Company Registration Number: N1043026
Charity Number: NIC102325
OR
IFE
Love For Life
IA company limited by guarantee, not havln8 a share ¢apltall
Annual Report and Unaudited Financial Statements
for the financial year ended 31 August 2024
Daly Park & Company Ltd
Chartered Accountants and Independent Examiners
4 Carnegie street
Lurgan
County Armagh
BT66 6AS
Northern Ireland
INSPIRING
RELATIONSHIPS

OR
IFE
Love For Life
IA company limited by guarantee. not havlng a share capltall
CONTENTS
Page
Tru5tees' and Other Information
Trustees, Annual Report
5-17
Statement of Trustees, Responsibilities
18
Independent Examiner's Report
19
Statement of Financial Activities
21
Balance Sheet
23
Notes to the Financial Statements
25-38
INSPIQING
RELATIONSHIPS

OR
IFE
Love For Life
IA company limited byguarantee, not havlno a share capitall
TRUSTEES, AND OTHER INFORMATION
Trustees
Helen Minford
Carlton Edwin Baxter
lan Bingham
MeNyn Cordner
Heather Kathryn Mary Evans
Gary Hallidav
Emma Jane Irwin
David Munroe
Raymond Pollock
Charity Number in Northern Ireland
NIC102325
Company Registration Number
N1043026
INSPIRING
RILATIONSHIPS

OR
IFE
Love For Life
IA company Ilmltsd by 8uarantee. not havlng a share capltall
TRUSTEES, AND OTHER INFORMATION
Reglstered Office
6 Banbridge Road
Waringstown
Craigavon
Co. Armagh
BT66 70A
Northern Ireland
Principal Address
6 Banbridge Road
Waringstown
CraiBavon
Co. Armagh
BT66 7QA
Northern Ireland
Independent Examlner
Daly Park & Company Ltd
Chartered Accountants
4 Carnegie Street
Lurgan
County Armagh
BT66 6AS
Northern Ireland
INSPIRING
REllATIONSHIPS

OR
IFE
Love For Life
IA company Ilmited by guarantee, not having a share capltall
TRUSTEES, ANNUAL REPORT
for the financial year ended 31 August 2024
The trustees present their Trustees, Annual Report, combining the Directors, Report and Trustees, Report. ond the unaudited
flnancial statements for the financial year ended 31 August 2024.
The flnanclal statements are prepared in accordance with the Companies Act 2006, FRS 102 'The Financial Reportin8 Standard
applicable in the UK and Republic of Ireland" and Accounting and Reporting by Charities.. Statement of Recommended Practice
applicable to charities preparing their financial ststements in accordance with the Financial Reporting Standard applicable in the
UK and Republic of Ireland IFRS 1021.
The Trustees, Report contains the Information required to be provided in the Trustees, Annual Report under the Statement of
Recommended Practice ISORPI guidelines. The trustees of the company are also charity trustees for the purpose of charity law
and under the company's constitution are known as members of the board of trustees.
In this report the trustees of Love for Life present a summary of its purpose, governance, activities, achievements and finances
for the financial year 31 August 2024.
The company is a registered charity and hence the report and results are presented in a form which complies with the
requirements of the Companies Act 2006 and, although not obliged to comply with the Statement of Recommended
Practice ISORPI as issued by the Charity Commissioner5 for England and Wales in Ortober 2005 lupdated in 20081, the
organisation has implemented its recommendations where relevant In these financial statements.
Structure, Governance and Management
Structure
The organisation is a company limited by guarantee incorporated in Northern Ireland under reference N1043026. It is governed
by its Memorandum and Articles of Association dated 23rd April 2002. It is recogni5ed a5 a charityfor tax purposes by HM Revenue
& Customs under reference XR59713 and completed registration wtth the Charrty Commission for Northern Ireland on 4th March
2015 under the reference NIC102325. In the event of the company being wound up, members are required to contribute an
amount not exceeding £1.
The company is under the control of the Directors who are, therefore, acting as Trustees for the Charity.
Organisation
The Board of Directors administers the charlty. The Board meets at least six times a year. The Chief Executlve Officer, Judith Cairns.
has been appointed by the Director5 to manage the day-to-day affairs and operation5 of the charity.
INSPIRING
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IFE
Love For Life
IA company limited by guarantee, not having a share capltall
TRUSTEES, ANNUAL REPORT
for the financial year ended 31 August 2024
Governance
Dlrertor Appointment & Tralnlng
As de5tribed in the Articles of Association, a new director may be eligible for appointment if 21 days before the annual general
meeting, written notice is deposited with the registered office of the intended proposal, signed by a member, and slgned by the
person to be proposed, so as to indicate their willingness to be eletted.
New directors are briefed on their legal obligations under charity and company law, the content of the Memorandum and Articles
of Association, the Board and decision-making processes and recent financial performance of the charlty. Directors are
encouraged to view the Charities Commission website so as to gain a full understanding of their roles and responsibilities.
Risk Management
The Trustees have a risk management strategy which comprises an annual review of the risks the charlty faces, the establishment
of systems and procedures to mitigate those risks identified and the implementation of procedure5 designed to mirbimise any
potential impact on the charity.
Public Benefit Statement
In setting our objectives and planning our activities the Trustees have given careful consideration to the Charity Commission for
Northern Ireland's statutory guidance on public benefit to ensure thatthe activities have helped achieve the charity purposes and
provide a benefit to the beneficiaries.
INSPIRING
RELATIONSHIPS

