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2025-04-05-accounts

Charity Number: 527637

John Laughton Educational Foundation

Trustees’ Report and Financial Statements

For the year ended 5 April 2025

John Laughton Educational Foundation

CONTENTS

Trustees Report 1 - 4
Independent Examiners’ Report 5
Statement of Financial Activities 6
Balance Sheet 7
Notes to the Financial Statements
8 – 12

John Laughton Educational Foundation Report of the Trustees for the year ended 5 April 2025

The Trustees present their annual report and financial statements of the charity for the year ended 5 April 2025. The financial statements have been prepared in accordance with the accounting policies Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland published on 16 July 2014.

Objectives and Activities for the Public Benefit

The purposes of the Trust are as follows:

The Trustees confirm that they have referred to the Charity Commission’s guidance on public benefit when reviewing the Trust’s aims and objectives, in planning future activities, and setting the grant making policy for the year.

Grant Making Policy

The Trust has established its grant making policy to achieve its objects for the public benefit. The Trust’s aim is to improve the education and promote religious instruction for children within the Borough of Boston. We review the grant making policy annually to ensure that it reflects the charity’s objects and thereby advances public benefit.

The Trust invites applications for local educational establishments and churches. Applicants submit a summary of their proposals to the Trustees in a specific format, these are reviewed against the criteria established by the Trustees and our grant objectives.

Details of how to apply for grants, together with the relevant forms are available from the Trust on request.

A Review of our Achievements and Performance: How our Grant Programmes delivered Public Benefit

The Trustees are pleased that the achievements and performance of the Trust, as set out below, demonstrate continued progress.

Grants to Educational Establishments

The Trust has continued to fund projects which meet the Trustees criteria and the foundations objectives. During the year projects were approved for six different educational establishments covering the entire age range of children in education.

The largest single grant was a £2470 grant awarded to Boston Grammar School towards the cost of Duke of Edinburgh equipment.

The diverse nature of the project funded is shown by the award of £1006 to St Thomas CE Primary Academy towards the cost of interactive sign boards.

Page 1

John Laughton Educational Foundation Report of the Trustees continued

Grants to Churches

A grant of £6546 was awarded to St Botolphs towards the costs of music scholarships.

Financial Review

The Trust’s work is entirely reliant on income from investment returns from its investments. Following the financial uncertainty in the UK and leading economies, the value of the investments has decreased by £23167 with income generated of £26836.

The Trust holds one years investment income less costs as a reserve 2025 £17791 (2024 £18850). This figure is the amount the Trustees seek to make in grants the following year to suitable projects meeting the Trusts criteria.

Investment Policy and Performance

Our investment advisors Charles Stanley & Co Ltd are instructed to invest to maximise the total return on funds within the constraints of a medium to low risk investment portfolio. Their review of the year is as follows:

“In the year to 5 April 2025 the investment portfolio produced a total negative return of -7.05%, this compares with the benchmark indices performance over the same period with the MSCI Pimfa Private Inv income returning -4.67%. A return, £26836 of investment income was produced, so a balance between income generation and capital growth has been met.

These returns were generated from a well-balanced multi-asset portfolio with 21.9% held in fixed income investments, 26.44% in UK Equities, 40.3% in International Equities, and the balance in Alternative Investments and Cash.

While there remains considerable uncertainty around the World, we believe the current asset allocation and underlying investments are in a suitable position consistent with a medium-low risk portfolio aiming for a balanced return between income generation and capital growth and should continue to produce a stable income stream and capital growth over the medium to long term.”

Risk Management

The principal risks faced by the Trust lie in the performance of investments and operational risks from ineffective grant making and the capacity of the Trust to make effective grants.

The Trustees consider variability of investment returns on the permanent endowment to constitute the charity’s major financial risk. This is mitigated by retaining expert investment managers and having a diversified investment portfolio.

The operational risk from ineffective grant awards is managed by firstly retaining Trustees of sufficient skill and expertise and secondly through the quality of the institutions and people who we support.

Page 2

John Laughton Educational Foundation Report of the Trustees continued

Structure, Governance and Management

The John Laughton Educational Foundation was established as a registered charity (527637) on 14[th] March 1989. The governing document is the scheme of 14[th] March 1989 and resolution made under section 74(2)(A) of the charities act 1993.

The Trust does not actively fundraise and seeks to continue the charitable work desired through the careful stewardship of its existing resources.

The body of Trustees shall consist of eight competent persons being two Ex-Officio Trustees, one Nominated Trustee and five Co-opted Trustees.

The Co-opted Trustees shall be persons who through residence, occupation or employment have special knowledge of the area of benefit.

