## **Trustees’ Annual Report for the period** **From 01/01/2025 Period start date To 31/12/2025 Period end date Charity name: Cubbington Seniors Association** ## **Charity registration number: 516878** ## **Objectives and Activities** ||SORP reference|| |---|---|---| |Summary of the purposes of
the charity as set out in its
governing document|Para 1.17|**The object of the Association shall be to**
**promote the welfare of senior citizens in**
**any manner which now is, or hereafter,**
**may be deemed by law to be charitable**
**within the villages of Cubbington,**
**Offchurch, Weston-under-Wetherley,**
**Eathorpe, Hunningham and**
**Wappenbury in the County of**
**Warwickshire.**| |Summary of the main
activities in relation to those
purposes for the public
benefit, in particular, the
activities, projects or
services identified in the
accounts.|Para 1.17 and
1.19|**Social interaction at a variety of events**
**based at Cubbington Village Hall,**
**including refreshments: Day Club,**
**Snack & Chat, Bingo, Skittles, Singing.**
**Lunch Club at local venues. Seated**
**Exercise classes. Outings to theatre and**
**places of interest. Craft projects.**
**Fundraising Fairs.**| |Statement confirming
whether the trustees have
had regard to the guidance
issued by the Charity
Commission on public
benefit|Para 1.18|**All trustees are aware of the guidance**
**outlining the key duties, and what**
**trustees need to do to carry out these**
**duties competently. Being aware of the**
**duties and responsibilities help our**
**trustees to perform their role in a way**
**that complies with key requirements of**
**the law.**| ## **Additional information (optional)** You may choose to include further statements where relevant about: ||SORP reference|| |---|---|---| |Policy on grant making|Para 1.38|**n/a**| |Policy on social investment
including program related
investment|Para 1.38|**n/a**| |Contribution made by
volunteers|Para 1.38|**The charity relies on volunteers to host**
**events, including provision of**
**refreshments, organising activities and**
**outings. Trustees are all volunteers; no**
**staff are employed by the charity.**| |---|---|---| |Other||**n/a**| ## **Achievements and Performance** ||SORP reference|| |---|---|---| |Summary of the main
achievements of the charity,
identifying the difference the
charity’s work has made to
the circumstances of its
beneficiaries and any wider
benefits to society as a
whole.|Para 1.20|**The charity is a key component of**
**village life in Cubbington and**
**surrounding villages. Many residents**
**are over 60, we provide a safe**
**environment for members to meet and**
**socialise. Many of our members live**
**alone, and the benefits they receive**
**make a significant difference to their**
**lives, helping to alleviate loneliness and**
**isolation.**
**We provide lifts to those who are unable**
**to travel independently to our events.**
**Outings enable members to visit places**
**of interest that would be challenging for**
**them were they to rely on public**
**transport. We organise seated exercise**
**classes, which improve opportunity for**
**physical activity amongst our members.**
**Our monthly magazine is delivered to**
**every member’s home and is an**
**important link to the community for**
**those in the Association, especially**
**those who have limited mobility.**| ## **Additional information (optional)** You may choose to include further statements where relevant about: |||| |---|---|---| |Achievements against
objectives set|Para 1.41|| |Performance of fundraising
activities against objectives
set|Para 1.41|| ||Para 1.41|| Investment performance against objectives Other ## **Financial Review** |**Financial Review**||| |---|---|---| |Review of the charity’s
financial position at the end
of the period|Para 1.21|**Fundraising continues to be successful;**
**we have maintained the charity’s**
**finances at a level which give us**
**confidence that member benefits are**
**sustainable.**| |Statement explaining the
policy for holding reserves
stating why they are held|Para 1.22|**As a results of this financial stability,**
**the charity has a healthy balance in**
**reserve. The trustees regularly review**
**and forecast budgets to enable**
**continuation of activities for the benefit**
**of members.**| |Amount of reserves held|Para 1.22|**Fifteen thousand pounds**| |Reasons for holding zero
reserves|Para 1.22|**n/a**| |Details of fund materially in
deficit|Para 1.24|**n/a**| |Explanation of any
uncertainties about the
charity continuing as a going
concern|Para 1.23|**n/a**| ## **Additional information (optional)** |**Additional information (optional)**|**Additional information (optional)**|| |---|---|---| |You may choose to include further statements||where relevant about:| |The charity’s principal
sources of funds (including
any fundraising)|Para 1.47|**Fundraising is our principal source of**
**funds.**
**Fairs (Springtime & Christmas)**
**Lottery & Raffles**
**Donations & contributions from**
**members and local businesses**| |Investment policy and
objectives including any
social investment policy
adopted|Para 1.46|**n/a**| |A description of the principal
risks facing the charity|Para 1.46|**n/a**| |Other||**n/a**| ## **Structure, Governance and Management** |Description of charity’s
trusts:||| |---|---|---| |Type of governing document
(trust deed, royal charter)|Para 1.25|**Constitution**| |How is the charity
constituted?
