OpenCharities

This text was generated using OCR and may contain errors. Check the original PDF to see the document submitted to the regulator.

← Church Homeless Charity

2025-03-31-accounts

Annual Report and Financial Statements

Year ended 31st March 2025

1

Patrons, trustees and advisors

Patrons Bishop of Manchester—The Rt Reverend Dr David Walker Susie Briscoe David Cade Ian Hay Davison CBE William Guthrie The Rt Revd Michael Turnbull CBE The Ven David Woodhouse

Trustee directors Andrew Deutsch (Chair) Christopher Daws (Treasurer) Ven Simon Baker Richard Boardman Trevor Morris Sally Nichols David Robinson Elizabeth Wilson Miriam Morris Executive director and company secretary Queen Mary’s Hostel Registered and principal office 28 Greencoat Place London SW1P 1DX 02453957 (England and Wales) Company registration 802801 (England and Wales) Charity registration Buzzacott Audit LLP Independent examiner 130 Wood Street London, EC2V 6DL Barclays Bank plc Principal bankers PO Box 294 Peterborough, PE1 1EZ

2

Introduction

I am Andy Deutsch, the new chair of Church Homeless Charity (CHC), and I would like to thank you for your interest in supporting homeless people.

CHC is one of the few organisations that gives personal grants to homeless people to help with whatever they need to get off the streets and establish themselves in a home of their own.

I saw the impact that CHC grants make when I was on the board of Riverside Care and Support, England’s largest provider of services for homeless people. And this is why I wanted to get involved.

So many people are stuck on the street or in a hostel because they simply do not have the funds to buy ID, work clothes, a train ticket or a rent deposit. CHC’s timely and bespoke grants enable people to progress in their journey from homelessness to a settled, independent home.

Although our grants are small, they make a massive difference to the lives of the people who receive them, as is demonstrated through the extracts from grant applications which are spread throughout this report.

This past year has been uncertain and tough for the people we help, and also for our supporters. Although we have not raised as much money as we hoped, we have remained committed to providing grants to as many people as we can.

In the coming year we are focusing on developing our website, building our social media profile and improving the newsletter we send out to our supporters. We hope that more people will get involved with our mission and become regular donors. It is only thanks to the generosity of our supporters that we are able to continue helping people to rebuild their lives after the trauma of being homeless.

On behalf of the trustees and staff team, I would like to express our enormous gratitude to Liz Wilson, who has led the board of trustees over the past eight years, and wish her the very best for her ‘retirement’.

Andrew Deutsch, chair of trustees

Contents

3

Our past, present and future

Our history

Our roots go back to 1882 when the Rev’d Wilson Carlile began to provide shelter for homeless people on the Thames Embankment.

Church Army Housing (1924 – 1977)

Carlisle set up Church Army Housing in 1924 to formalise and expand the accommodation provided by the Church Army. During World War II, Church Army Housing provided shelter for 300,000 people.

Church Housing Association (1977 – 1985)

Housing provision was separated from the other work of the Church Army and the Church Housing Association was set up in 1977.

English Churches Housing Group (ECHG) (1985 – 2006)

Wilson Carlile, 1847—1942

Wilson Carlile had been a successful businessman but lost his money in the 1873 depression. He suffered a mental and physical collapse, and while confined to bedrest he experienced the overwhelming love of God and felt called to serve the poor and excluded.

He became an ordained priest in the Church of England and trained an ‘army’ of volunteers to reach out to ordinary working people; particularly those who were struggling with poverty, unemployment, ill-health, and alcohol-dependence.

In 1882 Carlile set up the Church Army to provide accommodation and job opportunities to homeless people as part of its wider mission.

ECHG was created through the merger of Church Housing Association and the Baptist Housing Association in 1985. It merged with Riverside Housing Group in 2006, and this is the basis of our continuing partnership with Riverside.

Church Housing Trust (1989 – 2018)

We were incorporated as a separate charity from ECHG in 1989 to make it easier to raise voluntary donations.

Church Homeless Trust (2018 -2023)

In 2018 we changed our name from ‘Housing’ to ‘Homeless’ to make what we do clear.

Church Homeless Charity (2023 onwards)

In 2023 we changed our name from ‘Trust’ to ‘Charity’ to show that we are an independent charity without any source of income except the generosity of our supporters.

Our purpose

Although our name and circumstances have changed over the past century, our purpose has not. Indeed we still support people in hostels which were built by Wilson Carlile. And we are now based in a hostel in Westminster that he set up a hundred years ago.

We give personal grants to people who are homeless to help them to rebuild their lives, regardless of their faith, background, identity or circumstances. We believe in the unconditional love of God for all people, and the unique contribution every individual has to make, no matter how difficult their current circumstances may be.

We know the names and circumstances of every person we give a grant to. We have included extracts from some of the applications we have approved in the past year, throughout this report. (We have changed their names to protect anonymity.)

4

Current trends

For the past five years we have highlighted the effects of the pandemic and then the cost-of-living crisis on the people we help. Now it seems that the struggle to make ends meet has become permanent for many people. This is being exacerbated by the lack of social housing, and wellmeaning changes to the private rental sector that have had the unintended consequence of increasing evictions and reducing the amount of housing available.

We have seen an increase in applications from people who would never have imagined becoming homeless a few years ago, many due to being evicted and unable to afford, or even to find, alternative rented accommodation. The record number of families in temporary accommodation threatens to bankrupt some Local Authorities. It also takes a great toll on the mental health and opportunities for the families and in particular the 160,000 children, who are homeless.

We have been supporting schemes that provide decent temporary accommodation and support for homeless families, and this was the theme of our Christmas campaign.

We have continued to provide sustained support for homeless veterans. In spite of the many government and charitable initiatives for veterans, they still find it difficult to get funding when they need it. Through our efficient on-line processes we can give homeless veterans grants within a week of an application. And where necessary we will pay landlords directly and immediately to ensure that the veteran is able to secure a home. We give grants at every stage in their journey to a home of their own, meaningful work and a place in civilian life.

Lin, a mother of two:

I became homeless due to the domestic abuse I suffered from my ex-partner and fled to a women's refuge with my two young children.

I was over the moon to have received the grant, it helped me to begin a fresh start for my two very young children. I was able to purchase curtains and blinds for our new house and begin to make a comfortable home for the future.

We gave Lin £175 for carpets and blinds

All the schemes that we work with are struggling to make ends meet. Many have had their government funding cut, and are no longer able to provide training, social or therapeutic activities for their residents. Support workers describe our grants as ‘game changing’ because our funding enables them to work more effectively with the homeless people they support, giving them hope and opportunities.

In spite of our lower income this year, we have maintained our grant giving as we believe that it is our mission to help as many homeless people as we can.

The year ahead

We are a small team, just five of us, the equivalent of four full-time employees. We have had illness and then vacancies within the team for a while, but we have now recruited two new team members. They have already made a big difference to our online and offline communications, and we hope to see an increase in our income as a result.