OR
IFE
Love For Life
IA company lirnlted by8uarantee, not having a Share capitsll
TRUSTEES, ANNUAL REPORT
for the financial year ended 31 August 2024
Review of Activities, Achievements and Performance
ABOUT LOVE FOR LIFE
Formed in 2002. Love For Life is a Christian charity with a long-standing reputatlon for dellvering holistic Relationship5 and
Sexuality Education IRSEI in all school types and In many different community settings across Northern Ireland.
Our programmes for young people, parents & carers aim to inspire, equip and resource the next generation to know their
worth, flourish in their relationships and value their sexual choices.
Our vision for the future is every young person valuing themselves. relationships and sex in a thriving society.
Culture and its impact
Culture has an influence on all of us but, in particular, it 15 shaping and influencing the cholces our chlldren and young people
make, how they value themselves and how they value others.
Only 23% of 13 to 17-year-olds alway5 feel secure in who they are
Almost one in six 10 to 15-year-olds115.6%1 are unhappy with their appearance
The gap between male and females In this area continues to widen with almost one in four122.6%1 females being
unhappy with their appearance
67% of children aged 10 to 17 were worried about their online safety
73% of survey respondents (young women aged 12 to 17 years) reported experiencing at least one form of vSolence in
their lifetime
A third132%1 of 8 to 17$ say they have seen 50mething worrying or nasty online in the past 12 months
Within the same time period. only 20% of parents of 8 to 17s report their child telling them they had seen somethlng
online that scared or upset them
Family remains the area of life that children and young people are, on average, most happy with in 2024
What young people in our programmes sald In the last academlc year.
In agreement and partnership with the school or communlty organlsation, young people fill out an evaluation form at the end of
our presentations if therfre comfortable and happy to do 50. These results are from the 2023124 academic year.
38% have gFven into peer pressure and done something they didn't want to do.
22% are accessing pornography at least weekly
34% were a victim of bullying, or unkind behavlour
84% of 11 to 185 check their social media profiles at least every couple of hours
44% of 11 to 16s don't feel confident and able to deal with the physical and emotional changes they are going through
48% don't feel they can resist peer pressure to do something they don't want to
38% are not confident discussing ljoundaries and values in relatlonships
41% of 11 to 185 from faith communities don't feel they can tolk openly with a trusted adult about thelr relationships
INSPIRING
RELATIONSHIPS

OR
IFE
Love For Life
IA cornpany limited byguarantee, not having a share capltall
TRUSTEES, ANNUAL REPORT
for the flnancial year ended 31 August 2024
We ask: how is culture's influence helplng children and young people to value strong healthy relationships?
OUR VISION AND STRATEGY
We believe in a different story for chlldren. young people. familles and society.
We believe every young person should feel confident, equipped and inspired to make healthy choices and to bulld strong
relationships.
Through our school & communlty pfogrammes, wè remind every young person of their uniqueness, value and worth. We equip
them to thrive through the changes and challenges of adolescence. We support them to confidently identtfy and respond to
influences and pressures around relationships and sex. We encourage them to explore the skills and value5 needed to build
strong, healthy relationships.
But as you've read, they're up against it.
It has never been more important to be encouraging and equipping young people to understand and value stron& healthy
relationships.
THE YEAR IN NUMBERS
IN 2023/24 WE REACHED
The 23/24
academic year &A•-
in numbers.
52,276
YOUNG PEOPLE, ADULTS
PARENTS & CARERS
t INCr&A￿oF1o1j FROM22123
INSPIRING
RELATIONSHIPS

OR
IFE
Love For Life
IA company Ilmlted by guarantee. not having a share capitsll
TRUSTEES, ANNUAL REPORT
for the financial year ended 31 August 2024
IN 2023124
WE DELIVERED
The 23/24
academic year
in numbers.
)Chuithos
1,060
PROGRAMMES
t INCREPSE OF211 FROM 2Y23
MORTIIEAM
Programme
delivery by
region.
WESTERN
Th• br•akdown otour thl
pnJgrgmm• delSNYryacroM r•glorr4.
498
We partnered with
573 schools.
community groups,
churches and
academic institutes
in the 2023/24
academic year.
$4%
INSPIQING
RELATIONSHIPS

OR
IFE
Love For Life
IA company Ilmlted byguarantee, not having a share capltall
TRUSTEES, ANNUAL REPORT
for the financial year ended 31 August 2024
io
INSPIQING
RELATIONSHIPS

