NORTH WEST AREA ASSOCIATION OF THE CONGREGATIONAL FEDEIL4TION
ACCOUNTS
YEAR ENDED 31 DECEMBER 21125
RECJISTERED CHARrr< NUMBER 516711
**NORTH WEST AREA ASSOCIATION OF THE CONGREGATIONAL FEDERATION**
## **YEAR ENDED 31 DECEMBER 2025**
## **CHARITY INFORMATION**
- 1/. The Charity is governed by the constitution adopted the NW Area Assembly. The objectives are stated as the advancement of the Christian Faith and in furtherance thereof:
- a) to spread the Gospel of Jesus Christ;
- b) to encourage congregations of believers in local places to maintain corporate worship in free assembly alike in consecrated buildings and in homes of the people; c) to spread the knowledge of Jesus Christ throughout the world, principally through the agency of such bodies as the Council for World Mission (CWM);
- d) to further the spirit of unity in Jesus Christ with all other believers in him;
- e) to mediate the call of God to Christian service at home and abroad whether by way of the ordained ministry or otherwise;
- f) to do all such things as are necessary to the attainment of these objectives.
- 2/. The Trustees of the Charity during 2025 are:
Rev David Gould (Chair) Peter Butler (Treasurer) Rev Kathy Shaw (Secretary) Rev Elizabeth Mary Dean Rev Alan Kennedy Rev Rob Cross
- 3/. The Charity mainly supports Congregational Churches in the following areas.
CHESHIRE GREATER MANCHESTER CUMBRIA LANCASHIRE DERBYSHIRE (High Peak) MERSEYSIDE
- 4/. The Charity makes Loans and Grants to Congregational Churches in the above areas and supports training and other causes commensurate with the object of the Charity outlined in 1/. above.
Page 1
**NORTH WEST AREA ASSOCIATION OF THE CONGREGATIONAL FEDERATION**
## **YEAR ENDED 31 DECEMBER 2025**
## **TRUSTEES REPORT**
The trustees present their report and the accounts for the year ended 31 December 2025
## **Summary of activities**
The Trustees have continued to support Congregational Churches and good causes.
## **Development and future plans**
There are no immediate plans to alter the way in which the Charity is run nor the way in which the income is expended.
## **Summary of Results**
The Trustees are satisfied with the Charity's affairs.
) **Chairman** ) **Secretary** ) **Treasurer**
Page 2
## **NORTH WEST AREA ASSOCIATION OF THE CONGREGATIONAL FEDERATION**
## **YEAR ENDED 31 DECEMBER 2025**
## **TRUSTEES REPORT**
During the year the Charity has made grants to the following churches:-
|Bretherton Congregational Church
Eccles Congregational Church
TimperlyCongregational Church
Knowle Green Congregational Church
Carnforth Congregational Church
Wavertree Congregational Church
Ebenezer Congregational Church
Other Grants
Congregational Federation Mission & Ministry Grant
Student Grants
Other Grants -
Total Grants|**£**
**7,000**
**15,725**
**2,250**
**4,000**
**4,700**
**5,835**
**2,000**
**1,200**
**2,851**|**£**
**41,510**
**4,051**
**45,561**|
|---|---|---|
Page 3
**NORTH WEST AREA ASSOCIATION OF THE CONGREGATIONAL FEDERATION**
## **YEAR ENDED 31 DECEMBER 2025**
## **RECEIPTS AND PAYMENTS ACCOUNT**
|**INCOMING RESOURCES**
Dividends & Interest on Investments
Bank Interest
Donations / Affiliation Fees
Other Income - Area Ministry Grants
**Total incoming resources**
**RESOURCES EXPENDED**
**Direct charitable expenditure**
Grants
Donations + M&M Donation
**Administrative expenses**
Insurance
Pensions
Training
Expenses
Postage & Telephone
Misc Expenses
Hospitality
Accountancy
Computer - Zoom
Speakers & Travelling
