
Unrestricted
Funds
Restricted
Funds
Endowment
Funds
Total 2025
0
0
0
0
Total 2024
15,499
521
34,488
38,726
9,700
420
10,508
109,863
2,378
Total 2024
0

10. FIXED ASSETS

The congregation owns the church premises situated at 17 Ballywalter Road, Millisle and the associated fixtures, fittings, plant and machinery. These have an insurance value of £3,573,629

11. INVESTMENTS

General Investment Fund
Property
Other investments
Unrestricted
Funds
Restricted
Funds
Endowment
Funds
Total 2025
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Total 2024
0
0
0
0

12. FUND BALANCES

Registered Charity in Northern Ireland (NIC105206)

Fund
Unrestricted Funds
FWO/General Fund
Restricted Funds
Ballycopeland Graveyard Maintenance
Boys Brigade
Building Fund
Christian Aid
Church Charity Fund
Disaster Fund
Flower Festival
Flower Fund
Interest on Simpson Gift
Millisle Old School Fund
Moderators Appeal Fund
Presbyterian Children's Society
Relief Fund
Religious Publications
United Appeal
World Development
Girls Brigade
Bowling Club
Ignite Youth Group
Presbyterian Women
Tuesday Club
Catering Committee
Sunday School
Total
Endowment Funds
Total
Balance at
start
Receipts
Payments
Surplus /
(Deficit)
79,277
97,169
67,399
29,770
-11
975
585
390
392
0
0
0
31,904
4,276
1,019
3,257
0
0
0
0
0
3,216
3,216
0
506
0
0
0
12,642
0
0
0
286
66
0
66
37,232
2,091
1,485
606
530
0
0
0
0
0
0
0
0
0
0
0
300
0
0
0
-74
0
0
0
0
3,654
5,000
-1,346
0
713
713
0
4,282
5,786
4,968
818
1,011
1,142
1,562
-420
78
0
0
0
901
885
1,390
-505
242
363
329
34
925
2,885
1,355
1,530
179
0
0
0
91,326
26,050
21,621
4,429
0
0
0
0
170,603.22
123,219
89,020
34,199
Transfer
Balance at
end
-1,346
107,701
378
392
35,161
0
0
506
12,642
352
37,838
530
0
0
300
-74
1,346
0
0
5,100
591
78
396
276
2,455
179
1,346
97,101
0
0
0
204,803

Registered Charity in Northern Ireland (NIC105206)