**ASIAN FAMILY COUNSELLING SERVICE** F1 UNIT 4, TRIANGLE CENTRE, 399 UXBRIDGE ROAD, SOUTHALL, LONDON UB1 3EJ 

**Annual Report 2024-25** 

## **A Word from Our Chair** 

Welcome to the Asian Family Counselling Service (AFCS) Annual Review for 2024–25. AFCS is a specialist counselling service dedicated to supporting members  of  Britain’s  Asian  communities.  Our  focus  is  on  working  with couples  and  families  experiencing relationship  difficulties,  as  well  as individuals managing mild to moderate mental health concerns. 

Founded in 1985 as an independent counselling service, AFCS was the first organisation in Britain established specifically to meet the needs of Asian families. Over the past 39 years, we have expanded our remit to reflect the evolving challenges faced by Asian communities, while remaining steadfast in our commitment to providing a vital, high-quality, and confidential service. 

What makes AFCS unique is our ability to serve across generations. Our counsellors and volunteers speak a range of Asian languages, ensuring that clients—whether fluent in English or not—can access support. This linguistic and cultural understanding allows us to bridge the gap between traditional Asian parents and their children, offering counselling that is both accessible and culturally sensitive. 

This year, AFCS successfully completed the Harborne Parish Land Charity project, delivering counselling and support to the Asian community in its parish area. The Maitri Project at the Sangam Centre in North London has also built on its success from the last year, with referrals beginning to come in. We are grateful to both these organisations for their continued support. 

Finding  other  sources  of  funding  to  support  AFCS  has  been  difficult, especially  due  to  lack  of  support  from  Central  government,  and  we  are redoubling our efforts to raise funds to meet the needs of our communities. 

I would like to take this opportunity to express my heartfelt gratitude to our dedicated staff and volunteers in both our London and Birmingham offices. Despite  increasingly  limited  resources,  many  of  our  staff  members  have continued to show exceptional commitment to their work. Their hard work and commitment ensure that AFCS continues to provide a service that is valued  and  trusted.  I  would  also  like  to  thank  my  fellow  Management Committee members for their guidance and support throughout the year. 

## **Fawzia Samad** 

## **Chairperson** 

## **Who We Are** 

For more than four decades, the Asian Family Counselling Service (AFCS) has been a trusted lifeline for South Asian families across Britain. Founded in 1986, our charity was created in response to a simple but powerful truth: many people in our communities were struggling in silence, unable to access support that truly understood their cultural values, family structures, or lived experiences. 

Today, AFCS continues to meet that need by offering affordable, confidential, and  culturally  sensitive  counselling  in  five  South  Asian  languages.  Our counsellors are not only BACP-accredited and professionally trained—they are people who share the cultural backgrounds of the clients they serve. Coming from Hindu, Muslim, and Sikh traditions and speaking Urdu, Hindi, Gujarati, 

Punjabi, and English, they reflect the same diversity that defines Britain’s South Asian communities. 

The individuals, couples, and families who come to us bring with them a wide range of concerns—relationship breakdown, trauma, intergenerational conflict,  anxiety,  and  much  more.  Yet  beneath  these  issues  often  lies something deeper: the fear of being misunderstood. Some clients tell us that mainstream services feel out of reach. For many, the barrier is language. Older clients may not read or write, and even those who manage well in English  often  find  they  can  only  express  complex  emotions  or  painful memories in their mother tongue. For others, it is the cultural context—trying to  explain  family  duty,  honour,  migration  experiences,  or community expectations to someone who has never lived them can feel impossible. 

This is where AFCS makes the difference. Our counsellors understand the subtleties of South Asian family life—the expectations, the pressures, the unspoken norms. This shared understanding builds trust from the very first session. It allows clients to speak freely, without fear of judgment or cultural misunderstanding. And it means the therapy itself can go deeper, move faster, and make a more meaningful impact. 

At its heart, AFCS is about giving people a place where their stories make sense. A place where they are heard, in the language of their choice and understood in the culture that shaped them. 

## **Our Objectives** 

1. To advance awareness among people of South Asian origin resident in the UK about the benefits of marriage and relationship counselling, with  the  aim  of  developing  a  sense  of  personal  responsibility  and enriching family life. 

2. To safeguard and protect the good health, both mental and physical, of adults and children of South Asian origin resident in the UK and to ameliorate  the  hardship  and  distress  caused  by  the  breakdown  of marriage. 

3. To educate the public as well as statutory and voluntary organisations about the particular issues faced by the South Asian population. 

## **Issues We Deal With** 

While our clients come to us with conditions that are common enough in the field of mental health such as depression and anxiety, the underlying causes are usually due to culturally specific factors and situations. 

## **Mental Health in England** 

Recent research highlights significant challenges regarding mental health in the UK's Asian community, driven by intersecting factors such as cultural stigma, social determinants, and systemic barriers. 

**Cultural  Stigma  and  Access  to  Care** :  Mental  health  stigma  remains  a critical barrier in many Asian communities, often preventing individuals from seeking  professional  support.  Traditional  beliefs  and  the  fear  of  social 

judgment can discourage open discussions about mental health. Addressing stigma through culturally sensitive education and services is essential to increasing access to care. 

**Impact of Racism and Discrimination** : Experiencing racism and microaggressions contributes to higher stress levels, anxiety, depression, and other mental health challenges in minority communities. Internalized racism, particularly among mixed-race individuals, adds complexity to mental health outcomes. 

**Social Determinants** : Economic challenges, immigration stress, and linguistic barriers often compound mental health struggles within the Asian population. Research underscores the importance of tackling broader social determinants,  such as  financial instability  and  housing  insecurity,  which disproportionately affect mental health. 

**Youth  and  Identity** :  Younger  generations  often  navigate  dual  cultural expectations,  leading  to  identity  conflicts  that  exacerbate  mental  health challenges. Young individuals also face distinct pressures in education and peer environments 

Efforts  to  improve  mental  health  support  in  our  communities  include government  strategies  emphasizing  individual  care,  tackling  stigma,  and addressing systemic inequalities. The NHS and other specialised services are advocating  for  more  inclusive  and  culturally  competent  mental  health services  to  meet  the  needs  of  these  communities. AFCS  is  one  such organisation doing its level best to provide a culturally appropriate service to the Asian community in the UK. 