Stipend
Ministry Expenses
Tax/NI Contributions
ACAT Membership subscription
Year Books
Honorarium
**Total resources expended**
**NET INCOMING / (OUTGOING) RESOURCES**
**before transfers**
**Gross transfers between funds**
**Net incoming / (outgoing) resources**
**before other recognised gains & losses**
**Other recognised gains / losses**
**Unrealised gains and Losses on Investment assets**
**Net movement in funds**
Total funds brought forward
**TOTAL FUNDS CARRIED FORWARD**|**£**
**£**
**£**
**£**
**£**
**£**
**2025**
**2024**
7,938
593
**8,531**
8,984
3,023
-
**3,023**
2,254
2,929
-
**2,929**
2,755
-
12,380
**12,380**
18,291
13,889
12,973
**26,863**
32,284
45,561
-
**45,561**
5,601
6,200
-
-
**6,200**
-
51,761
-
**51,761**
5,601
564
-
**564**
540
2,474
939
**3,413**
1,897
-
-
**-**
-
664
-
**664**
440
-
-
**-**
-
237
-
**237**
-
800
-
**800**
800
700
-
**700**
700
156
-
**156**
156
-
-
**-**
-
-
24,625
**24,625**
15,988
-
3,242
**3,242**
2,460
-
5,038
**5,038**
4,984
12
-
**12**
11
-
-
**-**
-
600
-
**600**
900
6,206
33,844
**40,050**
28,876
57,967
33,844
**91,811**
34,477
(44,078)
(20,871)
**(64,948)**
(2,192)
0
0
(44,078)
(20,871)
**(64,948)**
(2,192)
-
**-**
1447
10,641
(958)
**9,683**
3,008
305,442
69,367
**374,809**
372,546
272,005
47,538
**319,543**
374,809
**Unrestricted**
**Restricted**
**Total**|
|---|---|
Page 4
## **NORTH WEST AREA ASSOCIATION OF THE CONGREGATIONAL FEDERATION**
## **YEAR ENDED 31 DECEMBER 2025**
## **STATEMENT OF ASSETS AND LIABILITIES**
|**Note**
**FIXED ASSETS**
Total Investments
**1**
**CURRENT ASSETS**
Cash at Bank and in Hand
**2**
Awaiting clearance of funds -CAF Investment closure
Debtors - Loans outstanding
**3**
**CREDITORS**
**NET CURRENT ASSETS**
NET ASSETS
**FUNDS**
**Unrestricted funds**
**4**
**Restricted funds**
**4**
**TOTAL FUNDS**
)
**Trustee**|**Unrestricted Restricted**
**£**
**£**
120,370
30,360
120,370
30,360
71,584
17,179
80,050
-
151,634
17,179
151,634
17,179
272,004
47,539|**Total**
**£**
**2025**
**150,730**
**150,730**
**88,763**
**80,050**
**-**
**168,813**
**168,813**
**319,543**
**272,005**
**47,538**
**319,543**|**Total**
**£**
**2024**
190,966
190,966
89,344
80,050
14,449
183,843
183,843
374,809
305,443
69,366
374,809|
|---|---|---|---|
The notes on pages 6 , 7, & 8 form part of these accounts.
Page 5
## **NORTH WEST AREA ASSOCIATION OF THE CONGREGATIONAL FEDERATION**
## **YEAR ENDED 31 DECEMBER 2025**
## **NOTES TO THE ACCOUNTS**
## **1 Investments**
|**NW AREA**
M & G Investments Charifund
COIF Charities Fixed Interest Fund 3964
COIF Charities Investment Fund 3695
BlackRock - BLK Charities UK Bond Fund A Inc
**CHAPEL ST**
COIF Charities Fixed Interest Fund
BlackRock - BLK Charities UK Bond Fund A Inc
**THORNSETT**
COIF Charities Fixed Interest Fund
COIF Charities Investment Fund
Sub-total Unrestricted Investments
**JESSIE GIBSON**
BlackRock - BLK Charities UK Bond Fund A Inc
**IRLAMS**
COIF Charities Investment Fund
COIF Charities Fixed Interest Fund
BlackRock - BLK Charities UK Bond Fund A Inc
**LITTLEMOOR**
COIF Charities Investment Fund
Restricted Investment funds
**TOTAL INVESTMENTS**|Dividend/Intere Opening
Change in
Disposals
Closing
received
Balance
Value
Balance
**01.01.2025**
**31.12.2025**
**4,885**
76,108
13,188
**89,297**
**169**
4,592
105
**4,697**
**817**
29,233
(1,184)
-20000
**8,048**
**1,559**
13,708
211
**13,918**
**28**
1,595
5
-1600
**0**
**46**
4,344
67
**4,410**
**82**
4650
15
-4665.78
**-**
**352**
25419
(1,766)
-23653
**0**
**7,938**
159,648
