Company registration number.. N1036126
Charity registration nLEmber: 100496
AGE north down & ards
(A company limited by guarantee)
Annual Report and Financial Statements
for the Year Ended 31 March 2023

AGE north down & ards
Contents
Reference and Athninistrative Details
Trustees, Report
2to5
Statement of Trustees, Responsibilities
Independent Examinevs Report
Statement of Financial Activities
Balance Sheet
Notes to the Financial Statements
Ioto 18

AGE north down & ards
Reference and Administrative Details
Trustees
James Steven Johnston
Paul Leathem
Heather Mason
Adrianne Brown
Mr Gerard O'Boyle
Dorothy Willis Beattie
Secretary
Registered Office
24 Hamilton Road
Bangor
Down
BT20 4LE
The charity is incory)orated in Northern Ireland.
N1036126
Company Registration Number
Charity Registration Number
100496
Independent Examiner
Hamilton Morris Waugh
Chartered Certified Accountants
34 Dufferin Avenue
Bangor
Co Down
Bf20 3AA
Page I

AGE north down & ards
Trustees, Report
Trustees and officers
The trustees and officer5 Serving during the year and since the year end were as follows..
Trustees:
James Steven Johnston
Paul Le&them
Mr Gavin Walker (resigned 7 July 2022)
Heather Mason
Adrianne Brown (appointed 30 August 2022)
Margaret Knox (appointed 7 September 2022 and resigned 30 November
2022)
Mr Gerard O'Boyle (appointed 30 August 2023)
Secretary..
Dorotliy Willis Beattie
The trustees, who are also directors for the purposes of company law, hav¢ pleasure in presenting their report
and the financial statements of the charity for the year ended 31 March 2023.
Structure, Governance and Management
Governing document
AGE north down & ards {AGEnda) is a company limited by guarantee governed by its Memorandum and
Articles of Association. It is recognised as a charity by HM Revenue & Customs.
Recruitment and appointment of trustees
The trustees of the charity are also directr)rs for the purposes of company law. Under the terns of the
Memordndum and Articles of Association the directors retire every three years by rotation at the Annual
Meeting. None of the trustees receive any remuneration from the charity.
The trustees are a blend of senior business professionals and s0¢ial/voluntary sector skills. As and when Certain
skillslexperience are lost due to natural rotation, active steps are tsk¢n to secure successor Trustees from within
the business/voluntsry sectors.
Trustee induction #nd training
Most trustees are already familiar with the work of the charity and have an affinity with the vision. purpose. and
values. All new Trustee5 will undertake Comprehensive induction to ensure they are familiar with their legal
re5pon5ibilities as a Trustee of AGEnda. Thi5 induction is normally carried out by a suitsbly qualified external
onsultant and is framed around the Principles of Good Governance developed by the Governments Developing
Governance Group (Revi5¢d 2016) and is also a practice r¢wmmend¢d by Charity Commissffton fr>r Northern
Ireland.
Organisation
AGEnda is a limited company which has developed its capabilitie5 and reputation in the Ards and North Down
area, covering both urban and rural situations. Together with a strong committed team coupled with sound
financial management. these provide a plarforni to progress its strategy over the next years.
Page 2

AGE north doivn & ards
Trustees, Report
AGEnda has developed the necessary systems, structure, policles. and procedures to manage finances, slaff, and
volunteers. This includes good financial control and monitoring and evaluation pro¢edures. AGEnda has a
3-year strategic plan for 2023 - 2026 and an outcome based operational plan to be reviewed annually.
AGEnda's work is carried out by a team comprising of 8 part time paid staff and over 30 volunteers. Led by a
voluntary Board of Trust¢es, the staff complement is ￿nded from grdnt aid to deliver a range of services to local
people. As in other voluntary charitable organisations, a substantial volume of work is carried out by people
who are committed to working with older people and give their time willingly without recompense. The Board
of AGEnda greatly value the work of the volunteers and continually strive to ensure this contribution receives
suitable recognition.
AGEnda complies with all public sector directives and legislation relating to working Conditions, health, and
safety at work and equal opportunitie5. The ¢harity is also committed to comply with all ¢urr¢nt equality and
human rights legislation.
