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2023-08-31-accounts

YORKSHIRE LADIES’ COUNCIL OF EDUCATION

REPORT OF THE EXECUTIVE COMMITTEE FOR THE YEAR ENDED 31 AUGUST 2023

The Executive Committee has pleasure in reporting the activities of the Council during the past year. The Yorkshire Ladies’ Council of Education (YLCE) has been in existence for over one hundred and forty years and, throughout this time, has promoted women’s education in all its aspects. For example, in the past, the Council established such educational bodies as the Leeds Babies’ Welcome, the College of Housecraft and the Yorkshire Ladies’ Secretarial College. Nowadays, grants and scholarships are provided for women, mostly in higher education.

Today, the Trustees, having full regard for the requirements of the Charity Commission’s guidelines, can demonstrate that all current YLCE fundraising and grant making activities are open to public scrutiny. The YLCE Committees, all of whose members give voluntary service, have supported women’s education by providing funds to several local institutions and community bodies offering some aspect of education. The Council helps to redress the present inequality of women in the workplace through its Educational Awards scheme and is therefore fulfilling its obligations under the Equality Act 2010 and providing public benefit.

The restrictions imposed by the Covid-19 pandemic having been lifted, the quarterly meetings of the Executive Committee were held in person: the September meeting at the home of the Acting Chairman, Mrs Gill Lydon, and subsequent meetings at Forest Hill. The Awards Committee was also able to meet in person to review applications and to offer and disperse grants.

The Council had seventy-four members, including the President, three Honorary Vice-Presidents, three Vice-Presidents and five Honorary members.

It is with great sadness that the death was announced in March of Miss Maureen Ross.

GOOD GOVERNANCE REVIEW

The Executive Committee reports on Good Governance at each of its meetings and continues to consider this in some detail.

Members of the Executive Committee have undertaken those administrative duties hitherto provided by a paid administrator, whose post, sadly, is still no longer sustainable as, like other Charities, the YLCE’s income will inevitably diminish. However, advertisements have been circulated for a paid administrator, reducing the number and substance of the tasks involved. The careful monitoring of funds by the YLCE treasurer is much appreciated and the Executive Committee as a whole remains committed to making the best use of its available resources.

FINANCIAL REPORT

The portfolio has been managed for many years by Investec Wealth & Investment Ltd which this year has merged with Rathbones. There will be no change to the way YLCE works with the company and Rowena Houston will still be our contact and guide, working in the same office.

The economic situation remains difficult and the total value of the portfolio has fallen by £5,300 over the year; that is about 0.75%. However, the income was up by about 10%. The only change was the forced sale of Civitas Social Housing due to a takeover. This produced £8,428 which remained as cash at the year end.

There are two current accounts with Virgin Money: one for the Social Committee and one for Administration. Total income for Admin. was £8,089: £1,355 in membership fees, £6,092 dividend income and £642 in donations together with HMRC Gift Aid refund. Total expenditure was £5,000, leaving the account £3,000 better off at the end of the year at £9,566. It is clearly now possible to fund the services of a paid Administrative Secretary, should one be found. In the meantime many thanks are due to Gillie Andrews who has been fulfilling this role voluntarily.

The Awards Committee has a current account with Unity Trust Bank, into which the income from the portfolio is paid, net of management charges. The total income, including £1,220 in donations was £22,550 after sending 22% to Admin. During the year, grant offers to the value of £30,100 were made but only £19,900 was paid out as some students do not raise sufficient funds and therefore do not take up the offer. The offers are kept open for one year, so a look at the year 21-22 is instructive. The total of grants offered was £23,300 but only £19,100 was paid out, i.e, 18% of the funds remained untaken. This is close to normal and reflects the fact that the Awards Committee tries to support those in greatest need.

Update November 2023

At a meeting with Rowena Houston, a thorough review of the investments was undertaken. Crucially, as fixed interest assets now provide a more reasonable rate of return, two Government bonds at 4.125% and 4.25% were purchased, with £10,000 in each until 2027. Also the BHP holding was increased by £2,000. To fund these purchases, the Haleon shares and Woodside Energy shares were sold. Both of these small holdings had been acquired through de-mergers. The cash realised from Civitas Social Housing was £8,298; a legacy gave YLCE £500 and a further £5,000 was raised by the sale of a small portion of the Compass Group holding. This last has shown a large increase since purchase; so some profit taking was in order. The net result is a portfolio less heavily weighted to equities, as is more suitable for a charity, and should also result in slightly increased income.

It should be recorded that many thanks are due to David Hartley for his help and guidance.

AWARDS COMMITTEE

We were all pleased that our meetings in September 2022, March 2023 and June 2023 were again face-to face: it was good to leave Zoom behind, and enjoy an open discussion of the applications in a sociable atmosphere. The Awards Committee considered in all 270 applications from talented and ambitious women who were unable to fund their chosen educational courses from their own resources and who are finding the ever-increasing fees impossible to cover without help. 75 applicants were successful, with 195 rejected. The great majority of applicants are offered £400 towards their fees, with a handful being offered £200 where fees for part-time courses are significantly lower than for full-time ones. In total this year, we granted £31,000. The number of applications was similar to 2021-22, but still fewer than

previous years. This is possibly the continuing long-term impact of the loss of parttime earnings caused by the lockdowns, the high fees for the majority of courses, combined now with inflation and general financial anxiety making applicants’ planning to fund courses more precarious than before the pandemic. However the overall distribution of Awards remains at approximately a 1 in 4 success rate.

Two further Awards are made each year to outstanding individuals: the Donner Award to a STEM applicant and the Clarkson Award to a SHAPE applicant. The latter acknowledges success in disciplines covering the Social Sciences, Humanities, Art, Performing Arts and Economics, whereas the former covers the Sciences,

Technology, Engineering and Mathematics. The two recipients of these Awards receive a further £400 each.

The vast majority of applications continue to come from women wishing to pursue studies leading to Masters and Doctorate qualifications. Ages ranged from 21 to 60, the average being 25. We have a very small number of applications from nongraduates, and we do aim to respond positively to them; for example, we offered an Award to an applicant for a Level 2 Certificate Course in Practical Horticulture.

