Company Registration Number: N1043026
Charity Number.. NIC102325
OR
IFE
Love For Life
IA ¢ompany limited by guarantee. not having a share (apitaLI
Annual Report and Unaudited Financial Statements
for the financial year ended 31 August 2023
Daly Park & Company Ltd
Chartered Accountsnts and Independent Examiners
4 Carnegie Street
Lurgan
County Armagh
BT66 6AS
Northern Ireland
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Love For Life
IA company Limited by guarantee. not having a share capitsll
CONTENTS
Page
Trustees, and Other Information
Trustees, Annual Report
4-14
Statement of Trustees, Responsibilities
15
Independent Examiner's Report
16
Statement of Financial Activities
18
Balance Sheet
19
Notes to the Financial Statements
20-28
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Love For Life
IA company lirnited by guarantee, not having a share tapitall
TRUSTEES, AND OTHER INFORMATION
Trustees
Helen Minford
Carlton Edwin Baxter
lan Bingham
Mervyn Cordner
Heather Kathryn Mary Evans
Gary Halliday
Emma Jane Irwin
David Munroe
Raymond PolLock
Charity Number in Northern Ireland
NIC102325
Company Registration Number
N1043026
Registered Office
6 Banbridge Road
Waringstown
Craigavon
Co. Armagh
BT66 7QA
Northern Ireland
Principal Address
6 Banbridge Road
Waringstown
Craigavon
Co. Armagh
BT66 7QA
Northern I￿land
Independent Examiner
Daly Park & Company Ltd
Chartered Accountants
4 Carnegie Street
Lurgan
CountyAmiagh
BT66 6AS
Northern Ireland
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Love For Life
IA company Limited by guarantee. not havrng a share capitsll
TRUSTEES, ANNUAL REPORT
for the financial year ended 31 August 2023
The twstees present their Trustees, Annual Report, combining the Directors, Report and Trustees, Report, and the
unaudited financial ststements for the financial year ended 31 August 2023.
The financial statements are prepared in accordance with the Companies Act 2006, FRS 102 'The Financial Reporting
Standard applicable in the UK and Republic of Ireland" and Accounting and Reporting by CharitTes-. Statement of
Recommended Practice appLicabLe to charities preparing their financial statements in accordance with the Financial
Reporbng Standard applicable in the UK and Republic of Ireland IFRS 1021.
The Trustees, Report contains the information required to be provided in the Trustees, Annual Report under the
Statement of Recommended Practice ISORPI guideline5. The trustees of the company are also charty trustees forthe
purpose of charity law and under the company's constitution are known as members of the board of trustees.
In this report the trustees of Love For Life present a summary of l(s purpose. governance. activfcies. achievements and
finances for the financial year 31 August 2023.
The company is a registered charity and hence the report and results are presented in a form which complies with the
requirements of the Companies Art 2006 and. although not obliged to comply with the Ststement of Recommended
PractTce ISORPI as issued by the Charty Commissioners for England and Wales in Ortober 2005 (updated in 20081.
the organi5ation has implemented its recommendab.ons where relevant in these financial statements.
Structure, Governance and Management
Strurture
The organisation is a company ￿rnIted by guarantee incorporated in Northem Ireland under reference N1043026. It 15
govemed by its Memorandum and Articles of Association dated 23rd April 2002. It is recognised as a charty for tax
purposes by HM Revenue & Customs under reference XR59713 and completed registration with the Charity
Commission for Northern Ireland on 4th March 2015 under the reference NIC102325. In the event of the company
being wound up. members are required to contribute an amount not exceeding £1.
The company is under the control of the Director5 who are. therefore. acting a5 Trustees for the Charity.
Organisation
The Board of Directors administers the charty. The Board meets at least six times a year. The Chief Executive Officer.
Judith Cairns. has been appointed by the Directors to manage the day-to-day affair5 and operation5 of the charity.
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Love For Life
IA company limited by guarantee. not havrng a Share capitaLI
TRUSTEES, ANNUAL REPORT
for the financiaL year ended 31 August 2023
Governance
Dirertor Appointment & Training
As described in the Arbcles of Association. a new dirertor may be eligiblefor appointment if 21 days beforethe annual
general meeting. written notice is deposited with the ￿gIStered office of the intended proposal, signed by a member,
and signed bythe person to be proposed. so as to indicate their willingness to be eiecied.
New directors are briefed on their legaL obLigations under charity and company law. the content of the Memorandum
and Articles of Association. the Board and decision-making processes and recent financial performance of the charity.
Directors are encouraged to view the Charities Commission website so as to gain a fulL understanding of their roLes
and responsibilities.
Risk Management
The Trustees have a risk management strategy which comprises an annual review of the risks the ¢harty faces. the
establishment of systems and procedures to mitigate those risks identified and the implementation of procedures
designed to minimise any potential impact on the charity.
Public Benefit Statement
In setting our objectives and planning our activities the Trustees have given careful consideration to the Charity
Commission for Northern Ireland's statutory guidan￿ on public benefft to ensure that the artivities have helped
achieve the charity purposes and prowde a benefitto the beneficiaries.
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Love For Life
IA company Limited by guarants¢. not having a share capitall
TRUSTEES, ANNUAL REPORT
ft>r the financial year ended 31 August 2023
Review of Activities, Achievements and Performance
Chief Executive Introduction
Everyone loves a good story. Stories have an incredible way of drawing us in. They conneci us. They engage us.
Many childhood stories begin with those familiar words. -once Upon a time". These are the stories that had to be
read over and over and over again. even though we all knew what was going to happen.
However. some of our childhood stories are reaLLy quite gruesome. Firm favourites such as Sleeping Beauty. Hansel
and Gretel and Little Red Riding Hood have grim undertones.
Here is where we would nom)ally introduce you to some of the main chararters. But I don't need to do that Why.
Because you already know them. You know the chararters in this story. They are the children and young people you
care about. deeply.
This story we share surrounds them. Influences them. Is shaping them. The story they hear is Loud and rt is
persistent.
's a story about everyone. Everyone is, everyone has.
This story prioritises feelings, and rf itfeels good, do it.
It's a persuasive story. If you do this, share this, you will be accepted. even loved perhaps.
This story is motivated by desire. If you want tt. you can have it. But it does have some boundaries, you can have i(
as Long as the other person wants it too of cour5el
This story can be found in rnovies, on social media, online and it can also be found in the playgrounds and corridors
of our schools and in our youth groups.
This story does not respert our chararters. nor does it value chararter. This story is making our young people and
children. consumers and perhaps even treats them as objects.
Over these next few pages. we're going to tske a closer look at the impartthis story has on our young people. We
will ceLebrate how our programmes are changing the narrative, by bringing a p055ible, purposeful. and lrfe-giving
vision for their chararter and relational choice5. We wilLfinish with an encouraging reminderthat we all have the
power to change the ending of this story.
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Love For Lrfe
IA company limited by guarantee. not having a share capita(I
TRUSTEES, ANNUAL REPORT
for the financial year ended 31 August 2023
Impact Report 22-23 Academic Year
About Us
Formed in 2002. Love For Lrfe is a Christian charty with a long-standing reputation for delivering holistic
Relationships and Sexuality Education IRSEI in all school types and in many different community settings across
Northern Ireland.
Our programmes for young people. parents & carers aim to inspire, equip and resour￿ the next generation to know
their worth. flourish in their relationships and value their sexual choice
Our vision forthe future is every young person valuing themselves, relationships and sex in a thriving society.
CHAPTER 01 I Culture's story and its impact
This is the big pirture story frorn across Northern Ireland and the rest of the UL.
A third of children aged 8-17132%) said that they believed all or most of what they saw on social media to
be accurate and true
l in 5 children and young people in Northem Ireland have experienced Something nasty or unpleasant
happening to them online over the past couple of months. most commonly on social media apps
26% of 8-17-year-olds believed there was pressure to be popular on these types of platforms all or most
of the time
Happiness of young people aged 10 to 15 in the UK is decreasing in the areas of., life as whole. friends,
appearance and school
On average. children first wew pornography at 13. A signnficant minority of children have been exposed at
an earkner age.. IO% had seen it bythe age of 9, 27% bythe age of 11 and 50% bythe age of 13
14-18 year old girls are 3 tirnes more likely than boys to be asked to send nude photosfvideos of
themselves. Girls were 8150 more likely to see or be sent content promoting self-harm. eating disorders, or
suicide
What young people in our programmes said in the last academic year:
47% of 11-14s can't, or don't know if they can. tslk openly about the physicaL and emotional changes they
are going through with a trusted adult
13% were a victim of bullying. Looking at just 11-year-olds. this increases to 17%
36% have given into peer pressure and done something they didn t want to do
13% are accessing pomography at least weekly. When you look atjust males. this increases to 48%
16% of 15 year olds have had sexual intercourse
Only 52% of 11-145 know how to handle conflirt in reLationships
30% of 11-14s don't know rf they are confident and able to deal with the physicaL and emotional changes
they are going through
This story is uncomfortable. We asl how is it helping young people value strong healthy relationships?
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Love For Life
IA cornpany limited by guarantee. not having a share capital)
TRUSTEES, ANNUAL REPORT
for the financial year ended 31 August 2023
Only 47% of 13-18s have a trusted adult they can tau( openly with about relationships and sex.
This is a story we can change! We believe in a drfferent story for children, young people, families and society.
CHAPTER 021 Our Vision
Our vision forthe future is every young person valuing themseLves. relationships and sex in a thriving society.
We believe every young person should feel confiden( equipped and inspired to make healthy chol￿S and to
build strong relationships.
Through our school & community programmes. we remind every young person of their uniqueness. value and worth.
We equip them to thrive through the changes and challenges of adoLescence. We support them to confidently
identify and respond to influences and pressures around relationships and sex. We encourage them to explore the
skills and values needed to b¥Jild strong. healthy relationships.
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Love For Life
IA company Limited by guarantee. not having a share capitsll
TRUSTEES, ANNUAL REPORT
for the financial year ended 31 August 2023
CHAPTER 031 Our Year in Numbers
In the 2022-23 academic year we delivered 849 programmes to 45.263 young people. parents. ca￿gIverS. adults
and teachers in schools. churches. community groups and tsacher training settings.
We partnered with 36% of Primary Schools in Northern Ireiand1280 schools) and 46% of Post-Primary Schools188
schooisl.
In the iastthree academic years, we partnered wrth 47% of Primary Schools and 71% of Post-primary Schools
across Northem Ireland.
THE 22/23
ACADEMIC
YEAR IN
NUMBERS
IN 22/23WE REACHED
45,263
YOUNG PEOPLQ
PARENTS & CARERS
t KrfASEC*4tI8FAC•1211
In O£oknic
Instltut
THE 22/23
ACADEMIC
YEAR IN
NUMBERS
IN 22123
WE DELNERED
in Churchés
849
In cornff￿Thty
PROGRAMMES
In S¢t¥)ol$
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Love For Lrfe
IA company limited by guarantee. not having a Share capital)
TRUSTEES. ANNUAL REPORT
for the financial year ended 31 August 2023
VOLV4T APY SO
¢OMTH¢LII0 44
We engage with
all school types
COMT90L&ED 41..
MAI*TAIMIP JI¥
PRIMARY
POST-PPIMARY
Programme
delivery by
region.
NORTNERN
BELFAST
INSPIQING
RELATIONSHIPS
io

