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|||||Pages|
|---|---|---|---|---|
|Chair's report|||||
|Chief Executive Officer's|annual|report|||
|Report ofthe dirertors|)incorporating||Strategic Report)|3 - 14|
|Auditor's
report||||15 - 17|
|Statements
of comprehensive||income|||
|Statements
offinancial|position|||19|
|Statements
ofchanges|in reserves|||20|
|Statement
ofcash flows||||21|
|Notes to the financial statements||||22-38|
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|Metrics speciRed by the regulator:||||||||Sector|
|---|---|---|---|---|---|---|---|---|
||||||2022-23|2021-22|2020-21|2022-22|
|Reinvestment%|||||||||
|investment
in housing properties
in the year as||a|||||||
|percentage ofthe gross book value at the year|end||||2.1%|2.8%|0.8%|6.5%|
|2A New supply delivered
(social housing
units)|||||||||
|The number
ofsocial housing
units acquired or||developed|||||||
|in the year as a proportion aftotal social housing|||units||||||
|owned at the year end|||||2.1%|0.7%|Nil|5.5%|
|28 New supply
delivered
(non-social hausing|units)||||Nil|Nil|Nil|ivg|
|3 Gearing%|||||||||
|Net debt (loans
—cash) as a percentage ofthe gross value|||||||||
|af hausing
properties|||||-3.5%|-7.0%|-8.5%|9.1%|
|4
Earnings before interest, tax, depreciation,||and|||||||
|amartisation
(EBITDA, major repairs included)||interest|||||||
|cover%|||||||||
|The level ofsurplus generated
compared to interest|||||||||
|payable|||||410%|359%|3,885%|177%|
|5
Headline social housing cast per unit|||||E13,995|f13,052|E12,729|615,668|
|6A Operating
margin (social housing lettings only)||||%|-0.8%|0.9%|2.3%|5.2%|
|68 Operating
margin (overall) %|||||-0.3%|-0.7%|27.9%|3.4%|
|7
Return on capital employed%|||||-0.2%|-0.4%|11.1%|2.8%|
|Other YMCA Norfolk value far money targets:||||Target|||||
|8
Occupancy ofawned and leased properties|||||||||
|||||95.0%|93.9%|94,6%|92.2%|93.9%|
|9
EBITDA%|||||||||
|The level afsurplus generated
as a percentage|af||||||||
|turnover||||10.0%|3,4%|3,4%|30.0%|2.0%|
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||||Group|Group|Eliarlt'r|Eliarlt'r|
|---|---|---|---|---|---|---|
||||2023|2022|2023|2022|
|||Nates|E|6|E||
|Turnover||1,4|3,178,082|4,534,371|4.797.731|4,109,468|
|Other operating
income||||11,798||11,798|
|Operabng
expenditure|||(5.208.983)|(4.591.998)|(4,840,349)|(4.259,223)|
|Operating
surplus/(deSclt)|||(30,901)|(45,829)|(42,618)|(137,957)|
|Interest receivable|||12,799|887|12,799|887|
|Interest and financing|costs||(43,607)|143,204)|(43,607)|(43,204)|
|Surplus/(deficit)
for|the year||(61,709)|(88,146)|(73,426)|(180,274(|
|Net gain/(loss)
in respect of pension schemes|||||||
|Total comprehensive|Income for the year||(61,709)|(88,146)|(73,426)|(180,274(|
|F Stuart|ICurrey|
|---|---|
|chair|Treasurer|
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|||||||Group|Group|Chadity|Chadity|
|---|---|---|---|---|---|---|---|---|---|
|||||||2023|2022|2023|2022|
||||||Notes|4|E|f|f|
|Nxed Assets||||||||||
|Tangible||fixed assets|||11,14|11,717,293|11,716,156|11,716,078|11,715,497|
|investments|||||15|1|1|245,853|245,853|
|Goodwill|||||16|35,063|70,124|||
|||||||11,762,357|11,786,281|11,961,931|11,961,350|
|Current
Assets||||||||||
|Stock||||||11,034|21.096|10,209|19,971|
|Trade a|rd other debtors||||17|BN,502|432,326|7M,517|343,331|
