REGISTERED COMPANY NUMBER: N1071575 (Northern Ireland)
REGISTERED CHARITY NUMBER: 100403
Report ofthe Trustees and
Unaudited Fin8neig1 St4temeDts
for the Ye4r Ended 31 October 2024
ror
Kilkeel Charitable Trust
M.B.McGrddy & Co
Chartered Accountants
Raihmore House
52 St Patricks Avenue
Downpatrick
Co. t)own
BT30 6DS

Kilkeel Charitable Trust
Contents of tbe Financial Statements
for the Year E￿ded 31 October 2024
Page
Report of the Trustees
Independent Examiner's Report
Ststement of Financial Aetivities
Balance Sh¢et
Notes to the Financial Statements
8 to 13

Kilkeel Charitable Trust
Report of the Truste
for the Year Ended 31 Oetober 2024
The ttwstees who are also directors of the ¢harity for the purposes of the Companies Act 2006. present their report with
the financial slatemenls of the charity ftir the year ended 3 l October 2024. The lrnstees have adopted the provisions of
Accouniing and Reporting by Charities: Statement of Recommended Prdctice applicable lo charities preparing their
accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Lreland (FRS 102)
(effeclive l January 2019).
OBJECTIVES AND ACTIVITIES
Objectives and ain)s
The company is established to promote the development of community based projects which will enhance individual's
skills. confidence and well-being.
Significant activities
The charity has been delivering a programme of personal well-being through their involvement with the Healthy Living
Centr¢ Alliance. This is a network of community led health improvement organisations based in areas of high health
inequalities throughout Northern Ireland. The charity has initiated a number of prograinmes within the Kilkeel
coinmunity aimed at initiatives to encourage individuals to tske control of Iheir own health and well-being. The
programmes delivered within the community offer support to people to self manage long lemi chronic pain relief to
encouragement on activities to enhancc both individual physical and mental health ￿0Very and the individual's inner
well-being.
Publle benefit
The public benefit afforded by the charity to the inhabitants of Kilkeel and the local wider community is the knowledge
that there is a support group providing access to programmes aimed io promote and facilitate i55ues encountered in
today's stressful and hectic modern life. With the pressures upon individuals in ternis of mental and physi¢al wellbeing
the charity offers a channel whereby those Én the community with physical and emotiOEkal issues ¢an seek guidance
through targetted programmes and with ihe knowledge that they are not isolated with no avenue of support. This is the
role and purpose of Kilkeel Charitable Trust within the cominunity.
ACHIF.VEMENTS AND PERFORMANCE
Charitable activlties
The charity continues to play an important role in th¢ I￿al Community of Kilkeel through its initiatives surrounding both
physical and mental health well-being. Within the financial year KiEkeel Charitable Trust delivered additional
programmes through "Better Health Through Better LivTng" and "Better Days" Programmes. In conjunction wÈth the
Healihy Living Centre Alliance programme5 were brought to th¢ community to enable those to develop better lifestyle
choices which impacts on health through support and promotion of diet awareness to those who are seeking ways and
means to self rnanage ¢hronic pain in their life.
In going fonvard the charity is introducing a social prescribing programme which Seeks to increase access and encourage
activities to eTthance the participators well-being but also to bring our their positivity and outlook towards life. The
promotion of community adhesion was Strenghten through funding to promote a luncheon club within area of Kilkeel
and to provide support to those during this Cost of living period.
FINANCIAL REVIKW
Principal funding sources
The charity continues to Seek funding streams as part of iheir membership of the Healthy Living Centre Alliance through
which they deliver community based projects designed lo promote personal well-betng programines to aid mental and
physical health support to reduclng ￿rsOnal swial isolation.
Funding is also obtained from charitable bodies such as the Community Foundation Northem Ireland whereby grant
support is secured to to allow the charity to focus on Community led projects aimed at improving the lives of individuals.
Reserves policy
The reserves policy of Kilkeel Charitable T￿st 15 to maintain an operating surplus on an ongoing basis thereby
accumulating unrestricted funding reserves. These reserves are to be retsined in order to meet precautionary financial
requirements.