OR
IFE
Love For Life
IA tornpany limited by guarantee. not having a Share capital)
TRUSTEES, ANNUAL REPORT
forthe financialyearended 31 August 2023
CHAPTER 041 Changing the Story
We want a different story for our young peopLe. To do this. we believe there are three parts of the storythat need to
be re-written. Our vision for this is:
STrONG HEALTHY RELATIONSHIPS
Relationships & Sexuality Education is focused on whole-person development. allowing young people space to
reflect and evaluate how their attitudes, values and beliefs will shape their choices. All children and young people
are confident. equipped and inspired to make healthy choices and to build strong relationships.
FAMILIES INSPIRING YOUNG PEOPLE
Parents & Carers are leading conversations about relationships and sex with their young people. They are well
informed and confident, working in partnership with their schools and community to posfciveLy shape their young
people's attitudes. values. be￿efs, habrts and prattl￿$ around healthy relationships.
THRIVING SOCIErY
RSE is grounded in the understanding of the inestimable value and worth of every child and young person and the
building of strong. healthy relationships is championed from childhood to adulthood. Over sexuaLised Cultural norms
are challenged at all levels and there is a collective commttmentfor all young peopLe to know their worth. flourish in
their relationships and value their sexuaL choices.
Together. we can change the story.
CHAPTER 051 Our programmes are changing the narrative in schools
Following the Love For Life programme...
80% found the programme helpful
82% have a stronger understanding of the difference between a healthy and an unhealthy relationship
81% have a clearer picture of the type of friend they want to be
69% feeL equipped to tske a stand against bullying
76% say they will find it easier to rnake healthy choices in the future. even if friends are making different
choices
68% have a deeper understsnding of their uniqueness and worth
75% feel more equipped to discuss their boundaries and values in relationships
100% OF POST-PRIMARY TEACHERS SURVEYED RATE THE APPROPRIATENESS OF THE PRESENTATION AS
VERY GOOD122%1 OR EXCELLENT178%1.
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li

