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2024-12-31-accounts

THE ROBERT ANDERSON RESEARCH CHARITABLE TRUST

REPORT AND FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

Charity Registration No. 800617

THE ROBERT ANDERSON RESEARCH CHARITABLE TRUST CONTENTS

Page
Legal and Administrative Details 1
Trustees’ Report 2 – 6
Independent Examiner’s Report 7
Statement of Financial Activities 8
Balance Sheet 9
Notes to the Accounts 10 – 14

THE ROBERT ANDERSON RESEARCH CHARITABLE TRUST

LEGAL AND ADMINISTRATIVE DETAILS

Trustees: S J A Stuart-Smith (Chairman)
A C Berendt
Miss E K Gray
M Dinic (appointed 6 March 2025)
Mrs A Maltzoff (appointed 6 March 2025)
Director, C H Naunton M Phil, PhD
Charity Correspondent 54 Hornton Street
and registered address: London W8 4NT
Coordinator: D H Davies
Bankers: Barclays Bank Plc.
Leicester
LE87 2BB
Investment Advisers: Brown Shipley & Co. Limited
2 Moorgate
London EC2R 6AG
Independent Examiner: C E Osborn ACA
Brook Cottage
Petworth Road
Haslemere
Surrey GU27 3BG

1

THE ROBERT ANDERSON RESEARCH CHARITABLE TRUST

TRUSTEES' REPORT

FOR THE YEAR ENDED 31 DECEMBER 2024

The Trustees present their report and financial statements of the charity for the year ended 31 December 2024. The Trustees have adopted the provisions of the Statement of Recommended Practice (SORP) “Accounting and Reporting by Charities” (FRS 102) in preparing the annual report and financial statements of the charity.

The financial statements have been prepared in accordance with the accounting policies set out in notes to the accounts and comply with the charity’s governing document, the Charities Act 2011 and Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK (effective 1 January 2019).

Objects, Structure, Governance and Management

The charitable trust was established under a trust deed made by the late Dr Robert Anderson (“the Founder”) dated 8 December 1988. The objects of the charity are to advance the education of undergraduate and post-graduate students, whether from the United Kingdom or overseas, by the provision of financial grants and research facilities to enable them to study in the fields of historical, archaeological, artistic and scientific research.

Following gifts from the Founder in 2000 and 2006, and a related purchase, the charity owns the freehold of two residential properties in London, respectively in Highgate, N6 and in Kensington, W8. These properties are partly let to provide income for the charity, with those parts not let being devoted to the provision of accommodation for visiting students, for pre-determined periods of intensive research in London.

Those who were the Trustees of the charity during the year are disclosed on page 1. The trust deed provides for a new Trustee to be appointed by a resolution at a meeting of the Trustees, subject to the number of Trustees being not less than three and not more than five.

The Trustees have been fully briefed on the charity's assets together with its governance and management. They have been provided with a copy of the Charity Commission guidance note - "The Essential Trustee: what you need to know". The Trustees are kept informed of key changes in Charity Law by their professional advisers.

Investment policy and means for raising additional funds have been kept under review, as appropriate, with a view to enabling the objects to be promoted over the longer term. The Trustees have unlimited powers of investment. The investment strategy is set by the trustees for an anticipated cycle of five years or more, having regard to the expected level of grant applications and other awards in the medium term. The Trustees consider the income requirements, the risk profile and independent advice on the market prospects in the medium term. Funds are invested for both income and capital appreciation, in low and medium risk investments, which are managed by the investment advisers.

Public Benefit Statement

The charity's Trustees have considered the guidance on public benefit published by the Charity Commission, when reviewing the Trust’s aims and objectives and in planning future activities, and are of the view that their policies and activities are consistent with the requirements of Section 17 of the Charities Act 2011.

2

Policy concerning Academic Visitors and Grant Applications

Applications for grants and administration of the charity are dealt with jointly by the Director and the Coordinator. The Trustees take decisions on applications for charitable grants in consultation with them at meetings during the year.