Committee members, as always, work with diligence and close scrutiny, whilst reaching decisions in an open and balanced way. As in all previous years, many email messages were received from successful applicants, expressing gratitude for the Council’s financial support and agreeing that we might hold their contact details and call upon them in the future. We also receive a handful of cards and emails outlining future courses and careers after the original courses have been completed. The Autumn 2022 and Spring 2023 Newsletters contained some interesting and inspiring accounts from a handful of recent Awardees, outlining their courses and future plans. All of these remind us of the value and importance of our Awards.

The Council wishes to thank Chairman, Mrs Carol Gleisner, for her dedicated and time-consuming work and all the members of the Committee for their diligence in considering applications.

SOCIAL COMMITTEE

2022-23 saw the Social Committee being able to return fully to its principal role of providing social events for the enjoyment of all members of YLCE and their friends. Although the events were smaller in scale than at pre-pandemic levels to cater for the smaller numbers attending the Committee (which had itself to cope with a significantly reduced membership) was very gratified at the level of appreciation for its efforts expressed by attendees.

The return to our ‘traditional offering’ started with the Christmas Fayre and Sandwich Lunch held at St Chad’s Parish Church Centre in November 2022. We were able to provide the expected stalls, raffle and lunch with the addition of pre-ordering arrangements for the Christmas Cakes and other goodies which had proved so popular during the pandemic. The day’s proceeds, coupled with the generous donations from YLCE members, enabled the Committee to donate £1,000 to InsideOutside Childcare at St Gregory’s. YLCE members also contributed towards the collection of non-perishable healthy breakfast food items for this charity, continuing the support previously given by YLCE’s former Project Committee. In March, the Committee provided the lunch following YLCE’s AGM in the new timetable for the event being piloted by the Executive Committee. YLCE members’ very positive comments about the catering made the Committee feel their efforts were well worth while. The revised timetable was well received by everyone.

Following the successful ‘Queen’s Jubilee Tea’ held in June 2022, in May 2023, the Committee held another celebratory non-fundraising event: a ‘Coronation Tea’ for YLCE members and their friends/partners at the North Leeds Cricket Club marking King Charles III’s coronation. This proved a joyous event complete with bubbly and a loyal toast for those able to attend.

The Council wishes to thank Miss Juřica and all members of the Social Committee for their highly valued contribution to the Council’s events.

EVENTS

As noted above, the Social Committee provided a very successful Christmas Fayre and Sandwich Lunch in November and in May King Charles III’s coronation was celebrated in an enjoyable Coronation Tea. In Autumn 2022 an attempt was made to introduce informal ‘Chatty Gatherings’ once a month in the mornings at an easily accessible venue providing food and drink. However, these meetings were not seen to be popular enough amongst the general membership and were discontinued in spring 2023.

ANNUAL GENERAL MEETING

The 119th Annual General Meeting of the Yorkshire Ladies’ Council of Education took place at St Chad’s Parish Centre on Monday 5th March 2022. The business meeting took a more streamlined form than in the past and began earlier. This allowed time for the two recent Awardees to give their talks before lunch and so be received by a larger audience. The Social Committee provided a much appreciated lunch. The event concluded at 2:00pm.

NEWSLETTER

The Newsletter is always interesting and very much appreciated by members, keeping them in touch with the activities of the Council. Many sincere thanks are due to its retiring editor, Dr Lorraine Harding for her admirable work over the last three years.

FOREST HILL (This report will be inserted later

Grateful thanks are given to the Board of Directors for their effective oversight of the operations.

A full report on Forest Hill Sheltered Housing Ltd has been circulated.

EXECUTIVE COMMITTEE

The Committee wishes to record its grateful thanks to the Chairman, Mrs Gill Lydon, for her care and efficiency during the year and for agreeing to continue as Acting Chairman from March 2023

The Committee also thanks Mrs Gillie Andrews for her work as Honorary Secretary and Mrs Anne Taylor for her financial competence as Honorary Treasurer.

President

Chairman of the Executive Committee

THE YORKSHIRE LADIES. COUNCIL OF EDUCATION IINCORPORATEDI A COMPANY LIMITED BY GUARANTEE AND NOT HAVING A SHARE CAPITAL REPORT AND FINANCIAL STATEMENTS FOR THE YEAR ENDED 318t AUGUST 2023 R•gi5ter8fl Numbor: 00082763 IEngland and Walesl Charbty Number: 529714 Forest Hill, 11 Park Crest•nl, Roundhay Leeds L88 1DH

THE YORKSHIRE LADIES, COUNCIL OF EDUCATION IINCORPORATEDI FINANCIAL A¢GOUNTS FOR THE YEAR ENDED 31$t AUGUST 2023 PAGE GONTENTS Report ofthe Extrcutive Committee Report of tho Independènt Examlner Statement of Financial Activities Balanc¥ She•t 9.15 Notès to the Flnancial Ststem8nts

THE YORKSHIRE LADIES, COUNCIL OF EDUCATION (INCORPORATED) Prosident: The Countess of HaiiTax ic8 Pre$ldents MtsGMAndr Mrs A G L5£fon Mrs M J PulL9n Honorary VScè Prosidents: Mr5 E M H¥lJert Mts M HO￿0X F C Logan MBE The Counte$8 ofs￿[brough LVO Honorary Members.. Mrs E M Bowett MrR Byrn Esq Mr R Donner W Humphreys H J Wor51ey JP Charity Tru8teès'. Honorary Socrgtary: Mts G M Andre Honorary Treasurer: Mr8 A MTaybr Execulve Committeo.. Mrs M Bradbjty MrsKMHart Mr8 P C Holli$ Mrs G P Mlner -Acbro Chaim Ex Officio. Mrs E C Gleisner - Chairman Awards¢ommitte Mrsm J Pu51a - Chairman Proie¢ts Committee 55 J R Juflea - Chairman Soual Comtnittee Awards Gommitteè.. E C Gleiwer - ChaiThnan Mrs A ￿Ik - Deputychalrrnan MrsA Hatri5 - Jtyni Se¢relary Mrs G P Tawor - Jlynl Secrelary A M Tior - Tre38urer G M Andrwws ss J R Juiica H (￿en5 I Sutdite Fundraisin9 Committee: Soclal Committ•O.' Miss J R Junca - Chsiman Mr6 P C Hollis . secfetsry￿rÈa$U￿r Mr5AM Ltsnn s G P Mllner Mrs EAstph￿S Mrs A MTayknr Mrs L V M Tayknr