Kilkeel Charitable Trust
Report of the Trustees
for the YeAr Ended 31 October 2024
FINANCIAL REVIEW
Going concern
After inaking appropriate enquiries the board of trustees has a reasonable expectation that the trust has adequate support
to continue in operational existence for the foreseeable future. For thi5 reason it continues to adopt the going coT)cern
basis in preparing the financial staternents.
FUTURE PLANS
The charity will seek to ensure the provision of commwiity led project5 and to support the delivery of these to the benefit
of the members of the I￿al community.
STRUCTURE, GOVERNANCE AND MANAGEMENT
Governing document
The coinpany's name is "Kilkeel Charitable Trust"
The organisation is a charitable company limited by guarantee. incorporated on the 26th January 2009, and registered as
a charity on the 25th September 2014. The company was established under a Memorandum of Association which
established th¢ obje¢ts and powers of the charitable company and is governed under its Articles of Association. In the
event of the company being wound up meinbers are required to contribute an ainount not exceeding £1.
The Directors of the Company for the purposes of charity law and under the eompanY5 Articles of Association shall
manage the business of the company and exercise all the powers of the company. Each year one third of the directors
shall retire by rotation from o￿lCe and being ¢ligibl¢ offer themselves for re-election. Due to the nature of the charity's
work ihe Directors seek to ensure that the needs of the community are appropriately reflected though the diversity of the
directors. To enhance this Directors are sought who have an inleresl and understanding of the charitys work.
Recruitmenl and appointEnent of neiv trustees
The trustees are familiar wÉth the prncti¢al work of the charity. Additionally, where new trustees are invited and
encouraged to familiarise themselves with the work of the charity and in the context in which it operates.
Organisational struclure
The day to day decision making is undertaken by the Development Offi¢er under the guidance of the Board of Directors.
Financial inatters are addressed by the Development otricer in conjunclion with the Board of Directors.
It is the responsibility of the Board of Directors along with the Developrnent Officer to ensure that the fLmders
regulations are met and adhered to.
REFERENCE AND ADMINISTRATIVE DETAIts
Registered Company number
N1071575 (Northern Ireland)
Registered Charlty number
100403
Registered office
Nautilus Centre
Rooney Road
Kilkeel
Co. Down
BT34 4AG

Kilkeel Charitable T￿￿t
Report of the Trustees
for the Year Ended 31 Oetober 2024
Trustees
Mr V Aiken M.B.E. Director of Sales
Mr H Nicholson M.B.E. Fish Merchant
Mr G Coulter M.B.E. Manufacturer
Mr J Cunningham TeacherlButcher
Mr W J Newell MD Seafood Company
Mr S McKee Retired
Ms M D M Coulter Solicitor
Mr A Hanna Entrepreneur
Mr K Fitzpatrick Banking (resigned 29nr2024}
Mr C Coulter Retailer (appoinled 231912024)
Company Secretary
Mr S McKee
Indepelldent ExamÉner
Conaill McGrady FCA
M.B.M¢Grady & Co
Chartered Accoiintants
Rathmoi'e House
52 St Patricks Avenue
Downpatri¢k
Co. Down
BT30 6DS
Solicttor5
Ms DÉane Coulter
125 Harlx)ur Road
Kilkeel
Co. Down
BT34 4AT
Approved by order of the board of trustees on 15 September 2025 and signed on its behalf by:
Mi. W J Newell - Trustee

