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2023-03-31-accounts

DocuSign Envelope ID: 9C80CF0B-0CD9-411F-BB7C-B87F907BFE5A

CHARITY REGISTRATION NUMBER: 803401

THE CHEDVA CHARITABLE TRUST FINANCIAL STATEMENTS

31 MARCH 2023

COHEN ARNOLD

Chartered Accountants& Statutory Auditor New Burlington House 1075 Finchley Road London NW11 0PU

DocuSign Envelope ID: 9C80CF0B-0CD9-411F-BB7C-B87F907BFE5A

THE CHEDVA CHARITABLE TRUST

FINANCIAL STATEMENTS

YEAR ENDED 31 MARCH 2023

PAGES
Trustees' Annual Report 1 to 4
Independent Auditor's Report to the Members 5 to 9
Statement of Financial Activities 10
Statement of Financial Position 11
Statement of Cash Flows 12
Notes to the Financial Statements 13 to 21

DocuSign Envelope ID: 9C80CF0B-0CD9-411F-BB7C-B87F907BFE5A

THE CHEDVA CHARITABLE TRUST TRUSTEES' ANNUAL REPORT

YEAR ENDED 31 MARCH 2023

The trustees present their report and the financial statements of the charity for the year ended 31 March 2023.

REFERENCE AND ADMINISTRATIVE DETAILS

Registered charity name The Chedva Charitable Trust Charity registration number 803401 Principal office 16 Broadfields Avenue Edgware Middlesex HA8 8PG

THE TRUSTEES Mr D Rabson Mrs E Rabson

AUDITOR New Burlington House 1075 Finchley Road London NW11 0PU

BANKERS Barclays Bank Plc Edgware Group 126 Station Road Edgware Middlesex HA8 7RY

STRUCTURE, GOVERNANCE AND MANAGEMENT

The charity is constituted and governed by its Declaration of Trust dated 5 December 1989 and is an unincorporated charity registered with the Charity Commission (Registration no. 803401).

The day to day affairs of the charity are administered by the trustees, whose chairman is Mr D Rabson.

It is not currently the intention of the trustees of the charity to appoint new trustees. Should the situation change, the trustees will apply suitable recruitment and training procedures.

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DocuSign Envelope ID: 9C80CF0B-0CD9-411F-BB7C-B87F907BFE5A

THE CHEDVA CHARITABLE TRUST

TRUSTEES' ANNUAL REPORT (continued)

YEAR ENDED 31 MARCH 2023

OBJECTIVES AND ACTIVITIES

The charity is established to further both in the United Kingdom and abroad those purposes recognised as charitable by English Law. To achieve these objects, the charity receives income from its investment properties, cash deposits, investments and charitable receipts which it utilises to make grants, donations and loans for charitable purposes.

The charity's principal activity throughout the year was the provision and distribution of donations, grants and loans to charities, and no change is envisaged in the immediate future.

The trustees confirm their compliance with the duty to have due regard to the public benefit guidance published by the Charity Commission when reviewing the charity's aims and objectives and in planning future activities.

ACHIEVEMENTS AND PERFORMANCE

During the year the charity continued its activities and maintained its support of religious other charitable institutions in Great Britain and aggregate donations were paid in the sum of £1,580,000.

The benefits that these charities provide include financial assistance and provision of basic necessities to the poor, Jewish education and support for places of worship for the Jewish community.

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DocuSign Envelope ID: 9C80CF0B-0CD9-411F-BB7C-B87F907BFE5A

THE CHEDVA CHARITABLE TRUST

TRUSTEES' ANNUAL REPORT (continued)

YEAR ENDED 31 MARCH 2023

FINANCIAL REVIEW

Reserves policy

It is the policy of the charity to maintain liquid reserves at a level which the trustees think appropriate after considering the future commitments of the charity and the likely costs of the charity for the next year. This level of liquid reserves equates to the net current assets of the charity, which at 31 March 2023 were £1,715,998 (2022: £2,312,825). The trustees consider this to be reasonable insofar as it is at least the level of one year's donations. The trustees are considering how best to apply those funds for charitable purposes and further income yielding investments. The trustees have not undertaken any formal charitable commitments and consider that the charity will generate sufficient income from its investment properties and listed investments and from donations to fund its ongoing activities.

As at 31 March 2023 the charity had total funds of £6,052,164 (2022: £7,273,154), all of which were unrestricted funds.

