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CARGYCREEVY CONGREGATION OF THE PRESBYfERIAN CHURCH IN
IRELAND
Trustees Annual Report and Financial Statements
for the year ended 31 December 2024
Registered Charity in Northern Ireland NIC105083

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CARGYCREEVY CONGREGATION OF THE PRESBYfERIAN CHURCH IN IRELAND
TRUSTEES ANNUAL REPORT
The Trustees present their Annual Report and Financial Statements for the year ended 31 December 2024
including a Statement of Assets and Liabilities as at that date.
REFERENCE AND ADMINISTRATIVE DETAILS
Cargycreevy congregation of the Presbyterian Church in Ireland
192 Old Ballynahinch Road, Lisburn. BT27 6TP.
Registered Charity in Northern Ireland {NIC105083).
CHARITY TRUSTEES
The Charity Trustees who served during the year or who were trustees at the date of this report were.
Rev. Leslie Patterson
Miss Beth Bell
Mr James Crawford
Mr Mark Dougla5
Mi55 Christine Mcconaghy
Miss Heather Mcconaghy
Mrs Ella McLoughlin
Mr Alan Strain
PRINCIPAL OFFICE BEARERS
Minister
Clerk of Session
Treasurer
Rev. Leslie Patterson
Miss Heather Mcconaghy
Miss Heather Mcconaghy
INDEPENDENT EXAMINER
Mccleary & Company Limited
Garvey Studios,
14 Long5tone Street, Lisburn,
Co Antrim,
BT28 ITP
BANKERS
Danske Bank
62-66 Bow Street. Lisburn, Co. Antrim, BT28 1YS
SOLICITORS
W G Maginess and Son
68 Bow Street
Lisburn
BT28 IAL

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CARGYCREEWI CONGREGATION OF THE PRESBYfERIAN CHURCH IN IRELAND
TRUSTEES ANNUAL REPORT (cont'd)
STRUCTURE AND MANAGEMENT
The Kirk Session
The charity trustees of the congregation are the members of its Kirk Session. Under the congregation's
governing document, The Code, the book of the constitution and government of the Presbyterian Church
in Ireland, the Kirk Session seeks to watch over and promote the spiritual interest of the congregation and
of persons not connected with any congregation who are within its bounds. It ensures pastoral care is in
place in the congregation and seeks to further the contribution of the Church to Christian witness and
service in the local community. The Kirk Sessions has delegated to its Congregational Committee the
temporal affairs of the congregation including administering all funds and property belonging to the
congregation. Member5 of the Kirk Session are ex-officio members of the Congregational Committee.
The Kirk Session consists of the ordained minister and the ruling elders of the congregations. All members
are entitled to propose, speak and exercise equal votes at meetings, except that the Moderator, the
ministers in active duty in the congregation, has no deliberative but only a casting vote.
Stated meetings of the Kirk session are held five times in the year i.e., once every two months with a break
in the summer.
To be chosen for the office of the eldership in the congregation a person must be a voting member and a
regular attendant on its ordinances. The selection of those proposed to be called to the office can be
either by the congregation or by the Kirk Session. Members are elected if they obtain two-thirds of those
who vote.
Presbytery
Under the Presbyterian Church in Ireland form of governance the corporate oversight of a congregation is
the responsibility of a Presbytery which superintends generally the spiritual and temporal affairs of the
congregations assigned to it by the General Assembly of the Presbyterian Church in Ireland. Cargycreevy
congregation of the Presbyterian Church has been assigned to the Dromore Presbytery of the Presbyterian
Church in Ireland. The membership of the Presbytery consists mainly of the active ministers of
congregations assigned to it by the General Assembly, minsters who have retired from active duty and an
elder appointed by the Kirk Session of the congregation.

