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2024-12-31-accounts

Trustees' Annual Report for the period

Period start date Period start date Period end date Period end date
01 January 2024 31 December 2024
From To

Charity name

Raza Jamia Mosque & Islamic Centre

Registered charity number (if any) 702991

Charity's principal address

13 Grimshaw Street Accrington Lancashire Postcode BB5 0AZ

Names of the charity trustees who manage the charity

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
Trustee name Office (if any) Dates acted if not for whole
year
Name of person (or body) entitled
to appoint trustee(if any)
AshfaqHussain Chairman
Abdul Qayum Vice Chair
Waheed Ahmed Secretary
Mohammed Akram Treasury
Mohammed Yaqub Joint Treasury
Names of the trustees for the charity, if any, (for example, any custodian trustees)
Name Dates acted if not for whole year

Names and addresses of advisers (Optional information)

Type of adviser Name Address

Name of chief executive or names of senior staff members (Optional information)

Section B Structure, governance and management

Description of the charity’s trusts

Type of governing document

Constitution

How the charity is constituted

The trustees are elected by a committee at a special meeting Trustee selection methods A special meeting may be called to take place immediately after or before (eg. appointed by, elected by) a general meeting.

In selecting persons to be appointed as trustees, the trustees shall take into account the benefits of appointing a person who is able by virtue of his personal or professional qualifications to make a contribution to the objects or the managements of the Charity.

Additional governance issues (Optional information)

You may choose to include additional information, where relevant, about:

The additional governance within the charity are

Section C Objectives and activities

The advancement of the Islamic religion in accordance with the Sunni-Hanfi- Brailivi Sufi school of thought. The advancement of the education of Muslim children and adults.

Summary of the objects of the charity set out in its To promote throughout the community in the beneficial area, governing document knowledge and understanding of the beliefs and institutions of Islam. The charity carries out a wide range of activities in pursuance of its charitable aims. The trustees consider that these activities, summarised below, provide benefits to those who worship at the mosque and the wider community of Accrington. congregational prayers juma prayer and other Prayers like funeral and Eid prayers including Nikah and Funeral facilities, To hold monthly Islamic events Ghiarween and annual Milad events Main Objective of Charity is to spread the knowledge of Deen Islam and to provide sufficient education to Muslim and wider community and Summary of the main activities undertaken for the promote harmony peace and cohesion among communities. public benefit in relation to these objects (include within this section the statutory declaration that trustees have had regard to the guidance issued by the Charity Commission on public benefit)

Additional details of objectives and activities (Optional information)

The contributions made by the volunteers are the following:

You may choose to include further statements, where relevant, about:

Section D Achievements and performance

Summary of the main achievements of the charity during the year

Raza Jamia Mosque and Islamic Centre have throughout the year helped the advancement in Islamic knowledge for youths and adults in the local area and helped anybody wishing to learn about Islam. We have also provided resources to the community through books, computers and general one to one advice. Throughout the year we have also raised funds for various charitable needs throughout the Muslim world.

During the year the trustees and mosque committee have had a number of meetings to ensure that adequate financial controls are being followed by all members involved on a daily basis, with adequate procedures and rules .

Section E Financial review

Brief statement of the charity’s policy on reserves

The free reserves are held to secure the long-term financial security of the charity. The trustees consider that this level of reserves is required to enable the charity to fulfil its obligations and commitments.

Details of any funds materially in deficit

Further financial review details (Optional information)

You may choose to include additional information, where relevant about:

The principal for Raza Jamia Masjid & Islamic Centre is the following:

Section F Other optional information

The Charity is now evolved and more focusing in the education side.

Section G Declaration

The trustees declare that they have approved the trustees’ report above.