**Arranged Marriages** 

British Asians often experience pressures to conform to social customs rooted in traditions from the subcontinent. One of the most significant of these is the expectation to enter into arranged marriages, with partners selected on the  basis  of  shared  religious  denomination,  caste,  and  socio-economic background. For many young people raised in a Western cultural environment that values individual choice and independence, such expectations can be a source of considerable distress. 

Girls and young women are particularly affected, as family structures often remain shaped by patriarchal norms. They may feel compelled to prioritise marriage and childbearing over higher education or career aspirations, while also assuming responsibilities for domestic work and elder care within “joint family” households. In addition, the enduring preference for male children in many South Asian families can leave women feeling guilty or inadequate if they are unable to produce male heirs. 

In  recent  years,  the  search  for  potential  suitors  has  increasingly  shifted online, as families in the UK often lack the extended social networks that once  facilitated  matchmaking  in  the  subcontinent.  While  this  offers  new opportunities,  it  also  carries  risks.  The  absence  of  traditional  vetting  by trusted relatives and community members can lead to greater vulnerability to misrepresentation and fraud, and in some cases contributes to the breakdown of marriages. 

## **Generation and Culture Gap, and Racism** 

A significant challenge faced by young people of South Asian heritage in Britain is the generation and culture gap. Born and raised in England, many second-generation  immigrants  often  struggle  to  reconcile  the  social  and religious traditions of their parents and extended families with the values of the society in which they live. This tension can lead to accusations of “losing touch with their roots,” creating feelings of conflict and disconnection. 

At the same time, these young people are vulnerable to the effects of racism and discrimination within British society—pressures that have intensified in the wake of Brexit. Race-baiting by political leaders and public figures has increasingly  shaped  public  discourse,  shifting  the  boundaries  of  what  is considered acceptable behaviour. Such developments have profound consequences for minority communities. 

The Royal College of Psychiatrists has recognised the disproportionate impact of racism on the life chances and mental health of people from Black, Asian, and minority ethnic backgrounds. Racism can inflict deep pain, humiliation, and exclusion,  often leading  to despair.  The  Equality  and  Human Rights Commission has further highlighted that individuals from these communities are more likely to experience poverty, poorer educational outcomes, 

unemployment, and contact with the criminal justice system—all of which are risk factors for mental illness. 

Compounding these challenges, access to care is often unequal. Patients from minority backgrounds may encounter racism within the NHS itself, resulting in disparities across psychiatric services, including crisis care, admissions, detentions, pathways into treatment, readmissions, and the use of seclusion. These inequities underscore the urgent need for systemic change to ensure fair and compassionate care for all. 

## **Inter-faith Relationships** 

Inter-faith relationships and marriages remain a sensitive issue within many South Asian communities, often leading to family conflict and, in some cases, estrangement.  Such  rifts  can  be  deeply  painful  and  difficult  to  heal. Professional  group  counselling  has  proven  to  be  an  effective  means  of mediation in these situations. AFCS has supported families in reconciling with children who were previously disowned for marrying outside their faith, demonstrating that dialogue and structured support can foster understanding and repair fractured relationships. 

## **Domestic Violence and Abuse** 

Domestic violence and abuse—whether physical or emotional—remain deeply taboo subjects within many South Asian families. Cultural concerns about honour, or _izzat_ , often prevent victims from seeking external help, for fear of bringing shame upon the family. Research highlighted by _The Guardian_ in 2015  revealed  that  sexual  and  domestic  violence  is  significantly  underreported  in  South  Asian  communities  due  to  this  “pervasive  culture  of shame.” Alarmingly, the study also found widespread lack of awareness that rape within marriage constitutes a criminal offence. 

Women and girls face particular barriers to disclosure, especially when abuse is perpetrated by close relatives on whom they are financially dependent. Young  brides  brought  from  the  subcontinent  are  especially  vulnerable: socially isolated, often unable to speak English, and reliant on their in-laws, some have been subjected to exploitation and coercion. In certain cases, they have been treated as forced domestic labour, monitored constantly, denied 

freedom of movement, and prevented from making phone calls or leaving the house unsupervised. 

The stigma surrounding separation and divorce within South Asian communities  compounds  these  challenges,  trapping  women  in  abusive relationships for extended periods. Children often bear the brunt of these dysfunctional family dynamics, suffering long-term emotional and psychological harm. 

There is an urgent need for systemic action. More refuges and shelters must be  established  to  provide  safe  spaces  for  victims  of  domestic  violence. Increased investment in culturally sensitive counselling and outreach programmes is essential to break the silence around abuse, empower women to seek help, and protect children from harm. Policymakers, funders, and community  leaders  must  recognise  that  without  sustained  resources  and targeted interventions, many victims will remain invisible, unsupported, and at risk. 

## **Forced Marriage and Stranded Spouses** 

AFCS continues to encounter cases of forced marriage, an issue we have worked to highlight for decades. Our efforts date back to 1986, when we organised a seminar in Bradford on “Runaway Asian Girls,” and to the early 2000s, when we seconded a counsellor to the Foreign and Commonwealth Office  to  provide  specialised  counselling  and  advice.  Despite  increased awareness, the problem persists. 

We have seen cases where young women were taken abroad, coerced into marriage, and abandoned. Disturbingly, many of these women were subjected to rape, impregnated, and then returned to the UK to sponsor visas for their 

husbands.  In  response,  the  UK  government  has  introduced  measures allowing  victims  of  forced  marriage  to  testify  anonymously  against  their spouses during immigration hearings. While this represents progress, much more needs to be done. 

We urge the government to extend its recognition and support to **stranded spouses** —South  Asian  women  married  to  British  nationals,  often  under exploitative circumstances involving dowry extraction. Many are subsequently taken  back  to the  subcontinent, abandoned,  and  in some  cases, forcibly separated from their children. These women currently have no legal status or rights in the UK, leaving them unable to seek justice or child custody. 

AFCS has frequently gone beyond its remit to support such individuals, including finding host families in the UK to  sponsor  visas  so  they  can return and pursue legal action. However, systemic change is urgently required. We have long appealed for abandoned spouses to be granted asylum- 

seeker  status. Without  access  to  public funds,  secure  housing,  or  stable immigration status, they face immense barriers to securing child custody and rebuilding their lives. 

