b&t
Ban
or
mmunll C
reh
Unèudlled Finon¢lal SialeM8nts
Ye8r Ended 310e¢emb8r 2019
Chariiy Commlsslon Number., NIC 101857

Banuor Cominunlly Church
Cohl
Trustees and olher Inforittatlon
Roport of tho TYusle•$
Statèment ol TYu8teas Re8ponslbllllles
$14tomgnl of Flnan¢lal A¢llv111è8
Bal8ncg Shegt
Nolas to the Flnanrlal Stalerno1118
Indepgndgnt Examlnèr'$ Report
10

Banuor CO1￿m(1￿11Y Chtirch
Trustees
clot
forma
Trust
Paster J N8bl
Mr R Engllsh
Mr P
209.211 Balla81 Rr&8d
Bangor
¢0 Down
BT20 3NW
Julle HamNton
Heron Accounlan¢y Solutions
Chartered Corllfied Accounlarnls
301 C11y East Buslngss Cet)Iré
B112 NawtlYMnarif5 Road
sellasl
8T4 1GW
Struclure, gtsvernance a[￿ m8nagemenl
Thè goveinanGe a[￿ m8naggm8nl of Bfngor Communlty ChurGh16 made up of Tru8lees,
Pastors and Deacon Board. All decl$knns regJrdlNJ church all8lrs and how church lunds are
spent Is118ndled by the Elders.
Obl£ollvÉs and acllvllles
Banuor Communlly Chuid) conllnues lo exlsl lo glortfy God. prÉ8ch thg gosp81 lo everyon8
and tTrake a (liffgrenco In our commuTrlty.
There was no harm Ilowlng from th6 ch8ri11os purpos85 End there was no private benBlil.
All tIL15tee8 ol the Charlly are aware of tho Commlsslon's Publlc benefll reqLilremenl staluloiy
guldelin88.
Page 1