Signed on behalf of the charity’s trustees

Signature(s) Full name(s) Waheed Ahmed Position (eg Secretary, Chair, Trustee etc) Date 11th August 2025

Charity registration number: 702991

Raza Jamia Mosque & Islamic Centre

Annual Report and Financial Statements for the Year Ended 31 December 2024

Oscar Ip & Co Chartered Accountants 23 Argyle Street Liverpool Merseyside L1 5BL

AYA Accountants 82 Blackburn Road Accrington Lancashire BB5 1LL

Raza Jamia Mosque & Islamic Centre

Contents (continued)

Contents (continued)
Reference and Administrative Details 1
Statement of Trustees' Responsibilities 2
Independent Examiner's Report 3
Statement of Financial Activities 4
Balance Sheet 5
Notes to the Financial Statements 6 to 13

Raza Jamia Mosque & Islamic Centre

Reference and Administrative Details

Chairman

Mr Ashfaq Hussain Trustees

Mr Mohammed Akram Mr Mohammed Yaqub Mr Ashfaq Hussain Mr Abdul Qayoom Secretary

Mr Waheed Ahmed

Charity Registration Number

702991

Principal Office

==> picture [296 x 69] intentionally omitted <==

==> picture [296 x 111] intentionally omitted <==

13 Grimshaw Street Accrington Lancashire BB5 0AZ

Independent Examiner

Oscar Ip & Co Chartered Accountants 23 Argyle Street Liverpool Merseyside L1 5BL

Accountants

AYA Accountants 82 Blackburn Road Accrington Lancashire BB5 1LL

Bankers

Lloyds Bank Church Street Blackburn Lancashire BB2 1JQ

Page 1

Raza Jamia Mosque & Islamic Centre

Statement of Trustees' Responsibilities

The trustees are responsible for preparing the financial statements in accordance with the United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice) and applicable law and regulations.

The law applicable to charities requires the trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the charity and of the incoming resources and application of resources of the charity for that period. In preparing these financial statements, the trustees are required to:

The trustees are responsible for keeping proper accounting records that disclose with reasonable accuracy at any time the financial position of the charity and enable them to ensure that the financial statements comply with the Charities Act 2011, the Charities (Accounts and Reports) Regulations 2008, and the provisions of the constitution. The trustees are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

The trustees are responsible for the maintenance and integrity of the corporate and financial information included on the charitable company's website. Legislation governing the preparation and dissemination of financial statements may differ from legislation in other jurisdictions.

Approved by the trustees of the charity on 31 May 2025 and signed on its behalf by:

.... .....................................

Mr Waheed Ahmed Secretary and Trustee

Page 2

Raza Jamia Mosque & Islamic Centre

Independent Examiner's Report to the trustees of Raza Jamia Mosque & Islamic Centre

I report to the trustees on my examination of the accounts of Raza Jamia Mosque & Islamic Centre for the year ended 31 December 2024.

Responsibilities and basis of report

As the charity trustees of Raza Jamia Mosque & Islamic Centre you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (‘the Act’).

I report in respect of my examination of the Raza Jamia Mosque & Islamic Centre's accounts carried out under section 145 of the 2011 Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner’s statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of Raza Jamia Mosque & Islamic Centre as required by section 130 of the Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the accounting requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a ‘true and fair view' which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

......................................

Oscar Ip

23 Argyle Street Liverpool Merseyside L1 5BL

Page 3

Raza Jamia Mosque & Islamic Centre

Statement of Financial Activities for the Year Ended 31 December 2024

Unrestricted
Total
funds
Restricted funds
2024
Note £
£
£
Income and Endowments from:
Donations and legacies 37,428
-
37,428
Charitable activities 24,780
-
24,780
Other income 1,880
-
1,880
Total income
64,088
-
64,088
Expenditure on:
Charitable activities (75,160)
(900)
(76,060)
Total expenditure
(75,160)
(900)
(76,060)
Net expenditure
(11,072)
(900)
(11,972)
Net movement in funds
(11,072)
(900)
(11,972)
Reconciliation of funds
Total funds brought forward
462,289
10,036
472,325
Total funds carried forward
11
451,217
9,136
460,353
Unrestricted
Total
funds
Restricted funds
2023
Note £
£
£
Income and Endowments from:
Donations and legacies 23,167
2,547
25,714
Charitable activities 29,548
-
29,548
Other income 140
-
140
Total income
52,855
2,547
55,402
Expenditure on:
Charitable activities (62,153)
(2,547)
(64,700)
Total expenditure
(62,153)
(2,547)
(64,700)
Net expenditure
(9,298)
-
(9,298)
Net movement in funds
(9,298)
-
(9,298)
Reconciliation of funds
Total funds brought forward
471,587
10,036
481,623
Total funds carried forward
11
462,289
10,036
472,325

All of the charity's activities derive from continuing operations during the above two periods. The funds breakdown for 2023 is shown in note 11.