THE YORKSHIRE LADIES. COUNCIL OF EDUCATION {INCORPORATEDI Structure. Governance and Management Govarning t)o¢urnent The(wg8n15al￿n is a charfiable￿[npa￿Y1iM1l?d by guarantee, 1n￿r￿ratsd on 3rd l)8tsrnber 1904 rèoi¥tered asa charity on 21st Jamary The companywas esablished undera Memorandum of A$￿8110￿￿hich estatAK%heo ihe objects and pmrs oflhechailia￿e Company is gDvetDEd underitsMi¢i$ofAssocialion ln thé event of the c¢mpany b￿n0 4YiwJnd up members are required lo conlribuie an 3rnounl noiexceeding £5. Executive Committee (Charily Trustees) and Oryani$3kn'onal Stnjcture The d1￿CtI￿Oi￿&C0Mpa￿Y0ft ar80thechantytsustetsforlhe purposeof ¢harity I￿￿a￿ undorihÈeompanY5Arlcs are krthn as mwnb8rs olthe E¥e¢ubve CLYnmiitee Thè organisaiion of the c￿n￿l lsin the hands o18n W￿b¥e Comrndtee meetsquarterly and I$thaTged￿th Pollty and di¢n making. Dunng ￿ySar1h￿Trusle￿s ￿mMenCe￿ a ￿VIew into upd8liro c￿J￿1,9 IAernowdLTh and Art￿8£ ofAssttiation. Tru$t9tr8 artrapwnted from memi%3v4ho shty¥ an 8¢tive IDtsiesl in Ihe ￿e￿1Vs0fthe tsu5L Th￿00181n thrknO￿ed0O &nd expe[len￿ of ethcBbon818nd p)IiGY rsue$ through pasl end￿￿￿r$. The Of￿SandtheAdMinIstrbV Sectetaydeal with Everyday routne m8118r& The Edu￿bo￿al Aw8rds Stheme Is rnanag￿ ty the Awardseommiitee. The YorfE$hire Lad￿S Counul IHo¥i&l$l Limited. a svbdiary ￿rnpanY of the Countyl 1$ responsibk fcrflhè iunning Of Forest Hill t $Y￿lIe[ed housing scheme. Th? Directors aye 811 ¢ountyi members who in a voluniarycapaclty Th6 ¢haiman ol Forest Hill keep¥ Council rnember$a¢qusinted￿ih the aff2ii$ ol ￿ hou51n9 sch Th& Counc41 ho￿& no effe¢tive wntrol overlhe assets ollhis Corwany arml 1$ una￿￿ ￿ benefitfrom th08$8ets dueto the legis&lion in tyer81ion goveTnin9 the C¢¥npany Due to thi5 the Company h•$ fi￿6een con￿11￿¥ted as 8 Subsidrdry. During the yeara reviwrfantt le9210ovI¢8 wa6 obtained as tothe relatson¥hig wilh The Yorkshire L¥Jvès cou￿1 IHostelsl Limiled. This rewewconduo8d thalthe re￿1￿)7$hIp has mi ch8nged Irom paslyears. Indiv￿1￿ m￿bern supportlhe thaiitsble rJe¢tives of ot￿rYorksh1T• bodles oThwh￿h thè Courtll is r¢presented. Objectives and AcdvlU•s Background.. Tht YoTkshiie Ladies. Councll of EduCats￿ {YLCEI establi$W ib Edurath)nal Awa￿ FurLd ih 1989-90. Th• Fund wS$ ￿Vested In the mBrkeswith the pvrpose of genertting Irw￿19 se￿￿ the Awards and wverexpenses. The main obiethve Is to piovideeduGabonal giants towomen and schdarships ￿ In$iilulions foi the educabon ¢fwotnen. Th• Council offers about 80 grants as¢ai. ol SL¥ns berween £100 and £500 The aver¥oForanlis likely lo be £300 Giants support FEES ONLY are pa￿ direclto knstiiulions LEhallof awli￿nts. In exceptionalcircurnst3n¢es payments are occasjonally mad¢ to indivrfual& Who 1$ el￿1bie.. PergonAI p￿￿tiOn& tOr8ducabonal 9ranissre inwted frorn BRITISH WOMEN ￿9.. 1. Ar•a9èd 21 yoars Or0￿er. 2. Have been offered a placeal a Biibsh ￿U￿￿t￿nal Institution 3 Cannotrina￿￿l￿ir ehoaen ¢ourseftom their cthn reswi¢F& can wesenl a ¢ase ftX$Pe¢￿I Treed 4. Do notqualrfy torsuffi(xenl L￿1 AulhLtyorGovemmeni support (otherlhan postooduaip b)an5). 5. Art not to a memb8roi The YortBhre La1￿. Councl ol EduGatio Achievements and Performance The Council contilued to m1 its objective5 mad8 84V8fa$ 8imiiai number$ 8nd I￿a￿al va￿Je a5 in pBstyears. Funds held a8 Custodlan Trustee on behalf of Others The Council $n¢ rts T¥ustees ihe sha￿h￿diD￿ in a Subs￿l3ryCwva￿y-,Th8 Yorkshire Ladies Courtll IHostel$i LITTriled' Thiswmpany 1$ rSpOn￿ble forlhe iunning of Ftyesl Hill, a swlered housiny s¢ltW*. ttsathvitses arevyholty indopeDdent ofthe CoUr￿l's￿erations.