OR
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Love For Life
IA company limited by guarantee. not having a share capital)
TRUSTEES, ANNUAL REPORT
for the financial year ended 31 August 2023
CHAPTER 061 Our programmes are changing the narrative in the community
Junior111-14}- evaluation tsken bthre and after the programme
l understand my uniqueness and worth.. before- 79%, after= 86%
l understand the differen￿ between a healthy and unhealthy relationship: befo￿= 85%. after= 95%
I know how to handle conflici in relationships.. before- 52%. after= 78%
I feel confident and able to deal wrth the physical and emotionaL changes l am going through: before=
65%. after= 84%
If I feel under pressure to do something I don't want to do I feel I could resist that pressure: before- 66%.
after- 79%
I can talk openly about my relationships with a trusted aduLt'. before 54%. after= 66%
Senior {14-18+)- evaluation taken before and after the programme
l understand my uniqueness and worth.. before= 66%. after= 85%
l understand the difference between a healthy and unhealthy relationship= before - 84%, after- 92%
Sex is something to be valued and resperted.. before= 90%. after- 97%
I feeL confident discussing my boundaries and values in reLationships= before = 67%. after= 81%
93% had space to talk and think
CHAPTER 071 Our programmes are changing the narrative for parents & carers
FOLLOWING THE LOVE FOR LIFE PROGRAMME...
9896 said it improved their understanding of issues facing young people
95% said tt raised their confidence in their role as a parentlcarer of young people
98% thought the LFL presentation on the 'digita( world" was helpful or very helpful
96% said it increased their ab1￿"ty to communicate around issues of relationships & sexuality
94% of parentskarers feel more confident in their ability to manage the digital world
CHAPTER 081 Stories from a Teacher & Church Leader
PRIMARY TEACHER'S sfoRY
"For many years. we've had the joy of welcoming the Love For Life team to deliver the 'WhaVs Inside?. Programme to
our Year 7 pupils. supporting us in our delivery of RSE.
The programme from startto end is engaging. lively and interactivel Our pupils tske away so much valuable
infomiation and practical learning to incorporate into their daily lives.
One of my personal favourite parts of the workshop is when the pupils getthe opportunity to open the blue suitcase
in the section called "Ups and Downs" The Love For Lrfe team highlight issues that young people may be faced with
and then give some space for them to reflect on their own ups and downs and how they could respond.
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Love For Life
IA company limited by guarantee. not having a share c8PltaLI
TRUSTEES, ANNUAL REPORT
ft)r the financial year ended 31 August 2023
Over the years. I have noticed more and more pupils experience family break up. death within their immediate and
extended family, family members struggling with mental ill-health. Wtthin a daily. busy ckssroom this can be
difficult to address in an appropriate. sensitive manner. However. within this section of the 'What's Inside?1
programme. the pupils learn that lrfe is not aLways straightForward.' it is a series of ups and downs which many other
pupils in the room are experiencing also. The reflective Silen￿ in the classroom as the pupils compLete their
booklets (while listening to 'Life is a Rollercoaster ' by Ronan Keatingll always pulls on a sensitive heart string
of the teachers present.
We so value the experience, insight and support from an external partner. like Love For Life. as we address these
sensittve topics. Pupils really benefit hearing these important messages fmm external voice5 as well as their
teachers. The Love For Life visit often sparks opportunities for our teachers to pick-up conversation5 and questions in
more depth. Well done Love For Lrfelll
A CHURCH LEADER'S sfoRY
"As a church. a core part of our vision is to equip parents to disciple their children and young people and we
really want to be proactive in creating space to be equipped to do this well.
However, we recognised we needed help to do this. Love For Life has a proven track record of addressing some of
our culture's most challenging and sen51tive questions with clarity and understanding. so we invited them to partner
with us to do thi5.
As a church. we set aside a Saturday for our parents, carers and anyone invoLved in the tives of young people. The
Love For Life team came and Led us through three programmes-. Face to Facebook IdigitsL worLdl. Birds and Bee5
(relationships and sex) and Anchored (God's life-giving story for relationships and sex).
The day was pitched perfectly! The programme content and delivery by the team built confidence and equipped us
all, incLuding our staff. on how to support our children and young people. Those that attended Left energised.
equipped and hopeful aboutthe posttive influence they can have. Beyond that, one dad expressed gratitude that his
church was willing to invest time and energy in providing such a resource for him and his wife.
We're incredibly grateful for the insight, experience and exceLlence of the Love For Life team. I'd encourage every
church to set aside time and create Spa￿ for these important issues. Ne￿(. we'll be bringing the Love For Lrfe team
back to invest dirertLy in our young people. knowing that our parents and carers are confident and equipped to
continue those vital conversations.
The full Impact Report is available here:
48XISS
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13