Baiigor Commuiilty Chui"Gh
he
as,
ry rEnd d31
èr2
Gènorollon klds~ Ovor111o pasl y&arG$n$ralk)n kld8 h35 ofoiiJn ivilh 9 chI￿ren ¢omlng Icom Ilio
¢ommunity, Ihls iyaslhe h8Fvesl from hpllday liblg cliib. Wo havf) bÈa& able io provlde Ihgsg chlldwn
#nd dhe[S￿1h1A GKwllh Ih8Tr thvn b*)k) bvhich are encouragliLQ Ihem b41ng to ¢hur¢*i and ¥aad 81
homg. Wa be118ve Ih81811 Ilnol tnosl wllhln GIC hEJvaglv¢n thelr hgarts to Ihe Ltyd.
8Ghool MIn18tcy-￿te havo had Ihg ple8gur8 of10klii9 assembty In ¥1 dfferénl Bgngor srhaDTs
Ihioughoul Ihg y8araAd hovo ITh￿1?￿ lo lea(f out ScriN(Ife UnloTrclubs In t4vo $¢11￿18. We havè
taken ID dalè è lotal 0125 assemblles. A il? yourmove" lessons 2 6¢rlplure UTrlan lèssons. Thlslg
8 groiwng nilnlsliygnd wo afe ox¢lled abDiillh& lului8.
Lltllg 81gF$ing- Thls1s4 Gimmunily based oulteaeh funded by a gr8nt. Toddfet¥ Is a relaK¢d
almospheKa, Iv8 PTovldo a safa plaegvtheF¥ ¢hildran can l&arn, have fun and be %yho God crealod Ihgm
lo be. A platto iyhèrè adult C.9￿ meet other paren¢$,1Snd hglp iyhprg ng8ded, fjrtd reel Ihg lov8 of
J68y¥ In a praellcal way. At pvesenl ￿hav& 1S lo 20 8dulls apd 15 to 20 chKdièn 08chweek
c￿chO. In H¢C trècho wo help dgvelop Our ehlldron as.conlidentlndi¥kJuals, w8 Ct>allengo Ihetn lo
ré¥¢h their lull pdenllal In Ih£lr Cfvlslian Falih. Wè Insplr8 Iheth through cre8bv&4nd sllmulat6ng
aclivilies lo be Indepgndont leafners. Th&y Hrè ntsrtuied caffd for In g safo, brlghl and cDtnlortablo
envlronmgnl that promotès Ihalr wellb91ng and helps dÉtv8Iop8 gi8alervndBrÈiéndlng ol Iheir latlh. In
2019 we h8Y8 • large oiouy mov8 on l(>GK htsiiwtsr Iv¥ havo $lowly Increased 8gHln J Into 2020
wllh Traw lamS1165 smallèr ¢hifdren. We hav8 also impl8menl$d a qulglawa foi nuislny molheis.
Ray o114ope The Ilghthoiise Drop lfi. MHS tomeel In lh& Foye.r of IhtsChur¢h wilh a corg
group Irofft Ihe ehvr¢h alt6ndinu. We￿&￿8d kn Au9USt 2019 unlll O¢lober?019 to dodoorto d¢￿r
oulr£ach to promolo Bangor CommunliyCIILirch and Élso hav8 0 lim8 ol prayer forourcommunlly.
lo Iho oRgolng bu1￿1￿9 work lft our churchwa vi8re unablo lo I￿ld our Ghrl&lma$ Dlnn81. Tho Ilghlhouse
DrDP In en(tod In 2019 0811 Yias decl2￿ lomove In a dNeren( directlon.
yO￿1h.we hava a small group bul Ihey are Incr?aslngly gro￿￿9 splrilvally. Our mÈln obg18cles gro the
Imbalanc8 of glrb lo boys ImDs1 ntghls np bws atlend)&Dd thÈ lackof leod9rfj lo lun youth.'fh&youlh
g8nulnely enloyfjomlng 4nd1118 very ve¥vardlng for tho leadeT¥ lo see Iheyar8 rnaklng a dlNerenc8 10
them. Wo loin KIDgdom Hèrvosi chmrch youlh approx onco pef monlh and th15 works ¥eally wall.
hanglng Ihttdynamlowilh grealernumber$ 9nd 8ddlng tnof8 boys.. Th9 Ivorshlp 188m have 8UPPOrte
us in1gadin9 out 1-2woishlp softg$ on Frltsy n1ght after thelr pwUc¢. On a Sundgy momlng iv8 have a
yovlh 1gachlRg d38s as tjs onc? a fflonlh ￿loW Ihe ytsulh Io setve In varloiis arÉas ol¢h(Ir¢li Ilfe
Vlslon-we are prdyiiw for laly)rer5 Into Ihls rlpg hsryo8tfield and are l(usllng Ihal as ivo conllnu8 iyilh 8
vJ51on lor Ihly gengr8lEon Ihal God￿11 suptAy pll wè need. Wo deslre trj 888 salY4liMs Ihlsyear notlugt
moDJyoung peeplo bul that those yourtg peop16 would lfflpacl Ihalr lamily8nd Irlend5too. We seo
IhÈn7 laklng Ihetrplaco In Ilie iy)dy, Ihoy hava much In them and 11 can ba brouohl otjl. We arg bellevino
loran anolnled ond glfled youih leaderto lake thg le¥fft ar￿ yaulli lonvar(J, ThF Worsh￿ l*am Wll be
leadlng tho youlh oach Frlday nlllhl InwoishSpi'Jllh a view lo In timè grow8 Wulhvior¥Np t￿rn., w8
want lo see Iho youth Ira8 and unliihiblled In warshlp.
Lllp groiip Lipdat* I ￿(11-we0k Meetlnu updale anri v1519n. These have been wall attended realy
ellcoufaypd the lol<An In loo. Olbls lessons shored 8Iong$lde, fellowshlp ond cuppa.
Event¥-Theso events ivere 8xdllng and mtsblll$ln9 to Ihe ytholo chui¢h. They seNed th keeplnolhe
cliurcli log6therdurfng a diffl¢y11 liEne ol being oirt of the ganduary, thnd as 8vent51o Itmle vn6aved to.
Super lo see fa¢89 ieach8d ÈThJ rakllonghlp bullllneivconnpGlorts made. Burns rblohl
Wwan's"ctaft¢moon' lea
Men's raclw gi Eddle Irvln&'s and Mlxed fell￿￿hIp for food.
Oiir V181on-InclLide5 IV89k nigpuiigs oFq Sund8y nlghl meevng all chi￿h Prnyef 8nd word.
Thls ivould bulld up lo a TrAonlhlyl 6 wee￿Y outreach m8eilng.
Lllb iFOilPS. Cliiirch tpaohlnu.Blble sliidy grèups. Outr6ach
Pog8 2