The Trustees aim to make charitable grants broadly equivalent to the net incoming resources, excluding capital gains or losses on investment assets and after provision for known property commitments. The policy on grants also reflects the charity’s obligation to maintain, and where appropriate refurbish, its properties to a standard consistent with achievement of its principal objectives.

The charity invites applications for grants towards the cost of short-term visits for research purposes to the United Kingdom, through its contacts with many universities worldwide. The applications are reviewed to enable research students of proven calibre to extend the scope of their studies within the United Kingdom, where the circumstances are such that, without assistance provided by the charity, they would be unable to do so. The cash grants, awarded primarily to assist with travel costs, are supplementary to the principal benefit provision for visitors being in the form of free residential accommodation together with, where appropriate, related support and advice.

Achievements and Performance

Legacies and Bequests

During 2024, a bequest was received for £197,404 (2023 £45,734) comprising an additional sum related to the Estate of Joan Hawkins (see further details below under Financial Review including in respect of the deemed expendable endowment).

Awards

The MMus residency established in 2017 for postgraduate music students studying at an approved London music college, has continued offering free accommodation at the Kensington property and access to its music library. Having successfully completed during 2024 her Master of Performance in Orchestral Conducting degree course at the Royal College of Music (RCM), the holder of this award, Michal Oren, is expected to remain in residence until the conclusion of the 2024/25 academic year and completion of the one-year post-master’s course at the Royal Academy of Music (RAM) with its Head of Conducting, Prof. Sian Edwards.

Jose Teixeira has continued to live at the Kensington property. Having paid a reduced rent while an undergraduate student at the RCM, he has since paid a rental closer to market rent supported by a full scholarship from the RCM to study for a Master’s degree during the 2024/25 academic year.

A summary of the academic grants made in 2024 is included at note 4 on page 12, including the following:

3

Visitor Programme

Staying mostly for around one month, the number of temporary visitors accommodated during 2024 – 18 as against 23 in 2023 – comprised 12 in Kensington and 6 at Highgate (2023 - 14 and 9 respectively). The acceptance rate compares favourably with the number of places offered, being 21 (2023 - 27), once again following advice received from the British Council for those travelling from Egypt. Other countries represented included Finland, Serbia, Russia, Lithuania, and the USA.

Financial support for visitors (see also note 4 on page 12) in 2024 amounted to £20,690 (2023 - £11,968). This includes the cost of flights booked directly with a travel agency for the visitors from Egypt, some of whom have stayed for up to six months.

Quantifying the Provision of Accommodation

While the visitor programme has always included the provision of cash grants related to travel, books etc., the main benefit offered by the charity is accommodation, either free of charge or at a concessionary rent. The Trustees remain of the view that some attempt should be made to measure the value of this subsidy, inclusive of that for the longer-term scholars. The conclusions of the corresponding analysis undertaken for 2024 are set out in note 13 to the accompanying financial statements, which summarises the basis for and assumptions behind this analysis. While the overall property costs incurred, as reflected within these financial statements, are expected to vary quite significantly from year to year, the values calculated of the accommodation available and provided by way of subsidy to trust beneficiaries (i.e. both before and after taking account of actual occupancy) are as follows:

2024 2023
Maximum Annual Subsidy £40,596 £38,364
Occupancy (%) 89% 87%
Actual Annual Subsidy £36,227 £33,380

The increase indicated in the subsidy is less than might be expected to reflect the rise in market rents in London in view of the increased amount received, both under the Homes for Ukraine scheme and from other concessionary rents, offset in the underlying calculations.

Director and Coordinator

The Trustees wish to record their sincere thanks once again to Dr Chris Naunton who, as Director, has maintained the charity’s international contacts against a backdrop of ongoing instability in a number of overseas regions. His work has included maintenance of its website – essential both for sustaining the quality of applications for the visitor programme and for contributing effectively to excellence in music education – as well as organising the accommodation in Kensington connected with the longer-term music and other scholarships.

