Kelvin Malone Bridge Centre
Financial ststements for the year ended 31st March 2024
Contents
Directorfs report
Ito5
Ihdependent examinerfs report
Statement of financial activities
8alance sheet
Notes to the financial statements

KELVIN MALONE BRIDGE CENTRE
DIRECTORS, REPORT 2023-24
st
The Directors present their Report and financial statements for the year ended 31 March 2024.
NAME, REGISTRATION AND GOVERNING DOCUMENT
The Centre is an incorporated association limited by guarantee under the Companies Act 2006
(Company registration number Nl 6158881, governed by its Memorandum and Articles of Association
dated 30, November 2012. Its registered office is Unit Al, 20 Heron Road, Belfast, N Ireland, BT3 9LE
which is also its principal place of business.
The company is registered as a charitywith the Charity Commission for Northern Ireland, registration
number NIC101823 and is recognised as a charity by HMRC within the meaning of Section 50611} of
the Income and Corporation Taxes Act 1988 charitable reference number XT39156.
DIRECTORS AND TRUSTEES
The Directors of the charitable company {the charity) are its Trustees for the purpose of charity law.
The Directors/Trustees and officers serving during the year, and since the year end are..
Appolnted
10112/2012
1011212012
10/1212012
17109/2018
2610912022
0810112018
1811012023
2610912022
26109/2022
2610912022
2610912022
26109/2022
Reslgned
Joan (Normal Irwin
Joan Baird
Rosemary Kilpatrick
Diana Patterson
John Forsythe
Diane Greenwood
A13n Hill
Mary Johnston
Janet Knipe
Alan McKay
Jean White
Rosemary Whittley
Chairman Ifrom 1710912018}
Treasurer
Secretary
Competition Secretary
18109/23
Directors/Trustees are elected at the AGM or may be co-opted during the year and serve up to the
next AGM. Directors/Trustees may serve for a maximum of 8 consecutive years. A Director may not
be re-appointed until a period of one year ha5 elapsed except if the members determine that it is In
the interests of the Association to allow such person to stand for re-election f or a f urther term. The
Centre has no employees; all tasks are carried out on a voluntary basis by the Board or other
members.
th
Ih
The Board met on four separate occasions114 May 2023, 20 August 2023, 28 October2023 and 20
January 2024) with average attendance being 8 members.
The Company Secretary is S3rah Witchell, who is not a member of the Board.
OBJECTIVES AND ACTIVITIES
The Centre'5 Objects are exclusively for charitable purpose for the benef it of the public thro ugh..
the advancement of amateur sport by promoting the game of bridge for the benefit of the
residents of the Greater 8elfast area:
the provision of facilities for the learninE, teaching and playing of bridge for the benefit of the
residents of the Greater Belfast area with the object of improving conditions of life.

KELVIN MALONE BRIDGE CENTRE
DIRECTORS, REPORT 2023-24
The Centre provides facilities for learning and improving bridge playing. These f acllities are advertised
in the local press and club website. They include:
Premises, tables, boards and bidding boxes;
Courses are run for beginners;
Classes to improve skills and enjoyment of the game are organised;
Club competitions are held over the course ofthe year;
While open to all, participants predominantly tend to be those nearing retirement age who may wish
to take up a new activity involvi ng mental exercise rather than physical exercise. Benefit a Iso a rises
frorn the social contact among older people, reducing isolation, creating opportunity to establish new
friendships and for establishing playing partners.
Overall, the facilities and activities provided by the Kelvin Malone BridEe Centre offer both mental
stimulus and social contact, providing identifiable benefits for the participants, A membership
structure has been adopted purely for administrative purposes and for the better delivery of benefits.
Membership in practice is cross community, open to all, with fees set at the affordable level.
Any potential harms are outweighed by the service benefits and alleviated through a formal process
of regular risk assessments alongside health and safety procedures. There are no private benefits to
any ind ividuals connected with the organisation.
The Trustees have had regard to the guidance issued by the Charity Commission under section 4lb} of
the Charities Act (the public benefit requirement statutory guidance).
ACHIEVEMENTS DURING THE YEAR
MEMBERSHIP
At 31" March KMBC had 181 paid up members. This reflects a net reduction in the number of
members of 30.
BRIDGE SESSIONS
Face-to-Face {F2FI
Monday evenings
Tuesday evenings lin abeyance from M3rch-June 2024)
Wednesday afternoons
Friday mornings and afternoons
We have eight TDS who run our five F2F sessions e3ch wee1<. Norma manages the TD/scorer rotas and
these work very well. Any swaps required are individually negotiated in advance to ensure that there
is always a TD and scorer present. Table numbers have increased from an average of 95 each month
last year to 120 each month this year.
Virtual on BBO
Tuesday evenings
Saturday evenings
We have a rota for four TDS to set up and run the BBO session5 each Tuesday and Saturday. These
continue to be popular, providing a steady income for the Club. A great variety of players enter
these sessions, some coming from Wales, Scotland and England.

