Charity iegistration number 801043 IEngland and Wales)
Cornpany reg15tratlon number 02241670
CHELTENHAM HOUSING AID CENTRE
ANNUAL REPORT AND UNAUDITED FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2024

CHELTENHAM HOUSING AID CENTRE
LEGAL AND ADMINISTRATIVE INFORMATION
Trusto0s
MrT P Cadogan
Mr A C Machin
Ms K J Patlerson
Ms G C Wilwx
Mr H W Booty
(Appointed 1 October 20231
(Appoinled 1 October 20231
IAppoinl8d 30 Novemb8r 20241
Charity number
801043
Company numbor
02241670
R•gistèr•d ofli
Room B25
Municipal OffI￿S
PrOm￿a￿a
che1t￿ha￿
Gloucestershire
England
GL50 9SA
Independent examlner
BK Plus Limitgd
6 Manor Park Business Centre
Mackenzie Way
Chellenham
GIouc85tershlr8
GL519TX

CHELTENHAM HOUSING AID CENTRE
CONTENTS
Page
Trustees. Ipport
Ind8p8ndent exatnlner's report
Stslemenl of financial activlties
Statement ol financial position
Noles lo the flnan¢lal 81al8m8nl8
7-12

CHELTENHAM HOUSING AID CENTRE
TRUSTEES. REPORT (INCLUDING DIRECTORS. REPORT)
FOR THE YEAR ENDED 31 MARCH 2024
Th8 Irust88s pr8sent Ih8ir annual report and financial statements lor Iha y8ar end8d 31 March 2024.
The fin8nei81 ststemeni$ have been prepared in 8c¢ord8n¢e with the 8¢¢0unb"ng poli¢ies set out in note I to the fin8nci81
slatetnenls and cotnply wilh the charity's governing document. the Cornpanies Acl 2006. FRS 102 The Financial Reporting
Standard applicable in the UK and Republic of Ireland" the Charitie5 SORP'Accounting and Repothng by Charities".
Statement ol Recommended Practice appllcable lo chartties preparlng treir accounts in accordance wltt) the Financial
Reporting Standard applicable in the UK and Republic ol Ireland IFRS 1021..
Objectives and airns
The maln objocls ol the eharlty. 8ccordlng 10118 Mernorandum & ArOcl8s, as am$nde(I by speclal resolulon dated 27 Apr51
2015. are the relief ol px)vety for the benefit ol predominantly the inhabitants ol GIouc85lershire generally and the Borough ol
Chpltenham in particiilar I'lhe Area ol Benelil") by the provisian of advice and assistance on matters relating to housing,
benefits an¢ financial and dgbl m8nag6m$nl amongst pgrsons Ilving or working in th& Arga of Bengfll who hov& ng$d ol su¢h
assistance because of their hornelessness, adverse liwng conditions, linancyal circumstance or any other cause.
Slgnlflcant actlvltlgs
Chellenharn Housing Ald C8ntre I'CHAC'I has a wid• rang8 ol pollcl85 to enablo ils s8rvlce to b8 provided lalrly and
prolgS51onally, Iiicluding, in particular, ali equal opportunities policy In respect of access for cllents tlie recruitnieiil of 8tsff
and volunteer5.
CHAC Is party lo a wide rang8 ol local forums for the improvernenl ol worknng praclica, to promot& tha Centre's and cll•nts'
interests, lo i￿prove communication5 and ¢0 a5815t in the developrnenl of inilialives for improving the lives of people in
Challonham.
Publ1¢ b•n•fit
In planning the ch8rily's activities lor the ygar the Iruslees kept in mind the Charity Commisgion's guidance on public b8nefil.
The locus ol the charity's activities during the year, which explains the delivery by the charity ol public benefit, Is set out
8bove under'objeclives and 8¢livrties' 8nd below under'A¢hiewemenl and performan￿,.
Achlgvgm•nts and pgrfomianc•
Signific8nt aclivilies 8nd eGhi&vemgntS 998inst objeclive5
Th8 charity continues lo be bas8d in an office located in Chelltrnham Borough Council's Municipal Offices on the promenade
in Chèltenham. Whilst Ihis Is an Interim arrangèment, the charity has benèfited greatly trom being In this location lor thè timè
bèing,
The charity Is aware that Cheltenham Borough Council is attempting to rnove oul of these buildings, ond so the trustees 8re
continuing lo &xplor8 n8W aCCOmtnodalion options.
MTt* Hd£¥l Lai)ylvrd 1ts8iyii¥d Irubl¥v iii Nvv¥ii)i)¥r 2024, HL4£¥1 lias b¥t*TI if)bliuiii¥iil¥l iii 11)¥ ¥liiVL)III upt)fdliuii uf CHAC
for it's entire existence - a pvriud of over 25 years. Th? Trustees arkl Staff exleri(J t￿)￿1r sincere thanks lo Hdzel lor her
contribution.
Ms Sara Bennett a150 resigned a5 a trusteè In July 2024 after four year5 servicè, lattedy as Chair. Again the Trustee5 and
$laff thank Sara lor her conlrlbution.
The charity'welcomes new trustees Kelly Patlerson, Gwen Wilcox and Harry Booty.

