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2022-09-30-accounts

Charity Registration No: 803069

LIGHTHOUSE FAMILY TRUST

ANNUAL ACCOUNTS

FOR THE YEAR ENDED 30th SEPTEMBER 2022

LIGHTHOUSE FAMILY TRUST

Accounts for the Year ended 30th September 2022

CONTENTS

Page
Legal and administrative information 1
Report of the Trustees 2 - 3
Independent examiners report 4
Statement of financial activities 5
Statement of cash funds 6
Notes to the financial statements 7 - 10

LIGHTHOUSE FAMILY TRUST

Accounts for the Year ended 30th September 2022

LEGAL AND ADMINISTRATIVE INFORMATION

CHARITY NAME Lighthouse Family Trust
WORKING NAME Lighthouse Centre (to May 2022)
Assure (from May 2022)
REGISTERED NUMBER 803069
TRUSTEES Lorna Chesney (Chair)
Timothy Platts
Fiona Thomas
Paul Withams
Kathleen Playle
TREASURER Yvette Frost
REGISTERED ADDRESS 32 Wharf Road
Chelmsford
Essex
CM2 6LU
BANKERS Barclays Bank PLC
High Street
Chelmsford
Essex
CM1 1DS
INDEPENDENT EXAMINER Andrew Chuter CIPFA
1 Lichfield Close
Chelmsford
Essex
CM1 2XW

1

Accounts for the Year ended 30th September 2022

LIGHTHOUSE FAMILY TRUST

REPORT OF THE TRUSTEES

The trustees have pleasure in submitting their annual report and the accounts of the charity for the year ended 30 September 2022.

In planning our activities for the year, the trustees have given due consideration to the general guidance published by the Charity Commission on public benefit.

The accounts have been prepared in accordance with the accounting policies set out in Note 1 and comply with the Charity’s Trust Deed dated 31 October 1989.

OBJECTIVES AND ACTIVITIES

Policies and objectives

The Trust's main activities are that of support and counselling.

In planning our activities for the year, the trustees have given due consideration to the general guidance published by the Charity Commission on public benefit.

Activities undertaken to achieve objectives

The Trust provides free, confidential support for pregnancy loss, post-termination distress and unplanned pregnancy.

On 1st March 2022 we were delighted to re-open our Centre with face-to-face counselling, after such a long period of restrictions caused by the Covid-19 pandemic. During restrictions clients were able to be supported solely by telephone and online counselling services.

We were also pleased to re-brand in April 2022, with a fresh new website, and our operational name has become Assure. The charity name remains Lighthouse Family Trust.

Contributions by volunteers

During this financial year, approximately 40% of support was provided on a voluntary basis.

ACHEIVEMENT AND PERFORMANCE

The majority of referrals come from the NHS including the mental health service. The support the Trust provides is unique in our area as the NHS provides no such support. Our services have been over-subscribed for years and the waiting list grew during the Covid-19 pandemic. With careful management, the waiting period has been greatly reduced.

Feedback from clients and referring agencies continued to show how greatly valued our service is, enabling those who are grieving to find a way forward and cope with life again.

FINANCIAL REVIEW

Principle funding

The principal funding source is that of grants and donations.

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LIGHTHOUSE FAMILY TRUST

Accounts for the Year ended 30th September 2022

REPORT OF THE TRUSTEES

FINANCIAL REVIEW - continued

Reserves policy

The Trust’s reserves policy is to be able to sustain the charity for at least 3 months in the event of a financial crisis.

Currently this is equivalent to a minimum reserves level in the order of £11,500.

Going concern

After making appropriate enquiries and considering the possible effects on the charity of the prolonged restrictions following the global pandemic caused by Covid-19, the Trustees have a reasonable expectation that the Trust has adequate resources to continue in operational existence for the foreseeable future. For this reason, they continue to adopt the going concern basis in preparing the financial statements.

STRUCTURE, GOVERNANCE AND MANAGEMENT

Constitution

The charity was established under a Trust Deed dated 31 October 1989. The charity is registered with The Charity Commission as a Registered Charitable Trust under the number 803069.

Methods of appointment or election of Trustees

Applications from potential trustees are sought from the local church community. There is an interview process and references are obtained including from their church leader.