KELVIN MALONE BRIDGE CENTRE
DIRECTORS, REPORT 2023-24
Competitlons
Kelvin took part in two F2F interclub duplicate sessions on 20 November 2023, and 8 January 2024.
The Noreen Jack salver competition for intermediate B club players took place on 30 Noveinber 2024
and was well attended by with 9 tables playing.
The Lup3ne Cup, a teams, cup for Intermediate players was held on 11 April 2024.
The Finn cup, an individual competition was held on 16 May 2024.
The Doreen Spence trophy, an open individual competition, took place over 4 sessions in April and
May 2024.
The Senior/ Intermediate"No fears" competition was run on 30 May 2024.
BRIDGE LESSONS
We are delighted that once again we are able to offer bridge lessons thanl(s to John and Hilary
Ferguson. Generally, these weekly sessions have been well atteiided, It is especially encouraging that
this year there was enough interest to allow Hilary to hold a Beginners class.
12 ½ tables)
(3-4 tables)
13 tables)
Beginners..
Novices:
Improvers..
Monday mornings
Wednesday mornings
Thursday mornings
BUILDINGSIINFORMATION TECHNOLOGY/DEALING
Bulldlngs
Tests undertaken Include:
Annually.. gas boiler, portable appliances, intruder alarm, fire alarm, emergency
lighting and extinguishers
Five yearly.. f ixed wiring
The gas boiler was tested in February 2024.
The portable appliances and fixed wiring were tested in June 2024,
Note: We are currently changing the company that provided our fire servicing and
maintenance cover, so certain fire tests which remain to be carried out will be done as soon as this
appointment is made.
Heating.. The thermostatic heating control system was replaced with a Hive Active Heating
in February 2024.
Defibrillator: The secretary is responsible for monitoring this on a weekly basis and the pad
pack has been replaced120-08-20241,
Informatlon Technology
Our scoring is working extremely well and without incident. This is due to having Wi-Fi which allows
coordinated connections across laptoplsl and tablets. This has allowed a radical change as to how
we run our sessions electronically resulting in a simpler, quicker and less tedious process for all
concerned. It is worth noting that our tablets may need replacing given their age.
Deallng
The Dealing team is made up of approx. 10 members and a rota is in operation for sessions which
are held on a three or four weekly basis. Fifteen sets of boards are dealt plus additional ones when
required for Interclub and social club events.

KELVIN MALONE BRIDGE CENTRE
DIRECTORS, REPORT 2023-24
Colin has produced two guides, one for hand creation and the Dther for hand dealinB. These have
been distributed to cover absences due to illness and holiday5. He also runs creating and dealing
sessions land David and Derek can also do so even if a little rustyl}. Additionally, Alan McKay is
rapidly learning the process so it is all in safe hands.
We have pre-empted the 3rrival of St Colmcille's in September by changing from 24 to 32 board
sessions for Monday and Tuesday evenings and Friday afternoons.
SCHOOLS, BRIDGE PROJECT
There has been no further work in primary schools however, close involvement with, and support of,
the Junior section of NIBU continues.
SOCIAL EVENTS
We were delighted to be able to hold three annual social events thi5 year in their usual format,
Summer BBQ
The annual BBQwas held on Saturday 26 August and was attended by 46 hungry bridge
players
Chlldren In Need Lunch
A lunch of soup and sandwiches was served on Friday 17 November. The total donation
raised was £737.
Chrlstmas Party
The Christmas party was held on Monday 4" December attended by 56 bridge players.
GOVERNANCE
The Centre has a Governance Handbook which sets out clearly the role of the Board, a statement of
those matters reserved for the Board's decision, the role and responsibilities of the honorary officers,
the role ofgeneral Board members, a code of conduct for Board members, a conflict of interest policy,
and a delegated f ina nclal authority f ramework.
In orderto ensure that thecentre is compliant with the General Data Protection Regulation the Privacy
Policy and Membership Form have been updated as has security on the membership list.
In accordance with Government Health and Hygiene requirements, food safety managemenl
procedures based on Health Analysis and Critical Control Point IHACCP) principles have now been
introduced in the Centre, details of which are specified in the Centre's HACCP Policy.
Simi13rly, in light of recommended policy for charities, and on the advice of our company
secretary, a Risk Register has been compiled and signed off.
RESULTS AND RESERVES POLICY
During this financial period the club organised bridge sessions both F2F and on BBO. The total income
from both p13tforms was £11,252- £8,400 from F2F and £2,852 from B80. The directors continue to
promote both online and F2F bridge with the hope that more players ivill return to playing at the club.
The club returned a profit of £3,772 for the year ended 31, March 2024. This is an increase on the
5t
trading proflt of £2.523 forthe year ended 31 March 23.

