Banbridge Wisualty Impaired Persons. aub Annual Report and Receipts and Payments Account For the year ended 31st March 2023 Northem Ireland Charities Number: 100186 Banbridge Visually Impalred Persons, Club Contents Page Trustees, Annual Report Charity Information Independent Examiner's Report to the Trustees Statement of Receipts and Payments Statement of Assets and Liabilities Notes to the Financial Statements Banbrid e VIP Club Trustees, Annual Re ort IstA ril 2022- 31st March 2023 Banbridge VIP Club is a Voluntary Organisation for local blind and partially-sighted people. The Club was established with a formal Constitution in 1989 and we are a Registered Charity (NIC 10086). The trustees for the charity are Mr Sammy Wilson (Chairman), Mrs Marjorie Hodgen, (Vice-chair), Miss Peggy Magill, (Treasurer), Mr Colin Crompton, Mrs Eleanor Pescod, Mrs Doreen McFarlane and Mrs Doreen Brown. (Secretary). This report has been prepared with regard to the Commission's public benefit requirements statutory guidance. We continue with our aim of providing a social outlet for blind and partially-sighted people in Armagh, Banbridge and Craigavon Council Area. During the summer months we organised several outings, some in conjunction with other visually impaired groups in the district. These trips give our members an opportunity to take part in activities which fully sighted people take for granted, thus improving their quality of life. In July, we were delighted to be able to celebrate the Queen's Platinum Jubilee with dinner in the Belmont Hotel, Banbridge and are indebted to the ABC Council who provided funding for this event. In September 2022, we took our group of visually impaired people and friends on a respite break to Scotland, which was thoroughly enjoyed by all. Unfortunately, on our return, three of our members contracted Covid but happily they have each made a full recovery. The Trustees are pleased to report that, after two years of Covid restrictions, we were able to resume our regular monthly meetings in October 2022. Unfortunately, our usual venue is, apparently, still not available but we have managed to find an alternative venue, which is ideally suited to our needs. After hearing of our plight, Banbridge Angling Club very kindly offered us their premises, at 2a, Kiln Lane, Havelock Park, Banbridge, BT32 4PD. Sadly, our membership has greatly decreased, with some members no longer with us and others no longer well enough to attend meetings. Members are encouraged to bring friends along with them and we have asked Cherrytrees Resource to inform local visually-impaired people about our Club. In November 2022 we held our Annual Dinner in the Whistledown Hotel, Warrenpoint, an event which was well attended and enjoyed by all. We were joined by family and friends, including Banbridge Talking Newspaper volunteers, who have always worked closely with us and supported us financially. In December 2022, members voted to change the time of our monthly Club Meetings from evenings to afternoons, commencing on 41h January 2023, 2pm- 4pm. This has proved to be a popular decision and attendance at meetings has increased. For the third year in a row we have not been able to carry out any fund-raising activities, and we greatly appreciate all donations which we received during the year. These included gifts from Josh Magill (Banbridge Academy Fundraiser), Paul Evans, Evo's Legends { in memory of John Willis), Banbridge Angling Club, Ann Lyons and Herbie Barr's Bowling Club. We are also indebted to the Macan Trust, who have grant-aided us for many years, most recently in March 2023, with a donation of £800. Thanks to all these generous donations, we are able continue to offer our members a varied programme of speakers and outings, with a Quiz and Bingo in January & February and dinner in the Belmont in March, to celebrate St Patricvs day. Our accounts of the 2022/2023 year were prepared by SM Vint & Co, Banbridge. We started the year with a cash balance of £21,747 and our balance at the end of the financial year was £25,607. Signed: ............... Sammy Wilson. Chairman Signed: . ..Doreen Brown (Mrs) Banbridge Vlsually Impalred Persons. Club References and administrative details Charity Name: Banbridge Wisually Impaired Persons, Club Charity Re8lStration Number: 100186 Contact Address: 60 Old Mill Road Scarva Co. Down BT63 6NN Trustees: Sammy Wilson Marjorie Hodgen Peggy Magill Colin Crompton Eleanor Pescod Doreen McFarlane Doreen Brown Independent Examiner: S.M. Vint & Co 8 Newry Road Banbridge BT32 3HN Bankers: Ulster Bank 22 Bridge Street Banbridge Co Down BT32 3JT Independent Examiner's Report to the Trustees of BanbrSdge Wisually Impaired Persons, Club l ￿pOrt on the accounts of the charity for the year ended 31st March 2023 which are set out on pages 6- Respectlve responslbllltyes of Trustees and Examlner As the charitrfs trustees you are responsible for the preparation of the accounts in accordance with the Charities Art (Northern Ireland) 2(M)8. It is my responsibility to: examine the accounts under section 65 of the Charities Att: follow the procedures laid down in the general Directions given by the Charity Commission for Northern Ireland under section 6519}Ibl of the Charities Act: and state whether particular matters have come to my attention. Basls of Independent Examiner's rewt I have examined your charity accounts as required under section 65 of the Charities Art and my examination was carried out in accordance with the general Oirections given by the Charity Commission for Northern Ireland under sertion 65{9llb) of the Charities ACL My examination included a review of the accounting