The Trustees likewise remain indebted to Mr Howard Davies, who retains responsibility for management and maintenance of the property at Highgate, as well as liaising on that part of the visitor programme and handling numerous matters contributing to the charity’s continued overall progress.

Financial Review

The results for the year are set out in the attached financial statements, which have been prepared in accordance with the accounting policies set out on pages 9 and 10 and comply with the charity's trust deed and applicable law.

The income and expenditure of the general fund is set out on page 7. Income amounted to £272,970 (2023: £111,619), while expenditure amounted to £162,367 (2023: £95,839).

4

The retained funds as at 31 December 2024 amounted to £7,842,275 (2023: £7,443,394). The net movement in funds, increased by £398,881 (2023 increased by £28,945), reflects principally the net surplus of £250,000 arising on the quinquennial revaluation of the two residential properties in London, the abovementioned additional bequest (£197,404) and further appreciation in the value of listed investments.

While a significant increase in the value of the property in Kensington has occurred since 2019 (one half of which is subject to a permanent endowment – see note 6 to the financial statements), a substantial reduction in that at Highgate (all being subject to a permanent endowment) is recorded in recognition of the expected impact of the existing protected tenancy affecting part of that property.

The additional bequest represents compensation received unexpectedly from the executor (a commercial bank) of the Estate of Maude Hawkins (died 2004) who predeceased her sister-in-law Joan Hawkins (died 2012). The executor was responsible for an incorrect distribution of residue part of which should have been received instead by Joan Hawkins (during her lifetime). The Trust has already received (in 2014) a share of the residue of the Estate of Joan Hawkins amounting to £101,588. The total compensation receipt of £197,404 comprises the (misdirected) share of residue of £79,778 to which has been added notional interest accruing over the intervening 20-year period of £117,626.

Following a detailed review of all the circumstances (insofar as they can be ascertained at this juncture), the Trustees have determined that part of this compensation payment should be treated as an expendable endowment. This part is taken to be equivalent to the increase in the share of residue from the Estate of Joan Hawkins that is anticipated should have occurred (in 2014), had the Estate of Maude Hawkins been administered correctly in the first instance. The quantum of the expendable endowment arising has been calculated as £138,591, being the above £79,778 plus one half of the notional interest of £117,626. The allocation of the overall bequest between restricted funds (£138,591) and unrestricted funds (£58,813) is as shown in the SOFA.

At the same time, as part of this review, an examination of other significant cash legacies in the intervening period (prior to 2024) has led the Trustees to believe that a total of £521,588 – including the above 2014 legacy of £101,588 from the Estate of Joan Hawkins, should be redesignated as expendable endowments. This retrospective reclassification is likewise included in the SOFA.

While property outgoings in 2024 exceeded rental income by just over £55,000, this shortfall stems from the major exterior refurbishment undertaken at the Kensington property costing almost £80,000. Such timely action is expected to put property investment returns on a firmer footing. The listed investment portfolio, on the other hand, has seen a significant improvement in overall returns, which net of fees amounted to £47,950 (2023 – £20,803, see note 7 on page 12). Viewed as a percentage of the opening valuation (the additional funds totalling £175,000 being transferred to our investment advisers only 8 – 9 weeks before the end of November 2024), this represents an overall return of 9.0% (2023 4.0%). While the US, S&P 500 index was up around 25% (60% of which contributed by just 7 leading stocks) and Japan’s TOPIX index saw an uplift by 20.5%, the above 9.0% return was net of the 4% reduction in the value of UK Gilts, reflecting increased yields. Nonetheless, this overall return exceeded that on the external Morningstar (peer group) benchmark – now considered more relevant for our category of portfolio – by 0.2%, while also exceeding the (global) ARC Growth and Balance Charity indices, respectively by 0.8% and 2.4%. The outlook for 2025 suggests an increased weighting in US equities, against a more normal economic backdrop and some expected reduction in interest rates. Growth areas are likely to include those most engaged with AI, cybersecurity infrastructure and renewable energy.