Over its 24 years as a limited company, AGE north downs & ards has provided direct 5UPPOrt e.g., Good
Morning Call Service. Floating Support Service, Support and Signposting. to ensure older people in the Ards &
North area are comfortable with growing old.
Relationships
AGEnda has strong working relationships with a wide range of organtsations and agencies that have a mandat¢
for the delivery of services to older people.
Risk management
The major risks, to which the Charity could potentially be exposed as identified by the Trustees, is kept under
constant review.
Objettives and activities
Charity's Aim5
The principal activities of the company are to advance the interests and be for the benefit of the elderly in the
area known as North Down and Ards, and to assist others in the pursuance of these activitie5. The AGEnda
Strafrgy 2021- 2023 sets out the following.
Vision
Ard5 and North Down celebrating older p¢ople living healthy and fulfilling lives.
Purpose
To support and encourdge all older people to live well and become active. engaged and influential members of
the community.
Mission
To provide person-centred and caring programmes that keep people safe. well, connected and independent.
Our Values
To be Collaborative.
To be Open and Transparent.
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AGE north down & ards
Trustees, Report
Treating all with Dignity & Respect.
To be Inclusive & Accessible.
Achievements and Performances
Strategy Review
In 2022, we developed a new 3-year strategic plan for 2023-2026. This was shaped and l¢d by older people in
our local community.
We completed an intensive consultation with older people and stakeholders including 70 survey respondents, 14
stakeholder interviews. a focus group with 20 participants from a range of organisations and a telephone
nsultation with 21 users.
The feedback highlighted an increasing need for enhanced levels of social opportunities for older people and
more spaces for them to not only socialise but to interact, engage and speak to statutory agencies such as the
PSNI. NI Fire and Rescue and the NHS. as well as expanding their knowledge and skillset on issues such as
budgeting, navigating and accessing services, technology, cooking, scams and advice on housing, benefits and
financial security through speaking to experts in that field etc.
As a result, we agreed the following priorities for action for the next 3 years.
Priorities for action 2023- 2026
To sustain and extend a free, confidential, telephone service.
To sustain and extend floating support services of help and advice in a per50n'5 home to make it easier
to maintain their independence in the home and community.
To Create additional support to people who are isolated and lonely.
To enable people to access the support they need to live healthy and independent Iivc5.
To organi5e events that give people an opportunity to connect. learn. access services and support each
other.
To continue to build the ¢apa¢ity and long-temi sustainability of the charity.
Serviees
Our main setrvices in this year were".
Good Morning Call service -a free confIdential daily telephone call service for those over 65 in our council
areffj which encourages communication among older people. This year the number of successful calls made to
support older people were 20.988.
Floating Support Service - which provides short term advice and helps encourage independence among older
people at home and in their community.
Support & Signposting which is a listening ear to those who need reassurance and support. If AGEnda can't
help the clients, they pass them on to the person or organisation who can support them.
AGEnda acts as a "Hub" in the local area. focusing on delivering services to older people from 65 years of age.
AGEnda provide assistance to individuals contsrting via email, telephone and website.
According to the 2021 Census. Ard5 and North Down has the oldest age profile in Northern Ireland. The
percentage of the population who are aged 65 or more has increased over the last ten years from 17.7 % in 2011
to 22.10/0 in 2021.
Page 4

AGE north down & ards
Trustees, Report
Ards and North Down Borough Council have over 33,000 over 65-y¢ar-olds. AGEnda recognises that one
organisation eannot possibly deliver services to all older people in need throughout the local area. AGEnda is
therefore Committed to working in Partnership to ensure older people get the services they need.
AGEnda has established and supports the Ards and North Down Older Persons Partnership which has over 75
local representativ¢s. The Older Persons Partnership works as a partner to AGEnda organisation. The role of the
committee is to improve the services to Older People within Ards & North Down.
Financial review
Results for the year
The total income for the year was £103,523 (2022.. £127,281) and the overall net deficit was £6,286 (2022
surplus of £9,856). The surplus on unrestricted ￿ndS was £4,796 (2022 unrestricted deficit £27.654). The
principal funders for the year were NtHE - Supporting People and the South-East¢rn Health & Social Care
Trust. The charity also received grants from the John Moores Foundation and Ards & North Down BC as well
as various donations.