THE YORKSHIRE LADIES. COUNCIL OF EDUCATION IINCORPORATED) Public Benefft Statsment4nd Obligation under the Equality Act 2010 Thè Yort5hira Ladies. COU[￿11 ol Educatiw prtsvKJ95 bengfrtthrowh itsedwAiioTral grants to a￿j to Insluli¢r and through Ils suwort¢tlh&edLUlj¢n?l aspect$ DToiher community bodlo$. Coun￿1 seeks tts4ddress the in8quallLy of women's T&presentalion m the upper e¢hdons of IhF professions, buwness3nd the arts ty 3upporting theireducaiityial and trai￿ng r8quirementS. Ihusfulfilling ihe Council's obl￿a￿on underlhe Eoualilie5 Ad 2010 The Trustee$ confirm Ihatlhey tsve reetted 10 Charty Comm￿10￿,5 guidance wblic benetilmthen 1ewfjwl￿ the C¢un&i's airns and objectives. In planniw fthureactsves. and setury grant making Wlicyfor theyear. Financ4al Re¥i&w Thpchanty continued lo r8(iveinvgsknenl I￿rne suffideN tocaryon of making 5uiiable awards to appIlo￿t8. As Investments vary In line véilh the irtematsonai Ma￿et5 Lis￿6 invesbxenis have de¢reased byE5,2S4 Li#ted invosim&nts al th¢ b￿an￿sheet Jlle Sto￿ al a market value of £685.927 and total lunds a1£719.934. Inveslment and Reserves Polry ThTwslee5 tWherwlh Inve¥tmenl M2n¥gers revlew tho entsre Ponloiio of Inve$tsxents annual￿. Twrnay di8wse r C8rtain hdding$ repla￿ Ihem with ho￿Ing$1be Tn￿t￿ ¢Onsider￿lI have ￿e￿er wlenlial ￿t￿lh￿IddlUii￿9 the level ¢1 InLvme. Any n•Yluntt5yAII usually be addBd loa holdi￿ in the ex￿ling pothlio The TTusiees maintain ongoinu re¥wdS ollhe portldiowith ￿ in depth wewspproxlmat￿Y ev￿8 yg8rs. Sub$8qU8trtto Balance Sheet date an annual has taten The lunds Bre cons￿ere￿ lo be ala level io mepl the ongolng aCtiv￿eStOr the next 12 months. 11 isthe Truse$ policylo 8ppfiyAimatelyt5,WO in cash in a YoTkshire nk s2￿￿¥AcCOuntSa'￿$t rewy, th)nlingency tvnd lu meet th¥objectives of the Charty Thetotal funds of £719,934 ¢omprise in ihè main. the capiiaifund vthith indudeslhe revalued asyeis al a gain ovgr costor £243.24910getherwith the Social fund of £1,045. The￿￿LI1 tu￿ pro¥ioe$ the In¢Th ID meet Ihe obieclives and g¢v6rnance¢J>sts of the charity Plans for Future P•riod8 Tho ExuliveCommittee feeIthe￿gC￿nB ￿ty¥￿e$ ofthEChailty￿iI ￿ntinue on a Similar basi$andata Simi￿rIeve1 fwth& foreEee&￿1￿1￿rt. Re5ponslbilities of the E¥•cutlve Committee Company L4w rE4UifèsthF E¥ecuiive Ctynmittee ￿ prewrefinarKlal ststetnents foreach year¥vhich give atrutrand fairiryth¥of the state of the aff81ts ofthe chAnbbIecom￿nY as atthe baiance sheel daie8nd of 115 In￿ming resources and applicath)n 01 resourtt¥, In￿L￿1￿ Income and ex￿n￿lIVre. tsthe finan¢ial yar. In prèpariry IM8e Inanryal State￿nIg the Execulivecomrnittee Sh￿1￿ Ioiiow best practice and. - s•l£( $￿tab￿ acwuniinll then aprAy ihem ￿nSistenuy, - makeju0ge￿￿nts and èslimales Ih81 $re reasonable prudent, and - pr8pare the finantyal statements on the going ¢onceTD ba51s Unl￿ il is inapwoprlate lo assume th￿the comp￿yW111 Continue￿ that basi8. Tltt Exe￿￿￿Ve Commthe acknowletye its respon$ibilities For. - entsunfry that the company keEg8 aGcouniino rea￿d5whIcTh ￿mp￿￿t￿ S8¢tlons 386 snd 387 of the Companie$A¢t 2006,. and piepailng financièl statèm8ntswhicn give ¥ twe and 8ifweNof ihe alfairsof the CoM￿nY a$ at the end of each finanual yeai ano 01 its sthiemeni of financial 2¢1ivilies foreach fin3nckil y￿[ In accor¢arKe￿th U requlrèmonts of Secbons 394 and 395 ¥ndwhichotheN¥i8e cotnptyvvrfh the requiremen1$ Ofthe COMpan￿A¢12006 relatng to fill￿cIal SLAtemenl8. so fara$$pplcable io thÈ ￿￿pany. Indop+ndent Examlner and ArAountants Mf Oawd Hartley FCA. FCCAofWai1O & Hart￿Y w re-apwiTrted as the Cha￿tab￿conpa￿lS IndepenOenl¥Aarnirw8nd a(wuntantduring the yearand has exWesS￿ hiswdlingngS5 to wniinu& in that caphtity. This report has tyoon prepared a¢¢OrdanCe￿thth0 6￿cIal p￿slOn3 of Port 15 ofthe Compinies Act 2CrfJ6 relatlngttF$mall companlgs. ApprovEd bythe Ex9¢wt￿9 Commttt••on 2nh N￿mb$r2QZ3 and 8lyn•d on its beh•llby.' Mr¥ A G Lydon - A¢Dtty ¢halFman Mrs G M AndT9WS -secretary Mrs A M Taylor -Treasurer

