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|Trustees|Appointed/Resigned/Retired|
|---|---|
|ElizabethWilson(chair)||
|MarkBolton|ResignedOctober2020|
|ChristopherDaws||
|JohnGlenton(RiversideCareandSupportnominee)||
|TrevorMorris||
|SallyNicholson(RiversideCareandSupportnominee)||
|AnneParkerCBE(RiversideCareandSupportnominee)||
|PhilipRaw|ResignedDecember2020|
|RevGraceThomas||
|ElizabethToher||





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|Risks|Mitigatingactions|
|---|---|
|Asuddenandirreversibledropinour|WeranaverysuccessfulCOVIDemergencyfundraisingcampaignfor|
|incomeduetothehealth,socialand|individuals,trustsandcompanies,whichhasincreasedourincome.|
|economiceffectsofthepandemic.|Wecontinued,andexpandedoureventsfundraisingonline.|
||Weincreasedourcommunicationswithourregularsupportersand|
||majordonorsduringlockdown,tokeepthemuptodatewithourwork.|
||Wehaveincreasedoursocialmediapresenceandrelaunchedour|
||website.Asaconsequencewehaveseenanincreaseinourincome|
||overthepastyear.|
|Anincreaseindemandfrompeoplewho|Weareworkingcloselywithpartnerstoensurethatourfundingis|
|becomehomelessinthewakeofthe|beingusedinthemosteffectiveways.|
|lockdown.|Wehavesecurednewfundingfromtrustsandcompaniestomeetthis|
||extrademand.|
||Asourincomehasincreasedwehavereleasedmoreofour|
||unrestrictedfundstomeettheincreaseindemand.|
|Thehealthandwellbeingofourstaffteam|Wemadepreparationsandstartedremoteworkingbeforelockdown|
|andtrusteesisadverselyaffectedbythe|began.WehaveofferedmentalhealthandITsupporttostaff,andthe|
|pandemic|executivedirectorchecksinwitheach teammembereveryweek.We|
||aregraduallyreturningtoworkingintheoffice,andwillcontinuewith|
||hybridworkingarrangements.|
|Theproductivityofourstaffteamand|Wehavecontinuedtoprocessgrantapplicationseveryweek,sothere|
|trusteesisreducedthroughremote|hasbeennodelayinfunding.Wehavepurchasednewcloudbased|
|working|softwaretohelpussharedocumentsandprocessinvoices.Theteam|
||hasregularon-linemeetings.|
|Aninterruptionintheservicesprovidedby|Wehavebeenworkingcloselywiithpartnerswhohaveincreasedthe|
|ourpartners|servicestheyareprovidingandwehavefundedtheparticularsupport|
||whichisneededatthisdifficulttime.|
|Thedeclineinchurchattendance,and|Wearemovingourengagementwithchurchesonline,andreaching|
|theconsequentreductioninincomeand|individualsratherthancongregations.|
|engagement||





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1 October 2021 



|||Unrestricted|Restricted|Total|Unrestricted|Restricted|Total|
|---|---|---|---|---|---|---|---|
|||funds|funds|2021|funds|funds|2020|
||Notes|£|£|£|£|£|£|
|Incomefrom:||||||||
|Donations,grantsand||||||||
|legacies|1|780,142|139,700|919,842|329,402|126,111|455,513|
|Investmentincomeand||||||||
|interestreceivable|2|10,922||10,922|12,317||12,317|
|Totalincome||791,064|139,700|930,764|341,719|126,111|467,830|
|Expenditureon:||||||||
|Raisingfunds|3|91,884||91,884|102,710||102,710|
|Charitableactivities||||||||
|.Assistinghomeless||||||||
|peopleandthosein||||||||
|housingneed|4|319,108|186,339|505,447|322,204|143,107|465,311|
|Totalexpenditure||410,992|186,339|597,331|424,914|143,107|568,021|
|Netincome(expenditure)||||||||
|beforeinvestmentgains||||||||
|(losses)andtransfers||380,072|(46,639)|333,433|(83,195)|(16,996)|(100,191)|
|Netgains(losses)on||||||||
|investmentassets|12|50,217||50,217|(3,585)||(3,585)|
|Netincome(expenditure)||||||||
|beforetransfers||430,289|(46,639)|383,650|(86,780)|(16,996)|(103,776)|
|Grosstransfersbetween||||||||
|funds|16|(2,746)|2,746|||||
|Netincome(expenditure)|7|427,543|(43,893)|383,650|(86,780)|(16,996)|(103,776)|
|Otherrecognised||||||||
|(losses)gains||||||||
|Actuarial(losses)gains|20|(92,000)|-|(92,000)|135,000||135,000|
|Netmovementinfunds|18|335,543|(43,893)|291,650|48,220|(16,996)|31,224|
|Reconciliationoffunds:||||||||
|Fundsbroughtforward||||||||
|at1April2020||195,379|228,360|423,739|147,159|245,356|392,515|
|Fundscarriedforwardat||||||||
|31March2021|19|530,922|184,467|715,389|195,379|228,360|423,739|



