## ## ## ## ## ## ## ## ## ## ## ## ## # ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ||||Unrestricted|Restricted|Total|Unrestricted|Restricted|Total| |---|---|---|---|---|---|---|---|---| ||||funds|funds||funds|funds|| ||||2023|2023|2023|2022|2022|2022| |||Notes|6|6||8|6|6| |Income and endowments|||from|||||| |Donations
and||||||||| |legacies|||225|5,000|5,225|18,092|50|18,142| |Income from||||||||| |charitable
activities|||124,859|2,439,218|2,564,077|721,321|1,565,615|2,286,936| |Investments|||8,008||8,008|782||782| |Other income|||21,003||21,003|4,089|560|4,649| |Total income|||154,095|2,444,218|2,598,313|744,284|1,566,225|2,310,509| |Ex~ni lire on:||||||||| |Expenditure
on||||||||| |charitable
activities|||235,873|1,931,759|2,167,632|557,859|1,516,082|2,073,941| |Net (outgoing)/incoming||||||||| |resources before||||||||| |transfers|||(81,778)|512,459|430,681|186,425|50,143|236,568| |Gross transfers||||||||| |between
funds|||29,320|(29,320)||8,731|(8,731)|| |Net (outgoing)/incoming||||||||| |resources|||(52,458)|483,139|430,681|195,156|41,412|236,568| |Other recognised||gains and losses||||||| |Revaluation
of||||||||| |tangible
fixed assets||||||(15,900)||(15,900)| |Net movement|In funds||(52,458)|483,139|430,681|179,256|41,412|220,668| |Fund balances|at 1 April|||||||| |2022|||1,964,526|106,588|2,071,114|1,785,270|65,176|1,850,446| |Fund balances|at 31|||||||| |March 2023|||1,912,068|589,727|2,501,795|1,964,526|106,588|2,071,114| ## ||||Notes|2023
f|2023
f|2022
6| |---|---|---|---|---|---|---| |Fixed assets||||||| |Tangible assets|||12||262,500|430,000| |Current assets||||||| |Debtors
Cash at bank and in|hand||13|281,522
2,640,917|192,996
2,853,977|| |Creditors: amounts||falling due within||2,922,439|3,046,973|| |one year|||14|(653,144)|(1,375,859)|| |Net current assets|||||2,269,295|1,671,114| |Total assets less current liabilities|||||2,531,795|2,101,114| |Provisions for liabilities|||||(30,000)|(30,000)| |Net assets|||||2,501,795|2,071,114| |Income funds||||||| |Restricted funds
Unrestricted
funds|||17||589,727|106,588| |Designated
funds
General
unrestricted
Revaluation
reserve|funds||18|1,615,821
25,312
270,935|1,750,031
80,675
133,820|| ||||||1,912,068|1,964,526| ||||||2,501,795|2,071,114| |The financial statements||were approved|by the Trustees on 13December||2023|| |JCrockett (Chair)||||Q.n ./V„~.l
SHandscomb||| |Trustee||||Trustee||| ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## |||||||2023|2022| |---|---|---|---|---|---|---|---| |||||||8|| |Development||&engagement,|financial|capability and general|&debt advice|2,564,077|2,286,936| |Analysis|by|fund|||||| |Unrestricted||funds||||124,859|721,321| |Restricted|funds|||||2,439,218|1,565,615| |||||||2,564,077|2,286,936| |Investments|||||||| |||||||Unrestricted
Unrestricted|| |||||||funds|funds| |||||||2023|2022| |||||||8|8| |Interest receivable||||||8,008|782| ## |||Unrestricted|Unrestricted|Restricted|Total| |---|---|---|---|---|---| |||funds|funds|funds|| |||2023|2022|2022|2022| |||8|6|8|8| |Other|income|21,003|4,089|560|4,649| ## ## ||||||||||2023|2022| |---|---|---|---|---|---|---|---|---|---|---| |||||||||||6| |Staff costs
Premises costs
Staff and Volunteers
Office costs
Professional/consultancy
Other Direct Costs
Payments
to partners|||and|fees
subcontractors|||||1,624,272
53,975
4,272
72,305
34,162
2,036
16,000|1,594,652
38,639
4,912
43,449
14,959
135
29,171| ||||||||||1,807,022|1,725,917| |Share ofsupport costs (see note 8)
Share ofgovernance
costs (see note 8)|||||||||334,587
26,023|309,917
38,105| ||||||||||2,167,632|2,073,939| |Analysis
by fund||||||||||| |Unrestricted
funds
Restricted funds|||||||||235,873
1,931,759|557,859