KELVIN MALONE BRIDGE CENTRE
DIRECTORS. REPORT 2023-24
The Board believe that for the year of 202412025 a reserrfe of £40,000 above the value of the Fixed
Assets is required to run the Centre satisfactorily.
RELEVANT ORGANISATIONS
Bankers:
Solicitor:
Insurers:
Independent Examiner
The Co-operative Bank, l Balloon St, Manchester, M60 4EP
Johns Elliott, 40 Linenhall St, Belfast. BT2 8BA
Hiscox Underwriting Ltd, l Great St Helens St, London, EC3A 6HX
l H Lindsay, 5 Marmont Park. Belfast. BT4 2GR
DIREcfoRS' RESPONSIBIUTIES sfATEMENT
The directors are responsible for preparing the Directors. Report and the financial statements in
accordance with applicable law and regulations.
Company law requires the directors to prepare financial statements for each financial year. Under
that law the directors have elected to prepare the financial statements in accordance with United
Kingdom Generally Accepted Accounting Practice (United Kingdom Accounting Standards and
applicable law). Under company law the directors must not approve the financial statements unless
they are satisfied that they give a true and fair view of the state of affairs of the company and of the
profit or loss of the company for that period. In preparing those financial statements, the directors
are required to:
select suitable accounting policies and then apply them consistently;
make judgements and accounting estimates that are reasonable and prudent;
prepare the financial statements on the 80in8 concern basis, unless it is inappropriate to
presume that the company will continue in business.
The directors are responsible for keeping adequate accounting records that are sufficient to show and
explain with reasonable accuracy at any tlme the financial position of the company and enable them
to ensure that the financial statements comply with the Companies Act 2006. They are also
responsible for safeguarding the assets of the company and hence for taking reasonable steps for the
prevention and detection of fraud and other irregularities.
SMALL COMPANIES, EXEMPTION
The report has been prepared in accordan￿ with the special provisions relating to small companies
within Part 15 of the Companies Act 2006.
This report was approved by the Board on 30 August 2024 and signed on its behalf by:
Norma Irwin
Chairman

Independent examlnerfs report to the charity trustees of Kelvin Malone Bridge Centre
I report on the accounts of the company for the year ended 31 March 2024 which are set out on
' pages 7 to 9.
Respertlve responslbilities of charity trustees and examlner
As the charity trustees (and also the directors of the company for the purposes of company law) you
are responsible for the preparation of the accounts in accordance with the requirements of the
Companies Act 2006. Having satisfied myself that the charity is not Subject to audit under company
law, and is eligible for independent examlnation, it is my responsibility to:
examine the accounts under section 65 of the Charities Act
follow the procedures laid down in the general Directions given by the Charity
Commission for Northern Ireland under section 65(9)(b) of the Charities Act
state whether particular matters have come to my attention.
8asls of Independent examlnerfs report
I have examined your charity accounts as required under section 65 of the Charitles Act and my
examlnation was carried out Sn accordance with the general Directions given by the Charity
Commission for Northern Ireland under section 65{9)(b) of the Charities Act. The examinatlon
included a review of the accounting records kept by the charity and a comparison of the accounts
presented with those records. It also included consideration of any unusual items or disclosures In
the accounts, and seeking explanations from you as charity trustees concerning any such matters.
My role is to state whether any material matters have come to my attention giving me cause to
believe:
l. That accounting records were not kept in accordance with section 386 of the Companies Act 2006
2. That the accounts do not accord with those accounting records
3. That the accounts do not comply with the accounting requirements of section 396 of the
Companies Act 2006 and wlth the methods and prlnclples of the Charltles Statement of
Recommended Practice appllcable to charitles preparin8 thelr accounts in accordance wlth the
Financial Reporting Standard applicable In the UK and Republic of Ireland
4. That there is further information needed for a proper understandin8 of the accounts to be
reached.
Independent examlnerfs ststement
I have completed my examination and have no concerns in respect of the matters (l) to (4) listed
above and, in connection with following the Directions of the Charity Commission for Northern
Ireland, I have found no matters that require drawing to your attention.
Name: lan Lindsay
ddress
5 Marmont Park, Belfast BT4 2GR
Retired Chartered Accountsnt
Date
31 August 2024
Page 6

