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2023-07-31-accounts

Trustees’ Annual Report for the period

From 1 August 2022 To 31 July 2023

Charity name: WORCESTER AREA GROUP U3A

Charity registration number: 702588

Objectives and Activities

SORP reference
Summary of the purposes of
the charity as set out in its
governing document
Para 1.17 The advancement of education and, in
particular, the education of older people
and those who are retired from full-time
work by all means, including associated
activities conducive to learning and
personal development in Worcester and its
surrounding locality.
Summary of the main
activities in relation to those
purposes for the public
benefit, in particular, the
activities, projects or
services identified in the
accounts.
Para 1.17 and
1.19
Education and transfer of skills occurs
through shared learning, actively involving
members to improve their knowledge, skills
and wellbeing.
Members may join a variety of interest
groups, generally meeting fortnightly,
offering a range of subjects facilitated by
volunteers who give their time freely.
Members may also participate in other
learning opportunities offered by Third Age
Trust, West Midlands U3A Region, and
Cotswold U3A Link network.
A members’ newsletter is published
regularly throughout the year and circulated
to members either in paper copy or by
email.
Worcester Area Group U3A supports an
active programme of trips and events
organised by interest groups and the
Trustees for the benefit of members.
Meetings open to all members are regularly
held with speakers from a wide variety of
backgrounds and interests. These
meetings are open to older and retired
members of the public in line with the
charitable purpose of Worcester Area
Group U3A.

1

Information for members and the public is
available from the Worcester Area Group
U3A website.
Statement confirming
whether the trustees have
had regard to the guidance
issued by the Charity
Commission on public
benefit
Para 1.18 The Trustees have regard of the Charity
Commission guidance on public benefit in
meeting the charitable Object of Worcester
Area Group U3A to the benefit of members
and in publicising its activities to the wider
public of those no longer in full-time
employment.

Additional information (optional) You may choose to include further statements where relevant about:

SORP reference Para 1.38 Policy on grant making Para 1.38 Policy on social investment including program related investment Para 1.38 Contribution made by volunteers Other

Achievements and Performance

SORP reference
Summary of the main
achievements of the charity,
identifying the difference the
charity’s work has made to
the circumstances of its
beneficiaries and any wider
benefits to society as a
whole.
Para 1.20 Worcester Area Group U3A continues to
serve the wider community and during
2022-2023, attracted 149 new members,
including 16 members from neighbouring
U3As. This was an improvement over the
previous year (118 new members).
Membership remains at a lower level (903,
all membership classes) compared with
pre-pandemic numbers (1,066).
92 groups covering a full range of activities
and interests met over the year (2020-2021
87 groups).
Daytrips and a walking holiday remained
popular, with the number of members

2

participating increasing as the year progressed. Spaces on trips not taken by Worcester Area Group U3A members were offered to neighbouring U3As with success. Attendance at meetings open to all members and non-members towards the end of 2021-2022 was poor and meetings took place online during 2022-2023 resulting in a significant cost saving and an improved level of participation. Concessionary membership was made available for the first time in 2022-2023. Take up has been below expectations. Concessionary rates continue to be available and are publicised alongside membership information. Open meetings and introductory sessions are offered to potential members and new opportunities for publicising the work of Worcester Area Group U3A are actively sought. Supported by a poster campaign and word of mouth, Worcester Area Group U3A holds an annual open day at which a large number of interest groups and activities are represented, and attends local shows to introduce our U3A to the wider public.

Additional information (optional) You may choose to include further statements where relevant about:

Achievements against
objectives set
Para 1.41
Performance of fundraising
activities against objectives
set
Para 1.41
Investment performance
against objectives
Para 1.41
Other