THE YORKSHIRE LADIES, COUNCIL OF EDUCATION IINCORPORATED) INDEPENDENT EXAMINER'S REPORT TO THE EXECUTIVE COMMITTEE OF YORKSHIRE LADIES, COUNCIL OF EDUCATION IINCORPORATEDI I repLYton Iheattounts of the Companyfor the y8ar6nded 31S¢Awust2023 are 5elouton page5 7 t¢ 15. Rsp8ctive rnsponsibilities of trustees and examin•r Thelwslees IvthD are also Ihe direttor3 olthe eotnpany forth£ puiposeB of wrnpanyl￿) a￿ r#swnsibfebr Ihe preparation olthe 4Q￿u￿1$. IiU¥lee8 conslder Ihaian audii ISn￿r￿ul[ed foy lh1syearu￿erS￿thon 144 of Ihe ¢￿tte5 Act 2011 (the Chanlies A¢ii and Ihal an independent &xsmin¥bon IB neede¢. aving satisfièj nwsefflhallhe chairfy is tK>I subwiosudrt undoictsmpany ￿w3nd l$eivJibie for Indép8ndenlexaminabon, rt b¥ my responsibility to. - exsminotheattounl$ sedion 145 of the 2011 ¢h81ibesAGt,' - to ￿￿Wthe plo￿Vro¥ la￿ do4￿ in the general tlir8¢tion$ given by ￿ Cttatty Cornmlson under sectioTr 145151{bl of the 2011 Ch¥ritse5 Act.. and -to state %hetherpa￿cu1ar mattets havecomeio my attentiM. Basis of indepgndent 8xamtner'8 report Myexaminabon vtss tsrried wl In 8¢¢oidancevAth the genetal Directhons given tylhe Chanty Commission An examinabon InJudes a revwi of the accounting r￿0￿$ kept by lh• charity a ￿mp￿$0￿ of the accoutts presmted wrth those reco￿$ Includes tOAderabon ofany unusual Iletns ordisJosures In the a¢(x>Jnts. and seeking explanation5 from you ¥stsuSlees(￿nCeM]n9 any s￿h matters. The wrKedvre8 Undertak￿ do not prowde£ll the eviden Ihalwould bfy wuired In an avdil8nd consequentty no opin￿￿ Is given a$th)vthetherthe a¢￿u￿15 present a'iruE and lairvi arf t￿t ¢port 18 limited lo those matters Sel oui in ihè siaiement bdow. Independent ¥xarniner's ststemont I have ￿mple￿d my exanmnabon l c￿￿.[[￿ Ihal no material matters ha¥e(tsrtlD my atten1￿ wni(11 oives mecause to believe that.. ' actounbng re￿rdSwere wi kept in accrydan¢e with Secti￿ 388 ofthè CompanlesArt 2006.. or . ihe accourfsdo tut xcrKd Mlh record5,' or . the acco￿n￿￿O ry)l Gomply r￿8Vant accwnimg requiTements underGtion 396 011 Comp3niesAd 2006 other than any rEqU￿ement thatlhe ac￿￿￿t8 give a'bue and fairf view is not a maitercOns￿fjw as part¢1 * Ind8pendenl examin#iion, or . ihe amnt5 nol been prepared m accor(lancÈwith the Ch8nties SORP IFR$1021. I have no ¢on¢em& and havecome acmss no thher m8iiers In ￿[bec￿On wrth Ihe Èxam￿3￿On towhich attertron shou be dramn in r8POrtin oiderto enabka propef understsnoing of the accwntskn ￿ reathd. 27th Novembpr 2023 David N Hartley FC•K FCCA Warte & Hartroy 66 North Stra•t Veiherby LS22 6NR

THE YORKSHIRE LADIES. COUNCIL OF EDUCATION IINCORPORATED) STATEMENT OF FINANCIAL ACTIVITIES (INCLUDING INCOME & EXPENDttURE ACCOUNTI FOR THE YEAR ENDED 31ST AUGUST 2023 u￿r￿tricted Rè8tricted FundB Funds 2023 2023 Tolal Funds 2023 rotal Funds 2022 Nots8 In¢omè= DonatloTrD and #ub¥crfption$ 3225 3225 5286 Income Irom ch•riiablt acIfv6t￿.' Social events FundralgrvJvents 10trJ 1003 769 Invo8tm•Dt Income 30513 30813 3W78 Total income 34741 34741 38133 Expenditure: Costof raising funds.. vesfvnl ￿n￿emernt C05L8 2583 2583 2530 Expendllure OTr charb￿b￿A¢J¥￿Q6.' Gran￿, ￿atIonS and goYomani 32884 32884 22W2 Totsl expenditure 35467 3546T 25432 et losseg amOuwin8 on Investmenls 5.586 Net lexponditurgllincome and movements in funds forthe year 15,05n 16,297 Reconciliation of funds Total funds braught foDNard 724991 724991 708fj94 Total fund&934 724U91 The stateTnentoffinanclal aCbVit*$ hciudes all g•in$ and losse5 Inthe￿ar. Al inco￿and expendiwre ve Irotn ￿￿11￿Ul￿ £dvibe$

THE YORKSHIRE LADIES, COUNCIL OF EDUCATION (INCORPORATED) BALANCE SHEET AS AT 31ST AUGUST 2023 2023 2022 Fixed Assets Tangible aÈ¥¥ts InvesbYDts 10 30 698687 685627 68SS27 698717 Current A88els Debtors Cash atbank 8nd in hand 14 1S 2275 50012 35J8 52287 37384 Credlto unts l¥lliny due 18,280 Net Currant Assts 34007 26274 Net Assets 719934 724991 The fvnds of the charity Un￿$bIrt@￿ funds Desion$iEd Gener81 funtts 1045 718889 895 724096 719984 724991 Re￿¢ted fvndg Total Charity Fund8 17 719934 724991 Fortheyear ended 31stAJJgusl 2023 the ￿mpanyWa$$ThtiMFd lo exernption under 5UDSèClitin 1 or $￿t￿Tr477 ofthe cOmpan￿￿AGI20o8. Dil￿r¥ ￿SpOnsIbl1111e5". The Members have not required the ¢omp8ny to obtain an audit¢Ytts ac¢ounbfcYtheyear in questi In accordance 5￿t￿>￿ 476 ThediiedoJ¥ athnowledge their ie¥K)nSibilityftrc￿￿pl￿"n9WIitt the requiremenisollhe Actwth reSp￿t ioa(xounting [￿rdS pre￿rab0￿ of ￿￿o￿Trts ThefinancJal staternents have been prep8red in aCcOrdan￿With Ihe ¥e¢ial pn¥konsof Pari 15 of the ¢omp8ni88Act 2006 relaiing to ￿nall c¢mpans Approved bythe directors and tru•t••• (Execu￿￿? ¢omnsftteel on Ih¢27th Nov•mber2023 Signed on its behalf by'.- Mrs A G Lydon - Acting Chainnan rs G M Andr•v . S•¢retsry Mr6 A M Taytor - Treasurer AG4