## 



|||2021|2021|2020|2020|
|---|---|---|---|---|---|
||Notes|£|£|||
|Fixedassets||||||
|Tangibleassets|11||6,535||3,440|
|Investments|12||338,612||238,395|
||||345,147||241,835|
|Currentassets||||||
|Debtors|13|350,590||53,395||
|Shorttermdeposits||55,500||5,500||
|Cashatbankandinhand||||||
|.Interestbearingaccounts||91,858||155,134||
|.Otheraccountsandcash||58,518||95,527||
|||556,466||309,556||
|Creditors:amounts||||||
|fallingduewithinone|14|(34,224)||(35,652)||
|year||||||
|Netcurrentassets|||522,242||273,904|
|Totalassetsless||||||
|currentliabilities|||867,389||515,739|
|Provisionforliabilities|15/20||(152,000)||(92,000)|
|Totalnetassets|||715,389||423,739|
|Fundsandreserves|18|||||
|Incomefunds||||||
|Restrictedfunds|16||184,467||228,360|
|Unrestrictedfunds||||||
|.Generalfund||682,922||287,379||
|.Pensionreservefund|20|(152,000)||(92,000)||
||||530,922||195,379|
||||715,389||423,739|





## 

|||2021|2020|
|---|---|---|---|
||Notes|£|£|
|Cashflowsfromoperatingactivities:||||
|Netcashusedinoperatingactivities|A|(4,199)|(97,323)|
|Cashflowsfrominvestingactivities:||||
|Investmentincomeandinterestreceived||10,922|12,317|
|Proceedsfromthesaleoflistedinvestments|||84,000|
|Purchaseoflistedinvestments||(50,000)||
|Purchaseoftangiblefixedassets||(7,008)|(2,180)|
|Netcash(usedin)providedbyinvestingactivities||(46,086)|94,137|
|Changeincashandcashequivalentsintheyear||(50,285)|(3,186)|
|Cashandcashequivalentsat1April2020|B|256,161|259,347|
|Cashandcashequivalentsat31March2021|B|205,876|256,161|



|||2021|2020|
|---|---|---|---|
|||£|£|
|Netmovementinfunds(asperthestatementoffinancialactivities)||291,650|31,224|
|Adjustmentsfor:||||
|Depreciationcharge||3,913|2,234|
|(Gains)lossesoninvestments||(50,217)|3,585|
|Investmentincomeandinterestreceivable||(10,922)|(12,317)|
|(Increase)decreaseindebtors||(297,195)|55,229|
|Decreaseincreditors||(1,428)|(15,278)|
|(Increase)decreaseinpensionprovision||60,000|(162,000)|
|Netcashusedinoperatingactivities||(4,199)|(97,323)|
|Analysisofchangesinnetdebt||||
||2020|Cashflow|2021|
||£|£|£|
|Shorttermdeposits(lessthanthreemonths)|5,500|50,000|55,500|
|Cashatbankandinhand:||||
|Interestbearingaccounts|155,134|(63,276)|91,858|
|Otheraccountsandcash|95,527|(37,009)|58,518|
|Totalcashandcashequivalents|256,161|(50,285)|205,876|





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## 

||Unrestricted|Restricted|Total|Unrestricted|Restricted|Total|
|---|---|---|---|---|---|---|
||funds|funds|2021|funds|funds|2020|
||£|£|£|£|£|£|
|Legacies|389,330||389,330|13,125||13,125|
|Otherdonationsandgrants|390,812|139,700|530,512|316,277|126,111|442,388|
||780,142|139,700|919,842|329,402|126,111|455,513|



