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2022-04-05-accounts

Page
Report ofthe Trustees 1 to 4
Report ofthe Independent
Auditors
5 to 8
Statement ofFinancial Activities
Balance Sheet 10
Cash Flow Statement
Notes to the Cash Flow Statement 12
Notes to the Financial Statements 13 to 21
Detailed Statement ofFinancial Activities 22

for the
ear
ended 5A ri120 22
2022 2021
Unrestricted Endowment Total Total
funds fund funds funds
Notes
INCOME AND ENDOWMENTS FROM
Donations
and legacies
33,527 33,527 23,803
Investment
income
326,031 326,031 331,806
Total 359,558 359,558 355,609
EXPENDITURE ON
Raising funds 112,983 112,983 98,391
Charitable
activities
Relief ofpoverty, advancement ofeducation and
furtherance ofreligion 1,049,959 1,049,959 398,586
Total 1,162,942 1,162,942 496,977
NET INCOME/(EXPENDITURE) (803,384) (803,384) (141,368)
RECONCILIATION OF FUNDS
Total funds brought forward 5,786,084 5,786,084 5,927,452
TOTAL FUNDS CARRIED FORWARD 4,982,700 4,982,700 5,786,084

2022 2021
Unrestricted Endowment Total Total
funds fund funds funds
Notes
FIXEDASSETS
Investments
Investments 10 100 100 100
Investment
property
11 3,972,000 3,972,000 3,972,000
3,972,100 3,972,100 3,972,100
CURRENT ASSETS
Debtors 12 1,274,093 1,274,093 1,069,803
Cash at bank 1,496,772 1,496,772 2,007,518
2,770,865 2,770,865 3,077,321
CREDITORS
Amounts
falling due within one year
13 (173,421) (173,421) (1,220,837)
NET CURRENT ASSETS 2,597,444 2,597,444 1,856,484
TOTAL ASSETSLESSCURRENT
LIABILITIES 6,569,544 6,569,544 5,828,584
CREDITORS
Amounts
falling due after more than one year
14 (1,586,844) (1,586,844 ) (42,500)
NET ASSETS 4,982,700 4,982,700 5,786,084
FUNDS 17
Unrestricted
funds
4,982,700 5,786,084
TOTAL FUNDS 4,982,700 5,786,084

CASH FLOW STATEMENT
for the ear ended 5A ri12022
2022 2021
Notes
Cash flows from operating activities
Cash generated
from operations
(939,413) (494,031)
Interest paid (63,031) (29,048)
Net cash used in operating activities (1,002,444 ) (523,079)
Cash flows from investing activities
Interest received 68,474
Net cash provided by investing activities 68,474
Cash flows from financing activities
New loans in year 581,250 50,000
Loan repayments in year (89,552) 2,066,750
Net cash provided by financing activities 491,698 2,116,750
Change in cash and cash equivalents in the
reporting
period
(510,746) 1,662,145
Cash and cash equivalents at the beginning
ofthe reporting
period
2,007,518 345,373
Cash and cash equivalents at the end ofthe
reporting
period
1,496,772 2,007,518

RECONCILIATI ON
OF NET E
XPENDITURE TO NET CASH FLOW F ROM OPERATING A CTIVITIES
2022 2021
Net expenditure for the reporting period (as per the Statement of
Financial Activities) (803,384) (141,368)
Adjustments
for:
Interest received (68,474)
Interest paid 63,031 29,048
Increase in debtors (204,290) (310,098)
Increase/(decrease) in creditors 5,230 (3,139)
Net cash used in operations (939,413) (494,031)

At 6.4.21 Cash flow At 5.4.22
Net cash
Cash at bank 2,007,518 (510,746) 1,496,772
2,007,518 (510,746) 1,496,772
Debt
Debts falling due within 1 year (1,094,750) 1,052,646 (42,104)
Debts falling due after 1 year (42,500) (1,544,344 ) (1,586,844)
(1,137,250 ) (491,698) (1,628,948)
Total 870,268 (1,002,444 ) (132,176)

for th for th for th for th for th e
ear ended 5
A ri1202 2
2. DONATIONS
AND LEGACIES
2022 2021
Donations 33,527 23,803
3. INVESTMENT INCOME
2022 2021
Rents received 138,238 118,372
Syndicate income 187,793 144,960
Current asset investment income 68,474
326,031 331,806
4. RAISING FUNDS
Raising donations and legacies
2022 2021
Property expenditure 49,952 69,343
Interest payable and similar charges 63,031 29,048
112,983 98,391
5. CHARITABLE ACTIVITIES COSTS
Grant
funding of
activities Support
(see note costs (see
6) note 7) Totals
Relief ofpoverty, advancement of
education
and furtherance
ofreligion 1,037,839 12,120 1,049,959
6. GRANTS PAYABLE
2022 2021
Relief ofpoverty, advancement ofeducation and furtherance ofreligion 1,037,839 381,312