Investment policy

Under the Trust Deed, the charity has the power to make investments which the trustees consider appropriate. The trustees seek investments which, over a medium term, are anticipated to generate a dependable flow of income coupled with capital growth.

The trustees consider the return on investments, in terms of both income and capital growth, to be satisfactory.

Grant making policy

The charity makes grants and donations to organisations and institutions for the advancement of religion and education and for the relief of poverty. The recipient institutions are principally based in the United Kingdom.

In making grants and donations, the trustees use their personal knowledge of the institution, its representatives, operational efficiency and reputation. The trustees monitor the application of the grants and donations by meeting with representatives of the institutions and obtaining information as to the utilisation of funds.

PRINCIPAL RISKS AND UNCERTAINTIES

Risk management

The trustees have identified and reviewed the major risks to which the charity is exposed, in particular those related to the operations and finance of the charity, and are satisfied that systems are in place to manage those risks.

PLANS FOR FUTURE PERIODS

The future plans of the charity are to continue to support organisations whose objectives are the advancement of religion and education and to institutions for the relief of poverty and to ensure that the ability to generate sufficient income is maintained to achieve that end.

TRUSTEES' RESPONSIBILITIES STATEMENT

The trustees are responsible for preparing the trustees' report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

The law applicable to charities in England and Wales requires the charity trustees to prepare financial statements for each year which give a true and fair view of the state of affairs of the charity and of the incoming resources and application of resources, of the charity for that period.

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DocuSign Envelope ID: 9C80CF0B-0CD9-411F-BB7C-B87F907BFE5A

THE CHEDVA CHARITABLE TRUST

TRUSTEES' ANNUAL REPORT (continued)

YEAR ENDED 31 MARCH 2023

In preparing these financial statements, the trustees are required to:

The trustees are responsible for keeping adequate accounting records that are sufficient to show and explain the charity's transactions and disclose with reasonable accuracy at any time the financial position of the charity and enable them to ensure that the financial statements comply with the Charities Act 2011, the applicable Charities (Accounts and Reports) Regulations, and the provisions of the Trust Deed. They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

AUDITOR

Each of the persons who is a trustee at the date of approval of this report confirms that:

The auditor is deemed to have been re-appointed in accordance with the relevant provisions.

The trustees' annual report was approved on 29 January 2024 and signed on behalf of the board of trustees by:

Mr D Rabson

Trustee

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DocuSign Envelope ID: 9C80CF0B-0CD9-411F-BB7C-B87F907BFE5A

THE CHEDVA CHARITABLE TRUST

INDEPENDENT AUDITOR'S REPORT TO THE MEMBERS OF THE CHEDVA CHARITABLE TRUST

YEAR ENDED 31 MARCH 2023

OPINION

We have audited the financial statements of The Chedva Charitable Trust (the 'charity') for the year ended 31 March 2023 which comprise the statement of financial activities, statement of financial position, statement of cash flows and the related notes, including a summary of significant accounting policies. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including FRS 102 The Financial Reporting Standard applicable in the UK and Republic of Ireland (United Kingdom Generally Accepted Accounting Practice).

In our opinion the financial statements:

BASIS FOR OPINION

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the auditor's responsibilities for the audit of the financial statements section of our report. We are independent of the charity in accordance with the ethical requirements that are relevant to our audit of the financial statements in the UK, including the FRC’s Ethical Standard, and the provisions available for small entities, in the circumstances set out in noteto the financial statements, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

CONCLUSIONS RELATING TO GOING CONCERN

In auditing the financial statements, we have concluded that the trustees' use of the going concern basis of accounting in the preparation of the financial statements is appropriate.

Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the charity's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.

Our responsibilities and the responsibilities of the trustees with respect to going concern are described in the relevant sections of this report.

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DocuSign Envelope ID: 9C80CF0B-0CD9-411F-BB7C-B87F907BFE5A

THE CHEDVA CHARITABLE TRUST

INDEPENDENT AUDITOR'S REPORT TO THE MEMBERS OF THE CHEDVA CHARITABLE TRUST (continued)

YEAR ENDED 31 MARCH 2023

OTHER INFORMATION

The other information comprises the information included in the annual report, other than the financial statements and our auditor’s report thereon. The trustees are responsible for the other information. Our opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon.

In connection with our audit of the financial statements, our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the audit or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether there is a material misstatement in the financial statements or a material misstatement of the other information. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.