OR
IFE
Love For Life
IA company Ilmlted by guarantee. not having a share capitsll
TRUSTEES, ANNUAL REPORT
for the financial year ended 31 August 2024
ACHIEVING OUR VISION
Everything we do contributes to achieving three outcomes. These are the changes that point towards our vislon for the future
becoming a reality:
STRONG HEALTHY RELATIONSHIPS
Relationships & Sexuality Educatlon is focused on whole-person development, allowing young people space to reflect and
evaluate how their attitudes, values and beliefs will shape their choices.
All chlldren and young people are confident. equipped and inspired to make healthy choices and to build strong relationships.
FAMILIES INSPIRING YOUNG PEOPLE
Parents & Carers are leading conversations about relationships and sex with their young people. They are well informed and
confident, working in partnership with their schools and community to positively shape their young people's attitudes. values,
beliefs, habits and practices around healthy relationships.
THRIVING SOCIETY
RSE is grounded in the understanding of the inestimable value and worth of every child and young person and the building of
strong, healthy relationships is championed from childhood to adulthood. Over sexualised cultural norms are challenged at all
levels and there is a collective commitment for all young people to know their worth, flourish in their relationships and value
their sexual choices.
OUR IMPACT IN SCHOOLS
Love For Life supports schools in their delivery of Relationships and Sexuality Education IRSEI- Our presentations are consistent
in every school and are delivered to whole year-groups. In the 2023124 academic year, of the post-primary schoo15 we delivered
in, 81% had two or more programme5.
FOLLOWING THE LOVE FOR LIFE PROGRAMME...
81% found the programme helpful
75% said they will find it easier to make healthy choices in the future, even if friend5 are making different choices
84% have an increased understanding of various methods of contraception
78% felt more equipped to discuss their boundaries and values in relationships
87% have an in£￿ased understanding about consent and how it impacts any future relatlonships
78% said they have had the opportunlty to.reflect on and evaluate how their attitudes, values and beliefs will shape
the choices they make
84% have a clearer picture of the type of friend they want to be. lup from 81% in 20221231
82% have a stronger understsnding of the difference between a healthy and an unhealthy relatlonship
IOOYO of Primary Teachers would recommend the programme to other teachers
li
INSPIRING
RELATIONSHIPS

OR
IFE
Love For Life
IA company limited by guarantee. not havlng a share capitsll
TRUSTEES, ANNUAL REPORT
for the financial year ended 31 Augtjst 2024
100% of Post-Prlmary Teachers rated the appropriate of the presentation as very good114%1 or excellent186%1
OUR IMPACT IN THE COMMUNITY
Our community-based programmes are delivered in smaller groups, giving us the joy of getting to know the young people
individually. Most programmes are three sessions, delivered over three weeks. The programme content 15 consistent regardless
of settingi but the context allows more space to discuss specific topics, questions or concerns with young people.
BEFORE
A￿ER
l understand my uniqueness and worth
73%
88%
l understand the difference between a healthy and unhealthy relationship
72Y.
94%
I feel confident and able to deal with the physical and emotional changes l am
going through
56%
81%
If I feel under pressure to do something I don't want to do, I feel I can resist
52%
79%
I can talk openly about my relationships with a trusted adult
61%
81%
l am confident I know how the law might impact any future relationships
52%
85%
I know how to handle conflict in relationships
39%
loo%
l understand my uniqueness and worth
72%
91%
I feel confident discussing my boundarie5 and values in relationships
62%
91%
86% felt they had space to think and tslk
92% found the programme helpful
82% had an increased understanding of the various methods of contraception
12
INSPIRING
RELATIONSHIPS

Love For Life
IFE
IA company Ibmited by guarantee. not having a share capital)
TRUSTEES, ANNUAL REPORT
for the financial year ended 31 August 2024
OUR IMPACT IN CHURCH
Churches have a life-giving story to tell and are uniquely placed to support their young people as they develop relationship5
with others. Our desire Is for churches to create space for honest conversations about authentic relationships. It is our dellght to
offer free programmes for young people and adults to all churches across Northern Ireland.
Youn£ People
BEFORE
AFfER
l understand how unique and valuable l am
71%
87%
I know how to do deal with the influences and pressures around relationships
60%
79%
My values and beliefs have an impact on my relationships
73%
82%
I can tsLk openLy about my relationships with a trusted adult
59%
70%
Parents & Carers
92Y. felt better equipped to SUPPOrt young people in thelr identlty and relationship questions
98% felt more confident in the positive influence they can have to help young people build strong healthy
relationships
100% felt inspired to help children and young people understand how unique and valuable they are
OUR IMPACT WITH PARENTS/CARERS
Parents & carers have the most Si8nificant influence in shaping children and young people's attitudes, values, and belief5, as
well as habits and proctices around healthy relationships. We offer programmes to help parents & carers develop their
knowledge, skills and tonfidence in this area.
Following the Love For Life programme...
99% said they are more informed about the influences and pressures young people face
99% felt inspired to help children and young people understand how unique and valuable they are
97% felt better equipped to begin or continue conversations about the Subjects covered
97% felt more confident in the positive influence they can have to help young people build strong healthy
relationships
99% would recommend the programmes to others
13
INSPIRING
RELATIONSHIPS

OR
IFE
Love For Life
IA cornpany limited by guarantee, not having z share capltsll
TRUSTEES, ANNUAL REPORT
for the financial year ended 31 August 2024
WORDS OF ENCOURAGEMENT
Every year we receive thousands of comments, feedback and stories of encouragement from our evaluation forms. This is just a
snapshot of them from the 2023124 year:
¢4YJK4￿0P•D
c•ll•ntlnbui￿M￿ tapport
Wdldq￿4rnrt
It¥AISV•ry
hdplul. op•n•d
Opportu￿tytOrn1l•CL.
ondllknt
r•btionships
ondbaundurles,
THE ONE THING...
We ask all our post-primary pupils and community participant5 "what is the one thing you want to remember from this
programme?Jl These are just some of the 2.567 answers we received last year.
The word5 that appeared most frequently in participant responses:
vMIovi￿t•
.. HAWETODO ..
WANfTQ
Everyone
deserves
The One
THAT
IAM
HOW
VALUED
IAM
MORE
THAN
MY APPEARAIICE
COMIrfUNICAllf
IS¥EYpNA
B£spEcleO
14
INSPIRING
RELATIONSHIPS