CHELTENHAM HOUSING AID CENTRE
TRUSTEES. REPORT (INCLUDING DIRECTORS. REPORT) (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2024
Flnanclal revlew
As in the previous yèar, the charil5p is unabl8 10 report a surplus for the period undèr raview, howaver the trustees Consider
that the charity conlinu8s lo b8 a 90ing coneErn following consid8r3b.on of lh8 various fundin9 StrearYB that ar8 available to be
applied for.
The trustees aCkno￿edge and thank all donors and funders during the year, the majority of whom are lisled laler in Ihe
Ilached finanrial slalemenls. Again, as we have retK)rted in earlier years, work continues on obtaining a broader funding
base to enable continued operations.
Where approprlale, CHAC con11n￿S lo ongage exlornal sgNlco provlders lo asslsl wth str81gglc dodslon maklng.
Rg$or¥g$ poll¢y
The charity has supported ils ongoing aetivitr'es from accumulated reseNes during the year. The trustees are hopeful that
resgrves wlll begln to be bulli up In the comln9 yèar.
Golng concèm
The Iruslees conts'nue to consider il appropriate lo prepare the financial stalernents on a going Conce￿ basis. The incotre ol
the Charity arises from grants from a number Jl donors. and regular funding application5 are rnade by the charity. At the time
of $19nlng this report, the r888rve8, together with expected donatlon$, are 8ufficSenl to cover the runnlng ¢t>8ts for at least
further twelve months.
Major rlgks
Tha Irustèss havè a duly to idenufy and r8vi8w th• iisks lo which thè chadly 1$ &xposed and lo gnsuro appropriate control$
ère in place lo provide rea50nabl8 as5uranc8 against fraud and error.
Plans for fvture periods
The Board remains committed lo ensuring current projects continue and continues lo work to identify addl￿.0nal areas ol
unrnet n88d wh8r8 CHAC has lh8 prol858ional skills to h8lp and lo s88k approprlat8 funding lo address thosa n88ds.
Securing sufficionl funding has b8èn mor• problematic thls year than in previous, Th• l•am Con￿nu• to work dllig•ntly to
secure the necessary funds to continue our work.
The CharilyvAII look al115 Risk Managpmenl, Funijraising and Corporate Slrdlegies in the forthcoming year, Thls Is lo ensur&
that we slay abreast of legislation and good practice, and continue to keep ourclienls al the heart of what we do.
Slru¢lur•i goveman¢• and man89gm9nt
The charity Is controlled by its govgrning documenl, its revised Mtrmorandum and Arti¢los adopted by Special Rtrwlulion on
27 April 2015, and conslilules a lirnited company, lirniled by guarantee, as defined by the Companies Act 2006.
Th8 trust¥85, who ar8 also th8 dir•ctors for tho purpos8 of company law, and who $8rv8d during the y8ar and up to th8 dale
of 5ignalur8 ol th8 Ilnancial 5tat*mènls w8r8'.
Nls S F Bennell
Mr T P Cadogan
Irs H M Langford
Nlr A C Machin
Is K J Pallerson
Nls G C Wilcox
IrHWBooty
IRg5igned 22 July 20241
IR¢signed 30 Nov¢rnb¢r 20241
(Appointed 1 Oclobei 20231
(Appointtrd 1 October 20231
(Appointed 30 November 20241
RecTuitmenl and appointrnenl of trustees
The Power tD appoint r￿W tru5tee5 is vested in the current t>Dard of trustees.

