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2025-12-31-accounts

Charity Registration No. 102902

PARISH OF COLERAINE

CHURCH OF ST PATRICK & CHURCH OF ST ANDREW ANNUAL REPORT AND UNAUDITED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2025

PARISH OF COLERAINE CHURCH OF ST PATRICK & CHURCH OF ST ANDREW STATEMENT OF FINANCIAL ACTIVITIES

FOR THE YEAR ENDED 31 DECEMBER 2025

Unrestricted Unrestricted Restricted Endowment Total Unrestricted Unrestricted Restricted Endowment Total
funds funds funds funds funds funds funds funds
general designated general designated
2025 2025 2025 2025 2025 2024 2024 2024 2024 2024
Notes £ £ £ £ £ £ £ £ £ £
income from:
Donations and legacies 3 150,542 104,279 2,200 - 257,021 154,727 24,812 1,810 - 181,349
Charitable activities 4 = - - - - 392 - - 392
Investments 5 28,634 15,867 14,569 - 59,070 23,172 - 9,784 - 32,956
Total income 179,176 120,146 16,769 ~ 316,091 177,899 25,204 11,594 - 214,697
Expenditure on:
Charitable activities 6 141,449 121,458 245 ~ 263,152 (125,889) (293,713) (208) - 419,810
Other 11 - - - - (1,085) - - - 1,085
Total resources
expended 141,449 121,458 245 - 263,152 (126,974) (293,713) (208) - 420,895
Net gains/(losses) on
investments 12 - - 55,368 32,119 87,487 - - 15,752 39,866 55,618
Net incoming/(outgoing)
resources before
transfers 37,727 (1,312) 71,892 32,119 140,426 50,925 (268,509) 27,138 39,866 (150,580)

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PARISH OF COLERAINE CHURCH OF ST PATRICK & CHURCH OF ST ANDREW STATEMENT OF FINANCIAL ACTIVITIES (CONTINUED)

FOR THE YEAR ENDED 31 DECEMBER 2025

Net incoming/(outgoing)
resources before
transfers 37,727 (1,312) 71,892 32,119 140,426 50,925 (268,509) 27,138 39,866 (150,580)
Gross transfers between
funds (53,916) 56,300 (12,328) 9,944 . (14,486) 5,130 9,356 - -
Net movement in funds (16,189) 54,988 59,564 42,063 140,426 36,439 (263,379) 36,494 39,866 (150,580)
Fund balances at 1
January2025 987,114 172,877 1,405,811 543,813 3,109,615 950,675 436,255 1,369,316 503,947 3,260,193
Fund balances at 31
December2025 970,925 227,865 1,465,375 585,876 3,250,041 987,114 172,876 1,405,810 643,813 3,109,613

The statement of financial activities includes all gains and losses recognised in the year. All income and expenditure derive from continuing activities.

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PARISH OF COLERAINE CHURCH OF ST PATRICK & CHURCH OF ST ANDREW BALANCE SHEET

AS AT 31 DECEMBER 2025

2025 2024
Notes £ £ £ £
Fixed assets
Tangible assets 14 388,081 393,266
investment property 15 465,000 465,000
investments 16 1,102,764 4,005,274
1,955,785 1,863,540
Currentassets
Debtors 17 548,434 540,990
Cash at bank and in hand 18 754,706 858,108
1,303,140 1,399,098
Creditors: amounts falling due within 20
one year 8,884 153,025
Net current assets 1,294,256 1,246,073
Total assets less current liabilities 3,250,041 3,109,613
The funds ofthe Parish
Endowment funds 22 585,876 543,813
Restricted incomefunds 23 1,465,375 1,405,810
Unrestricted funds - general 970,925 987,114
Unrestricted funds - designated 24 227 865 172,876
3,250,041 3,109,613

The financial statements were approved by the Select Vestry on AA He...

vénn Wisener Trustee

A Robinson Trustee

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PARISH OF COLERAINE CHURCH OF ST PATRICK & CHURCH OF ST ANDREW NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2025

Charity information

Parish of Coleraine is an unincorporated entity governed by a Constitution.