We have nothing to report in this regard.

MATTERS ON WHICH WE ARE REQUIRED TO REPORT BY EXCEPTION

In the light of the knowledge and understanding of the charity and its environment obtained in the course of the audit, we have not identified material misstatements in the trustees' report.

We have nothing to report in respect of the following matters in relation to which the Charities Act 2011 requires us to report to you if, in our opinion:

RESPONSIBILITIES OF TRUSTEES

As explained more fully in the trustees' responsibilities statement, the trustees are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the trustees determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.

In preparing the financial statements, the trustees are responsible for assessing the charity's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the trustees either intend to liquidate the charity or to cease operations, or have no realistic alternative but to do so.

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DocuSign Envelope ID: 9C80CF0B-0CD9-411F-BB7C-B87F907BFE5A

THE CHEDVA CHARITABLE TRUST

INDEPENDENT AUDITOR'S REPORT TO THE MEMBERS OF THE CHEDVA CHARITABLE TRUST (continued)

YEAR ENDED 31 MARCH 2023

AUDITOR'S RESPONSIBILITIES FOR THE AUDIT OF THE FINANCIAL STATEMENTS

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor’s report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.

Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud. The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below:

Owing to the inherent limitations of an audit, there is an unavoidable risk that we may not have detected some material misstatements in the financial statements, even though we have properly planned and performed our audit in accordance with auditing standards. For example, the further removed non-compliance with laws and regulations (irregularities) is from the events and transactions reflected in the financial statements, the less likely the inherently limited procedures required by auditing standards would identify it. In addition, as with any audit, there remained a higher risk of non-detection of irregularities, as these may involve collusion, forgery, intentional omissions, misrepresentations, or the override of internal controls. We are not responsible for preventing noncompliance and cannot be expected to detect non-compliance with all laws and regulations.

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DocuSign Envelope ID: 9C80CF0B-0CD9-411F-BB7C-B87F907BFE5A

THE CHEDVA CHARITABLE TRUST

INDEPENDENT AUDITOR'S REPORT TO THE MEMBERS OF THE CHEDVA CHARITABLE TRUST (continued)

YEAR ENDED 31 MARCH 2023

As part of an audit in accordance with ISAs (UK), we exercise professional judgment and maintain professional scepticism throughout the audit. We also:

We communicate with those charged with governance regarding, among other matters, the planned scope and timing of the audit and significant audit findings, including any significant deficiencies in internal control that we identify during our audit.

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DocuSign Envelope ID: 9C80CF0B-0CD9-411F-BB7C-B87F907BFE5A

THE CHEDVA CHARITABLE TRUST

INDEPENDENT AUDITOR'S REPORT TO THE MEMBERS OF THE CHEDVA CHARITABLE TRUST (continued)

YEAR ENDED 31 MARCH 2023

Cohen Arnold is eligible for appointment as auditor of the charity by virtue of its eligibility for appointment as auditor of a company under section 1212 of the Companies Act 2006.

USE OF OUR REPORT

This report is made solely to the charity's members, as a body, in accordance with section 145 of the Charities Act 2011 and regulations made under section 154 of that Act. Our audit work has been undertaken so that we might state to the charity's members those matters we are required to state to them in an auditor's report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the charity and the charity's members as a body, for our audit work, for this report, or for the opinions we have formed.

Barry Leigh (Senior Statutory Auditor) For and on behalf of Cohen Arnold Chartered Accountants & Statutory Auditor New Burlington House 1075 Finchley Road London NW11 0PU 29 January 2024

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DocuSign Envelope ID: 9C80CF0B-0CD9-411F-BB7C-B87F907BFE5A

THE CHEDVA CHARITABLE TRUST

STATEMENT OF FINANCIAL ACTIVITIES

YEAR ENDED 31 MARCH 2023

2023 2023 2022
Unrestricted
funds Total funds Total funds
Note £ £ £
Income and endowments
Donations and legacies 4 84,000 84,000 212,091
Investment income 5 348,141 348,141 267,384
ৄৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄৄ
Total income 432,141 432,141 479,475
৶৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶৶
Expenditure
Expenditure on raising funds:
Investment management costs 6 (65,724) (65,724) (88,963)
Expenditure on charitable activities 7,8 (1,592,433) (1,592,433) (1,224,999)
ৄৄৄৄৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄৄৄৄৄ
Total expenditure (1,658,157) (1,658,157) (1,313,962)
৶৶৶৶৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶৶৶৶৶
Net gains on investments 11 5,026 5,026 416,240
ৄৄৄৄৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄৄৄৄৄ
Net expenditure and net movement in funds (1,220,990) (1,220,990) (418,247)
৶৶৶৶৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶৶৶৶৶
Reconciliation of funds
Total funds brought forward 7,273,154 7,273,154 7,691,401
ৄৄৄৄৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄৄৄৄৄ
Total funds carried forward 6,052,164 6,052,164 7,273,154
৶৶৶৶৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶৶৶৶৶