Reserves policy
The Trustees have examined the charity's requirement for reserves in light of the main risks to the funding of the
organisation. Unrestricted free reserves at the year-end were £62.344 (2022 £55,668) which represents 6 months
of operating costs. Free reserves are needed to sustain the day-to-day operations of the charity. The Trustees
consider that the ideal level of reserves to meet the running costs for a period of 6 months to be in the region of
£60.000. The Trustees consider that the free reserves will be needed to sustain the charity as future funding
opportunities are explored.
Approved by the trustees of the charity on 15 November 2023 and signed on its behalf by..
teven Johnston
Trustee
Page 5

AGE north down & ards
Statement of Trustees, Responsibilities
The trustees (who are also the directors of AGE north down & ards for the purpose5 of company law) are
responsible for preparing the trustees, report and the financial statements in accordance with applicable law and
United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice). including
FRS 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland"
Company law r¢quires the trustees to prepare financial statements for each financial year. Under company law
the trustees must not approve the financial statements unless they are satisfied that they give a true and fair view
of the state of affairs of the charitable company and of the incoming resources and application of resources,
including its income and expenditure, of the charitable company for that period. In preparing these financial
statements, the trustees are required to:
select suitable accounting policies and apply them consistently-
observe the methods and principles in the Charities SORP.
make judgements and estimates that are reasonable and prudent.
state whether applicable accounting standards, comprising FRS 102 have been followed. subject to any
material departures disclosed and explained in the financial statements; and
prepare the financial statements on the going concem basis unless it is inappropriate to presume that the
charitable company will continue in business.
The trustees are responsible for keeplng proper accounting records that can disclose with reasonable accuracy at
any time the financial position of the charitable company and enable them to ensure that the financial statements
comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the charitable
company and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.
The trustees are responsible for the maintenance and integrity of the corporate and financial information
included on the charitsble company's website. Legislation governing the preparation and dissemination of
financial statements may differ from legislation in other jurisdictions.
Approved by the trustees of the charity on 15 November 2023 and signed on its behalf by..
James
Trustee
even Johnston
Page 6

AGE north down & ards
Independent Examiner's Report to the trustees of AGE north down & ards ('the
Company,)
I report to the charity trustees on my examination of the accounts of th¢ Company for the year ended 31 March
2023.
Independent examiner's statement
I have eompleted my examination. I confirni that no matters have come lo my attention in connection with the
examination giving me cause to believe..
accounting records were not kept in respect of AGE north down & ards as required by section 386 of the
2006 Act; or
2. the accounts do not accord with those records. or
3. the accounts do not comply with the accounting requirements of section 396 of the 2006 Act other than
any requirement that the accounts give a 'true and fair view, which is not a matter considered as part of an
independent examination- or
4. the accounts have not been prepared in accordance with the methods and principles of the Statement of
Recommended Practice for accounting and reporting by charities [applicable to charities preparing their
accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of
Ireland (FRS 102)].
I have no concerns and have come acros5 no other matters in connection with the examination to which attention
should be drawn in this report in order tt) eiiable a proper understanding of the accounts to be reached.
Adam McDowell FCCA
Chartered Certified Accountsnts
34 Dufferin Avenue
Bangor
Co Down
BT20 3AA
15 November 2023
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AGE north down & ards
Statement of Financial Activities for the Year Ended 31 March 2023
(Including Income and Expenditure Account and Statement of Total Recognised Gains
and Losses)
Total
2023
Unrestricted
Restrieted
Note
Income and Endowments from:
Charitable activities
Donations and legacies
Investment income
36,567
897
284
48,383
84.950
18,289
284
Total Income
37,748
65.775
103,523
Expenditure on:
Cliaritable activities
Governance costs
(31,395)
(1,557)
(76,078)
{779}
(107,473)
(2,336)
Total Expenditure
32,952)
(76,857)
(109,809)
Net inwmel(expenditure)
4,796
(11,082)
{6,286)
Net movement in funds
4,796
(11,082)
(6,286)
Reconciliation of funds
Total funds brought forward
Total funds carried forward
63.186
41.553
104.739
13
67,982
30,471
98,453
Total
2022
Unrestrieted
Restricted
Note
Inetsme and Endowments from:
Charitable activities
Donations and legacies
Investment income
30.062
150
13
58,397
38,659
88.459
38,809
13
Total Income
30,225
97,056
127,281
Expenditure on:
Charitable activities
Governance cost5
(56.323)
(1.556)
(58,768)
(778)
(115,091)
(2.334)
Total Expenditure
(57,879)
(59.546)
(117,425)
Net {expenditure)/income
(27,654)
37,510
9,856
Net movement in funds
(27.654)
37,510
9,856
Reconciliation of funds
Total funds brought fonward
Total fiinds carried forward
90.840
4,043
94,883
13
63,186
41.553
104,739
All of the charity's activities derive from continuing operation5 during the above two periods.
