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2024-12-31-accounts

Trustees’ Annual Report for the period

From Period start date 01/01/24 P. Period end date 31/12/24

Charity name: Christ Believers Fellowship. GBint

Charity registration number: 802028

Objectives and Activities

SORP reference
Summary of the purposes of
the charity as set out in its
governing document
Para 1.17 Our church group is dedicated to serving
those most in need within our
community, offering support to
individuals and families facing hardship.
We interact with & provide a safe space,
friendship & support the sick, elderly, the
lonely, single parents, refugees, the
homeless, and those with no recourse to
public funds, as well as low-income &
impoverished families, & the most
vulnerable in the community who cannot
fully help themselves
Through a network of our members
volunteers, donations, & partnerships, we
provide a befriending service & essential
assistance such as food parcels,
clothing, companionship, advocacy, &
spiritual encouragement. Our mission is
to reflect Christ’s love in action —
building hope, restoring dignity, &
strengthening community through care,
prayer, help & genuine connection.
Summary of the main
activities in relation to those
purposes for the public
benefit, in particular, the
activities, projects or services
identified in the accounts.
Para 1.17 and
1.19
Our church outreach ministry is
dedicated to meeting both the practical
and emotional needs of those facing
hardship in our community. We provide a
range of essential services aimed at
offering care, dignity, and hope to the
elderly, lonely, single parents, refugees,
the homeless, & low-income families.
Our main activities include:
• Food Support: Supplying nutritious
meals, food parcels, and emergency food
packages for individuals and families in
need.
• Warmth & Comfort: Distributing
blankets, hot water bottles, & other
essentials to help people stay warm,
especially during colder months.
• Basic Medical Assistance: Offering
basic health-related support and
guidance, and connecting individuals
with appropriate care services.
• Safe Meeting Space: Providing a
welcoming and safe place where people
can connect, receive encouragement, &
find a sense of community.
• Digital Education &
Empowerment: Helping individuals gain
essential digital skills to improve access
to information, communication, &
opportunities for personal growth.
Statement confirming
whether the trustees have
had regard to the guidance
issued by the Charity
Commission on public
benefit
Para 1.18 The trustees of Christ Believers
Fellowship (CBF) confirm that, in
exercising their powers and duties, they
have had due regard to the guidance
issued by the Charity Commission on the
public benefit. The trustees ensure that
all charitable activities & services are
carried out for the public benefit, in
accordance with the purposes set out in
the charity’s governing documents, &
that the benefits provided are accessible
to the community we serve.

Additional information (optional) You may choose to include further statements where relevant about: SORP reference Para 1.38 Policy on grant making Para 1.38 Policy on social investment including program related investment Para 1.38 Contribution made by volunteers Other

Achievements and Performance

SORP reference
Summaryof the main Over the past year, CBF has made
significant progress in supporting
vulnerable individuals & families in
Greater London. We have been able to
achievements of the charity,
identifying the difference the
charity’s work has made to
the circumstances of its
beneficiaries and any wider
benefits to society as a
whole.
Para 1.20 reach & assist a larger number of
beneficiaries than ever before, providing
practical support, companionship, &
empowerment to those who need it most.
The charity’s activities—including
providing food parcels & hot meals,
distributing blankets & hot water bottles,
offering basic medical assistance,
maintaining a safe meeting space, and
delivering digital education—have
directly improved the daily lives of our
beneficiaries. These services have
alleviated hardship, reduced isolation, &
restored dignity & hope to individuals &
families facing difficult circumstances.
The wider benefits to society are also
evident. By addressing immediate needs,
empowering people with essential skills,
& fostering a sense of community, our
work strengthens social cohesion &
reduces pressures on other social
services, which are not even available
Although demand for our services
continues to grow, the charity has
reached a level of capacity &
organisation that allows us to provide
support in ways that were never
previously impossible.
While there remains much more to do, we
now operate from a place of hope &
stability, where once there was despair,
and we continue to build on these
achievements to further extend our
impact in the years to come.
Additional information (optional)
You may choose to include further statements where relevant about:
Additional information (optional)
You may choose to include further statements where relevant about:
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You may choose to include further statements where relevant about:
Achievements against
objectives set
Para 1.41 At the start of the year, we aimed to reach
over 50 beneficiaries, a significant
increase from the 15-20 people we were
previously able to adequately support.
Through expanded resources and
dedicated effort, we attained this goal,
reaching & assisting far more individuals
than anticipated.
Performance of fundraising
activities against objectives
set
Para 1.41 We surpassed even our own expectations
as more people heard about us & came to
us & wanted to help. Another our
objective are always to learn. do better &
reach more people than the previous year
Investment performance
against objectives
Para 1.41 Because we had more funds available, we
were able to exceed our objectives in that
we added flasks for keeping food &
drinks warm & a hot water bottle for
people to take away & we were able to
extend this service from only providing
this for the elderly, to single parent
families & those with no recourse to

