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2022-12-31-accounts

Colin Glen Christian Fellowship

Trustees’ Annual Report and Accounts

For year ending 31 December 2022

CONTENTS

Annual Report for the year ended 31st December 2022 .............................................................................. 3 About Colin Glen Christian Fellowship ......................................................................................................................................... 3 Achievements and performance ..................................................................................................................................................... 3 Christian ministry ............................................................................................................................................................................. 3 Foodbank ............................................................................................................................................................................................ 4 Covid-19 response .......................................................................................................................................................................... 5 Grants given....................................................................................................................................................................................... 5 Data management .......................................................................................................................................................................... 6 Percentage of payments on charitable activities ................................................................................................................ 6 Public benefit .................................................................................................................................................................................... 6 Financial Review .................................................................................................................................................................................... 7 Overall income and expenditure ............................................................................................................................................... 7 Ministry ................................................................................................................................................................................................ 7 Foodbank ............................................................................................................................................................................................ 7 Looking forward ............................................................................................................................................................................... 8 Accounts for the year ended 31st December 2022 ....................................................................................... 9 Statement of Receipts and Payments – Year Ended 31st December 2022 .............................................................. 9 Statement of assets and liabilities – Year Ended 31st December 2022 ................................................................... 10 Notes to the Accounts ................................................................................................................................................................. 10 Reference and administrative information .................................................................................................. 13 Structure, governance and management ............................................................................................................................ 13 Objects and activities ................................................................................................................................................................... 14

Colin Glen Christian Fellowship – Annual Report and Statement of Accounts for the year ending 31st December 2022

ANNUAL REPORT FOR THE YEAR ENDED 31st DECEMBER 2022

ABOUT COLIN GLEN CHRISTIAN FELLOWSHIP

Colin Glen Christian Fellowship (CGCF) is an evangelical Christian fellowship based in West Belfast, from the Colin neighbourhood/Dunmurry to Andersonstown. While we are mainly from the local nationalist community, we also have people from further afield. Christians are a community of people who have been spiritually renewed by the work of the Holy Spirit, reconciled to God by faith in our Lord and Saviour Jesus Christ, from all nations and cultures. At CGCF we experience a little of that cross-community and multicultural dimension to our faith, as we seek to love God and love one another. We welcome those from every background and community, from all faiths or none, who wish to come to our Sunday services and either worship the Lord God or find out more about Jesus Christ. We encourage everyone to become followers of Jesus Christ and worship with us. As a summary of our beliefs, we have adopted the internationally respected World Evangelical Alliance statement of faith. This, and more about us, can be found on our website www.cgcf.ie

While CGCF is an independent fellowship, there are many good informal relationships with other individuals and churches across cultural and denominational boundaries throughout the north, the Republic and abroad.

As Christians we seek to live out our Christianity in a way which is relevant to the culture of the local community in West Belfast, doing our best to provide a welcoming environment where people can listen, learn, worship, share, pray and serve as they get closer to God, through a growing personal relationship with Jesus Christ as their Lord and Saviour.

South-West Belfast foodbank, part of the Trussell Trust network of foodbanks, is managed as a ministry under the governance of the charity.

ACHIEVEMENTS AND PERFORMANCE

Christian ministry

The regular weekly life of the fellowship throughout the year consisted of Sunday services, midweek Wednesday evening fellowship group meetings and Friday lunchtime prayer meetings, as well as ongoing pastoral ministry. Visiting preachers for Sunday services this year were Leslie Thomas, Alistair Campbell, Martin McNeely, Aidan McCormick and Phil Orr. The resumption of fellowship meals in March was warmly welcomed, after a long hiatus during the pandemic (they are normally after the service on the first Sunday each month).

The Wednesday evening Fellowship Group covered a number of topics, although it paused from mid September to the end of October, while the What’s The Story? campaign was running (see below), but resumed with studies in John’s Gospel immediately after that. Monthly revival prayer meetings continued on Tuesday evenings until the summer. Other weekly small group Bible studies were held too.

