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2023-12-31-accounts

THE ROYAL ULSTER CONSTABULARY GC POLICE SERVICE OF NORTHERN IRELAND BENEVOLENT FUND (a Charitable Company Limited by Guarantee)

Statement of Financial Position for the year ended 31[st] December 2023

_______________ _______________ _______________ _______________
Notes
**2023 **
2022
£
£
FIXED ASSETS
Tangible Assets 3 5,128,573 4,136,514
Investments 4 3,750,550 3,610,894
--------------- ---------------
8,879,123 7,747,408
--------------- ---------------
CURRENT ASSETS
Debtors 5 191,936 220,491
Loans less Provision 32,640 1,700
Deposit with Stockbrokers 1,031 53,671
Cash at Bank:
Cash at bank and on hand 552,744 499,939
Deposit Accounts 492,478 490,833
------------- -------------
1,270,829 1,266,634
CURRENT LIABILITIES
Creditors: amounts falling due within one year 6 (242,301) (212,702)
------------- -------------
NET CURRENT ASSETS 1,028,528 1,053,932
----------- ----------
NET ASSETS 9,907,651 8,801,340
--------------- ---------------
FUNDS OF THE CHARITY:
Unrestricted Funds
General Funds 8,658,087 8,522,673
Revaluation reserve 980,432 10,932
----------- -----------
Total Unrestricted Funds 8 9,638,519 8,533,605
Restricted Funds 9 269,132 267,735
-------------- ---------------
9,907,651 8,801,340
-------------- ---------------

The financial statements have been prepared in accordance with the special provisions applicable to companies subject to the small companies regime.

Approved by the Board of Trustees on 24[th] June 2024 and signed on its behalf by

............... E. McCormill Treasurer

L. Kelly Chairman

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THE ROYAL ULSTER CONSTABULARY GC POLICE SERVICE OF NORTHERN IRELAND BENEVOLENT FUND (a Charitable Company Limited by Guarantee)

Statement of Financial Activities (incorporating Income & Expenditure Account) For the year ended 31[st] December 2023

____________________

Notes Notes Unrestricted Restricted Total
Total
Funds
Funds
2023 2022
£
£
£
£
INCOME AND ENDOWMENTS FROM:
Donations and legacies 11 881,175 881,175 1,033,847
Tax Recovered: Gift Aid 172,337 172,337 168,083
Grants & Awards 139,176 139,176 78,008
Contribution to TPDP Caseworker Costs 11,957 11,957 -
Interest Received 3,238 1,481 4,719 1,900
Investment Income 228,136 228,136 144,103
------------- --------- ------------- -------------
Total Incoming Resources 1,436,019 1,481 1,437,500 1,425,941
------------- --------- ------------- -------------
EXPENDITURE ON:
Charitable Activities 12 1,139,359 - 1,139,359 1,192,098
Support & Governance Costs 13 330,673 84 330,757 289,005
------------- --------- ------------- -------------
Total Resources Expended 1,470,032 84 1,470,116 1,481,103
------------- --------- ------------- -------------
Net (Outgoing)/Incoming Resources (34,013) 1,397 (32,616) (55,162)
------------- --------- ------------- -------------
OTHER GAINS/(LOSSES)
Investments:
Net Realised (Losses) 4 (5,651) - (5,651) -
Net Unrealised Gains/(Losses) 4 175,078 - 175,078 (435,312)
Property Revaluations 3 969,500 - 969,500 -
------------- --------- ------------- -------------
Net Movement in Funds for the year 1,104,914 1,397 1,106,311 (490,474)
Total Funds 1st January 2023 8,533,605 267,735 8,801,340 9,291,814
--------------- ------------ --------------- --------------
Total Funds 31st December 2023 9,638,519 269,132 9,907,651 8,801,340
--------------- ------------ --------------- --------------

The statement of financial activities includes all gains and losses recognised in the year.

All income and expenditure derive from continuing activities.