Bango¥ Communlty Chur¢li
teeg, for Y
En
d 31 D800
Worslilp Yeam ooals 8¢hlevenieiit$ for 2019
Woyshlp Icam prep¥ed lori8iufn lo Moln Sancluary after Ilood damag8.
New 61ag8 lald out lor lulllgam's relum to platform mlnlslcy.
Taatn D18cus$lon, rem51 and exgetsialbfts presentfjd artd Inc.. Qualll8s 01 a bealthy Worshlp team,
Leade￿hlplmemberIeffi[1, ¢ullivallngour own culturè vs MIm￿kIng anvlh81.
Noiv equlpmenl pur¢has8d fiom Wor#hlp t94m fund81o provllle In Caf nX)iillor (*pgblllty
Drums 8lrlp6d back, degned and toBklnned tromWcr8hlp legm funds
Oadlcèlèd Drum Mlss pufchgsèd by church lund8
Relum ol Ftsday nlghl piaGtI¢
Team dlsLu$slDn, prayet Ond eocour8gem8nl
Pra¢ll￿j ol new mat¢rlal
Sound and PA leslkng lor forth¢Thnlng Sunday semeè
In1(d￿8 more prayBT Inlo ovi pracllce Sundoyinofning limos logfjlhEr.
¢£￿11n￿O lodevèlop a$ a loam.. New inpfflbèrs Includ¢ Myla Nabl GeorolaWttII8
Inlioduced numorous malarlalbthlch gl(xilies God.
Overall Toain Go?5:
Tu b8 a vanguard whiuh19ads Ih55 g8n8ralloft Ghurch inlu 8 speclal pla¢eolwoJslilp Ihrough Ilvely 5plrit
led1118nk$ and Pta556 vAlhoui th8118pplng5 of ftrm ènd past 6xpr8$8lon. To restoro Iho doud of Hts
glory IhiiKJ9h Irue wor8hlp.
PA Department
Thls d8pgrfmenl h8d g v151on olupyradlng thg prfj$¢nl enalo9u¢ iJe¥k lo go IDID Ihe dllllialworld to allthv
rormore tentrol Èiid ￿tt￿ner soiind In 2019. Wé aoliloved Ihl$ duilng th15 year {20201 Ivilh Ihe upgrade
of Ili& system Id&skAnd $189• box).
With Ihis allowed u5 to removo all floormonllors and 51ngors ond Insliumenlaltsls w£nl lo In.B8r
monilus. Thls greal for Ihe PAdeparlmetrt tyeoaiise Yi* al¥vay8 struggled ivllh blgh knvoI8 of
nolsè And c¢fttrolllng Ilwa$n'¢ easy.
Wè need Irom Ihls st8OVtO PlO9r6$8 furth8r th? fuhsr8 YJilh lh8 tffjlnlng ol PAd8p?rtrn8Dtlvlsval
Èqulpmenl lo produce on exceiiencp in thls dapartmeftl,
Yh& next slaga lorviord Isto lrtkat ￿sU81., 50ftwaro 8nd Gamera$ for ortlno proCluc￿0￿.
Thls VAII b8 o blg venlufg.
PagA 3