The women’s pastoral ministry included weekly/fortnightly one-on-one meetings between Elaine Duffy and several individuals. A number of women attended the Irish Women’s Convention in Belfast in May, at which Nancy Guthrie taught a biblical theology workshop. Tickets for the Irish Men’s Convention in February were sold out, so a few men participated in the church premises via livestream.

Monthly prayer meetings with other local churches locally resumed in person, hosted at our premises until the summer, while also being over Zoom for those not able to attend in person. After the summer they were hosted by Finaghy Baptist Church. The annual Easter Dawn Service in Lady Dixon Park with several churches resumed this year, followed by breakfast at King’s Way Church.

The main outreach event of the year was the What’s The Story? campaign (www.whatsthestory22.ie). This consisted of six evening meetings, from 22[nd] September to 27[th] October, followed by a similar themed Sunday service on 30[th] October. Six questions which people were concerned about (from the results of an allIreland survey) were answered over six evenings. Each evening consisted of a testimony video and a talk, followed by a time of Q&A after a break. We were one of only two churches in N. Ireland who took part in a national campaign in the Republic, which had over a hundred churches participating in total. Although the

Colin Glen Christian Fellowship – Annual Report and Statement of Accounts for the year ending 31st December 2022

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campaign in the Republic was advertised nationally on billboards and other media, we advertised locally in the Andersonstown News and on Facebook. The speakers were David Moore (Is anyone out there?), John Duffy (Guilt and shame: will I ever be good enough?), Gemma O’Neill (Does my life really have purpose?), Dr. Stephen Rodgers (Finding hope in the face of death), Albert McDonald (Christianity: the problem or solution?) and Alistair Campbell (Can we make sense of our suffering?). Welcome packs with a specially produced version of John’s Gospel and other resources were given out to everyone attending. The talks were excellent, and the Q&A times were really engaging. There were many significant conversations, and many people were encouraged.

Just over 2,000 scripture calendars with Bible verses in English and Irish were also given out again into homes locally just before the end of the year. In February the resumption of the Movie Night on the first Tuesday of each month (apart from during the Summer and at Christmastime) was a blessing. So too was the carol service in December, which we hadn’t had for the previous two years.

Numbers of people attending Sunday services was not as high post-Covid as beforehand. While there are a number of reasons for this decline, we are encouraged that we have a strong core group in the fellowship.

Foodbank

South-West Belfast foodbank, part of the Trussell Trust network of foodbanks, is managed by the charity. The foodbank serves a population of 100,000, or 30% of the population covered by Belfast City Council, across one quarter of its footprint. It is located in a particularly needy area—almost 20% of the most deprived wards in N. Ireland fall within the area covered by the foodbank.[1]

We cover both main communities locally, with our building being strategically located on one of the peace lines (a local dividing line between the two). In addition, we also provide food to other organisations, such as homeless outreach, individual and family hostels, and a charity which helps prisoners’ families.

There are many individuals and families struggling to put food on the table. For people on low incomes the increased cost of living, or a sudden crisis such as illness, benefit change/delay, or an unexpected bill can push their finances over the edge, meaning there is little or nothing left to pay for food. Issues resulting in crisis poverty include unemployment, addiction, benefit problems, women and children fleeing domestic violence, bereavement, imprisonment. The rise in the cost of food, electricity and gas as a result of the war in Ukraine was particularly unwelcome, as people were recovering from the impact of the Covid-19 pandemic.

Most packages, 73%, go to families, with 48% of all those helped being children. People are helped by the foodbank on the basis of need, with no distinction made on other criteria such as religion, sexual orientation or ethnicity.

The foodbank network had been set up to provide short term support—three or six day food packages, normally only on a few occasions. This emergency support helps those in need during their most critical crisis point, while they get longer term support or income in place. Some need food for just a few days or a week, while others require support for longer periods.

