Charity Règistration No. 100705 Company Roglstration No. N1066310 {Northern Ireland) THE PEPPER FAMILY CHARITABLE TRUST IA COMPANY LIMITED BY GUARANTEEI ANNUAL REPORT AND UNAUDITED FINANCIAL STATEMENTS FOR THE YEAR ENDED 3Q SEPTEMBER 2019 THE PEPPER FAMILY CHARITABLE TRUST IA COMPANY LIMITED BY GUARANTEE) LEGAL AND ADMINISTRATIVE INFORMATION Trustees r JF Pepper Mr SKW Pepper RevAW Boyd Secretsry Mr SKW Pepper Charlty numbar 100705 Company numbor N1066310 Prlncipal addross 30 Rowanlree Road Dromore Co Down BT25 1NN Reglstered office Qullly House 43 Lower Quilly Road Dromore Co Down BT25 1NL Accountants GhncG PORTADO 17 Mandeville Street Portadown Cr8igavon Co Amiagh BT62 3P8 Bankers Ulster Bank Limited 14-18 Market Street Lurgan Craigavon Co Armagh BT66 6AP Solicltors Hewll Gilpin Solicitors Thomas House 14-16 James Street South 8elfast BT2 7GA THE PEPPER FAMILY CHARITABLE TRUST IA COMPANY LIMITED BY GUARANTEE CONTENTS Page Trustees, report Independent examinerfs report Statement of financial activities Balance sheet Notes lo the financial statements 7-11 THE PEPPER FAMILY CHARITABLE TRUST (A COMPANY LIMITED BY GUARANTEEI TRUSTEES, REPORT {INCLUDING DIRECTORS, REPORTI FOR THE YEAR ENDED 30 SEPTEMBER 2019 The Iruslees present their report and financial statements for the year ended 30 September 2019. Objectlves and activitles The charitable company was established on 17 September 2007 and the main objectives of the charitable company are the relief of poverty, the 8dvancement of education and the advancement of religion initially in Zarnbia and Uganda and in other such place5 a5 the trustees may deude. The trustees are responsible for the day lo day manageTllent of the charitable company. The Iru51ees have paid due regard to guidance issued by the Charity Commission for Northem Ireland In deciding what activities the charilable company should undertake. Achlevements and performanco During the year the ch8rilable company made charitable gifts tolalling £15,000 to Fields of Life12018- £500 10 Tear Fund), a local charity working in Uganda, building schools, drilling wells and other such charitable work, to assist In tackling issues of poverty. The charitable company also donated £2,500 to a local church in support of their Irav&l costs to Uganda. The trustees wll continue lo provide funding for projects in Zambia and Uganda and other such places which meets Ihe objectives ol the charitable company. sublect to funds being available from Presbyterian Mutual Socjety. Financial review The deficit for the year amounted lo £27,907 12018 - £2,0921- At the year end the charitablè company held reserves of £9,51712018- £37,424) which were Mh)01ly unreslricled. 11 is the policy of the charitable company that unrestricted funds which have not been designated for a Spec￿1¢ use should be maintained al a level equivalent lo between three and six rnonlh's expenditure. The trustees considers that ￿ServeS al this level wll ensure that. in the event of a significant drop in funding, they wll be able to ¢onlinue the charitable company's current activities while consideration is given to ways in which additional funds may be raised. This level of reserves has been maintained throughout the year. The trustees have assessed the major risks to which the ¢haritsble company is exposed, and are satisfied that systems are in place lo mitigate exposure to the major risks. Structuroi governgncè and management The charitable company is a company limited by guarantee and does not have share cap*tal. It is governed by its by ils Memorandum and Articles of Association dated 8 Novembtsr 2007. The charitable company is registered wth the Charity Commission for Northem Ireland. The charitsble company is also recognised 88 a charity with HM Revenue & Customs. The trustees, who are also the directors for the purpose tsf company law, and who seNed during the year and up to the dale of signature of the financial stslemenls were.. Mr JF Pepper MrSKW Pepper Rev AW Boyd Under the requlremenl of the Memorandum and Articles ofAssoGialion, all members of the