Bangor Communlty ¢hiirch
st
8gR
onslbll
Th6 Yruslees aye responslbl(4 for Ihe preparallon of Financlal Sl¥lemenls lor eacli Ilnanclal
parlod whlch glve a IfU8 and falr vigw ol Ihg surplus or d811clt a¥lslng in Ihg perlod and of the
assgt8 and liabllllles of the Charlly as 81 ènd ol Ihè fin8nclal porlod.
The FlnanclBI Slalemenl8 are lo be prepar8d under Se¢llon 6411) ol the Char511es Act INI)
2008.
The TIu8lees are r69ponslblè for the m8lt718naiic* of propor accounllng YecDTd8 whlr,h
disclose ivilh ¥e8sonable aeeur&cy the lin8nclal p05111on of the Charilv 818ny glven limo. They
ar6 respon81ble for sefeguardlng the asselts ol tho CliaFi(y and IOT laklng all necessaiy steps
for the pr¢venllon or d8lpLllon of l¥aud and olhoy IrreguloYiIIo$.
don
8hall of
Daled:
l-11.zoao
Dalèd..
/. li . &oaO.
Paye 4

Elangor Comm(Inlty Chur¢h
Rgcelpls and Payin9nls A6coLinl for tha Year kii(led 31 D•c¢mh¢r 2019
UnrestrlGl&d
Fiifid
Reslrlcted
Fuiid
Oac-19
Tolfil
Dec-18
Tol41
Note
Rec&1 Is,
Volunlary Income
Donation5
Inv8Strnolll Incom&
Other Incomo
112.629
112,629
91,832
71.543
Total Yecolpls
112629
112829
163.378
ExpendIlU￿ ol ¢harilable acllvillei
103.565
103.565
170.043
Total paymgnl$
103 565
103 5fj5
q70 043
Nèt movemBht In funils
9.065
9,085
16,06S)
Reco
atlo
Total Funds brought foNartJ
201,496
201,49
208.161
Total Funds carrl¢d forward
210 461
210 561
201 496
The notes on pagos 6 and 7 fonn an Inleofal part ol these Ilnan¢l8l81ate￿nIs
Pauo 5

6anuor Communlty ChuYGh
staten19nl of Assots and Llabllllos for the Yoar Ended 31 U8ceiTib¢r 2019
2019
201
Not6
S89t
Tanglblg fixed assets
107.829
170,088
Curro
ssgts..
Deblors
C8sli al bank and In h8nd
42.381
53,250
2,862
41,081
56,112
Credltor8: pmount falllng due wllh on& ygar
4,350
24,705
Net current assets
42,731
31,407
Nèt As$¢ls
harl
Uiire$lrlcled Fund
Roslrfcl@d Fund
210.561
2UO,463
1,032
66
04
Flnandal Slalam8nls kvere approved hy the Board of TrLislees on
¥nd slgned on 118 behalf by..
Pastor J Nabl
TN$tee
The notes on pages 6 and 7 fonn an Iniègral part ol ihg88 flnanctal slalemènls
Page 6