|Cash and||cash equivalents||||1,366,304|1,768,266|1,097,369|1,551,755|
|||||||2,177,840|2,221,68i!|1,608,095|1,915,D57|
|Credltorsi||||||||||
|Amounts||laging due|witNn one year||ig|(1,356,147)|(1,176.848)|(1.278,493)|(1,116,D85)|
|Net Current|Assets|||||821,693|1,044,840|529,602|796,972|
|Total assets|lera current||gabigties|||11,574.050|12,831,121|12,491,S33|12,760,322|
|Creditors:||||||||||
|Amounts||falling due|after one year||19|(6,687,483)|(6,882,846)|(6,6S7,483)|(6,882,846)|
|Total net assets||||||5,886367|5,948,275|52104,050|5,877,476|
|Reserves||||||||||
|income|and expenditure|||reserve||5,881367|5,948,2'75|5,799,050|5,877,476|
|Restricted||reserves||||Sff00||5,000||
|Total Rererves||||||5,886567|5,948,275|5,804,050|5,877,476|
|FiStuart|1Currey|
|---|---|
|Chair|Treasurer|
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||||income and|||
|---|---|---|---|---|---|
||||expenditure|Restricted||
||||reserve|reserve|Total|
||||6|f|f|
|GROUP||||||
|Balance at 31March|2021||5,886,421|150,000|6,036,421|
|Total comprehensive|income forthe year||(93,146)|5,000|(88,146)|
|Release of restricted|capital funds spent|in the year|155,000|(155,000)||
|Balance at31March|2022||5.948,275||5,948,275|
|Total compmhensive|income for the year||(66,709)|5,000|(61,709)|
|Release oi restricted|capital funds spent|in the year||||
|Balance at31March|2023||5,881,566|5,000|5,886,566|
|Balance at31March|2021||5,907,75D|150,000|6,057,'750|
|Total comprehensive|income for the year||(185,274)|5,000|(180,274)|
|Release of restricted|capital funds spent|in the year|155,000|(155,0DD)||
|Balance at 51March|2022||5,877876||5,877,476|
|Total comprehensive|income forthe year||(79/26)|5,000|(73,426)|
|Release ofrestricted|capital funds spent|in the year||||
|Balance at 31March|2023||5,799,050|5,000|5,804,050|
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|||||||||||2023|2022|
|---|---|---|---|---|---|---|---|---|---|---|---|
|||||||||||6|f|
|Net caah (cnnaumed
in) /|generated|from Operating|||||activities||(aSbelow)|(40,721)|308,836|
|Cash Sow from investing|a ctivit itss|||||||||||
|Purchase oftangible|fixed assets|||||||||(29S,313)|(395,256)|
|Sale oftangible
fixed|assets|||||||||909||
|Interest received||||||||||12,799|887|
|Cash flaw fram Rnanclng|activitltes|||||||||||
|Interest paid||||||||||(35,556)|(36,919)|
|Repayment
of borrowings||||||||||(41,080)|(33,598)|
|last change
In cash and cash equilvalents||||||||||l401,962)|(156,050)|
|Cash and cash equivalent|~at beginning||of|the year||||||1,76S,266|1,924,316|
|Cash and cash equivalents|at end of|the|year|||||||1,366,M4|1,76S,266|
|lyet cash flow generated|from operating||activities|||Is|calculated||as.|||
|Operating
surplus/(degcit)|for the year|||||||||(30,901)|(45,$29)|
|Adjustment
for non-cash|items:|||||||||||
|Oepreciation
oftangible
hxed assets||||||||||280,750|184,175|
|Amortisation
ofgoodwill||||||||||35,061|35.061|
|Release of deferred capital grants||||||||||(99,563)|(97,189)|
|Adjustment
to pension liability on||change|||ofdiscount|||rate||(16,798)|(29,769)|
|(Increase)/
decrease|in stocks|||||||||10,062|(13,555)|
|(Increase) / decrease|in trade and|other||debtors||||||(36S,176)|(95,868)|
|InCrease / (deCrease)|m trade and|other||creditors||||||133,326|25$,951|
|Net (gain) / loss an disposal at tangible||||fixed assets||||||15,518|12,859|
|Net cash generated
from|operating