OR
IFE
Love For Life
IA com￿nY lirnited byguarantee. not havln8 a share capitall
TRUSTEES, ANNUAL REPORT
for the financial year en(Jed 31 August 2024
STIS
Consent-
Respect
Valu•
The One
Thing
Contraception
Sex
Th• wordi th¢rt upp•ar•d most
frequently In portlelpont rèsponses
15
INSPIRING
RELATIONSHIPS

OR
IFE
Love For Life
IA company Ilmlted byguarantee, not having a share capltsll
TRUSTEES, ANNUAL REPORT
for the financial year ended 31 ALtgust 2024
Financial Review
The results for the financial year are set out in the Statement of Financial Activities, Balance Sheet and additional notes are
provided showing income and expenditure in greater detall
Financial Results
At the end of the financial year the company has assets of £407,32712023 - £459,511) and liabilitles of E14,24512023 - £12,212).
The net assets of the company have decreased by £154,217).
Trustees
The trustees who served throughout the financial year, except as noted, were as follows=
Helen Minford
Carlton Edwin Baxter
lan Bingham
Mervyn Cordner
Heather Kathryn Mary Evans
Gary Halliday
Emma Jane Irwln
David Munroe
Raymond Pollock
In accordance with the Articles of Association, the directors retlre by rotation and, belng eligible, offerthemselves for re-election.
Compliance with Sector-wide Legislatlon and Standards
The company engages pro4ctively with legislation, Standards and code5 which are developed for the Sector. Love for Llfe
subscribe5 to and 15 compllant wlth the following..
The Companies Act 2006
The Charities SORP IFRS 1021
16
INSPIRING
RELATIONSHIPS

Love For Life
.IFE
IA company Ilmlted by warantee. Motha￿n¥ a Share capltajl
TRUSTEES, ANNUAL REPORT
forthe financial year ended 31 August 2024
Approved by thè Board of Trnsteès on
and signed on its behalf by..
Hèron Mlnford
Menryn Cordner
Director
Dlrertor
17
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Love For Life
IA company Ilmlred by8uarantee. not h•vln8 a share capltsll
STATEMENT OF TRUSTEES, RESPONSIBILITIES
for the financial year ended 31 Au8U5t 2024
The trustees, who are also dlre¢tor5 of Love for Ilfe for the purposes of company law, are responslble for preparing the financial
5taternents In accordance with applScable law and regulations.
Cornpany law requlres the trustees as the directors to piepare linancial 5taternents for each financlal year. Under that law the
tru51ees have elected ro prepare the financial siètements In accordance wlth United Klngdom Generally Accepted Accounting
Practlce (United Klngdom Accountlng Standards 3nd appllcable lawl Includlng FRS102 "The Flnancial Reportlng Stsndard
applicable In the UK and Republic of lielafjd" Under company law the tnjstees must not approve the financlal statements unless
they are slt55fied that they glve a true and fair vlew of the State of affalrs of the company and of the net Income or expenditure
of the company for that period.
In preparlng these flnanclal stslement5, the trurtees are required to..
select 5uitsble accountlng pollcies and apply them consistently,.
rnake judgements and estlmates that are reasonable and prudent",
State whether the financial statement5 have been prepared In accordance with the relevant tinanclal reporung Iramewor
Identify those standard5. and note the effect and the reasons lor any materfal departure from th05e 5tandard5,' and
prepare the financlal ststements on the gtslng concern basls unless it is Inapproprlate to presume that the company wlll
contlnue rn operatlon.
The irustees conflrm that they have Complled wlth the above requlrernents Sn preparlng the financlal statements.
The trustees are responslble for keeplng adequate accountlng records that are sufflclent to show and explaln the Company's
rransactions and dlsclose wlth reasonable accuracy at any tlme the flnanclal posltion of the cornpany and enable them to ensure
that the financlal staternents comply with. They are 3150 re5p(Jn51ble for safeguardlng the assets of the rumpany and hente for
takln8 reasonable steps for the preventlon and detettion of fraud and other Irregularltles,
Approved by the Board olTrustets on
and sllned on Its behall bv:
Helen Mlnlord
Mervyn Cordner
Dlrector
Dlrector
18
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OR
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Love for Life
IA cornpany limited byguarantee, not havln8 a share capltall
INDEPENDENT EXAMINER'S REPORTTO THE BOARD OF TRUSTEES OF LOVE FOR
LIFE
We have examlned the financial statements of the company for the financlal year ended 31 August 2024, which comprise the
Statement of Financial Activities lincorporating an Income and Expenditure Account), the Balance Sheet and the related notes.
Respective responsibilities of trustees and examlner
The company's trustees (who are also the directors of the company for the purpose5 of company lawl are responsible for the
preparation of the financial ststements in accordance with the requirements of the Companies Act 2006. The company's trustees
consider that an audit is not required for this financial year under Chapter 3 of Part 16 of the Companies Art 2006 and that an
independent examination is required.
It 15 our responsibility to:
examine the financial statements under section 65 of the Charities Act,.
follow the procedures laid down by the general Direttions given by the Charity Commi55ion for Northern Ireland undersection
6519llbl of the Charities Act- and
state whether partiCLtlar matter5 have come to our attention.
Basis of independent examlner's report
We have examined your company financial Statements as required under section 65 of the Charltles Act and our examination was
carried out in accordance with the general Directions given bythe Charity Commission for Northern Ireland undersection 6519llbl
of the Charities Act. An examination includes a review of the accounting records kept by the company and a comparison of the
financial statements presented with those records. It also Includes consideration of any unusual items or disclosures in the
financial statements and seeking explanations from the trustees concerning any such matters. The procedures undertaken do not
provide all the evidence that would be required in an audit and consequently no opinion is given a5 to whether the accounts
present a 'true and fairf view and the report is limited to those matters set out in the statement below.
19
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Love for Life
IA company limited byguarantee. not havlng a share capital)
In connection with our examlnatlon, no matter has come tr) our attention which gives us cause to believe that in, any material
respect:
accounting records were not kept in accordance WFth section 386 of the Companies Act 2006
the financial statements do not accord with those accounting records
the financial statements have not been prepared in accordance with the accounting requirements of settion 396 of the
Companies Att 2006 and with the methods and princlples of the Ststement of Recommended Practice applicable to charities
preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland
IFRS1021
there Is further Informatlon needed for a proper understanding of the accounts to be reached.
Independent examlner's statement
We have no concerns and have come across no other matters in connection wlth the examlnatlon to which attention should be
drawn in this report In order to enable a proper understanding of the financial Statements to be reached.
DALY PARK & COMPANY LTD
Chartered Accountant5 and Independent Examiners
4 Carnegie Street
Lurgan
County Armagh
8T66 6AS
Northern Ireland
Date: 4th February 2025
20
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RELATIONSHIPS