CHELTENHAM HOUSING AID CENTRE
TRUSTEES. REPORT (INCLUDING DIRECTORS. REPORT) (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2024
OrganlsatSonal structure
The charity Is managod by a board of trustees. who are no1è8S ihan four and no more th￿ thirteen in number.
Rèlatlonshlp wSth r&lat•d partl•s
The charity has key w(￿king relationships with Cheltenham Borough Council, Chellenham BoroLJgh Homes, resident social
landlords, social servi¢8s and tha probation $8rvi¢s. Citizen's Advice Bureau. Caring lor Communilios and Peop￿, Ch8ng9
Grow Live, Home Grow and P3.
8tatsmont of trustg•s' rosponsSbllltlès
The trustee5, who are a150 the directors of Cheltenharn Housing Ale Centre lor the purpose ol company law, are responsible
lor preparing the Tru5tees' Report and the financial statements in accordance with applicable law and United Kingdom
Accounlin9 Slandards jUnlt8d Kingdorn G8n8rally Ac¥¥pt&d Accounting Practlc81.
The Iruslee8' rgport was approved by Ih? Board of Truslo9s and signod on ils bèhalf by,,
Ir T P Cadogan
Tru8t••
20 December 2024

CHELTENHAM HOUSING AID CENTRE
INDEPENDENT EXAMINER'S REPORT
TO THE TRUSTEES OF CHELTENHAM HOUSING AID CENTRE
I report lo the tru5lee5 on rny 8xaminalion of lh8 financial stalem8nt5 01 che￿￿nharn Housing Aid C8ntr8 Ilhe chanlyl for Ihe
year ended 31 March 2024.
Ro$pon$lbllltl&$ and b¥sl$ of roport
As Ihe trustoes ol tho charity land also its directors for the purposes ol company lawl, you ar• responsible for tho preparallon
ol the financial statements in accordanc8 with the r8quirom8nt5 01 the Companies Act 2006.
Having $8li$fied myself that the finan¢ial statements ol the charity are not required to be audited undèr Part 16 of the
Companies Act 2006 and arè eligible for independent èxamination, I rèport in resp6cl of My exarrination of the charty's
financial slalemenls carried out under section 145 of the Charities Act 2011. In carrying out my exarllination I ha08 lollow8d
the Direclions given by the Charity Comrnission under section 14515llbl of the Charities Act 2011.
Ind•p•nd•nt •xamln•rf8 stat•m•nt
I have comploted my exarninalion. I confirm Ihat no rnarters have corne to my atlenkn'on in cL)nneclion wilh the examination
giving ma causa lo beliav$ that in any matarial raspècl..
accounting records were not kept in resped ol the charity as required by section 386 01 the Companies Act 2006.
the financial statements do not accord with those records., or
the financial 51alernenl8 do nDI cotnply with Ihe ac¢x)unling r8quirements of 8eclion 396 of the Compani85 Act 2006
other than any requirement that the fi'nancial statements give a true and fair view, which is not a matter considered 85
part of an indepènd8nt examinallon., or
the financial stt)lernent5 have nol bean pr•pared In accordance with Ihe mèthods and prlncipleg ol the Stalamenl of
Recommended Practice for 8ccounling and reporiing by charibes 8ppIic8ble lo charilies preparing their finBnci?I
statements In acGDrdanG? wllh Ihg Flnanclal Repomlng Standard appll¢ablg Ihe UK and Repu>llc of Iielan*J IFRS
1021.
I have no concerns and have c4Jme across no other matters in conneC￿.0n wilh Ihe examination to which attention Should be
¢rawn in this report in order lo en8blp a proper undersianding of the linan¢io1 Stolemenls lo be reo¢h¢d.
Roger Downes FCA
K Plus Limlled
6 Manor Park Business Centre
Nlackenzie Way
Chellenham
Gloucèstèrshire
GL51 9TX
Dated., 20 DÈcèmbèr 2024