The statement of financial activities includes all gains and losses recognised in the year. All income and expenditure derive from continuing activities.

The notes on pages 13 to 21 form part of these financial statements.

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DocuSign Envelope ID: 9C80CF0B-0CD9-411F-BB7C-B87F907BFE5A

THE CHEDVA CHARITABLE TRUST STATEMENT OF FINANCIAL POSITION

31 MARCH 2023

2023 2022
Note £ £ £ £
FIXED ASSETS
Investments 15 4,336,166 4,960,329
CURRENT ASSETS
Debtors 17 632,113 967,963
Cash at bank and in hand 1,408,743 1,645,642
ৄৄৄৄৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄৄৄৄৄ
2,040,856 2,613,605
CREDITORS: amounts falling due
within one year 18 (324,858) (300,780)
ৄৄৄৄৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄৄৄৄৄ
NET CURRENT ASSETS 1,715,998 2,312,825
ৄৄৄৄৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄৄৄৄৄ
TOTAL ASSETS LESS CURRENT
LIABILITIES 6,052,164 7,273,154
ৄৄৄৄৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄৄৄৄৄ
NET ASSETS 6,052,164 7,273,154
৶৶৶৶৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶৶৶৶৶
FUNDS OF THE CHARITY
Unrestricted funds 6,052,164 7,273,154
ৄৄৄৄৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄৄৄৄৄ
Total charity funds 20 6,052,164
৶৶৶৶৶৶৶৶৶৶৶৶৶
7,273,154
৶৶৶৶৶৶৶৶৶৶৶৶৶

These financial statements were approved by the board of trustees and authorised for issue on 29 January 2024, and are signed on behalf of the board by:

Mr D Rabson Trustee

Charity Registration No. 803401

The notes on pages 13 to 21 form part of these financial statements.

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DocuSign Envelope ID: 9C80CF0B-0CD9-411F-BB7C-B87F907BFE5A

THE CHEDVA CHARITABLE TRUST

STATEMENT OF CASH FLOWS

YEAR ENDED 31 MARCH 2023

YEAR ENDED 31 MARCH 2023
2023 2022
£ £
CASH FLOWS FROM OPERATING ACTIVITIES
Net expenditure (1,220,990) (418,247)
Adjustments for:
Net gains on investments (5,026) (416,240)
Dividends, interest and rents from investments (348,103) (267,244)
Other interest receivable and similar income (38) (140)
Interest payable and similar charges 4,227
Accrued income (8,300)
Expenditure on investment properties 65,724 84,736
Donations in kind (98,681)
Changes in:
Trade and other debtors (82,032) (152,522)
Trade and other creditors 5,668 (7,994)
ৄৄৄৄৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄৄৄৄৄ
Cash generated from operations (1,593,097) (1,272,105)
ৄৄৄৄৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄৄৄৄৄ
Net cash used in operating activities (1,593,097) (1,272,105)
৶৶৶৶৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶৶৶৶৶
CASH FLOWS FROM INVESTING ACTIVITIES
Dividends, interest and rents from investments 793,080 97,041
Expenditure on investment properties (66,171) (78,242)
Proceeds from sale of tangible assets 2,334,136
Purchases of other investments (7,410)
Proceeds from sale of other investments 629,289 130,039
ৄৄৄৄৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄৄৄৄৄ
Net cash from investing activities 1,356,198 2,475,564
৶৶৶৶৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶৶৶৶৶
CASH FLOWS FROM FINANCING ACTIVITIES
Repayments of borrowings (505,694)
Interest paid (304)
ৄৄৄৄৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄৄৄৄৄ
Net cash used in financing activities (505,998)
৶৶৶৶৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶৶৶৶৶
NET (DECREASE)/INCREASE IN CASH AND CASH
EQUIVALENTS (236,899) 697,461
CASH AND CASH EQUIVALENTS AT BEGINNING OF YEAR 1,645,642 948,181
ৄৄৄৄৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄৄৄৄৄ
CASH AND CASH EQUIVALENTS AT END OF YEAR 1,408,743 1,645,642
৶৶৶৶৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶৶৶৶৶

The notes on pages 13 to 21 form part of these financial statements.