Independent Examiner's Report ¢0 the Truste&s or
Kilkeel Charit8ble Trust
I report on the accounts of the company for the year ended 31 October 2024. which are set out on pages five to thirteen.
Respective responsibilities of charity trustee5 and examiner
As the charity's trustees (and also the directors for the purw)ses of company law) you are responsible for the preparation
of the accounts in accordance with the requirements of the Companie5 Act 2006.
Having satisfied myself that the charity is not subject to audit under company law and is cligiblc for indcpendent
examination, it is my responsibility to:
examine the accounts under Section 65 of the Charities Act
follow the procedures laid down in the general Directions given by the Charity Cornrnission ft>r Northern I￿land
under Section 65(9)(b) of the Charitie5 Act
slate whether particular Tnatters have come io my attention.
Basis of the independent examiner's report
I have examined your charity accounts as required under Section 65 of the Charities Act and my examination was carried
out in accordance with the general Directions given by the Charity Commisslon for Northern Ireland under Section
65(9)(b) of the Charities Act. The examinaiion included a review of ihe accounting records kept by the charity and a
comparison of the accounts presented with those record5. It also included consideration of any unusual iterns or
disclosuTe5 in the accounts, and seeking explanations from you as charity tru51ees ￿ncernIng any such matters.
My role is to state whether any material matters have come to my attentic)n giving me Call￿ tn helieve..
That accounting record5 were not kept in accordance with Section 386 of the Companies Act 2006
That the accowits do not accord with those accounting records
That the accounts do not cornply with the accounting requirements of Section 396 of the Coinpanies Act 2006
and with the methods and principles of the Charities Statement of Recommended Practice applicable to Ch￿'It1es
preparing their accounts in accordance with thc Financial Reporting Standard applicable in the UK and Republic
of Ireland
That ther¢ is fither information needed for a proper understanding of the accounts to be reached.
Independent examiner's statement
J have completed my examination and have no concerns in respect of the matters (l) to (4) listed above and. in
¢onnectlOD Wlth following the Directions of the Charity Commission for Northern Ireland, I have found no matters that
require drawing to your attention.
Conaill McGrad
M.B.McGrady & Co
Chartered Accountants
Rathmore House
52 St Patricks Avenue
Downpatrick
Co. Down
BT30 6DS
13 September 2025

Kilkeel Charitable Trust
Statement of Financial Activities
for the Year Ended 31 October 2024
31110n4
Tot21
funds
31110n3
Total
funds
Unres¢TiCted
funds
Restricted
funds
Note5
INCOME AND ENDOWMENTS FROM
Donations and legacies
801
801
15,568
Charitable activÈties
Charitable a¢tivTties
Restricted funds
2,000
35,074
17,217
17,217
Total
801
17,217
18,018
52.642
EXPENDITURE ON
Charitable activities
Charitable activities
Restricted fvnds
SJ32
5,332
17,217
12,148
35.074
17.217
Total
5J32
17,217
22,549
47,222
NET INCOMEI{EXPENDITURE)
(4.531)
(4,531)
5,420
RECONCILIATION OF FUNDS
Total funds brought fon￿rd
6207
6,207
787
TOTAL FUNDS CARRIED FORWARD
1,676
1,676
6.207
The notes forn) part of these fmancial statements

Kilkeel Charitable Trust
B41ance Sheet
31 October 2024
31110r24
Total
funds
31110123
Total
funds
Unrestricted
funds
RestrReled
funds
Notes
FIXED ASSETS
Tangible assets
539
539
633
CURRENT ASSETS
Debtors
Cash at bank
6.767
6,767
9,799
11,733
21,642
9,799
6,767
9,799
16,566
33.375
CREDITORS
Amount5 falling due within one year
(5,630)
(9,799)
(15,429)
(27,801)
NET CURRENT ASSETS
1.137
1,137
5.574
TOTAL ASSETS LESS CURRENT
LIABILITIES
1,676
1,676
6,207
NET ASSETSI(LIABILITIES)
1.676
,676
6,207
FUNDS
Unrestricted funds
1,676
6.207
TOTAL FUNDS
1,676
6,207
The ¢haritable company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year
ended 31 October 2024.
The members have not required the company to obtain an audit of ils fu￿nCIal statements for the year ended
31 October 2024 in accordance with Section 476 of the Companies Act 2006.
The trustees acknowledge their responsibilvties for
(a)
ensuring that the charitable company ke¢ps accounting records that comply with Seclions 386 and 387 of the
Companies Act 2006 and
preparing financial statements which give a Irue and fair view of the State of affair5 of the charilable company as
al the end of each financial year and of ils surplus or deficit for each financial year in accordance with the
requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act
2006 Telating to fmancial statemen14 so far as applicable to the charitable company.
Ib)
The nol¢s form part of these financial statements
continued...