OR
IFE
Love for Life
IA company lirnited byguarantee. not havlng a share capitsll
STATEMENT OF FINANCIAL AcfiviTIES
Ilntorporating an Income and Empendlture Account)
for the flnanclal year ended 31 August 2024
Unrestrlrted
Restritted
Total Unrestricted
Totsl
Funds
Funds
Funds
Funds
Funds
2024
2024
2024
2023
2023
Notes
Incoming Resources
Voluntary Income
108.515
108,515
90.981
90,981
Charitable activitie5
Income from Charitable Activities
328.576
25,202
353,778
331,926
331,926
Artivities for generating funds
2.892
2,892
34,300
34,300
Investments
4,864
4,864
1.887
1,887
Total incoming resources
444,847
25,202
470.049
459,094
459,094
Resources Expended
Ralsing funds
55.965
55,965
42,673
42,673
Charitable activities
443,099
25.202
468.301
425,133
425,133
Total Resource5 Expended
499,064
25,202
524,266
467,806
467.806
Net incomingloutgoing re50urces before
transfers
154.2171
154,2171
18,7121
18,7121
Gr055 transfer5 between funds
Net movement in funds for the flnancial year
154,2171
154,2171
18,7121
18,7121
The notes on pages 25 to 38 form part of the financlal statements
21
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Love for Life
IA company limited by8uarantee. not having a share capital)
STATEMENT OF FINANCIAL AcfiviTIES
Ilncorporating an Income and Empendlture Account)
Reconciliation of funds:
Total funds beglnnlng of the year
13
447,299
447,299
456,011
456,011
Total funds at the end of the year
393,082
393.082
447,299
447,299
The Statement of Financial Activities includes all gains and losse5 recognised in the financial year.
All income and expenditure relate to continuing activities.
The notes on pa8e5 25 to 38 form pait of the financial Statements
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OR
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Love For Life
IA company limited byguarantee, not havlnff a share capital)
Company Number- N1043026
BALANCE SHEET
a5 at 31 August 2024
2024
2023
Notes
Flxed Assets
Tangible assets
264.191
271,054
Current Assets
Debtors
io
38,252
18,524
Cash at bank and in hand
104,884
169,933
143,136
188,457
Creditors.. Amounts *alling due wlthin one year
li
{14,2451
112,2121
Net Current Assets
128,891
176,245
Total Assets less Current Llabilities
393.082
447,299
Fund5
Designated funds Iunrestrictedl
128.891
176,245
General fund lunrestrictedl
264,191
271,054
Totsl funds
13
393,082
447,299
The notes on pages 25 to 38 form part of the fjnancial 5tatementS
23
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Love For Life
OR
IFE
IA company Ilrnlted hy￿[1￿1ee. not havlryKa sharEcapltsl}
Qmpany Number.. N1043026
BALANCE SHEET
as at31 AvKu5t 2024
These Ilnancial statements have been prepared In accordance with the special provlslon5 relating to small companies withln Part
15 01 the Companles Att 2006.
For the flnanclal year ended 31 August 2024 the company was entltled to exemption frorn audrt under sectlon 477 of the
Companles Act 2006.- and no notice has been deposited under 5ectlon 476.
The trustees conflrm that the members have not requlred the tompany to ubtaln an audit of it5 linanckl statements for the
flnancl41 year In questlon In accoidanco with 5ectlon 476 of the Companles Att 2006.
The trustÉes acknDwledge their rexponsibiistles lor ensurlng that the company keeps accounting records which comply wlth
secthn 386 and for preporlng financlal statements whlch give a true and fair view of the state olaffalr5 of the CDmpany as at the
end of the flnanclal year and of Its proflt and loss for the flnanclal yèar In accordance wlth the requlrements of settions 394 and
395 and which otherni5e comply with the reqLtlrements of the Companles Act 2006 relatln8 to financlal sratoments, so far ¥5
appllcable to the company.
Approved by the Board of Trustee5 and authorlsed for Issue on
and slgned on Its behaKby
Helen Mlnford
Merwyn Cordner
Dlrector
Irector
INSPIRING
RELATIONSHIPS
Tho noies on pa8es 25 to 38 form part of the nn3ncI?l srat2ments
24