The notes on pages 6 to 13 form an integral part of these financial statements. Page 4

Raza Jamia Mosque & Islamic Centre

(Registration number: 702991) Balance Sheet as at 31 December 2024

2024 2023
Note £ £
Fixed assets
Tangible assets 7 424,776 425,470
Current assets
Stocks 8 190 165
Cash at bank and in hand 9 37,899 49,638
38,089 49,803
Creditors: Amounts falling due within oneyear 10 (2,512) (2,948)
Net currentassets 35,577 46,855
Netassets 460,353 472,325
Funds of the charity:
Restricted income funds
Restricted funds 9,136 10,036
Unrestricted income funds
Unrestricted funds 451,217 462,289
Total funds 11 460,353 472,325

The financial statements on pages 4 to 13 were approved by the trustees, and authorised for issue on 31 May 2025 and signed on their behalf by:

Mr Waheed Ahmed Trustee

The notes on pages 6 to 13 form an integral part of these financial statements. Page 5

Raza Jamia Mosque & Islamic Centre

Notes to the Financial Statements for the Year Ended 31 December 2024

1 Accounting policies

Statement of compliance

The financial statements have been prepared in accordance with the second edition of the Charities Statement of Recommended Practice issued in October 2019, the Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland (FRS 102) and the Charities Act 2011.

Basis of preparation

Raza Jamia Mosque & Islamic Centre meets the definition of a public benefit entity under FRS 102. The accounts (financial statements) have been prepared under the historical cost convention with items recognised at cost or transaction value unless otherwise stated in the relevant note(s) to these accounts.

Going concern

The trustees consider that there are no material uncertainties about the charity's ability to continue as a going concern.

Income and endowments

Voluntary income including donations, gifts, legacies and grants that provide core funding or are of a general nature is recognised when the charity has entitlement to the income, it is probable that the income will be received and the amount can be measured with sufficient reliability.

Donations and legacies

Donations and legacies are recognised on a receivable basis when receipt is probable and the amount can be reliably measured.

Expenditure

All expenditure is recognised once there is a legal or constructive obligation to that expenditure, it is probable settlement is required and the amount can be measured reliably. All costs are allocated to the applicable expenditure heading that aggregate similar costs to that category. Where costs cannot be directly attributed to particular headings they have been allocated on a basis consistent with the use of resources, with central staff costs allocated on the basis of time spent, and depreciation charges allocated on the portion of the asset’s use. Other support costs are allocated based on the spread of staff costs.

Governance costs

These include the costs attributable to the charity’s compliance with constitutional and statutory requirements, including audit, strategic management and trustees meetings and reimbursed expenses.

Taxation

The charity is considered to pass the tests set out in Paragraph 1 Schedule 6 of the Finance Act 2010 and therefore it meets the definition of a charitable company for UK corporation tax purposes. Accordingly, the charity is potentially exempt from taxation in respect of income or capital gains received within categories covered by Chapter 3 Part 11 of the Corporation Tax Act 2010 or Section 256 of the Taxation of Chargeable Gains Act 1992, to the extent that such income or gains are applied exclusively to charitable purposes.

Page 6

Raza Jamia Mosque & Islamic Centre

Notes to the Financial Statements for the Year Ended 31 December 2024 (continued)

Tangible fixed assets

Individual fixed assets costing £0.00 or more are initially recorded at cost, less any subsequent accumulated depreciation and subsequent accumulated impairment losses.

Depreciation and amortisation

Depreciation is provided on tangible fixed assets so as to write off the cost or valuation, less any estimated residual value, over their expected useful economic life as follows:

Asset class Depreciation method and rate Fixture and Fittings 20% reducing balance Office Equipment 20% reducing balance

Stock

Stock is valued at the lower of cost and estimated selling price less costs to complete and sell, after due regard for obsolete and slow moving stocks. Cost is determined using the first-in, first-out (FIFO).