10,641
(49,919)
**120,370**
**10**
237
4
**240**
**-**
**260**
9,301
(445)
**8,856**
**120**
3,259
74
**3,334**
**193**
4,670
72
**4,742**
**-**
**10**
13852
(663)
**13,189**
**593**
31,319
(958)
-
**30,360**
190,967
9,683
(49,919)
**150,730**|
|---|---|
Page 6
## **NORTH WEST AREA ASSOCIATION OF THE CONGREGATIONAL FEDERATION**
## **YEAR ENDED 31 DECEMBER 2025**
## **NOTES TO THE ACCOUNTS cont.**
|**2**
**Cash at Bank**
Royal Bank Scotland
Royal Bank of Scotland - Special Interest bearing A/c
COIF - NW Area Deposit A/c
COIF - Thornsett Deposit A/c
COIF - NW Area Projects Deposit A/c
**3**
**Loans**
Bretherton cc
Knowle Green
Timperly
Eccles CC|Opening
Loans
Balance
Made
**01.01.2025**
7,000
-
4,000
-
2,250
-
1,199
-
14,449
-|**2025**
**1,001**
**8,708**
**25,428**
**42,026**
**11,600**
**88,763**
Loans
Loans
Repaid
to Grants
7,000
-
-
4,000
-
-
2,250
-
-
1,199
-
-|2024
1,001
41,302
25,259
12,065
9,716
89,343
Closing
Balance
**31.12.2025**
**-**
**-**
**-**
**-**
**-**|
|---|---|---|---|
Page 7
## **NORTH WEST AREA ASSOCIATION OF THE CONGREGATIONAL FEDERATION**
## **YEAR ENDED 31 DECEMBER 2025**
## **4 Movement in Funds**
|**Unrestricted funds**
Administration
Chapel St
Mission & Ministry
NW Area Projects
Thornset Ministry
Loans - NW Area Projects
Unrestricted Funds Total
**Restricted funds**
Area Ministry
Needy churches - Jessie Gibson
Lancs area ministry & future
church finance - Irlams
Capital Investment fund - Littlemoor
Restricted Funds Total 31.12.2023
**TOTAL FUNDS**|**Transfers**
**Balance**
**Incoming**
**Resources**
**Gains and**
**Funds on**
**between**
**Balance**
**01.01.2025**
**Resources**
**Expended**
**losses**
**Loan to**
**funds**
**31.12.25**
**Churches**
**£**
**£**
**£**
**£**
**£**
**£**
**£**
-5200.30
549.00
-3495.13
0.00
0.00
**-8,146.43**
55,481.10
1,065.58
0.00
72.04
0.00
**56618.72**
-1,740.00
2,380.00
-6,000.00
0.00
0.00
**-5360.00**
201,888.82
8,252.60
-34,022.89
12,319.22
0.00
**188437.75**
40,563.57
1,642.16
0.00
-1,750.26
0.00
**40455.47**
290,993.19
13,889.34
(43,518.02)
10,641.00
0
0
**272,004.51**
-7577.67
12380
-33844.11
0
-
**-29,041.78**
411.43
9.81
0
3.64
-
**424.88**
53,881.21
573.43
0.00
-299.01
-
**54,155.63**
**0.00**
22,652.42
10.17
0.00
-663.09
-
**21,999.50**
69,367.39
12,973.41
-33844.11
(958.46)
-
-
**47,538.23**
**47,538.23**
360,360.58
26,862.75
-77362.13
9,682.54
0.00
0.00
**319,542.74**|
|---|---|
Page 8
NORTH WEST AREA ASSOCIATION OF THE CONGREGATIONAL FEDEIL4TION
ACCOUNTS
YEAR ENDED 31 DECEMBER 21125
RECJISTERED CHARrr< NUMBER 516711
**NORTH WEST AREA ASSOCIATION OF THE CONGREGATIONAL FEDERATION**
## **YEAR ENDED 31 DECEMBER 2025**
## **CHARITY INFORMATION**
- 1/. The Charity is governed by the constitution adopted the NW Area Assembly. The objectives are stated as the advancement of the Christian Faith and in furtherance thereof:
- a) to spread the Gospel of Jesus Christ;
- b) to encourage congregations of believers in local places to maintain corporate worship in free assembly alike in consecrated buildings and in homes of the people; c) to spread the knowledge of Jesus Christ throughout the world, principally through the agency of such bodies as the Council for World Mission (CWM);
- d) to further the spirit of unity in Jesus Christ with all other believers in him;
- e) to mediate the call of God to Christian service at home and abroad whether by way of the ordained ministry or otherwise;
- f) to do all such things as are necessary to the attainment of these objectives.