2022 2021
Acheinu Cancer Support 24,000
Bonei Olam 22,000
Chevras Mo'oz Ladol 137,019 8,621
CMA Trust 10,000 10,000
Friends ofYeshiva Luzern 18,000
Friends ofthe United Institutions of Arad 3,600
Keren Ohr 130,500 97,000
Khal Yisroel 10,000
Kollel Bais Yisroel 28,984
Kupat Ezer Lenisuin Beis Yisoel 17,400
Mars.Org 43,287 36,853
NRST 9,200
Side By Side Trust 35,000
The New Rachministrivke Synagogu e Trust 20,500
United Talmudical
Associstes
Ltd 36,700
Yeshiva Chidushei
Harim
57,652
Colel Polen Kupath Ramban 52,150
British Friends ofKupat Hair 25,000
Kollel Beis Yisroel D'Chasidei Gur 23,108
Kollel Shas Yidden 152,500
Ohr Vetikvah 18,958
Support the Charity Worker 10,000
The Tsechenov Institution 37,500
Tomchei Torah Vuchesed 10,850
Yeshiva Daas Sholem Shotz 10,000
Yeshuos Shabbos 23,000
Zoreya Tzedokos Ltd 10,000
Grants less than 610,000 106,112 176,154
1,031,236 380,412

SUPPORT COSTS
Governance
Other costs Totals
Relief ofpoverty,
advancement
ofeducation
and furtherance
ofreligion
1,476 10,644 12,120
AUDITORS' REMUNERATION
2022 2021
Fees payable to the charity's auditors for the audit ofthe charity's financial
statements 10,644 9,600

FIXEDASSETINVESTMENTS
Shares in
group
undertakings
MARKET VALUE
At 6April 2021 and 5 April 2022 100
NET BOOK VALUE
At 5 April 2022 100
At 5 April 2021 100

FAIR VALUE
At 6April 2021
and 5 April 2022 3,972,000
NET BOOK VALUE
At 5 April 2022 3,972,000
At 5April 2021 3,972,000

12. DEBTORS:AMOUNTS FALLING DUE WITHIN ONE YEAR
2022 2021
Trade debtors 12,429 7,162
Other debtors 1,261,664 1,059,608
Prep ayments 3,033
1,274,093 1,069,803
13. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
2022 2021
Bank loans and overdrafts (see note 15) 42,104 1,094,750
Other creditors 131,317 126,087
173,421 1,220,837
14. CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR
2022 2021
Bank loans (see note 15) 1,586,844 42,500

An analysis o fthe manuity ofloa ns is gi ven below:
2022 2021
Amounts
falling due within one year on
demand:
Bank loans 42,104 1,094,750
Amounts
falling between one and two years:
Bank loans 42,104 10,000
Amounts
falling due between two and five years:
Bank loans 1,544,740 32,500
16. SECURED DEBTS
The following secured debts are included within creditors:
2022 2021
Bank loans 1,628,948 1,087,250
The loans are secured on certain ofthe charity's properties.
17. MOVEMENT IN FUNDS
Net
movement At
At 6.4.21 in funds 5.4.22
Unrestricted funds
General fund 5,786,084 (803,384) 4,982,700
TOTAL FUNDS 5,786,084 (803,384) 4,982,700
Net movement in funds, included in the above are as follows:
Incoming Resources Movement
resources expended in funds
Unrestricted funds
General fund 359,558 (1,162,942) (803,384)
TOTALFUNDS 359,558 (1,162,942) (803,384)

Net
movement At
At 6.4.20 in funds 5.4.21
Unrestricted funds
General fund 5,927,452 (141,368) 5,786,084
TOTAL FUNDS 5,927,452 (141,368) 5,786,084
Comparative net movement in funds, included in the above are as follows:
Incoming Resources Movement
resources expended in funds
Unrestricted funds
General fund 355,609 (496,977) (141,368)
TOTALFUNDS 355,609 (496,977) (141,368)
A current year 12months and prior year 12months combined position is as follows:
Net
movement At
At 6.4.20 in funds 5.4.22
Unrestricted funds
General fund 5,927,452 (944,752) 4,982,700
TOTAL FUNDS 5,927,452 (944,752) 4,982,700
Incoming Resources Movement
resources expended in funds
Unrestricted funds
General fund 715,167 (1,659,919) (944,752)
TOTAL FUNDS 715,167 (1,659,919) (944,752)