OR
IFE
Love For Life
IA company limited by guarantee. not havln8 a share capital)
NOTES TO THE FINANCIAL STATEMENTS
for the Pinancial year ended 31 August 2024
GENERAL INFORMATION
Love for Life is a company limited by guarantee incorporated in Northern Ireland. The registered office of the companv
is 6 Banbridge Road, Waringstown, Craigavon, Co. Armagh, BT66 7QA, Northern Ireland which is also the principal place
of business of the company. The financial statements have been presented in Pound 1£) which is also the functional
currenryofthe companv.
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES
The following accounting policies have been applied consistently in dealing with item5 which are considered material in
relation to the charity's financial Statements.
Basis of preparation
The financial statements have been prepared on the going concern basis under the historical cost convention, modified
to include certain items at fair value. The financial statements have been prepared in accordance with the Statement of
Recommended Practice ISORPI "Accounting and Reporting by Charities preparing their accounts in accordance with the
Financial Reporting Standard applicable in the UK and Republic of Ireland FRS 102"
As permitted by the Companies Act 2006, the company has varied the stsndard format5 in that art for the Statement of
Financial Activities and the Balance Sheet. Departures from the standard formats are to comply with the requirements
of the Charitles SORP and are in compliance with section 4.7, 10.6 and 15.2 of that SORP.
Statement of compliance
The financial Statements of the company for the fSnancial year ended 31 August 2023 have been prepared on the going
concern basi5 and in accordance with the Statement of Recommended Practice ISORPI "Accounting and Reporting by
Charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republlc
of Ireland FRS 102"
Cash fl¢)w statement
The company has availed of the exemption in FRS 102 from the requirement to produce a cash flow Statement because
it is classified as a small company.
25
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RELATIONSHIPS

OR
IFE
Love For Life
{A company Ilmlted by guarantee. not havln¥ a share capitsll
NOTES TO THE FINANCIAL STATEMENTS
for the financial year ended 31 August 2024
continued
Fund accounting
The following are the categories of funds maintained:
Restricted funds
Restricted funds represent income received which can only be used for particular purposes, as specified by the donors.
Such purposes are within the overall objectives of the company.
Unrestricted fund5
Unrestricted funds consist of General and Designated funds.
General funds represent amounts which are expendable at the discretion of the board, in fLFrtherance of the objectives
of the company.
Designated funds comprise unrestricted funds that the board has, at its dlscretion, set aslde for particular purposes.
These designations have an administrative purpose only. and do not legally restrict the board's discretion to apply the
ftjnd.
Incoming Resources
Voluntary income or capital is included in the Statement of Financial Activities when the company 15 legally entitled to it,
its financial value can be quantified with reasonable certainty and there 15 reasonable certainty of its ultimate receipt.
Entitlement to legacies is considered established when the company has been notified of a distribution to be made by
the executors. Income received in advance of due performance under a contract is accounted for as deferred income
until earned. Grants for activities are recognised as income when the related conditions for legal entitlement have been
met. All other income is accounted for on an accruals basis.
Resource5 Expended
All resources expended are accounted for on an accruals basis. Charitable activities include costs of services and grants,
support costs and depreciation on related asset5. Costs of generating fund5 similarly include fundraising activities. Non-
staff costs not attributed to one category of activity are allocated or apportioned pro-rata to the staffing of the relevant
Service. Finance. HR, IT and administrative staff costs are directly attributable to individual activities by objective.
Governance costs are those associated wlth constitutional and statutory requirements.
26
INSPIRING
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OR
IFE
Love For Life
IA company limited by guarantee. not havlng a share capital)
NOTES TO THE FINANCIAL STATEMENTS
for the financial year ended 31 August 2024
continued
Tangible fiKed assets and depreclation
Tangible flxed assets are stated at Cost or at valuation, less accumulated depreciation. The charge to depreciation Is
calculated to write off the original t05t or valuation of tangible fixed assets, less their estimated residual value, overtheir
expected useful live5 as follows..
Land and buildings freehold
1% Straight line
Fixtures, fittings and equipment
20% Straight line
Motor vehicles
20% Straight line
Debtors
Debtors are recognised at the settlement amount due after any discount offered. Prepayments are valued at the amount
prepald net of any trade discounts due. Income recognised by the company from government agencies and other co-
funders, but not yet received at financial year end, Is included in debtor5.
Cash at bank and in hand
Cash at bank and in hand comprises cash on deposlt at banks requiring less than three months notice of withdrawal.
Taxètion and deferred taxation
No current or deferred taxatign arise5 a5 the company has been granted charitable exemption. Irrecoverable valued
added tax is expensed as incurred.
27
INSPIRING
RELATIONSHIPS

