Banbridge Visually Impaired Persons, Club
Annual Report and Receipts and Payments Account
For the year ended 31st March 2024
Northern Ireland Charities Number: 100186

Banbridge Visually Impaired Persons, Club
Contents
Page
Trustees, Annual Report
Charity Information
Independent Examiner's Report to the Trustees
Statement of Receipts and Payments
Statement of Assets and Liabilities
Notes to the Financial Statements

Banbrid e VIP Club Trustees, Annual Re
l A ril 2023- 31" March 2024
ort
st
Banbridge VIP Club is a Voluntary Organisation for local blind and
partially-sighted people. The Club was established with a formal
Constitution in 1989 and we are a Registered Charity (NIC 10086).
The trustees for the charity are Mr Sammy Wilson (Chairman), Mrs
Marjorie Hodgen, (Vice-chair), Miss Peggy Magill, (Treasurer), Mrs
Eleanor Pescod, Mrs Doreen McFarlane and Mrs Doreen Brown.
(Secretary),
This report has been prepared with regard to the Commission'5
public benefit requirements statutory guidance.
We continue with our aim of providing a social outlet for blind and
partially-sighted people in Armagh, Banbridge and Craigavon Council
Area.
During the summer months we organised several outings, some in
conjunction with other visually impaired groups in the district. These
trips give our members an opportunityto take part in activities which
fully sighted people take for granted. thus improving their quality of
life.
In September 2023, we took our group of visually impaired people
and friends on a respite break to Wales, which was thoroughly
enjoyed by all.
The Trustees are pleased to report that our regular monthly
meetings continue in Banbridge Angling Club premises, at 2a, Kiln
Lane, Havelock Park, Banbridge, BT32 4PD. This venue has proved to

(2)
be very suitable for our needs with easy access and parking readily
available.
In January 2023 we changed our meting time from evenings to
afternoons. In order to facilitate other users of the venue, we now
meet from 2.30pm- 4.30pm. The time change has proved to be
popular with members although we occasionally have to change
back to an evening meeting to suit speakers who work during the
day.
Sadly, some members are no longer with us and others are no
longer well enough to attend meetings. Members are encouraged
to bring friends along with them and we have asked Cherrytrees
Resource to inform local visually-impaired people about our Club.
In November 2023 we held our Annual Dinner in the Whistledown
Hotel, Warrenpoint, an event which was well attended and enjoyed
by all. We were joined by family and friends, including Banbridge
Talking Newspaper volunteers, who have always worked closely with
us and supported us financially.
For the fourth year in a row we have not been able to carry out any
fund-raising activities, so we greatly appreciate all donations which
we receive. This year these included a donation from Loughbrickland
Old Tyme Dancers and donations in lieu of flowers in respect of the
late Colin Crompton.
We are also indebted to the Macan Trust, who have grant-aided us
for many years, most recently in March 2024, with a donation of
£1,000.
Thanks to all these generous donations, we are able continue to offer
our members a varied programme of speakers and outings, with a

{3)
Quiz and Bingo in January & February and dinner in the Belmont in
March, to celebrate St Patricvs day.
Our accounts of the 202312024 year were prepared by Sam Vint &
Co, Banbridge, We started the year with a cash balance of £
and our balance at the end of the financial year was £
Signed"
Sammy Wllson, Chairman
Slgned.
Doreen Brown (Mrs) Secretary

Banbridge Vlsually Impaired Persons, Club
References and administrative detalls
Charity Name:
Banbridge Visually Impaired Persons, Club
Charity Registration Number:
100186
Contact Addre5S:
60 Old Mill Road
Scarva
Co. Down
BT63 6NN
Trustees:
Sammy Wilson
Marjorie Hodgen
Peggy Magill
Colin Crompton
Eleanor Pescod
Doreen McFarlane
Doreen Brown
Independent Examiner:
S.M. Vint & Co
8 Newry Road
Banbridge
BT32 3HN
Bankers:
Ulster Bank
22 Bridge Street
Banbridge
Co Down
BT32 3JT