The notes on pages 10 to 18 forni an integral part of these financial statements.
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AGE north down & ards
(Registration number: N1036126)
Balance Sheet as at 31 March 2023
2023
2022
Note
Fixed assets
Tangible assets
7,518
Current assets
Debtors
Cash at bank and in hand
449
96,875
3.257
110,772
io
97,324
114,029
Crtditor$: Amounts falling due within one year
(4,509)
(16,808)
Net eurrent assets
92.815
97,221
Net assets
98,453
104,739
Funds of the charity:
Restricted income funds
Restricted funds
13
30,471
41.553
Unrestricted income funds
Unrestricted funds
67,982
63.186
Total funds
13
98,453
104.739
For the financial year ending 31 March 2023 the charity was entitled tr) exemption from audit under section 477
of the compani￿ Act 2006 relating to small companies.
Directors, responsibilities..
The members have not required tlie charity to obtain an audit of its accounts for the year in question in
accordance witli section 476- and
The directors acknowledge their responsibilities for complying with th¢ r¢quirem¢nts of the Act with respect
to accounting records and the preparation of accounts.
The financial statements on pages 8 to 18 were approved by the t￿Stees, and authorised for issue on 15
November 2023 and signed on their behalf by..
teven Johnston
Paul Leathem
Trustee
Trustee
The notes on pages 10 to 18 fonn an integral part of these financial statements.
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AGE north down & ards
Notes to the Financial Statements for the Year Ended 31 March 2023
I Charity status
The charity is a charity limited by guarantee and consequently does not have share capital. Each of the trustees
is liable to contribute an amount not exceeding £1 towards the assets of the charity in the event of liquidation.
The address of its registered office is:
24 Hamilton Road
Bangor
Down
BT20 4LE
These financial statements were authorised for issue by the trustees on 15 November 2023.
2 Accounting policies
Summary of significant accounting policies and key accounting estimates
The principal accounting policies applied in the preparation of these financial statements are set out below.
These policies have been consistently applied to all the years presented, unless Otherwise stated.
Statement of compliance
Th¢ financial statements have been prepared in accordance with Accounting and Reporting by Ch&rities:
Statement of Recommended Practice (applicable to charities preparing their accounts in accordance with the
Financial Reporting Stsndard appli¢able in the UK and Republic of Ireland (FRS 102)) (issued in October 2019)
(Charities SORP (FRS 102)), the Financial Reporting Standard applicable in the UK and Republic of Ireland
(FRS I02) and the Companies Act 2006.
Basis of preparation
AGE north down & ards meets the definition of a public benefit entity under FRS 102. Assets and liabilities are
initially recognised at historical c05t or transaction value unless otherwise stated in the relevant accounting
policy notes.
Going eoneern
The trustees consider that there are no material uncertainties about the Charity's ability to continue as a going
oncem nor any significant areas of uncertainty that affect the carrying value of assets held by the charity.
Income gnd endowments
All income is recognised once ihe charity has entitlement to the income, it is probable that the income will be
received and the amount of the income receivable can be measured reliably.
Granls receivable
Grants are recognised when the charity has an entitlement to the funds and any conditions linked to the grants
have been met. Where performance conditions are atta¢h¢d to the grant and are yet to be met. the income is
recognised as a liability and included on the balance sheet as deferred income to be released.