However, there has been an increased need for longer term support. A number of factors have contributed towards this trend. Universal credit having been rolled out has resulted in many people in severe need being reassessed, with a five week delay during reassessment, and often lower payments after reassessment. The increased inflation rate combined with low wage increases has resulted in a net wage reduction in real terms.

However, while the referral process had in the past engaged almost exclusively with professionals and community workers, the ongoing impact of workers working from home and not coming into direct contact with those in need, has resulted in a continuing need for also using a self-referral process, which we triage to identify those in most need. By using both referrals and self-referrals, the foodbank is better to reach the most needy families and individuals.

Being cautious, the foodbank continued to implement workplace guidance relating to Covid-19, until at a trustees’ meeting on 5[th] May 2022 it was decided that the remaining workplace measures could be removed.

1 Northern Ireland Statistics and Research Agency NIMDM17- SOA level results. The most recent (2017) figures show that of the most deprived areas in N. Ireland (by multiple deprivation measure), 26 of the 133 (15% of 890) fall in our foodbank catchment area. Eleven of those are the 5% most deprived.

Colin Glen Christian Fellowship – Annual Report and Statement of Accounts for the year ending 31st December 2022

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Since the food that we provide to people at the foodbank is a nutritionally balanced food package, we often find that we have surplus of some food items, such as beans, soup, and pasta. We therefore provided surplus food to some of the other charities and foodbank providers also, including Footprints Women’s Centre, Antrim Road Christian Fellowship, other Trussell Trust foodbanks, and other local community foodbanks.

The number of people who were served directly from the foodbank totalled 7,104, up 19% on the previous year. Those served through other organisations was 1,112, up from 356 the year before. A total of 45,234 kg of food which was distributed throughout the year, 91% of which was given directly through the foodbank. That equates to 107,658 meals provided. That was down 7% from the previous year. In addition to food, £3,036 donations of vouchers/gift cards or household items were also given out (see the financial review for details).

----- Start of picture text -----
Weight of food No. of people No. of meals
given out (kg) served provided
47092 112079
5992
41030 97651
5030
33083 78738
4411
1700
1112
6427 4205 15296 10007
1348 356 3208
At the To other At the To other At the To other
Foodbank organisations Foodbank organisations Foodbank organisations
2020 2021 2022 2020 2021 2022 2020 2021 2022
----- End of picture text -----

Covid-19 response

On 20[th] February 2022 we lifted the restrictions which had been in place for worship services due to a resurgences of the latest and most virulent strain of Covid-19. We still recommended people to optionally take lateral flow tests before attending. For those who were more cautious and wanted to wear masks, and not mix with those not wearing them, they were able to use the conference room. It turned out that the health minister also announced the lifting of all legal restrictions at the same time, replacing them with guidance. With no formal restrictions remaining in place, worship services finally returned to normal. We were thankful that no-one from the fellowship suffered seriously, or died, from Covid-19 during the pandemic. Also, while there was some divergence of opinion on the effectiveness of wearing masks, and whether vaccines were ethical or safe, we were also thankful that there was harmony in response to the measures that the church implemented throughout the pandemic.

Grants given

We gave small grants totalling £5,560 to other charities in accordance with the charity’s charitable objects. Those charities include local mercy ministries (such as Christians Against Poverty), local mission ministries (such as Our Daily Bread Ministries, Prison Fellowship NI and The Christian Institute), international mercy ministries (such as Tearfund and Samaritan’s Purse), and international mission ministries (such as European Christian Mission, OM, OMF and Wycliffe Bible Translators). This year we gave 13.6% of our unrestricted income to other Christian charities/ministries (the nominal target of 10%, with the previous year’s figure being 7.2%, the difference being partially due to some payments straddling the year end). That is aside from £2,500 received which was requested (and granted) to be considered towards one particular Christian worker’s ministry. An additional £220 had been given at the end of the year, but that was only debited from the bank in the first week of January 2023. It is noted as a liability on the balance sheet.