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THE ROYAL ULSTER CONSTABULARY GC POLICE SERVICE OF NORTHERN IRELAND BENEVOLENT FUND (a Charitable Company Limited by Guarantee)

Statement of Cash Flows For the year ended 31[st] December 2023

2023 2022
Cash Flows from Operating Activities
Net (deficit) for the financial year (32,616) (55,162)
Adjustments for:
Depreciation of tangible assets 6,766 1,002
Interest Income (4,719) (1,900)
Investment Income (228,136) (144,103)
Decrease/(Increase) in debtors 50,255 (66,420)
Increase in creditors 29,599 34,022
----------- -----------
(146,235) (177,399)
----------- -----------
Net Cash used in Operating Activities (178,851) (232,561)
Cash Flows from Investing Activities
Purchase of tangible fixed assets (29,325) -
Proceeds from sale of investments 103,775 -
Purchases of investments (74,004) (170,999)
Investment income 228,136 144,103
Interest received 4,719 1,900
----------- -----------
Net Cash from Investing Activities 233,301 (24,996)
----------- -----------
Net Increase / (Decrease) in Cash and Cash Equivalents 54,450 (257,557)
Cash and Cash Equivalents at the beginning of year 990,772 1,248,329
------------ ------------
Cash and Cash Equivalent at the end of year 1,045,222 990,772
------------- ------------

The charitable company does not have any financing activities and therefore a net debt reconciliation is not applicable.

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THE ROYAL ULSTER CONSTABULARY GC POLICE SERVICE OF NORTHERN IRELAND BENEVOLENT FUND (a Charitable Company Limited by Guarantee)

Notes to the Financial Statements For the year ended 31[st] December 2023

1. ACCOUNTING POLICIES 1.1 Basis of preparation

The financial statements of the charitable company, which is a public benefit entity and a company limited by guarantee, have been prepared in accordance with the Companies Act 2006; the Charities Act (Northern Ireland) 2008, 2013 & 2022, the Charities (Accounts and Reports) Regulations (Northern Ireland) 2015 and Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 15 December 2021) Charities SORP (FRS 102) . The financial statements have been prepared under the historical cost convention, as modified by the revaluation of certain assets.

1.3 Investment Assets Investment assets form part of the unrestricted funds. All income arising from these investments is credited as unrestricted fund incoming resources.

Investment assets are measured at fair value at the Statement of Financial Position date, with changes in being recognised in income and expenditure. Gains or losses on disposal of investment assets are calculated as arising from the latest Statement of Financial Position valuation and are credited or charged as realised gains or losses to unrestricted funds.

Other debtors are stated after all known bad debts have been written off and specific provision has been made against all debts considered doubtful of collection. Prepayments are valued at the amount prepaid net of any trade discounts due.

1.5 Cash and cash equivalents Cash at bank and cash equivalents include cash and short term highly liquid investments with a short maturity of three months or less from the date of acquisition or opening of the deposit or similar account.

1.6 Creditors Creditors and provisions are recognised where the charity has a present obligation resulting from a past event that will probably result in the transfer of funds to a third party and the amount due to settle the obligation can be measured or estimated reliably. Creditors and provisions are normally recognised at their settlement amount after allowing for any trade discounts due.

The Charitable Company only has financial assets and financial liabilities of a kind that qualify as basic financial instruments. Basic financial instruments are initially recognised at transaction value and subsequently valued at their settlement value with the exception of loans which are subsequently measured at amortised cost using the effective interest method.

Financial Instruments measured at amortised cost comprise the loans made by the Charitable Company to beneficiaries. Loans are made interest free. The market risk facing the Charitable Company is that the demands placed on the Charity increase as interest rates rise in the wider economy.

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THE ROYAL ULSTER CONSTABULARY GC POLICE SERVICE OF NORTHERN IRELAND BENEVOLENT FUND

(a Charitable Company Limited by Guarantee)

Notes to the Financial Statements For the year ended 31[st] December 2023

____________________

1. ACCOUNTING POLICIES (continued)

1.8 Incoming resources All incoming resources are included in the Statement of Financial Activities when the charity is legally entitled to the income and the amount can be quantified with reasonable accuracy.