Reserves Policy

It is the policy of the charity to maintain unrestricted funds, which are free reserves of the charity (excluding listed investments and chattels held as fixed assets), of sufficient liquidity to cover approximately 24 months’ expenditure. After allowing for anticipated property maintenance, this should

5

ensure funds will remain available to meet management, administration and support costs as well as enabling commitment to the planned programme of grants for the coming year.

Risk Management

The Trustees take this area seriously and have considered the risks faced by the Trust. These include the risk of fraud and error, catastrophe, and reputational risks amongst others. Regular review and updating by the Trustees of the relevant procedures and processes already in place are designed to mitigate these risks.

In the opinion of the Trustees, the key risk to the Trust continues to be ensuring that sufficient income can be generated to sustain a capability to meet property maintenance costs as and when required.

Plans for the Future

In accordance with the objects of the charity, and in spite of ongoing uncertainties affecting the global outlook, the Trust fully intends to continue both the development of its visitor programme and the music scholarships. Alongside these, establishment of the Hawkins Special Fund already in 2025 will help promote the eponymous Resident Egyptology Scholarship, as well as providing additional small grants for students, early-career researchers and musicians.

Trustees’ Responsibilities

The Trustees are responsible for preparing the Trustees’ Annual Report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

The law applicable to charities in England & Wales requires the Trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the charity and of the incoming resources and application of resources of the charity for that period. In preparing these financial statements, the Trustees are required to:

The Trustees are responsible for keeping proper accounting records that disclose with reasonable accuracy at any time the financial position of the charity and enable them to ensure that the financial statements comply with the Charities Act 2011, the Charity (Accounts and Reports) Regulations 2008 and the provisions of the trust deed. They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Approved by the Trustees and signed on their behalf by:

S J A Stuart-Smith

Date: 8 April 2025

6

INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF THE ROBERT ANDERSON RESEARCH CHARITABLE TRUST

I report on the financial statements for the year ended 31 December 2024 set out on pages 8 to 14.

Respective responsibilities of the Trust and Examiner

The trustees are responsible for the preparation of the financial statements. The trustees consider that an audit is not required for this year under section 144(2) of the Charities Act 2011 (the 2011 Act) and that an independent examination is needed.

It is my responsibility to:

Basis of Independent Examiner’s Report

My examination was carried out in accordance with general Directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the financial statements presented with those records. It also includes consideration of any unusual items or disclosures in the financial statements and seeking explanations from you as Trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently no opinion is given as to whether the financial statements present a “true and fair view”, and the report is limited to those matters set out in the statement below.

Independent Examiner’s Statement

In connection with my examination, no matter has come to my attention:

have not been met; or

C E Osborn ACA

Brook Cottage Petworth Road Haslemere Surrey GU27 3BG

Date: 8 April 2025

7

THE ROBERT ANDERSON RESEARCH CHARITABLE TRUST

STATEMENT OF FINANCIAL ACTIVITIES

FOR THE YEAR ENDED 31 DECEMBER 2024

Unrestricted Restricted
Notes
Funds Funds
Unrestricted Restricted
Notes
Funds Funds
Unrestricted Restricted
Notes
Funds Funds
Unrestricted Restricted
Notes
Funds Funds
Unrestricted Restricted
Notes
Funds Funds
Unrestricted Restricted
Notes
Funds Funds
Total
2024
£
Total
2023
£
Income from:
Donations and Legacies
Annual receipts under gift aid 125 - 125 125
Other donations receivable 462 - 462 1,927
Bequests and legacies 58,813 138,591 197,404 45,734
Investment income - - - -
Interest receivable 2,075 - 2,075 1,080
Dividends receivable 15,476 - 15,476 14,184
Rental income - 57,428 57,428 48,569
Total income 76,951 196,019 272,970 111,619
Expenditure on:
Cost of raising funds
Property maintenance costs
3
- 108,209 108,209 51,546
Charitable activities
Academic grants
4
37,940 - 37,940 24,842
Support costs
5
16,217 - 16,217 19,451
Total expenditure 54,157 108,209 162,366 95,839
Net income / (expenditure) before
gains / (losses) on investments
87,810 110,604 15,780
22,794
Other recognised gains and losses
Unrealised gain / (loss) on revaluation
of investment property
6
250,000 -
375,000
Realised gains / (losses) on disposal of
listed investments
7
- 11,840 -
11,840
Net unrealised gains / (losses) on
listed investments
7
- 26,438 17,614
26,438
(37,190) 398,882 28,944
436,072
Transfer between funds (50,781) 50,781 - -
Net movement in funds 385,291 13,591 398,882 28,944
Reconciliation of funds
Total funds brought forward 2,733,185 4,710,208 7,443,393 7,414,449
Reclassification
re
prior
year
expendable endowments
521,588 - -
(521,588)
Total funds carried forward 5,245,387 7,842,275 7,443,393
2,596,888
The notes on pages 10 to 14 form part
of these financial statements.

8

THE ROBERT ANDERSON RESEARCH CHARITABLE TRUST

BALANCE SHEET

AS AT 31 DECEMBER 2024

BALANCE SHEET
AS AT 31 DECEMBER 2024
Unrestricted Restricted Unrestricted Restricted Unrestricted Restricted Total Total
Notes Notes Funds Funds 2024 2023
£ £ £ £
Fixed Assets
Investment properties 6 2,750,000 4,250,000 7,000,000 6,750,000
Listed investments 7 234,584 521,588 756,172 533,222
Tangible fixed assets 8 42,635 - 42,635 37,715
3,027,219 4,771,588 7,320,937 7,320,937
Current Assets
Debtors 9 48 - 48 23
Cash at bank and on hand 10 45,049 - 45,049 126,139
45,097 - 45,097 126,162
Creditors: Amounts falling due within one
year 11 1,629 - 1,629 3,706
Net Current Assets 43,468 - 43,468 122,456
Total assets less current liabilities 3,070,687 4,771,588 7,842,275 7,443,393
Inter-fund balances (473,799) 473,799 - -
Total Net Assets 2,596,888 5,245,387 7,842,275 7,443,393
Funds of the Charity
Unrestricted funds 348,739 - 348,739 860,036
Restricted funds – endowments 12 - 2,948,950 2,948,950 2,288,771
Revaluation reserve – freehold properties 2,248,149 2,296,437 4,544,586 4,294,586
Total Funds 2,596,888 5,245,387 7,842,275 7,443,393

Approved by the Trustees on 8 April 2025 and signed on their behalf by:

S J A Stuart-Smith Miss E K Gray

A C Berendt

The notes on pages 10 to 14 form part of these financial statements.

9

THE ROBERT ANDERSON RESEARCH CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

1 ACCOUNTING POLICIES

The Robert Anderson Research Charitable Trust is a registered charity with the Charity Commission in the United Kingdom. The address of the registered office is given in the charity information on page 1 of these financial statements. The nature of the charity’s operations and principal activities is to apply the capital and income of the Trust to advance the education of under-graduate and post-graduate students, whether from the United Kingdom or overseas, by the provision of financial grants and research facilities to enable them to study in the fields of historical, archaeological, artistic and scientific research.

The charity constitutes a public benefit entity as defined by FRS 102. The financial statements have been prepared in accordance with Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) issued on 16 July 2014, the Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland (FRS 102) as amended by bulletin 1, the Charities Act 2011, and UK Generally Accepted Practice as it applies from 1 January 2019.