Banoor Commuiilty CliiirGIi
Notes to tli¢ Fliian¢lal Stal¢ments forthe Year Endod 30'Juno 2019
l Accounllno Poll¢los
1.1 Basls of propmrotlon
Tliese finanGlal 81gl¢manls have beèn preparèd under the hlslorkal cost basls and the
Tiiislegs have gSven due regard lo the r8comm6ndallons conlalned w51hln Ihg 8t8lem8nl ol
Recomm8nded Practice 'A¢￿u￿tIng and Reporting by Charllles" Issued In March 2(K)5 and
spplicable a¢¢¢)unllng 8laftdards.
1.2 Furtd accounllng
Incoming rosou¥¢95 Ilial may b8 opplied for the Chorlvs gttn8r81 purposes are Ireal6d a$
'unrEsl¥lcled' Sncomlng iesourcos and are Credit￿ lo Ihe 'unreslri¢led funds,. FEindlng for
purposes dgsignaled lor 8 SP9clllc purpo80 by th8 Trustees 1$ credlled lo 'd8slgnaled lui)d$',
Wh8re a donatlon or grant Is Iequlred lo be USeLI lor a specllled puw)sè. th& amount
concgrned Is I￿ated 88 a 'i981rlcle(I' Incon￿ng iesource and Is ¢r¢dlled lo Ihg approprlalo
'rgslrfcled fund,
1,3 liicomlng rosoiirces
All Inwmlng iesovrcey are Included In IhB slalem8nl ol financlal aclivilies vihen Ihe charlty Is
enli118d lo th9 Incom8 aiid amours1 Can b@ quBnlilled wllh re•sor)8b18 8ccurscy. -ri)fy
followlng sp8clllo pollcl?s Ére applled to partl¢u18r ¢&1g.qorfès ol lJKomg'.
Donated seN1￿$ 8nd fadllllos are Included 81 Ih? valu8 lo Ihe charily wh8rg Ihls can be
quanlified.
Inve51menl inoomg Is Included when recelvable.
Incomlng i¢¥ources fiom gr?nls, whBre r61alod lo ptsrformencg #nd spgGlllc dg15verables, are
account6d foT as the charlly earns the rlqhl to cori8lderallr)n by Ils perfwmenco.
1,4 Bank Inlgrost
Bank Inlorgst 18 recognised as an incomlng Tesour¢8 wh6n 11 Is C￿dited lo thè bynk
slalemenl. All bank Inleresl Is troated a8 unr6slrlolgd Income lo Ihg G6neral Fund.
1.¥5 Re5011rtos Expended
Expènditure Is recogn18ed on an accrual ba8ls a8 a Ilabi1Sly 1$ Inourred. Exp#nd51ure Incliides
aiiy VAT ihal Cannot b& lully rscovered, 4nL4 Is reported a5 P8rt of the èxpendlture lo whl¢h11
relsles.
ranglble asse1$
Tatwlblg ass918 are Inltl8lly recorded al cosl, 8nd stjbsequeiilly Etaled at cosl less any
aGcumulaled dBpredallon and Inipalrtnvril Iossgs. Any langlblg &ssels carrled al reV41uod
amoiinis aro recorded al th8 lalr value at Ihè (Jale of ovalualloi) less any Svbsequenl
accumulalod depieelatlon and subs¢quenl a¢￿￿VI816d Impalrmenl kn¢È68.
Deproclallon
Dapreclallon Is cal¢ut8led 89 as lo wrfle olf th& cost or valuation of an assel.198811s rggldual
value. over tlig useful o¢onomlc Ilfo of Ihal asset as follows,.
Flxturès and ftLflngs
25% reduGSNJ balance
Motor vehlcle8,
25°/ts ￿dUC1r￿ balance
Paoo 7

Bangor Cominunlty Cliur¢h
Notes to th& Flnanclal Statemènts for Ih8 Y6ar Endod 31 De¢embor 2019
2019
2018
Glll$ & olfednos
Glll ald
MBslons
Sundry Income
Ray ol Hope
86,415.00
22,763.37
156.00
3,275.00
20.00
75,694.00
14,473.00
266.00
1,283.00
116.00
112629
nco
2019
2018
Inlgrosl r6c8ivod
2019
20<8
In8uranGe dal
71.543
dll
on
blè actlviiie5
2019
2018
Staff costs
Prèmlses
Comnllin6tallon & I'r
Cgneial ofltC8
Fknsnco cos1¥
Goverance ￿$1$
(vlolor and Itavel
Mlnlslry gllls and Church d¥p&rlmenls
Depreclallon
Mscellaneous
7,758.00
34,001.00
4,496.84
8,439.02
940.10
38,234,20
2.991.36
G,445.66
2,268.49
10,125,00
86,791.00
3,331.00
6,464.00
660.00
42.087.00
3.613.00
13.914.00
3.07a.00
103 Jf64.67
170 043.00
•nd
allon f
2019
2018
Fees pgyablE lo the Indopgndenl *xamSner lor lh8
Indèpondgnl ex4¥dnallon of thB flnanclal 8t81erYEnl$
600
Pag9 8