## **Refugees and Asylum-seekers** 

AFCS frequently supports refugees and asylum-seekers, many of whom face unique and profound challenges. Asylum-seekers are particularly vulnerable, often enduring prolonged periods of uncertainty while their applications are under review. During this time, they are unable to seek employment and frequently experience extreme social isolation, compounded by the trauma of separation from loved ones left behind in their countries of origin. 

These circumstances place asylum-seekers among our most at-risk clients, requiring sustained counselling and emotional support over extended periods. Our work with them is not only about addressing immediate psychological 

needs but also about fostering resilience, hope, and a sense of belonging in the face of systemic barriers. 

## **Our Approach** 

At AFCS, our work is grounded in empathy, respect, and non-judgement. We provide a safe and supportive space where clients can step back from their circumstances, reflect on their challenges, and gain a clearer understanding of how these issues affect them as individuals, couples, families, and—where relevant—as parents. 

When communication has broken down within families or the pressures of daily life have caused problems to be overlooked, we create a therapeutic environment that restores structure and balance. Each person is given the opportunity to speak and be heard—whether by a partner, sibling, parent, or relative.  AFCS  does  not  prescribe  specific  courses  of  action;  instead,  it empowers clients to make their own choices and support them in whatever path they decide to take. Its approach is flexible, adapting to the needs of each  case—for  example,  moving  from  individual  counselling  to  couple  or family sessions when appropriate. 

Every client begins with an initial assessment, allowing AFCS to determine whether its service is the most suitable for their needs. Where necessary, it signposts individuals to other organisations better placed to provide specialist support. It takes a holistic view of well-being, recognising that mental health is  intricately  linked  to  wider  life  circumstances.  Alongside  counselling,  it provides information and guidance on issues that impact peace of mind and stability, including: 

- Accessing NHS services 

- Support groups for drug and alcohol addiction 

- Financial advice and legal aid 

- English language learning opportunities 

Through this integrated approach, AFCS seeks not only to address immediate emotional  needs  but  also  to  strengthen  the  foundations  of  long-term resilience and well-being. 

## **2024-25: The Year in Review** 

AFCS has seen a surge of demand which has meant longer waiting times for new clients. This causes frustration among the new clients and is not an ideal situation for AFCS to be in. More resources would mean that AFCS could employ more counsellors, and the clients would not need to wait so long. 

AFCS has been providing a hybrid service ever since COVID times. Those clients who want a face-to-face service have been able to come to the office, while others who were reluctant to come to the office were still offered a service over Zoom/Teams/WhatsApp video and the telephone. This offered the clients flexibility and services were provided online Monday to Saturday. We are grateful for the flexibility our counsellors have shown in this regard and for agreeing to hold sessions as per the convenience of the clients. 

We are continuing to supplement our capacity with the help of volunteer counsellors. These are qualified counsellors who need to record a minimum of 450 hours of counselling before they can be accredited by the BACP. While our most complex cases are still assigned to the more experienced and BACPaccredited staff, the volunteer counsellors help alleviate the caseload within tighter budgetary constraints. 

In 2024-25, we held 2031 counselling sessions with 304 clients. Most of our clients (over 68%) were women. 52% of our clients were unemployed and this meant  that  in many  cases we had  to  waive the fee  altogether  or charge reduced or nominal fee. This has implications for the service as it then needs to raise even more funds to keep the service running efficiently. 

The  charts  below  show  the  composition  of  clients  by  gender,  age  and ethnicity/nationality of origin. This year 25% of the clients we saw were in the 36-45 age group, followed by 15% in the 26-35 and 19% in the 46-55 age group. Most were of Indian origin (48%) followed by those of Pakistani origin 

(40%). Punjabi was the language requested by 34% of our clients, followed by 

Urdu at 25% and Hindi at 16%. 


**----- Start of picture text -----**<br>
GENDER<br>Female<br>32%<br>Male<br>68%<br>**----- End of picture text -----**<br>



**----- Start of picture text -----**<br>
ETHNICITY<br>3%2%1% Indian<br>6%<br>Pakistani<br>Bangladeshi<br>Sri Lankan<br>48% Asian Other<br>Other<br>40%<br>**----- End of picture text -----**<br>



**----- Start of picture text -----**<br>
AGE RANGE<br>16-25<br>14% 9%<br>26-35<br>15% 36-45<br>46-55<br>18%<br>56-65<br>65+<br>25%<br>19%<br>**----- End of picture text -----**<br>


Our clients came to us with a wide range of issues, but depression, anxiety and relationship issues dominated. Below is the break-up of clients by the issue they presented with. Please note some clients presented with multiple issues so there are instances of double counting. 

## **ISSUES** 


**----- Start of picture text -----**<br>
Chart Title<br>Isolation/Loneliness<br>Parenting Issues<br>Refugees and Immigration<br>Trauma<br>Bereavement<br>Family Problems<br>Relationship<br>0 10 20 30 40 50 60 70 80 90 100<br>**----- End of picture text -----**<br>


Demand for  our service has come through self-referrals, voluntary sector organisations,  the  Talking  Therapies  services,  counselling  psychologists, 

psychiatrists, word-of-mouth, online search engines, along with signposting from  General  Practitioners,  Health  Visitors,  Social  Services  and  other agencies. 


**----- Start of picture text -----**<br>
SOURCE OF REFERRAL<br>2%<br>Self Referrals/Internet<br>14% 17%<br>IAPT<br>GP<br>10% CMHT/Social Prescribers/MINT<br>Other Voluntary Services<br>Family/Friends<br>7%<br>Social/childrens Services<br>10% 39%<br>**----- End of picture text -----**<br>



**----- Start of picture text -----**<br>
LANGUAGES<br>4% 3%<br>Punjabi<br>18%<br>35%<br>Urdu<br>Hindi<br>English<br>Gujarati<br>16%<br>Bengali<br>25%<br>**----- End of picture text -----**<br>


## **Stories of Change** 

Every counselling journey is unique. For many of our clients, it represents the first  time  they  have  felt  truly  heard  and  supported.  The  stories  below illustrate  how  counselling  can  bring  hope,  resilience,  and  transformation during times of deep personal crisis. 

## **M’s Story** 

M, a 29-year-old man from Pakistan, came to the UK to complete his Master’s degree and was thrilled to be offered a job that matched his qualifications soon after graduating. He relocated from London to the Midlands, full of hope for the future. However, just three days into his new role, he was informed that the company could no longer support his visa application. 

