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2023-12-31-accounts

Trustees' Annual Report for the period

Period start date Period end date

From 1[st] January 2023 To 31[st] December 2023

Section A Reference and administration details

Charity name

Grace Baptist Church

Other names charity is known by

Registered charity number (if any) 701443 Charity's principal address 290 Edgeley Road Stockport Cheshire Postcode SK3 0RJ ~~——~~ Names of the charity trustees who manage the charity Name of person (or Dates acted if not for Trustee name Office (if any) body) entitled to whole year appoint trustee (if any) 1 Mr Stuart Hart Secretary Church Membership 2 Mr David Last Church Membership 3 Mr Tim Mills Church Membership Church Membership 4[Mr Stephen ] Rees 5 Mr Carl Williams Church Membership ~~===~~ Names of the trustees for the charity, if any, (for example, any custodian trustees) Name Dates acted if not for whole year As above As above ~~SS~~ Section B Structure, governance and management Description of the charity’s trusts Type of governing document Trust Deed (1989) (eg. trust deed, constitution) How the charity is constituted Trust (eg. trust, association, company) Chosen by voting at a duly constituted meeting of the members of Trustee selection methods the church. (eg. appointed by, elected by) ~~oe~~ Grace Baptist Church 1 Trustees Annual Report for the year 2023

Section C Objectives and activities
Summary of the objects of
the charity set out in its
governing document
To spread the gospel of Jesus Christ by preaching and teaching
the truths that are contained in the Bible.
Summary of the main
activities undertaken for
the public benefit in
relation to these objects
(include within this section
the statutory declaration
that trustees have had
regard to the guidance
issued by the Charity
Commission on public
benefit)
The church holds meetings at the building that it owns at 290
Edgeley Road, Cheadle Heath Stockport SK3 0RJ.
We have held our services which are open to all and have run our
activity for children which we call Bible Explorers. In these we
explain the truths of the Bible to children at a level and in a
manner appropriate for their age.
Our Wednesday evening meetings, in the main, are attended by
members of the church. At these meetings we study the Bible
more deeply and spend time in prayer for ourselves, for those
whom we know wherever they may be in the world and for those
in government; as we are commanded in the Bible.
Our free lunch programme which we hold every Wednesday has
continued. This is open to anybody who wishes to attend.
We continued our annual distribution of Christmas cards to
homes in the neighbourhood of the church and invitation cards at
Easter and Harvest time in the autumn.
We have run our youth outreach programme by visiting the local
parks seeking to engage in conversations with young people (and
others) and hope this will lead to their lives being much improved.
Trustees have considered the public benefit guidance issued by
the Charity Commission and have assessed the ways in which we
can contact people and teach them the timeless and society-
enhancing truths oftheBible.
Additional details of objectives and activities (Optional information)
Youmay chooseto include
further statements, where
relevant, about:
policy on grantmaking;
policy programme related
investment;
contribution made by
volunteers.
All our work is carried out by unpaid volunteers except for a paid
minister who takes a large majority of the services.
All grants from the church are for humanitarian purposes or to
advance the cause of the gospel.
We ensure that all recipients are trustworthy and accountable.
Objectives and activities
Section D Achievements and performance
Summary of the main
achievements of the
charity during the year
We are thankful to God that we have been able to maintain our
Sunday services and mid-week meeting throughout the year and
have continued our teaching in Bible Explorers.
We have taught the truths that are in the Bible and believe the

Grace Baptist Church

Trustees Annual Report for the year 2023

2

Section D Achievements andperformance
lives of attenders at the meetings have been improved and also
the lives of those with whom we have had contact.
Section E Financial review
Brief statement of the
charity’s policy on
reserves
Our income for the year was greater than our expenditure by a
small amount and our reserves are still healthy.
Our policy concerning reserves is that we should have enough to
cover between six and nine months expenditure (equivalent to
£18,000-27,000). We have a higher level of reserves because the
church building is a modular, pre-fabricated structure and we
anticipate there could be major expenses in future.
The manse is in good condition but it is an aging property and
needs maintenance more frequently.
Our reserves are a little over £60 000 and are held in interest
bearing accounts.
Details of any funds
materially in deficit
None.
Further financial review details (Optional information)
Youmay chooseto include
additional information, where
relevant about:

the charity’s principal
sources of funds
(including any
fundraising);

how expenditure has
supported the key
objectives of the charity;