## 

||Unrestricted|Restricted|Total|Unrestricted|Restricted|Total|
|---|---|---|---|---|---|---|
||funds|funds|2021|funds|funds|2020|
||£|£|£|£|£|£|
|Incomefromlistedinvestments|||||||
|.UKlistedinvestments|9,146||9,146|10,523||10,523|
|.Bankinterest|1,776||1,776|1,794||1,794|
||10,922||10,922|12,317||12,317|



## 

||Unrestricted|Restricted|Total|Unrestricted|Restricted|Total|
|---|---|---|---|---|---|---|
||funds|funds|2021|funds|funds|2020|
||£|£|£|£|£|£|
|Staffcosts(note8)|59,210||59,210|62,591||62,591|
|Advertising|17,461|-|17,461|21,762||21,762|
|Allocatedsupportcosts(note5)|15,213||15,213|18,357||18,357|
||91,884|-|91,884|102,710|-|102,710|



## 

||Unrestricted|Restricted|Total|Unrestricted|Restricted|Total|
|---|---|---|---|---|---|---|
||funds|funds|2021|funds|funds|2020|
||£|£|£|£|£|£|
|Grantspayable|121,132|186,339|307,471|86,246|143,107|229,353|
|Staffcosts(note8)|129,762||129,762|139,795||139,795|
|Publicity|17,032|-|17,032|34,547||34,547|
|Allocatedsupportcosts(note5)|51,182|-|51,182|61,616||61,616|
||319,108|186,339|505,447|322,204|143,107|465,311|





## 

||Raising|Charitable|||
|---|---|---|---|---|
||funds|activities|Total||
||£|£|£|Basisofallocation|
|Officecosts|12,212|36,637|48,849|Proratabyexpenditure|
|Legalandprofessionalfees|261|1,471|1,732|Proratabyexpenditure|
|Bankchargesandfinancecosts|1,024|5,758|6,782|Proratabyexpenditure|
|Governancecosts(note6)|1,716|7,316|9,032|Proratabyexpenditure|
||15,213|51,182|66,395||



||Raising|Charitable|||
|---|---|---|---|---|
||funds|activities|Total||
||£|£|£|Basisofallocation|
|Officecosts|13,875|41,625|55,500|Proratabyexpenditure|
|Legalandprofessionalfees|394|1,831|2,225|Proratabyexpenditure|
|Bankchargesandfinancecosts|1,880|8,746|10,626|Proratabyexpenditure|
|Governancecosts(note6)|2,208|9,414|11,622|Proratabyexpenditure|
||18,357|61,616|79,973||



## 

|6.Governancecosts|||||||
|---|---|---|---|---|---|---|
||Unrestricted|Restricted|Total|Unrestricted|Restricted|Total|
||funds|funds|2021|funds|funds|2020|
||£|£|£|£|£|£|
|Auditor'sremuneration|9,032|-|9,032|8,930||8,930|
|Otherprofessionalcosts||-||2,692||2,692|
||9,032||9,032|11,622|-|11,622|
|7.Netincome(expenditure)|||||||
|hisisstatedaftercharging:|||||||
||||||2021|2020|
||||||£|£|
|Staffcosts(note8)||||188,972||202,386|
|Auditor'sremuneration:statutoryauditservices|||||9,032|8,930|
|Depreciation|||||3,913|2,234|



## 



## 

|8.Staffcosts|||
|---|---|---|
||2021|2020|
|Wagesandsalaries|165,911|174,721|
|Socialsecuritycosts|11,120|13,757|
|Otherpensioncosts|11,941|13,613|
||188,972|202,091|
|Otherstaffingcosts||295|
||188,972|202,386|
|Staffcosts(includingotherrelatedcosts)byfunctionwereasfollows:|||
||2021|2020|
||£|£|
|Raisingfunds|59,210|62,591|
|Charitableactivities|129,762|139,795|
||188,972|202,386|
|Theaveragenumberofemployees,analysedbyfunction,wasasfollows:|||
||2021|2020|
|Raisingfunds|3|3|
|Charitableactivities|3|3|
||6|6|