Any appointment is subject to approval by the Trustees and is minuted at a Trustees' Meeting.

STATEMENT OF TRUSTEES RESPONSIBILITY

The Trustees are responsible for preparing the Annual Report and the financial statements in accordance with applicable law and regulations.

The Trustees are responsible for keeping sufficient accounting records that disclose with reasonable accuracy at any time the financial position of the charity and enable them to ensure that the financial statements comply with the Charities Act 2011, the Charity (Accounts and Reports) Regulations 2008 and the provisions of the trust deed. They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Signed:

LORNA CHESNEY Chair

Date: 5th July 2023

3

Accounts for the Year ended 30th September 2022

LIGHTHOUSE FAMILY TRUST

INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF THE LIGHTHOUSE FAMILY TRUST

I report to the trustees on my examination of the accounts of the above charity (“the Trust”) for the year ended 30 September 2022.

RESPONSIBILITIES AND BASIS OF REPORT

As the charity's trustees, you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (“the Act”).

I report in respect of my examination of the Trust’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

The charity's trustees consider that an audit is not required under section 144 of the Act and that an independent examination is needed. An independent examination does not involve gathering all the evidence that would be required in an audit and consequently does not cover all the matters that an auditor considers in giving their opinion on the financial statements. Therefore I express no opinion as to whether the financial statements present a ‘true and fair’ view and my report is limited to those specific matters set out in the independent examiner’s statement.

INDEPENDENT EXAMINERS STATEMENT

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination which gives me cause to believe that in, any material respect:

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Signed:

ANDREW CHUTER CIPFA

Date: 11th July 2023

4

LIGHTHOUSE FAMILY TRUST

Accounts for the Year ended 30th September 2022

STATEMENT OF FINANCIAL ACTIVITIES

Receipts
Grants
Donations
Gift aid
Other
Total receipts
Payments
Premises costs
Rent
Service charge
Office insurance
Utilities
Parking
Furniture & equipment
Repairs & maintenance
Team costs
Salaries
Supervision
Team Development
Training
Administration
Professional insurance
Telephone & computer
Printing & stationery
Publicity & advertising
Rebranding
Subscriptions
Food & beverages
Postage
Donations
Charges
Miscellaneous
Total payments
Surplus/(deficit)
Opening Balance at 1st October
Transfer of funds
Closing balance		 General
Restricted
Designated
Total
Funds
Funds
Funds
Funds
-
18,100
-
18,100
13,988
-
-
13,988
981
-
-
981
11
-
-
11
14,980
18,100
-
33,080
7,200
7,200
-
14,400
858
530
-
1,388
326
-
-
326
556
-
-
556
377
-
-
377
-
-
-
-
66
-
-
66
6,396
10,683
1,253
18,332
245
-
-
245
-
-
-
-
1,135
260
-
1,395
368
-
-
368
605
-
-
605
33
-
-
33
132
-
-
132
-
500
500
511
-
-
511
19
-
-
19
74
-
-
74
600
-
-
600
17
-
-
17
239
-
-
239
19,757
19,173
1,253
40,183
(4,777)
(1,073)
(1,253)
(7,103)
17,146
6,482
16,138
39,766
5,000
(5,000)
-
17,369
5,409
9,885
32,663
2021/22		 20/21
Total
Funds
15,105
8,000
1,089
2
24,196
14,400
561
320
269
190
-
-
7,425
-
-
770
279
363
6
-
400
129
-
4
390
9
268
25,783
(1,587)
41,353
-
39,766

5

LIGHTHOUSE FAMILY TRUST

Accounts for the Year ended 30th September 2022

STATEMENT OF CASH FUNDS

Cash funds
Bank current accounts
Bank deposit accounts
Cash in hand
TOTAL CASH FUNDS		 General
Restricted
Designated
Total
Funds
Funds
Funds
Funds
5,452
1,794
-
7,246
11,500
3,615
9,885
25,000
417
-
-
417
17,369
5,409
9,885
32,663
2021/22		 20/21
Total
Funds
14,766
25,000
-
39,766

The financial statements were approved by the Trustees on 5th July 2023.