These accounts have been prepared in accordance with FRS 102 “The Financial Reporting Standard applicable in the UK and Republic of Ireland” (“FRS 102”), “Accounting and Reporting by Charities” the Statement of Recommended Practice for charities applying FRS 102, the Charities Act (Northern Ireland) 2008 and UK Generally Accepted Accounting Practice as it applies from 1 January 2019. The Parish is a Public Benefit Entity as defined by FRS 102.

The financial statements are prepared in sterling, which is the functional currency of the Parish. Monetary amounts in these financial statements are rounded to the nearest £.

The financial statements have been prepared under the historical cost convention, [modified to include the revaluation of freehold properties and to include investment properties and certain financial instruments at fair value]. The principal accounting policies adopted are set out below.

At the time of approving the financial statements, the Select Vestry have a reasonable expectation that the Parish has adequate resources to continue in operational existence for the foreseeable future. Thus the Select Vestry continue to adopt the going concern basis of accounting in preparing the financial statements.

1.3. Charitable funds

Unrestricted funds are available for use at the discretion of the Select Vestry in furtherance of their charitable objectives.

Designated funds are unrestricted funds set aside for a specific purpose.

Restricted funds are subject to specific conditions by donors or grantors as to how they may be used. The purposes and uses of the restricted funds are set out in the notes to the financial statements.

Endowment funds are subject to specific conditions by donors that the capital must be maintained by the Parish.

Income is recognised when the Parish is legally entitled to it after any performance conditions have been met, the amounts can be measured reliably, and it is probable that income will be received.

Cash donations are recognised on receipt. Other donations are recognised once the Parish has been notified of the donation, unless performance conditions require deferral of the amount. Income tax recoverable in relation to donations received under Gift Aid or deeds of covenant is recognised at the time of the donation.

Legacies are recognised on receipt or otherwise if the Parish has been notified of an impending distribution, the amount is known, and receipt is expected. If the amount is not known, the legacy is treated as a contingent asset.

These accounts for the year ended 31 December 2025 for the Parish of Coleraine are prepared in accordance with FRS 102, The Financial Reporting Standard applicable in the UK and Republic of Ireland.

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PARISH OF COLERAINE CHURCH OF ST PATRICK & CHURCH OF ST ANDREW NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2025

(Continued)

Tangible fixed assets: are initially measured at cost and subsequently measured at cost or valuation, net of depreciation and any impairment losses.

Depreciation is recognised so as to write off the cost or valuation of assets less their residual values over their useful lives on the following bases:

Freehold land and buildings Nil Fixtures and fittings 5%, 10%, 15% and 20% reducing balance depending on the asset

The gain or loss arising on the disposal of an asset is determined as the difference between the sale proceeds and the carrying value of the asset, and is recognised in the statement of financial activities.

1.7 Investment properties

investment property, which is property held to earn rentals and/or for capital appreciation, were acquired many years ago, it is not possible to obtain an accurate cost. These properties are included in the accounts at the estimated market values. The surplus or deficit on revaluation is recognised in the Statement of Financial Activities.

1.8 Fixed asset investments Fixed asset investments are initially measured at transaction price excluding transaction costs, and are subsequently measured at fair value at each reporting date. Changes in fair value are recognised in net income/(expenditure) for the year. Transaction costs are expensed as incurred.

1.9 Impairment of fixed assets

At each reporting end date, the Parish reviews the carrying amounts of its tangible assets to determine whether there is any indication that those assets have suffered an impairment loss. If any such indication exists, the recoverable amount of the asset is estimated in order to determine the extent of the impairment loss (if any).

1.10 Cash and cash equivalents

Cash and cash equivalents include cash in hand, deposits held at call with banks, other short-term liquid investments with original maturities of three months or less, and bank overdrafts. Bank overdrafts are shown within borrowings in current liabilities.