THE YORKSHIRE LADIES, COUNCIL OF EDUCATION IINCORPORATEDI NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31ST AUGUST 2023 1. Accounting Poll¢l6s The Pl￿￿paI accoun￿￿9 polltyos are summ￿$￿ ￿￿)w. The8(xy>Jnting have aWd consisteniy thIou9hout the year and ID the piettdlng ye¥r A. Basls of a¢¢DU￿n9 The siaiemeni of accounts havè been prepared in Wllh tho Cotnpanies A(12006, the Statement of Recommended Prxbce. A￿OUntIng Reponing èy the CharilEs prep4ri￿ their a¢¢ounts n accordar With FRS102 (effective 1$1 January20151 and Chalil￿S SORP IFRS1W. appli¢8ble accountiro thndards. Where ne¢e55arythe hèadings la￿ down In the AGt have been adapted to meet the special iVitiss oflhe Council The Covn¢il qualifies 8$ 8 sm¥ii ￿rnpany undertheAct and the Trustees have el loiak¢ advantage olthe ÈxwhplioD TK>t to wepare a cash $tstfry￿rf. The Countyl meEt5 the d2flnibon ol a publi¢ btnelil ènlty under FRS102. Assetsand IK4bilrfips we initSal rwniséd 81 historical cosl¢ritsnsacbon vsltse unl8ssotheThYige ¥taied ID ihe ielevani¥cwJnling pDliCy Wttr. 8. Fund Accoutlng Unre¥triGled lundsare available for use ai the diseretsn of the trLL4iees In lurther8nce of the g2neral obiethves of Ine chanty Unr6¥tricted tunds In￿U￿ a revaluat￿n ￿serve repFesenting the restate￿nIorIl$￿ Invesim•ota$sets at m4rkel vauè. D8wgnated fu￿88r0 UN8StrIGted thndseannarted tylhe EXeculi￿ Cornmitteefor pafhcJJlar p￿￿o$e$. R8Stri¢ted funds wJbi8¢ttO (￿n￿lbOR5 on ext¥Jilure impoged bylhedonor General fund {Caprtal ￿nd1- rosiithj and unrgsblCthY Tho re8etve renects the 0rigin$i (aFMtal tO9etrrwith anyspecif￿4cnationJ orgifts and is used to provide Inec￿ for ihe awards reserye tneettt management ¥xpenses ofthe Company. Stiialfvnd- unrestlid￿ deS￿rna￿d The regerve prowdesdonalions to the Coun￿1 and t0mi￿r Organisati￿S frcth thnts undertaken In thtryear Projecis fund- unre¥tricted de519f￿tsd The re9eYve prowdesdonalions t¢ tryan￿li0￿5YNlh educ81i¢nal aim$ rrorn events v￿ertaken In the ye¥. C- Con$oiiOated grnup aeeounts The C¢tnp8Try bas noi kyepared ¢￿S011daled Gr￿pAc¢0￿n1s tylaking advantsg6 01lhE exemption allowed bythe C¢mpanIesAc120￿ The Company and itssub$idiary, Yorkshirè Ladies COU￿1] IHostels1 Litnilfd, qualifies lorthe 6xmptson being a sm¥1 S￿￿d group. O. Incomo JI i¥ induded In ihe ststeff*nt¢lfinatKlal a￿1vItE$ Vlhèn Ihe chanty Is enlilled 10lhE incomè3nd the amountcan bè quanlpfied wlh ￿$¢n￿ble accuracy. The folPMng specific w11￿08 arpapplied 10 part1￿L/r ¢alegories ol Inwme.. VIAurtaryin¢tyxe is re￿lTr￿ byway oldonabons, gills and subscript￿n$ a￿18 In￿￿￿ed in the Statem￿10[ Financ￿1 Actiwbes ￿81¥able. Donaisd servicesand 18tylibes notvalLEd aslw aie¢onsidered knma12rt31 or Imprxbc¥I 10 vdue. In¥esknentitKome In￿￿le￿When

THE YORKSHIRE LADIES. COUNCIL OF EDUCATION (INCORPORATED) NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31ST AUGUST 2023 Icontlnuèdl 1. AGcounting Ptslicies IContinu8dl È. Expendllurè Expenditure is recolln￿ed on an acuuals ba$1$ as a Iiabilityi$ incurred Expenditure Inthdes any VAT ¥vhith ￿nn01 be rewwered. and is worted as part0lth2expenditu￿ lowhich rt relates Cos15 olger￿￿b￿ fwdB compdsfrihose coassoc4ated wrth managing nd attradin9 funds Chaiiiale ackn￿11$$ indudethoseetsts aB8watedswth delvenng rfsaGtivitie5 Govemanc£ indud6 those costs assocKgled meeting the ¢onslilulionBI and statutory rryuirements olthpchatity ono irtlude Gosts linked tolhe strateg manag8meniofthe tharty. Al costsare aiio¢ated befytyew the eX￿ditu￿ caieoffies of the SOFAon 3 ba￿S designod 10 reled the we ol r￿u[Ge Asihtr wnr4pal obJedive$ ¥re oryanised by ¢ommitt8e itKurrirrfJ minimal aclual cosisaii ￿hE[COsts areireated a5 goveman¢ F- Tanglble Flx•d Assets D8preciaiion Is wovideo a fate of33.33% on a reduc1￿ balance ba%s in oidertowrite off thè ast over 115 estsm8t useful Irf G- Ll8t9d Inve6tm•nts Irh¥e$im&nis held as fixed 8sg•ts are re¥￿￿ 81 m￿-￿alketyBl￿e8I tho balance gheetda the yin or ￿￿8¥koN to the Statement of Finanaal Activtse8 H- Golng Concern The C￿nCil Executive Ccmmitteeare not8w0￿ ofany￿nCerns thai the Charitywill Ml m8gt Its 0￿￿￿4￿0n$1Qr1he nextyear. 2. Connected Ch¥ritios and Brdnthes The I$(￿)￿ethd to Yotkshke Ladies Council IHo$tel$l L￿￿ted. B jub$￿￿￿ty Cornpany Ioiho Council n9 65 3B% of the shareC8p￿1 Th• CoKnparry run& Ftye8t Hill, a Sh￿tereC1 Scheme GroupaKounts a￿ n￿prepared as the Companys acbvtss are whdty In(*wd&rt ofthe ¢ountyf$ opeialK)n. 3. Tran8action$ wlth Truste08 and Oth•r Connected Porsons No tran5acbons With any Trustee twk 9￿c￿. Th•Cw￿l op8rales rent fw frtyn wemises Yorkshire Ladies Council (Hostelsl LThitsO. 4. DOna￿on$ and Svb8criptlons Unréstrlcted 2023 Total 2022 Total Dofygbons i￿￿￿1n9 PriVatecoll¥ityis by membèrs Sub5CnPtions Tsx [￿0Verab 1552 1552 33Q9 1370 488 498 322$ 3225 5286 5. Invo¥knent Income Unrestrhcted 2023 Total UnreBirfcted 2022 Totsi Gross Intere$1 fron Invesbments Dividend cthèr ifwxa from in￿stments Bank and Other inierÈ$i 8322 4377 24188 25596 30513 30078