The news was devastating. M had already rented a flat and was bound by a six-month contract. Suddenly, he faced unemployment, financial hardship, and the fear of losing the life he had worked so hard to build. Overwhelmed by anxiety and despair, he reached out for counselling support. 

Through regular sessions, M was able to express his distress in a safe and compassionate space. Counselling helped him to regain perspective, rebuild confidence,  and  find  the  strength  to  take  practical  steps  forward.  With ongoing encouragement from the counsellor, M secured a new job within two months. 

He now feels far more positive about his life in the UK and describes himself as stronger and more resilient. What began as a time of crisis has become, with support, a period of growth and renewed hope. 

## **B’s Story** 

B is a 45-year-old woman who had had an arranged marriage 20 years ago and has two children, aged 15 and 6. Her life changed dramatically when, quite by chance, she discovered through her husband’s open laptop that he had been unfaithful to her for most of their marriage. She found detailed records of his affairs and multiple false identities he had used to deceive and manipulate several women. The discovery left her shocked and heartbroken. 

Throughout their marriage, B’s husband had claimed to be impotent and had shown little intimacy towards her. Their youngest child was conceived through IVF, and she had accepted his explanation without question. Learning the truth shattered her trust and sense of stability. Feeling deeply betrayed, she asked him to leave the family home. 

B came to counselling at a time of profound emotional pain. She spoke of feeling as though the past 20 years of her life had been built on lies. Through counselling, she found a space where she could express her grief, anger, and disbelief without judgment. Over time, she began to process the enormity of what had happened and to start rebuilding her sense of self. 

With her family living in India, ongoing support from the counsellor has been vital. B continues to make steady progress as she adjusts to her new reality, finding strength, clarity, and a growing sense of independence as she moves forward with her life. 

## **Measuring Impact and Client Outcomes** 

AFCS is committed to ensuring that our counselling interventions are both effective  and  responsive  to  client  needs.  To  evaluate  impact,  we  employ recognised outcome measures including **CORE-10** , **PHQ-9** , and **GAD-7** . These tools are administered prior to counselling to establish baseline scores and again following counselling to assess progress. Together, they provide valuable insights  into  levels  of  depression,  anxiety,  and  overall  mental  well-being among our clients. ENRICH is used with couples. 

We  acknowledge  that  many  of  our  clients  face  challenges  in  completing written assessments due to limited literacy in English. In such cases, verbal feedback is gathered at the conclusion of counselling sessions to ensure their experiences are captured. Clients who are able to do so also complete written feedback  forms,  which  provide  further  evidence  of  satisfaction  with  our services. 

The feedback received has been consistently positive. Clients report meaningful improvements in their emotional well-being, express satisfaction with the support provided, and affirm that they would recommend AFCS to friends or family members. These outcomes demonstrate both the effectiveness of our interventions and the trust placed in our organisation by the communities we serve. 

We received our funding this year from Ealing Council, Hounslow Council and Harborne Parish Lands Charity. 

## **Project 1: Maitri Project at Sangam funded by Women’s India Association** 

AFCS has successfully completed the second year of the Maitri Project at Sangam, in partnership with the Women’s India Association. 

Currently,  the  project  employs  one  counsellor,  who  delivers  sessions  at Sangam one day a week. As demand increases, AFCS is prepared to expand the provision to accommodate more clients. In its second year, the project delivered  a  total  of  164  counselling  sessions.  AFCS  took  on  2  volunteer counsellors to see clients for the Maitri project from January 2025 onwards. 

The majority of clients referred to the Maitri Project are still women, many of whom have experienced trauma, often stemming from domestic violence or abuse by family members. In addition to trauma, many clients also face financial  difficulties,  stress,  and  mental  health  challenges.  Key  issues identified during counselling include, family and marital problems, anxiety and depression, domestic violence and sexual abuse and childhood trauma. AFCS is seeing many clients with complex issues. 

Given the severity of these issues, many clients require long-term counselling to achieve meaningful progress. However, to prevent long waiting lists, the project currently limits counselling to a maximum of 21 sessions per client. Clients who require additional support can re-register for counselling after a 12-week break. 

For clients unable to attend in-person sessions at Sangam, AFCS operates a hybrid  service  providing  online  and  telephone  counselling  options  which ensure  accessibility  and  flexibility.  Since  February  2025,  AFCS also  sees clients from this project at the Southall branch. 

The project is growing at pace as demand for counselling services is steadily increasing. Plans are underway to expand the provision in the coming year to better meet the needs of the community. A new project involving Northwick Park hospital is due to be launched at Sangam and it is envisaged that referrals from that project will increase AFCS’s clientele too. 

The Maitri Project has proven to be a vital resource for women (and a few men) facing domestic violence, trauma, and other challenges, offering them a safe  and  supportive  environment  to  begin  their  healing  journey.  As  we continue to raise awareness and expand our capacity, we remain committed to providing culturally sensitive, high-quality counselling to those who need it most. 

## **Project 2: Harborne Parish Lands Charity** 

AFCS was once again able to access funding from the Harborne Parish Lands Charity to provide counselling for the elderly experiencing isolation and those experiencing  financial problems in the Harborne Parish area. The project started in July 2024 and will end in June 2025. 

Since it has run this project before, AFCS was able to hit the ground running. Leaflets  and  posters  were  refreshed  and  circulated  and  referrals  started coming in. We found that there is a lot of isolation and loneliness being experienced by the elderly as they do not have the same sort of community that they had access to in the Indian subcontinent. 

Research has shown that COVID19 had our communities affected disproportionately. That, coupled with the cost-of-living crisis, brought on by rising energy and food prices has left many families destitute. 67 clients were seen between July 2024 and March 2025. This support has been invaluable for  the community  in Birmingham,  especially  since  the Birmingham  City Council has been declared bankrupt and services for the Asian community in the area are few and far between. 

## **Future Plans & Conclusion** 

As  mentioned  above,  AFCS  is  preparing  to  extend  its  services  in  North London  through  its  partnership  at  Sangam,  following  the  launch  of  the Northwick Park Hospital project in late 2025. As part of this initiative, the hospital will establish an antenatal clinic at the Sangam premises, serving residents  across  North  London.  AFCS  will  collaborate  with  midwives  to provide counselling and emotional support to clients experiencing relationship or personal challenges. 