New Co-opted Trustees are appointed by the existing Trustees and serve for five years after which they may put themselves forward for re-appointment.

The Ex-Officio Trustees shall be the Vicar of St Botolph’s and the Mayor of the Borough of Boston.

The Nominated Trustee shall be appointed by Lincolnshire County Council as local education authority.

At the six monthly Trustees meetings, the Trustees agree the broad strategy and areas of activity for the Trust, including consideration of grant making, investment, reserves and risk management policies and performance. The day to day administration of grants and the processing and handling of applications prior to consideration by the Trustees is delegated to the clerk.

Key Management Personnel Remuneration

The Trustees consider the board of Trustees and the clerk as comprising the key management personnel of the charity in charge of directing and controlling the charity and running and operating the charity on a day to day basis. All Trustees give their time freely and no Trustee remuneration was paid in the year.

Trustees are required to disclose all relevant interests and register them with the clerk and in accordance with the Trust’s policy withdraw from decisions where a conflict of interest arises.

The pay of the charity’s clerk is reviewed annually.

Reference and administrative Information Business Address 75 High Street, Boston, Lincs PE21 8SX

Trustees

Brian Wookey – Co-opted Trustee - Vacant Position Peter Lawson – Co-opted Stuart Green – Co-opted Barbara Charity – Co-opted Vicar of St Botolphs Church Boston – Ex-Officio Mayor of Boston – Ex-Officio Stephen Woodliffe of Lincs CC – Nominated Investment Managers Charles Stanley & Co Ltd, Mercury Place, St George Street, Leciester LE1 1QG

Page 3

John Laughton Educational Foundation Report of the Trustees continued

Trustees’ Responsibilities in Relation to the Financial Statements

The charity Trustees are responsible for preparing a Trustees’ annual report and financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

The law applicable to charities in England and Wales requires the charity Trustees to prepare financial statements for each year which give a true and fair view of the state of affairs of the charity and of the incoming resources and application of resources, of the charity for that period. In preparing the financial statements, the Trustees are required to:

The Trustees are responsible for keeping proper accounting records that disclose with reasonable accuracy at any time the financial position of the charity and to enable them to ensure that the financial statements comply with the Charities Act 2011, the applicable Charities (Accounts and Reports) Regulations, and the provisions of the Trust deed. They are also responsible for safeguarding the assets of the charity and taking reasonable steps for the prevention and detection of fraud and other irregularities.

The Trustees are responsible for the maintenance and integrity of the charity and financial information included on the charity’s website in accordance with legislation in the United Kingdom governing the preparation and dissemination of financial statements.

Approved by the Trustees on 24 July 2025 and signed on their behalf by:

Peter Lawson Trustee

Page 4

John Laughton Educational Foundation

Independent Examiner’s Report to the Trustees on the Unaudited Financial Statements of John Laughton Educational Foundation

I report on the accounts of John Laughton Educational Foundation for the year ended 5 April 2025 as set out on pages 2 to 12.

Respective Responsibilities of Trustees and Independent Examiner

As the charity’s trustees you are responsible for the preparation of the accounts, you consider that an audit is not required for this year under section 144 of the Charities Act 2011 (the 2011 Act) and that an independent examination is needed. It is my responsibility to examine the accounts under section 145 of the 2011 Act, to follow the procedures laid down in the General Directors given by the Charity Commission under section 145(5)(b) of the 2011 Act, and to state whether particular matters have come to my attention.

Basis of Independent Examiner’s Statement

My examination was carried out in accordance with the General Directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from you as trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently no opinion is given as to whether the accounts present a ‘true and fair view’ and the report is limited to those matters set out in the statement below.

Independent Examiner’s Statement

In connection with my examination, no matter has come to my attention:

(ii) To which in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached.

Nicola Lenton FCCA Dexter & Sharpe The Old Vicarage Church Close Boston Lincolnshire PE21 6NA

Page 5

John Laughton Educational Foundation

Statement of Financial Activities

For the year ended 5 April 2025

Endowment
Funds
Notes
£
Income and Endowments
Income and Endowments from:
Investment Income
2
26836
__
Total Income
26836
_
Expenditure
Costs of Raising Funds:
Accountancy Fees
480
Investment Management Costs
4962
Bank Interest Payable
3
Legal and Professional Fees
1200
_Charitable Activities

Grants Payable
3
18850
Staff Costs
4
2400
_
Total Expenditure
27895

Net (Expenditure)/Income before other
Gains and Losses on Investments
(1059 )
(Losses)/Gains on Investment Assets
(22789 )

Net Movement in Funds
(23848 )
Total Funds Brought Forward
708475

Total Funds Carried Forward
684627
___
2025
Total
£
26836
__
26836
_
480
4962
3
1200
18850
2400

27895

(1059 )
(22789 )

(23848 )
708475

684627
___
2024
Total
£
26248
__
26248
_
450
4548
-
-
17405
2400

24803

1445
41660

43105
665370

708475
___

The Statement of Financial Activities includes all Gains and Losses in the year and therefore a separate statement of total recognised Gains and Losses has not been prepared.