records kept by the tharity and a compari50n of the accounts presented with those records. It also included consideration of any unusual items or disclosures in the accounts, and seeklng explanatio￿ from you as charity trustees concerning any suth matters. My role is to state whether any material matters have come to my attention giving me cause to believe: l. That accounting records were not kept in accordance with section 63 of the Charities Act 2. That the accounts do not accord with those accounting records 3. That the accounts do not comply with the accounting requirements ofthe Charities Art 4. That there is further information needed for a proper understanding of the accounts to be reached. Independent examiner's statement I have completed my examination and have no concerns In respe(t of the matter5 (1) to {41 listed above and. in connection with following the Dirertions of the Charlty Commi55ion for Northern Ireland. I have found no matters that require drawing to your attention. Thomas Vlnt FCCA For and behalf of S.M. Vlnt & Co Chartered Certified Accountants & Reglstered Audltors 8 Newry Road Banbrldge BT32 3HN 26th Aprll 2023 Banbrldge Visually Impalred Persons, aub Statement of Receipts & Payments for the year ended 31st March 2023 Unrestricted Restrfcted Note funds funds Prior year Total funds total furbd5 Income and endowments from: Donations Fundrai￿ng Grants Income from Charitable Activities Other Income Totsl intome 4.894 7,384 400 2.095 75 2.095 75 7.464 8,694 801 16.879 Expenditure on: Raising Funds Charitable Artivities Total expendlture Net Income I lexpendltyre) resour 20 3.584 3.604 3,860 20 3,584 13.170 13,170 3,709 3.860 Banbridge Vlsually Impalred Persons. aub ststement of Assets & Llabilities- Year Ended 31st March 2023 2023 2022 Reconclllatlon of funds at 31.03.23 Total funds brought forward Surplus/ldeficitl this year end Total fund5 carried forward 21,747 3.860 25.607 18.038 3.709 21,747 Bank & Cash Balances Cash at bank and in hand 25,607 25.607 21.747 21,747 Represented by Unrestrirted funds Restricted funds Totsl Funds 25.607 21.747 25.607 21,747 Notes on PaEes 7 to 8 are an integral part of these finanoal statements. The financial statements on pages 5 to 6 were approved bythe Board of Trustees on 26th April 2023 and sig ed behalf by: Sammy Wilson (Chairperson) Peggy Magill (Treasurer} Banbrid8e Wisually Impaired Persons, Club Notes to the financial statements for the year ended 3tst March 2023 l. Accounting pollcles The principal accounting policies adopted, judgements and key sources of estimation uncertainty in the preparation of the financial statements are as follows- a) Preparatlon of accounts on a golng concern basis The charity generally meets its day to day working Capital requirements from its annual income. The Trustees have obtained and reviewed cash flow forecasts for the coming year and based on these are satisfied that the charity has resources to provide a reasonable expectation that it can continue to meet its financial obligations a5 they fall due for the foreseeable future. Therefore these financial statements have been prepared on a going concern basis b) Income Income is accounted for on a cash receipts basis as the amount is collected and are allocated as either restritted or unrestricted funds according to the temis of the donation. c) Expenditure Expenditure is recoEnised on a cash payments basis. d) Cash and cash equivalents Cash and cash equivalents includes cash in hand. deposits held at call with banks. other short-term h￿hlY liquld investments with original maturities of three months or less and bank overdrafts. e) Funds Funds are classified as either restricted funds or unrestricted funds. defined as follows: Restricted fund5 are funds 5ubjert to specific requirements as to their use which may be declared by the donor or with their authority or created through legal processes, but still within the wider objects of the Club. Unrestricted funds are expendable at the diSc￿tion of the trustees in furtherance of the objects of the charity. If parts of the unrestricted fund5 are earmarked at the discretion of the trustees for a particular purpose, they are designated as a separate fund. This designation has an administrative purpose only and does not legally restrirt the trustees. discretion to apply the fund. 2. Donatlons Unrestrfcted Restrlcted 4.894 Total Z023 4,894 Total 2022 Donatlons Ueu of Flowers Collectlons 5,349 2.035 7,384 4.894 4,894 3. Fundralslng Unrestrfcted Restrlrted Total 2023 Total 2022 Fundralsln8 Dance Quiz/raffle Other Fundraising 4. Grnnts Unrestrlrted Restrithd Totsl 2023 Totsl 2022 SELB Other Grants 5. Income from Charftsble Actmtles Unrestricted Restrlcted Totsl 2023 310 725 Total 2022 Fees Christmas Party St Patrlcks Dav Day Trlp Lunch/Dlnner Holiday 310 725 660 1,060 2,095 8,034 8.694 2,095 6. Other Income Llnrestrlrted Restrlcted Totsl 2023 30 45 Total 2022 Bank Refunds Interest Macan Trust 30 45 800 75 75 7. Analysis of Expenditure Ihbrestricted Restricted Totsl 2023 Total 2022 Raislng Funds Fundraising costs Postage & Stationary Bank Fee5 20 20 20 20 Charftable Activltles Respite /Outing Expenses Entertainment Expense5 Insurance Refreshments Guest Speakers Administration Costs 1,666 1,287 322 10.486 2,082 1.287 322 309 3,584 309 3.584 602 13.170 Total Expenditure 3.604 13.170 8. Taxation Banbridge Visually Impaired Persons, Club is recognised as a charity for the purposes of applicable taxation legislation and ￿ therefore not subject to taxation on its charitable activities. 9. Anatys15 of trustee remuneratlon and expen No Trustee recieved any payments other than for OLrt of pocket expenses incurred.