activities|||||||||(40,721)|308,836|
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|||||||Graup and|Charity|
|---|---|---|---|---|---|---|---|
|Social hausing|income generated||by|accommodation|and|2023|2022|
|other housing|support|||||1|6|
|riant recemabie|excludmg|voids||||2,D66,MS|1,969,815|
|Accommodatian|charges|re supported||lodgings||117,976|139,139|
|Revenue
grants||||||414,484|352,049|
|Release afdeferred grant||income|(see|note 21)||95,789|93,401|
|Other housing|income|||||196,925|197,986|
|Total hausing|income before interest|||receivable||2,901,177|2,752,390|
|Turnover|||Regulated|iiion-|||
|---|---|---|---|---|---|---|
||||5ociai Housing
i|Regulated
6|Z023
f|2022|
|GROUP|||||||
||||2,901,177|Z,276,905|5,178,082|4,534,371|
|Other operating
income||||||11,798|
|Operating
expenditure|||IZASS,STS)|(2,270ADS)|(5.208,985)|(4,591,998)|
|Operating
surplus|/ (deRsit)||(37,698)|6,797|)30,901)|(45,829)|
|interest
and investment||income||12,799|12,799|887|
|interest
payable|||(S,713)|(34,894)|(43,607)|(43,2D4)|
|Surplus
/ (deficit)|for the year||l46i411)|(15,29$)|(61,709)|(88,146)|
|Rent losses from|vaids||||233,268113,2D5||
|CHARITY|||||||
|Tumaver|||2,901,177|1,S96,554|4,797,731|4,109,468|
|Other aperatmg
income||||||11,798|
|Operating
expenditure|||(2,938/ITS)|(1,901,474)|(4.840,349)|(4,259,223)|
|Operating
svrplus|/ (deRclt)||i37,698)|(4,92D)|(42,618)|(137,957)|
|Interes\
and investment||income||12,799|12,799|687|
|Interest
payable|||(8,713)|l34,894)|(43,607)|(43,2D4)|
|Surplus/(deficit)|for the year||I46,411)|(27,015)|(73,426)|(180,274)|
|Rent losses fram|voids||||133.268|113,205|
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|||||||2023|2022|
|---|---|---|---|---|---|---|---|
|||||||Illumber|Number|
|Supported
housing
and lodgings||Owned and rrwnaged||||145|142|
|||Managed||but not owned||65|68|
|||||||210|21D|
|NON-REGULATED
GRANT INCOME||||||Group and|Charity|
|||||||2023|2022|
|||||||f|F.|
|Turnover
includes the following
grants|partly|funding||specific activities:||||
|Big Lottery Fund and European Social|Fund, for On Track|||||76,639|98,498|
|Ar8wsh's
Educational
Foundation,
for|Life Ready Norwich|||||66,671|92.295|
|Alan Boswell, for Life Ready Great Yamwuth||||||13.693||
|Hopestead,
For Life Ready Great Yannouth||||||9,997||
|Children
in Need, for Life Ready Great|Yarmouth||||||59,419|
|NHS Nosfotk &Waveney
Integrated
Care Board,|||for SOS Bus|||49,730||
|Weat Iunrfnlk
Clinital
Cnmmiasionmg|GrouP,|fnr|SOS|Bus|||40,175|
|Norfolk Museums
Service, for Kick the|Dust|||||28,977|29,548|
|Catton Grave Big Local, Iw youth el~be||||||13,775|14,426|
|Active
Nonfolk, for various youth activihes||||||8,663|11,709|
|One YMCA, Airplay project||||||35,489|10,514|
|Lord Cozens-Hardy
Trust Rorthe establishment|||of YMCA Aylsham||Road f|5.000|5.000|
|Norwich
Cisy Council Grant, for Stepping Stones|||cafe||||12,000|
|Douglas
Wood Charity, for Life Ready|Great|Yarmouth||Gardening|ProJect||10,563|
##
|5.|OPERATING SURPLUS|||||Group||Charity||
|---|---|---|---|---|---|---|---|---|---|
|||||||2023|2022|2023|2022|
||||||||E|E||
||The Operating
surpluS
ia Stated after||chargmg|/ (crediting):||||||
||Of Pretiation
on hooting
Propenles|||||151,189|143,798|151,189|143,798|
||Depreciation
on other tangible fixed||assets|||129,561|140,378|129,405|140,298|