Independent Examiner's Report to the Trustees of Banbridge Visually Impaired Persons,
Club
I report on the accounts of the charity for the year ended 31st March 2024 which are set out on pages 6-
Respertlve responsibllltles of Trustees and Examiner
As the chariws trustees you are responsible forthe preparation of the accounts in accordance with the
Charlties Act {Northern Ireland) 2008.
It Is my responsibility to..
• examine the accounts under section 65 of the Charities Act;
• follow the procedures laid down in the general Directions given bythe Charity Commisslon for Northern
Ireland under section 6519llbl of the Charities Art; and
• state whether particular matters have come to my attention.
Basls of Independent Examiner'5 report
I have examined your charity accounts a5 required under section 65 of the Charities Act and my
examination was carried out in accordance with the general Directions given bythe Charity Commission
for Northern Ireland under section 6519)Ibl of the Charities Act.
My examination included a review of the accounting records kept by the charity and a comparison of the
accounts presented with those records. It also included consideration of any unusual items or disclosures
in the accounts, and seeking explanations from you as charity trustees concerning any such matters.
My role is to state whether any materlal matters have come to my attention giving me cause to believe:
l. That accounting records were not kept in accordance with section 63 of the Charities Act
2. That the accounts do not accord with those accounting records
3. That the accounts do not comply with the accounting requirement5 of the Charities Act
4. That there is further information needed for a proper understanding of the accounts to be reached.
Independent examiner's statement
I have completed my examination and have no concerns in respett of the matters111 to {41 listed above
and, in connection with following the Directions of the Charity Commi$5ion for Northern Ireland. I have
found no matters that require drawing to your attention.
<Lk
Thoma5 Vlnt FCCA
For and behalf of S.M. Wint & Co
Chartered Certified Accountants & Registered Auditors
8 Newry Road
Banbrldge
BT32 3HN
5th June 2024

Banbridge Visually Impaired Persons, Club
Statement of Receipts & Payments for the year ended 31st March 2024
Unrestrlrted Restricted
funds
funds
Prlor year
Total funds total funds
Note
Income and endowments from:
Donations
Fundraising
Grants
Income from Charitable Activities
Other Income
Total income
1,020
1,020
4,894
280
12,632
2,041
15,973
280
12.632
2,041
15,973
4,894
Expenditure on:
Raising Funds
Charitable Activities
Total expenditure
Net Income / (expendlture} resources
27,097
27,097
-11,124
27,097
27,097
-11.124
4,894

Banbrldge Vlsually Impaired Persons, Club
Statement of Assets & Liabilities- Year Ended 31st March 2024
2024
2023
Reconclllation of funds at 31.03.23
Total funds brought forward
Surplus/ldeficitl this year end
Total funds carried forward
25,607
11.124
14,483
21,747
3,860
25,607
Bank & Cash Balances
Cash at bank and in hand
14,483
14.483
25,607
25,607
Represented bv
Unrestrirted funds
Restricted funds
Totsl Funds
14,483
25,607
14,483
25,607
Notes on pages 7 to 8 are an integral part of these financial statements.
The financial statements on pages 5 to 6 were approved bythe Board of Trustees on
5th June 2024 and signed on its behalf by:
Sammy Wilson (Chairperson)
Peggy Magill {Treasurerl