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Love For Lrfe
IA CDmpany ltmitod by 9uarantte, not havrng a 5h3re capital)
TRUSTEES, ANNUAL REPORT
forthefinanciaLyear ended 31 August 2023
Financial Review
The results for the financial year are set out in the Statement of Financial Acuvitiès. Balance Sheet and additional
notes are provided showing income and expenditure in greater detail.
Financial Results
At the end of the financial year the company ha5 a55ets of E459,51112022 - £471,576I and liabilities of £12,212
12022 - £15,5651. The net assets of the cornpany have decreased by £18,7121.
Trustees
The tsu5tees who servetf throughout the financial year, except as notèd, were as follows:
Helen Minford
Carlton Edwin Baxter
lan Bingham
Mervyn Cordner
Heather Kathryn Mary Evans
Gary Halliday
Emma Jane Irwin
David Munroe
Raymond Pollock
In accordance with the Articles of Association. the dilertors retire by rotation and, being eligible, offer themselves for
re-election.
Compliance wth Sector-wide Legislation and Stsndards
The company engages pro-actively with legislation, standards and codes which are developed for the settor. Love For
Life subscribes to and 15 compliant with the following.,
The Companies Act 2006
The Charitie5 SORP IFRS 1021
Approved by the Board of Trustep5 on
and slgned on its behalf by.
Helen Minford
Director
Mervyn Cordner
Dirertor
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14