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CARGYCREEVY CONGREGATION OF THE PRESBYfERIAN CHURCH IN IRELAND
TRUSTEES ANNUAL REPORT (cont'd)
The General Assembly
The General Assembly is the supreme court of the Church, representing in one body the whole Church and
acting as its supreme legislative, admin istrative a nd judicial authority, in dealing with all matters brought
before it. The General Assembly is normally constituted during the first week in June for worship and to
conduct its business. At the end of busine55, it is dissolved. The membership of the General Assembly
consists mainly of the active ministers of each congregation, retired minsters and a representative elder
appointed by the Kirk Session of each congregation.
DESCRIPTION AND PURPOSE
The charitable purpose of the congregation is the advancement of religion.
Cargycreevy congregation of the Presbyterian Church is a congregation of the Presbyterian Church in
Ireland. The Presbyterian Church in Ireland, as a Reformed Church within the wider body of Christ is
grounded in the Scriptures and exists to love and honour God through faith in His Son and by the power of
His Spirit, and to enable her members to play their part in fulfilling God'5 mission to our world.
The congregation's mission purpose is by the grace of God, to help people of all ages become fully devoted
followers of Jesus Christ. Our vision is, by the grace of God, to be an inclusive, welcoming community of
Christ's people of all ages, which:
is increasingly characterised by lovefor God, and love ond concern for others.
is committed to the historic Christian gospel as revealed in the Bible.
is relevant to people of this time and place.
The congregation aims to live out its Mission and Vision as a family of God's people by being:
A Covenant Community.. where our relationships are rooted in the promises of God by living faithfully
tOWL7rd him and toward one another.
An Intergenerational Community.. where adults intentionally take the leod to engage with. encourage
and nurture younger members to maturity in Christ.
An Outward looking Community.. where we want the blessings of God that belong to us in the gospel to
become blessingsfor others beyond the bounds of our community.
As o congregation of the Presbyterian Church in Ireland, we believe that the Bible 15 the supreme
authority over all we do, ond that the Westminster Confession of Faith. along with the Larger and
Shorter Catechisms set out what we understand the Bible teache5 on key matters of Christianfaith ond
practice.

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CARGYCREEVY CONGREGATION OF THE PRESBYfERIAN CHURCH IN IRELAND
TRUSTEES ANNUAL REPORT (cont'd)
ACTIVITIES AND OBJECTIVES
The congregation meets for worship every Sunday and visitors are welcome to join. The Sacrament of the
Lord's Supper 15 observed on several occasions during the year and all those who have been baptised and
who have made a profession of faith in the Lord Jesus Christ are admitted to the Lord's Supper. The
congregation holds regular bible study meetings and has a wide range of organisations including.
Presbyterian Women
Bowling Club
ACHIEVEMENTS AND PERFORMANCE
Worship and prayer
The congregation normally meets for worship each Sunday at 12.30pm with occasional evening services
throughout the year. On a monthly basis our Bible Study provides an opportunity for members to meet for
fellowship, to Study the scriptures and for a time of prayer.
As well as our regular services during the year we conducted online services for members and non-
members and gave thanks for faithful service and sought to comfort those who had been bereaved during
the year.
On 31 December 2024 there were 59 communicant members, and 59 families connected with the
congregation. The average weekly attendance at morning worship is 32.
Pastoral care
Members of the congregation who are unable to attend church due to sickness or age are visited on a
regular basis by the minister and elders.
Mission and outreach
At a local level, the congregation financially sUPPOrted Mission work through United Appeal, World
Development Appeal, Christian Aid and the Presbyterian Children's Society.

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CARGYCREEVY CONGREGATION OF THE PRESBYfERIAN CHURCH IN IRELAND
TRUSTEES ANNUAL REPORT (conyd)
The congregation supports the United Appeal for Mission which is a central fund of the Presbyterian
Church in Ireland. Thi5 fund enables congregations to support the wider mission of the denomination and
to do mission and outreach on a denominational basis beyond what the congregation could do on its own.
The United Appeal Fund provides financial support for mission personnel at home and overseas, assists
congregations with the deployment of locally based staff, enables church planting, provides grant support
for the upkeep of church premises, assists with the running costs of Union Theological College, the
Church's training college for ministry students, and financially supports congregations in the areas of
worship, discipleship, global mission, outreach, leadership and pastoral care.
The congregation also contributes to the denomination's annual World Development Appeal, Sunday
School project and any other special appeals.
Presbytery
The congregation was represented at the regular meetings of Presbytery by our minister and / or one of
the elders. This provides an important link between the congregations and the wider structures of the
church.
General Assembly
The minister and one of our elders were nominated to attend the meeting of the General Assembly of the
Presbyterian Church in Ireland due to be held in June in Assembly Buildings, Belfast.
Property
During the year. work was done to all 4 Church properties including the Manse roof, and improvements to
the Church heating. The Church and Hall were inspected by Nl Water and all work required by them
completed.
Organisations
The Presbyterian Women meet monthly from September to May with a planning meeting, for the
following year, in June. It has an average membership of 16 but the meetings would have anything up
to 200 depending on the subject matter of the meeting or the speaker{sl invited.
Bowling Club meets weekly from September to March, playing home and away matches with Bowling
Clubs from other churches. It has an average membership of 20.