We would like to acknowledge the dedication as well as thank our staff and volunteers, whose commitment has been instrumental in delivering this vital service at a time of unprecedented demand. 

The ongoing cost-of-living crisis and rising unemployment have intensified the need for accessible counselling. AFCS remains committed to offering support at low or no cost to those most in need. However, with government funding for marriage  and  relationship  support  programmes—previously  available  to organisations  such  as  AFCS  and  Relate—no  longer  available,  we  face significant financial challenges. 

In response, we are redoubling our fundraising efforts to expand our services and reduce waiting times, which remain considerable. With the continued support of our community, AFCS aims to meet the growing demand and ensure that individuals and families receive the counselling and support they deserve. 

As  we  conclude this  Annual  Review, AFCS  reaffirms its unwavering commitment to supporting Asian families across the UK with compassion, cultural sensitivity, and professional excellence. For nearly four decades, we have  stood  alongside  individuals,  couples,  and  families  as  they  navigate complex challenges, offering not only counselling but also hope, resilience, and a sense of belonging. 

The demand for our services continues to rise, driven by social, economic, and  cultural  pressures  that  disproportionately  affect  our  communities. Meeting this demand requires more than dedication—it requires sustained investment, collaboration, and advocacy. We call upon policymakers, funders, and community leaders to recognise the vital role AFCS plays in bridging cultural divides, addressing mental health needs, and safeguarding vulnerable families. 

With the continued support of our staff, volunteers, and partners, AFCS will expand  its  reach,  strengthen  its  impact,  and  ensure  that  no  one  is  left 

without the care and support they deserve. Together, we can build a future where every family has access to the support they need to thrive. 

**Kulbir Randhawa Director** 

## **FEEDBACK FROM CLIENTS** 

‘Staff are caring and compassionate. Explored options that I had not even thought about’ 

‘Counselling has helped me enormously. I feel much better. Thank you’ 

‘The waiting time was a bit long. Once I started the sessions, I felt comfortable at the service and was able to work though my issues’ 

‘Being referred to AFCS was a godsend. I did not have to do much explaining and felt understood by the counsellor. Thank you’ 

. 

‘Talking with the Counsellor opened new avenues for me. I am so grateful’ 

‘My husband and I were on the brink of a divorce. AFCS has helped us to work through our issues and we are still together’ 

‘I was depressed and anxious about my situation. Counselling has helped me to overcome these feelings’ 

‘Thank you for a great service. We were unsure of how counselling works, but our counsellor was very patient with us and helped us through our family issues.’ 

Staff Information 

## **London** 

Kulbir Randhawa (Director) Nafees Khan (Administrator) Balbir Bansi (Counsellor) Farhana Moussa (Counsellor) Narinder Bains (Counsellor) Anica Govil (Counsellor) Jasbir Aujla (Counsellor) Surabhi Narendranath (Volunteer) Nehar Bird (Volunteer Counsellor) Gagandeep Singh (Volunteer Counsellor) Jasdeep Kaur (Volunteer Counsellor) Monica Malhotra (Volunteer Counsellor) Tanjit Panesar (Volunteer Counsellor) Sadeka Khan (Volunteer Counsellor) 

## **Birmingham** 

Gurbaksh Johal (Manager) Dippica Mistry (Counsellor) Kulwinder Panesar (Project Manager) Shazia Qayum (Volunteer Counsellor) 

## **Financial Statements for the year ended 31st March 2025** 

for 

**Asian Family Counselling Service REG CHARITY NO. 517595** 

**ASIAN FAMILY COUNSELLING SERVICE REG CHARITY NO. 517595** 

**Contents of the Financial Stataments for the Year Ended 31 March 2025** 

||Page|
|---|---|
|Receipts & Payments|1|
|Balance Sheet|2|
|Notes to the Accounts|3|
|Trustees Report|7|
|Independent Examiner's Report|9|



**Asian Family Counselling Service Registered Charity No. 517595 Year End 31.03.25** 

## **Receipts and Payments for the year to 31st March 2025** 

|||||Note||**RESTRICTED**||**UNRESTRICTED**||||
|---|---|---|---|---|---|---|---|---|---|---|---|
|||||||**TOTAL**||**TOTAL**|**_Total 31.03.25_**||**_Total 31.03.24_**|
|**Incoming Resources**||||||||||||
|_Donations, legacies_|_Donations, legacies_|||5|||69,000|11,303|80,303||68,137|
|_Investment Income - bank interest_|_Investment Income - bank interest_||||||0|2,237|2,237||2,899|
|_Other Incoming resources_|||||||0|11,042|11,042||5,561|
|**Total Incoming Resources**|||||||69,000|24,582|93,582||76,597|
|**Resources expended**||||||||||||
|**_Costs of Generating funds_**||Salaries||2||5,000|||5,000||5,000|
|||Pension||||0|||0||0|
|||Adverts||||0|||0||200|
||||||||5,000|0|5,000||5,200|
|**_Charitable expenditure:_**|**_Charitable expenditure:_**|||||||||||
|_Costs for Charitable Objectives_||Salaries||2||40,141||21,925|62,066||82,945|
|||Pension||||2,811||0|2,811||4,040|
|||Charitable Expenditure||||0|||0||0|
|||Travelling||||169|||169||122|
|||Session workers, counsellors, interpreters & Superv||||28,666||780|29,446||25,161|
|||Post & Stationery||||287||40|327||482|
|||Telephone||||688|||688||619|
|||IT Software and Consumables||||713|||713||507|
|||Insurance||||287|||287||494|
|||Repairs & Renewals||||379|||379||0|
|||Cleaning||||33||585|618||184|
|||Training||||30|||30||18|
|||Staff & Client Welfare||||128|||128||203|
|||Subscriptions & Evaluations||||216||1,199|1,415||1,522|
|||Sundry Expenses||||114|||114||0|
|||Professional & Legal Costs||||0|||0||0|
|||Rent, Rates & Service||||22,322||1,612|23,934||27,314|
|||Light & Heat||||1,352|||1,352||3,137|
|||Depreciation||F&F||0|||0||0|
|||Depreciation||Off Equip||0|||0||0|
||||||||98,336|26,141|124,477||146,749|
|_Management and Administration_||Salaries||2||7,000|||7,000||7,000|
|||Pension||||0|||0||0|
|||Telephone||||0|||0||0|
|||Accountancy Fee||||2,000|||2,000||2,000|
|||Payroll||||670|||670||670|
|||Bank charges||||0||612|612||68|
||||||||9,670|612|10,282||9,738|
|**Total Resources expended**|||||||113,006|26,753|139,759||161,687|
|**Net incoming resources before transfers**|||||||**(44,006)**|**(2,171)**|**(46,177)**||**(85,090)**|
|_Gross transfers between funds_|||||||**0**|**0**|0||0|
|_Purchase of Fixed Asset_|||||||**0**|**0**|0||0|
|**Net incoming resources after transfers**|||||||**(44,006)**|**(2,171)**|**(46,177)**||**(85,090)**|
|**Total funds brought forward**|||||||44,006|73,789|117,795||202,885|
|**Total funds carried forward**|||||||**0**|**71,618**|**71,618**||**117,795**|
||Fawzia Samad|||||||||||
|Approved|Fawzia Samad (Dec 10, 2025 22:36:59 GMT)||Date|10/12/2025||||||||
|Approved|||Date|10/12/2025||||||||