Colin Glen Christian Fellowship – Annual Report and Statement of Accounts for the year ending 31st December 2022

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Data management

The charity is registered with the Information Commissioners Office (ICO). Privacy policies for the charity and the foodbank are available. No data breaches occurred or were reported during the year.

Percentage of payments on charitable activities

The percentage of payments on ‘Charitable activities’ was 99%, as can be calculated from the financial report.

Public benefit

In setting out our objectives and planning our activities for the year, the trustees have given careful consideration to the Charity Commission for Northern Ireland’s guidance on public benefit to ensure that the activities have helped to achieve the charity’s purposes and provide a benefit to the beneficiaries.

The trustees are confident that no private benefit has been identified as having been provided during the year. Any private benefit which may arise from the activities of the charity is considered incidental to the public benefit.

The trustees continue to be aware that a Bible-based faith is relatively uncommon in the local community in West Belfast. Yet, our culturally-sensitive and respectful approach to those of differing faiths or none mitigates against potential harm, which is also considered outweighed by the public benefits.

Colin Glen Christian Fellowship – Annual Report and Statement of Accounts for the year ending 31st December 2022

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FINANCIAL REVIEW

Overall income and expenditure

The overall receipts for ministry and foodbank (excluding loans repaid) for the year was £72,321, up slightly from £69,072 the previous year. Payments (including loans made and assets purchased) totalled £70,937, down from £85,663 the previous year. General donations to the foodbank (£48,362) were almost the same as in the previous year (49,096). Additionally, £7,022 was received for the foodbank, mainly in grants for specific purposes, as listed under the ‘Foodbank (further restricted)’ fund. The financial impact on the charity of Covid-19 on both the ministry and foodbank operations was minimal during 2022.

Ministry

The ministry receipts and payments were largely the same as the previous year. The bulk (63%) of income for the ministry comes from regular donations from those in the fellowship (all income except for donations from ‘individuals’ and ‘organisations’). With the fellowship still being small, and with a relatively low income, the bulk of payments is for rent and utilities. Also, the pastor is still self-funded (from when the ministry was in the church-planting stage). With the need for succession planning into the future, it is likely that the income will need to increase significantly in order to pay the stipend for the next pastor.

The pie charts below illustrate the distribution of receipts and payments for the ministry aspects of the running of the charity (data is from the Statement of Receipts and Payments).

Ministry Receipts 2022

Ministry Payments 2022

Foodbank

Foodbank income for both funds increased to £55,384, up from £49,096 in 2021. Payments went down, to £44,923 in 2022, compared to £57,205 in 2021. The pie charts below illustrate the distribution of receipts and payments for the foodbank aspect of the running of the charity (data is from the foodbank receipts and payments figures which are provided in detail in the notes to the accounts).

The generosity of both individuals and organisations supporting the foodbank was marvellous, as in the previous year. Two grants are worth mentioning, £1,000 being from James Brown and Sons (Funeral Directors) for most needed food items, and £5,000 from the Trussell Trust for winter hardship needs (food

Colin Glen Christian Fellowship – Annual Report and Statement of Accounts for the year ending 31st December 2022

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purchases, vouchers and small gas/electricity cash donations to foodbank clients). A substantial part of those grants were carried forward into 2023, as listed under the ‘Foodbank (Further Restricted)’ fund.

The proportion of grants from organisations (mostly businesses but also some community groups etc.) was 22%, down from 31% the previous year. Yet, given the fact that the Covid-19 pandemic had passed, and the increased cost of living negatively impacted the amount of disposable income that people had, under those circumstances this was encouraging.

Food purchases as well as cash/vouchers to food clients decreased year on year, mainly because there had been significant levels of donations and need due to Covid-19 early in 2021. Receipts and expenditure during the latter part of 2021 was more in line with the average of 2022. Having said that, donations (and consequently payments) in 2022 were higher in the early part of the year, with a dip in the summer/autumn, although there was an uptick in December. There were no non-cash vouchers donated during 2022 (compared to, for example, £9,000 of M&S gift cards donated the previous year).