(e.g unincorporated
association, CIO)|Para 1.25|**Unincorporated association**| |Trustee selection methods
including details of any
constitutional provisions e.g.
election to post or name of
any person or body entitled
to appoint one or more
trustees|Para 1.25|**Elected by members at AGM**| ## **Additional information (optional)** You may choose to include further statements where relevant about: |||| |---|---|---| |Policies and procedures
adopted for the induction
and training of trustees|Para 1.51|| |The charity’s organisational
structure and any wider
network with which the
charity works|Para 1.51|| |Relationship with any related
parties|Para 1.51|| |Other||| ## **Reference and Administrative details** |Charity name|Cubbington Seniors Association| |---|---| |Other name the charity uses|| |Registered charity number|516878| |Charity’s principal address|15 Austen Court
Cubbington
Leamington Spa
CV32 7LJ| ||| ## **Names of the charity trustees who manage the charity** |1
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20|**Trustee name**|**Office (if any)**|**Dates acted if not for whole**
**year**|**Name of person (or body) entitled**
**to appoint trustee(if any)**| |---|---|---|---|---| ||Liz Young|Chair||| ||Jane Tietjen|Vice Chair||| ||Colin Marrow|Treasurer||| ||Frances Finch|Secretary||| ||Caroline Marrow||January to July 2025|| ||Ann Kinzett||April to December 2025|| |||||| |||||| |||||| |||||| |||||| |||||| |||||| |||||| |||||| |||||| |||||| |||||| |||||| |||||| ## – Corporate trustees names of the directors at the date the report was approved **Director name** Name of trustees holding title to property belonging to the charity **Trustee name Dates acted if not for whole year** ## **Funds held as custodian trustees on behalf of others** Description of the assets held in this capacity n/a Name and objects of the charity on whose behalf the assets are held and how this falls within the custodian charity’s objects Details of arrangements for safe custody and segregation of such assets from the charity’s own assets ## **Additional information (optional)** ## **Names and addresses of advisers (Optional information)** |**Type of**|**Name**|**Address**| |---|---|---| |**adviser**||| **Name of chief executive or names of senior staff members (Optional information)** ## **Exemptions from disclosure** Reason for non-disclosure of key personnel details ## **Other optional information** ## **Declarations** **The trustees declare that they have approved the trustees’ report above.** **Signed on behalf of the charity’s trustees** |**Signature(s)**
**Full name(s)**
**Position (eg Secretary,**
**Chair, etc)**
**Date**||| |---|---|---| ||Lesley Jane Young|| ||
Chair|| ||29/06/2026|| ||29/06/2026|| ## **Cubbington Seniors Association Income & Expenditure for years ended 31[st] December 2025** ||**2025**|**2025**|**2025**|**2024**|**2024**|