3

Financial Review

Financial Review
Review of the charity’s
financial position at the end
of the period
Para 1.21 Accounts are prepared on the basis of
Receipts and Payments.
Total income for the year increased to
£63,475 (2021-2022 £47,264) reflecting
both increased membership subscriptions
and payments for a larger number of trips
and tours arranged by Worcester Area
Group U3A.
As budgeted, a net deficit of £1,837 was
recorded for the year. Total funds at 31
July 2023 amounted to £48,777 (all
unrestricted).
Worcester Area Group U3A regularly
updates financial forecasts and is in a
strong financial position to deal with the
expected increase in costs resulting from
the present economic climate and still
support the cost of activities and the start-
up of new groups.
Statement explaining the
policy for holding reserves
stating why they are held
Para 1.22 The General Reserves Policy is set at an
amount equivalent to 3 months’ General
Fund expenditure, excluding Third Age
Trust and Independent Examiner fees, both
of which are provided for in full. General
Reserves exclude Trips & Events and
Coxon legacy funds.
Reserves are held to meet: day-to-day
commitments in the face of unexpected
fluctuations in income and expenditure;
fees due retrospectively to Third Age Trust;
and, costs incurred in the event of the
dissolution of Worcester Area Group U3A.
Events and trips are expected to be self-
financing and a contingency of £500 is held
within the Events fund to cover unexpected
shortfalls.
There is no reserve policy for the Coxon
legacy fund which is applied on direction of
the Trustees for the benefit of the wider
membership and which will close once the
fund has been spent.
Amount of reserves held Para 1.22 General funds amounted to £26,743 at the
end of July 2023. excluding £20,191 held in
the Coxon Legacy fund and £1,843 in the
Events fund.
Within these funds we maintain a minimum
reserve in the General fund equal to the
reserve policy, in 2023-2024 this is

4

£14,158, and a contingency of £500 in the Events fund. Reasons for holding zero Para 1.22 reserves Details of fund materially in Para 1.24 deficit Explanation of any Para 1.23 uncertainties about the charity continuing as a going concern

Additional information (optional) You may choose to include further statements where relevant about:

The charity’s principal
sources of funds (including
any fundraising)
Para 1.47
Investment policy and
objectives including any
social investment policy
adopted
Para 1.46
A description of the principal
risks facing the charity
Para 1.46
Other

Structure, Governance and Management

Description of charity’s
trusts:
Type of governing document
(trust deed, royal charter)
Para 1.25 Constitution.
How is the charity
constituted?
(e.g unincorporated
association, CIO)
Para 1.25 Unincorporated association.
Trustee selection methods
including details of any
constitutional provisions e.g.
election to post or name of
any person or body entitled
to appoint one or more
trustees
Para 1.25 At the Annual General Meeting members
elect four honorary officers: a Chairman, a
Vice-chairman or Vice-chairmen, a
Secretary, and a Treasurer who hold office
from the conclusion of that meeting. A
President may also be elected if the
creation of such a post has been agreed at
a General Meeting.

5

The Executive Committee consists of between 5 and 14 members: 4 honorary officers, and between 1 and 10 members elected at the Annual General Meeting. The Trustees may in addition appoint not more than 2 co-opted members who have full voting rights and tenure until the next Annual General Meeting. Vacancies on the Executive Committee of Trustees which arise through resignation or termination during the year can be filled from the membership and such an appointee completes the term of service of the member he or she is replacing and is eligible for re-election at the next Annual General Meeting.

Additional information (optional) You may choose to include further statements where relevant about:

Policies and procedures
adopted for the induction
and training of trustees
Para 1.51
The charity’s organisational
structure and any wider
network with which the
charity works
Para 1.51
Relationship with any related
parties
Para 1.51
Other

Reference and Administrative details

Charity name WORCESTER AREA GROUP U3A Other name the charity uses Worcester u3a Registered charity number 702588

6

Charity’s principal address

3 Lion Court Worcester WR1 1UT

Names of the charity trustees who manage the charity

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
Trustee name Office (if any) Dates acted if not for whole
**year **
Name of person (or body) entitled
to appoint trustee (ifany)
StephanieBELL Secretary From 22 March 2023
To15August2023
Brian CULLIS To 14 December 2022
Tricia CURRIE
BerylCURTIS
Pat DAVIS
AdieDITCHBURN
Claire LUCAS
Fern O’BRIEN
Richard OSLER Secretary To 22 March 2023
Ann PATTERSON Secretary From25 October2023
Jean ROBB Treasurer
Christine
SHEPPARD
To 22 March 2023
Stephen
THORNEYCROFT
Vice-chair
Laurence WALE Chair
Maitland
WESTBROOK
Vice-chair To 17 August 2022
JanetWILSON From 22 March 2023