Kelvin Malone Bridge Centre
Statement of Financlal Activities (Inc Income and Expendlture account) for the year ended 3110312024
3110312024
3110312023
Incoming resources from general fvnds
Table money
Weekly
Competitions
BBO
Classes
Refreshment sales
Subscriptlons
Fundraising
Ground rent receivable
Service ch8rge recelvable
Room Hlre
Donatlon Holywood Brfdge Club
Caterlng NIBU events
Charfty events
Special events
Business InteTUPtlon Insurance
Donations
Int8rest rec
8.400
435
2,852
1,046
794
4.593
6,381
267
3.928
933
624
5.313
3,682
380
275
3,682
380
5,214
314
737
1,392
435
303
792
30
634
28.917
51
1.426
26.376
Resources expendod
Cost of goods sold and othor costa
Ground renl payable
Servlce ch8rge payable
Light, heat and water
Repairs
Legal and Accountsncy fees
Prfzes
Refreshment purchases
Speclal events expenses
-7,364
-950
-2.618
408
58
-1.250
-194
-260
-760
-1,734
-599
-328
-2,540
-203
454
Fi_.1
Cleaning p8yments
Household
Computsr and webstte expenses
Post
Nibu affillatlon
Competltlon fges and expenses
Insurance
Charfty competitlons
Bridge supplles and sundfles
Depreclatlon on Propety
Other Depreciation
-1.042
-79
-322
-90
-895
-315
-2,945
-737
-168
-1.629
-910
-57
-293
-78
-1,045
-165
-2.609
485
-1,629
-22.604
-21,181
SurpluslDef1clt for year
3.772
7,737
Page 7
Page 7

615888
Kelvln Malone Bridge Centre
Mlcro•ntity Balance Sh8Ot a8 at
3110312024
3110WJ23
Flx¢d A61•ts
167.735
169,384
Cwront A••ets
Refroshment st(M*
Debtors
Deposlt aGcount Redwood Bank
Bank C￿Tent aC￿unt
Cash on hand
3,252
48.22S
24,050
300
21,138
71,188
Cvrrfjnt Llabllitt
Credttor8
74.823
89.422
Total Not A¥s•ts
242.558
238.788
Tho funds of chwlty
8nJughl frffward
Surplu&lD8f1¢lt for year
-238,786
-3.772
.242.558
-231.049
-238,788
For the ￿ar endod 31103r2024 the i>)mpany wa8 entiw to exemptlon wder 9eGtbn 477 of the Comp8nles At
2008 rel8tlng to 8rn811 rA)mpanloB
The members hav8 not requlred the company tr* obtaln ￿ audlt of118 a¢￿U￿￿ In Act￿dance ￿1th 8ethn 47e of
the Comwmes Act 2006
The dlractors acknowledge thÈlr ie9pMthThi88 far comptyiig ¥￿th Ihe of thè Crynpanle8 Ael 21MI3
wlth respec4 to accounthya r•¢ords and the pryrati(Jn of alwunts.
The accounts have been prepared tn attordance ￿th the mkrTrentsly provknlon• arrfl dellvored in a￿)rdarth
the PT￿s1On9 applicaN8 lo the subject lo the small compantes, regkno.
prov•d by th• board OTr 301h knJuot 2024
And thelr bohall by
(6
Ird Dlr•¢torand Trea•ur•r

Kelvin Malone Bridge Centre
Notes to the Flnanclal ststements for the year ended
3110312024
l Accounting Policies
The financial statements have been prepared In accordance with applicble standards and
undaer the Historic cost convention
Income and expenditure are stated net of VAT
Depreciation is provided on tangible a55ets so as to write off the cost or valuation, less any
estimated residual value, over their expected useful life as follows:
Property
Straigt Ilne over 120 years
Computer wquipment
20% of cost
Other equipment
20Yo of cost
Stock Is valued at the lower of cost or net realisable value.
2 Restrlrted Funds
There are no Restricted Funds
3 Tangible Assets
Leasehold Fixtures and
Property
Equipment Total
Cost
A5at
Additions
Asat
31 March 2023
195,447
18,409
213,856
31 March 2024
195,447
18,409
213,856
Depreclatlon
Asat
31 March 2023
Charge for period
Asat
31 March 2024
26,083
1,629
27,712
18,409
44,492
1,629
46,121
18,409
Net book value
Asat
31 March 2023
Asat
31 March 2024
169,364
167,735
169,364
167,735
Page 9