See the notes to the accounts for more details on the expenditure breakdown of foodbank payments.

Foodbank Receipts 2022

Foodbank Payments 2022

Looking forward

In considering the expected income and expenditure for the year ahead, the trustees are of the opinion that the charity is a going concern, with sufficient funds either in hand or anticipated to meet expected outgoings.

Colin Glen Christian Fellowship – Annual Report and Statement of Accounts for the year ending 31st December 2022

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ACCOUNTS FOR THE YEAR ENDED 31st DECEMBER 2022

Statement of Receipts and Payments – Year Ended 31st December 2022

Receipts
Income and Endowments
Income from Charitable Activities
Income from Donations and Legacies
Collection tins/buckets
Donations (One-off)
Donations (Regular)
Donations Box
Donations from organisations
Donations online (JustGiving,
Donations from Individuals
Gift Aid Claimed
Grants:From Grant-Making Charities
Grants: From the Trussell Trust
Grants: Other
Sundry Donations
Income from Other Trading Activities
Other Fund-raising Events
Total Receipts
Asset and investment sales
Loan repayments received
Payments
Expenditure
Charitable Activities
Charity Management & Admin
Charity Running Costs
Employee Costs
Grants Given to Other Charities
Fellowship Support
Foodbank (ex. Rent etc.)
Ministry & Discipleship
Mission & Outreach
Worship & Fellowship
Rent, service charge, utilities
Travel
Routine Repairs (Premises)
Cost of Fund-raising
Costs of Other Fund-raising Events
Cost of Governance
Total Payments
Asset and investment purchases
Purchase of Fixed Assets &
Loans made
Total Asset and investment purchases
All Receipts & Asset & investment sales
All Payments & Asset & invest. Purchases
Transfers Between Funds
Net Movement in Funds
Total Funds Brought Forward
Total Funds Carried Forward**		 Ministry
(Unrestricted)
Ministry
(Restricted)
Foodbank
(Restricted)
Foodbank
(Further
Restricted)
2022
Total
2021
Total
£
£
£
£
£
£
2,928
2,928
276
689
1,332
2,020
3,835
7,571
6,083
13,654
13,425
130
40
1,991
2,161
6,468
2,200
500
8,870
11,570
19,136
15,040
15,040
11,117
600
3,033
4,915
8,548
9,873
2,175
1,741
3,915
2,739
4,290
4,290
361
715
5,000
5,715
1,134
1,000
1,000
457
457
681
1,022
1,022*
28
13,364
3,573
48,362
7,022
72,321
69,072
660
0
875
0
1,535
1,150

159
710
869
1,069
1,448
1,410
4,215
728
21,486
21,486
25,750
4,513
1,047
5,560
6,174
481
481
0
7,958
2,168
10,126
21,439
1,837
1,837
1,900
1,907
1,000
2,907
4,739
2,058
2,058
2,435
11,903
9,275
21,178
17,550
304
304
308
58
58
454
454
110
110
293
293
411
20,144
5,513
42,413
2,510
70,580
82,503

0
0
0
0
0
1,006
50
0
308
0
358
2,154
50
0
308
0
358
3,160
14,024
3,573
49,237
7,022
73,856
70,222

20,194
5,513
42,721
2,510
70,937
85,663
7,720
1,941
-9,669
8
0
0
1,551
0
-3,153
4,521
2,919
-15,441
9,054
0
21,052
0
30,106
45,547
10,604
0
17,899
4,521
33,024
30,106

Colin Glen Christian Fellowship – Annual Report and Statement of Accounts for the year ending 31st December 2022

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Statement of assets and liabilities – Year Ended 31st December 2022

Cash At Bank And In Hand
Other monetary assets
Debtors - Loans due to be repaid
Fixed assets (after depreciation)
Computer Equipment
Fixtures & Fittings
Other Assets
Liabilities
Total assets		 Unrestricted
Funds
Restricted
Funds
2022
Total
2021
Total
£
£
£
£
10,604
22,420
33,024
30,106
970
-13
957
2,134
58
0
58
193
0
0
429.09
696
870.26
835.32
1,706
2763
928
835
2193
4,928
0
220
220
0
12,503
23,022
35,954
51,605

Notes to the Accounts

These notes form part of the financial statement.