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DocuSign Envelope ID: 9C80CF0B-0CD9-411F-BB7C-B87F907BFE5A

THE CHEDVA CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS

YEAR ENDED 31 MARCH 2023

1. GENERAL INFORMATION

The charity is a public benefit entity and a registered charity in England and Wales and is unincorporated. The address of the principal office is 16 Broadfields Avenue, Edgware, Middlesex, HA8 8PG.

2. STATEMENT OF COMPLIANCE

These financial statements have been prepared in compliance with FRS 102, 'The Financial Reporting Standard applicable in the UK and the Republic of Ireland', the Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (Charities SORP (FRS 102)) and the Charities Act 2011.

3. ACCOUNTING POLICIES

Basis of preparation

The financial statements have been prepared on the historical cost basis, as modified by the revaluation of certain financial assets and liabilities and investment properties measured at fair value through income or expenditure.

The financial statements are prepared in sterling, which is the functional currency of the entity.

The charity meets the definition of a public benefit entity under FRS 102.

Going concern

There are no material uncertainties about the charity's ability to continue.

Judgements and key sources of estimation uncertainty

The preparation of the financial statements requires management to make judgements, estimates and assumptions that affect the amounts reported. These estimates and judgements are continually reviewed and are based on experience and other factors, including expectations of future events that are believed to be reasonable under the circumstances.

Judgements and estimates made by the trustees, in the application of these accounting policies have significant effect on the financial statements as follows:

i. Property valuations

The valuation of the charity's property portfolio is inherently subjective, depending on many factors, including the individual nature of each property, its location and expected future net rental values, market yields and comparable market transactions. Therefore the valuations are subject to a degree of uncertainty and are made on the basis of assumptions which may not prove to be accurate, particularly in periods of difficult market or economic conditions.

ii. Trade debtors

Management uses details of the age of trade debtors and the status of any disputes together with external evidence of the credit status of the counterparty in making judgements concerning any need to impair the carrying values.

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DocuSign Envelope ID: 9C80CF0B-0CD9-411F-BB7C-B87F907BFE5A

THE CHEDVA CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS (continued)

YEAR ENDED 31 MARCH 2023

3. ACCOUNTING POLICIES (continued)

Taxation

The charity is not liable to direct taxation on its income or gains, whether realised or not, as it falls within the various exemptions liable to registered charities. Accordingly, the charity does not recognise any deferred tax liability on revaluations of investments as no tax would be due in the event of a disposal as the charity would benefit from the relevant exemptions, as it will apply all funds for qualifying charitable purposes.

Fund accounting

Unrestricted funds are available for use at the discretion of the trustees to further any of the charity's purposes.

Incoming resources

All income is included in the statement of financial activities when entitlement has passed to the charity, it is probable that the economic benefits associated with the transaction will flow to the charity and the amount can be reliably measured. The following specific policies are applied to particular categories of income:

Resources expended

Expenditure is recognised on an accruals basis as a liability is incurred. Expenditure includes any VAT which cannot be fully recovered, and is classified under headings of the statement of financial activities to which it relates:

Grants payable policy

These are only recognised in the accounts when a commitment has been made and there are no conditions to be met relating to the grant which remains in the control of the charity.

Acquisitions and disposals of properties

Acquisitions and disposals of properties are considered to take place at the date of legal completion and are included in the financial statements accordingly.

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DocuSign Envelope ID: 9C80CF0B-0CD9-411F-BB7C-B87F907BFE5A

THE CHEDVA CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS (continued)

YEAR ENDED 31 MARCH 2023

3. ACCOUNTING POLICIES (continued)

Investment property

Investment property is initially recorded at cost, which includes purchase price and any directly attributable expenditure.

Investment property is revalued to its fair value at each reporting date and any changes in fair value are recognised in profit or loss.

Investments in associates

Investments in associates accounted for in accordance with the fair value model are initially recorded at the transaction price. At each reporting date, the investments are measured at fair value, with changes in fair value taken through income or expenditure.