||)Gain) / loss on disposals of tangible||fixed assets|||15,518|12,859|15318|12,859|
||Operating
lease agreements|||||95,232|107,932|95,232|107,932|
||Rent lasses from bad debts|||||14,554|15,285|14454|15,285|
||Other bad debts|||||1,006||1,006||
||Auditor's
remuneration
lincludmg|irrecoverable||VAT):||||||
||auditfees|||||10.589|10,846||8,526|
||non-audit fees|||||210|100|||
|6.|INTERESTRECEluABLE
ANU GTNER||INCOsdg|||||Group and Charity||
|||||||||2023|2022|
|||||||||f|f.|
||Interest
receivable from deposits|||||||12,799|887|
|7.|INTEREST PAYABLE AND FBTANQN6 COSTS|||||||||
||On loans wholly or partly repayable||in mom than five years|||||35356|36.919|
||Interest on liability for pension deficit recovery|||payments|)note|23)||8,051|6,285|
|||||||||43,607|43,204|
##
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##
|The remuneratian
paid to the|The remuneratian
paid to the|CEO is set out below:|||Group and|Charity|
|---|---|---|---|---|---|---|
||||||2023|2022|
|||||||E|
|CEO Brass salary|||||61,559|60,956|
|CEO benefits-in-kind|||||91|105|
|CEO employer|pens ian cantributians||||3,358|3,098|
|Total|||||65,008|64,159|
|The aggregate|remuneration|for the three (2021-22:four) key management|personnel|(including|the CEO(||
|charged
in the|year was:||||||
|Gross salaries|||||160,022|190.192|
|Pension contnbutions|||||15032|16/62|
##
|EIYIPLOTEL|COSTS|||Group||Charity|Charity|
|---|---|---|---|---|---|---|---|
|||||2D23|2022|2023|2022|
|||||E|5|5|E|
|Wages and|salaries|||2.504,991|2,185,898|2,436/05|2,131,521|
|Social secunty costs||||197.042|16D,047|190,718|155,110|
|Pension costs: current||employees||181,469|161,522|175,101|156,638|
|||||2g83,502|2,S07,467|2,802,324|2.443,269|
|The average|number|of emplayees|expressed as full time|||||
|equivalerrts|(based an 37.5 hours per week( was|||94|91|92|90|
|The average|number|of full and pais time persons||||||
|employed
was||||126|116|123|113|
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|11.|TANGIBLE FIXEDASSETS|~ HO|USI|NG PRO|PERTIES||||||
|---|---|---|---|---|---|---|---|---|---|---|
||Social housing
properties|held|for|letting.|||||Group and|Charity|
||||||||||Freehold Property|Total|
||||||||||E|6|
||Cost||||||||||
||As at 31March 2022||||||||10,434,447|10,434,447|
||Additions||||||||222,362|212,362|
||Dispose(a||||||||(11,301l|(11,301(|
||As at 31Mamh 2023||||||||10,645,508|10,645,5DS|
||Depreciation||||||||||
||As at31 March 2022||||||||1,458,979|1,458.979|
||Charge for the year||||||||151,189|151.189|
||Eliminated
on dlsposals||||||||(4,067(|(4,067(|
||As at31March 2023||||||||1,606,101|1,606,101|
||Net Booki/slue||||||||||
||AS at31March 2023||||||||9,039,407|9,039,4D7|
||As at31March 2022||||||||8,975,468|8,975,468|
||||||||||Group and|Charity|
||||||||||2023|2022|
||||||||||6|6|
||The net book value of housing||properties||pledged|as security||for loan|||
||liabilities
(see note 19(outstanding|||at the year end|||was:||3,463322|3,516,449|
|12.|SOCIAL HOUSING GRANT5||||||||||
||Total accumulated
sepal|housing||grant received or|||receivable|at 31March.|6,454,581|6,454.581|
||Recognised
in statement|of comprehensive|||income||||1,020XI03|914.814|
||Held as deferred income||||||||SPI3,978|5,473,471|
||Held as Recyded Capital|Grant||||||||66.296|
||||||||||6854,581|6,454,581|
|13.|EXPENDITURE ON WORKS TO||EXISTING||HOUSING||PROPERTIES||2023|2022|