Cash and cash equivalents

Cash and cash equivalents comprise cash on hand and call deposits, and other short-term highly liquid investments that are readily convertible to a known amount of cash and are subject to an insignificant risk of change in value.

Fund structure

Unrestricted income funds are general funds that are available for use at the trustees discretion in furtherance of the objectives of the charity.

Restricted income funds are those donated for use in a particular area or for specific purposes, the use of which is restricted to that area or purpose.

Pensions and other post retirement obligations

The charity operates a defined benefit pension scheme.Typically defined benefit plans define an amount of pension benefit that an employee will receive on retirement, usually dependent on one or more factors such as age, years of service and compensation.

The liability recognised in the Balance Sheet in respect of defined benefit pension plans is the present value of the defined benefit obligation at the reporting date minus the fair value of plan assets. The defined benefit obligation is measured using the projected unit credit method. The present value of the defined benefit obligation is determined by discounting the estimated future payments by reference to market yields at the reporting date on high-quality corporate bonds that are denominated in the currency in which the benefits will be paid, and that have terms to maturity approximating to the terms of the related pension liability.

Actuarial gains and losses are charged or credited to other comprehensive income in the period in which they arise.

Page 7

Raza Jamia Mosque & Islamic Centre

Notes to the Financial Statements for the Year Ended 31 December 2024 (continued)

2 Income from donations and legacies

2
Income from donations and legacies
Unrestricted
funds Restricted Total
General funds funds
£ £ £
Donations and legacies;
Donations from individuals 1,930 - 1,930
Legacies 15,996 - 15,996
Gift aid reclaimed 420 - 420
Regulargivingand capital donations 19,082 - 19,082
Total for 2024 37,428 - 37,428
Total for 2023 23,167 2,547 25,714

3 Other income

Unrestricted
funds Total
General funds
£ £
Rental income 1,880 1,880
Total for 2024 1,880 1,880
Total for 2023 140 140

4 Expenditure on charitable activities

Unrestricted
funds
Restricted
Total
General
funds
funds
Note £
£
£
Governance costs 75,160
900
76,060
Total for 2023
62,153
2,547
64,700

Total expenditure £

==> picture [376 x 36] intentionally omitted <==

5 Staff costs

The aggregate payroll costs were as follows:

Page 8

Raza Jamia Mosque & Islamic Centre

Notes to the Financial Statements for the Year Ended 31 December 2024 (continued)

2024
2023
£
£
Staff costs during the year were:
Wages and salaries 36,101
40,287
Pension costs 437
437
36,538
40,724

The monthly average number of persons (including senior management / leadership team) employed by the charity during the year expressed as full time equivalents was as follows:

charity during the year expressed as full time equivalents was as follows:
2024
2023
No
No
Average number of employees 6
7

No employee received emoluments of more than £60,000 during the year

6 Taxation

The charity is a registered charity and is therefore exempt from taxation.

Page 9

Raza Jamia Mosque & Islamic Centre

Notes to the Financial Statements for the Year Ended 31 December 2024 (continued)

7
Tangible fixed assets
7
Tangible fixed assets
Land and
buildings
Furniture and
equipment
Total

£

£
£
Cost
At 1 January2024
422,000
31,824
453,824
At 31 December 2024
422,000
31,824
453,824
Depreciation
At 1 January 2024
-
28,354
28,354
Charge for theyear
-
694
694
At 31 December 2024
-
29,048
29,048
Net book value
At 31 December 2024
422,000
2,776
424,776
At 31 December 2023
422,000
3,470
425,470
8
Stock
2024
2023
£
£
Stocks 190
165
9
Cash and cash equivalents
2024
2023
£
£
Cash on hand 243
643
Cash at bank 37,656
48,995
37,899
49,638
10
Creditors: amounts falling due within one year
2024
2023
£
£
Other taxation and social security 630
905
Accruals 1,880
2,044
2,510
2,949

Page 10

Raza Jamia Mosque & Islamic Centre

Notes to the Financial Statements for the Year Ended 31 December 2024 (continued)