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AGE north doivn & ards
Notes to the Financial Statements for the Year Ended 31 March 2023
Expenditure
All expenditure is recogntsed once there is a legal or constructive obligation to that expenditure, it is probable
settlement is required and the amount Can be measured reliably. All costs are allocated to the applicable
expenditure heading that aggregate similar costs to that category. Where costs cannot be directly attributed to
particular headings they have b¢¢n allocated on a basis consistent with the use of reSou￿¢s, with central staff
costs allocated on the basis of time spenL and depreciation charges allocated on the portion of the asset's use.
Other support costs are allocated based on the spread of staff costs.
Ruisingfunds
These are costs incurred in attracting voluntary income, the management of investment5 and those incurred in
trading activities that raise funds.
Support eosts
Support costs include central functions and have been allocated to activity cost categories on a basis consistent
with the use of resources. for example, allocating property costs by floor areas, or per capita, staff costs by the
time spent and other costs by their usag¢.
Governanee costs
These include the costs attributsble to the charity's compliance with constitutional and statutory requirements,
including audit, strategic management and trustees meetings and reimbursed expenses.
Taxation
The charity is considered to pas5 the tests set out in Paragraph I Schedule 6 of the Finance Act 2010 and
therefore it meets the definition of a charitable company for UK corporation tax pujposes. Accordingly, the
charity is potentially exempt from taxation in respect of income or capital gains received within categories
covered by Chapter 3 Part I l of the Corporation Tax Act 201 O or Section 256 of th¢ Taxation of Chargeable
Gains Act 1992, to the extent that such income or gains are applied exclusively to charitable purposes.
Tangible fixed assets
Individual fixed assets costing £500.00 or more are initially recorded at ¢ost, less any subsequent accumulated
depreciation and subsequent accumulated impaimient losses.
Depreciation and amortisation
Depreciation 15 provided on tangible fixed assets so as to write off the cost or valuation. less any estimated
residual value. over their expected useful economic life as follows-.
Cash and cash equivalents
Cash and cash equivalents comprise cash on hand and call deposits, and other short-temi highly liquid
investments that are readily convertible to a known amount of cash and are subject to an insignificant risk of
change in value.
Pagell

AGE north down & ards
Notes to the Financial Statements for the Year Ended 31 March 2023
Trade creditors
Trade creditors are obligations to pay for goods or services that have been acquired in the ordinary cours¢ of
business from suppliers. Accounts payable are classified as current liabilities if the charity does not have an
unconditional right. at the end of the reporting period, to defer settlement of the Creditor for at least twelve
months after the reporting date. If there is an unconditional right to defer settlement for at least twelve months
after the reporting date. they 2re pr¢5ented as non-current liabilities.
Trade creditors are recognised initially at the transaction price and subsequently measured at amorti5ed cost
using the effective interest method.
Fund structure
Unrestricted income funds are general funds that are available for use at the trustees discretion in furtherance of
the objectives of the charity.
Restricted income fvnds are those donated for use in a particular area or for speeific purposes, the use of which
is restricted to that area or purpose.
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AGE north down & ards
Notes to the Financial Statements for the Year Ended 31 March 2023
3 Income from eh2ritable activities
Unrestricted
funds
General
Restricted
funds
Total
2023
Total
2022
South Eastern Health & Social
Care Trust
NIHE- Supporting People
PCSP - Ards & North Down
Community Foundation for Nl
Donations & Subscriptions
Grants & Other income
Halifax Foundation Grant
Interest received
Awards for All
John Moore Foundation
28,360
28.360
45,978
2.000
30,062
43,397
8.000
35,376
150
3,283
7,000
13
45,978
2.000
897
4.967
897
12,815
7,848
284
284
9.949
9.949
3.240
37,748
65,775
103.52)
127,281
4 Investment income
Unrestrieted
funds
General
Total
fund$
Other investment income
284
284
Total for 2023
284
284
Total for 2022
13
13
Pag¢ 13

AGE north down & ards
Notes to the Financial Statements for the Year Ended 31 March 2023
5 Expenditure on charitable activities
Unrestricted
funds
General
Restricted
funds
Total
funds
Note
Governance costs
1.557
779
2,336
Total for 2022
1.556
778
2,334
Unrestricted
funds
General
Restricted
funds
Total
2023
Total
2022
Advertising & sundry expenses
Travelling
Subscriptions
Legal, professional & consultancy
fees
Project costs
Bank charges
Leasing payments
F&F depreciation
Staff costs
Casual wages & staff training
Office costs
Staff pensions
180
90
270
1.312
34
160
123
62
185
4,875
404
61
480
1,253
14,656
10,929
,074
30
240
627
46.315
15,804
8,478
91
720
1,880
60,971
7.771
1.826
53
2.505
73,722
5,092
21,288
597
8.976
9,5E9
192
18,495
579
31.395
76,078
107.473
115,091
6 Independent examiner's remuneration
2023
2022
Examination of the financial statements
2,334
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AGE north doivn & ards
Notes to the Financial Statements for the Year Ended 31 March 2023
7 Taxation
The charity is a registered charity and is therefor¢ exempt from tsxation.