Financial instruments

A financial asset or a financial liability is recognised only when the entity becomes a party to the contractual provisions of the instrument.

Basic financial instruments are initially recognised at the amount receivable or payable including any related transaction costs, unless the arrangement constitutes a financing transaction, where it is recognised at the present value of the future payments discounted at a market rate of interest for a similar debt instrument.

Current assets and current liabilities are subsequently measured at the cash or other consideration expected to be paid or received and not discounted.

Debt instruments are subsequently measured at amortised cost.

Where investments in shares or preference shares are publicly traded or their fair value can otherwise be measured reliably, the investment is subsequently measured at fair value with changes in fair value recognised in income and expenditure. All other such investments are subsequently measured at cost less impairment.

For all equity instruments regardless of significance, these are assessed individually for impairment.

Any reversals of impairment are recognised immediately, to the extent that the reversal does not result in a carrying amount of the financial asset that exceeds what the carrying amount would have been had the impairment not previously been recognised.

4. DONATIONS AND LEGACIES

Unrestricted Total Funds Unrestricted Total Funds
Funds 2023 Funds 2022
£ £ £ £
DONATIONS
Donations received 84,000 84,000 212,091 212,091
৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶৶

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DocuSign Envelope ID: 9C80CF0B-0CD9-411F-BB7C-B87F907BFE5A

THE CHEDVA CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS (continued)

YEAR ENDED 31 MARCH 2023

5. INVESTMENT INCOME

INVESTMENT INCOME
Unrestricted Total Funds Unrestricted Total Funds
Funds 2023 Funds 2022
£ £ £ £
Income from investment properties 318,619 318,619 232,006 232,006
Income from listed investments 29,484 29,484 35,238 35,238
Bank interest receivable 38 38 140 140
ৄৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄৄ
348,141 348,141 267,384 267,384
৶৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶৶

6. INVESTMENT MANAGEMENT COSTS

Unrestricted Total Funds Unrestricted Total Funds
Funds 2023 Funds 2022
£ £ £ £
Property management expenses 65,724 65,724 84,736 84,736
Interest payable and similar charges 4,227 4,227
ৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ
65,724 65,724 88,963 88,963
৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶
EXPENDITURE ON CHARITABLE ACTIVITIES BY FUND TYPE
Unrestricted Total Funds Unrestricted Total Funds
Funds 2023 Funds 2022
£ £ £ £
Grants paid 1,580,000 1,580,000 1,210,000 1,210,000
Support costs 12,433 12,433 14,999 14,999
ৄৄৄৄৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄৄৄৄৄ
1,592,433 1,592,433 1,224,999 1,224,999
৶৶৶৶৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶৶৶৶৶
EXPENDITURE ON CHARITABLE ACTIVITIES BY ACTIVITY TYPE
Grant funding Total funds Total fund
of activities Support costs 2023 2022
£ £ £ £
Grants paid 1,580,000 1,580,000 1,210,000
Governance costs 12,433 12,433 14,999
ৄৄৄৄৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄৄৄৄৄ
1,580,000 12,433 1,592,433 1,224,999
৶৶৶৶৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶৶৶৶৶
ANALYSIS OF SUPPORT COSTS
Support costs Total 2023 Total 2022
£ £ £
Governance costs 12,433
৶৶৶৶৶৶৶৶৶
12,433
৶৶৶৶৶৶৶৶৶
14,999
৶৶৶৶৶৶৶৶৶

7. EXPENDITURE ON CHARITABLE ACTIVITIES BY FUND TYPE

8. EXPENDITURE ON CHARITABLE ACTIVITIES BY ACTIVITY TYPE

9. ANALYSIS OF SUPPORT COSTS

10. ANALYSIS OF GRANTS

Donations aggregating £1,580,000 in support of education and relief from poverty were made to Achisomoch Aid Company Limited.