We are all working from home now, which saves on office costs, and has enabled us to widen our geographic recruitment area outside the South East.

5

Our grants

We are now one of very few charities that give personal support grants to people who are homeless, and the need is greater than ever. Very often people stay stuck on the street or in a hostel because they simply don’t have the money for ID papers, or a rent deposit. Our grants make a real difference to the lives of people who are homeless.

Through our online application process, we can approve and disburse all grants within a week, meaning that people get the money they so desperately need quickly.

Social and therapeutic activities .— These grants are for group activities within the schemes we support which at the most basic level give residents - something to do during the day, and in some cases help them resist going on to the street to beg and buy drugs. These activities also help to build confidence, social skills and relationships.

They include breakfast clubs, gardening projects, music therapy, trips to the seaside, film clubs, book clubs, hiking, creative writing, etc.

Health and wellbeing

Personal grants

These grants are for any health related needs, from trips to the dentist to gym membership, from boxing lessons to one-to one counselling.

These are the most flexible of our grants, to be used for whatever an individual needs to help them to rebuild their lives.

When first coming off the street this may be clothing, toiletries and some form of photo ID.

Later on in their journey they may need money towards training, education, or volunteering opportunities.

We provide grants for people to pursue their hobbies; funding art materials, musical instruments, cameras, etc. to help build self-esteem and purpose.

We also provide grants to connect people with estranged family members. And sadly quite often we fund clothing and transport to attend the funeral of a parent.

6

Digital inclusion

Nowadays it is impossible to function without access to the internet. But the cost of a smartphone, and the ongoing data costs, are beyond the reach of many of the people we help. This cuts them off from family and friends, benefits, health care, training and work opportunities.

We give grants for basic smartphones and laptops, and we distribute free SIM cards from Vodafone.

A suitable and secure home

The ultimate goal for most of the people we help is to live independently in a home of their own. Others need ongoing support, and move on to permanent supported or retirement accommodation.

We give grants for rent deposits, rent in advance, utilities and removal costs, so that people are able to afford to move on. And grants for furniture, furnishings, white goods, etc and for decorating.

These figures differ from the accounts as they include all grants approved in the financial year, some of which may not have been spent before the financial year end.

7

Our partners

We distribute our grants through our partnerships with 133 schemes throughout England. This means that we are sure that our grants are going to people who really need our help, and that the money will be spent correctly.

This also means that we know that our beneficiaries are receiving the other support that they need to rebuild their lives.

8

The people we help

Anybody can end up homeless as a result of a job loss, addiction, relationship breakdown, domestic abuse, criminal conviction, bereavement or health crisis.

Some people start life without a safe and secure home, and are brought up in the care system.

We help all sorts of people who are homeless for all sorts of reasons:

Veterans - some find it hard to adjust when they leave the Armed Forces, with some veterans suffering from physical injury or PTSD. We support the residents in three specialist schemes for homeless veterans.

Survivors of domestic abuse - often have to leave behind their home and belongings, and flee to a shelter in a place where they have no support network. We support residents in seven schemes for women and children fleeing abuse.

Young people and care leavers - children brought up in care often become homeless at the age of 18 as they have no family to rely on. And an increasing number of young people are becoming homeless due to family breakdown and overcrowding. We support residents in 12 schemes which provide accommodation and support for young people.

Prison leavers - often people lose their homes, jobs, possessions and families while in prison. We support two initiatives helping people to rebuild their lives when they leave prison.

Asylum seekers - cannot work or receive benefits while their claim is being considered, and ironically often become homeless as soon as they receive refugee status. We support three specialist services for asylum seekers, and many of the schemes we work with support refugees.

Young families - teenagers who become pregnant are often asked to leave the family home. We support people in six schemes providing accommodation and support for young families.

Mental and physical health problems - can lead to job loss, relationship breakdown, addiction, poverty and eventually homelessness. Most of the people we help have some sort of health problem, as a cause or a result of being homeless.

LGBTQ+ people - often experience discrimination. Some are asked to leave the family home, others are threatened and forced to leave their homes. We support LGBTQ+ people in two specialist schemes.

Cost-of-living crisis - an increasing number of people are becoming homeless simply because they cannot pay their mortgage, or their rent. These are often families where one or both parents are in work.

Entrenched rough sleepers - can be the hardest to help. After years on the streets it is hard to come indoors and live in a hostel with others. We support shelters that help rough sleepers through the winter.

For a full list of the schemes we support see page 30.

Toby, a young adult:

When I was 17, conflict with my family forced me to leave home. Since then, I've lived in a few hostels, and now I'm eager to move into a private rental.

Persistent gut issues, however, made it difficult for me to hold down a job and caused me a lot of pain and discomfort. A food intolerance test, funded by the Church Homeless Charity, helped identify the cause of the issues. Now, I can start looking to the future once more.

We gave Toby £140 for a food intolerance test.

9

Governance

Trustee Directors

The trustees are directors of the charitable company for the purposes of the Companies Act 2006. New trustees are appointed by those trustees who are already in office at the time with up to one-third being nominated by Riverside Care and Support. At any one time there must be a minimum of three trustees and a maximum of 15. No trustee had any beneficial interest in any contract with Church Homeless Charity during the year.

The trustees from 1 April 2024 up to the date of this report were as follows:

Elizabeth Wilson (chair until May 2025) leads Liz Wilson Consultancy: a coaching and leadership development organisation whose aim is to build purposeful leaders and outstanding teams in organisations who want to make a difference. She also works with young people, helping them build resilience and achieve strong positive mental health and has been a school governor and Prince’s Trust mentor. She is also on the Board of Mae and Mitchell, a not for profit organisation providing bespoke social care in the community.

Sarah, a military veteran:

During my time in the military, I developed PTSD, anxiety, and depression. These difficulties sadly impacted my relationships, and following a breakup, I found myself facing significant debts, resulting in me becoming homeless.

While in supported accommodation, I applied for council housing closer to my family. However, my application was suspended due to my debt. That's where Church Homeless Charity's support came in. They stepped in to cover my arrears, giving me a lifeline to move forward and rebuild my life.

We gave Sarah £ 1,197.95 to pay off debt, enabling her to get a home.

Andrew Deutsch (chair from May 2025) has had a successful career in the food industry having had leading roles with food manufacturers including Northern Foods, Hain Daniels and Bernard Matthews. He has extensive experience of both operations and relationship management. He was also a committee member of Riverside Care and Support from 2016 until 2022 and is a member of The Chorus Educational Trust.

Ven Simon Baker was ordained as a priest in the Church of England in the early 1980’s Since then he has served in a number of parishes across England and held teaching and training posts. His most recent appointment was as Archdeacon of Lichfield and Rector of St Michael Lichfield and St John Wall. Simon is now retired and lives in Somerset.

Richard Boardman (joined February 2025) served in the Armed Forces for 16 years and has since retrained as a financial planner. He is a keen supporter of the charity Adaptive Grandslam that supports injured veterans alongside members of the disabled community and is an active contributor to Forces MoneyPlan.