Bailgoi, Coinmunlty ChLir¢h
Notes to 1110 Flnpnclal Stalemenls loy 11?e Yoay Ended 310oogiMber 2019
2019
2018
ff Cos
Wag&8 and 3alarfe8
Ble
rg
er
lo
Pa81er J Nabl, a Imsloe was pald f.35.712 (2018 £38,247), Pasler Nabl Is $811 ernployed.
7.75Q
A8SO
At
01-Jan.19
Addllbns
D15posalg
Al
31.DBC-19
Land and bul(dlng$
Flxlures 8 IllllTrgs
olor v6hlcle¥
161,064
161.054
g,Q74
4.888
4,868
105.016
185 016
Al
01Jan-19
Charg
for year
Dlsposais
At
31.D8o-19
Land and biilldlngg
Flxl(Ires & Itllings
Motor ￿h￿lets
1.342
917
15,048
2.13P
18,706
1,222
.De¢-I
1fj1.054
4.026
2.750
-Dec-18
161.054
ou
L8nd and bulkllngs
Flxluro5 & fillings
Motor vohlGles
3.666
167.830
170.088
2019
2018
10.889
42.361
Prepaymanls
01118r deblois
42,3e1
2019
21118
10
edltor
3.647
17,808
3.760
Bank loan8 and overdrafts
A¢GUTa18
Other creclttor8
600
3.760
4.350
Pago 9

Baiillor Communlty Church
liidgpendent EKamlner8 Roport fortliè Y901' Ended 31 D8cgmb•Y 2019
I report on the financlèl statements of B8ngor Con)munily Chvr¢h for the Ye81 Ended 31
Decambèr 2019 set oul on paues 110 10.
Resp8¢11va IE$ponslbllltl*$ of Trust¢es and Independont oxamlngr
Bangor Commun51y Chvr¢l) Trusloe8 gr8 respon51blfy lor the preparallon ol Ihe linanGlal
slalemenls in a¢¢ordan¢è wllh tho terms ol Ihfj Charlligs Act (Northern llelandl 2008, Bangor
Communlly Church Trustees consldgl thal 8n audil Is not r¢qvlrèd under secllon 65121 lsudlll
ol Ihe Cligrllles Act (Nnrthern Ireland) 20QEI for 11)e ye8r and th81 an Indap8ndenl axamlnailon
undor se¢llon 64111 ol the Charflles Acl (Norlhern Ireland) ?.nO8 Is r6qulred.
11 Is my re$ponslbllSly lo:
examlne rhe a￿aunt9
lo state whelhpr partl¢ular mallers h3v8 coma lo my allanllon.
Bas16 of Ihdep8ndonl examlnovs rèport
My éxarninalion was carrted oul under Secllon 65 of iho Charit188 Act (Norlhern Ireland)
2008. Ari gx$mlnBtlots IncliJd&s a rewl￿v ol tho 3t.counllng records kept by thè Charily diid a
¢ompgrlson ol th8 Ilnanclal s18leménts presented ivllh thosa recoids. 11 also Includos
consld&rallon of any tinugu81 Ileins or disclosurés In Ihe linaiiclal stalem8nts, and secklng
explanatlOn8 from th9 TnJslee$ conGevnin9 any such nHlter8. Thè pro￿￿￿[￿? do not provld¢
11 the eviden¢e Ihat woul(1 b6 roqvSred In an auéil, and corisequ£nlly I do not expréss an
audit oplnion on the vlew olven by th8 Ilngnclal ¥tslements.
Indtrpendanl examlner's slatemont
In Ihe coursts ol my gxamlnalion, fto mall*r ha8 com& to my allenllon:
{11 whlch qlvos mo rg?soiiable caube lo b611ove Ihat In any malortal respsol ihe reouiiemenls..
lo koep proper awountlt)g records In 8ceordan¢e wlth Seollon 63 01 the thaTllles Act
(Norlhern Iroland) 2008. and
lo piepaY6 flnsn¢l41 glaleih8nls whlch aCCOTd viilh th¢ accgunllng IBcords In
accordance ivllh Section 64 01 tho Charllles Acl (Northern Ir8landl 2008 have not
been mel: or
{2) lo whlch, In my oplnlor), allenlion 8hould bo drawn In order lo gnablè a Proper
under8tandlng of lh6 linaA¢i¥I slatomgnls lo be ¥e8¢hed.
Jilli¢ Hamlllon FCCA
Heron Accountancy Solullons
Chartered Certilled Ac¢ixinlanls
301 Clty Easl Bu8lno8s Centre
68172 Nowlovmardg Road
Bellasl
T4 10W
Dal&'.
PByo10