All of the above amounts relate to continuing activities.

The notes on pages 8 to 12 form an integral part of these Financial Statements

Page 6

John Laughton Educational Foundation

Balance Sheet

As at 5 April 2025

2025 2024
Notes £ £ £ £
Fixed Assets
Investments 6 646678 668756
Current Assets
Cash at Bank and in Hand 59649 59944
______ ______
59649 59944
Creditors: amounts falling
due within one year 7 (21700 ) (20225 )
______ ______
Net Current Assets 37949 39719
______ ______
Net Assets 684627 708475
______ ______
Funds 8
Endowment Funds 684627 708475
______ ______
Total Funds 684627 708475
______ ______

The Financial Statements were approved by the Trustees on 24 July 2025 and signed on its behalf by:

Peter Lawson Trustee

The notes on pages 8 to 12 form an integral part of these financial statements

Page 7

John Laughton Educational Foundation

Notes to the Financial Statements for the year ended 5 April 2025

1. Accounting Policies

The principal accounting policies are summarised below. The accounting policies have been applied consistently throughout the year and the preceding year.

1.1 Basis of Accounting

The Financial Statements are prepared under the historical cost convention and in accordance with the Statement of Recommended Practice ‘Accounting and Reporting by Charities’ preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS102) issued on 16 July 2014, and the Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland (FRS102) and the Charities Act 2011.

The Trust constitutes a public benefit entity as defined by FRS102.

The Trustees consider the there are no material uncertainties about the Trust’s ability to continue as a going concern.

1.2 Reconciliation with Previous Generally Accepted Accounting Practice In preparing the accounts, the Trustees have considered whether in applying the accounting policies required by FRS102 and the Charities SORP FRS 102 a restatement of comparative items was needed. No restatements were required.

1.3 Cashflow

The Charity has taken advantage of the exemption in FRS1 from the requirement to produce a cashflow statement because it is a small charity.

1.4 Income Recognition

All income is included in the statement of financial activities when the charity is entitled to the income and the amount can be quantified with reasonable accuracy. The following specific policies are applied to particular categories of income:

Voluntary income is received by way of grants, donations and gifts and is included in full in the statement of financial activities when receivable. Grants where entitlement is not conditional on the delivery of a specific performance by the charity, are recognised when the charity becomes unconditionally entitled to the grant.

Donated services and facilities are included at the value to the charity where this can be quantified. The value of services provided by volunteers has not been included.

Gifts donated for resale are included as income from donations when they are sold.

Income from investments is included in the year in which it is receivable.

1.5 Expenditure Recognition Expenditure is recognised on an accrual basis as a liability is incurred. Expenditure includes any VAT which cannot be fully recovered, and is reported as part of the expenditure to which it relates.

All expenses including support costs and governance costs are allocated or apportioned to the applicable expenditure headings.

Page 8

John Laughton Educational Foundation

Notes to the Financial Statements continued

1.5 Expenditure Recognition continued Grants payable are payments made to third parties in the furtherance of the charitable objects of the Trust. In the case of an unconditional grant offer this is accrued once the recipient has been notified of the grant award. The notification gives the recipient a reasonable expectation that they will receive the one year grant. Grants awards that are subject to the recipient fulfilling performance conditions are only accrued when the recipient has been notified of the grant and any remaining unfulfilled condition attaching to that grant is outside of the control of the Trust.

Provisions for grants are made when the intention to make a grant has been communicated to the recipient but there is uncertainty as to the timing of the grant or the amount of grant payable.

1.6 Fixed Asset Investments

Investments are a form of basic financial instrument and are initially recognised at their transaction value and subsequently measured at their fair value as at the balance sheet date using the closing quoted market price. The statement of financial activities includes the net gains and losses arising on revaluation and disposals throughout the year.

The Trust does not acquire put options, derivatives or other complex financial instruments.

The main form of financial risk faced by the charity is that of volatility in equity markets and investment markets due to wider economic conditions, the attitude of investors to investment risk, and changes in sentiment concerning equities and within particular sectors or sub sectors.