*Values are rounded up and down to the nearest £, which may appear to cause errors when summed (e.g. £0.65 and £0.60 both round up to £1, but when added together total £1.25 which rounds down to £1).

Foodbank payments in more detail

Since the foodbank receipts and payments comprise a significant proportion of the total, it is appropriate to provide more detail on the disbursement of payments, as shown below.

Foodbank payments to 31st December 2022
Charity Management & Administration
Charity Running Costs
Employee Costs
Grants Given to Other Charities
Cost of Fund-raising
Costs of Other Fund-raising Events (e.g. Fetes)
Foodbank (ex. Rent etc.)
Food Purchases
Foodbank Telecoms (phone, broadband etc.)
Other Expenditure (Foodbank)
Printing, Stationery & Postage (Foodbank)
Volunteer Management
Covid-19 response (Foodbank)
Cash/vouchers to Foodbank clients
Household items purchased for clients
Volunteer training
Rent, service charge, utilities
Travel
Purchase of Fixed Assets & Investments
All Payments & Asset and investment Purchases		 Foodbank (both funds)
2022
2021
£
£
710
925
1,410
140
21,486
25,750
1,047
1,200
454
0
110
0
3,911
6,343
1,430
1,230
858
1,331
361
1,877
411
576
91
632
2,900
7,411
136
0
26
0
9,275
7,442
304
308
0
111
44,922
55,276

Colin Glen Christian Fellowship – Annual Report and Statement of Accounts for the year ending 31st December 2022

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Notes on the Ministry payments

The liability of £220 is for grants given to other charities at the end of December, which only appeared as payments on the bank account in the first week of January 2023.

Notes on the Foodbank payments

Employee costs reduced slightly from the previous year, since the part-time Covid-19 bio-cleaner employee costs during early 2021 was not needed, with that role being fulfilled during the rest of 2021 and early 2022 by the operations manager and volunteers.

Less cash was given out to foodbank clients during 2022 due to less funds being donated and/or available to use in that manner.

Charity running costs increased since electricity/gas and insurance costs were recorded in this category for 2022.

The foodbank also raised funds for those in need in Ukraine, donating £1,047 to a member charity of the Disasters Emergency Committee.

Funds structure

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees. Restricted funds can only be used for particular restricted purposes within the objects of the charity – restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

The Statement of Receipts and Payments report is shown with each fund listed separately, to allow the receipts and payments relating to the foodbank to be seen more easily, instead of all restricted funds being grouped together.

As well as the unrestricted ‘General’ fund there are three restricted funds; a ‘Ministry (Restricted)’ Fund for general ministry donations which are restricted, a ‘Foodbank (Restricted)’ Fund for general donations to the foodbank, as well as a ‘Foodbank (Further Restricted)’ fund where foodbank donations/grants for specific purposes are recorded (e.g. £1,000 grant from James Brown and Sons to purchase ‘most needed food items’).

Trustees’ expenses

No expenses were paid to any of the trustees during the year in their role as trustees (other than reimbursement of some occasional expenses incurred in their capacity as volunteers at the foodbank).

Accounting policies

These accounts for the year ended 31 December 2022, have been prepared on the basis of receipts and payments, along with a statement of assets and liabilities, which is permitted by the relevant legislation in N. Ireland for non-company charities with an income below £250,000.

All receipts (income) are recorded when received and all payments (expenditure) are recorded when paid.

Tangible fixed assets which costed more than £100 are listed as such. Equipment is depreciated on a fixed line basis over four years, except for computer equipment which is over three years.