Christopher Daws is a chartered accountant and a member of the Chartered Institute of Taxation and the Association of Corporate Treasurers. He was the Financial and Deputy Secretary of the Church Commissioners for England until his retirement at the end of 2006. He has been a trustee of Action for Children, Chairman of the Action for Children Pension Fund, a member of the Board for Actuarial Standards and the independent member of the audit committee of the Charity Commission. He is a trustee of The Share Foundation, Friends of Malmesbury Abbey, and Malmesbury Abbey Music Society.

Trevor Morris is a former Area Manager at Riverside Care and Support who retired in May 2018. Prior to working at Riverside he served in the Armed Forces. Trevor is passionate about helping homeless veterans with their housing needs. While at Riverside he co-founded the Single Persons Accommodation Centre for the Ex Services (SPACES). Trevor became central in the development of a further five services for homeless veterans across the country and, at the time of his retirement, these services had helped 16,000 veterans.

Sally Nichols Head of Operations Riverside, Sally has worked in care and supported housing services for 25 years, having extensive experience of managing a range of varied services and working with a diverse range of customers. Sally also has a specialism around developing Extra Care housing, and is the nominated lead for Care Quality Commission for the Riverside Group.

David Robinson (joined June 2024) has worked in care and support services for 15 years. Starting out as a support worker for St Mungo’s, he has worked on innovative projects such as No Second Night Out and the European Ending Homelessness Campaign. As Assistant Director of Operations Dave is responsible for all Riverside’s supported housing, floating support and retirement living services. He has been a trustee for a learning disabilities charity and sits on the Board of Whitehaven Foyer.

10

Statement of trustees’ responsibilities

The trustees (who are also directors of Church Homeless Charity for the purposes of company law) are responsible for preparing the trustees’ report and financial statements in accordance with applicable law and United Kingdom Accounting Standards.

Company law requires the trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the charitable company and of the income and expenditure of the charitable company for that period. In preparing these financial statements, the trustees are required to:

The trustees are responsible for keeping proper accounting records that disclose with reasonable accuracy at any time the financial position of the charitable company and enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the charitable company and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities. So far as each of the trustees is aware, there is no relevant audit information of which the charitable company’s auditor is unaware and each trustee has taken all steps that they ought to have taken as a trustee in order to make themselves aware of any relevant audit information and to establish that the charitable company’s auditor is aware of that information.

This confirmation is given and should be interpreted in accordance with the provisions of S418 of the Companies Act 2006.

Structure and management reporting

The overall responsibility for the charity lies with the trustees who have delegated the day to day management of the charity to the executive director. The trustees meet four times a year to review progress, discuss policy issues and agree strategy. The chair meets with the executive director every week to discuss strategic and operational matters.

A group of trustees undertakes an annual appraisal of the Executive Director, and sets targets for the coming year. The remuneration committee consisting of three trustees recommends the pay for all members of staff to the trustees.

The finance and audit committee meets quarterly to discuss the management accounts and oversee the independent examination and financial statements.

Key management personnel

The key management personnel of the charity in charge of directing and controlling, running and operating the charity on a day to day basis comprise the trustees and the executive director of the charity.

Management

The executive director, Miriam Morris, is also company secretary. Miriam is supported by a marketing manager, a marketing assistant, a finance and data manager and a part-time management accountant.

Church Homeless Charity is an equal opportunities employer and applies objective criteria to assess merit. We employ the people we consider to be best for the job regardless of age, race, colour, nationality, religion, sexual orientation and disability.

Zahra, a young woman:

I became homeless due to a relationship breakdown. My husband asked me to leave the property we were living in. Finding other accommodation was difficult for me because my English is quite limited, and I have limited financial resources.

Being able to secure a room so quickly, thanks to the Church Homeless Charity, has been lifechanging for me. I'm now in a safe environment and can move on with my life.

We gave Zahra £150 for moving costs.

11

Fundraising and data protection policies

Church Homeless Charity takes great care over its communications with supporters, making sure that the frequency and tone of our communications do not put pressure on supporters, but at the same time keep them informed and engaged. We ensure that supporters can change the way we communicate with them at any time.

We are registered with the Fundraising Regulator and adhere to the Code of Fundraising Practice. We manage our own fundraising activities and do not employ the services of any third-party ‘professional fundraisers’. We have processes for responding to complaints regarding our fundraising activities. Over the past year we have received no such complaints.

We apply best practice to protect supporters’ data. We never sell data or swap data with other organisations. We regularly monitor and update our data protection policy to ensure that we are compliant with regulations.

Risk management

Church Homeless Charity has a comprehensive register of risks and mitigating actions, which we review at each board meeting.

The main risk facing us, as with most organisations, is the current cost-of-living crisis which is being experienced by the people we help, many of our supporters, and indeed our team.

Below is an abbreviated version of our risk matrix, outlining the mitigating actions we have taken:

Farid, single young man:

I'm experiencing PTSD from the trauma I lived with for many years. I only had two sets of clothes that I brought with me, and I have never been able to afford new clothes. After receiving my grant from Church Homeless Charity, my selfesteem and confidence have soared. I love my new clothes and feel like I fit in now. I'm now confident enough to go out to groups and mix with other people, something I couldn't do before.

Risks Mitigations
The continuing economic uncertainty
makes it harder for our supporters to
make donations		 Broadening our supporter base
Encourage more people to become
regular donors even if for smaller
amounts
We have very loyal supporters, some
have been giving to us for decades,
but they tend to be quite elderly		 Online and in-person campaigns to
recruit new younger donors
There are a lot of charities competing
for funds in the same pool of people,
many of whom have more resources		 Imaginative campaigns which reach
new people
Best use of content for search engine
optimisation
We are a very small team, and there-
fore stretched quite thinly		 We are familiar with each others’ tasks
and share the workload
We have automated some of our
processes.

We gave Farid £175 for new clothes.

The trustees have assessed the major risks to which the charity is exposed, and believe that they have established effective systems to mitigate those risks.

12

Financial review

Results for the year

Total income for the year amounted to £420,837 compared with the previous year’s income of £621,120.

Unrestricted income decreased from £544,779 in 2024 to £383,670 in 2025.

Our restricted income decreased from £76,341 in 2024 to £37,167 in 2025.

Total expenditure for the year amounted to £554,464 (£560,625 in 2024). During the year, we spent £474,426 on charitable activities (2024: £438,650) and £80,041 on raising funds (2024: £121,975).

After taking account of investment gains and losses and actuarial gains and losses the charity’s funds overall decreased by £166,515 (2024: increased by £86,824).

Reserves policy and financial position

The trustees believe that the charity is a going concern, due to our level of reserves and the continuing generosity of our supporters, in particular our regular givers.