||||||||||6|1|
||Amounts
capita(ised||||||||59,532|16,357|
||Amounts
charged to income and expenditure||||||||266,939|206,513|
||||||||||326ATL|222,870|
##
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##
|TANGIBLE RXE|DASSEPi -OTHER|||||
|---|---|---|---|---|---|
||||Furniture|||
|||Freehold|and|Mator||
|||Property
1|equipment
E|vehicles
8|Total
8|
|CHARITY||||||
|Cost||||||
|As at31March|20ZZ|2,391,470|877,624|68,145|3,337,239|
|Acklitions||9,223|66,015||75,238|
|Disposals|||(76,637)||I76.637)|
|As at31 March|2023|2,400,693|867,002|68,145|3,335,840|
|Depreciation||||||
|As at31March|2022|45,299|505,962|45,949|597,210|
|Charge larthe year||45,484|79,482|4,439|129,405|
|Eliminated
an dispose la|||(67,444)||(67,444)|
|As at31March|2023|90,783|518,DOO|50,388|659,171|
|Net Book Value||||||
|As at31March|2023|2,309,910|349,002|17,757|2,676,669|
|As at31 March|2022|2,346,171|371,662|22,196|2,740,D29|
|GROUP||||||
|Cost||||||
|As at31 March|2022|2,391,470|878,363|68,145|3,337,97S|
|Additions||9,223|66,727||75.950|
|Disposals|||(76,637)||(76,637)|
|As at31March|2023|2,400,693|868,453|6S,145|3,337,291|
|Depreciation||||||
|As at31March|2D22|45,299|506.042|45,949|597,290|
|Charge far the year||45,484|79,638|4,439|129,561|
|Eliminated
an dispasals|||(67,444)||(67,444)|
|As at31March|2023|90,783|518,236|50.388|659,407|
|Net BookValue||||||
|As at31triarch|2023|2,309,919|350327|17,757|2,677/84|
|As at31islarch|2022|2,346,171|372,321|22,196|2,740,688|
##
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##
|15.|INVESTMENTS|INVESTMENTS||||Group||Charity||
|---|---|---|---|---|---|---|---|---|---|
|||||||2023|Z022|2024|2022|
||||||||6|f||
||Investment|in|subsidiary|undertakings|at cost|||245,852|245,852|
||Other unlisted||investment|-Nonuch|Housing Society Ltd|||1|1|
||Total|||||1|1|245,653|245,653|
|16.|GOODWILl||Group||
|---|---|---|---|---|
||||2023|2022|
||||f|f|
||Net book value brought forward||70,124|105,165|
||Amortisation:|charge for the year|(SS,061)|(35,061)|
||Net book value||35AI63|70,124|
##
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|17.|DEBTORS|||Group||Charity|Charity|
|---|---|---|---|---|---|---|---|
|||||2023|2022|2023|2022|
|||||E|E|E|E|
||Rent and service charges receivable|||152,691|156,900|152,691|156.900|
||Less Baddebt provision
(rental debt)|||(52,87CI)|(51,176)|(S2,879)|(51,176)|
||Less: Bad debt provision
(other debt)|||(1,006)||(1,006)||
||Revenue grants
receivable|||500,705|123,951|500,7D5|123,951|
||E-Learning
trade debtors|||126,000|2,006|||
||Balances due from subsidiary
undertaking|||||28,511|23,357|
||Pmpayments
and accrued income|||39,286|64,852|39,286|64.852|
||Other debtors|||35.7D5|135.793|33,209|2S,447|
|||||800,502|432,326|700,517|343,331|
|18.|CREDITORS: AMOUNTS
FALLING|DUE WITHIN ONE YEAR||||||
||Trade creditors|||122,949|170,231|$6,557|135,899|
||Rent and service charges received In advance|||81,933|87,930|82 xi33|87,930|
||Iaxahon and sacial secunty|||!i4,320|85.543|25,994|61.814|
||0ther creditors|||25,741|14,272|25,741|14,272|
||YMCA pension plan deficit contributions||(note 20)|41,723|41,173|41,723|41,173|
||Accruals
and deferred
income|||877,534|639,430|874,598|636,728|
||Current
portion of housing
loan|||705|642|705|642|
||Current portion
ay bank lean|||41.679|40,438|41679|40.438|
||Deferred grant income (note 21)|||99563|97.189|99,563|97,189|