Kllkeel Charltsble Trnst
B•laDce Sheet- colltlnued
31 Ortober 2024
These finanGial statements have been PTopared in a￿OrdanCe with the provisions applicable to charitable companies
Subject to the small companies regime.
The fmcial ststements were approved by the Board of TntsteeÈ and allthorised for Issue on 15 September 2025 and
were signed on its behalf by..
Mr WJ Newell - Tnthe
Mr H Nicholson TrLBE - ThLStee
The notes foTm part of these financial statements

Kllkeel Ch4ritgbl¢ Trust
Note5 to the Fin8ncial Statements
for the Year Ended 31 October 2024
ACCOUIYTING POLICIES
Basis of preparing the fin&ll¢ial 5tatem¢n¢s
The financial ststements of the charitable company. which is a public benefit entity under FRS 102. have been
prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Stateinent
of Recommended Practice applicable to ¢haTities preparing their accounts in accordance with the Financial
Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective l January 2019),,
Financial Reporting Standard 102 The Financial Reporting Standard applicable in ihe UK and Republic of
Ireland, and the Companies Act 2006. The financial statements have been prepared under the historical cost
convention.
Income
All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it
is probable that the income wtll be received and the amount can be measured reliably.
Expenditure
Liabilities are recognised as expenditure as soon as there is a legal or ¢onsiru¢iiv¢ obligation committing the
charity to that expendithre, it is probable that a transfer of economic benefits will be required in Settlement and
the amount of the obligation can be measured reliably. Expenditttre As accounted for on an accruals basis and has
been Classifi￿ under headings that awegate all cost related to the category. Where costs ¢annot be directly
attributed to particular headings Ihey have been allocated to activities on a basis consistent with the use of
resources.
T2nglbl¢ fixed ass¢¢s
Depreciation is provided at the following ar￿val rates in order to write off each asset over its estimated useful
life.
Fixtures and fittings
150/0 on reducin8 balance
Taxation
The charity is exempt from corporation tax on its charitable activitie5.
Fund aeeounting
Unrestricted fvnds can be used in accordance with the charitable objerfives at the di￿retIOn of the trnstees.
Restricied funds can only be used for particular restricted purposes within the objects of the ¢harity. Restrictions
arise when specified by the donor or when funds are raised for particular restricted purposes.
Further explanation of the nature and purpose of each fund is included in the notes to the financial stateinents.
Going concer
The trustees asses5 whether the use of going concern is appropriate in that whether there are any malerial
un¢ertainties related to events OT conditions that may cast significant doubt on the ability of the company to
ontiThue a5 a going concern. The trnstees make this assessment in respect of a perfftod of at least one year froin
the date of authorisation for issue of the financial statements and have concluded that the trust has adequate
support to continue in operational existence for the foreseeable future and there are no material uncertainties
about the trust's ability to continue as a going concenL thus they Continue to adopt the going concem basis of
accounting in preparing the financial statements.
continued...

Kilkecl Chart¢abl¢ Trust
Notes to the Financial Statements- continued
for the Year Ended 31 October 2024
NET INCOMEI(EXPENDITURE)
Nel incomel(¢xp¢nditure) És stated after ¢hargitigJ(¢rediting).'
31110124
31110123
Independent examination fees
Depre¢iation- owned assets
1000
94
1,750
TRUSTEES, REMUNERATION AND BENEFITS
There were no trustees. remuneration or other benefits for the year ended 31 October 2024 nor foT the year ended
31 October 2023.
Trustees, expenses
There were no trustees, expenses paid for the year ended 31 October 2024 nor for the year ended
31 October 2023.
COMPARATIVES FOR THE STATEMENT OF FINANCIAL AcfiviTIES
Unre5tricled
funds
Restricted
funds
Total
funds
INCOME AND ENDOWMENTS FROM
Donations and legacies
15.568
15,568
Charitable actlvltles
Charitable activities
Restricted fijnds
2,000
2,000
35,074
35,074
Total
17,568
35,074
52,642
EXPENDITURE ON
Charitable 8Ctivitie5
Charitable activilies
Restricted ￿ndS
12.148
12,148
35,074
35,074
Tot41
12.148
35.074
47,222
NET INCOME
5.420
5,420
RECONCILIATION OF FUNDS
Total funds brought forward
787
787
TOTAL FUNDS CARRIED FORWARD
6,207
6,207
continued...