**2024**| |---|---|---|---|---|---|---| ||||**Surplus**|||**Surplus**| ||**Receipts**|**Payments**|**(Deficit)**|**Receipts**|**Payments**|
**(Deficit)**| |**Direct Fundraising**|**£17,339**|**£4,152**|**£13,187**|**£15,469**|**£4,041**|
**£11,429**| |**Grants & Donations Received**|**£1,090**|**£0**|**£1,090**|**£2,480**|**£2,480**|
**£0**| |**Outings**|**£13,251**|**£17,686**|**(£4,435)**|**£10,344**|**£15,456**|
**(£5,111)**| |**Social Functions**|**£2,812**|**£11,369**|**(£8,557)**|**£2,374**|**£6,468**|
**(£4,094)**| |**Magazine & Administration**|**£2,020**|**£7,422**|**(£5,402)**|**£2,987**|**£4,793**|
**(£1,806)**| |**Sub Totals**|**£36,513**|**£40,629**|**(£4,117)**|**£33,655**|**£33,238**|
**£417**| |**Net Surplus/(Deficit)**||**(£4,117)**|||**£417**|| |**Totals**|**£36,513**|**£36,513**||**£33,655**|**£33,655**|| ||**Cubbington Seniors Association**|||||| ||**Balance Sheet as of 31st December 2025**|||||| |**Assets**|||**Deferred Income**|**& Reserves**||| |**NatWest Current Account**|**£3,735**||**Deferred Income**|||| |**Business Reserve Account**|**£5,040**||**Advertising Revenue**|||**£1,465**| |**35 Day Deposit Account**|**£7,932**||**Acorn500 Stakes**|||**£5,280**| |**95 Day Deposit Account**|**£19,116**||**Lunch Receipts**|||**£315**| |**Cash**|**£1,360**||**Sundry Creditors**|||**£100**| |**Cash at Bank and in Hand**|**£37,183**||**Total Deferred Income**|||**£7,160**| ||||**Allocated Reserves**|||| ||||**WAA Donation**|||**£5,000**| ||||**Benevolent fund**|||**£1,000**| ||||**Total Reserved funds**|||**£6,000**| ||||**Accumulated surplus to 31/12/24**|||**£28,140**| ||||**Deficit for year ended 31/12/25**|||**(£4,117)**| ||||**Total carried forward at 31/12/25**|||**£24,023**| |**Total Assets**|**£37,183**||**Total Deferred Income & Reserves**|||**£37,183**| CHARITY COMMISSION FOR ENGLA1￿) ANO WALES Independent examinerfs report on the accounts Section A Independent Examiner's Report Cubbington Seniors AS￿Cla￿On On accounts for thè yoar onded 31*1 Dec•M￿r 2025 Charity no Ilf any) 516878 8•t out on pages I report to the truslees on my examinatM)n of the accounts of the aiw)ve charty (Ihe Tru￿) for the year ended 3111212025. Responsibililie5 and basis of report As the chariivs trustees, ycw a￿ responsible for preparation of the accounts in aC￿ance with the requirements of the Charrties Act 2011 (Ihe W. I rep)rt in resped of my examinatKM of the Tntst's accx>unts carried out under sec*p)n 145 of the 2011 Act and in carrying out my examinati￿, I have folhjwed all the ap￿iCAble Directions 9i¥en by the Charity Commissi under seth)n 145(5Mbl of the Ad. Independent I have Ccrfnp￿ed ry exa￿￿natIOn. I that no materi￿ matters have examlnerfs statement CO￿ to nry attention in conneth.on with the eXaMinat￿n whth gives me cause to believe that in, any nwterial resF*d'. the accounting re¢ords we not kept in accordance with sectD)n 130 of the CharitEs Acl.. or the accounts did not accord with the ac￿unting records; I have no concems and have come no other matters in connection wilh the examinalion to whth attenth)n shoukl be drawn in this report in order to enable a proper understanding of the acrx)unts to be reached. Signed: 0510J12026 N•mo: John Kendall Relevant profosslonal qualificationls) or body (11 any): Address: 43 PrK)ry Road KeniWrth CV81LL IER Oct 2018