On 31 March 2025 we held £109,338 of restricted reserves (2024: £162,552 ). These reserves are restricted in that they arise from specific bequests and grants which have not yet been expended. We will disburse such funds in accordance with the conditions of the bequest or grant in response to demand.

We also held an unrestricted general fund of £268,609 (2024: £393,910).

The value of the defined pension scheme liability at 31 March 2025 was £107,000 (2024: £119,000 ). This liability for our share of the deficit does not fall due immediately, and the expectation is that it will be met annually from income. Therefore, the pension provision is excluded in determining our free reserves which also exclude the net book value of tangible assets and stand at a total of £265,463 (2024: £391,491 ). This equates to ten months of general fund expenditure excluding grants.

Esme, young adult:

After a family dispute, I found myself sofa surfing and staying with my boyfriend's grandma before finally securing a flat in temporary supported accommodation.

A grant from Church Homeless Charity helped me turn my flat into a place to be proud of. I'm grateful to put down roots after so much uncertainty. With my newfound confidence, I've started a beauty course at college and a part-time job.

We gave Esme £150 for school supplies.

The trustees revised the charity’s reserves policy in 2016 from a target level of six months’ general fund expenditure, excluding grants, to eight months’. This is to make some provision against future pension deficit contributions. and The trustees are happy with the reserves position at 31 March 2025.

Investment performance

Our aim is to maximise the total return (capital appreciation and income combined) within an acceptable level of risk while ensuring that the projected needs for cash can be met. We invest in ethical funds which are in keeping with the values of Church Homeless Charity.

Trustees’ report signed for and on behalf of the trustees:

Andrew Deutsch

Chair of trustees

Date: 2 October 2025

13

Independent examiner’s report

to the trustees of Church Homeless Charity

I report to the charity trustees on my examination of the financial statements of the charitable company for the year ended 31 March 2025

Responsibilities and basis of report

As the trustees of the charitable company (and also its directors for the purposes of company law) you are responsible for the preparation of the financial statements in accordance with the requirements of the Companies Act 2006 (‘the 2006 Act’).

Having satisfied myself that the financial statements of the charitable company are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of your charity’s financial statements as carried out under section 145 of the Charities Act 2011 (‘the 2011 Act’). In carrying out my examination I have followed the Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act.

Independent examiner’s statement

I have completed my examination. I confirm that no matters have come to my attention in connection with my examination giving me cause to believe:

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

G.Miah

Gumayel Miah, ACA

Buzzacott Audit LLP Chartered Accountants

130 Wood Street London EC2V 6DL Date: 2 October 2025

14

Statement of financial activities (incorporating income and expenditure account) Year ended 31 March 2025



Notes

Income from:


Donations, grants and
legacies

1

Investment income and
interest receivable

2

Total income




Expenditure on:


Raising funds
3
Charitable activities
Assisting homeless people
and those in housing need


4

Total expenditure



Net (expenditure) income be-
fore investment gains (losses)


Net (losses) gains on investment
assets

12



Net (expenditure) income


7


Other recognised
gains (losses)


Actuarial gains (losses)
20


Net movement in funds

18

Reconciliation of funds:


Funds brought forwardat
1 April 2024


Funds carried forward at 31
March 2025

19
 Unrestricted
funds
£




370,985


12,685

383,670


80,041


384,045

464,086

(80,416)


(15,885)




(96,301)



(17,000)


(113,301)




274,910


161,609
 Restricted
funds
£




35,460


1,707

37,167


—


90,381

90,381


(53,214)



—




(53,214)



—


(53,214)




162,552


109,338
 Total
2025
£




406,445


14,392

420,837



80,041



474,426

554,467


(133,630)



(15,885)




(149,515)



(17,000)



(166,515)




437,462


270,947
 Unrestricted
funds
£




529,677



15,102

544,779


121,975




376,362

498,337


46,442



35,329




81,771



(9,000)


72,771




202,139


274,910
 Restricted
funds
£




76,083


258

76,341


—


62,288

62,288


14,053



—




14,053



—


14,053




148,499


162,552
 Total
2024
£


605,760

15,360
621,120

121,975


438,650
560,625

60,495


35,329



95,824

(9,000)


86,824


350,638

437,462

Continuing activities

All the charity’s activities derived from continuing operations during the above two financial periods. There were no other recognised gains and losses beyond those recorded in the above statement of financial activities.

15

Balance sheet 31 March 2025



Notes

Fixed assets

Tangible assets
11

Investments
12



Current assets

Debtors
13

Short term deposits

Cash at bank and in hand

. Interest bearing accounts

. Other accounts and cash




Creditors: amounts
falling due within one
year


14

Net current assets

Total assetslesscurrent
liabilities


Provision for liabilities

15/20

Total net assets


Funds and reserves

18
Income funds

Restricted funds
16

Unrestricted funds

. General fund

. Pension reserve fund
20






 2025
£











8,080
500


42,037
11,852
62,469


(20,903)

















268,609
(107,000)



2025
£



3,146
333,235
336,381
















41,566

377,947


(107,000)

270,947




109,338






161,609
270,947		 2024
£











18,501
500


138,238
28,323
185,562


(57,163)

















393,910
(119,000)



2024

2,419
425,644
428,063








128,399

556,462

(119,000)
437,462


162,552



274,910
437,462

For the year ended 31 March 2025, the charitable company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies. The members have not required the charitable company to obtain an audit of its accounts for the year in question in accordance with section 476. The trustees acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts. These accounts have been prepared in accordance with the provisions applicable to companies subject to the small companies’ regime.

Approved by the trustees of Church Homeless Charity, company registration number 02453957 (England and Wales), and signed on their behalf by:

Andrew Deutsch

Chair of trustees

2 October 2025

16

Statement of cash flows Year ended 31 March 2025



Notes		 2025
£
2024
£
Cash flows from operating activities

Net cash (used in) provided by operating activities
A

Cash flows from investing activities

Investment income and interest received

Proceeds from the sale of investments

Purchase of investments

Purchase of tangible fixed assets

Net cash provided by (used in) investing activities


Increase (Decrease) in cash and cash equivalents in the year

Cash and cash equivalentsat1 April 2024
B
Cash and cash equivalentsat31 March 2025
B

(197,866)

40,382


10,392
76,524 **
—
(1,722)**

15,102

—

—

—
85,194
15,102

(112,672)

167,061
55,484

111,577
54,389
167,061

Notes to the statement of cash flows for the year to 31 March 2025

A Reconciliation of net movement in funds to net cash provided by (used in) operating activities



2025
£
 2024
£
Net movement in funds (as per the statement of financial activities)

Adjustments for

Depreciation charge

Investment income and interest receivable

(Losses) gains on investments

Decrease in debtors

(Decrease) increase in creditors

(Decrease) increase in pension provision

Net cash provided by (used in) operating activities
(166,515)




995

(14,392)

15,885

10,421

(32,260)

(12,000)		 86,824

2,180
(15,102)
(35,329)
(937)
19,746
(17,000)

(197,866)		 40,382

B Cash and cash equivalents



Short term deposits

Cash at bank and in hand:
Interest bearing accounts

Other accounts and cash




 2024
£

500

138,238

28,323

167,061		 Cash flow
£

—

(96,201)

(16,471)

(112,672)		 2025
£
500

42,037
11,852
54,389

17

Principal accounting policies 31 March 2025

The principal accounting policies adopted, judgements and key sources of estimation uncertainty in the preparation of the financial statements are laid out below.