Page 1 

## **Asian Family Counselling Service Registered Charity No. 517595 Year End 31.03.25** 

## **Statement of assets and liabilities for the Year Ended 31 March 2025** 

||Note|**Unrestricted**|**Restricted**|**Total**|**Total**|
|---|---|---|---|---|---|
|||**funds **|**income funds**|**31.03.25**|**31.03.24**|
|||**£**|**£**|**£**|**£**|
|**Fixed assets**||||||
|Tangible assets|4|3,674|0|3,674|3,674|
|**Total fixed assets**||3,674|0|3,674|3,674|
|**Current assets**||||||
|Other Debtors||4,652|0|4,652|4,652|
|Cash at bank and in hand||63,292|14,116|77,408|123,585|
|**Total current assets**||67,944|14,116|82,061|128,237|
|**Creditors: amounts falling**||||||
|**due within one year**||0|14,116|14,116|14,116|
|**Net assets**||71,618|1|71,618|117,795|
|**Income funds**||||||
|Balance brought forward||73,789|44,006|117,795|202,885|
|Restricted funds|||(44,006)|(44,006)|(93,494)|
|Unrestricted funds||(2,171)||(2,171)|8,404|
|**Total funds**||71,618|(0)|71,618|117,795|
|Approved<br>Fawzia Samad (Dec 10, 2025 22:36:59 GMT)<br>Fawzia Samad|||Date|10/12/2025||
|Approved<br>Nunca|||Date|10/12/2025||



Page 2 

**Asian Family Counselling Service Registered Charity No. 517595 Year End 31.03.25 Notes to the Accounts** 

## **Note 1** 

## **General Notes** 

## Accounting policies 

## **Note 2** 

Basis of accounting 

Change in basis 

Changes to previous years 

These accounts have been prepared by summarising all money received and paid out by the charity in the financial year, and a statement giving details of its assets and liabilities at the end of the year. 

The charity has prepared these accounts on a receipts and payments basis. 

No changes have been made to accounts for previous years. 

## **Expenditure** 

|Fees for examining<br>Independent examiner's fees for<br>the accounts<br>reporting on the accounts<br>Other fees paid to the<br>Independent examiner<br>Analysis of resources<br>expended<br>Costs of generating<br>Salaries<br>funds<br>Pension<br>Adverts /Photocopier<br>Total<br>Costs for<br>Salaries<br>Charitable Objectives<br>Pension<br>Charitable Expenditure<br>Travelling<br>Session workers, counsellors & Su<br>Post & Stationery<br>Telephone<br>Internet Services<br>Insurance<br>Repairs & Renewals<br>Cleaning<br>Training<br>Staff & Client Welfare<br>Subscriptions & Evaluations<br>Sundry Expenses<br>Professional & Legal Costs<br>Rent, Rates & Servce<br>Light & Heat<br>Depreciation F&F<br>Depreciation Off Equip<br>Total|This year<br>Last year<br>£<br>£|This year<br>Last year<br>£<br>£|
|---|---|---|
||2,000|2,000|
||670|670|
||This year<br>Last year<br>£<br>£||
||5,000|5,000|
||0|0|
||0|200|
||5,000|5,200|
||||
||62,066|82,945|
||2,811|4,040|
||0|0|
||169|122|
||p<br>29,446|25,161|
||327|482|
||688|619|
||713|507|
||287|494|
||379|0|
||618|184|
||30|18|
||128|203|
||1,415|1,522|
||114|0|
||0|0|
||23,934|27,314|
||1,352|3,137|
||0|0|
||0|0|
||124,477|146,749|



Page 3 

Management and Administration costs 

## **Note 3** 

|Salaries<br>Pension<br>Telephone<br>Accountancy Fee<br>Payroll<br>Bank charges<br>Total<br>**Paid Employees**<br>Gross wages & salaries<br>Employers NI<br>Pension Contributions<br>Total Staff costs<br>Ave. number of employees<br>in the year<br>ed in following activities:<br>Costs of generating funds<br>Activities in furtherance<br>of charity's objectives<br>Management & Admin<br>Other<br>Total|7,000|7,000|
|---|---|---|
||0|0|
||0|0|
||2,000|2,000|
||670|670|
||612|68|
||10,282|9,738|
||This year<br>Last year<br>£<br>£||
||73,690|93,273|
||376|1,672|
||2,811|4,040|
||76,877|98,985|
||||
||4|4|
||||
||0.5|0.5|
||2.5|2.5|
||1.0|1.0|
||0.0|0.0|
||4.0|4.0|



Details of employees engaged in following activities: 

No employees have emoluments over £50,000 

## **Note 4** 

## **Tangible Fixed Assets** 

|**COST:**<br>At 1 April 2024<br>Additions<br>At 31 March 2025<br>**DEPRECIATION :**<br>At 1 April 2024<br>Additions<br>At 31 March 2025<br>**NET BOOK VALUE:**<br>At 31 March 2025<br>At 31 March 2024|**Fixtures &**|**Fixtures &**|**Office**<br>**Total**<br>**Equipment**<br>30,518<br>41,259<br>0|**Total**|
|---|---|---|---|---|
|||**Fittings**|||
|||10,741|||
|||10,741<br>10,714|30,518<br>41,259<br>26,871<br>37,585<br>0||
|||10,714<br>27<br>27|26,871<br>37,585<br>3,647<br>3,674<br>3,647<br>3,674||