11 Funds

11
Funds
Balance at 1 Incoming Resources Balance at 31
January 2024 resources expended December 2024
£ £ £ £
Unrestricted funds
General 462,289 64,088 (75,160) 451,217
Restricted funds 10,036 - (900) 9,136
Total funds 472,325 64,088 (76,060) 460,353
Balance at 1 Incoming Resources Balance at 31
January 2023 resources expended December 2023
£ £ £ £
Unrestricted funds
General 471,587 52,855 (62,153) 462,289
Restricted funds 10,036 2,547 (2,547) 10,036
Total funds 481,623 55,402 (64,700) 472,325

12 Analysis of net assets between funds

12
Analysis of net assets between funds
Unrestricted
Total funds at 31
funds
Restricted
December
General
funds
2024
£
£
£
Tangible fixed assets 424,776
-
424,776
Current assets 31,928
6,161
38,089
Current liabilities (2,512)
-
(2,512)
Total net assets
454,192
6,161
460,353
Unrestricted
Total funds at 31
funds
Restricted
December
General
funds
2023
£
£
£
Tangible fixed assets 425,470
-
425,470
Current assets 43,642
6,161
49,803
Current liabilities (2,948)
-
(2,948)
Total net assets
466,164
6,161
472,325

Page 11

Raza Jamia Mosque & Islamic Centre

Notes to the Financial Statements for the Year Ended 31 December 2024 (continued)

13 Analysis of net funds
At 1 January At 31 December
2024 2024
£ £
Cash at bank and in hand 49,638 49,638
Net debt 49,638 49,638
At 1 January Financing cash At 31 December
2023 flows 2023
£ £ £
Cash at bank and in hand 58,521 (8,882) 49,639
Net debt 58,521 (8,882) 49,639
14 Analysis of governance and support costs

Governance costs

Governance costs
Unrestricted
funds Restricted Total
General funds funds
£ £ £
Staff costs
Wages and salaries 36,101 - 36,101
Pension costs 437 - 437
Independent examiner fees
Examination of the financial statements 1,400 - 1,400
Othergovernance costs 37,222 900 38,122
Total for 2024 75,160 900 76,060
Total for 2023 62,153 2,547 64,700
15
Independent examiner's remuneration
2024 2023
£ £
Examination of the financial statements 1,400 1,880
16
Income from charitable activities

Page 12

Raza Jamia Mosque & Islamic Centre

Notes to the Financial Statements for the Year Ended 31 December 2024 (continued)

Unrestricted
funds Total
General funds
£ £
Islamic Books Income 419 419
Student Fees 24,361 24,361
Total for 2024 24,780 24,780
Total for 2023 29,548 29,548

17 Trustees remuneration and expenses

No trustees, nor any persons connected with them, have received any remuneration from the charity during the year.

No trustees have received any reimbursed expenses or any other benefits from the charity during the year.

Page 13

Raza Jamia Mosque & Islamic Centre

Statement of Financial Activities by fund for the Year Ended 31 December 2024

Total
Total
Unrestricted
Unrestricted
Funds
Funds
2024
2023
£
£
Income and Endowments from:
Donations and legacies 37,428
23,167
Charitable activities 24,780
29,548
Other income 1,880
140
Total income
64,088
52,855
Expenditure on:
Charitable activities (75,160)
(62,153)
Total expenditure
(75,160)
(62,153)
Net expenditure
(11,072)
(9,298)
Net movement in funds
(11,072)
(9,298)
Reconciliation of funds
Total funds brought forward
462,289
471,587
Total funds carried forward
451,217
462,289

This page does not form part of the statutory financial statements. Page 14

Raza Jamia Mosque & Islamic Centre

Statement of Financial Activities by fund for the Year Ended 31 December 2024 (continued)

Total
Total
Restricted
Restricted
Funds
Funds
2024
2023
£
£
Income and Endowments from:
Donations and legacies -
2,547
Total income
-
2,547
Expenditure on:
Charitable activities (900)
(2,547)
Total expenditure
(900)
(2,547)
Net expenditure
(900)
-
Net movement in funds
(900)
-
Reconciliation of funds
Total funds brought forward
10,036
10,036
Total funds carried forward
9,136
10,036