CHELTENHAM HOUSING AID CENTRE
STATEMENT OF FINANCIAL ACTtVlTIES
INCLUDING INCOME AND EXPENDITURE ACCOUNT
FOR THE YEAR ENDED 31 MARCH 2024
Unresirioled
funds
2024
un￿StrICted
funds
2023
Notes
Incom• from=
Donations and legacies
Chari18blè 8clivth$s
Invaslments
1,598
91,428
45.517
1.464
Tat*l ificofft•
g3,026
49.875
Expendlture on=
Chariiabla activ￿8$
108.626
112,888
Total •xp•nditur•
108,626
112,888
Net expendlture and movement In funds
115,6001
163,01Jl
Ro¢on¢lllallon of lunds..
Fuiitj bdldfiGeb dl 1 Apiil 2023
37,478
100.491
Fund balances at 31 March 2024
21,878
37,478
The statement of fin8nci81 activlli85 includes all galns and losses re¢ognlsed In thè year. All In¢ome exponditure derfve
from continuing activili8s.

CHELTENHAM HOUSING AID CENTRE
STATEMENT OF FINANCIAL POSITION
AS A T 31 AIARCH 2024
2024
2023
Not9¥
FlxÈd 8gse18
Tangib18 asse18
10
668
Currènt a88•t8
Debtors
Cash at bank and In hand
11
277
G3,701
268
78.162
63,978
78,430
Cr•dilor8= amount$ f811ing du• within on•
y•ar
12
142,7681
142,2881
N•t curmnl a860ts
21,210
36,142
Total as8•ts1•88 currnnl Ilabllltl•s
21,878
37,478
N•t ass•t$
21,878
37.4T8
The lund5 of the charily
Unr8slrict•d funds
21,8T8
37.478
21,878
37,478
Th8 company is enlilled lo the exemption from the audit requirem8nl contained in section 477 01 the Companies Act 2006, lor
the year ended 31 MgrGh 2024.
Th8 dir•ctors acknowl&Yg• théir responsibi1th.￿ lor complying with th8 requir8monts of th6 Companles Act 2006 wlth r8sp8cI
lo aecounlng Mcords and th8 pr8parallon of Ilnandal stat8mènts.
The members have not required the cornpany lo obtain an audit of its financi81 $18lemenls for the year In question in
accordance wilh section 476.
These financial 51alernenls have teen prepared in accordan￿ with the provisions applicable lo cornpanies subject lo the
small ¢ornpgnies re91ff￿.
The financial statements wore approved by the truslètrs on 20 December 2024
T P Cadogan
Tru8t••
Company regislrallon number 02241670 (England and W81esl