Kilkeel Cbaritable Trnst
Notes to the FinanclAI Statements- eontinued
for the Year Ended 31 Ottober 2024
TANGIBLE FIXED A&SETS
Fixture5
and
rlttings
COST
At l November 2023 and 31 October 2024
900
DEPRECIATION
Ai l November 2023
Charge for year
267
94
At 31 October 2024
361
NET BOOK VALUE
At 31 October 2024
539
At 31 October 2023
633
DEBTORS: Amouiyfs FALLING DUE WITHIN ONE YEAR
31110124
31110123
Trdde debto
6,767
11.733
CREDITORS: AMOUNTS FALLING DUE ONE YEAR
31110124
31110123
Batth loans and overdrdft5 (see note 8)
Trade creditors
Accruals and deferred income
lJ12
9,797
4J20
4,360
21,641
1.800
15,429
27,801
LOANS
An analysis of the maturity of loans 15 given below:
31110124
31110123
Ainounts falling due within one year on demand:
Bank overdrafts
1,312
4.360
io
continued...

Kilkeel Charitable Trnst
Notes to the Financial Statements- tonttnued
for the Year Ended 31 October 2024
MOVEMENT IN FUNDS
Net
movemeDt
in funds
At
111 Ir23
At
31110124
Unrestrieted funds
General fwld
6207
{4,531)
1,676
TOTAL FUNDS
6,207
(4,531)
1,676
Net movement in funds. included in the above are as follows:
Incoming
resourtes
Resovrees
expended
Movement
In funds
Unrestrieted funds
General fund
801
(5,332)
(4,531)
Restricted funds
Community Fund Nl
Lorag Belter Days Programmes
Heritage for Health
Cr¢ggan Healthy Living
LFf Charitable Trust
3,124
3.470
3,360
1,677
5,586
(3.124)
(3.470)
(3,360)
(1,677)
(S,586)
17.217
(17.217)
TOTAL FUNDS
18,018
(22,549)
(4,531)
Comparatives for movement in funds
Net
movement
in funds
At
1111122
At
31110123
Unrestricted funds
General fund
787
5,420
6,207
TOTAL FUNDS
787
5,420
6,207
continued..

Kilktel Charitsble Trust
Notes to the Financi41 Statements- Continued
for the Year Ended 31 October 2024
MOVEMENT IN FUNDS- contlnued
Comparative net movement in funds. included in the above aff as follows:
ID¢oming
resourees
Resources
expended
Movement
in funds
Unrestricted funds
General ￿nd
17,567
(12.147)
5,420
Restricted funds
Healthy Living Centre Alliance
Kilkeel Community Association
Pieta House
Lorag Better tknys Progrdmme5
Happiness Cafe {BOI grant)
Belter Health Through Better Ltving
Heritage for Health
12.429
2.706
2,478
4,169
4,200
8,643
450
(12,429)
(2.706)
(2,478)
(4,169)
(4,200)
(8,643)
(450)
35,075
(35,075)
TOTAL FUNDS
52,642
(47,222)
5.420
A current year 12 months and prior year 12 months combined position is as follows".
Ntt
movement
in fund5
At
Ill Ill2
At
31110124
Unrestricted funds
General fund
787
889
1,676
TOTAL FUNDS
787
889
1,676
12
continued...

Kilkeel Charitable Trust
Notes to Ihe Fin8n¢ig1 Statements- continued
for the Year Ended 31 October 2024
MOVEMENT IN FUNDS - CODtinued
A current year 12 month5 and prior year 12 months combined net movement in funds, included in the above are
as follows:
Ineoming
resources
Resources
expended
Movement
ITr funds
Unrestricted funds
General fvnd
18.368
{17,479)
889
Restricted funds
Healthy Living Centre Alliance
Ki]k¢¢l Community AsS￿latIon
Piela House
Community Fund NI
Lorats Better Days Programme5
Happiness Cafe (BOI grant)
Better Health Through Better Living
Heritage for Health
Creggan Healthy Living
LFT Charitable Tr￿t
12,429
2.706
2.478
3,124
7.639
4,200
8,643
3,810
,677
5,586
(12,429)
(2,706)
(2.478)
(3,124)
(7.639)
(4,200)
{8,643)
{3,810)
(1,677)
(5,586)
52.292
(52292)
TOTAL FUNDS
70.660
(69,771)
889
io.
RELATED PARTY DISClnSURES
There were no related party trdnsactions for the year ended 31 October 2024.
13