Approved by:

LORNA CHESNEY Chair

6

LIGHTHOUSE FAMILY TRUST

Accounts for the Year ended 30th September 2022

NOTES TO THE FINANCIAL STATEMENTS

1 ACCOUNTING POLICIES

1.1 Basis of preparation

The accounts are prepared on a receipts and payments basis in accordance with section 133 of the Charities Act 2011, taking into account only transactions falling within the year, and as such contain no accruals or prepayments.

1.2 Changes to accounting policies

The accounting policies have been applied consistently throughout the year as in the previous year and no changes have occurred in the reporting period. No material prior year errors have been identified in the reporting period.

1.3 Receipts

Voluntary receipts are received by way of grants, donations and gifts, and are included in the statement of financial activities when received.

Investment receipts are included when received.

1.4 Payments

All costs are allocated between the payment categories on the statement of financial activities on a basis designed to reflect the use of the resource.

There were no employees who received pay over £60,000.

1.5 Fund accounting

Funds are held as either general, designated or restricted.

General funds are unrestricted and available for general use at the Trustees' discretion.

Designated funds are unrestricted but set aside for a particular use as decided by the Trustees. These funds can be reallocated to general funds at the Trustees' discretion.

Restricted funds are used wholly for the purpose of which they were received.

2 INDEPENDENT EXAMINER'S REMUNERATION

The independent examiner's remuneration amounts to a fee of NIL (2021: NIL).

3 TRUSTEES' REMUNERATION AND EXPENSES

None of the Trustees received any remuneration or expenses reimbursements during the year or prior year.

7

LIGHTHOUSE FAMILY TRUST

Accounts for the Year ended 30th September 2022

NOTES TO THE FINANCIAL STATEMENTS

4 STATEMENT OF FUNDS

Balance at 1st October
Receipts
Payments
Balance at 30th September
5
INVESTMENT RETURN
Barclays Current Account
6
GRANTS RECEIVED
RESTRICTED
Core funds*
Rent
Salaries
Rebranding
PCN training
Total Grants received		 2022
39,766
33,080
(40,183)
32,663
2022
11
2022
5,600
4,500
8,000
-
-
18,100		 2021
41,353
24,196
(25,783)
39,766
2021
2
2021
13,600
-
-
1,000
505
15,105

8

LIGHTHOUSE FAMILY TRUST

Accounts for the Year ended 30th September 2022

NOTES TO THE FINANCIAL STATEMENTS

7 RESTRICTED FUNDS

RICTED FUNDS
Balance brought forward
Grant Income
Other
Core funds
Rent
Salaries
Operations
Furniture
Development
Rebranding
PCN training
Balance carried forward
Split as follows : -
Core funds
Salaries
Operations
Furniture
Development
Rebranding
PCN training		 2022
6,482
18,100
-
24,582
(6,367)
(4,500)
(7,546)
(3,773)
(1,082)
4,855
(500)
(260)
5,409
-
454
-
-
4,855
100
-
5,409		 2021
5,405
15,105
-
20,510
(13,133)
-
(250)
2,074
(2,074)
-
(400)
(245)
6,482
767
-
3,773
1,082
-
600
260
6,482

*Core funds are unspecified running costs which could include, but are not limited to, rent, utitilies and salaries.

On review of the funds remaining within 'Opertions' and 'Furniture', the Trustees decided it was acceptable to transfer all monies to a new 'Development' fund which will be used in the next stage of planning for the centre.

9

LIGHTHOUSE FAMILY TRUST

Accounts for the Year ended 30th September 2022

NOTES TO THE FINANCIAL STATEMENTS

8 DEBTORS

Due to preparation on a receipts and payments basis, the following debtors were not reflected in the accounts but outstanding at year end:

Gift Aid claimable
Overpaid expenses
Lease payments in advance
Service charge in advance		 2022
203
-
3,514
415
4,132		 2021
211
43
3,517
-
3,771

9 CREDITORS

Due to preparation on a receipts and payments basis, the following creditors were not reflected in the accounts but outstanding at year end:

PAYE
Pension payable
Service charge		 2022
448
51
415
914		 2021
258
-
-
258

10 PROPERTY LEASE

Although not reflected in the accounts, the Trust currently holds a long term property lease at its premises in Wharf Road.

The lease is for a total of 5 years, ending in June 2024.

The total amount still to be paid on the lease is £21,850 (2021: £36,253).

10