Basis of preparation

These financial statements have been prepared for the year to 31 March 2025 with comparative information provided for the year to 31 March 2024.

The financial statements have been prepared under the historical cost convention with items recognised at cost or transaction value unless otherwise stated in the relevant accounting policies below or the notes which follow.

The financial statements have been prepared in accordance with Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland (Charities SORP FRS 102), the Financial Reporting Standard 102 (FRS 102) and the Companies Act 2006.

The charity constitutes a public benefit entity as defined by FRS 102.

The financial statements are presented in sterling and are rounded to the nearest pound.

Critical accounting estimates and areas of judgement

Preparation of the financial statements requires the trustees and management to make significant judgements and estimates.

The items in the financial statements where these judgements and estimates have been made include:

Assessment of going concern

The trustees have assessed whether the use of the going concern assumption is appropriate in preparing these financial statements. The trustees have made this assessment in respect to a period of at least one year from the date of approval of these financial statements.

The trustees of the charity have concluded that there are no material uncertainties related to events or conditions that may cast significant doubt on the ability of the charity to continue as a going concern. The trustees are of the opinion that the charity will have sufficient resources to meet its liabilities as they fall due. The trustees therefore believe that the charity is a going concern.

In reaching this opinion they have assumed that the future pension commitments referred to in note 20 to these financial statements and for which there is a provision on the balance sheet as at 31 March 2025 will be met out of future income as contributions become payable. The most significant areas of judgement that affect items in the financial statements are detailed above.

With regard to the next accounting period, the year ending 31 March 2026, the most significant areas that affect the carrying value of the assets held by the charity remain the impact of the pandemic on economic conditions, the charity’s ability to attract donations and grants and its level of investment return (please see the investment policy section of the trustees’ report for more information).

18

Income recognition

Income comprises donations and grants, legacies, investment income and interest receivable. In accordance with the Charities SORP FRS 102 volunteer time is not recognised.

Income is recognised when the charity has become entitled to the income, it is probable that the income will be received and the amount can be measured reliably.

Entitlement to legacies is recognised when the charity has sufficient evidence that a gift has been left to it and the executor is satisfied that the gift will not be required to satisfy claims on the estate

Where legacies have been notified to the charity or the charity is aware of the granting of probate, but the criteria for income recognition have not been met, then the legacy is treated as a contingent asset and disclosed if material.

In the event that a gift is in the form of an asset other than cash or a financial asset traded on a recognised stock exchange, recognition is subject to the value of the gift being reliably measurable with a degree of reasonable accuracy.

Dividends are recognised once the dividend has been declared and notification has been received of the dividend due.

Interest on funds held on deposit is included when receivable and the amount can be measured reliably by the charity; this is normally upon notification of the interest paid or payable by the bank.

Expenditure recognition

Expenditure comprises the following:

Expenditure is recognised as soon as there is a legal or constructive obligation committing the charity to make a payment to a third party, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably.

Grants payable are recognised when approved and when the intended recipient has either received the funds or been informed of the decision to make the grant and satisfied all related conditions. Grants where the beneficiary has not been informed or has to fulfil performance conditions before the grant is released are not recognised but are disclosed as financial commitments in the notes to the financial statements.

All expenditure is stated inclusive of VAT.

Allocation of support and governance costs

Support costs represent indirect charitable expenditure. In order to carry out the primary purposes of the charity it is necessary to provide support in the form of personnel, provision of office services and equipment and a suitable working environment.

Governance costs are the costs associated with the governance of the charity and its assets. Support costs and governance costs are allocated as described in note 5.

Tangible fixed assets

All computers costing more than £500 and all other assets costing more than £1,000 with an expected life exceeding one year are capitalised. Other assets include office equipment and website development cost.

Tangible fixed assets are stated at cost less depreciation.

All assets are depreciated at 25% on the straight-line basis in order to write off each asset over its estimated useful life.

19

Fixed asset investments

Listed investments and units in common investment funds are a form of basic financial instrument and are initially recognised at their transaction value and subsequently measured at their fair value as at the balance sheet date using the closing quoted market price.

The charity does not acquire put options, derivatives or other complex financial instruments.

Gains and losses on investment assets are calculated as the difference between disposal proceeds or the fair value at the year end and their opening carrying value or purchase value if acquired during the financial year. Investment gains (or losses) are credited (or debited) in the statement of financial activities in the year in which they arise .

Debtors

Debtors are recognised at their settlement amount, less any provision for non-recoverability. Prepayments are valued at the amount prepaid. They are discounted to the present value of the future cash receipt where such discounting is material.

Cash at bank and in hand

Cash at bank and in hand represents such accounts and instruments that are available on demand or have a maturity of less than three months from the date of acquisition.

Deposits for more than three months but less than one year are disclosed as short-term deposits. Cash placed on deposit for more than one year is disclosed as a fixed asset investment.

Creditors and provisions

Creditors and provisions are recognised when there is an obligation at the balance sheet date as a result of a

past event, it is probable that a transfer of economic benefit will be required in settlement, and the amount of the settlement can be estimated reliably. Creditors and provisions are recognised at the amount the charity anticipates it will pay to settle the debt. They are discounted to the present value of the future cash payment where such discounting is material.

Fund accounting

The general fund comprises those monies which may be used towards meeting the charitable objectives of the charity and which may be applied at the discretion of the trustees.

The pension reserve fund represents the amount set aside to represent the charity’s share of the Social Housing Pension Scheme’s deficit as calculated by the scheme actuary.

The restricted funds are monies raised for, and their use restricted to, a specific purpose, or donations subject to donor imposed conditions.

Leased assets

Rentals applicable to operating leases where substantially all the benefits and risks of ownership remain with the lessor are charged to the statement of financial activities on a straight line basis over the lease term.

Pension costs

The charity contributes to a defined benefit pension scheme which is funded by contributions from the employer and the employee. Pension scheme assets are measured using market values. Pension scheme liabilities are measured using the projected unit actuarial method and are discounted at the current rate of return on a high quality corporate bond of equivalent term and currency to the liability. Any increase in the present value of the liabilities within the charity’s defined benefit scheme expected to arise from employee service in the period is allocated to the respective expense category within the statement of financial activities. Actuarial gains and losses are recognised in the statement of financial activities as part of other recognised gains and losses for the period.