Donations and legacies

Donations are assumed to be unrestricted in their application unless otherwise prescribed. Legacies are included within income when received.

Grants

Revenue grants are credited to incoming resources on the earlier date of when they are received or when they are receivable, unless they relate to a specified future period, in which case they are deferred.

Investment income

Investment income is recognised on an accruals basis.

Interest receivable

Interest on funds held on deposit is included when receivable and the amount can be measured reliably by the charity; this is normally upon notification of the interest paid or payable by the Bank.

All expenditure is accounted for on an accruals basis and is classified under headings that aggregate all costs related to the category. Charitable activities expenditure comprises those costs incurred by the charity in the delivery of its activities and services for its beneficiaries. It includes both costs that can be allocated directly to such activities and those costs of an indirect nature necessary to support them. Governance costs include these costs associated with meeting the constitutional, statutory and strategic requirements of the charity.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

1.11 Grants and Loans

Grants and Loans are awarded at the management discretion and are considered at regular committee meetings. Emergency grants are approved by the Chief Executive.

1.12 Employee Benefits The costs of short-term employee benefits are recognised as a liability and an expense, unless those costs are required to be recognised as part of non-current assets.

2. LEGAL STATUS OF THE CHARITY

The Charity is a company limited by guarantee and has no share capital. In the event of the Charity being wound up the liability in respect of the guarantee is limited to £1 per member of the Charity.

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THE ROYAL ULSTER CONSTABULARY GC POLICE SERVICE OF NORTHERN IRELAND BENEVOLENT FUND (a Charitable Company Limited by Guarantee)

Notes to the Financial Statements For the year ended 31[st] December 2023

__________________

3. TANGIBLE ASSETS

Land and Apartment Fixtures Computer Total
Properties And Fittings Equipment
£ £ £ £
Market Value:
1st January 2023 4,127,500 134,274 - 4,261,774
Additions - - 29,325 29,325
Revaluation 969,500 - - 969,500
--------------- --------------- --------------- ---------------
31st December 2023 5,097,000 134,274 29,325 5,260,599
--------------- --------------- --------------- ---------------
Accumulated Depreciation:
1st January 2023 - 125,260 - 125,260
Charge for Year - 901 5,865 6,766
--------------- --------------- --------------- ---------------
31st December 2023 - 126,161 5,865 132,026
--------------- --------------- --------------- ---------------
Market Value/Net Book Value:
31st December 2023 5,097,000 8,113 23,460 5,128,573
--------------- --------------- --------------- ---------------
31st December 2022 4,127,500 9,014 - 4,136,514
--------------- --------------- --------------- ---------------

Some properties are held on a lease of 8,500 years from 1[st] May 1991. The properties were last revalued independently by professional valuers as at 31 December 2019. Land and Properties are included in the financial statements at market value, the directors have assessed the fair value of the properties and are of the opinion that the value of some properties had materially changed by 31st December 2023, thus a revaluation adjustment has been included in 2023.

4. FIXED ASSET INVESTMENTS

4.
FIXED ASSET INVESTMENTS
2023 2022
Cost Market Cost Market
Value Value
£ £ £ £
Listed Investments 3,936,633 3,750,550 **3,972,055 ** 3,610,894
------------- ------------- **------------- ** -------------
Movements on investments in the year were:
**2023 ** 2022
**£ ** £
Market Value 1st January 2023 3,610,894 3,875,207
Additions 74,004 170,999
Disposals (103,775)
-
Loss on Disposals (5,651)
-
Net Increase/(Decrease) in Value 175,078
(435,312)
------------- -------------
Market Value 31st December 2023 3,750,550 3,610,894

------------- -------------

Investments in individual funds held at 31st December 2023 which are material in the context of investment activities:

SUTL Cazenove Charity Responsible Multi Asset Fund Accumulated (13.1%) SUTL Cazenove Charity Responsible Multi Asset Fund Distribution (36.2%) COIF Charities Ethical Investment Fund Income Units (50.7%)

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THE ROYAL ULSTER CONSTABULARY GC POLICE SERVICE OF NORTHERN IRELAND BENEVOLENT FUND (a Charitable Company Limited by Guarantee)