ublic funds above the food arcels onl Other

Financial Review

Financial Review
Review of the charity’s
financial position at the end
of the period
Para 1.21 At the end of the reporting period, we
remain in a stable financial position. The
charity is not in deficit & continues to
manage its resources prudently to ensure
that funds are directed effectively
towards its charitable activities.
We continue to actively raise funds to
support & expand its outreach work,
enabling us to assist as many
beneficiaries as possible. This stable
financial position allows the charity to
maintain ongoing services, respond to
growing demand, & plan for future
initiatives to benefit our community.
Statement explaining the
policy for holding reserves
stating why they are held
Para 1.22 We hold reserves to ensure the continuity
of its charitable work & to provide a
buffer against unforeseen costs.
Currently, a significant portion of
expenditure is spent on monthly rent for
our premises. The trustees aim to build
reserves to purchase a small property,
reducing reliance on rented space,
lowering costs, & providing greater
flexibility. This approach ensures that
resources can be directed effectively
toward supporting our beneficiaries while
maintaining financial stability.
Amount of reserves held Para 1.22 30,000
Reasons for holding zero
reserves
Para 1.22 We do not hold zero reserves
Details of fund materially in
deficit
Para 1.24 We are not in deficit
Explanation of any
uncertainties about the
charity continuing as a going
concern
Para 1.23 We do not have any uncertainty about us
continuing as a going concern

Additional information (optional) You may choose to include further statements where relevant about:


The charity’s principal
sources of funds (including
any fundraising)

Para 1.47

Donations from our members wherever
they can share or see some initiative that
can help us to grow & continue our work.
And grants from funding organisations
Investment policy and
objectives including any
social investment policy
adopted
Para 1.46 Investment Policy of CBF
To safeguard the organisation’s funds
while ensuring they are available when
needed, and to generate modest returns
without taking unnecessary risks.
Objectives:
• Liquidity: Funds must be readily
accessible to meet operational needs.
• Capital Preservation: Protect the value
of funds by avoiding high-risk
investments.
• Income Generation: Maximise safe
returns where possible, without
compromising liquidity.
Strategy:
• Keep funds in short-term, low-risk
instruments such as high-interest bank
accounts or short-term deposits.
• Avoid speculative or high-risk
investments.
Social & Ethical Policy:
• Investments will align with the
organisation’s values.
• Avoid businesses that conflict with our
mission.
• Encourage ethical practices where
feasible.
Review:
• Policy & performance will be reviewed
at least annually.
• All investments require Board approval.
A description of the principal
risks facing the charity
Para 1.46 We do not currently have any identifiable
risks
Other