OR
IFE
Love For Life
IA company limited by guarantee, not having a share capital)
NOTES TO THE FINANCIAL STATEMENTS
for the financial year ended 31 August 2024
continued
INCOME
DONATIONS AND LEGACIES
Unrestrlcted
Restricted
2024
2023
Funds
Funds
Voluntary Income
108.515
108.515
90,981
CHARITABLE AcllviTIES
Unrestricted
Restricted
2024
2023
Funds
Fund5
Grants from governments and other co-funders:
Income from Charitable Activities
328,576
25,202
353,778
331.926
OTHER TRADING AcfiviTIES
Unrestricted
Restricted
2024
2023
Funds
Fund5
Fundraising Income
2,892
2,892
34,300
INVESTMENTS
Unrestricted
Restricted
2024
2023
Funds
Funds
Investment Income
4,864
4.864
1,887
28
INSPIRING
RELATIONSHIPS

OR
IFE
Love For Life
IA cornpany limlted by guarantee. not havlng a share capitsll
NOTES TO THE FINANCIAL STATEMENTS
for the financial year ended 31 August 2024
continued
EXPENDITURE
RAISING FUNDS
Direct
Other
Support
2024
2023
Costs
Costs
Costs
Iceberg & Babies Discount
55.965
55,965
42,673
CHARITABLE ACTIVITIES
Direct
Other
Support
2024
2023
Costs
Costs
Costs
Expenditure on Charitable Activities
468,301
468,301
425,133
29
INSPIRING
RELATIONSHIPS

OR
IFE
Love For Life
IA company limlted by guarantee. not havln8 a share capital)
NOTES TO THE FINANCIAL STATEMENTS
for the financial year ended 31 August 2024
continued
SUPPORT COSTS
Charitable
2024
2023
Activities
Depreciation
13.650
13,650
14.925
Motor, travel & subslstence
38,565
38.565
28,335
Wages and pension costs
359,850
359,850
298,176
Project materials & ￿sOUrceS
11,968
11,968
8,319
Professional fees
13,252
13,252
24,920
Bank fees and interest
1,285
1,285
1,323
Promotion & publicity costs
15,977
15,977
11,237
Audit fees
3,660
3.660
3,252
Other costs
10,094
10,094
34,fv16
468.301
468.301
425,133
30
INSPIRING
RELATIONSHIPS

OR
IFE
Love For Life
IA company limTrted by guarantee, not havln8 a share capital)
NOTES TO THE FINANCIAL STATEMENTS
for the financial year ended 31 August 2024
continued
ANALYSIS OF SUPPORT COSTS
2024
2023
Depreciation
13.650
14,925
Motor, travel & subsistence
38,565
28.335
Wages and pension costs
359,850
298,176
Projett materials & resources
11.968
8,319
Professional fees
13,252
24.920
Bank fees and interest
1,285
1,323
Promotion & publicity costs
15.977
11,237
Audit fees
3.660
3,252
Other costs
10,094
34,646
468.301
425.133
NET INCOMING RESOURCES
2024
2023
Net Incomlng Resources are stated after chargingllcreditingl:
Depreciation of tangible assets
13,160
14,217
Deficit on disposal of tangible fixed assets
490
708
Independent Examiner's remuneration:
independent examination servlces
3,660
3,252
31
INSPIRING
RELATIONSHIPS

OR
IFE
Love For Life
IA company limlted byguarantee, not having a share capitsll
NOTES TO THE FINANCIAL STATEMENTS
for the financial year ended 31 August 2024
continued
INVESTMENT AND OTHER INCOME
2024
2023
Bank interest
4,864
1,887
EMPLOYEES AND REMUNERATION
The staff costs comprise:
2024
2023
Wages and salaries
352,902
292,301
Pension costs
6.948
5,875
359,850
298,176
32
INSPIRING
RELATIONSHIPS

OR
IFE
Love For Life
IA cornpany limited by guarantee. not havln8 a Share capltsll
NOTES TO THE FINANCIAL STATEMENTS
for the flnanclal year ended 31 August 2024
continued
TANGIBLE FIXED ASSETS
Land and
Fixtures.
Motor
Total
buildings
fittings and
vehicle5
freehold
equipment
Cost
At I September 2023
263,322
114,947
53,548
431,817
Additions
6,787
6,787
Disposals
12,2101
12,2101
At 31 August 2024
263,322
119,524
53,548
436,394
Depreciation
At I September 2023
38,607
97,114
25,042
160,763
Charge for the financial year
2,633
4,826
5,701
13,160
On disposals
11,7201
11,7201
At 31 August 2024
41,240
100,220
30,743
172,203
Net book value
At 31 August 2024
222,082
19.304
22.805
264,191
At 31 August 2023
224,715
17.833
28,506
271.054
AIB Group IUKI PLC previously held a mortgage dated 14th August 2002 over 6 Banbridge Road, Waring5town, County
Armagh by way of security for loans to the company. This securlty charge was satisfied by the charity in January 2023.
33
INSPIRING
RELATIONSHIPS