FOR
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Love For Lrfe
IA company limited by guarantee. not having a sharo (apitall
STATEMENT OF TRUSTEES, RESPONSIBILITIES
for the financial year ended 31 August 2023
The trustees, who are a150 direttors of Love FrJr Life for the purp05e5 of company law. are responsible for preparing
the financial statements in accordance with applicable law and reguLations.
Company law requires the trustees as the directors to prepare financial statements for each financial year. Under that
law the trustees have elected to prèpare the financial statements in accordance wrth United Kingdom Generally
Accepted Accounting Pr3rtite (United Kingdom Accounting Standards and applicable lawl including FRS102 'The
Financial Reporting Standard applicable in the UK and Republic of Ireland" Under company law the trustees must not
approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs ot
the company and of the net income orexpendTtLtre of the company for that period.
In preparing these financial statements. the trustees are required to..
selert suitable atttjunting policie5 and apply them consistentlv.,
make judgements and estimate5 that are reasonable and prudent
stste whether the financial siatements have been prepared in accordance with the relevant financial reporting
framework, identify those stsndards. and note the effert and the rea5pn5 for any rnatsrial departure from those
standards. and
prepare the financial statements tsn the going concern ba515 unless it is inappropriate to presuma thatthe company
will continue in operation.
The trustees confirm that they have complied with the above requirements in preparing the financial ststernErits.
The trustees are responsible for keeping adequate accounting record5 that are sufficient to show and explain tha
compary's transactions and di5c105e with Kea50nable accuracy at any time the financial position of the company and
enablethem to ensurethatthe financialstatements ¢omplywith. They are also responsible for safeguarding the assets
of the company and hence fortaking reasonable step5 forthe prevention and detection of fraud and other irregularities.
Approved by the Board of Trustees on
and sigrbed on its behalf by.
Helen Minford
Director
Mervyn Cordner
Director
IINSDIRING
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Is

OR
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Love For Life
IA cornpany Ilmltsd by 9uarantee, not havlng a share capital)
INDEPENDENT EXAMINER'S REPORT TO THE BOARD
OF TRUSTEES OF LOVE FOR LIFE
We have examined the financial ststements of the company for the financial year ended 31 August 2023. which
comprise the Statement of Financial Activities (incorporating an Income and Expenditure Accounti. the Balan￿ Sheet
and the related notes.
Respective responsibilities of trustees and examiner
The company's trustees Iwho are also the directors of the company forthe purposes of company lawl are responsible
for the preparation of the financial statements in accordance with the requirements of the Companies Art 2006. The
company's trustees consider that an audit is not required for this financial year under Chapter 3 of Part 16 of the
Companies Aci 2006 and that an independent examination is required.
It is our responsibility to:
examine the financial statements under secknon 65 of the Charitres Act.,
foLLow the procedures laid down by the general Directions given by the Charity Commission for Northern Ireland
under section 6519llbl of the Charities ACL. and
state whether particular matters have come to our attention.
Basis of independent examiner's ￿pOrt
We have examined your company financial statements as required under section 65 of the Charities Act and our
examination was carried out in accordance wtth the general Directions given by the Charity Commission for Northern
Ireland under sectron 6519llbl of the Charities Act An examination includes a ￿VIeW of the accounting records kept
by the company and a comparison of the financial statements presented with those records. It also includes
consideration of any unusual items or disclosures in the financiaL statements and seeking explanations from the
trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be
required in an audit and consequentLy no opinion is given as to whetherthe accounts present a 'true and fair. view and
the report is limited to those matters set out in the statement below.
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Love For Life
IA company Ilmltgd by guarantee. not having a shar8 capitall
In connection wtth our examination. no matter has come to our attention which gives us cause to believe that in, any
material respect..
accounting records were not kept in accordance with sertion 386 of the Companies Act 2006
the financial statements do not accord wfch those accounting records
the financial statements have not been prepared in accordance with the accounting requirements of sertion 396
of the Companies Act 2006 and with the methods and principles of the Statement of Recommended Practice
applicable to charities preparing their accounts in accordance with the FinanciaL Reporting Standard applicable in
the UK and Republic of Ireland IFRS1021
there is further information needed for a proper understanding of the accounts to be reached.
Independent examiner's ststsment
We have no concerns and have come across no other matters in connection with the examination to which attention
should be dr
wnin
eport in order to enable a proper understanding of the finanaaL statements to be reached.
K & COMPANY LTD
Charte
d Accountants and Independent Examiners
4 Carnegie Street
Lurgan
County Armagh
BT66 6AS
Northern Ireland
Date..
i-l l i 1114
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Love For Lrfe
IA company limited by guarantee. not having a share capital)
STATEMENT OF FINANCIAL ACTIVITIES
Ilntorporating an Inrome and Expenditure Account)
for the financial year ended 31 August 2023
Unrestrirted
Funds
2023
Total Unrestricied Restricted
Funds
Funds
Funds
2023
2022
2022
Total
Funds
2022
Notrs
Incoming Resources
VoLuntary Income
Charitable artiwties
Income from Charitable Activities
Activities for generating funds
Investments
Other income
90,981
90,981
128,340
128.340
331.926
34.300
1,887
331.926
34.300
1,887
274.264
10.000
284.264
82
288
82
288
Totsl incoming resources
459.094
459.094
402.974
10.000
412,974
Resources Expended
Raising funds
CharitsbLe activities
42,673
425,133
42,673
425,133
33,933
335,933
33.933
340.933
5.000
Total Resources Expended
467.806
467.806
369.866
5.000
374,866
Net incomingloutgoing resources before
transfers
18,712)
18.712)
33,108
5.000
38.108
Gross transfers between funds
5,000
15.0001
Net movement in fijnds for the financial
18.7121
18.7121
38,108
38.108
year
Reconciliation of fund5:
TotaL funds beginning of the year
13
456,011
456.011
417.903
417.903
Total funds at the end of the year
447,299
447,299
456,011
456.011
The Statement of Financial Activities incLudes all gains and Losses recognised in the financial year.
All income and expenditure relate to continuing aCtiV￿e5.
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The notes on pages 20 to 28 form part of the ffnancial staternents
18