investment policy and
objectives including any
ethical investment policy
adopted.
All our income is from voluntary contributions by members of the
congregation and friends of the church. We do not fund-raise in
any way.
Our current funding enables us to support our minister who
teaches the Bible week by week.
A small portion of our funds go to support those working overseas
or to alleviate material suffering in other parts of the world.
The latter comes from gifts restricted for that purpose which is fully
supported by the trustees. The church passes on those gifts for
such restricted purposes.
None of the trustees receive any remuneration for any of the work
they undertake in their role as a trustee. The minister is paid for
undertaking his role of church leader and not for being a trustee.
He is also granted accommodation in the manse owned by the
church.
Apart from our reserves being in interest bearing accounts there is
no other formof investment.
Our income for the year was greater than our expenditure by a
small amount and our reserves are still healthy.
Our policy concerning reserves is that we should have enough to
cover between six and nine months expenditure (equivalent to
£18,000-27,000). We have a higher level of reserves because the
church building is a modular, pre-fabricated structure and we
anticipate there could be major expenses in future.
The manse is in good condition but it is an aging property and
needs maintenance more frequently.
Our reserves are a little over £60 000 and are held in interest
bearing accounts.
None.
All our income is from voluntary contributions by members of the
congregation and friends of the church. We do not fund-raise in
any way.
Our current funding enables us to support our minister who
teaches the Bible week by week.
A small portion of our funds go to support those working overseas
or to alleviate material suffering in other parts of the world.
The latter comes from gifts restricted for that purpose which is fully
supported by the trustees. The church passes on those gifts for
such restricted purposes.
None of the trustees receive any remuneration for any of the work
they undertake in their role as a trustee. The minister is paid for
undertaking his role of church leader and not for being a trustee.
He is also granted accommodation in the manse owned by the
church.
Apart from our reserves being in interest bearing accounts there is
no other formof investment.

Section F Other optional information

Grace Baptist Church

Trustees Annual Report for the year 2023

3

Section G Declaration

The trustees declare that they have approved the trustees’ report above.

Signed on behalf of the charity’s trustees

Signature(s)
Full name(s)
Position
Date
S. V. Rees C. Williams
Pastor (minister) Deacon
29 September 2024
29 September 2024

Grace Baptist Church

Trustees Annual Report for the year 2023

4

Grace Baptist Church, Stockport Charity Registered in England & Wales, No.701443

Statement of Assets and Liabilities - 31/12/2023

Cash Funds
£
Bank Current Account (CAF)
7,547
Bank Deposit Account (COIF)
55,503
Cash
150
63,200
Other Monetary Assets
Unclaimed Gift Aid
2,894
31/12/2023
Assets retained for charity's own use:
£
9,491
53,173
62,664
2,578
31/12/2022
Church Manse – approx. current value 250,000
Church Hall – approx. current value 200,000
Piano, books, tables, chairs and other furniture & equipment kept at Church Hall –
current value unknown.
Liabilities
Committed Missionary Support
Fee for Independent Examination
Signed on behalf of the Trustees
5,240
4,440
800
600
6,040
5,040
Carl Williams
David Last
12/09/2024
12/09/2024
(UFM Worldwide & IGT)

Page 1

Grace Baptist Church, Stockport Charity Registered in England & Wales, No.701443

Receipts and Payments for year ended 31 December 2023

Receipts
Offertory - cash donations
Donations to Bank Account
Bank Interest (CAF)
Bank Deposit Interest
Reclaimed Tax
Transfers between funds
General
£
4,812
27,686
19
2,195
3,130
-366
---------------- ------
37,476
Unrestricted Funds
Harvest
Study Week
£
£
2,887
1,887
136
422
366
---------- ------------------
5,562
136
Restricted Funds
Other
£
800
--------
800
Total-2023
£
7,699
30,373
19
2,331
3,552
0
----------------
-----
43,974
2022
£
5,854
25,196
10
495
4,103
-----------
35,658
------

Note 1: Reclaimed Tax is for Gift Aided donations made from 06/04/2022 to 05/04/2023, amounting to £14,207. Note 2: Gift Aided donations made from 06/04/2023 to 31/12/2023 amounted to £11,576; tax on this, to the value of £2,894, will be reclaimed in 2024; £566 of this is owing to the Harvest Fund, thus there was a negative balance in this fund on 31/12/2023.