Structure, Governance and Management

Description of charity’s
trusts:
Type of governing document
(trust deed, royal charter)
Para 1.25 Trust Deeds
How is the charity
constituted?
(e.g unincorporated
association, CIO)
Para 1.25 CIO
Trustee selection methods
including details of any
constitutional provisions e.g.
election to post or name of
any person or body entitled
to appoint one or more
trustees
Para 1.25 TRUSTEE SELECTION PROCESS CBF
Identification of Needs
• The Board will regularly review the
skills, experience, and diversity of
current trustees.
• When a vacancy arises, the Board will
identify specific skills or experience
needed to complement the existing team
(e.g., finance, legal, community outreach,
pastoral care).
2. Nomination & Expression of Interest
• Prospective trustees may be nominated
by current trustees, church members, or
self-nominate.
• Candidates must submit an expression
of interest, including a CV or summary of
relevant experience & a statement of why
they wish to serve.
3. Eligibility Criteria
Candidates must:
• Be over 18 years of age.
• Share the vision, values, & faith
principles of the church.
• Not be disqualified from serving as a
trustee under charity law (e.g., due to
bankruptcy, criminal convictions relating
to dishonesty, or prior removal from
trustee roles).
• Demonstrate the skills, experience, &
commitment required for effective
governance.
4. Assessment and Shortlisting
• The Board or a dedicated Nominations
Committee will review all applications
against the eligibility criteria.
• Shortlisted candidates may be invited
for an informal interview or discussion to
assess their understanding of trustee
responsibilities & their commitment to
the church’s mission.
5. Appointment
• Trustees are formally appointed by a
resolution of the existing Board.
• Appointments are recorded in the
minutes and, where required, reported to
the Charity Commission (or relevant
regulatory body).

• New trustees will be provided with an induction pack, including key documents (e.g., governing document, latest accounts, policies, & trustee responsibilities). 6. Term & Review • Trustees are usually appointed for a fixed term (e.g., three years), with the option to renew, subject to performance & ongoing commitment. • Trustee performance will be reviewed periodically, & support or training provided as needed. 7. Conflicts of Interest • All prospective & serving trustees must declare any potential conflicts of interest and act in the best interest of the charity at all times. 8. Diversity and Inclusion • The church seeks to appoint trustees who reflect the diversity of its congregation & community, promoting an inclusive governance culture.

Additional information (optional) You may choose to include further statements where relevant about:


Policies and procedures
adopted for the induction and
training of trustees

Para 1.51
The charity’s organisational
structure and any wider
network with which the
charity works
Para 1.51
Relationship with any related
parties
Para 1.51
Other

Reference and Administrative details

Charity name Christ Believers Fellowship
Other name the charity uses CBF
Registered charity number
Charity’s principal address 8 Huntingdon Close
Mitcham
CR4 1XJ

Names of the charity trustees who manage the charity

1
2
3
4
5
6
7
8
9
10
11
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13
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19
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Trustee name Office (if any) Dates acted if not for whole
year
Name of person (or body) entitled
to appoint trustee (ifany)
Kingsley Adu-
Afriyie
Trustee Whole year
Natalie Chambers Trustee Wholeyear
Vivien Adu Trustee Wholeyear

– Corporate trustees names of the directors at the date the report was approved Director name

Name of trustees holding title to property belonging to the charity

Trustee name Dates acted if not for whole year

Funds held as custodian trustees on behalf of others

Description of the assets held in this capacity

Name and objects of the charity on whose behalf the assets are held and how this falls within the custodian charity’s objects

Details of arrangements for safe custody and segregation of such assets from the charity’s own assets

Additional information (optional)

Names and addresses of advisers (Optional information)

Type of Name Address adviser

Name of chief executive or names of senior staff members (Optional information)

Exemptions from disclosure

Reason for non-disclosure of key personnel details

Other optional information

Declarations

The trustees declare that they have approved the trustees’ report above.

Signed on behalf of the charity’s trustees

X Signature(s) X Vivien Adu Full name(s) Kingsley Adu-Afriyie Position (eg Secretary, Director Director Chair, etc) Date 27/10/25