The accounts are shown to the nearest pound, for clarity, in line with normal charity reporting practice.

Gifts in kind

Gifts in kind of food donations distributed to people at the foodbank, along with some surplus given to other organisations, was calculated as £107,658, based on the updated Trussell Trust standard rate of £2.38 per kg. A small amount of damaged or out of date food was also donated, which was disposed of, and not included in those figures. As noted above, there were no vouchers/gift cards donated during 2022, in contrast to previous years.

Grant making policy

Grants to external organisations are made at the church leadership’s discretion, and in accordance with the charitable objectives.

Safeguarding policy

The trustees affirm to maintain awareness amongst our personnel and demonstrate our adherence to an ongoing safeguarding policy implementation which is reviewed annually.

Colin Glen Christian Fellowship – Annual Report and Statement of Accounts for the year ending 31st December 2022

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Policy on reserves

It is CGCF’s policy to maintain, if possible, a balance on funds which equates to at least three months essential payments. Reserves above this figure may be maintained to cover fluctuations in receipts and payments, to allow for any major planned or unplanned payments, or to mitigate any decline in the overall financial environment. The balance of cash at bank and in hand, less any liabilities, at year-end was above this. Reserves held should be reviewed if they total more than that of annual payments in the previous year.

Restricted funds are not normally intended to have a balance deficit carried forward into the next year. However, since the foodbank fund is restricted, this will have a balance carried forward. Also, with grants given to the foodbank being in the ‘Foodbank (further restricted)’ fund, where the spending extends across the year end, fund balances will be carried forward.

It is our policy to keep cash funds in bank current accounts. However, if there is sufficient balance built up for future spending (e.g. building fund), this may be transferred into an interest generating account or an investment fund.

Assets and Liabilities

Long term (greater than twelve months) loans outstanding totalled £970 at year end. Repayments of loans were overpaid by £13, which accounts for the negative figure under ‘Debtors - Loans due to be repaid’. Liabilities of £220 were for payments made at the end of December which did not clear at the bank until after the year end.

Trustee indemnity insurance

The trust need (section 4.10) allows for trustee indemnity insurance to be obtained and paid for by the trust. It is included in the charity’s general insurance cover.

Transfer of funds

£1,940.67 was transferred from the ministry (unrestricted) fund to the ministry (restricted) fund, for donations to other charities.

£4,373 was transferred from the foodbank (restricted) fund to the ministry (unrestricted) fund for discounted costs of using ministry rooms for foodbank purposes, Monday to Friday each week. Similarly, £802.94 in January, £502.73 in May for gas/electricity usage of main rooms used for foodbank purposes. £3,598.81 was transferred from the ‘Foodbank (Restricted)’ fund to the ‘Ministry (unrestricted)’ fund, to cover Covid-19 guardian service charged to the ministry (separate from that charged to the foodbank), but which was exclusively related to when the foodbank used the ministry rooms (during Monday to Friday only).

£8.46 was transferred from the ‘Foodbank (restricted)’ fund to the ‘Foodbank (further restricted)’ fund, being the net amount of £8.83 less £0.37. (The latter had been part of a larger donation towards Ukraine DEC fundraiser, but could not be donated since the charity only accepted whole pounds. Next time, it will be rounded up, instead of rounded down as this was, with additional pence required then transferred to the relevant fund.)

Gift Aid and Gift Aid Small Donations Scheme

Gift Aid claims were made during 2022 for most eligible donations, with the remainder of eligible donations being claimed during the following year.

Colin Glen Christian Fellowship – Annual Report and Statement of Accounts for the year ending 31st December 2022

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REFERENCE AND ADMINISTRATIVE INFORMATION

Trustees

Edel Diamond (Treasurer) Gerry Diver Geraldine McKeever Gemma O’Neill (Chair)

Senior Elder/Pastor John Duffy

The address of the ministry and foodbank premises of the charity: 1[st] Floor, 124 Stewartstown Road, Belfast, BT11 9JQ.