8 Tangible fixed assets
LAnd and
buildings
Furniture and
equipment
Total
Cost
At l April 2022
20.689
64,362
85,051
At 31 March 2023
20.689
64,362
85,051
Depreciation
At l April 2022
Charge for the year
20,689
56,844
1,880
77,533
1,880
At 31 March 2023
20,689
58,724
79,413
Net book value
At 31 March 2023
5,638
5.638
At 31 March 2022
7,518
7,518
9 Debtors
2023
2022
Prepayments
Other debtors
420
29
752
2,505
449
3,257
10 Cash and eash equivalents
2023
2022
Cash at bank
96,875
110,772
Bank overdrafts
(233)
Cash and cash equivalents in statement of cash flows
96,875
110.539
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AGE north down & ards
Notes to the Financial Statements for the Year Ended 31 March 2023
11 Creditors: amounts falling due within one year
2023
2022
Bank overdrafts
Trade creditors
Other tsxation and social security
Other creditors
Accruals
233
1.580
1,632
541
10.646
3,518
2.336
4,509
16.808
12 Pension and other schemes
Defined contribution pension scheme
The charity operates a defined contribution pension scheme. The pension cost charge for the year represents
ontribiitions payable by the charity to the scheme and amoiinted to £600 (2022 - £630)-
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AGE north down & ards
Notes to the Financial Statements for the Year Ended 31 March 2023
13 Funds
Balance at I
April 2022
Incoming
resources
Resources
expended
Balance at 31
March 2023
Unrestricted funds
General
Unrestricted funds
63.186
37,748
(32.952}
67,982
Restricted funds
NIHE (Supporting People)
Community Foundation for Nl
Grants
DFC
(31)
34,584
7,000
45.978
(45.908)
(8,416)
(20,533)
(2,000)
26.168
4,264
17.797
2,000
Total restricted funds
41.553
65,775
(76,857)
30.471
Total funds
104.739
103,523
(109,809)
98.453
Balanee at I
April 2021
Incoming
resources
Resources
expended
Bglance at 31
March 2022
Unrestrieted funds
General
Unrestricted funds
90,840
30,225
{57,879)
63.186
Restricted
NIHE (Supporting People)
Comrnunity Foundation for NI
PCSP Ards & North Down
Grants
3.658
139
(40)
286
43,397
35,376
8,000
10,283
(47,086)
(931)
(7,960)
(3,569)
{31)
34,584
7.000
Total restricted funds
4.043
97.056
{59,546)
41.553
Tot¥1 fund5
94.883
127,281
(Il7.425)
104.739
14 Analysis of net funds
At l April
2022
FinAncing cash
flows
At 31 March
2023
Cash at bank and in hand
Bank overdraft
110.772
(233)
110.539
(13,897)
233
96.875
{13,664)
96,875
Net debt
110,539
(13.664)
96.875
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AGE north down & ards
Notes to the Financial Statements for the Year Ended 31 March 2023
15 Analysis of net assets between funds
Unrestricted
funds
GenerAI
Total funds at
31 March
2023
Restricted
funds
Tangible fixed assets
Current assets
Current liabilities
5,638
66,853
{4,509)
5.638
97.324
(4,509)
30,471
Total net assets
67,982
30,471
98,453
Unrestricted
funds
General
Total funds at
31 March
2022
Restrieted
funds
Tangible fixed assets
Current assets
cU￿ent liabilities
7,518
72,476
(16.808)
7,518
114,029
(16.808)
Total net assets
63,186
41,553
104.739
Page 18