- 2/. The Trustees of the Charity during 2025 are:
Rev David Gould (Chair) Peter Butler (Treasurer) Rev Kathy Shaw (Secretary) Rev Elizabeth Mary Dean Rev Alan Kennedy Rev Rob Cross
- 3/. The Charity mainly supports Congregational Churches in the following areas.
CHESHIRE GREATER MANCHESTER CUMBRIA LANCASHIRE DERBYSHIRE (High Peak) MERSEYSIDE
- 4/. The Charity makes Loans and Grants to Congregational Churches in the above areas and supports training and other causes commensurate with the object of the Charity outlined in 1/. above.
Page 1
**NORTH WEST AREA ASSOCIATION OF THE CONGREGATIONAL FEDERATION**
## **YEAR ENDED 31 DECEMBER 2025**
## **TRUSTEES REPORT**
The trustees present their report and the accounts for the year ended 31 December 2025
## **Summary of activities**
The Trustees have continued to support Congregational Churches and good causes.
## **Development and future plans**
There are no immediate plans to alter the way in which the Charity is run nor the way in which the income is expended.
## **Summary of Results**
The Trustees are satisfied with the Charity's affairs.
) **Chairman** ) **Secretary** ) **Treasurer**
Page 2
## **NORTH WEST AREA ASSOCIATION OF THE CONGREGATIONAL FEDERATION**
## **YEAR ENDED 31 DECEMBER 2025**
## **TRUSTEES REPORT**
During the year the Charity has made grants to the following churches:-
|Bretherton Congregational Church
Eccles Congregational Church
TimperlyCongregational Church
Knowle Green Congregational Church
Carnforth Congregational Church
Wavertree Congregational Church
Ebenezer Congregational Church
Other Grants
Congregational Federation Mission & Ministry Grant
Student Grants
Other Grants -
Total Grants|**£**
**7,000**
**15,725**
**2,250**
**4,000**
**4,700**
**5,835**
**2,000**
**1,200**
**2,851**|**£**
**41,510**
**4,051**
**45,561**|
|---|---|---|
Page 3
**NORTH WEST AREA ASSOCIATION OF THE CONGREGATIONAL FEDERATION**
## **YEAR ENDED 31 DECEMBER 2025**
## **RECEIPTS AND PAYMENTS ACCOUNT**
|**INCOMING RESOURCES**
Dividends & Interest on Investments
Bank Interest
Donations / Affiliation Fees
Other Income - Area Ministry Grants
**Total incoming resources**
**RESOURCES EXPENDED**
**Direct charitable expenditure**
Grants
Donations + M&M Donation
**Administrative expenses**
Insurance
Pensions
Training
Expenses
Postage & Telephone
Misc Expenses
Hospitality
Accountancy
Computer - Zoom
Speakers & Travelling
Stipend
Ministry Expenses
Tax/NI Contributions
ACAT Membership subscription
Year Books
Honorarium
**Total resources expended**
**NET INCOMING / (OUTGOING) RESOURCES**
**before transfers**
**Gross transfers between funds**
**Net incoming / (outgoing) resources**
**before other recognised gains & losses**
**Other recognised gains / losses**
**Unrealised gains and Losses on Investment assets**
**Net movement in funds**
Total funds brought forward
**TOTAL FUNDS CARRIED FORWARD**|**£**
**£**
**£**
**£**
**£**
**£**
**2025**
**2024**
7,938
593
**8,531**
8,984
3,023
-
**3,023**
2,254
2,929
-
**2,929**
2,755
-
12,380
**12,380**
18,291
13,889
12,973
**26,863**
32,284
45,561
-
**45,561**
5,601
6,200
-
-
**6,200**
-
51,761
-
**51,761**
5,601
564
-
**564**
540
2,474
939
**3,413**
1,897
-
-
**-**
-
664
-
**664**
440
-
-
**-**
-
237
-
**237**
-
800
-
**800**
800
700
-
**700**
700
156
-
**156**
156
-
-
**-**
-
-
24,625
**24,625**
15,988
-
3,242
**3,242**
2,460
-
5,038
**5,038**
4,984
12
-
**12**
11
-
-
**-**
-
600
-
**600**
900
6,206
33,844
**40,050**
28,876
57,967
33,844
**91,811**
34,477
(44,078)
(20,871)
**(64,948)**
(2,192)