1.11 Financial instruments

The Parish has elected to apply the provisions of Section 11 ‘Basic Financial Instruments’ and Section 12 ‘Other Financial Instruments Issues’ of FRS 102 to all of its financial instruments. Financial instruments are recognised in the Parish’s balance sheet when the Parish becomes party to the contractual provisions of the instrument.

Financial assets and liabilities are offset, with the net amounts presented in the financial statements, when there is a legally enforceable right to set off the recognised amounts and there is an intention to settle on a net basis or to realise the asset and settle the liability simultaneously.

Basic financial assets

Basic financial assets, which include debtors and cash and bank balances, are initially measured at transaction price including transaction costs and are subsequently carried at amortised cost using the effective interest method unless the arrangement constitutes a financing transaction, where the transaction is measured at the present value of the future receipts discounted at a market rate of interest. Financial assets classified as receivable within one year are not amortised.

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PARISH OF COLERAINE CHURCH OF ST PATRICK & CHURCH OF ST ANDREW NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2025

1 Accounting policies

(Continued)

Basic financial liabilities

Basic financial liabilities, including creditors and bank loans are initially recognised at transaction price unless the arrangement constitutes a financing transaction, where the debt instrument is measured at the present value of the future payments discounted at a market rate of interest. Financial liabilities classified as payable within one year are not amortised.

Debt instruments are subsequently carried at amortised cost, using the effective interest rate method.

Trade creditors are obligations to pay for goods or services that have been acquired in the ordinary course of operations from suppliers. Amounts payable are classified as current liabilities if payment is due within one year or less. If not, they are presented as non-current liabilities. Trade creditors are recognised initially at transaction price and subsequently measured at amortised cost using the effective interest method.

Derecognition of financial liabilities

Financial liabilities are derecognised when the Parish’s contractual obligations expire or are discharged or cancelled.

1.12 Employee benefits

Termination benefits are recognised immediately as an expense when the Parish is demonstrably committed to terminate the employment of an employee or to provide termination benefits.

1.13 Retirement benefits

Payments to defined contribution retirement benefit schemes are charged as an expense as they fall due.

2 Critical accounting estimates and judgements

In the application of the Parish’s accounting policies, the Select Vestry are required to make judgements, estimates and assumptions about the carrying amount of assets and liabilities that are not readily apparent from other sources. The estimates and associated assumpiions are based on historical experience and other factors that are considered to be relevant. Actual results may differ from these estimates.

The estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognised in the period in which the estimate is revised where the revision affects only that period, or in the period of the revision and future periods where the revision affects both current and future periods.

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PARISH OF COLERAINE CHURCH OF ST PATRICK & CHURCH OF ST ANDREW NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)

FOR THE YEAR ENDED 31 DECEMBER 2025

3 Donations and legacies

----- Start of picture text -----
||||||||| |---|---|---|---|---|---|---|---| |Unrestricted|Unrestricted|Restricted|Total|Total| |funds|funds|funds|2025|2024| |general|designated| |£|£|£|£|£| |Donations|and|gifts|142,119|10,220|-|152,339|157,306| |Grants|received|-|-|2,200|2,200|1,810| |Other|8,423|94,059|-|102,482|22,233| |150,542|104,279|2,200|257,021|181,349| |For the|year ended|31|December| |2024|154,727|24,812|1,810|181,349|

----- End of picture text -----

4 Charitable activities

Other income

Charitable Income 2024 £ 392

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PARISH OF COLERAINE CHURCH OF ST PATRICK & CHURCH OF ST ANDREW NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)

FOR THE YEAR ENDED 31 DECEMBER 2025

5 Income from investments

Unrestricted Material Restricted Total Unrestricted Material Restricted Total
funds funds funds funds funds funds
2025 2025 2025 2025 2024 2024 2024 2024
£ £ £ £ £ £ £ £
Rental income 20,318 - - 20,318 20,075 - - 20,075
Other income 3,230 - 11,594 14,824 3,073 - 9,784 12,857
Interest receivable 5,086 15,867 2,975 23,928 24 - - 24
28,634 15,867 14,569 59,070 23,172 - 9,784 32,956