CHELTENHAM HOUSING AID CENTRE
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2024
Ac¢ountSng pollcle8
Ch8rity infowmation
chg11onham Howing Ald Cèntr8 18 a private CoM￿nY Ilrnlted by guarant&& incorporated In England and Vlal•s. Th•
r8glsterod officè Is Room B25, Municlpal Offic8s. Prom•nad8. Chellgnham, Glouc8st8rshlré. GL50 9SA, England.
1.1 A¢¢ountlng convontlon
The financial stalements have been prepared in accordance ivith the tharity'5 governing docurnent, the Companie5 Act
2006, FRS 102'The Finanaal Reporting Standard applicable in the UK and Republic of Ireland. and the Charities
SORP 'Accounling and R8Forting LTry Charilies.. Slal8ment ol ReconifftenLled Praciice applicable to chanlies preparing
Ihalr accounts in accordance wilh the Flnancial Reporting Standard applicabl6 in the UK and Republlc ol Ireland IFRS
1021 The charlly 18 8 Publlc Ben8fi1 Entity as defined by FRS 102.
Th8 Ilnancial sla16ments aro preparod In 51•rllng, whlch15 tho lunctlonal currency ol th8 charlty. Mon8lary amounts Sn
th8sa financlal stAl8m8ntS *8 round8d to thè naar8St £.
The linan¢ial st8lements hove been prepared under the hislori¢o1 cost convenl'on. The prin¢ip81 ac¢ounting poli¢ies
adoplad are sel out below,
1.2 Golng ¢on¢¢m
The Iruslees continue lo consider il appropriate lo prepare Ihe financial slalernen15 on a going concern basis. The
Incorne ot 1he Charity arises Irorn grants from 8 number ot donors. and regular lundin9 applications are mpde by the
charity. Al the limo tsf signing this report, tho rgserves logtsther with trxpecled don81ions, 8r8 sufficient to Cover the
running c051s for al least a further twelve rnonlhs.
1.3 Ch*ril•ble fund•
Uiir¥511iLle(J lurids ¥kJli u8¥d iii ¢JbbVI(Jaiive willi Iti* Gl)¥rilabl¥ ubjfsLb'v+#¥ ¥1 Ilie ￿1￿cl¥ll¥ll vl Ili¥ tru¥l¥¥>, R¥81ii¥lk)d
funds can only be used for particular restricted purposes within the objects ol the charity. Restrictions arise when
specified by the donor or when funds are raised lor particulor reslricled purposes. Further explanation ol the nature and
purpc*9 of gach lund is includgd in the nol9$ lo Ihg linanGial $lalgmgnl8.
1.4 Incorn•
All incomè 18 re￿gNiSed in Ihe Staièmenl of Financial Activ￿.8$ oncè Iht charity has enlitl8m8nl to the funds, 51 is
probable that the Income will be received and the amount can be measurad reliably.
Donations. trading and inveslrnenl ineorne are reeognised on receipt.
Grant incomè is Ic¢ognisod on re￿Ipl unless ihere18 8 lulure obligation lo deliver services 8goinsl that income, In
which casa il is recognised when those strrvices ara delivered.
1.5 Exp8ndlturo
Liabilities are recognised as 8xpendrtur8 as soon as there Is a legal or con8truclive ooligatson cL)mtnitting the charrty lo
Ihat expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the
obllgzllon can be mèasurèd reliably. Expèndlturs 5$ accountèd for on an èccruals basls and has b88n classth8d und9r
headings that aggr8gat8 all cosl related to Ihe category. Where cost8 cannot be dir8clly attribLJ18d lo particular
headings they heve been allocated to activities on a basis consistent with the use ol ￿sOurceS

CHELTENHAM HOUSING AID CENTRE
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2024
A¢¢ounting policies
Icontinutdl
1.6 Tangible fixéd assets
Tangihle fixed assets are initially measured at cost end subsequenlly measured al cost or valuation, net ol depreciation
and any impairm8nl10ssos.
Depreciation is recognised so as to write off the cost or valuation of assets less their residual values over Iheir useful
livas on Iho following ba66S'.
Fixtures and )Iltings
25 /0 on cost
Th8 gain or loss arislng on th• disposal of an ass8t Is determingd as Ihe diff&renc8 b•lwe8n th8 salè proc88ds and the
C8rrying value ol thg oaaet, and ia reGo9n139d In the 3tutv￿e￿l ol IlnanGial uLtlviliv8.
1.7 Retlrement ben•flts
The charitable company makes contributions Snto personal pension schemes of employees, all of which are defined
contribution schemes. Contributions payable are charged to the Slalernenl of Financial Activities in the period to which
they rglale.
Incom• from donJtlons and 1ogacl•s
Unr•$trlct•d
funds
2024
Unr••trlet•d
fund8
2023
Donallons
1,598
In¢omg from ¢harllabl8 artlvltles
Unre6tr1cted
lunds
2024
Unrestrlcted
funds
2023
Grants
91,428
45,517

CHELTENHAM HOUSING AID CENTRE
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2024
In¢om• from ¢lk8ritable adivititrs
Icontinutdl
Ptsrformaneo ralttod grants thnolyJi&
2024
2023
Bainwood Tiust
Glouceslershire Community Foundation
Gloucesl8rshire County Council
Albert Hunt Trusl
Cenlrica Management
Mayor's Charity Collaction
National 8enevolent Charity
Glouce51ershire Fund8rs INHS ICBI
Dent 8rocklehurst Charitable Family Trust
Garfield Weston Foundation
Henr￿ Smth Ch8ri1y
Other
30,000
8.000
7,500
s.000
2,000
8.344
11,000
15,000
2,500
10,000
10,LXIO
10,QIO
4.917
2,084
87,260
45.517
Income from Investments
Unrestrlctod
funds
2024
Unmstrl¢ted
fvnd$
2023
Inleresi recoivable
1,464