Notes to the Financial Statements For the year ended 31[st] December 2023

____________________

5. DEBTORS
2023 2022
£ £
Prepayments and accrued income 19,135 52,690
Other Debtors 172,801 167,801
----------- -----------
191,936 220,491
----------- ----------
6. CREDITORS
2023 2022
£ £
Accruals and prepaid income 242,243 212,644
Other Creditors 58 58
----------- -----------
242,301 212,702
----------- ----------

7. TAXATION

The Benevolent Fund is registered with HM Revenue & Customs and is exempt from tax on income and gains to the extent that these are applied to its charitable objects.

8. UNRESTRICTED FUNDS

UNRESTRICTED FUNDS
Revaluation General Total Funds
Reserve funds
£ £ £
Balance 1st January 2022 10,932 9,008,518 9,019,450
Net outgoing resources for the year - (55,583) (55,583)
Net Realised gains - - -
Net Unrealisable losses - (435,312) (435,312)
Transfer from Restricted Funds - 5,050 5,050
---------------- ---------------- ----------------
Balance 31st December 2022 10,932 8,522,673 8,533,605
-------------- -------------- --------------
Balance 1st January 2023 10,932 8,522,673 8,533,605
Net outgoing resources for the year - (34,013) (34,013)
Net Realised gains/(losses) - (5,651) (5,651)
Net Unrealisable gains - 175,078 175,078
Property revaluations 969,500 - 969,500
---------------- ---------------- ----------------
Balance 31st December 2023 980,432 8,658,087 9,638,519
---------------- ---------------- ---------------

Included in unrestricted funds is £186,565 (2022: £143,876) in respect of total funds received less outgoings to date in relation to the Rowland Betty Memorial Trust. During the year income of £42,689 (2022: £16,588) was received and outgoings totalled £Nil (2022: £Nil).

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THE ROYAL ULSTER CONSTABULARY GC POLICE SERVICE OF NORTHERN IRELAND BENEVOLENT FUND (a Charitable Company Limited by Guarantee)

Notes to the Financial Statements For the year ended 31[st] December 2023

____________________

9.1 RESTRICTED FUNDS Death Benefit Fund

The Fund is held to make discretionary payments for benevolent purposes to the families of a serving officer who has died as a result of an Act of Terrorism.

2023 2022
£ £
Balance 1st January 2023 118,156 118,013
Income Bank Deposit Interest 1,481 143
----------- -----------
Balance 31st December 2023 119,637 118,156
----------- -----------

9.2 Rowland Betty Charitable Foundation

This Foundation was established in May 1985 following a donation from Squadron Leader T. V. Betty with annual income received to be applied for the charitable purposes of the Benevolent Fund. Following the death of his wife Zena Betty in January 2012 further income is now being received in respect of the Rowland Betty Memorial Trust, which is included in unrestricted funds. The conditions of the bequest of the Trust (that a plaque is displayed at Headquarters of the Police Service of Northern Ireland, and the grave in Fermanagh be maintained) are being adhered to.

In 2022, the Board of Trustees approved the transfer of £5,050 to unrestricted reserves with the express permission of the Charities Commission of Northern Ireland.

2023 2022
£ £
Balance at 1st January 2023 - 5,050
Transfer to unrestricted reserves - (5,050)
--------- ----------
Balance 31st December 2023 - -
---------- ----------

9.3 George Walter Fawcett Fund

The Fund was established in November 2016 to be used specifically and exclusively for the treatment and personal care of persons disabled, wounded or blinded prior to 31[st] December 1994.