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PARISH OF COLERAINE CHURCH OF ST PATRICK & CHURCH OF ST ANDREW NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)

FOR THE YEAR ENDED 31 DECEMBER 2025

6 Charitable activities

Charitable Charitable
expenditure expenditure
2025 2024
£ £
Staffcosts 51,305 233,590
Depreciation and impairment 5,884 6,671
Cleaning costs 5,689 5,875
Caretaking& maintenance costs 9,857 6,467
Missions& othergroups 25,290 24,073
Repairs & maintenance of buildings 45,920 46,577
Insurance 13,509 11,146
Light & heat 13,247 19,878
Diocesan assessment 19,955 15,423
Administration costs 3,443 2,304
Printing, display& advertising costs 1,609 (2,417)
Choir& music group 9,385 9,980
Rent& rates 4,473 5,292
Financial charges 488 552
Education & books 65 54
General expenses 26,698 10,406
236,817 395,871
Share ofsupport costs (see note 7) 23,455 20,039
Share ofgovernance cosis (see note 7) 2,880 3,900
263,152 419,810
Analysis byfund
Unrestricted funds - general 141,449 125,889
Unrestricted funds - designated 121,458 293,713
Restricted funds 245 208
263,152 419,810
Forthe yearended 31 December2024
Unrestricted funds - general 125,889
Unrestricted funds - designated 293,713
Restricted funds 208
419,810

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PARISH OF COLERAINE CHURCH OF ST PATRICK & CHURCH OF ST ANDREW NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2025

7 Support costs

----- Start of picture text -----
||||||| |---|---|---|---|---|---| |Support|Governance|2025|2024|Basis|of allocation| |costs|costs| |£|£|£|£| |Staff costs|23,210|-|23,210|19,612| |Book-keeping|245|-|245|245| |Administration|costs|-|-|-|182| |Independent examination|Governance| |fees|-|2,880|2,880|3,900| |23,455|2,880|26,335|23,939| |Analysed|between| |Charitable|activities|23,455|2,880|26,335|23,939|

----- End of picture text -----

Governance costs includes payments to the independent examiner of £2,880 (2024- £3,900) for examination fees.

8 Net movement in funds

----- Start of picture text -----
|||||||||| |---|---|---|---|---|---|---|---|---| |Net|movement|in|funds|2025|2024| |£|£| |The|net|movement|in|funds|is|stated|after|charging/(crediting):| |Fees|payable|for the|independent|examination|of the|charity's|financial| |statements|2,880|3,900| |Depreciation|of owned|tangible|fixed|assets|5,884|6,671| |Loss|on|disposal|of tangible|fixed|assets|-|1,085|

----- End of picture text -----

9 Select Vestry

One of the Glebe Wardens provided gardening services to the Parish during the previous year, payments made amounted to £220. No payments were made in 2025. None of the other Select Vestry (or any persons connected with them) received any remuneration or benefits from the Parish during the year.

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PARISH OF COLERAINE CHURCH OF ST PATRICK & CHURCH OF ST ANDREW NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2025

10 Employees

Number of employees

The average monthly number employees during the year was: 2

2025 2024
Number Number
Administration 2 1
Employment costs |2025 2024
£ £
Wages and salaries 65,009 244,503
Social security costs 2,417 1,421
Other pension costs 7,089 7,278
74,515 253,202

The Recior’s salary has been paid by the Diocese since March 2020. The Parish settled the remaining amounts incurred by the Diocese in March 2025. The total repaid of £226,994 had been included as an expense in the accounts for the year ended 31st December 2024.

There were no employees whose annual remuneration was £60,000 or more.

  1. Other expenditure
Unrestricted Unrestricted Unrestricted
funds funds
2025 2024
£ £
Net loss on disposal oftangible fixed assets - 1,085
Gains and losses on investments
Restricted Endowment Total Restricted Endowment Total
funds funds funds funds
2025 2025 2025 2024 2024 2024
Gains/(losses) arising on: £ £ £ £ £ £
Revaluation of
investments 55,368 32,119 87,487 15,752 39,866 55,618

12 Gains and losses on investments

13 Taxation

The charity is exempt from taxation on its activities because all its income is applied for charitable purposes.