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CARGYCREEVY CONGREGATION OF THE PRESBYfERIAN CHURCH IN IRELAND
TRUSTEES ANNUAL REPORT (cont'd)
Volunteers
The Trustees wish to acknowledge their deep appreciation of those who give freely of their time by serving
on committees and helping with organisations and other church activities.
PUBLIC BENEFIT STATEMENT
The Presbyterian Church in Ireland meets the public benefit requirement by providing benefit to its
members and the general public by making known the Christian Gospel of the Lord Jesus Christ through
the advancement of religion.
The direct benefits which flow from the purposes of the Church include the gaining of an understanding in
Christian beliefs as set out in the Bible and in the Church's subordinate standards (the Westminster
Confession of Faith and the Shorter and Larger Catechisms) leading to spiritual and moral development and
opportunities for response to Bible teaching. In turn, this framework leads to practical expression5 of
Christian beliefs and standards in the local community such as through the care of those in need (including
the sick, disabled and bereaved).
Generally, the above benefits are delivered locally by congregations and their members or are facilitated
through presbyteries or are organised and delivered centrally. Local delivery is facilitated by central
resources in almost all cases. Public access is made known using noticeboards, printed material, press
advertisement, websites, and social media or in other ways.
The benefit5 are demonstrated through regular evaluation of the services and informal and ad-hoc
feedback from members, their families, and members of the public.
The purpose does not lead to harm. The only private benefit flowing from our purpose is related to
Ministers, Missionaries, Deaconesses, Irish Mi55ion workers and Lay Agents who receive benefits as a result
of their holding office or employment. However, this is incidental and necessary in order to further our
charitable purpose. There are no other private benefit5. The beneficiaries of this purpose are members,
their families, other individuals that the Presbyterian Church in Ireland is in direct and indirect contact
with, the community in which pastoral services are provided and other communities throughout Northern
Ireland, the Republic of Ireland, and worldwide which benefit from our engagement with and support for
both Christian and other secular organisations, charities and individual members of the public.
The Kirk Session has had regard to the Charity Commi55ion5 Public benefit requirement statutory guidance.

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CARGYCREEVY CONGREGATION OF THE PRESBYfERIAN CHURCH IN IRELAND
TRUSTEES ANNUAL REPORT (cont'd)
FINANCIAL REVIEW
The congregation's main source of income is members, contributions through the Weekly Freewill
Offering. There were 67 contributors during the year [64 in previous year, 2023] donating a total of
£25,914. [£25,424 in previous year, 2023].
Total Income of the congregation (including organisations) during the year was £68,573 compared to
£61,419 in the previous year.
Total expenditure increased from £51,919 to £58,766.
STATEMENT OF TRUSTEE RESPONSIBILITIES
The Trustees are responsible for preparing the annual report and the financial statements of the
congregation in accordance with applicable law and generally accepted accounting practice.
As the congregation's total income does not exceed £250,000, the Trustees have elected under Section
64(3) of the Charities Act (Northern Ireland) 2008 to prepare a receipts and payment account and a
statement of assets and liabilities.
The Trustees are responsible for keeping adequate accounting records that are sufficient to show and
explain the congregation's transactions and disc105e with reasonable accuracy at any time its financial
position. They are also responsible for safeguarding the assets of the congregation and hence for taking
reasonable steps for the prevention and detection of fraud and other irregularities.
Approved by the Kirk Session at a meeting on 24 April 2025 and signed on its behalf by
[Namel fvc.
[Name] IK-E. tr1￿.
[Date]

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INDEPENDENT EXAMINERS REPORT TO THE TRUSTEES OF CARGYCREEVY CONGREGATION OF THE
PRESBYfERIAN CHURCH IN IRELAND
I report on the accounts for the year ended 31 December 2024 set out on page5 eleven to
seventeen.
Respective responsibilities of trustees and examiner
The charity's trustees are responsible for the preparation of the accounts in accordance with the
Charities Act (Northern Ireland) 2008.
It is our responsibility to:
examine the accounts under Section 65 of the Charities Act
to follow the procedures laid down in the General Directions given by the Charity.
Commission (under Section 6519)(bl of the Charities Act); and
to state whether particular matters have come to my attention.
Basis of the independent examiner's report
I have examined your charity accounts as required under section 65 of the Charities Act and our
examination was carried out in accordance with the general directions given by the Charities
Commission for Northern Ireland under section 65{9){b) of the Charities Act.
My examination included a review of the accounting records kept by the charity and a comparison
of the accounts presented with those records. It also included consideration of any unusual items
of disclosures in the account5 and seeking explanations from you as charity trustees concerning any
such matters.
My role is to state whether any material matter5 have come to my attention giving me cause to
believe:
l. That accounting records were not kept in accordance with section 63 of the Charities
Act
2. That the accounts do not accord with those accounting records
3. That the accounts do not comply with the accounting requirements of the Charities Act
4. That there is further information needed for a proper understanding of the accounts to
be reached.
Independent examiner's statement
I have completed my examination and have no concerns in respect of the matters (l) to14) listed
above and in connection with following the Directions of the Charity Commission for Northern
Ireland; I have found no matters that require drawing to your attention.