– Corporate trustees names of the directors at the date the report was approved

Director name

Name of trustees holding title to property belonging to the charity

Trustee name Dates acted if not for whole year

7

Funds held as custodian trustees on behalf of others

Description of the assets held in this capacity

Name and objects of the charity on whose behalf the assets are held and how this falls within the custodian charity’s objects Details of arrangements for safe custody and segregation of such assets from the charity’s own assets

Additional information (optional)

Names and addresses of advisers (Optional information)

Type of Name Address
adviser

Name of chief executive or names of senior staff members (Optional information)

Exemptions from disclosure

Reason for non-disclosure of key personnel details

Other optional information

Declarations

The trustees declare that they have approved the trustees’ report above.

Signed on behalf of the charity’s trustees

Signature(s)
Full name(s)
Position (eg Secretary,
Chair, etc)
Date
Ann PATTERSON Laurence WALE

Secretary
Chair

8

Prepared 8 August 2023

Worcester Area Group u3a

Registered Charity No. 702588

Statement of Financial Activities 1st August 2022 to 31st July 2023

INCOME:
Annual Subscriptions
Interest Group receipts
Cash held by Interest Groups B/F
Trips & Events
Gift Aid
Donations & Grants
Interest Received
TOTAL INCOME
EXPENDITURE:
Hire of Rooms - Events programme
Speaker Fees
Refreshments Purchased
Publicity
Third Age Magazine
Development Expenditure
Hire of Rooms - groups
Interest Group payments
Groups - Licences
Trips & Events
Activities Expenditure
Postage, Printing, Telephone & Stationery
Miscellaneous Expenses
PayPal & CardNet Commission
Beacon System Costs
Hire of Rooms - non groups
Independent Examination
Third Age Trust membership
Equipment
Administration Expenditure
TOTAL EXPENDITURE
TOTAL NET MOVEMENT IN FUNDS
Transfers between Funds
Funds brought forward
TOTAL FUNDS CARRIED FORWARD
General
Fund
Coxon Legacy
Fund
Events
Fund
2022-23
2022-23
2022-23
£
£
£
31,170
0
0
0
0
808
0
0
0
0
0
27,252
3,660
0
0
332
0
0
160
92
0
35,322
92
28,060
216
96
0
445
100
0
332
19
0
343
0
0
1,993
0
0
3,329
215
0
25,151
1,222
0
0
0
886
162
0
0
0
0
27,419
25,313
1,222
28,305
699
0
0
351
10
0
412
0
0
891
0
0
243
0
0
150
0
0
3,440
0
0
733
0
0
6,918
10
0
35,560
1,446
28,305
-238
-1,354
-245
286
0
-286
26,695
21,545
2,374
26,743
20,191
1,843
Total
2022-23
£
31,170
808
0
27,252
3,660
332
253
63,475
312
545
351
343
1,993
3,543
26,373
886
162
27,419
54,840
699
361
412
891
243
150
3,440
733
6,928
65,311
-1,837
0
50,614
48,777
Previous Year
Total
2021-22
£
25,736
585
1,157
17,674
1,830
276
6
47,264
505
1,155
160
51
1,701
3,573
19,566
690
869
17,355
38,480
689
498
377
837
212
150
3,268
128
6,158
48,211
-947
0
51,561
50,614