0
0
(44,078)
(20,871)
**(64,948)**
(2,192)
-
**-**
1447
10,641
(958)
**9,683**
3,008
305,442
69,367
**374,809**
372,546
272,005
47,538
**319,543**
374,809
**Unrestricted**
**Restricted**
**Total**|
|---|---|
Page 4
## **NORTH WEST AREA ASSOCIATION OF THE CONGREGATIONAL FEDERATION**
## **YEAR ENDED 31 DECEMBER 2025**
## **STATEMENT OF ASSETS AND LIABILITIES**
|**Note**
**FIXED ASSETS**
Total Investments
**1**
**CURRENT ASSETS**
Cash at Bank and in Hand
**2**
Awaiting clearance of funds -CAF Investment closure
Debtors - Loans outstanding
**3**
**CREDITORS**
**NET CURRENT ASSETS**
NET ASSETS
**FUNDS**
**Unrestricted funds**
**4**
**Restricted funds**
**4**
**TOTAL FUNDS**
)
**Trustee**|**Unrestricted Restricted**
**£**
**£**
120,370
30,360
120,370
30,360
71,584
17,179
80,050
-
151,634
17,179
151,634
17,179
272,004
47,539|**Total**
**£**
**2025**
**150,730**
**150,730**
**88,763**
**80,050**
**-**
**168,813**
**168,813**
**319,543**
**272,005**
**47,538**
**319,543**|**Total**
**£**
**2024**
190,966
190,966
89,344
80,050
14,449
183,843
183,843
374,809
305,443
69,366
374,809|
|---|---|---|---|
The notes on pages 6 , 7, & 8 form part of these accounts.
Page 5
## **NORTH WEST AREA ASSOCIATION OF THE CONGREGATIONAL FEDERATION**
## **YEAR ENDED 31 DECEMBER 2025**
## **NOTES TO THE ACCOUNTS**
## **1 Investments**
|**NW AREA**
M & G Investments Charifund
COIF Charities Fixed Interest Fund 3964
COIF Charities Investment Fund 3695
BlackRock - BLK Charities UK Bond Fund A Inc
**CHAPEL ST**
COIF Charities Fixed Interest Fund
BlackRock - BLK Charities UK Bond Fund A Inc
**THORNSETT**
COIF Charities Fixed Interest Fund
COIF Charities Investment Fund
Sub-total Unrestricted Investments
**JESSIE GIBSON**
BlackRock - BLK Charities UK Bond Fund A Inc
**IRLAMS**
COIF Charities Investment Fund
COIF Charities Fixed Interest Fund
BlackRock - BLK Charities UK Bond Fund A Inc
**LITTLEMOOR**
COIF Charities Investment Fund
Restricted Investment funds
**TOTAL INVESTMENTS**|Dividend/Intere Opening
Change in
Disposals
Closing
received
Balance
Value
Balance
**01.01.2025**
**31.12.2025**
**4,885**
76,108
13,188
**89,297**
**169**
4,592
105
**4,697**
**817**
29,233
(1,184)
-20000
**8,048**
**1,559**
13,708
211
**13,918**
**28**
1,595
5
-1600
**0**
**46**
4,344
67
**4,410**
**82**
4650
15
-4665.78
**-**
**352**
25419
(1,766)
-23653
**0**
**7,938**
159,648
10,641
(49,919)
**120,370**
**10**
237
4
**240**
**-**
**260**
9,301
(445)
**8,856**
**120**
3,259
74
**3,334**
**193**
4,670
72
**4,742**
**-**
**10**
13852
(663)
**13,189**
**593**
31,319
(958)
-
**30,360**
190,967
9,683
(49,919)
**150,730**|
|---|---|
Page 6
## **NORTH WEST AREA ASSOCIATION OF THE CONGREGATIONAL FEDERATION**
## **YEAR ENDED 31 DECEMBER 2025**
## **NOTES TO THE ACCOUNTS cont.**
|**2**
**Cash at Bank**
Royal Bank Scotland
Royal Bank of Scotland - Special Interest bearing A/c
COIF - NW Area Deposit A/c
COIF - Thornsett Deposit A/c
COIF - NW Area Projects Deposit A/c
**3**
**Loans**
Bretherton cc
Knowle Green
Timperly
Eccles CC|Opening
Loans
Balance
Made
**01.01.2025**
7,000
-
4,000
-
2,250
-
1,199
-
14,449
-|**2025**
**1,001**
**8,708**
**25,428**
**42,026**
**11,600**
**88,763**
Loans
Loans
Repaid
to Grants
7,000
-
-
4,000
-
-
2,250
-
-
1,199
-
-|2024
1,001
41,302
25,259
12,065
9,716
89,343
Closing
Balance
**31.12.2025**
**-**
**-**
**-**
**-**
**-**|
|---|---|---|---|
Page 7
## **NORTH WEST AREA ASSOCIATION OF THE CONGREGATIONAL FEDERATION**
## **YEAR ENDED 31 DECEMBER 2025**
## **4 Movement in Funds**
|**Unrestricted funds**