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INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF CARGYCREEVY CONGREGATION OF THE
PRESBYfERIAN CHURCH IN IRELAND (cont'd)
John Mccleary FCA
Mccleary & Company Ltd
Chartered Accountant5
Garvey Studios
14 Longstone Street
Lisburn
Co. Antrim
BT28 ITP
Date: 24 April 2025
10

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CARGYCREEVY CONGREGATION OF THE PRESBYfERIAN CHURCH IN IRELAND
STATEMENT OF FINANCIAL ACTIVITY (Receipts and Payments Account)
for the year ended 31 December 2024
Note
Unrestricted Restricted
Funds
Funds
Endowment
Funds
Total
2024
Total
2023
Receipts
Donations and legacies
Charitable activities
Other trading activities
Investment Income
Other
34,567
1,313
3,300
3,641
15,612
6,579
50,179
7,892
3,300
7,202
45,089
7,155
3,300
4,467
3,561
Sale of Investments
Sale of fixed assets
Loans Received
Total Receipts
42,821
25,752
68,573
61,419
Payments
Raising funds
Charitable activities
Investment COSts
Other
34,955
23,811
58,766
51,919
Investments Written off
Purchase of fixed assets
Loan Repayments
11
Total Payments
34,955
23,811
58,766
51,919
Net receipts / {payments)
Transfer5 between funds
7,866
64
1,941
(64)
9,807
9,500
Net movement in funds
Funds brought fonNard
7,930
64,328
1,877
28,770
9,807
270,728
9,500
261,228
177,630
Funds carried forward
12
72,258
30,647
177,630
280,535
270,728
11

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CARGYCREEVY CONGREGATION OF THE PRESBYTERIAN CHURCH IN IRELAND
STATEMENT OF ASSETS AND LIABILITIES
As at 31 December 2024
Unrestricted
Funds
Restricted
Funds
Endowment Total Funds
Funds
2024
Total
Funds
2023
Funds Reconciliation
Bank and Cash at start of year
Net movement in funds
64,328
7,930
28,770
1,877
177,630
270,728
9,807
261,228
9,500
Bank and Cash at end of year
72,258
30,647
177,630
280,535
270,728
Bank & Cash Balances
Bank Deposit Accounts
Bank Current Accounts
Cash in Hand
46,742
56,163
42,419
50,679
102,905
93,098
Other Assets
Fixed Assets- Note 10
Church Premises
Fixtures, Fittings &Equipment
Vehicles
Investments - Note 11
Gift Aid receivable on donations
2,431,924 2,316,118
177,630
7,918
177,630
6,830
2,617,472 2,500,578
Liabilities
Loans
Other
Approved by the Kirk Session at a meeting on 24 April 2025 and signed on its behalf by
[Namel h.E . ￿LL
[Date]
12

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CARGYCREEVY CONGREGATION OF THE PRESBYfERIAN CHURCH IN IRELAND
NOTES TO THE ACCOUNTS
31 December 2024
ACCOUNTING POLICIES
BASIS OF FINANCIAL STATEMENTS
As the total income of the congregation is le55 than £250,000 the congregation have elected in accordance
with the provisions in The Charities (Accounts and Reports Regulations (Northern Ireland) 2015 to prepare
its accounts on a receipts and payments basis.
FUND ACCOUNTING
Endowment funds are funds, the capital of which must be retained either permanently or at the
congregation's discretion,. the income derived from the endowment is to be used either as restricted or
unrestricted income funds depending upon the purpose for which the endowment was established in the
first place.
Restricted funds comprise la) income from endowments which is to be expended only on the restricted
purposes intended by the donor and (b) revenue donations or grants for a specific congregational activity
intended by the donor. Where these funds have unspent balances, interest on their pooled investment is
apportioned to the individual funds on an average balance basis.
Unrestricted funds are income funds which are to be Spent on the congregation's general purposes.
Designated funds are general funds set aside by the congregation for use in the future.
DONATIONS AND LEGACIES
Unrestricted
Funds
Restricted Endowment
Funds
Funds
Total
2024
Total
2023
Recorded giving:
Loose collections
Donations and gifts
GiftAid
Legacies and bequest
28,521
48
863
5,135
4,316
32,837
48
10,616
6,161
517
32,503
167
5,501
6,468
450
9,753
1,026
517
34,567
15,612
50,179
45,089
13