Prepared 8 August 2023

Worcester Area Group u3a

Registered Charity No. 702588

BALANCES AT 31st JULY
PayPal & Current account
Deposit Account - General Funds
Cash at Bank - General Account
Deposit Account - Coxon Legacy
Cash at Bank - Events Account
Cash in Hand - Groups' Monies
TOTAL ASSETS
CURRENT LIABILITIES
Creditors
TOTAL NET ASSETS
General
Fund
Coxon Legacy
Fund
Events
Fund
(Designated
Fund)
(Designated
Fund)
31/07/2023
31/07/2023
31/07/2023
£
£
£
100
0
0
25,585
0
0
1,057
0
0
0
20,191
0
0
0
1,450
0
0
393
26,743
20,191
1,843
0
0
0
26,743
20,191
1,843
Total
Funds
Unrestricted
31/07/2023
£
100
25,585
1,057
20,191
1,450
393
48,777
0
48,777
Total
Funds
Unrestricted
31/07/2022
£
272
24,425
1,998
21,545
1,725
649
50,614
0
50,614

Signed on behalf of the Trustees:

SIGNATURE: SIGNATURE: NAME: Jean ROBB NAME: Laurence WALE POSITION: Treasurer POSITION: Chair DATE: DATE:

Worcester Area Group u3a Prepared 8 August 2023

Registered Charity No. 702588

2022-2023 Movement from prior year

INCOME:
Annual Subscriptions
Interest Group receipts
Cash held by Interest Groups B/F
Trips & Events
Gift Aid
Donations & Grants
Interest Received
TOTAL INCOME
EXPENDITURE:
Hire of Rooms - Events programme
Speaker Fees
Refreshments Purchased
Publicity
Third Age Magazine
Development Expenditure
Hire of Rooms - groups
Interest Group payments
Groups - Licences
Trips & Events
Activities Expenditure
Postage, Printing, Telephone & Stationery
Miscellaneous Expenses
PayPal & CardNet Commission
Beacon System Costs
Hire of Rooms - non groups
Independent Examination
Third Age Trust membership
Equipment
Administration Expenditure
TOTAL EXPENDITURE
TOTAL NET MOVEMENT IN FUNDS
Transfers between Funds
Funds brought forward
TOTAL FUNDS CARRIED FORWARD
Total
2022-23
£
31,170
808
0
27,252
3,660
332
253
63,475
312
545
351
343
1,993
3,543
26,373
886
162
27,419
54,840
699
361
412
891
243
150
3,440
733
6,928
65,311
-1,837
0
50,614
48,777
Previous Year
Total
Main Movments
2021-22
£
25,736
5,434
More members, higher fees
585
1,157
-1,157
Prior year recognises cash collected historically
17,674
9,578
More activity
1,830
1,830
Higher subscription fees in prior year
276
6
47,264
16,211
505
1,155
160
51
1,701
3,573
-30
19,566
6,807
Full group and Coxon Summer programmes
690
869
17,355
10,064
More activity
38,480
16,360
689
498
377
837
212
150
3,268
128
6,158
770
48,211
17,100
-947
0
51,561
50,614

Prepared 8 August 2023

Worcester Area Group u3a

Registered Charity No. 702588

Statement of Financial Activities 1st August 2022 to 31st July 2023

INCOME:
Annual Subscriptions
Interest Group receipts
Cash held by Interest Groups B/F
Trips & Events
Gift Aid
Donations & Grants
Interest Received
TOTAL INCOME
EXPENDITURE:
Hire of Rooms - Events programme
Speaker Fees
Refreshments Purchased
Publicity
Third Age Magazine
Development Expenditure
Hire of Rooms - groups
Interest Group payments
Groups - Licences
Trips & Events
Activities Expenditure
Postage, Printing, Telephone & Stationery
Miscellaneous Expenses
PayPal & CardNet Commission
Beacon System Costs
Hire of Rooms - non groups
Independent Examination
Third Age Trust membership
Equipment
Administration Expenditure
TOTAL EXPENDITURE
TOTAL NET MOVEMENT IN FUNDS
Transfers between Funds
Funds brought forward
TOTAL FUNDS CARRIED FORWARD
General
Fund
Coxon Legacy
Fund
Events
Fund
2022-23
2022-23
2022-23
£
£
£
31,170
0
0
0
0
808
0
0
0
0
0
27,252
3,660
0
0
332
0
0
160
92
0
35,322
92
28,060
216
96
0
445
100
0
332
19
0
343
0
0
1,993
0
0
3,329
215
0
25,151
1,222
0
0
0
886
162
0
0
0
0
27,419
25,313
1,222
28,305
699
0
0
351
10
0
412
0
0
891
0
0
243
0
0
150
0
0
3,440
0
0
733
0
0
6,918
10
0
35,560
1,446
28,305
-238
-1,354
-245
286
0
-286
26,695
21,545
2,374
26,743
20,191
1,843
Total
2022-23
£
31,170
808
0
27,252
3,660
332
253
63,475
312
545
351
343
1,993
3,543
26,373
886
162
27,419
54,840
699
361
412
891
243
150
3,440
733
6,928
65,311
-1,837
0
50,614
48,777
Previous Year
Total
2021-22
£
25,736
585
1,157
17,674
1,830
276
6
47,264
505
1,155
160
51
1,701
3,573
19,566
690
869
17,355
38,480
689
498
377
837
212
150
3,268
128
6,158
48,211
-947
0
51,561
50,614