OR
IFE
Love For Life
IA company limited by guarantee, not having a Share capltall
NOTES TO THE FINANCIAL STATEMENTS
for the financial year ended 31 August 2024
contlnued
10. DEBTORS
2024
2023
Other debtors
26,648
14,183
Prepayment5 and accrued income
11,604
4,341
38.252
18,524
11. CREDITORS
2024
2023
Amounts falllng due within one year
Trade creditors
4.167
1,630
Taxation and social security costs
5.684
6,016
Accruals and deferred income
4,394
4,566
14.245
12,212
12. RESERVES
2024
2023
At the beglnnlng of the year
447,299
456,011
Deficit for the financial year
154.2171
18,7121
At the end of the year
393,082
447,299
34
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RELATIONSHIPS

OR
IFE
Love For Life
IA company lirnitsd byguarantee. not havlng a share capital)
NOTES TO THE FINANCIAL STATEMENTS
for the financial year ended 31 August 2024
contlnued
13. FUNDS
RECONCILIATION OF MOVEMENT IN FUNDS
Unrestritted
Total
Funds
Funds
At I September2022
456,011
456,011
Movement during the financlal year
18,7121
18,7121
At 31 August 2023
447,299
447,299
Movement during the financial year
154,2171
154,2171
At31 August 2024
393,082
393,082
35
INSPIRING
RELATIONSHIPS

OR
IFE
Love For Life
{A cornpany limited by guarantee, not havlng a shore capltall
NOTES TO THE FINANCIAL STATEMENTS
for the Pinancial year ended 31 August 2024
continued
13.2
ANALYSIS OF MOVEMENTS ON FUNDS
Balance
Income
Expenditure
Transfers
Balance
I September
between
31 August
2023
funds
2024
The Natlonal Lottery Community
Fund- Dormant Account Fund Nl
25,202
25,202
Unrestricted funds
Designated - Free Reserves
74,030
417,480
471,853
38,649
58,306
Designated- Phase
2,215
27,367
27,211
2,371
Designated- Cap Ex Fund
25,000
16,7861
18,214
Designated - Legacy Fund
50,000
50,000
Designated- Other Fund
25,000
125,0001
Deslgnated- Capital Fund
271,054
16,8631
264,191
447,299
444,847
1499,0641
393,082
Total funds
447.299
470.049
524.266
393,082
Designated- Capital fund
This reserye equates to the fixed assets as shown in the balance sheet and shows how much of the chariWs reseNes are
tied up in long term asset investments. These are therefore not readily available for the day to day needs of the charity.
Designated fund- PHA {Belfast & Southern Eastern)
The Public Health Agency provided funding during the course of the current financial year that included the month of
September 2024. The equivalent amount of funding for thi5 month ha5 been therefore set aside a5 a designated reserve
and tlye Trustees expect this to be spent in full in the first month of the new 2024125 flnancial year end.
Deslgnated fund- Free Reserves
This category now properly reflects the actual amount currently held in reserves at the year end in comparlson to the
current aspiration of the Trustees of having six months runnlng costs, approx. £150,000, set aslde in free reserves.
36
INSPIRING
RELATIONSHIPS

OR
IFE
Love For Life
IA company limltÈd byguarantee, not havlng a Share capltall
NOTES TO THE FINANCIAL STATEMENTS
for the flnancial year ended 31 August 2024
contlnued
Designated- Legacy. Other Fund & Cap EK Fund
Legacy Fund
The charity has been very fortunate to receive a substantial legacy donation in previous year5, and has decided to set this
aside in a designated reseNe to support future community programmes.
Designated Fund- Other
£25k was reallocated from this fund as the one off non-recurring costs Incurred In the 23124 flnancial year were not as
high as previously antlcipated.
Designated Fund- Cap Ex
This fund was set up in previous years to cover anticipated capital expenditure. It has been reduced in the current year
in line with the capital expenditure incurred during the year.
13.3
ANALYSIS OF NET ASSETS BY FUND
Flxed
Current
Current
Total
assets
assets
charity use
Unrestricted general funds
264,191
143,136
114,245)
393,082
264,191
143.136
114,2451
393.082
37
INSPIRING
RELATIONSHIPS

OR
IFE
Love For Life
IA company limlted by guarantee, not having a share czpltsll
NOTES TO THE FINANCIAL STATEMENTS
for the financial year ended 31 A￿guSt 2024
continued
14. STATUS
The company is limited by guarantee not having a share capital.
The liability of the member5 is limited.
Every member of the company undertakes to contribute to the assets of the company in the event of its being wound up
while they are members, or within one year thereafter, for the payment of the debts and liabilities of the company
contracted before they ceased to be members, and the costs. charges and expenses of winding up, and forthe adjustment
of the rights of the contributors among themselves, Such amount as may be required. not exceeding £ l.
15. INDEPENDENT EXAMINERS REMUNERATION
The independent examiners remuneration amounts to an independent examinatlon fee of £3,66012023 £3,252). No
other monies have been paid to Daly Park & Company Ltd.
16. TRUSTEE REMUNERATION
The trustees did not receive nor did they waive any remuneration during the current financial year.12023- £nill.
INSPIRING
REllATIONSHIPS