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Love For Life
IA company bmitEd by yuarontee. not having a share capitaLI
Company Number N1043026
BALANCE SHEET
as at 31 August 2023
2023
2022
Notes
Fixed Assets
Tangible assets
271.054
279,493
CY￿ent Assets
Debtors
Cash at bank and in hand
io
18,524
169.933
32,423
L59,660
188.457
192,083
Cre&itor5: Amounts falbng due wrthin vne year
{12,2121
115.5651
Net Current Assets
176,245
176,518
Total A55ets Less Current Liabitities
447,299
456.011
Funds
Designated fvnds Iunrestiictedl
General fund lunrestrirtedl
176,245
271,054
176.521
279.490
Total fvnds
447.299
456.011
These financial statements have been prepared in accordance with the special provi5i0ns relating to small companies
within Part 15 ofthe C¢mpanies Act 2006.
Forthe financial year ended 31 August 2023 the company was entitled to exemption from audit under section 477 of
the Companies Act 2006.. and no notice has been dep051ted under Section 476.
The trustees confirm that the members have not required the company to obtain an audit of its financial statements
tor the financial year in question in accordance with section 476 of the Companies Act 2006.
The trustee5 acknowledge their re5pon5ibilities forensuring thatthe company keep5 accounting ￿cor¢J$ which cornply
with 5ertion 386 and for preparing financial #atements which give a true and fair view of the state of affair5 of the
company a5 at the end of the financial year and of its profft and 1055 for the financial year in accordance with the
requirements of section5 394 and 395 and which otherwise comply with the requirernents of the Companies Act 2006
relating tv financial staternents. 50 far as applicable to the company.
Approved by the Board of Trustees and authorised for issue on
and signÈd on Its behalf by
Helen Minford
DirErtor
Mervyn Cordner
Dirertor
INSQIRINIG
,ELATIOINSqIOS
The noles on pages 20 to 28 fortn part of the financial 5t3lemenl5
19

OR
IFE
Love For Lrfe
IA company limited by guarants¢. not havrng a share rapitall
NOTES TO THE FINANCIAL STATEMENTS
for the financial year ended 31 August 2023
GENERAL INFORMATION
Love For Life is a company limited by guarantee incorporated in Northern Ireland. The registered office of the
tompany is 6 Banbridge Road, Waringstown, Craigavon, Co. Armagh, BT66 7QA. Northern Ireland which is
also the principal place of business of the company. The financiaL statements have been presented in Pound
1£) which is also the functronal currency of the company.
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES
The foLLowing accounting policies have been applied consistently in dealing wfch items which are considered
material in relation to the charty's financial statements.
Basis of preparation
The financial statements have been prepared on the going concem basis under the historical cost convention.
modified to include certain items atfair value. The financial ststements have been prepared in accordance with
the Statement of Recommended Practice ISORPI 'Accounting and Reporting by Charities preparing their
accounts in accordan￿ with the Financial Reporting Standard applicable in the UK and Republit of Ireland
FRS 102"
As permitted by the Companies Art 2006. the company has varied the stsndard formats in that art for the
Ststement of Financial Artivfcies and the Balance Sheet. Departures from the stsndard formats are to comply
with the requirements of the Charities SORP and are in compliance with section 4.7, 10.6 and 15.2 of that
SORP.
ststement of ¢ompliance
The financial ststements of the company for the financial year ended 31 August 2023 have been prepared on
the going concern ba515 and in accordance with the Ststement of Recommended Practice ISORPI "Accounting
and Reporting by Charities preparing their accounts in accordance with the Financial Reporting Standard
applicable in the UK and Republic of Ireland FRS 102"
Cash flow ststement
The company has availed of the exemption in FRS 102 from the requirementto produce a cash flow statement
because it is cLas5ified as a small company.
INSPIRING
RELATIONSHIPS
20

OR
IFE
Love For Life
IA company Limited by guarantee. not having a share capitall
NOTES TO THE FINANCIAL STATEMENTS
continued
for the financial year ended 31 August 2023
Fund accounting
The following are the categories of funds maintained:
Restricted funds
Restricted funds represent income received which can only be used for particular purposes, as specified bythe
donors. Such purposes are within the overall objectives of the company.
Unrestricted funds
Unrestrirted funds consist of General and Designated funds.
General funds represent amounts which are expendable at the discretion of the board. in furtherance of the
objectives of the company.
Designated funds comprise unrestrirted funds that the board has. at its discretion, set aside for particular
purposes. These designations have an administrative purpose only. and do not Legally restrict the board'5
discretion to apply the fvnd.
Incoming Resources
Voluntary income or capital is included in the Statement of Financial Activities when the tompany is legally
entitled to IL its financial value can be quantified with reasonable certainty and there is reasonable certainty
of its ultimate receipL Entitlement to legacies is considered established when the company has been notified
of a distribution to be made by the executors. Income received in advance of due performance under a contract
is accounted for as deferred income until earned. Grants for activtties are recognised as income when the
related conditions for legal entitlement have been met. All other income is accounted for on an accruals basis.
Resources Expended
All resource5 expended are accounted for on an accruals basis. CharitabLe activities include costs of services
and grants, support costs and depreciation on related a55ets. Costs of generating funds similarly include
fundraising activrties. Non-staff costs not attributed to one category of attivity are allocated or apportioned
pro-rata to the staffing of the reLevant service. Finance. HR. IT and administrative stsff costs ale directly
attributable to individual activities by objective. Governance costs are those associated with constitutionaL and
ststutory requirements.
Tangible fixed assets and depreciation
Tangible fixed assets are stated at cost or at valuation. le55 accumulated depreciation. The charge to
depreciation is calculated to write off the original cost or valuation of tangible fixed assets, Less their estimated
residual value. overtheir expected useful lives as follows..
Land and buildings freehold
Fi*cures. fittings and equipment
Motor vehicles
1% Straight line
20% Straight line
20% Straight line
INSPIIING
RELATIONSAIPS
21