THE YORKSHIRE LADIES. COUNCIL OF EDUCATION IINCORPORATED} NOTES TO THE FINANCIAL STATEMENTS FQR THE YEAR ENDED 31ST AUGUST 2023 l¢ontinuedl 6. Grants, Donatlons and Governance ThecoUn￿l undBtskes rts acbvilieslhrough sthL4tShipsand ed￿￿tha1 avrdrdskna Ntnberof i￿1¥￿val3{￿d insirfvbW¥ in fu[1heran￿ of rts¢hartaNe objedives. Lh)r88trlCtèd Ro5￿cted 2023 Total 2022 Yotsl SclKlar5hips Jwarded Education81 grJDts awarded nei ofwlhdrdwa15 Oonalions 14 14 254rAI 1205 28005 25400 1205 28005 480 4399 1S235 1205 18040 480 4382 Notor G0vema￿e costs Supwrt r￿SL$ Not•1 Tr&)to8 4399 32884 32884 22902 7. Donawons 2023 Total 2022 Total Frorn Capital Fund In51de Ouid& From Scoai ComnNtiee F￿d Rotary Club WakefiE4d NLCC Insid￿oUl￿￿e 55 55 I￿0 150 1000 150 fj205 1205 8. Support Costs 2023 Totsl 202Z Total Adm￿l￿trator5 fee5 Ge￿[al and Vvebsiie upde A¢coun￿r￿¥ Depre￿a￿on oftsngible ffi￿￿ asset8 2807 2505 692 1170 30 4399 4382 Al (￿sts ar8 aiio¢atsd and aretrealed 0$ g0veM￿Ce (x>stsas8ward$8re dLrided bYcoMrr￿ll¢¢ ¥vF¥) provide Iheirtime ona vdunt2ryba$K4 This lirne Is nolcosted. Govefflan( ￿s[SOf£4B0e0wslhefeefoT the Ir￿e￿ndent Exarrrinatr￿ and the rek¥xt thereon. 11

THE YORKSHIRE LADIES. COUNCIL OF EDUCATION IINCORPORATED) NOTES TO THE FINANCIAL 3TATEMENTS FOR THE YEAR ENDED 31ST AUGUST 2023 (Continued) 9. Galns and Losses on Investments UnrestriCt4d 2023 Total Unre9tricted 2022 Tot RtraI￿￿ gainslO0$8esl OTr dispDsals Unrealised IlossesVgain5 on revaluati¢Tr 933 15.2641 1222 4,374 10. Tan9iblo Assets Office Equipment Cost.. A8 811st Septsmber2022 AOditityl$- Computer Diswsals Asal 31st Aug￿$1 2023 7eS 763 Dpprociation As al IS15ep￿m￿tr2O22 Charge for year Release As at 31slAugu¥t2023 733 30 763 Net Book V8luo 4 at 31¥lAugu512023 As at 1st Septefflber 2022 45 11. Invosbnents 2Q23 20Z2 Listed atmarkelvslue Unlisted alcosl- Yothshre Ladies ¢oun¢l IHo¥tsl31 Lmted Not• 12 No¢9 IJ 885876 e98638 $1 685927 698667 12. Listed Investrnents PAark•tValue MawketValu• 2022 2023 Equbtiesand similar Inv*strtEDts Fixed Inte￿$1 oovemmeni securibes 442fj27 685876 453487 442e27 885876 453467 12

THE YORKSHIRE LADIES. COUNCIL OF EDUCATION IINCORPORATED} NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31ST AUGUST 2023 Iconlinuedl Analysis of equttl•s and slmllar Snwstm•ntÉ Numb•r H4ld Cost Aberdeen Stsndaro FuThJ Astrazeneca plc A¥i¥B P AXA Inve8lmenl Managers. US BAE Sysiems p 1th)68 37T 1504 39795 241KI 530 6029 2088 39 40192 5644 32652 2418fj 12054 843¢ 40S79 10012 10909 7968 10595 18548 2865 13008 11453 2W26 5070 896T NY Mellon Glob81 Fund3 Pplc Cty of London Invsl CThp Compass tsroup pl¢ Columbi£ T Invesknenl Fund5 pl¢ Columbi8 T Investrnenl Funds plc Flo￿ltyl￿Ves1t￿enI Funds W BU1￿¢r Fr8ftklin Templeton Investrnenw pl¢ F & C InvesimeMTrusi plc GSK plc aleon Flc HICL Infp$iru¢ture Company Ild HSBC Holding$ pk Int Publi¢ Partner Itd M&Gp M 8 G SecJJiil￿S p M & G Seujiil￿S p Murray Inteinational Trust National Gr￿ Grwp pl¢ p[￿e￿I£l Cor￿ra1￿ pk Rlo Tinto Shdl PIC SainsbLry{JI p SGh[L￿er5 Unil Trust rlc SSE plc Unilever plc 3015 4350 1649 24375 11302 Z1000 14883 2840 1853 20fj7 83Z2 3825 11576 17(*3 32877 12746 10023 16244 14734 24￿9 22959 6867 3623 13967 22690 14fj81 1538 12057 300 14322 21054 22305 15257 3340 13868 35$93 59717 31363 16910 18324 28505 7534 34882 18870 35897 21878 3NI 5583 1780 40970 24300 31e7 335 1099 2790 33476 21176 9992 23282 17221 10018 13244 8U 83 2310 4100 6553 95 VodafoDe tsroup plc Warehouse Reil plc Wood$iue Energytsroup plc 1791 442627 685878 13