Administration
Chapel St
Mission & Ministry
NW Area Projects
Thornset Ministry
Loans - NW Area Projects
Unrestricted Funds Total
**Restricted funds**
Area Ministry
Needy churches - Jessie Gibson
Lancs area ministry & future
church finance - Irlams
Capital Investment fund - Littlemoor
Restricted Funds Total 31.12.2023
**TOTAL FUNDS**|**Transfers**
**Balance**
**Incoming**
**Resources**
**Gains and**
**Funds on**
**between**
**Balance**
**01.01.2025**
**Resources**
**Expended**
**losses**
**Loan to**
**funds**
**31.12.25**
**Churches**
**£**
**£**
**£**
**£**
**£**
**£**
**£**
-5200.30
549.00
-3495.13
0.00
0.00
**-8,146.43**
55,481.10
1,065.58
0.00
72.04
0.00
**56618.72**
-1,740.00
2,380.00
-6,000.00
0.00
0.00
**-5360.00**
201,888.82
8,252.60
-34,022.89
12,319.22
0.00
**188437.75**
40,563.57
1,642.16
0.00
-1,750.26
0.00
**40455.47**
290,993.19
13,889.34
(43,518.02)
10,641.00
0
0
**272,004.51**
-7577.67
12380
-33844.11
0
-
**-29,041.78**
411.43
9.81
0
3.64
-
**424.88**
53,881.21
573.43
0.00
-299.01
-
**54,155.63**
**0.00**
22,652.42
10.17
0.00
-663.09
-
**21,999.50**
69,367.39
12,973.41
-33844.11
(958.46)
-
-
**47,538.23**
**47,538.23**
360,360.58
26,862.75
-77362.13
9,682.54
0.00
0.00
**319,542.74**|
|---|---|
Page 8
Indci)ciiclciit LIIIIIIIIILII % I'L'I)q)I't (() IIIL 'I'I'ii,y(c;L',Y (If "Ni)rlliwL'Yt A rL'll A,8.g(IL'iAti(pn (If the
Congi'cgal joiial 14 L(l('I'iilj()11
11
I rei)oil 011 IIIC LILL()Iiiils c)I' Ilic '1 I'iisl l()I' IIIC yLar ciiclLd .311)LLcinher 2()25, which ar
011 P&2g)LS I Ic) 2.
tou
Rcsi)cctil'C I'Cfy•l)011.%il)ilitlLS of ti'ustLLS aiid LxaminL)r
Tlie Lliarily's Ii'ustLes al'e rcspoiisible loi. Ihe prcparalion of the accounts. The charity's
ti"ustces coiisidei" Iliat ali audil is Iiot rcquircd for this year under section 144(2) of the
Cliarities Act 2011 (tlie 201 l Act) aiid thclt an independent examination is needed.
It is niy responsibility to:
examine the accounts under section 145 of" the 201 l Act;
to follow the procedures laid down in the gyeneral Directions given by the Charit
Commission under section 145(5)(b) of the 201 l Act; and
to state whether particular matters have come to my attention.
Basis of independent examiner's report
My examination was carried out in accordance with the general Directions given by the
Charity Commission. An examination includes a review of the accounting records kept by the
charity and a comparison of the accounts presented with those records. It also includes
consideration of any unusual items or disclosures in the accounts, and seeking explanations
from you as trustees concerning any such matters. The procedures undertaken do not provide
all the evidence that would be required in an audit and consequently no opinion is given as to
whether the accounts present a 'true and fair view, and the report is limited to those matters
set out in the statement below.
Independent examiner's statement
In connection with my examination, no matter has come to my attention:
(l ) which gives me reasonable cause to believe that in any material respect the requirements:
to keep accounting records in accordance with section 130 of the 201 l Act; and
to prepare accounts which accord with the accounting records and comply with the
accountingy requirements of the 201 l Act
have not been met. or
(2) to which, in my opinion, attention should be drawn in order to enc2ble a proper
understandingy of the accounts to be reached.
Lois Fryer BA(Hons) MAAT Arr
PND Accounting-
Cotton Court, Preston, Lancs, PRI 3BY
th
14 July 2026