2023 2022
£ £
Balance 1st January 2023 149,579 149,301
Legacy income - 362
Grants and expenses paid (84) (84)
----------- -----------
Balance 31st December 2023 149,495 149,579
----------- -----------
Total Accumulated Restricted Funds 269,132 267,735
----------- -----------

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THE ROYAL ULSTER CONSTABULARY GC POLICE SERVICE OF NORTHERN IRELAND BENEVOLENT FUND

(a Charitable Company Limited by Guarantee)

Notes to the Financial Statements

For the year ended 31[st] December 2023

____________________

10 ANALYSIS OF NET ASSETS BETWEEN FUNDS

Unrestricted Restricted TOTAL
£
£

£
Tangible Fixed Assets 5,128,573 - 5,128,573
Investments 3,750,550 - 3,750,550
Current Assets 1,001,697 269,132 1,270,829
Current Liabilities (242,301) - (242,301)
--------------- ------------- ---------------
TOTAL 9,638,519 269,132 9,907,651
---------------- ------------- --------------
11. DONATIONS AND LEGACIES
2023 2022
£ £
Unrestricted Funds:
Donations from Members 551,612 574,728
Donations from Retired Members 169,573 149,009
Public & Organisational Donations 99,990 119,913
Legacies 60,000 189,835
------------- --------------
881,175 1,033,485
-------------- --------------
Restricted Funds:
Legacies - 362

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THE ROYAL ULSTER CONSTABULARY GC POLICE SERVICE OF NORTHERN IRELAND BENEVOLENT FUND (a Charitable Company Limited by Guarantee)

Notes to the Financial Statements For the year ended 31[st] December 2023

____________________

12. CHARITABLE ACTIVITIES
2023
2022
£
£
Unrestricted Funds:
Awards & Grants:
Station Welfare Groups - 1,117
Police Care UK 26,531 27,605
Serving Members 13,583 19,820
Former Members 5,333 35,912
Widows 14,334 29,129
Dependents 10,095 6,905
Early Widows Grants 18,760 18,760
Rowland Betty Memorial Trust - -
Funeral Grants 7,480 9,618
Local Voluntary Working Group Grants:
General 2,668 12,762
Christmas Grants 15,131 6,472
Fuel Grants 20,450 55,900
Police Treatment Centres 497,052 517,813
Holiday Expenses and Trips:
Widows 30,518 27,739
LVWGs 141,819 118,340
Events & Functions 113,182 124,422
Donations & Gifts 9,798 9,748
Staff Costs 18,610 21,053
TPDP Caseworker Costs 11,957 -
Apartments Maintenance 175,292 150,398
Depreciation
Fixtures and Equipment
901 1,002
Depreciation
Computer Equipment
5,865 -
Provision for doubtful loans - (2,417)
------------- --------------
1,139,359 1,192,098
-------------- --------------
Restricted Funds:
Grants
George Walter Fawcett Fund
**- ** -
----------- ------------
All grants were paid to or in respect of individual beneficiaries.
13. SUPPORT & GOVERNANCE COSTS
2023 2022
£ £
Unrestricted Funds:
Advertising 2,970 3,000
Audit Fees 11,865 11,300
Bank Charges and Interest 4,335 4,649
Broker Fees 3,261 4,263
Computer Costs 12,420 3,669
General Expenses 6,323 1,807
Insurance 6,204 6,127
Printing, Postage, Stationery and Telephone 10,025 12,303
Professional Fees 32,884 29,953
Staff Costs 229,068 201,893
Travel and Meetings 11,318 9,957
----------- ----------
330,673 288,921
----------- ----------
Restricted Funds:
Bank Charges and Interest 84 84
----------- ----------

Page 21

THE ROYAL ULSTER CONSTABULARY GC POLICE SERVICE OF NORTHERN IRELAND BENEVOLENT FUND (a Charitable Company Limited by Guarantee)

Notes to the Financial Statements For the year ended 31[st] December 2023

____________________

14. STAFF COSTS STAFF COSTS
2023 2022
£
£
Wages and salaries 259,635 222,946
----------- ----------
The number of full and part-time employees: 7 6
No employees were paid emoluments of more than £60,000 during the year.
15. MUNERATION
2023 2022
£ £
Fees payable for the audit of the financial statements 11,865 11,300
Tax advisory services 5,400 5,400
Professional fees (for other services) 16,136 16,513
---------- ----------

16. REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits paid directly during the years ended 31st December 2022 or 2023. Travel expenses of £Nil (2022: £289) were reimbursed to trustees during the year.

Page 22