20

Notes to the financial statements 31 March 2025

1. Donations, grants and legacies

Unrestrict-
ed
funds
£

9,935
20,700
340,350
370,985
 Restricted
funds
£


—


—


35,460


35,460
 Total
2025
£


9,935


20,700


375,810


406,445
 Unrestricted
funds
£


68,271


79,110

382,296


529,677
 Restricted
funds
£


—

—

76,083

76,083		 Total
2024
£
Legacies
Gifts in kind
Other donations and grants
68,271

79,110

458,379

605,760

2. Investment income and interest receivable

Unrestricted
funds
£
Restricted
funds
£
 Total
2025
£
 Unrestricted
funds
£
Restricted
funds
£
Total
2024
£

Income from investments
Bank interest
9,449

3,236
1,668


39
11,117

3,275
11,109


3,993
240


18

11,349

4,011
12,685
1,707
14,392
15,102
258
15,360

3. Raising funds

3. Raising funds
Unrestricted
funds
£
Restricted
funds
£
Total
2025
£
 Unrestricted
funds
£
Restricted
funds
£
Total
2024
£
Staff costs (note 8)
Advertising
Contractor costs
Allocated support costs (note 5)
 17,643
52,696
—

9,702
—

—

—


—
17,643

52,696

—


9,702		 53,620
47,689
5,641
15,025
—

—

—


—
53,620

47,689

5,641

15,025
80,041
—
80,041		 121,975
—
121,975

4. Assisting homeless people and those in housing need

Unrestricted
funds
£
Restricted
funds
£
Total
2025
£
 Unrestricted
funds
£
Restricted
funds
£
Total
2024
£
Grants payable
Staff costs (note 8)
Contractor costs
Publicity
Allocated support costs (note 5)
 202,496
121,031
23,892
3,017

33,609
90,381

—

—

—

—
292,877

121,031

23,892

3,017

33,609		 238,712
78,501
15,159
626
43,364
62,288

—

—

—

—
301,000

78,501

15,159

626

43,364
384,045
90,381
474,426		 376,362
62,288
438,650

Grants payable includes the distribution of gifts in kind of £20,700 (£78,000 in 2024).

21

5. Support costs

Support costs incurred during the year ended 31 March 2025 and the bases of their allocation were as follows:

Raising
funds
£
Charitable
activities
£
Total
2025
£

Basis of allocation

Pro rata by expenditure
Pro rata by expenditure
Pro rata by expenditure
Pro rata by expenditure

Office costs
Legal and professional fees
Bank charges and finance costs
Governance costs (note 6)
 6,992

—
1,487
1,223		 20,975

—
6,932
5,702
27,967

—

8,419

6,925
9,702 33,609
43,311

Support costs incurred during the year ended 31 March 2024 and the bases of their allocation were as follows:

Raising
funds
£
Charitable
activities
£
 Total
2024
£

Basis of allocation

Pro rata by expenditure
Pro rata by expenditure
Pro rata by expenditure
Pro rata by expenditure

Office costs
Legal and professional fees
Bank charges and finance costs
Governance costs (note 6)
9,554
—
2,579
2,892

28,662

—

6,932

7,771

38,216

—

9,511

10,663
15,025
43,365
58,390

6. Governance costs

6. Governance costs

Independent examiner’s fee
Independent examiner’s fee
previous year
Other professional costs
 Unrestricted
funds
£
Restricted
funds
£
Total
2025
£
 Unrestricted
funds
£


4,800


4,800

1,063

10,663		 Restricted
funds
£
Total
2024
£
5,700
—
1,225
—



—



—
5,700

—

1,225		 —


—


—
4,800

4,800

1,063
6,925
—
6,925		 —
10,663

7. Net (expenditure) income

This is stated after charging:


2025
£
2024
£

132,121

4,800

4,800

2,180
Staff costs (note 8)
138,674
Independent examiner’s fee
5,700
Independent examiner’s fee previous year
—
Depreciation
996

22

8. Staff costs

8. Staf costs
2025
£		 2024
£
Wages and salaries
Social security costs
Other pension costs

Other staffing costs
 121,252
11,045
6,377		 113,807
11,190
7,124
138,674
—		 132,121
—
138,674 132,121

Staff costs (including other related costs) by function were as follows:

Staff costs (including other related costs) by function were as follows:
2025
£		 2024
£
Raising funds
Charitable activities
 17,643
121,031		 53,620
78,501
138,674 132,121
The average number of employees, analysed by function, was as follows:

2025
2024
Raising funds
Charitable activities
 3
1		 2
1
4 3

No employees were paid more than £60,000 during the year (including taxable benefits but excluding employer pension contributions).

The key management personnel of the charity in charge of directing and controlling, running and operating the charity on a day-to-day basis comprise the trustees and the executive director of the charity.

The total remuneration (including taxable benefits and employer’s pension contributions) of the key management personnel for the year was £54,081 (2024 £53,620).

9. Trustees

None of the trustees received any remuneration from the charity during the year (2024:none).

Five trustees were reimbursed travel expenses in the year £876 (2024: £756).

Total donations from trustees were £1,888 (2024: £1,280).

As of March 2025, three of the serving trustees were nominated by Riverside Care and Support, two of whom are employees of Riverside Care and Support.

10. Taxation

Church Homeless Charity is a registered charity and therefore is not liable to income tax or corporation tax on income or gains derived from its charitable activities, as they fall within the various exemptions available to registered charities.

23

11. Tangible fixed assets and website

Cost
At 1 April 2024
Additions
31 March 2025

Depreciation
At 1 April 2024
Charge for year
At 31 March 2025

Net book values
At 31 March 2025
At 31 March 2024		 Computers
and equipment
£


9,889
1,722
11,611

7,470
995
8,465

3,146
2,419		 Fixtures
and fittings
£


4,761
—
4,761

4,761
—
4,761

—
—		 Website
£

11,400
—
11,400

11,400
—
11,400

—
—		 Total
£

26,050
1,722
27,772

23,631
995
24,626

3,146
2,419

12. Fixed asset investments

12. Fixed asset investments
Total
£

Market value at 1 April 2024
Additions during the year
Disposals during year
Net losses for the year
Market value at 31 March 2025
Historical cost at 31 March 2025
425,644
—
(76,524)
(15,885)
333, 235
274,048

At 31 March 2025 all investments comprised units in the COIF Charities Investment Fund.