Prepared 8 August 2023

Worcester Area Group u3a

Registered Charity No. 702588

BALANCES AT 31st JULY
PayPal & Current account
Deposit Account - General Funds
Cash at Bank - General Account
Deposit Account - Coxon Legacy
Cash at Bank - Events Account
Cash in Hand - Groups' Monies
TOTAL ASSETS
CURRENT LIABILITIES
Creditors
TOTAL NET ASSETS
General
Fund
Coxon Legacy
Fund
Events
Fund
(Designated
Fund)
(Designated
Fund)
31/07/2023
31/07/2023
31/07/2023
£
£
£
100
0
0
25,585
0
0
1,057
0
0
0
20,191
0
0
0
1,450
0
0
393
26,743
20,191
1,843
0
0
0
26,743
20,191
1,843
Total
Funds
Unrestricted
31/07/2023
£
100
25,585
1,057
20,191
1,450
393
48,777
0
48,777
Total
Funds
Unrestricted
31/07/2022
£
272
24,425
1,998
21,545
1,725
649
50,614
0
50,614

Signed on behalf of the Trustees:

SIGNATURE: SIGNATURE: NAME: Jean ROBB NAME: Laurence WALE POSITION: Treasurer POSITION: Chair DATE: DATE:

Worcester Area Group u3a Prepared 8 August 2023

Registered Charity No. 702588

2022-2023 Movement from prior year

INCOME:
Annual Subscriptions
Interest Group receipts
Cash held by Interest Groups B/F
Trips & Events
Gift Aid
Donations & Grants
Interest Received
TOTAL INCOME
EXPENDITURE:
Hire of Rooms - Events programme
Speaker Fees
Refreshments Purchased
Publicity
Third Age Magazine
Development Expenditure
Hire of Rooms - groups
Interest Group payments
Groups - Licences
Trips & Events
Activities Expenditure
Postage, Printing, Telephone & Stationery
Miscellaneous Expenses
PayPal & CardNet Commission
Beacon System Costs
Hire of Rooms - non groups
Independent Examination
Third Age Trust membership
Equipment
Administration Expenditure
TOTAL EXPENDITURE
TOTAL NET MOVEMENT IN FUNDS
Transfers between Funds
Funds brought forward
TOTAL FUNDS CARRIED FORWARD
Total
2022-23
£
31,170
808
0
27,252
3,660
332
253
63,475
312
545
351
343
1,993
3,543
26,373
886
162
27,419
54,840
699
361
412
891
243
150
3,440
733
6,928
65,311
-1,837
0
50,614
48,777
Previous Year
Total
Main Movments
2021-22
£
25,736
5,434
More members, higher fees
585
1,157
-1,157
Prior year recognises cash collected historically
17,674
9,578
More activity
1,830
1,830
Higher subscription fees in prior year
276
6
47,264
16,211
505
1,155
160
51
1,701
3,573
-30
19,566
6,807
Full group and Coxon Summer programmes
690
869
17,355
10,064
More activity
38,480
16,360
689
498
377
837
212
150
3,268
128
6,158
770
48,211
17,100
-947
0
51,561
50,614