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PARISH OF COLERAINE CHURCH OF ST PATRICK & CHURCH OF ST ANDREW NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2025

14 Tangible fixed assets
Freehold land Fixtures and Total
and buildings fittings
£ £ £
Cost
At 1 January2025 336,842 127,729 464,571
Additions 220 479 699
At 31 December2025 337,062 128,208 465,270
Depreciation and impairment
At 1 January2025 - (71,305) (71,305)
Depreciation charged in the year - (5,884) (5,884)
At31 December2025 - (77,189) (77,189)
Carrying amount
At31 December2025 337,062 51,019 388,081
At31December2024 336,842 56,424 393,266

The church buildings, of St Patrick and St Andrew, and the graveyard are deemed to be Heritage assets as defined by the Charities SORP (FRS102). These Heritage assets are not included in the balance sheet as tangible assets as information on the cost or valuation is not available and such information cannot be obtained at a cost commensurate with the benefit to the users of the accounts and to the parish.

15 Investment property

Investment property
2025
£
Fairvalue
At1January2025and31December2025 465,000

Investment properties comprises houses at 27 Willowfield Drive, 18 Avonbrook Gardens and 49 Avonbrook Gardens. The fair value of the investment properties are based on the estimated market value:

« 27 Willowfield Drive £140,000 Restricted asset as vested with RCB « 18 Avonbrook Gardens £175,000 « 49 Avonbrook Gardens £150,000

2025 2024
£ £
Freehold 465,000 465,000
Long leasehold - -
Shortleasehold = -

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PARISH OF COLERAINE CHURCH OF ST PATRICK & CHURCH OF ST ANDREW NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2025

16 Fixed asset investments

Listed
investments
£
Cost orvaluation
At 1 January2025 1,005,274
Additions 9,943
Valuation changes (See note 12) 87,487
At31 December 2025 1,102,704
Carrying amount
At 31 December 2025 1,102,704
At 31 December2024 1,005,274
Debtors
2025 2024
Amounts falling due within one year: £ £
Trade debtors 22,269 23,690
Otherdebtors 517,180 517,300
Prepayments and accrued income 8,985 -
548,434 540,990

17 Debtors

18 Cash at bank

This includes proceeds from the sale of the Parish Centre in 2017 amounting to £373,389. This is held by the RCB on behalf of the Diocesan Board of Education, for the purposes of building the new hall. if the new hall does not incorporate a substantial educational component, these funds may not be made available to the Parish.

19 Loans and overdrafts

Loans and overdrafts
2025 2024
£ £
Credit card 90 155
Payablewithinoneyear 90 155

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PARISH OF COLERAINE CHURCH OF ST PATRICK & CHURCH OF ST ANDREW NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2025

19 Loans and overdrafts

(Continued)

20 Creditors: amounts falling due within one year

----- Start of picture text -----
||||||||||||| |---|---|---|---|---|---|---|---|---|---|---|---| |2025|2024| |Notes|£|£| |Credit|card|19|90|155| |Other|creditors|8,794|152,870| |8,884|153,025| |21|~|Retirement|benefit schemes| |2025|2024| |Defined|contribution|schemes|£|£| |Charge|to|profit|or loss|in|respect|of|defined|contribution|schemes|7,089|7,278|

----- End of picture text -----

The Parish operates a defined contribution pension scheme for all qualifying employees. The assets of the scheme are held separately from those of the Parish in an independently administered fund.

22 Endowment funds

Endowment funds represent assets which must be held permanently by the Parish. Income arising on the endowment funds can be used in accordance with the objects of the Parish and is included as unrestricted income. Any capital gains or losses arising on the assets form part of the fund.