OR
IFE
Love For Lrfe
IA company limited by guarantee, not having a share capitall
NOTES TO THE FINANCIAL STATEMENTS
continued
for the financial year ended 31 August 2023
Debtors
Debtors are recognised at the settlement amount due after any discount offered. Prepayments are valued at
the amount prepaid net of any trade discounts due. Income recognised by the company from government
agencies and other co-funders. but not yet received atfinancial year end. is included in debtors.
Cash at bank and in hand
Cash at bank and in hand comprises cash on depostt at banks requiring le55 than three months notice of
withdrawal.
Taxation and deferred taxation
No current or deferred taxation arises as the company has been granted charitsbLe exemption. Irrecoverable
valued added tax 15 expensed as incurred.
INSPIRING
RELATIONSHIPS
22

OR
IFE
Love For Lrfe
IA company limited by guarantee. not having a share capital)
NOTES TO THE FINANCIAL STATEMENTS
continued
for the financiaL year ended 31 August 2023
INCOME
DONATIONS AND LEGACIES
Unrestrirted Re5trirted
Funds
Funds
2023
2022
VoLuntary Income
90,981
90,981
128.340
CHARITABLE AcnviTIES
Unrestricted Restricted
Funds
Funds
2023
2022
Grants from governments and other co-funders:
Income from Charttable Acbvities
331,926
331,926
284.264
OThER TR4DING AcllviTIES
Unrestrirted Restrirted
Funds
Funds
2023
2022
Fundraising Income
34300
34300
IN￿sTmENTs
Unre5trirted Restricied
Funds
Funds
2023
2022
Investment Income
1.887
1,887
82
OTHER INCOME
Unre5trirted Restricted
Funds
Funds
2023
2022
Other income
288
EXPENDITURE
RAISING FUNDS
Dirert
Costs
Other
Costs
Support
Costs
2023
2022
Iceberg & Babie5 Discount
42.673
42.673
33,933
CHARITABLE AcfiviTIES
Dirert
Costs
Other
Costs
Support
Costs
2023
2022
Expenditure on Charitable Activities
425,133
425.133
340,933
INSPIRING
RELATIONSHIPS
23

OR
IFE
Love For Life
IA company limited by guarantee. not having a share capital)
NOTES TO THE FINANCIAL STATEMENTS
continued
for the financiaL year ended 31 August 2023
ANALYSIS OF SUPPORT COSTS
2023
2022
Depreciation
Motor. travel & subsistence
Wages and pension costs
Project materials & resources
Professionalfees
Bank fees and interest
Promotion & publicity costs
Audit fees
Other costs
14.925
28,335
298.176
8.319
24,920
1,323
11,237
3.252
34.646
17,708
24,357
240.705
11.465
24.529
1.294
11,060
3.050
6.765
425,133
340,933
NET INCOMING RESOURCES
2023
2022
Net Incoming Resources are ststed after chargingllcreditingl:
Depreciation of tangrble assets
Deficit on disposal of tangible fixed assets
Independent Examiner's remuneration..
independent examination services
COVID-19 JRS Grant received
14.217
708
15,669
2.039
3,252
3,050
12881
INVESTMENT AND OTHER INCOME
2023
2022
COVID-19 IRS Grant
Bank interest
288
82
1,887
1.887
370
EMPLOYEES AND REMUNERATION
The staff costs comprTSe:
2023
2022
Wages and saLaries
Pension costs
292,301
5,875
236.183
4.522
298.176
240.705
INSPIRING
RELATIONSHIPS
24