Payments
Payroll
Salaries 19,878 800 20,678 18,729
Pensions 3,313 3,313 3,255
Payroll Administration 484 484 466
Missionaries ----------------
23,675
---------------- --------------------------
800
----------------
24,475
----------------
22,450
Illyrian Gospel Trust - Albania 1,440 1,440 1,360
UFM Worldwide - Kenya 3,000 3,000 3,000
Other Missionaries 500
Activities and Outreach ----------------
4,440
---------------- -------------------------- ----------------
4,440
----------------
4,860
Visiting speakers 975 975 300
Worship Material 29 29 61
Other Travelling Expenses 413
Evangelistic Material 656 656 464
Catering 741 741 575
Communications ----------------
2,401
---------------- -------------------------- ----------------
2,401
----------------
1,813
Bulletin 50 50 65
Website ----------------
50
---------------- -------------------------- ----------------
50
267
----------------
332

Page 2

General
Church Hall
£
Utilities - Water
196
Utilities - Gas
995
Utilities - Electric
776
Insurance
1,255
Maintenance
81
---------------- ------
3,303
Manse
Insurance
285
Council Tax
1,484
Maintenance
---------------- ------
1,769
Miscellaneous
Conferences
230
Independent Examination
680
Miscellaneous
28
Bank Charges
62
---------------- ------
1,000
Payments from Restricted Funds
EMF Ukraine Appeal
Kabwata Baptist Church, Zambia
Forest Fold Baptist Church, Crowborough,
UK, for Turkey Earthquake Appeal
Amyand Park Chapel, Twickenham, UK, for
Sri Lanka Appeal
---------------- ------
---------------- ------
Total Payments
36,638
---------------- ------
Net receipts/payments
838
Cash funds at start of year
59,692
Cash funds at end of year
60,530
Unrestricted Funds
Harvest
Study Week
£
£
---------- ------------------
---------- ------------------
---------- ------------------
2,500
3,500
---------- ------------------
6,000
---------- ------------------
6,000
---------- ------------------
-438
136
-128
3,100
-566
3,236
Restricted Funds
Other
£
-------- --
-------- --
-------- --
-------- --
-------- --
800
-------- --
0
0
0
Total-2023
£
196
995
776
1,255
81
--------------
----
3,303
285
1,484
--------------
----
1,769
230
680
28
62
--------------
----
1,000
2,500
3,500
--------------
----
6,000
--------------
----
43,438
--------------
----
536
62,664
63,200
2022
£
174
384
552
1,123
323
------------
2,556
270
1,422
1,362
------------
3,054
214
600
30
81
------------
925
550
1,600
------------
2,150
------------
38,139
------------
-2,482
65,147
62,664

Funds

General . Unrestricted. For general running of church. Harvest . Restricted. Offerings collected for any restricted purpose. Study Week . Restricted. Gifts to support pastors/preachers study weeks. No payments were made from this fund in this year. Other. Restricted. Other donations given for restricted purposes.

Transactions with related parties

S.V.Rees served as church leader and was paid £23,991 (including employer pension contributions) and provided with a house for serving in that capacity, not for serving as trustee.

D. Last was paid £275 for preaching ministry, not for serving as a trustee.

These payments are permitted by the charity's governing document.

Signed on behalf of the Trustees

David Last 12/09/2024 Carl Williams 12/09/2024

Page 3

INDEPENDENT EXAMINER'S REPORT

TO THE TRUSTEES OF

GRACE BAPTIST CHURCH

I report to the trustees on my examination of the accounts of Grace Baptist Church ('the charity') for the year ended 31 December 2023 on pages 1 to 3.

Responsibilities and basis of report

As the trustees of the charity you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (‘the 2011 Act’).

I report in respect of my examination of the charity’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act.

Independent examiner’s statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect: 1. accounting records were not kept in accordance with section 130 of the 2011 Act; or

  1. the accounts do not accord with the accounting records.

During the course of my examination I noted that payments totalling £10,440 have been made to four registered charities based around the UK. These payments would appear to be in contravention of the charity’s governing document which limits the activity to the town of Stockport.

Other than the above matter, I have no other concerns and have come across no other matters in connection with the examination to which attention should be drawn in order to enable a proper understanding of the accounts to be reached.

J. Young

Jaimée Young

Stewardship 1 Lamb's Passage LONDON EC1Y 8AB

Date: 03 October 2024

Page 4