13. Debtors

13. Debtors
2025
£

2,338
3,453
—
2,289
8,080		 2024
£
Income tax recoverable
Prepayments and accrued income
Legacies receivable and other debtors
Investment income receivable
 2,138
13,613
—
2,750
18,501

24

14. Creditors: amounts falling due within one year

14. Creditors: amounts falling due within one year
2025
£
5,221
8,559
7,123
20,903		 2024
£
Expense and other creditors
Social security and other taxes
Accruals and grants in advance
 20,223
6,885
30,055
57,163

15. Provision for liabilities

15. Provision for liabilities

2025
£
Provision for Social Housing Pension Scheme liabilities (note 20)
107,000		 2024
£
119,000

16. Restricted funds

The income funds of the charity include restricted funds comprising the following unexpended balances of donations and grants held on trust to be applied for specific purposes:

Balanceat
1 April
2024
£
30,662
37,000
21,464
19,282
(3,315)
—
19,969
37,490
162,552
Income
£
32,560
—
4,607
—
—
—
—
—
37,167
Expenditure
£
(2,936)

(9,213)
(3,319)
(17,950)
—
(15,694)
(41,269)
(90,381)

Transfers
£
—
(37,000)
—
—
—
37,000
—
—
—
Balance at
31 March
2025
£
60,286
—
16,858
15,963
(21,265)
37,000
4,275
(3,779)
109,338
Support Funds (note 17)
Birmingham Townsend
Surrey funds
Sussex funds
East Yorkshire
West Midlands
North Yorkshire
Veterans’ schemes

The above restricted funds are funds held to support service users in specific schemes or regions across England.

17. Support funds

Support funds are used to enhance the lives of residents in over 100 supported housing schemes throughout England by providing ‘added value’ activities and equipment for which no other funding is available. The amounts payable during the year are shown in note 4 as grants payable.

25

18. Movements in funds

18. Movements in funds

Funds brought forward at 1 April
2024
Net income (expenditure)
per statement of financial
activities
Defined benefit scheme
deficit contribution paid
Actuarial gains (losses)
Funds carried forward at
31 March 2025		 General
fund
£
Pension reserve
fund
£
Restricted
funds
£

Total
£
393,910

(88,301)
(37,000)
—
(119,000)


(8,000)

37,000

(17,000)
162,552


(53,214)

—

—
437,462


(149,515)

—

(17,000)
268,609
(107,000)
109,338
270,947

19. Analysis of net assets between funds

General
fund
£
Pension reserve
fund
£
Restricted
funds
£
Total
2025
£
Tangible fixed assets
Investments
Net current assets/
(liabilities)
Provision for liabilities
Total net assets		 3,146
333,235
(67,772)
—
—

—

—

(107,000)
—

—

109,338

—
3,146

333,235

41,566

(107,000)
268,609
(107,000)
109,338
270,947

20. Pension commitments

Social Housing Pension Scheme: Background and information about the Scheme

Until 31 March 2013, the charity participated in the Defined Benefits Section of the Social Housing Pension Scheme (the Scheme). Church Homeless Charity ceased to have any active members of the defined benefit scheme on 31 March 2013.

The Scheme is a multi-employer Scheme which provides benefits to some 400 non-associated employers. The Scheme is a defined benefit scheme in the UK.

The Scheme is subject to the funding legislation outlined in the Pensions Act 2004 which came into force on 30 December 2005. This, together with documents issued by the Pensions Regulator and Technical Actuarial Standards issued by the Financial Reporting Council, sets out the framework for funding defined benefit occupational pension schemes in the UK.

The Scheme is classified as a ‘last man standing arrangement’. Therefore, the charity is potentially liable for other participating employers’ obligations if those employers are unable to meet their share of the Scheme deficit following withdrawal from the Scheme. Participating employers are legally required to meet their share of the Scheme deficit on an annuity purchase basis on withdrawal from the Scheme.

In 2020, sufficient information became available to allow the actuary to the Social Housing Pension Scheme (the Scheme) to calculate the share of the Scheme’s deficit applicable to each of the participating employers.

26

Present values of defined benefit obligation, fair value of assets and defined benefit assets (liability)

31 March
2025
£’000
31 March
2024
£’000
Fair value of plan assets
Present value of defined benefit obligation
Defined benefit liability to be recognised		 574
681
596

715
(107)
(119)

Reconciliation of opening and closing balances of the defined benefit obligation

Year ended
31 March
2025
£’000
Year ended
31 March
2024
£’000
Defined benefit obligation at start of period
Expenses
Interest expense
Actuarial (gains) losses due to scheme experience
Actuarial (gains) losses due to changes in demographic as-
sumptions
Actuarial (gains) losses due to changes in financial assump-
tions
Benefits paid and expenses
Defined benefit obligation at end of period		 715
3
33
_
29
(42)
(57)
736

3

35

_

(13)

9

(55)
681
715

Reconciliation of opening and closing balances of the fair value of plan assets

Year ended
31 March
2025
£’000

596
28

(30)

37
(57)
574		 Year ended
31 March
2024
£’000
Fair value of plan assets at start of period
Interest income
Experience on plan assets (excluding amounts included in interest income) -
(losses) gains
Contribution by the employer
Benefits paid and expenses
Fair value of plan assets at end of period		 600
29
(13)
35
(55)
596

The actual return on the plan assets (including any changes in share of assets) over the period from 31 March 2024 to 31 March 2025 was a loss of £22,000) compared with a gain of £16,000 in 2024.

27

Defined benefit costs recognised in the statement of financial activities:

Included in total expenditure

Included in total expenditure
Year ended
31 March
2025
£’000
 Year ended
31 March
2024
£’000
Expenses
Net interest expense
Defined benefit costs recognised in statement of financial activities		 3
5		 3
6
8 9

Included in other recognised (losses) gains

Included in other recognised (losses) gains
Year ended
31 March
2025
£’000
Year ended
31 March
2024
£’000
Experience (losses) on plan assets (excluding amounts included in net inter-
est costs)

Experience gains and (losses) arising on the plan liabilities

Effects of changes in the demographic assumptions underlying the present
value of the defined benefit obligation - gain (loss)

Effects of changes in the financial assumptions underlying the present value
of the defined benefit obligation - gain (loss)

Total actuarial gains (losses)
(30)

(13)
(29)
0

42

13

(9)
(17)
(9)

Defined benefit deficit recovery plan

Under the recovery plan, effective from 1 April 2019, the deficit contributions that are required from Church Homeless Charity are £33,410 a year until September 2026.

These payments will increase annually by 2% from 1 April 2020 and on each 1 April thereafter. The contribution in the year ended 31 March 2025 was £37,000 (2024 £35,000).

Estimated debt on withdrawal from the defined benefit scheme

As a result of pension scheme legislation, there is a potential debt (section 75 liability) on the employer that could be levied by the Trustee of the Scheme. The debt is due in the event of the employer ceasing to participate in the Scheme or the Scheme winding up.

The debt for the Scheme as a whole is calculated by comparing the liabilities of the Scheme (calculated on a buyout basis i.e. the cost of securing benefits by purchasing annuity policies from an insurer, plus an allowance for expenses) with the assets of the Scheme. If the liabilities exceed assets there is a buy-out debt.

The leaving employer’s share of the buy-out debt is the proportion of the Scheme’s liability attributable to employment with the leaving employer compared to the total amount of the Scheme’s liabilities (relating to employment with all the currently participating employers). The leaving employer’s debt therefore includes a share of any unpaid liabilities in respect of previously participating defaulting employers. The amount of the debt therefore depends on many factors including total Scheme liabilities, Scheme investment performance, the liabilities in respect of current and former employees of the employer, financial conditions at the time of the cessation event and the insurance buy-out market. The amounts of debt can therefore be volatile over time.