1.7 Investment Gains and Losses

All gains and losses are taken to the Statement of Financial Activities as they arise. Realised gains and losses on investments are calculated as the difference between sales proceeds and their opening carrying value or their purchase value if acquired subsequent to the first day of the financial year. Unrealised gains and losses are calculated as the difference between the fair value at the year end and their carrying value. Realised and unrealised investment gains and losses are combined in the Statement of Financial Activities.

1.8 Allocation of Support and Governance Costs

Support costs have been allocated between governance costs and other support costs. Governance costs comprise all costs involving the public accountability of the charity and its compliance with regulation and good practice. These costs include costs related to accountancy and legal fees together with an apportionment of overhead and support costs.

Page 9

John Laughton Education Foundation

Notes to the Financial Statements continued

2.
Investment Income
Endowment
Funds
£
Income from UK Listed Investments
16841
Income from non-UK Listed Investments
5476
Bank Interest Receivable
1116
Other Interest Receivable
3403
__
26836
____
3.
Analysis of Grants Payable
Grants to Institutions
Grants to Educational Establishments
Grants to Churches
Support Costs
Wages and Salaries
4.
Employees
Employment Costs
Wages and Salaries
2025
Total
£
16841
5476
1116
3403
__
26836
_
2025
£
12303
6547

18850

2400

2025
£
2400

2400
___
2024
Total
£
16631
5630
113
3874
__
26248
_
2024
£
13530
3875

17405

2400

2024
£
2400

2400
___

No Employee received emoluments of more than £60,000 (2024: None).

Number of Employees

The average monthly numbers of employees (including the Trustees) during the year calculated on the basis of full time equivalents, was as follows:

2025
2024
Number
Number
Trustee -
-
______ ______

Page 10

John Laughton Education Foundation

Notes to the Financial Statements continued

5.
Allocation of Support and Governance Costs
Endowment
2025
Funds
Total
£
£
Governance Costs
Professional – Accountancy Fees
480
480
Legal and Professional Fees
1200
1200
Bank Interest Paid
3
3
Support Costs
Staff Costs – Wages & Salaries
2400
2400
__
_
4083
4083


6.
Fixed Asset Investments
Listed
Investments
£
Valuation
At 6 April 2024
668756
Additions
56368
Disposals
(55279 )
Revaluations
(23167 )
_
At 5 April 2025
646678
__
Historical Cost as at 5 April 2025
563432
__
All Fixed Asset Investments are held within the United Kingdom.
7.
Creditors: amounts falling due
within one year
2025
£
Accruals and Deferred Income
2850
Accruals for Grants Payable
18850
_
21700
___

__
2024
Total
£
450
-
-
2400
__
2850
_
Total
£
625213
35124
(33936 )
42355

668756

557230

2024
£
2820
17405

20225
___
__
__

Page 11

John Laughton Education Foundation

Notes to the Financial Statements continued

8. Analysis of Net Assets between Funds
Endowment Total
Funds Funds
£ £
Fund Balances at 5 April 2025 as represented by:
Investment Assets 646678 668756
Current Assets 59649 59944
Current Liabilities (21700 ) (20225 )
______ ______
684627 708475
______ ______
9. Endowment Funds
At 6 April At 5 April
2024 Expenditure 2025
£
£
£
General Funds 708475
(23848 )
684627
______ ______ ______

Page 12

John Laughton Educational Foundation

The following pages do not form part of the statutory accounts

John Laughton Educational Foundation

Detailed Statement of Financial Activities

For the year ended 5 April 2025

2025 2024
£ £ £ £
Investment Income
Income from UK Listed Investments 16841 16631
Income from non-UK Listed Investments 5476 5630
Bank Interest Receivable 1116 113
Other Interest Receivable 3403 3874
______ ______
26836 26248
______ ______
Total Income 26836 26248
______ ______
Expenditure
Costs of Raising Funds:
Investment Management Costs
Investment Management Fees 4962 4548
______ ______
Total Investment Management Costs 4962 4548
______ ______
Total Costs of Raising Funds 4962 4548
______ ______

John Laughton Educational Foundation

Detailed Statement of Financial Activities

For the year ended 5 April 2025

2025 2024
£ £ £ £
Charitable Activities
Grants Payable 1445 7585
______ ______
1445 7585
Grants Paid 17405 9820
______ ______
17405 9820
______ ______
Activity Total Expenditure 18850 17405
______ ______
Total Charitable Activity Expenditure 18850 17405
______ ______
Governance Costs
Professional – Accountancy Fees 480 450
Legal and Professional Fees 1200 -
Bank Interest Paid 3 -
Support Costs
Staff Costs – Wages & Salaries 2400 2400
______ ______
4083 2850
______ ______
Total Costs 4083 2850
______ ______
Net (Expenditure)/Income for the Year (1059 ) 1445
______ ______