## 

## 



## 

||Computers|Fixtures|Website|Total|
|---|---|---|---|---|
||and|and|||
||equipment|fittings|||
|Cost|£|£|£|£|
|At1April2020|5,177|4,764|5,400|15,341|
|Additions|1,008||6,000|7,008|
|At31March2021|6,185|4,764|11,400|22,349|
|Depreciation|||||
|At1April2020|3,597|2,904|5,400|11,901|
|Chargeforyear|1,346|1,067|1,500|3,913|
|At31March2021|4,943|3,971|6,900|15,814|
|Netbookvalues|||||
|At31March2021|1,242|793|4,500|6,535|
|At31March2020|1,580|1,860||3,440|



## 

||Total|
|---|---|
||£|
|Listedinvestments||
|Marketvalueat1April2020|238,395|
|Additonsduringtheyear|50,000|
|Netgainsfortheyear|50,217|
|Marketvalueat31March2021|338,612|
|Historicalcostat31March2021|261,099|



## 

|3.Debtors|||
|---|---|---|
||2021|2020|
||£|£|
|Incometaxrecoverable|17,500|15,500|
|Prepaymentsandaccruedincome|14,598|35,774|
|Legaciesreceivable|316,000||
|Investmentincomereceivable|2,492|2,121|
||350,590|53,395|





## 

||2021|2020|
|---|---|---|
|Expenseandothercreditors|21,503|23,256|
|Socialsecurityandothertaxes|3,629|3,607|
|Accrualsandgrantsinadvance|9,092|8,789|
||34,224|35,652|



## 

|5.Provisionforliabilities||||
|---|---|---|---|
|||2021|2020|
|||£|£|
|ProvisionforSocialHousingPensionSchemeliabilities(note|21)|152,000|92,000|



## 

||Balanceat||||Balanceat|
|---|---|---|---|---|---|
||31March||||31March|
||2020|Income|Expenditure|Transfers|2021|
||£|£|£|£|£|
|Supportfunds(note17)|150,358|129,700|(150,013)|2,716|132,761|
|QueenMary'sGarden|2,561|10,000|(9,249)||3,312|
|WakefieldMarieHouseGarden|77||(710)|633||
|CatterickVeteranArtisanBakery|24,908||(14,732)||10,176|
|HuddersfieldGrow&Cook|1,620||||1,620|
|LondonStreetBuddies|10,000||||10,000|
|HullTerryStreetTrainingKitchen|1,000||||1,000|
|WakefieldMarieHouseGarden|5,000||(1,600)||3,400|
|VeteranScheme|28,328||(3,415)|(2,715)|22,198|
|SittingbourneBeatProject|4,508||(6,620)|2,112||
||228,360|139,700|(186,339)|2,746|184,467|





## 

## 

||Note|General|Pensionreserve|Restricted||
|---|---|---|---|---|---|
|||fund|fund|funds|Total|
|||`£`|`£`|`£`|`£`|
|Fundsbroughtforwardat<br>1April2020||287,379|(92,000)|228,360|423,739|
|Netincome(expenditure)||||||
|perstatementoffinancial||432,543|(5,000)|(43,893)|383,650|
|activities||||||
|Definedbenefitscheme<br>deficitcontributionpaid|20|(37,000)|37,000|||
|Actuarialgains(losses)|20||(92,000)||(92,000)|
|Fundscarriedforwardat<br>31March2021||682,922|(152,000)|184,467|715,389|



## 

||General|Pensionreserve|Restricted|Total|
|---|---|---|---|---|
||fund|fund|funds|2021|
||£|£|£|£|
|Tangiblefixedassets|6,535|||6,535|
|Investments|338,612|-|-|338,612|
|Netcurrentassets|337,775|-|184,467|522,242|
|Provisionforliabilities|-|(152,000)||(152,000)|
|Totalnetassets|682,922|(152,000)|184,467|715,389|



## 

## 



|Presentvaluesofdefinedbenefitobligation<br>liability)|,fairvalueofassetsandde|finedbenefitas|
|---|---|---|
||31March|31March|
||2021|2020|
||£'000|£'000|
|Fairvalueofplanassets|1,035|948|
|Presentvalueofdefinedbenefitobligation|(1,187)|(1,040)|
|Deficitinplan|(152)|(92)|
|Definedbenefitliabilitytoberecognised|(152)|(92)|