1,516,082| ||||||||||2,167,632|2,073,941| |Supportcosts||||||||||| ||||||Support
costs|Governance
costs|2023|Support
costs|Governance
costs|2022| ||||||6|6||6||| |Staff costs
Depreciation
Premises costs
Staff and Volunteer
Office Costs|Costs||||186,169
38,366
11,857
98,195||186,169
38,366
11,857
98,195|169,527
9,100
47.262
2,394
81,635||169,527
9,100
47,262
2,394
81,635| |Legal and professional
Other Governance
Costs||||||24,620
1,403|24,620
1,403||34,982
3,123|34,982
3,123| ||||||334,587|26,023|360,610|309,918|38,105|348,023| |Analysed
between||||||||||| |Charitable
activities|||||334,587|26,023|360,610|309,918|38,105|348,023| ## ## ## |The average
monthly
number ofemployees
during the ye|ar was:|| |---|---|---| ||2023|2022| ||Number|Number| |Advice workers &support staff|68|69| |Key management
personnel|8|4| |Total|76|73| |Employment
costs|2023|2022| ||6|f| |Wages and salaries
Social security costs
Other pension costs|1,611,108
136,483
62,850|1,588,809
126,944
48,426| ||1,810,441|1,764,179| |2023|2022| |---|---| |Number|Number| ## ## ## ## |Tangible fix|ed asset|s||| |---|---|---|---|---| ||||Freehold|land and buildingsf| |Cost or valuation||||| |At 1 April 2022||||430,000| |Disposals||||(167,500)| |At 31 March|2023|||262,500| |Depreciation|charged|in the year||12,700| |Eliminated
in|respect|ofdisposals||(12,700)| |Carrying
amount||||| |At 31 March|2023|||262,500| |At 31 March|2022|||430,000| |Debtors|||||| |---|---|---|---|---|---| |||||2023|2022| |Amounts
falling due||within one year:||8|6| |Trade debtors||||124,989|53,393| |Other debtors||||59,217|64,753| |Prepayments|and accrued income|||97,316|74,850| |||||281,522|192,996| |Creditors: amounts||falling due within one year|||| |||||2023|2022| ||||Notes|6|6| |Other taxation|and social security|||24,510|25,845| |Deferred income|||16|73,418|62,576| |Trade creditors||||522,673|1,174,580| |Other creditors||||3,908|1,223| |Accruals and deferred||income||28,635|111,635| |||||653,144|1,375,859| ## ||Provisions|for liabilities||2023|2022| |---|---|---|---|---|---| |||||6|6| ||Dilapidations|||30,000|30,000| ||Movements|on provisions:|||| ||||||Dilapidations| ||||||6| ||At 1 Apiil 2022 and 31 March||2023||30,000| |16|Deferred income||||| |||||2023|2022| ||||||f.| ||Arising from|Income received|in advance|73,418|62,576| ||||(0
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40c| |---|---|---|---|---|---|---|---|---|---|---|---| ## ||Balance at|Transfers|Balance at|Transfers|Balance at| |---|---|---|---|---|---| ||1April 2021||1April 2022||31March 2023| ||||5|f|| |Freehold
property
Reserves policy
Digital Development
Transform ation
Digital inclusion
officer|317,980
600,884
30,000
15,000
30,000|199,664
21,000
(30,000)|317,980
800,548
30,000
36,000|(317,980)
98,774
6,000
899,322
30,000
42,000|| |Volunteer
co-ordinator
Workforce development
Health &well being
MaPS Recomissioning|30,000
40,000
15,000
160,000|3,000
(160,000)|30,000
40,000
18,000|(30,000)
(30,000)|10,000
18,000| |DMBC One Voluntary
Sector Contract
Black Country
Macmillan
Sale of Snowhill
& Bilston
Recruitment
Drive
Cost of living hubs
WCC Tender
Victoria Street Set up Costs
Victoria Street Running
Costs
Advice Role Uplifts
Legal Aid - Housing|115,000
113,000|1,000
(74,087)
37,000
94,379
10,000
181,211|116,000
38,913
37,000
94,379
10,000
181,211|(17,000)
30,737
(27,000)
(94,379)
(10,000)
(27,357)
20,000
69,000
154,995
40,000|99,000
69,650
10,000
153,854
20,000
69,000
154,995
40,000| ||1,466,864|283,167|1,750,031|(134,210)|1,615,821| ## ## ## ## ## ## ||2023|2022| |---|---|---| ||6|6| |Within one year||| |Between two and five years
In over five years|17,591
69,304|9,411
774| ||16,000|| ||102,895|10,185| ##