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DocuSign Envelope ID: 9C80CF0B-0CD9-411F-BB7C-B87F907BFE5A

THE CHEDVA CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS (continued)

YEAR ENDED 31 MARCH 2023

11. NET GAINS ON INVESTMENTS

NET GAINS ON INVESTMENTS
Unrestricted Total Funds Unrestricted Total Funds
Funds 2023 Funds 2022
£ £ £ £
Gains/(losses) on investment property 34,136 34,136
Gains/(losses) on listed investments 12,588 12,588 357,067 357,067
Realised losses/(gains) on disposal of
investment assets (7,562) (7,562) 25,037 25,037
ৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄৄ
5,026 5,026 416,240 416,240
৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶৶
NET EXPENDITURE
Net expenditure is stated after charging/(crediting):
2023 2022
£ £
Fees payable for the audit of the financial statements 12,000
৶৶৶৶৶৶৶৶৶
12,000
৶৶৶৶৶৶৶৶৶

12. NET EXPENDITURE

13. STAFF COSTS

The average head count of employees, including trustees, during the year was 2 (2022: 2).

No salaries or wages have been paid to employees, including the trustees, during the year (2022: Nil).

14. TRUSTEE REMUNERATION AND EXPENSES

No remuneration or other benefits from employment with the charity or a related entity were received by the trustees.

The charity did not meet any individual expenses incurred by the trustees for services provided to the charity.

15. INVESTMENTS

INVESTMENTS
Listed Investment Other
investments properties investments Total
£ £ £ £
Cost or valuation
At 1 April 2022 1,603,135 3,050,194 307,000 4,960,329
Additions
Disposals (636,751) (636,751)
Fair value movements 12,588 12,588
ৄৄৄৄৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄৄৄৄৄ
At 31 March 2023 978,972 3,050,194 307,000 4,336,166
৶৶৶৶৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶৶৶৶৶
Impairment
At 1 April 2022 and 31 March 2023
৶৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶৶৶৶৶
Carrying amount
At 31 March 2023 978,972 3,050,194 307,000 4,336,166
৶৶৶৶৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶৶৶৶৶
At 31 March 2022 1,603,135 3,050,194 307,000 4,960,329
৶৶৶৶৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶৶৶৶৶

All investments shown above are held at valuation.

- 17 -

DocuSign Envelope ID: 9C80CF0B-0CD9-411F-BB7C-B87F907BFE5A

THE CHEDVA CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS (continued)

YEAR ENDED 31 MARCH 2023

15. INVESTMENTS (continued)

Investment properties

The charity's commercial investment properties were valued at 31 March 2023 by the trustees based on their understanding of property market conditions and the specific properties concerned using the income capitalisation method, requiring the application of an appropriate market based yield to net operating income.

The historical cost of the properties is £3,387,907.

At the year end, title to the investment properties is registered in the name of the undermentioned nominee companies:

Elda Limited Midaforce Limited

Financial assets held at fair value

Listed investments are valued at market value as at year end.

16. INVESTMENT ENTITIES

Investments in associates

The charity holds 40% of the ordinary share capital of Tenbest Limited, a property investment company incorporated in Great Britain and registered in England and Wales. The registered address of Tenbest Limited is 115 Craven Park Road, London, N15 6BL. Tenbest Limited prepares its accounts to 31 March.

The aggregate assets, liabilities, capital and reserves of Tenbest Limited that are attributable to the charity as at 31 March 2023 were as follows:

the charity as at 31 March 2023 were as follows:
2023 2022
£ £
Fixed assets 2,325,400 2,325,402
Current assets 831,263 830,510
Current liabilities (1,411,942) (1,366,049)
Non-current liabilities (1,335,614) (1,380,754)
ৄৄৄৄৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄৄৄৄৄ
Aggregate capital and reserves 409,107
৶৶৶৶৶৶৶৶৶৶৶৶৶
409,109
৶৶৶৶৶৶৶৶৶৶৶৶৶

A summary of turnover, expenditure and profit/(loss) that are attributable to the charity for the year ended 31 March 2023 is as follows:

year ended 31 March 2023 is as follows:
2023 2022
£ £
Turnover 249,448 267,440
Administrative expenses (182,364) (203,619)
Income from fixed assets 2,011
Interest receivable and similar income 367 6
Interest payable and similar expenses (69,464) (63,829)
ৄৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄৄ
(2) (2)
৶৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶৶

The fair values of investments in associates are determined using the net assets of the investments, with discounts applied for minority shareholdings.

- 18 -

DocuSign Envelope ID: 9C80CF0B-0CD9-411F-BB7C-B87F907BFE5A

THE CHEDVA CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS (continued)

YEAR ENDED 31 MARCH 2023

17. DEBTORS

DEBTORS
2023 2022
£ £
Trade debtors 181,777 241,048
Prepayments and accrued income 18,456 10,209
Other debtors 431,880 716,706
ৄৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄৄ
632,113 967,963
৶৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶৶

Other debtors includes an amount of £43,747 (2022: £368,974) due from AIM Property Management LLP, a partnership whose partners include a company whose directors are trustees of the charity, which does not bear interest, held on property management account.