## 

|Reconciliationofopeningandclosingbalancesof|thedefinedbenefit|obligation|
|---|---|---|
||Yearended|Yearended|
||31March|31March|
||2021|2020|
||£'000|£'000|
|Definedbenefitobligationatstartofperiod|1,040|1,192|
|Expenses|3|3|
|Interestexpense|25|26|
|Actuarialgainsduetoschemeexperience|(7)|(14)|
|Actuariallosses(gains)duetochangesindemographicassump-<br>tions|6|(13)|
|Actuariallosses(gains)duetochangesinfinancialassumptions|174|(102)|
|Benefitspaidandexpenses|(54)|(52)|
|Definedbenefitobligationatendofperiod|1,187|1,040|



## 

||Yearended|Yearended|
|---|---|---|
||31March|31March|
||2021|2020|
||£'000|£'000|
|Fairvalueofplanassetsatstartofperiod|948|938|
|Interestincome|23|20|
|Experienceonplanassets(excludingamountsincludedininterestincome)-gains|81|6|
|Contributionbytheemployer|37|36|
|Benefitspaidandexpenses|(54)|(52)|
|Fairvalueofplanassetsatendofperiod|1,035|948|





## 

## 

|Definedbenefitcostsrecognisedinthestatementof<br>ncludedinexpenditureoncharitableactivities|financialactivitie|s:|
|---|---|---|
||Yearended|Yearended|
||31March|31March|
||2021|2020|
||£'000|£'000|
|Expenses|3|3|
|Netinterestexpense|2|6|
|Definedbenefitcostsrecognisedinstatementoffinancialactivities|5|9|



|Expenses<br>Netinterestexpense<br>Definedbenefitcostsrecognisedinstatementoffinancialactivities<br>ncludedinotherrecognised(losses)gains|3<br>2<br>5|3<br>6<br>9|
|---|---|---|
||Yearended|Yearended|
||31March|31March|
||2021|2020|
||£'000|£'000|
|Experienceonplanassets(excludingamountsincludedinnetinterestcosts)|||
|-gain|81|6|
|Experiencegainsandlossesarisingontheplanliabilities-gain|7|14|
|Effectsofchangesinthedemographicassumptionsunderlyingthepresent|||
|valueofthedefinedbenefitobligation-gain(loss)|(6)|13|
|Effectsofchangesinthefinancialassumptionsunderlyingthepresentvalue|||
|ofthedefinedbenefitobligation-gain(loss)|(174)|102|
|Totalactuarialgainsandlosses-netgain(loss)|(92)|135|



## 

## 



## 

|Assets|||
|---|---|---|
|Thecharity'sshareofassetsheldwithintheSchemeat31March2021isasfollows:|31March|31March|
||2021|2020|
||£'000|£'000|
|GlobalEquity|165|139|
|AlternativeAssetClasses|601|490|
|LiabilitiesDrivenInvestment|263|315|
|NetCurrentAssets|6|4|
|Totalassets|1,035|948|



## 

|KeyAssumptions|||
|---|---|---|
||31March|31March|
||2021|2020|
||%perannum|%perannum|
|DiscountRate|2.00%|2.44|
|Inflation(RPI)|3.36%|2.74|
|Inflation(CPI)|2.80%|1.74|
|SalaryGrowth|3.80%|2.74|
|Allowanceforcommutationofpensionforcashatretirement|75%ofmaximum<br>allowance|75%ofmaximum<br>allowance|



||March2021|March2020|
|---|---|---|
||Lifeexpectancyat|Lifeexpectancyat|
||age65(Years)in|age65(Years)in|
|Maleretiringin2021|21.6|21.5|
|Femaleretiringin2021|23.5|23.3|
|Maleretiringin2041|23.5|22.9|
|Femaleretiringin2041|25.1|24.5|



## 



## 

## 

||Officeequipment|Officeequipment|
|---|---|---|
||2021|2020|
||£|£|
|Operatingleasepaymentsdue:|||
|Withinoneyear|1,439|2,202|
|Betweentwoandfiveyears||1,439|
||1,439|3,641|





##