The financial statements are prepared on a going concern basis under the historical cost convention, modified to include certain items at fair value. The financial statements are prepared in sterling, the functional currency of the charity, and rounded to the nearest £.

The significant accounting policies applied in the preparation of these financial statements are set out below. These policies have been consistently applied to all years presented unless otherwise stated.

Unrestricted general funds are funds which can be used in accordance with the charitable objects at the discretion of the Trustees.

The restricted fund represents both investment property gifted by the Founder under a permanent endowment, and certain bequests designated as expendable endowments.

1.3 Income recognition

All income is included in the Statement of Financial Activities (SoFA) when the charity is legally entitled to the income after any performance conditions have been met, the amount can be measured reliably and it is probable that the income will be received.

10

1.4 Expenditure recognition

All expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all costs related to the category. Expenditure is recognised where there is a legal or constructive obligation to make payments to third parties, it is probable that the settlement will be required and the amount of the obligation can be measured reliably. It is categorised under the following headings:

Irrecoverable VAT is charged as an expense against the activity for which expenditure arose.

1.5 Investments

Investments are recognised initially at fair value which is normally the transaction price excluding transaction costs. Subsequently, they are measured at fair value with changes recognised in ‘net gains/(losses) on investments’ in the SoFA if the shares are publicly traded or their fair value can otherwise be measured reliably. Investment properties are measured at valuation less impairment, subject to revaluations every 5 years, the most recent being undertaken in 2024.

1.6

Debtors and creditors receivable / payable within one year

Debtors and creditors with no stated interest rate and receivable or payable within one year are recorded at transaction price. Any losses arising from impairment are recognised in expenditure.

1.7 Going concern

The financial statements have been prepared on a going concern basis as the Trustees believe that no material uncertainties exist. The Trustees have considered the level of funds held and the expected level of income and expenditure for 12 months from authorising these financial statements. The budgeted income and expenditure is sufficient with the level of reserves for the charity to be able to continue as a going concern.

2 TRUSTEES’ REMUNERATION AND STAFF COSTS

The Trustees neither received nor waived any emoluments. Trustees’ expenses paid during the year were £nil (2023: £nil).

Although the Trustees did not employ any staff, the Coordinator is provided with rent free accommodation at Highgate, necessary to enable him properly to assist with visitor programmes at the properties in London and to carry out associated trust administration. In addition, the Director was awarded an honorarium of £7,500 (2023: £7,500).

3
PROPERTY MAINTENANCE COSTS
2024 2023
£ £
Council tax and water rates 10,008 8,387
3,632
12,746
26,781
51,546
Buildings insurance 4,168
Utilities 7,616
Repairs and maintenance 86,417
108,209

