OFFICIAL ## **The Full Gospel Bible Study** ## **Trustees’ Annual Report for the Year Ended 31 December 2024** ## **1. Reference and Administrative Details** **Charity Name** : Full Gospel Bible Study (also known as Voice of God Tabernacle) Registered Charity Number: 802221 Principal Address: 10 Swindale, Bedford, MK41 7TT Trustees during the year: Miss S Yates Mrs G Huggins Mrs L M Haughton Rev S P Bent Mr J Campbell Mr O Haughton - Resigned Mr A J Frederick Mrs C A Bent - Resigned Mr A Wilson Ms A Fender – Appointed Mr D Reynolds – Appointed ## Administration Independent Examiner: Ms C Pieterson Banker: Lloyds Bank plc ## **2. Structure, Governance and Management** Full Gospel Bible Study is a registered charity governed by the declaration of Trust dated 8th January 1989. The charity is an unincorporated association managed by a board of trustees, who are responsible for its strategic direction and overall management. New trustees are appointed by existing members in accordance with the constitution. The trustees meet regularly to review the church’s activities, finances, and compliance with legal responsibilities. OFFICIAL Rev S P Bent is the Chairman and Pastor. Joseph Campbell is the Secretary ## **3. Objectives and Activities** The charity’s object is: “To advance the Christian religion and to promote and declare a thorough understanding of the Bible tenets, to prompt members into active study and practice of the Bible’s doctrines in order to prepare for the second coming of our Lord.’’ During the year, the church continued its program of worship services and Bible studies. All activities are open to the public and delivered by volunteers, supported by member contributions and donations. ## **4. Achievements and Performance** During 2024, the church: - Held weekly worship services and Bible study sessions. - Maintained a consistent level of attendance and engagement. - Continued to meet all financial commitments, including insurance, utilities, and maintenance costs. ## **5. Financial Review** As per the receipts and payments statement. ## **6. Reserves Policy** No reserves in place. ## **7. Public Benefit Statement** The trustees confirm that they have had due regard to the Charity Commission’s guidance on public benefit when planning the charity’s activities. All activities are undertaken to advance the Christian faith and serve the wider community. ## **8. Plans for Future Periods** In 2025, the charity plans to: - Continue regular worship services and Bible studies. ## **9. Statement of Trustees’ Responsibilities** The trustees are responsible for: - Ensuring that proper accounting records are kept. - Preparing the annual accounts in accordance with the Charities Act 2011. - Safeguarding the assets of the charity and applying them in accordance with its purposes. OFFICIAL ## **10. Approval** This report was approved by the trustees on 14/09/2025 and signed on their behalf by: __Rev S P Bent__________ Chair / Trustee __Mr J Campbell____________ Treasurer ## **The Full Gospel Bible Study Charity** ## **Receipts & Payments accounts** ## **Year to 31st December 2024** |**Opening balance**|| |---|---| |Lloyds bank balance|179,632| |**Receipts**|| |**Description**|**Amount**| |Member contributions|69,752| ## **Payments** |**Description**|**Amount**| |---|---| |Payroll|55,331| |Telephone & Utilities|1,907| |Insurance|2,530| |Repairs & Maintenance|216| |Administration Costs|798| |**Closing balance**|| |Lloyds bank balance|188,601| **The Full Gospel Bible Study Charity** ## **Statement of Assets and Liabilities** **Year to 31st December 2024** ## **Assets** |Lloyds Bank current account:|188,601| |---|---| |**Liabilities**|| |Liabilities|0| |**Net Assets**|**188,601**| |**Represented by:**|| |**Unrestricted funds**|**188,601**| OFFICIAL ## **The Full Gospel Bible Study** ## **Independent Examiner’s Report to the Trustees for the Year Ended 31** ## **December 2024** I report to the trustees on my examination of the accounts of Full Gospel Bible Study for the year ended 31 December 2024. ## **Respective Responsibilities of Trustees and Examiner** The charity’s trustees are responsible for the preparation of the accounts in accordance with the Charities Act 2011 (‘the Act’). The charity’s trustees consider that an audit is not required for this year under section 144 of the Act and that an independent examination is needed. It is my responsibility to: - Examine the accounts under section 145 of the Act; - To follow the procedures laid down in the general Directions given by the Charity Commission (under section 145(5)(b) of the Act); and - To state whether particular matters have come to my attention. ## **Basis of Independent Examiner’s Statement** My examination was carried out in accordance with the Directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and explanations sought from the trustees concerning such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently I do not express an audit opinion on the accounts. ## **Independent Examiner’s Statement** In the course of my examination, no matter has come to my attention which gives me reasonable cause to believe that: 1. Accounting records were not kept in accordance with section 130 of the Charities Act 2011; or 2. The accounts do not accord with those accounting records; or 3. The accounts do not comply with the accounting requirements of the Charities Act 2011; or 4. There is any other matter to which attention should be drawn in order to enable a proper understanding of the accounts to be reached. Signed: __C Pieterson_________ **Name** : Clara Pieterson **Profession** : Chartered Accountant OFFICIAL Qualification: Chartered Institute of Management Accountants (CIMA) **Address** : 91 Severn Way, Bletchley, MK3 7QE **Date** : 09/10/2025