board of directors hold office unts'l the next annual general meeting. None of the dlrectors have any benefiaal interest in the charitable company. All of the directors are members of the company and guarantee to contribute £1 in the event of a winding up. The directors are responsible for the day lo day running of the charitable company. THE PEPPER FAMILY CHARITABLE TRUST (A COMPANY LIMITED BY GUARANTEE) TRUSTEES. REPORT (INCLUDING DIRECTORS, REPORT) (CONTINUED) FOR THE YEAR ENDED 30 SEPTEMBER 2019 In p￿parIng this report, the Iruslees have taken advantage ofthe Small companies exemption5 provided by section 415Aof the CompaniesAct 2008. Regislerèd Offi￿. Quilly House 43 Lower Quilly Road Dromore Co Down BT25 1 NL Company Regislration No.. N1066310 Charity R8gistralion No.. 100705 The trustees. report w approved by the Board ofTruste8S. Mr SKW Papper Trustee Dated.. CHARYERED ACCOUNTANTS THE PEPPER FAMILY CHARITABLE TRUST {A COMPANY LIMITED BY GUARANTEE) INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF THE PEPPER FAMILY CHARITABLE TRUST I report lo the Iruslees on my examinalKJn of the ftnancial statements of The Pepper Family Charitable Trust Ilhe charitable company) for the year ended 30 September 2019. Re8pon8lblllties of trusteos and examinor As the trustees of the charitable company land also its directors for ihe purposes of company lawl you are responsible for the preparation of the financial sialements in accordance with the requirements of the Companies Act 2006 Ilhe 2006 Acll. It 15 my responsibility to.. examine the financial slalemenls under Section 65 of the Charities Acl.. follow the procedures laid down in the general directions given by the ¢harily Commission for Northern Ireland under section 6519llbl of the Act., and slate whether part￿ulaT mallers have come to my attention. Basis of independent examlnerfs report I have completed my examination. I confirm that no mallers have come lo my allenlion in connection with the examination giving me cause to believe that in any material respeGI'. accounting records were not kept in respect of the charitable Company as required by section 386 01 the 2006 Act., or the financial statements do not accord with those records,. or the financial slalemenls do not comply with the accounting requirements of section 396 of the 2005 A¢1 olh&r than any requirement that the accounts gNe a true and fair view which is not a maller considered as part of an independent examination., or the financial slalemenls have not been prepared in accordance with the methods and principles of the S￿leMent of Recommended Practice for accounting and reporting by charities applicable lo charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland IFRS 1021. 17 Mandevllle Street PORT'ADOWN CraiBaVO r62 3PB Alfred 110￿$e 19 AllrL,d StiY¢t BELI,-K¥I' IIT2 8TrA2 DX391(JNR IlÈlf.2StS0 Cemiiiry House 40 Cirsi'ent Businf¥S Park LlbBURN BT28 2GN TelTr+44 (0)28 3823 28ox Fax￿+44 (0)28 3835 0293 Chartor¢dAtCDunlaiiLs i | Charte￿IT1X1A¥ts￿ | i4tsarLceAdyk￿ GM¢Gts&irndlrtsDaM￿Q*G￿4¢GGrfiuPIJ￿Iie4.PeEN0..NI0kw. L￿t0￿D￿re￿o￿lY￿ll1b￿atre￿ertIQffl¢c Tel.. +44 IDI28 9(I3L 1113 Fay.. +4410128 9U31 0777 Tel: +4410128 916() 7355 Fax.. +44111128 926() 16.16 RÈgkntr¢di0L￿EtIu￿tWDrkbythelnjti￿lQ0(Lbrtt￿A¢￿uD1i￿l￿ltt ltthr Mvw.gmegea*com CHARTERED ACCOUNTANT THE PEPPER FAMILY CHARITABLE TRUST (A COMPANY LIMITED BY GUARANTEE} INDEPENDENT EXAMINER'S REPORT ICONTINUEO TO THE TRUSTEES OF THE PEPPER FAMILY CHARITABLE TRUST Independ&nt examlnor's ststemont I have no concems and have come acTOSS no other mallers in connection with the examination lo which attention should be drawn in this report in order lo enable a proper understanding of the financial slalements lo be reached. illian Johnston A GMCG PORTADOWN 17 Mandeville Street Portadown Craigavon CoArmagh BT62 3PB Dated. ...[...u.￿.4 ..aoao 17Mandevl]le Streei PORTADOWN Craigavon BT62 3PB -4lfvcd Tquiise Centuii. House 41) Lrcscenl Bi￿l￿eSS Park BF.I.I'.AST LIT2 AI.Q DX.1910 Jlelf FaxTr+441012fl 9260 1656 ChfieredAL￿U￿L1mls I Be&￿E￿[cd￿￿allorJ I Ch&rt