Church Homeless Charity has been notified by the Pensions Trust of its estimated employer debt on withdrawal from the Scheme based on the financial position of the Scheme as at 30 September 2024. As of this date the estimated employer debt or Section 75 liability for Church Homeless Charity was £238,098 (30 September 2023 - £366,079).

28

Assets

The charity’s share of assets held within the Scheme at 31 March 2025 is as follows:

The charity’s share of assets held within the Scheme at 31 March 2025 is as follows:

31 March
2025
£’000

31 March
2024
£’000
Global equity
Alternative asset classes
Liabilities driven investment
Net current assets
Total assets		 64

335

174

1
59

293

243

1
574
596

None of the fair values of the assets shown above include any direct investments in the employer’s own financial instruments or any property occupied by, or other assets used by, the employer.

Key Assumptions

Key Assumptions
31 March
2025
% per annum
31 March
2024
% per annum
Discount Rate
Inflation (RPI)
Inflation (CPI)
Salary Growth
Allowance for commutation of pension for cash at retirement		 5.54
3.18
2.70
3.70
4.82

3.24

2.71

3.71
75% of maximum
allowance
75% of maximum
allowance

The mortality assumptions adopted imply the following life expectancies:


31 March 2025
Life expectancy at
age 65 (Years)
Male retiring in 2025
20.5
Female retiring in 2025
23.0
Male retiring in 2045
21.7
Female retiring in 2045
24.5		 31 March 2024
Life expectancy at
age 65 (Years)
20.5
23.0
21.8
24.4

21. Related parties

Riverside Care and Support has the right to nominate up to one third of the trustees of Church Homeless Charity.

During the year Church Homeless Charity awarded grants to homeless individuals referred by Riverside Care and Support, making payments which in aggregate amounted to £173,489 (2024 £141,876). These monies were for the direct benefit of individuals experiencing homelessness providing funds for purposes for which there is no government funding available.

There are no other related party transactions requiring disclosure in 2025 (2024 none).

22...Members’ liability

The charity is constituted as a company limited by guarantee. In the event of the company being wound up, company members are required to contribute an amount not exceeding £1.

29

The schemes we work with:

Berkshire

Elizabeth Fry Charity

Bristol

Hampshire

Mike Jackson House

Kent

Lewisham Working Accommodation

Lewisham Young People

Maygrove Road

Jamaica Street

Buckinghamshire

Old Tea Warehouse Wycombe Homeless Connection

Cambridgeshire

Cambridge Youth Foyer The Springs The Victoria Project

Cumbria

Carlisle Foyer Eden Rural Foyer South Lakes Foyer Whitehaven Foyer

Derbyshire Amber Valley Projects Centenary House Derby Projects Derby Young Person’s Project

Gloucestershire

Claremont House Newton House

Greater Manchester and Cheshire

A Bed Every Night

Bolton House Brydon Court Gransmoor Women’s Shelter

Newbury House NSAP Rochdale Orchard Accommodation

Project 394 Railway Road Refugee Brokerage Service

SASH

Springboard Shepherd Court Stopover

Street Engagement Hub

The Beeches

Elizabeth Court Lily Smith House Medway Move On Regent House Simon Mead House

The Quays Towers Point

Leicestershire

One Roof Homes and night shelter

London

Acre Lane Anira House and LGBTQ+ Crisis Shelter Ark House Arlington House Artemis House Bevatone House Blackmore House C4WS Homeless Project

Camden 16/17 Chapter Street Cliff Road Engage Enfield Evolve Housing and Support Gosfield Street

Hackney Young Persons’ Service

Hilltops House Honor Lea

Hope Worldwide

Islington Young Person’s Service

King George’s Hostel Organisation

Kurdish and Middle Eastern Women’s

Migrant Destitution Fund (Housing Justice) Parliament Hill Pimlico Pathway Queen Mary’s Hostel Rokeby House Salvesen House

The Boundaries and Lucas Court

Tile House Westminster Transitional Housing

Westmoor House

Merseyside

Liverpool Dispersed Tenancy Service

Liverpool Floating Support

Liverpool Rough Sleeper Accommodation

Powerhouse

Rose Brae Hostel

Sefton Family Service

Shaw Street Wirral Dispersed Tenancies

Wirral Rough Sleeper Accommodation

Nottinghamshire

Emmanuel House Winter Shelter

Somerset

The Hope Centre

Suffolk

Acorn House

Cangle Foyer Coupals Court

Lindsey Court

Peppercorn Lodge Selig Suffolk Trust

Wilson Carlile House

30

Yorkshire South

Guildford HOST

Surrey

Yorkshire East

Number 5 Hub

St Saviour’s Dispersed Housing

Vaughan House

Sussex

Accommodation for Work

ID Essence

Pass it on

The Four Streets Projects

West Midlands

The Shrewsbury Ark

Townsend Gardens

Wiltshire

Booker House

Swindon Young Parents’ Accommodation

Centre 28

Clearview

Cosford Garth and Young people’s intensive support

Keys to Succeed

New Court Next Steps Accommodation Rochdale Rough Sleeper Initiative Russell Raywell Street St Ambrose Court Terry Street Resettlement The Crossings Yorkshire North

Hardwick House STAGES Academy The Beacon

Homeless Families Unit

Garnham House

Open House

Yorkshire West

Bracken Court Bradford Project Ladybeck House Laurel House Leeds Destitute Asylum Seekers Support

Marie House Marsh Way House Springhill Close West Yorkshire Destitute Asylum Network Young Families Service

We are very grateful for the support we receive from:

Trusts and Foundations

Arimathea Charitable Trust Army Benevolent Fund (South East) Bateman Family Trust Bedhampton Charitable Trust Benham Charitable Settlement Bennett Family Grantmaking Charity Bridgewater Charitable Trust Brownlee Charitable Trust Burley Weydon Trust Catterick Garrison Fund Charles & Elsie Sykes Trust Dalren Charitable Trust Fulmer Charitable Trust Guildford Poyle Charities Hyde Park Place Estate Charity

John James Bristol Foundation Joseph and Annie Cattle Trust Nathaniel Rayner Trust Fund Ogilvie Charities Paragon Trust Sir James Reckitt Charity SLG Charitable Trust Strand Parishes Trust The Charity Service The Grace Trust The Pears Trust The Veterans’ Foundation

7,FOUNDATIONVETERANS

Corporate Partners

3i Group

Akaal Accountants

Centurion Management systems

Douthwaite Florists Sundries

Efficio Consulting

Fairoak Corporation Ltd

Le Cateau School

L’Or é al Manchester

Masonic Charitable Foundation

Reed Talent Solutions

The Rotary Club of Sittingbourne

Thor Companies

Vodafone

31

Church Homeless Charity gives personal grants to people who are homeless, to help them to rebuild their lives

www.churchhomelesscharity.org.uk Charity number 802801

32