The address of the principal office of the charity: 42A Cloona Park, Belfast, BT17 0HH.

Charity registration

Registered with The Charity Commission for Northern Ireland NIC104892. HMRC charity registration number: XT33990

Bankers

Danske Bank, Business Customer Support, 1st Floor, Donegall Sq West, Belfast, BT1 6JS

Structure, governance and management

CGCF was established as a charity at law by trust deed, dated 4th March 2012. It was registered with HM Revenue & Customs (HMRC) and is eligible for Gift Aid tax claims from that date.

The Trustees endeavour at all times to meet the aims and objects of the Trust Deed and to comply with the legal requirements and guidance given to registered charities, which is in keeping with the biblical requirement to be good stewards of what God has entrusted to us. CGCF is registered with The Charity Commission for Northern Ireland. The accounts have been prepared using the Receipts and Payments method of accounting.

CGCF is governed by trustees (under a trust deed) with respect to fulfilling its responsibility under charity law, in consultation with the spiritual leadership which is responsible for governing the life and teaching of the fellowship. The spiritual leadership is the eldership of the fellowship. The pastor/senior elder is John Duffy. The powers of removal of trustees rests with the trustees, while the powers of appointment rest with both the trustees and spiritual leadership. Trustees are normally expected to be selected from within CGCF, to ensure that governance of the charity is closely linked to a clear understanding of the needs and aspirations of the fellowship within the local community.

CGCF has a ‘Council of Reference’, a small (non-executive) group of people external to the charity whose role is to advise the spiritual leadership. In the absence of formal external relationships such as some churches have within a denomination, this offers a channel for external advice and comment.

Day to day decisions on expenditure and activities are made, under the overall oversight of the trustees, by a number of people; the pastor, those with responsibility for different areas of the fellowship’s work such as the foodbank, and directly by the trustees. With a relatively small income and expenditure, after fixed expenditure is taken into account, decisions on minor expenditure are made flexibly throughout the year, and not formally according to fixed budgets. The main requirement is that expenditure is within the means of the fellowship, focused on its current priorities, and aiming to maintain a minimum level of reserves.

Colin Glen Christian Fellowship – Annual Report and Statement of Accounts for the year ending 31st December 2022

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Risk management

All major insurable risks are subject to normal churches’ and employers’ insurance which is in place. Contractual risks would be reviewed before being agreed, to assess that they would not significantly impact upon the charity’s ability to fulfil its objectives. An annual review of areas of risk is carried out by the trustees in conjunction with those responsible for each area of activity, with risk assessments documented.

Objects and activities

CGCF is registered as a charitable trust. To quote from the trust deed, it is “established for the advancement of education and to promote and advance the Christian Faith for the benefit of the public… in accordance with the statement of faith.” The objects of the charity can be summarised as to advance the Christian faith through provision of worship services, Bible teaching, fellowship events, evangelism including literature distribution, and/or to provide practical/financial support to local and/or overseas relief charities or agencies. In detail, as listed in the trust deed:

The Charity is established for the advancement of education and to promote and advance the Christian Faith for the benefit of the public (hereinafter called “the beneficiaries”) in accordance with the statement of faith, appearing in the schedule appendixed hereto in Schedule 1, in Northern Ireland and other countries that may from time to time be identified (hereinafter called “the area of benefit”) and in particular:

We try to enable people to live out their faith within the community, corporately and individually, through some or all of:

The work of the fellowship is not limited to that of the spiritual leadership or trustees, but includes the

ordinary life of all believers obeying all that Jesus has taught, as the great commission (Matthew 28:18-20) makes clear, according to their abilities and opportunities (1 Corinthians 12:4-11).

Approved by the Trustees on ……………………………………. and signed on their behalf by:

……………………………………. ……………………………………. Gemma O’Neill (Chair) Edel Diamond (Treasurer)

Colin Glen Christian Fellowship – Annual Report and Statement of Accounts for the year ending 31st December 2022

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