----- Start of picture text -----
||||||||||| |---|---|---|---|---|---|---|---|---|---| |At|1|January|Transfers|Gains|and|At|31| |2025|losses|December| |2025| |£|£|£|£| |Permanent|endowments| |543,813|9,944|32,119|585,876| |Previous|year:|At|1|January|Transfers|Gains|and|At|31| |2024|losses|December| |2024| |£|£|£|£| |Permanent|endowments| |503,947|-|39,866|543,813|

----- End of picture text -----

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PARISH OF COLERAINE CHURCH OF ST PATRICK & CHURCH OF ST ANDREW NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2025

23 + Restricted funds

The restricted funds of the charity comprise the unexpended balances of donations and grants held on trust subject to specific conditions by donors as to how they may be used.

At 1 January Incoming Resources Transfers Gains and At31
2025 resources expended losses December
2025
£ £ £ £ £ £
1,405,810 16,769 (245) (12,328) 55,368 1,465,374
Previous year: At 1 January Incoming Resources Transfers Gains and At 31
2024 resources expended losses December
2024
£ £ £ £ £ £
1,369,316 11,594 (208) 9,356 15,752 1,405,810

24 ~Unrestricted funds - designated

These are unrestricted funds which are material to the Parish's activities.

At 1 January Incoming Resources Transfers At31
2025 resources expended December
2025
£ £ £ £ £
172,877 120,146 (121,458) 56,300 227,865
Previous year: At 1 January Incoming Resources Transfers At31
2024 resources expended December
2024
£ £ £ £ £
436,255 25,204 (293,713) 5,130 172,876

25 Unrestricted funds

The unrestricted funds of the charity comprise the unexpended balances of donations and grants which are not subject to specific conditions by donors and grantors as to how they may be used. These include designated funds which have been set aside out of unrestricted funds by the trustees for specific purposes.

At 1 January Incoming Resources Transfers At31
2025 resources expended December
2025
£ £ £ £ £
General funds 987,114 179,176 (141,449) (53,916) 970,925

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PARISH OF COLERAINE CHURCH OF ST PATRICK & CHURCH OF ST ANDREW NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2025

25 Unrestricted funds (Continued)
Previous year: At 1 January Incoming Resources Transfers At31
2024 resources expended December
2024
£ £ £ £ £
General funds 950,675 177,899 (126,974) (14,486) 987,114
26 ~=Analysis ofnet assets between funds
General Designated Restricted Endowment Total
£ £ £ £ £
Fund balances at 31 December
2025 are represented by:
Tangible assets 51,019 337,062 - 388,081
Investment properties 325,000 - 140,000 - 465,000
Investments - - 516,829 585,875 1,102,704
Current assets/(liabilities) 594,906 227,865 471,485 - 1,294,256
970,925 227,865 1,465,376 585,875 3,250,041

27 _ ~—=s@Related party transactions

The Parish and Kingsgate Renewal Limited are under common control, with the majority of the directors of the company also trustees of the charity. Kingsgate Renewal Limited owns the properties, as nominee for the Parish, from 6 to 14 Kingsgate Street, Coleraine, together with the car park behind the properties, which is accessed from Brook Street.

The Parish uses the properties from time to time, for which Kingsgate Renewal Limited charges a nominal rent.

Loans have been made to Kingsgate Renewal Limited by the Parish, the balance outstanding at the yearend Loans have been made to Kingsgate Renewal Limited by the Parish, the balance outstanding at the yearend Loans have been made to Kingsgate Renewal Limited by the Parish, the balance outstanding at the yearend
is detailed as 'Other debtors’ at note 17 ofthese accounts.
28 Cash generated from operations 2025 2024
£ £
Surplus/(deficit) forthe year 140,426 (150,580)
Adjustments for:
Investment income recognised in profit or loss (59,070) (32,956)
(Gain)/loss on disposal oftangible fixed assets - 1,085
Fairvalue gains and losses on investments (87,487) (55,618)
Depreciation and impairment oftangible fixed assets 5,884 6,671
Movements in working capital:
(Increase) in debtors (7,564) (6,151)
(Decrease)/increase in creditors (144,076) 148 286
Cashabsorbedbyoperations (151,887) (89,263)

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