This page does not form part of the statutory financial statements. Page 15

Raza Jamia Mosque & Islamic Centre

Detailed Statement of Financial Activities for the Year Ended 31 December 2024

Total
Total
2024
2023
£
£
Income and Endowments from:
Donations and legacies (analysed below) 37,428
25,714
Charitable activities (analysed below) 24,780
29,548
Other income(analysed below) 1,880
140
Total income
64,088
55,402
Expenditure on:
Charitable activities(analysed below) (76,060)
(64,700)
Total expenditure
(76,060)
(64,700)
Net expenditure
(11,972)
(9,298)
Net movement in funds
(11,972)
(9,298)
Reconciliation of funds
Total funds brought forward
472,325
481,623
Total funds carried forward
460,353
472,325

This page does not form part of the statutory financial statements. Page 16

Raza Jamia Mosque & Islamic Centre

Detailed Statement of Financial Activities for the Year Ended 31 December 2024 (continued)

Total
Total
2024
2023
£
£
Donations and legacies
General Donations -
2,547
General Donations 1,165
-
Funeral Donations 16,742
7,407
General Donations 765
-
Jummah Collection 15,996
12,710
Gift Aid tax reclaimed 420
-
Annual Membership 2,340
3,050
37,428
25,714
Charitable activities
Islamic Books Income 419
269
Nikkah/Wedding Income -
300
Student Fees 24,361
28,979
24,780
29,548
Other income
Portland St CommunityCentre Rent 1,880
140
1,880
140
Charitable activities
Wages and salaries (36,101)
(40,072)
Staff NIC (Employers) -
(215)
Staff pensions (437)
(437)
Rent and rates (1,961)
(3,226)
Rates (2,190)
-
Light, heat and power (17,081)
(6,680)
Insurance (4,059)
(7,200)
Repairs and maintenance (10,574)
(600)
Islamic Books and Radio (41)
(900)
Licences and Subscriptions (75)
(75)
Sundry expenses (67)
-
Accountancy fees (1,400)
(1,400)
The audit of the charity's annual accounts -
(480)
Legal and professional fees (480)
-
Depreciation of fixtures and fittings (525)
(657)
Depreciation of office equipment (169)
(211)
Charitable donations (900)
(2,547)
(76,060)
(64,700)

This page does not form part of the statutory financial statements. Page 17

Raza Jamia Mosque & IslamiL' Centre Independent Examiner's Report to the truste¢s of Raz14 Jamia Mosque & Islamic Centre I report to the trustees on my examination of the accounts of Raza Jamia Mosqiie & lslamk¢ Cenire for the year ended 31 December 2024. Responsibilities and basis of report As the charity trustees of Raza Janiia Mosque & Islamic Centre you ar¢ responsible for the preparation of the accounts iii accordance with the requii'ements of the Charities Act 2011 ('the Act,). I report in respect of my examination of the Raza Jamia Mosque & Islamic Centre's accounts carried oul under seciion 145 of the 201 l Act and in carrying out my exdmin411ion I have followed all the applicable Directions given by the Chai'ity Commission under section 145(5)(b) of Ihc Act, Independent examiner's statement I have completed my examination. I confirm that no material matters have come to my attention in conneclion with Ihe examinalion giving me caiise to believe that in any material respe¢t'. accounting records were not kept in respect of Raza Jamia Mosque & Islamic Centre as required by seclion 130 of the Act. or 2, the accoiints do not a¢¢ord with those records; or 3. the accounts do not comply with the accounting requirements concerniiig the form and content of accounts set out in the Charities (Accoiinis and Reports) Regulations 2008 other than any requirement that the a¢¢ounts give a 'true and fair view, which is not a matter considered as part of an independent examination, I have no concems and have come across no other matters in connection with the exan]inalion to which attention Id be drawn in this report in order to enable a proper understanding of the accounts to be reached. Oscar Ip 23 Argyle Street Liverpool Mers¢yside LI 5BL 31 May 2025 Page 3