|||||1,356,147|1,176,84S|1,27$,493|1,116,085|
|19.|EREDITORSi AMOUiaTS FaMING|AFTER|MORE THaN ONE|YEAR||Group and|tharlty|
||YMCA pension plan deficit contrilxitions||(ncee 20)|||200,556|251,598|
||Housing
loan ta be repaid withm|five years||||3,573|3,257|
||Housing
loan ta be repaid after Five yeses|||||70,136|71,157|
||Bank loan ta be repaid within
five years|||||179,906|174,549|
||Bank loan to be repaid after five|years||||696.459|743,495|
||Deferred grant income (nate 21)|||||5,536,$53|5,572,494|
||Recycled Capital Grant Fund (note 22)||||||66,296|
|||||||6,6877HIS|6,882,846|
##
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##
##
|20.|PERIEION LIABILITY||Group and|charity|
|---|---|---|---|---|
||||2023|2022|
||||E|f|
||Opening balance||292,771|359.142|
||Contribugons
payable|in the year|(41,745)|(42,887l|
||Ad)ustment
on change|in discount rate|(16,798)|(29,769l|
||Interest
on iiabihty||8,051|6,285|
||||242,279|292,771|
||||Within|One|totwo|Two tofive|After|||
|---|---|---|---|---|---|---|---|---|---|
||||one year
E||years
f|yearsf|five years
f|Totalf||
|As at 31March 2023|||41,723||41,012|1187MB|41,135|242,279||
|Asat 31March 2022|||41,173||41,104|123,914||292,771||
|DEFERREO GRANT INCOME||||||||Group and|Charity|
|||||||||2023|2022|
|||||||||6|5|
|As at31March 2022||||||||5,669,683|5,634,280|
|Gant a coui red through|recyc ling|||||||66,296|132,592|
|ReCOg meed
in Statement||Of COmprehenaive||mCOme|- SOCial|housing||(95,789)|(93,401)|
|Recognised
in statement||ofcomprehensive||income|- Other|||(3,774)|(3,788)|
|As at31March 2023||||||||5,636,416|5,669,683|
|Amounts
to be recognised||within|one year|||||99,563|97.189|
|Amounts
to be recognised||in mare than one||year||||5,536.853|5,572,494|
|||||||||5,636,416|5,669,683|
##
##
##
##
##
||||2023|2022|
|---|---|---|---|---|
||||Number|Plumber|
|At beginning|ofthe year||27|23|
|New members||duriing the year|5||
|Leavers dunng||the year|||
|At end ofthe||year||27|
##
##
##
|Land and buildings:||||2023|2022|
|---|---|---|---|---|---|
|||||6||
|Leases with non-cancegable|periods|expiring|not tater than one year|45,092|38,790|
|Leases with non-cancegable|periods|expiring|later than one year and not later than five years|21,126|18,413|
|Leases with non cancegable|penods|expiring|later than five years|44,400||
|||||110,618|57,203|
##
|||||Asat|Cash|Other|As at|
|---|---|---|---|---|---|---|---|
|||||31March|flows|non-cash|31March|
|||||2022||movements|2023|
|||||6|6|6|6|
|Cash||||1,768,266|(401,962)||1,366,304|
|Loans|due|withm|one year|(41,080)|(1,304)||(42,584)|
|Loans|due|after|one year|(992,458)|42,384||(950,074]|
|||||734,728|(360,882)|||
##
##
##
||||||||||2023|Z022|2023|2022|
|---|---|---|---|---|---|---|---|---|---|---|---|---|
||||||||||(0elicitj for|Surplus for|||
||||||||||the year|the year|Capital and|reserves|
||||||||||5|6||5|
|Josiah Vavasseur|||YMCA Fund||||||(4A61)|1,057|37,695|42,066|
|The Norwich||Lads'|Club||||||(16,672(|4,430|157,333|176,060|
|FINANOAL||INSTRUMENTS|||||||||||
|The group's||financial||instruments|||may|be analysed|as follows:||||
||||||||||||2023|2021|
||||||||||||E|1|
|Financial|assets:||||||||||||
|Financial|assets measured||||at|arnom'sed||cost|||1,592,116|1,875,396|
|Financial|liabilities:||||||||||||
|Financial|liabihties||measured|||at|amortised cost||||1,197,340|1,291,699|
##