Page 4 

## **Note 5** 

## **Restricted funds** 

|Fund name|Type|Purpose and Restictions|Amount|
|---|---|---|---|
|Department of Works<br>R<br>& Pensions(via Tavistock Relationships||Improving outcomes for children, young people<br>and families|£0|
|London Borough Ealing<br>Joint Commissioning|R|Providing counselling for the Asian community<br>in Ealing|£24,000|
|Harborne Parish Land ‘s<br>Charity|R|Provide counselling to members of the Asian community<br>havingfinancial issues as well as isolated elderlyAsians|£15,000|
|London Borough Hounslow <br>Kinara Project|R|To provide counselling to the Asian community<br>in Hounslow|£20,000|
|Women’s India Association (<br>Maitriproject|R|Provide counselling at Sangam, North London and at<br>Southall,West London|£10,000|



## **Note 6** 

## **Declarations** 

**Adequacy of assets to** Sufficient resources are held in an appropriate form to enable each **meet fund restictions** fund to be applied in accordance with restrictions imposed. **Branches** The charity has one branch. **Change in year end** The trustees have not changed the year end date nor the length of the charity's financial year. **Designated funds** The charity does not have any designated funds. **Discontinued, continuing** All the charities operations are continuing operations and there were **and acquired operations** no operations discontinued or acquired during the year. **Fund in deficit** No funds (unrestriced or restricted) are in deficit at the balance sheet date. **Inalienable or historic** The charity had no assets at the balance sheet date classed as **assets** inalienable or historic. **Intangible assets** The charity has no intangible assets. **Inter-fund loans** There were no inter-fund loans outstanding at the balance sheet date. **Revaluations** None of the charity's functional fixed assets have been revalued during the year and the charity does not have a policy of revaluation of these assets. **Subsidiaries** The charity has no subsidiary companies. **Uncapitalised fixed assets** The charity has no material fixed assets which have not been capitalised and included on the balance sheet. **Reserves** The use of unrestricted reserves are determined by the Trustees. 

Page 5 

**Accounting policies** 

## **Note 7** 

## **Incoming Resources** 

**Donations, legacies and** These are included in the Receipts and Payments (R&P) schedule **similar incoming** when: **resources** - the charity receives the donation or similar income and any conditions for receipt are met; 

**Tax reclaims on donations and gifts** 

**Incoming resources from fund-raising** 

**Gifts in kind for sale or distribution** 

Incoming resources from tax claims are included on the R&P when received. 

These are reported gross in the R&P. 

These are not included in R&P accounts. 

> **Gifts in kind for use by the** These are not included in R&P accounts. **charity** 

> **Intangible income (eg** This is only included in incoming resources (with an equivalent **donated facilities)** amount in resources expended) where another party is bearing the financial cost of the resources supplied and the benefit is quantifiable, receivable and material. Intangible income is valued at the lower of the cost borne by the party bearing the cost and a reasonable estimate of the value of the donation to the charity. 

## **Volunteer help** 

The value of any voluntary help received is not included in the accounts but is described in the annual report. 

**Investment income** This and any associated tax credits are included in the accounts when receivable. 

## **Expenditure and Liabilities** 

**Liablilty recognition** 

Generally liabilities are recognised as soon as there is a legal or constructive obligation committing the charity to the expenditure. 

There are liabilities outstanding at the year end for British Telecom and Rent.  These have not been included in the accounts as they are prepared on a Receipts and Payments basis. 

## **Assets** 

**Tangible fixed assets** These are capitalised if they can be used for more than one year, **for use by charity** and cost at least £250. They are valued at cost or a reasonable value on receipt. The charity does not have a policy of revaluation. 

Page 6 

**ASIAN FAMILY COUNSELLING SERVICE REG CHARITY NO. 517595 Trustees' Annual Report** 

## **LEGAL AND ADMINISTRATIVE INFORMATION** 

**Charity Name** Asian Family Counselling Service **Any other name the charity is** AFCS **known by Charity Commission registered number** 517595 **For the financial year beginning on** 01.04.24 **For the financial year ending on** 31.03.25 **Charity's principal address** F1, Unit 4, Triangle Centre 399 Uxbridge Road Southall Middx. UB1 3EJ 

## **Description of the charity's trusts** 

- **Governing document** AFCS was constituted in August 1985. It is registered as a charity. 

- **Objects of the charity** 1 To advance education among persons of Asian origin and in particular, among such persons resident in the UK, about all aspects of marriage and family relationships, with a view to developing personal responsibilities and enriching family life. 

- 2 To safeguard and protect the good health, both mental and physical of adults and children of Asian origin in the UK, and to prevent the hardship and distress caused by the breakdown of marriage. 

- **Specific Investment powers** None 

## **TRUSTEES AND GOVERNANCE** 

|**Names of trustees**|**Names of trustees**|**Names of trustees**|**Names of trustees**|
|---|---|---|---|
|Name of Trustee|Dates during which<br>the named trustees<br>acted if not for the<br>whole period of<br>this report|Names of directors of <br>any corporate charity <br>trustee at the date of<br>this report|Name of person (or<br> body) entitled to<br>appoint any charity<br>trustee.|
|Nina Toller||||
|Rashida Punja||||
|Fawzia Samad||||
|**Trustee selection method**<br>Trustees are elected at the annual general meeting.<br>**Names of the charity's custodian**<br>**trustees**<br>None||||



## **ACTIVITIES AND ACHIEVEMENTS** 

**Charity's activities and achievements** AFCS has set up an office in Birmingham. It has provided family, **during the year** marital and individual counselling to 304 new clients and provided 2031 sessions of counselling during the year. 

The management committee of AFCS is responsible for overseeing Page 7 

**Charity's organisational structure** 

the work of the organisation. The Director is responsible for the day to day running. It has 4 employees and 7 sessional staff and 7 volunteers. 

**Significant changes, development** AFCS has provided family, marital and individual counselling to **and future plans** the Asian community resident in the UK. It has been at the forefront of work done around the issue of forced marriages and abandoned spouses. It also deals with mild to moderate mental health conditions. 

**Any related parties, charities or other organistaions with which the charity co-operates in its work** 

**The contribution of volunteers** 

AFCS provides counselling in the various asian languages and is dependent on volunteer counsellors to provide counselling in some of the Asian languages. Online and telephone counselling etc. is provided to those persons unable to attend in person. 