THE YORKSHIRE LADIES, COUNCIL OF EDUCATION (INCORPORATED) NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31ST AUGUST 2023 IContinu•dl 13. Unlisted Inveslments Yorkshire Ladles Coun￿1 (Hostelal Llmitsd. a 5hdtèred hOU￿Trg Comp￿ in North Leed8 of 31 Units 15 a Subsidiary Company ofTheycrfk5hi￿ lad￿S. Coun￿1 of Edutalion Ilhas an Authoris￿ sha￿ Capital of £100 £1 Orthnarysharesof whiGh 78 are ISSU8d The Council own5 $1 ollhèsè Share5. Dutlo ihe ￿ck oletftrtive control and the inabilty lo conift)I Ih&fulurevf the assets Il kvlas wound up, the Company has notbgen con801idated as a Sub4diaty. Th&TtuBtses m¥intain this Islhe Slil approprHte. Th8 com￿¥ operalès Indope￿eNttyOr￿$ p8Mtcompany. 51 Ordinary Sha￿s-2023 2022-Co81 Pticentage of Issued Sh8re ¢8pitsI 65.4 TheTrusl£es f8è1 di$ notnecessary ￿ ￿p￿tfUrtherOn thi¥ Sub¥vJ&2rybutgive the follo￿7￿9 torreferaKe putPDses. 00547893 Comrkqny Numb*. Charity Numbei.. 223853 14. Debtors 2023 2022 Income lax refund SubscripihJn$ Fund$i0¢overgoveman￿ costs Othor prop¥wnents 595 150 1360 1630 50 2275 2118 15. Cash at Bank and in Hand 2023 2022 B8nk and bU1￿1￿g society accoun Pjowheld by investment managè Cash in hand 37569 12435 31752 3508 50012 3S26U 16. Credrtors.. Amounts Falling Due Within One Year 2023 2022 Awards and stholètships a￿￿K￿riSed Fund5 tocovergovemanee Costs Accounbncy SubscriptK)ns ln thl¥anee 15WO 1630 1650 16100 1316 16SO 18280 1908 14

THE YORKSHIRE LADIES. COUNCIL OF EDUCATION IINCORPORATEDI NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31ST AUGUST 2023 Icontinued 17. Analysls of charitab￿ Funds Analysis of movements. rurrent year Fllnd 8¥ 8t 1st Septernber 2022 Ineominy OuLg¢lng Resollr¢o$ Ilnc. lossè¥l Funfj 18 at 31$tAugust 2023 RestrKt•d ReslriLed Dmaikng Unrestrlcted De$￿A￿ted- Souai fund Gènerdi Fund 895 724096 724991 1494 33247 34741 1344 38454 39798 1045 718889 719934 rotal Amd$ 724991 3474 39798 719934 Puw5¢ of R£strfct£d FuDds ND Rsthcted funds exisieo Y￿thin the starorailhe b3￿nce stseidate. Puryx)6• of Unrestrfct£d Fthd$ The soug1 fund prowdesdonationsi¢ $imilaro19an￿￿ti0n￿ Irorn underkk¢n In the year. The gener81 fund (trA￿tal tundl refleclsitri￿Uln￿ capi18110gethervAth any 5￿CIfic oonations, ￿fi5 oi inv8stmenl revalu8lion8 8nd is used lo w0V￿e incomeforthe a%%pid5 iesÈrve and ffleetlhemanagèmeni expensesof the company. 18. Mtmbèws S2 Ordinatymembers Curreth Diembeiship 1$ £30 perannurn or£150 ts SYear6. 14 Existiry Lrfe member8e8eh haviny ￿￿t￿bUted £250. 4 Honorary rrwibers. mbers r*￿esen1th0?e mernberswilhin the finanu81 year. 15

THE YORKSHIRE LADIES, COUNCIL OF EDUCATION IINCORPORATED) INDEPENDENT EXAMINER'S REPORT TO THE EXECUTIVE COMMirrEE OF YORKSHIRE LADIES. COUNCIL OF EDUCATION IINCORPORATEDI I rewrt on the8¢¢ounts ollhe Companyfor they8ar e￿Jett 31StAuou$12023vthi¢h are Set￿1￿ pageB 7 to IS Respective responsibilities of trustees and exami￿r 7ftrusleeg Iwhtyare also thediie¢iors of the ￿MP￿Y forlhe wrposes olcompany are responsib￿ for the preparalKJn ol Ih&8¢Eoun15. The trustees oJnslerihal an audilis Aol reqUI￿d Por thts ytrarUnderseCti￿ 144 of Charibes Act 2011 Ilhe ChairtEg kt) that an inJependenl examination Is nÈed8d. S￿Sfied wLEthaltrts¢hariiy 9u'ectrtoaudil under tsjmpany law and 1$ eligitle lorindependwl 8xaminaÈon, il Is my iesponbilitg to.. - ￿MIne theaxounis 145 ofthe 2011 Oharthe5Act,' - to f[￿loWIhe prct8dU￿S laid dw In the general Di￿lon5 by ihÈ Chartty CtyTrTh￿0n section 145l5llbl of the 2011 Charrties A¢t, and - to st31evth8ther part￿ulaT maiter5have eomots tnyattenlion. Ba818 of indpèndent 8xamin•r's report exaMinar￿N was carried out in accnrdan￿W1ih the general DirfK)nsgiven by thè Charity Commtssion. An examin$iion iTrcludes a revlew Df the aGwunbng [c￿rdS kept byir¢harity and 3 CWP8rison of the 8ccounts wesentÉd those T8￿￿0$. 11 also Indud&s ¢on$ideration ol¥Ay unusual Items tr thsd05ures in the ￿¢(￿nts. and $eeKing eXpla￿tIOnS trom you as trusiees¢ffi¢8ming an￿ Su¢h matters. The p￿red￿re& undertaken 00 DDI provi￿¥11 eviden thaiwould be rwulreo In al￿ltOn￿ conseque￿￿ no op1fiv)￿ isgiven as iowhethETtheacwnis piésenta trJ¢ an￿ lairirye 8nJ thp rèport15 limttod l0th0sen￿ttets setout In Ihe st8temenl below Independent examtner's statemtnt I hav• complètèd my o¥arnin8llon l ¢wfiTrn that N>thenal maiters hav¢c(vn8 lo my whith 9kves mecau$e to believethat. accountiw record$w6re rK>l keptin a(tordance wlh 388 of the Cwp¥nies Act 200S', or * the accountsdo not accord such r￿￿[d5. or . the aGGounts do not ¢omplywith rèlèv￿1 underAedi¢n 3 ollhe Compan￿SAc120ofj Olher ihan any requif8menl Ihatthe 8¢Wi￿lS give a'true and f4lrfv￿W whith 15 not a mall8f￿$￿e[ed 3S Partof an In(Jèpendenl ¢xaminalion,' or * the ￿￿niS havo not prepared In 8¢¢ofdancewiih th8 Chanle5 SORP IFRS1021. I ha no concems and havè comEacross no Olh8rfflatter5 in confte¢t￿n with theexamin8bontowhich attenith ghould be in ihis iernri In Qrderiona￿e a prcper uno¥rst8nding orth$ a¢¢oullts to be iea¢h8d. 27th November 2023 QLL< David N Harley FCA, FGGA Walte & Haruey 66 North Str•et Wetherby LS22 6NR