Banbridge Visually Impalred Persons, Club
Notes to the financial statements for the year ended 31st March 2024
l. Accountlng policles
The princlpal accounting policies adopted, judgements and key sources of estlmation uncertainty in the
preparation of the financial statements are as follows:
a} Preparatlon of accounts on a golng concern basls
The charity generally meets its day to day working capital requirements from its annual Income. The
Trustees have obtained and reviewed cash flow forecasts for the coming year and based on these are
satisfied that the charity has resources to provide a reasonable expectstion that it can continue to meet its
financial obligations as they fall due for the foreseeable future. Therefore these financial statements have
been prepared on a going concern basis
bl Income
Income is accounted for on a cash receipts basis as the amount is collected and are allocated as either
restricted or unrestricted fund5 according to the terms of the donation.
c) Expendlture
Expenditure is recognised on a cash payments basis.
dl Cash and cash equivalents
Cash and cash equivalents includes cash in hand, dep05it5 held at call with banks. other short-term highly
liquid investments with original maturities of three months or less and bank overdrafts.
e} Funds
Funds are classifled as either restricted fund5 or unrestricted funds, defined a5 follows:
Restricted funds are funds subject to specific requirements as to their use which may be declared bythe
donor or wlth their authority or created through legal processes, but still within the wider objects of the
Club.
Unrestricted funds are expendable atthe discretion of the trustees in furtherance of the objects of the
charity. If parts of the unrestrlcted funds are earmarked at the discretion of the trustees for a particular
purpose, they are designated as a separate fund. This de5ignatlon has an administrative purpose only and
does not legally restrict the trustees, discretion to apply the fund.
2. Donatlons
Unrestricted Restrfrted
685
335
1,020
Total 2024
Total 2023
Donatlons
Lieu of Flowers Collections
685
335
1,020
4.894
4,894
3. Fundralslng
Unre5trirted Restricted
Total 2024
Total 2023
Fundralsing Dance
Quizlraffle
Other Fundralslng
4. Grants
Unrestrlcted Restrlrted
Totsl 2024
Total 2023
SELB
Other Grants
280
280
280
280
400
400

5. Income from Charitable Actlvities
Unrestrfrted Restrltted
475
1.902
Total 2024
Total 2023
Fees
Chrlstmas Party
st Patricks Day
Day Trip
LunchlDinner
Hollday
475
1,902
310
725
10,255
12,632
10,255
12.632
1,060
2,095
6. Other Income
Unrestrfrted Restrlcted
Totsl 2024
Total 2023
Bank Refunds
Interest
Macan Trust
30
45
241
1,800
2,041
241
1,800
2,041
75
7. Analysis of Expenditure
Unrestrirted Restrlcted
Total 2024
Total 2023
Ralslng Funds
Fundraising costs
Postage & Stationary
Bank Fee5
20
20
Charltable Actlvltles
Respite /Outing Expenses
Entertainment Expenses
Insurance
Refreshments
Guest Speakers
Administration Costs
21,758
4,536
216
21,758
4,536
216
1,666
1,287
322
587
27,097
587
27,097
309
3,584
Total Expenditure
27,097
27,097
3,604
8. Taxatlon
Banbridge Visually Impaired Persons, Club is recogni5ed as a charity for the purposes of applicable taxation
legislation and is therefore not subject to taxation on its charitable activities.
9. Analysis of trustee remuneration and expenses.
No Trustee recieved any payment5 Other than for out of pocket expenses Incurred.

Banbridge Visually Impalred Persons, Club
Income and Expenditure Account
Year Ended 31st March 2024
2024
2023
2024
2023
Income
Expendlture
Balance cl￿d
Cash at Bank- Current Account
Businss Reserve
11,695.71 9,855.88
13,911.25 11.891.54
Respite/Outing Expenses
21.758.40 1,665.95
Donations & Fundraising
685.00 4.893.80
Entertalnment Expenses
4,536.18 1,286.99
Donation5 in Lleu of Flowers
335.00
Insurance
215.79
322.07
Christmas Party Collertions
1.902.30
725.1J)
Refund Holiday5
50.00
Holiday Collections
10.255.00 1,060.00
Rent
195.00
135.00
Macan Trust
1,800.00
Computer Costs
141.47
87.00
Dues Collected
475.00
310.IXJ
Petty Cash
60.00
Bank Refunds
30.
Sundry Expenses
80.80
26.96
ABC Council
280.00
400.LYJ
Bank Charges
20,
Interest
241.24
44.71
Accountsncv
120.00
Balance Clfivd
Cash at Bank- Current Account
Business Reserve
3.520.37 11,695.71
10,962.49 13,911.25
41,580.50 29.210.93
41,580.50 29,210.93
The foregoing Income and Expenditure Account for the year ended 31st March 2024 has
Prepared from the Book. Vouchers and information supplied tQ U5 and is in accorda
therewith.
een
Signature
S. M. Vint & Company
Chartered Certified Accountants
8 Newry Road
Banbridge
Name
Position