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CARGYCREEVY CONGREGATION OF THE PRESBYTERIAN CHURCH IN IRELAND
NOTES TO THE ACCOUNTS {conVd)
31 December 2024
CHARITABLE AcfiviTIES
Unrestricted
Funds
Restricted Endowment
Funds
Funds
Total
2024
Total
2023
Income from charitable activities
Fees from weddings and funerals
Fundraising events
Membership Fees
Grants
1,313
4,432
160
1,627
360
5,745
160
1,627
360
5,681
700
1,822
360
1,313
6,579
7,892
8,563
OTHER TRADING ACTIVITIES
Unrestricted
Funds
Restricted Endowment
Funds
Funds
Total
2024
Total
2023
Letting of premises - Sexton's
House
Trading income
3,300
3,300
3,300
3,300
3,300
3,300
INVESTMENT INCOME
Unrestricted
Funds
Restricted Endowment
Funds
Funds
Total
2024
Total
2023
Deposit interest
General Investment Fund
Rents investment properties
Other investment income
726
726
500
2,915
3,561
6,476
3,967
3,641
3,561
7,202
4,467
14

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CARGYCREEVY CONGREGATION OF THE PRESBYfERIAN CHURCH IN IRELAND
NOTES TO THE ACCOUNTS (cont'd)
31 December 2024
OTHER INCOME
Unrestricted
Funds
Restricted Endowment
Funds
Funds
Total
2024
Total
2023
Legacy
RAISING FUNDS
Unrestricted
Funds
Restricted Endowment
Funds
Funds
Total
2024
Total
2023
FWO envelope5
Fundraising events
CHARITABLE ACTIVITIES
Unrestricted
Funds
Restricted Endowment
Funds
Funds
Total
2024
Total
2023
General Assembly Assessments
Presbytery fees
Ministry and sUPPOrt staff costs
Congregational running expenses
Donations to Missions and
charities
Governance costs
EA Grant Underspent
2,785
370
18,847
11,843
2,785
370
18,847
28,534
7,120
2,067
230
18,097
22,572
7,885
16,691
7,120
1,110
1,110
1,068
34,955
23,811
58,766
51,919
15

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CARGYCREEVY CONGREGATION OF THE pREsB￿ERlAN CHURCH IN IRELAND
NOTES TO THE ACCOUNTS (cont'd)
31 December 2024
OTHER EXPENDITURE
Unrestricted
Funds
Restricted Endowment
Funds
Funds
Total
2024
Total
2023
Investment properties expenses
10. FIXED ASSETS
The congregation owns the Church premises situated at 192, Old Ballynahinch Road, Lisburn and the
associated fixtures, fittings, plant and machinery. These have an insurance value of £2,431,924.
11. INVESTMENTS
The congregation has the following investments. Amounts are shown at market valuation.
2024
2023
General Investment Fund
Property
Other investments - Progressive BS
Other Investments- PMS (in Administration and Scheme of Arrangement)
Scottish Widows
First Trust
720
720
85,895
85,895
88,395
2,620
88,395
2,620
177,630
177,630
16

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CARGYCREEVY CONGREGATION OF THE PRESBYfERIAN CHURCH IN IRELAND
NOTES TO THE ACCOUNTS (cont'd)
31 December 2024
12. FUND BALANCES
Fund
Balance
at start
Receipts
Payment Surplus / Transfer
(Deficit)
Balance
at end
Unrestricted Funds
General Account
64,328
42,821
34,955
7,866
64
72,258
64,328
42,821
34,955
7,866
64
72,258
Restricted Funds
Repair Fund
Graveyard
Choir
Bowling Club
pw
PCI Schemes
22,159
4,029
406
514
1,662
17,020
738
27
662
2,873
4,432
16,021
999
738
27
147
266
1236}
23,158
4,767
433
461
1,828
515
2,607
4,668
(2001
(1001
236
28,770
25,752
23,811
1,941
(641
30,647
Endowment Funds
Bequests Invested
177,630
177,630
177,630
177,630
Total
270,728
68,573
58,766
9,807
280,535
17