**The effectiveness of fund-raising** AFCS is dependent on the Government for grants to provide **activities** its services. It also charges for reports for courts. 

## **POLICIES** 

There is no grant making or investment selection policy. 

Major risks are reviewed at the Management Committee Meetings. 

## **SIGNATURE AND DECLARATION** 

**Declaration** I declare, in my capacity of charity trustee, that: - the trustees have approved the report above; and - have authorised me to sign it on their behalf. Fawzia Samad **Signature** Fawzia Samad (Dec 10, 2025 22:36:59 GMT) **Full name** Fawzia Samad **Position (eg Secretary, Chair, etc)** Chair **Date** 10/12/2025 

Page 8 

**ASIAN FAMILY COUNSELLING SERVICE REG CHARITY NO. 517595 Independent Examiner's Report on the Accounts** 

Report to the trustees/members of Asian Family Counselling Service 

On accounts for the year ended 31 March 2025 

The charity's trustees are responsible for the preparation of the accounts. The charity's trustees consider that an audit is not required for this year under section 144 of the Charities Act 2011 (The Charities Act) and that an independent examination is needed. 

It is our responsibility to: 

- examine the accounts under section 145 of the 2011 Act; 

- to follow the procedures laid down in the General Directions given by the Charity Commissioners (under section 145(5)(b) of the 2011 Act); and 

- to state whether particular matters have come to our attention. 

Our examination was carried out in accordance with General Directions given by the Charity Commissioners. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from the trustees concerning any such matters. The procedures  undertaken do not provide all the evidence that would be required in an audit, and consequently we do not express an audit opinion on the accounts. 

In connection with our examination , no matter has come to our attention: 

- 1 which gives us reasonable cause to believe that in any material respect the requirements: 

   - to keep accounting records in accordance with section 130 of the 2011 Act; and 

   - - to prepare accounts which accord with the accounting records and comply with the accounting requirements of the 2011 Act 

   - have not been met; or 

- 2 to which, in our opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached. 

Signed Anjani Boparai (Dec 15, 2025 09:25:38 GMT) Date 10/12/2025 

Mrs Anjani Boparai FCCA Sethi & Co. Chartered Certified Accountants 59-60 Thames Street Windsor SL4 1TX 

Page 9 

## **Financial Statements for the year ended 31st March 2025** 

for 

**Asian Family Counselling Service (NATIONAL BRANCH) REG CHARITY NO. 517595** 

## **Asian Family Counselling Service** 

## **NATIONAL BRANCH** 

Income and Expenditure Account for the year ended 31.3.2025 

|31.3.2025<br>GRANTS<br>Home Office<br>Goldsmith Charity<br>OTHER INCOME<br>Training Fees<br>Miscellaneous<br>Bank Interest Received<br>EXPENSES<br>Wages<br>Pensions<br>Rents.Rates and Service Charges<br>Light & Heat<br>Repairs<br>Consultancy Costs<br>Telephone<br>Accountancy<br>Equipment Rental<br>Bank Interest & Charges<br>Travelling<br>Sundries<br>Adverts,Print,Postage & Stationery<br>Subscriptions<br>AGM Expenses<br>NET SURPLUS/(DEFICIT) FOR YEAR<br>Income Reserve Brought Forward<br>3449<br>Income Reserve Carried Forward<br>3449|31.3.2024<br>3449<br>3449|
|---|---|



## **Asian Family Counselling Service** 

## **NATIONAL BRANCH** 

## Balance Sheet as at 31st March 2025 

|FIXED ASSETS<br>Fixtures and Fittings<br>CURRENT ASSETS<br>Bank Deposit Account<br>Bank & Cash in Hand<br>Debtor - London Branch<br>Prepayments<br>CURRENT LIABILITIES<br>Accruals<br>Bank Overdraft<br>**NET ASSETS**<br>Represented By:-<br>CAPITAL ACCOUNT<br>Income Reserve|31.3.2025<br>£<br>£<br>3449 <br>3449<br>3449<br>3449<br>3449|31.3.2024<br>£<br>£<br>3449 <br>3449<br>3449<br>3449<br>3449|
|---|---|---|



## **Asian Family Counselling Service (NATIONAL BRANCH) REG.CHARITY No 517595** 

We have examined the attached financial statements in accordance with recommended Charities Act. 

## Anjani Boparai (Dec 15, 2025 09:25:38 GMT) 

Sethi & Co. Chartered Certified Accountants 59-60 Thames Street Windsor SL4 1TX 

Date 10/12/2025 

## **Clients Approval Certificate** 

We approve the financial statements and confirm that we have made available all relevant records and information for their preparation. 

|Fawzia Samad (Dec 10, 2025 22:36:59 GMT)<br>Fawzia Samad<br>~~ee~~||
|---|---|
|Date|10/12/2025|



Date 10/12/2025 

ASIAN FAMILY COUNSELLING SERVICE REG CHARITY NO. 517595 Independent Examiner's Report on the Accounts 

## Report to the trustees/members of Asian Family Counselling Service 

On accounts for the year ended 31 March 2025 

The charity's trustees are responsible for the preparation of the accounts. The charity's trustees consider that an audit is not required for this year under section 144 of the Charities Act 2011 (The Charities Act) and that an independent examination is needed. 

It is our responsibility to: - examine the accounts under section 145 of the 2011 Act: - to follow the procedures laid down in the General Directions given by the Charity Commissioners (under section 145(5)(b) of the 2011 Act); and - to state whether particular matters have come to our attention. 

Our examination was carried out in accordance with General Directions given by the Charity Commissioners. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from the trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently we do not express an audit opinion on the accounts. In connection with our examination , no matter has come to our attention: 1 which gives us reasonable cause to believe that in any material respect the requirements: - to keep accounting records in accordance with section 130 of the 2011 Act; and - to prepare accounts which accord with the accounting records and comply with the accounting requirements of the 2011 Act have not been met; or 

2 to which, in our opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached. 


**----- Start of picture text -----**<br>
Signed oe Date 10/12/2025<br>**----- End of picture text -----**<br>


Mrs Anjani Boparai FCCA Sethi & Co. Chartered Certified Accountants 59-60 Thames Street Windsor SL4 1TX 

Page 9 