18. CREDITORS: amounts falling due within one year

2023 2022
£ £
Trade creditors 9,150
Accruals and deferred income 62,066 53,346
Other creditors 262,792 238,284
ৄৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄৄ
324,858 300,780
৶৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶৶

Other creditors include an amount of £165,098 (2022: £146,258) due to Airex Limited, a company whose directors are trustees of the charity, which does not bear interest.

19. DEFERRED INCOME

2023 2022
£ £
At 1 April 2022 (40,846) 90,031
Amount released to income 40,846 (90,031)
Amount deferred in year 50,066 40,846
ৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ
At 31 March 2023 50,066
৶৶৶৶৶৶৶৶৶
40,846
৶৶৶৶৶৶৶৶৶

Deferred income arises from rents charged in advance.

20. ANALYSIS OF CHARITABLE FUNDS

Unrestricted funds

At
At Gains and 31 March
1 April 2022 Income Expenditure losses 2023
£ £ £ £ £
General funds 7,273,154 432,141 (1,658,157) 5,026 6,052,164
৶৶৶৶৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶৶৶৶৶
At
At Gains and 31 March
1 April 2021 Income Expenditure losses 2022
£ £ £ £ £
General funds 7,691,401
৶৶৶৶৶৶৶৶৶৶৶৶৶
479,475
৶৶৶৶৶৶৶৶৶৶
(1,313,962)
৶৶৶৶৶৶৶৶৶৶৶৶৶
416,240
৶৶৶৶৶৶৶৶৶৶
7,273,154
৶৶৶৶৶৶৶৶৶৶৶৶৶

- 19 -

DocuSign Envelope ID: 9C80CF0B-0CD9-411F-BB7C-B87F907BFE5A

THE CHEDVA CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS (continued)

YEAR ENDED 31 MARCH 2023

21. ANALYSIS OF NET ASSETS BETWEEN FUNDS

Unrestricted Total Funds
Funds 2023
£ £
Investments 4,336,166 4,336,166
Current assets 2,040,856 2,040,856
Creditors less than 1 year (324,858) (324,858)
ৄৄৄৄৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄৄৄৄৄ
Net assets 6,052,164 6,052,164
৶৶৶৶৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶৶৶৶৶
Unrestricted Total Funds
Funds 2022
£ £
Investments 4,960,329 4,960,329
Current assets 2,613,605 2,613,605
Creditors less than 1 year (300,780) (300,780)
Creditors greater than 1 year
ৄৄৄৄৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄৄৄৄৄ
Net assets 7,273,154 7,273,154
৶৶৶৶৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶৶৶৶৶
22. FINANCIAL INSTRUMENTS
The carrying amount for each category of financial instrument is as follows:
2023 2022
£ £
Financial assets measured at fair value through income and expenditure
Financial assets measured at fair value through income and
expenditure 1,285,972 1,910,135
৶৶৶৶৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶৶৶৶৶
23. ANALYSIS OF CHANGES IN NET DEBT
At At
1 Apr 2022 Movements 31 Mar 2023
£ £ £
Cash at bank and in hand 1,645,642 (236,899) 1,408,743
৶৶৶৶৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶৶৶৶৶
24. OPERATING LEASE COMMITMENTS

As lessor

The total future minimum lease payments receivable under non-cancellable operating leases are as follows:

as follows:
2023 2022
£ £
Not later than 1 year 65,000 65,000
Later than 1 year and not later than 5 years 163,000 228,000
ৄৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄৄ
228,000
৶৶৶৶৶৶৶৶৶৶
293,000
৶৶৶৶৶৶৶৶৶৶

- 20 -

DocuSign Envelope ID: 9C80CF0B-0CD9-411F-BB7C-B87F907BFE5A

THE CHEDVA CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS (continued)

YEAR ENDED 31 MARCH 2023

25. RELATED PARTIES

During the year, the charity received donations of £84,000 (2022: £106,000) from Tenbest Limited.

Other debtors include short term interest free charitable loans totalling £280,500 to charities of which Mr D Rabson, a trustee of this charity, is a trustee.

- 21 -