11

4
ACADEMIC GRANTS
Jean Middlemiss Award
Ilona Eibenschütz Award
Travel costs paid directly – visitors from Egypt
Visitor expenses while in London
Academic fees etc. for longer term visitors from Ukraine
Humanities bursary
Other grants
5
SUPPORT COSTS
Bank Charges
Honorarium for director
Independent examination fee
Investment advisers’ fees
Other expenses
6
FIXED ASSET INVESTMENT PROPERTIES
Unrestricted
Restricted
Funds
Funds
£
£
Freehold property:
Opening market value
2,375,000
4,375,000
Net unrealised gains/(losses) on
revaluation
375,000
(125,000)
Closing market value
2,375,000
4,375,000
4
ACADEMIC GRANTS
Jean Middlemiss Award
Ilona Eibenschütz Award
Travel costs paid directly – visitors from Egypt
Visitor expenses while in London
Academic fees etc. for longer term visitors from Ukraine
Humanities bursary
Other grants
5
SUPPORT COSTS
Bank Charges
Honorarium for director
Independent examination fee
Investment advisers’ fees
Other expenses
6
FIXED ASSET INVESTMENT PROPERTIES
Unrestricted
Restricted
Funds
Funds
£
£
Freehold property:
Opening market value
2,375,000
4,375,000
Net unrealised gains/(losses) on
revaluation
375,000
(125,000)
Closing market value
2,375,000
4,375,000
4
ACADEMIC GRANTS
Jean Middlemiss Award
Ilona Eibenschütz Award
Travel costs paid directly – visitors from Egypt
Visitor expenses while in London
Academic fees etc. for longer term visitors from Ukraine
Humanities bursary
Other grants
5
SUPPORT COSTS
Bank Charges
Honorarium for director
Independent examination fee
Investment advisers’ fees
Other expenses
6
FIXED ASSET INVESTMENT PROPERTIES
Unrestricted
Restricted
Funds
Funds
£
£
Freehold property:
Opening market value
2,375,000
4,375,000
Net unrealised gains/(losses) on
revaluation
375,000
(125,000)
Closing market value
2,375,000
4,375,000
2024
£
5,000
5,000
13,490
7,200
3,450
1,000
2,800
37,940
2024
£
103
7,500
2,100
5,804
710
16,217
Total
Funds Funds 2024
£ £ £
4,375,000
2,375,000
(125,000) 250,000
375,000
2,375,000 4,375,000 7,000,000

Restricted Funds includes property under a permanent endowment. The freehold property was valued during 2024 on the basis of, and subject to, the ongoing tenancies.

7
FIXED ASSET LISTED INVESTMENTS
Opening market value
Additions – retained dividends
Additions – funds placed with investment advisers
Investment advisers’ fees
Withdrawals from investment advisers / Disposal proceeds
Net unrealised gains
Net realised gains / (losses)
Closing market value
The closing market value comprises:
Equities
Bonds
Commodities
Real Estate
Other investments
2024
£
2023
£
533,222 516,212
15,476 12,742
175,000 50,000
(5,804) (5,103)
- (53,793)
26,438 17,614
11,840 (4,450)
756,172 533,222
452,554 308,256
162,945 117,070
16,343 9,852
19,573 19,466
74,908 63,131