OR
IFE
Love For Lrfe
IA company Irmited by guarantee, not having a share tapitsll
NOTES TO THE FINANCIAL STATEMENTS
continued
for the financial year ended 31 August 2023
TANGIBLE FIXED ASSETS
Land and
Fixtures.
buildings fittings and
freehold
equipment
Motor
vehicles
Total
Cost
At I September 2022
Additions
Disposals
263.322
109.959
6.486
11,4981
53.548
426.829
6,486
11.4981
At 31 August 2023
263,322
114.947
53.548
431.817
Depreciation
At I September 2022
Charge for the financial year
On disposals
35,974
2,633
93,446
4.458
17901
17,916
7.126
147,336
14.217
17901
At 31 August 2023
38.607
97.114
25.042
160.763
Net bookvalue
At 31 August 2023
224.715
17.833
28,506
271.054
At 31 August 2022
227,348
16,513
35.632
279.493
AIB Group IUKI PLC previously heLd a mortgage dated 14th August 2002 over 6 Banbridge Road.
Waringstown, County Armagh by way of security for Loans to the company. This security charge was satisfied
by the charity in January 2023.
10. DEBTORS
2023
2022
Other debtors
Prepayments and accrued income
14.183
4,341
27.650
4.773
18,524
32.423
11. CREDITORS
2023
2022
Amounts falling due within one year
Trade creditors
Taxation and social security costs
Accruals and deferred income
1,630
6.016
4566
5.677
4.440
5.448
12.212
15,565
INSPIRING
RELATIONSHIPS
25

OR
IFE
Love For Life
IA company Limited by guarantee. not having a share capital)
NOTES TO THE FINANCIAL STATEMENTS
continued
for the financial year ended 31 August 2023
12. RESERVES
2023
2022
At the beginning of the year
(Deficitllsurplus for the financi8L year
456,011
18.7121
417,901
38.110
Atthe end of the year
447,299
456,011
13. FUNDS
13.1 RECONCILIATION OF MOVEMENT IN FUNDS
Unrestrirted
Funds
Total
Funds
At I September 2021
Movement during the financiaL year
417.903
38.108
417.903
38.108
At 31 August 2022
Movementduring thefinancialyear
456,011
18.7121
456.011
18.7121
At 31 August 2023
447,299
447,299
INSPIRING
RELATIONSHIPS
26

OR
IFE
Love For Lrfe
IA tompany Limited by guarantee. not having a share capital)
NOTES TO THE FINANCIAL STATEMENTS
continued
for the financial year ended 3 1 August 2023
13.2 ANALYSIS OF MOVEMENTS ON FUNDS
Balan
I September
2022
Income Expenditure
Transfers
between
funds
Balance
31 August
2023
Unrestricted funds
Designated - Free Reserves
Designated- PHA IBelfast &
Southern Eastern)
Designated Cap Ex Fund
Designated - Legacy Fund
Designated - Other Fund
Designated - Capital Fund
70.370
6.151
432.585
26,509
422,436
30.445
16.4891
74,030
2.215
25,000
25.000
50.000
25.000
271,054
50.000
50,000
279.490
125,0001
6,489
14,925
456.011
459.094
1467.8061
447.299
Totsl funds
456,011
459,094
467,806
447.299
Designated - Capital fund
This reserve equates to the fixed assets as shown in the balance sheet and shows how much of the charity's
reserves are tied up in long term asset investments. These are therefore not readily avaiLabLe for the day to
day needs of the charity.
Designated fund- PHA (Belfast & Southem Eastern)
The PUb￿C Health Agency provided funding during the course of the current financial year that included the
month of September 2023. The equivalent amount of funding for this month has been therefore set aside as a
designated reserve and the Trustees expert this to be spent in fuLI in the first month of the new 2023124
financial year end.
Designated fiJnd- Free Reserves
This category now properLy reflerts the actual amount currently held in reserves atthe yearend in comparison
to the current aspiration of the Trustees of having six months running costs, approx. £150,000, set aside in
free reserves.
Designated - Le9a¢y Fund
Charity has been very fortunate to receive substantial legacy donation and has decided to set this aside in a
new designated reserve to support community programs over the nextfive years.
Designated Fund - Other Fund
£25k was reallocated from this ftjnd as the one off non-reevrring costs incurred in the 22123 financial year
were not as high as previously anticipated.
Designated Fund - Cap Ex Fund
A new fund was set up at the end of the financial year and £25k was reallocated from the otherfund to cover
captsl expenditure over the nert 5 years.
INSPIRING
REllATIONSHIPS
27

OR
IFE
Love For Life
IA company limited by guarantee. not having a share capital)
NOTES TO THE FINANCIAL STATEMENTS
continued
for the financial year ended 31 August 2023
13.3 ANALYSIS OF ASSEfs BY FUND
Fixed
assets
- charity use
Current
assets
Current
liabilities
Total
Unrestrirted general funds
271.054
188.457
112,2121
447.299
271,054
188.457
112.2121
447.299
14. STATUS
The company is ￿rnited by guarantee not hamng a share capitaL
The liability of the members is limited.
Every member of the company undertakes to contribute to the a55ets of the company in the event of its being
wound up while they are members. or within one year thereafter. for the payment of the debts and liabilities
ofthe company contracted before they ceased to be members. and the costs. charges and expenses ofwinding
up. and for the adjustment of the rights of the contributors among themselves, such amount as may be
required. not exceeding £ l.
15. INDEPENDENT EXAMINERS REMUNERATION
The independent examiners remuneration amounts to an independent examination fee of £3,252 12022
£3,050). No other monies have been paid to Daly Park & Company Ltd.
16. TRUSTEE REMUNERATION
The trustees did not receive nor did they waive any remuneration during the currentffnancialyear.12022- £niLI.
INSPIRING
RELATIONSHIPS
28