CHELTENHAM HOUSING AID CENTRE
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2024
Expendltur6 on charStablo actlvltles
Total
2024
Total
2023
Dlm¢t ¢ost8
Staff wsts
Deprtrclalion and Impalrment
Rent
Rates and walar
Insurance
Ollice Costs
Rep8irs & maintenan¢9
Bank charges
Training Costs
94,394
GG8
5.300
85,&)2
GG9
5,767
87
1,624
3,830
11.40T
92
1,168
3,844
45
9S
106,162
108,978
Shar• of support and gov•rnancè costs Is•8 notè 61
Governance
2,4e4
3.910
108,626
112,888
Analysls by fund
Unr8Strlc18d funds
108.626
112,888
support cost5 allocated to actlvllles
2024
2023
Governance eA)sIs
2.464
3.910
Analysed between:
Accountancy lees
BoDkk8èplng and payroll colts
1,772
692
2,101
2,464
3.910
Tru¥t99$
None of Ihe trustees lor any persons conne¢led with Ihemi received any remunerallon or benefits from the charity
during Ihe year.
10-

CHELTENHAM HOUSING AID CENTRE
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2024
Employees
The 8ver8ge mtsnthly number of employees during the yeer w8S'.
2024
Numb•r
2023
Numbgr
Employmént costs
2024
2023
Wages and $8larles
Social security costs
Othtsr pension costs
82,153
1,936
10,305
79,677
1,818
4.LX)g
94,394
85.502
Ther$ Wtr￿ no gmployges whosg annual r&mun¢rali(>n was rn0￿ Ihan £60,000,
Taxatlon
The charity is exempt from trxalion on its activities because all its incorne is applied for oharitable purposes.
10 Tanglble flxed aBsets
FIx¢ur•* •n
Cost
Al 1 ￿pri1 2023
2.674
At 31 March 2024
2,674
Depreclatlon and Impalrment
At 1 Ppril 2023
Depreciation charge(J in the year
1.338
668
At 31 M8rch 2024
Carrylng amount
At 31 March 2024
668
At 31 March 2023
1,116
11
D•btors
2024
2023
Amounts lalling due within one year..
Prepaymenls and accrued income
277
11

CHELTENHAM HOUSING AID CENTRE
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2024
12 Credllors.. amounts falllng due wlthSn one year
2024
2023
Other creditors
Accruals and deferred income
40,610
2,158
36.734
42.768
42,288
Other creditors includes a reserve for potential redundancies in the evenl of cessation of core services.
Income in advanGe represen15 9ranl inGoffle received during an eai.lier year, whiGli relates speGifiGally to PEiiods after
Ihe year-end date.
13
Unr•strlct•d furnds
Th8 unrgstrict8d func1$ of tho charity compr15e Ihg ungxp8nd8d balanc85 of donations and grants which are not subjeGt
lo spo¢ific ¢ondrtions by donors ond 9ranlors as lo how they may be used. These iwlude dpsignaled funds whi¢h have
bggn sel asidg out ol unreslri¢1gLI lund$ by the Iru$lge$ for spgcilic purposgs.
At 1 Aprll 2023
In¢omlng
r4sourc&s
R•sour¢••
gxp&nd•d
At 31 March
2024
General lund
37,478
93,026
1108,6261
21.878
Prnvious year:
At 1 April 2022
Incoming
r•8ourc•8
R680urc•8
&X￿nded
At 31 March
2023
Genergl fund5
100.491
49,875
1112,8881
37,478
14 Contlng•nt Ilabllltl•$
Various lunders relain the right lo claw back grants should the use of the funds not b8 In accordance wlth th• 18rms ol
Ihg grant. In th& opinion of tho trustèès no such liability èxistÉ at thè yèar ènd.
15 Rolat•d party tran$actlon$
There were no di8closable related party transactic￿S during the year12023- none).
12-

This document was delivered using electronic communications and authenticated in accordance with the
registrar's rules relating to electronic fonn, authentication and manner of delivery under section 1072 of
the Companies Act 2006.