12

Cash held by investment advisers pending investment
29,849
756,172
8
TANGIBLE FIXED ASSETS
2024
£
Library and sundry chattels – at cost
42,635
9
DEBTORS
2024
£
Income tax recoverable
48
10
CASH AT BANK AND ON HAND
2024
£
Barclays Current accounts
5,030
Barclays Short Term Deposit account
34,635
45,049
11
CREDITORS - Amounts falling due within one year
2024
£
Other creditors
1,629
12
ANALYSIS OF RESTRICTED FUNDS
Permanent
Revaluation Expendable
Endowment *
Reserve ** Endowment
£
£
£
Brought forward
2,288,771
2,421,437
-
Expendable endowments:
Reclassification re prior year
521,588
Additions in the year
138,591
Transfers to unrestricted funds
-
Surplus/(deficit) on property
revaluation
-
(125,000)
-
Closing market value
2,288,771
2,296,437
660,179
Cash held by investment advisers pending investment
29,849
756,172
8
TANGIBLE FIXED ASSETS
2024
£
Library and sundry chattels – at cost
42,635
9
DEBTORS
2024
£
Income tax recoverable
48
10
CASH AT BANK AND ON HAND
2024
£
Barclays Current accounts
5,030
Barclays Short Term Deposit account
34,635
45,049
11
CREDITORS - Amounts falling due within one year
2024
£
Other creditors
1,629
12
ANALYSIS OF RESTRICTED FUNDS
Permanent
Revaluation Expendable
Endowment *
Reserve ** Endowment
£
£
£
Brought forward
2,288,771
2,421,437
-
Expendable endowments:
Reclassification re prior year
521,588
Additions in the year
138,591
Transfers to unrestricted funds
-
Surplus/(deficit) on property
revaluation
-
(125,000)
-
Closing market value
2,288,771
2,296,437
660,179
Cash held by investment advisers pending investment
29,849
756,172
8
TANGIBLE FIXED ASSETS
2024
£
Library and sundry chattels – at cost
42,635
9
DEBTORS
2024
£
Income tax recoverable
48
10
CASH AT BANK AND ON HAND
2024
£
Barclays Current accounts
5,030
Barclays Short Term Deposit account
34,635
45,049
11
CREDITORS - Amounts falling due within one year
2024
£
Other creditors
1,629
12
ANALYSIS OF RESTRICTED FUNDS
Permanent
Revaluation Expendable
Endowment *
Reserve ** Endowment
£
£
£
Brought forward
2,288,771
2,421,437
-
Expendable endowments:
Reclassification re prior year
521,588
Additions in the year
138,591
Transfers to unrestricted funds
-
Surplus/(deficit) on property
revaluation
-
(125,000)
-
Closing market value
2,288,771
2,296,437
660,179
Cash held by investment advisers pending investment
29,849
756,172
8
TANGIBLE FIXED ASSETS
2024
£
Library and sundry chattels – at cost
42,635
9
DEBTORS
2024
£
Income tax recoverable
48
10
CASH AT BANK AND ON HAND
2024
£
Barclays Current accounts
5,030
Barclays Short Term Deposit account
34,635
45,049
11
CREDITORS - Amounts falling due within one year
2024
£
Other creditors
1,629
12
ANALYSIS OF RESTRICTED FUNDS
Permanent
Revaluation Expendable
Endowment *
Reserve ** Endowment
£
£
£
Brought forward
2,288,771
2,421,437
-
Expendable endowments:
Reclassification re prior year
521,588
Additions in the year
138,591
Transfers to unrestricted funds
-
Surplus/(deficit) on property
revaluation
-
(125,000)
-
Closing market value
2,288,771
2,296,437
660,179
29,849 29,849 15,447 15,447
756,172 533,222
2024
£
2023
£
42,635 37,715
2024
£
2023
£
48 23
2024
£
2023
£
5,030 5,030
34,635 121,109
45,049 126,139
2024
£
2023
£
1,629 3,706
2,421,437 -
2,288,771
521,588
138,591
-
(125,000) -
-
2,288,771 2,296,437 660,179

13 VALUATION OF ACCOMMODATION BENEFIT

These financial statements are required to reflect the charity’s contractual rights and obligations as well as the grants made to beneficiaries from its financial resources. As indicated in the Trustees’ Report, and in addition to such cash grants, a primary objective of the charity is the provision of accommodation to students. This supplementary note provides an indication of the value of such provision, referred to below as a subsidy.

The format that is required in these financial statements does not enable this value readily to be identified, nor for a corresponding comparison to be made with the previous year. This is partly because the costs associated with this provision cannot easily be separated from those costs

13

incurred on the maintenance of the charity’s properties as a whole, which include costs also attributable to the generation of rental income. In this context, it is not considered that attempting such a cost allocation would either be justified or helpful. The whole of this expenditure is accordingly disclosed, in the Statement of Financial Activities, within the cost of raising funds. Indeed, given the fluctuations in expenditure on property repairs from one year to another, a valuation of the provision of accommodation based simply on annual costs incurred would be likely to prove misleading.

With the above in mind, this note summarises analysis undertaken based on the rental opportunities foregone arising from the designation of rooms within each property as available for students rather than to be let to generate income for the trust. The main assumptions adopted for this analysis are:

The results of this analysis are summarised thus:

2024 2023
Maximum Annual Subsidy £40,596 £38,364
Occupancy (%) 89% 87%
Actual Annual Subsidy £36,227 £33,380

While the increase in the subsidy reflects the expected rise in market rents for this type of accommodation in London, the increase indicated is as modified by the effect of the increased amounts received during 2024, as compared with 2023, both under the Homes for Ukraine scheme and also from concessionary rentals to students.

14