**REGISTERED CHARITY NUMBER: 516092**
## **REPORT OF THE TRUSTEES AND**
**FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2022**
## **FOR**
## **THE BURY SPEAKEASY CLUB**
P B Syddall & Co Chartered Accountants Grafton House 81 Chorley Old Road Bolton Lancashire BL1 3AJ
**THE BURY SPEAKEASY CLUB**
## **CONTENTS OF THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2022**
|||**Page**||
|---|---|---|---|
|**Report of the Trustees**|1|to|3|
|**Independent Examiner's Report**||4||
|**Statement of Financial Activities**||5||
|**Balance Sheet**||6||
|**Notes to the Financial Statements**|7|to|11|
|**Detailed Statement of Financial Activities**|12|to|13|
**THE BURY SPEAKEASY CLUB**
## **REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 DECEMBER 2022**
The trustees present their report with the financial statements of the charity for the year ended 31 December 2022. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).
The Bury Speakeasy Club operates under the name "Speakeasy".
## **OBJECTIVES AND ACTIVITIES**
## **Objectives and aims**
Speakeasy's objectives tend to be similar year on year as our core business of supporting people with aphasia remains unchanged.
## **Activities**
We layer activities onto our basic services offering a wider range of member requested and member led activities to facilitate ongoing development of communication skills, confidence and community participation whilst improving quality of life with aphasia.
Annually we offer purposeful trips as appropriate, AGM, a Christmas lunch and our aphasia conference.
## **Achievements and performance 2022**
We stayed open for business and continued to grow the service in spite of the continued impact of Covid and reduced funding due to the tapering off of Covid grants and special funds.
All the funded projects were delivered successfully including an evaluation of Speakeasy services. This aspect of our work was funded by the National Lottery Award for All Fund and it enabled us to assess the impact of Speakeasy services and ensure that our services are tailored for meeting individual members' needs and preferences.
In 2022 we ensured full delivery of core services and support for all who requested it in spite of increasing demand and reduced capacity. We were supported in our increased delivery by our considerably improved IT systems which enabled us to divert staff time away from administration and into core work.
We continued to deliver and develop our online support including expert speech and language therapy led sessions on a variety of topics.
More of our pre-lockdown face to face activity resumed although with slightly less frequency for cricket club meetings.
We continued to support members to have involvement in a wide range of research and themed project work which included engagement with local public and patient consultation meetings across Greater Manchester.
Speakeasy remained at the forefront of national and international aphasia collaborations such as the Aphasia Alliance, Tavistock trust for Aphasia, Collaboration of Aphasia Triallists and retains strong links with stroke, disability and voluntary sector organisations.
We liaised with utility and care organisations and established an agreement to deliver training for staff in improving their communication skills.
Our ongoing and regular involvement with local national and international researchers and with businesses to share/sell our expertise has continued in 2022.
In the final quarter of 2022 we applied for funding from National NHS projects to deliver a new service to support speech and language therapists, people with aphasia and carers with online, short term support. A remote speech and language therapist was engaged to deliver this work the delivery of which will start fully in 2023.
Trustees have had full involvement in managing Speakeasy business with continued support, advice, monitoring of standards and strategic guidance.
Page 1
**THE BURY SPEAKEASY CLUB**
## **REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 DECEMBER 2022**
## **FINANCIAL REVIEW**
## **Reserves policy**
Our policy on cash reserves continues to be the maintenance of at least six months operating costs on deposit as a buffer in the event that our funding / income sources cease.
As at 31 December 2022 the unrestricted general fund stood at £73,338 which represents over 8 months operating costs.
The trustees have always recognised that the sources of income are ad-hoc or at best subject to a periodic review, and often subject to periodic qualification; all with the potential to cease with little-to-no prior notice, with subsequent impact to reserves.
These characteristics sit alongside an understanding on the part of the trustees that the members, staff and grant-makers require some continuity; the financial buffer is essential in allowing the trustees adequate time to formulate appropriate contingency plans, should they be required.
## **Funds in deficit**
The SQuIRe fund was awarded in the current year and some initial costs have been incurred. The funds for this grant were not received until 2023.
## **STRUCTURE, GOVERNANCE AND MANAGEMENT**
## **Governing document**
The charity is controlled by its governing document, a deed of trust and constitutes an unincorporated charity.
The governing document is the constitution adopted 23 January 1985 and amended 24 April 1989.
## **Recruitment and appointment of new trustees**
The method adopted for recruitment and appointment of new trustees are :
- Head-hunting for those with required skills
- Initial meeting
- Invitation to join Speakeasy
- CRB check
- Confirmation of appointment at trustee meeting
- Report and confirmation at AGM
- Induciton pack and responsibility / liability briefing
New trustees are appointed by the board after consideration of the charity's requirements.
## **Organisational structure**
Speakeasy has a board of trustees and a Chief Executive Officer, Gill Pearl, to whom all staff report.
All structural and financial decisions are made by majority vote by the trustees. Gill Pearl has authority for expenses up to £200.
## **Governance**
Trustee meetings are planned to take place throughout the year and senior leaders communicate very effectively on both formal matters and informally when guidance is required by officers or the Chief Executive Officer.
## **Risk management**
The trustees have a duty to identify and review the risks to which the charity is exposed and to ensure appropriate controls are in place to provide reasonable assurance against fraud and error.
We regularly review all risks and take appropriate actions where required.
## **REFERENCE AND ADMINISTRATIVE DETAILS**
## **Registered Charity number**
516092
Page 2
**THE BURY SPEAKEASY CLUB**
## **REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 DECEMBER 2022**
## **Principal address**
11 Princes Court Silver Street Ramsbottom Bury Lancashire BL0 9BJ
## **Trustees**
J Holland D Morton Chair of Trustees J Lowe Ms A Hibbert Mrs J Hancock P Prince Ms E Duncan Ms J Wright K Winch Ms J Lloyd V Wright H Holland
## **Independent Examiner**
A J Syddall M.A., A.C.A.. P B Syddall & Co Chartered Accountants Grafton House 81 Chorley Old Road Bolton Lancashire BL1 3AJ
Approved by order of the board of trustees on 11 September 2023 and signed on its behalf by:
D Morton - Trustee
Page 3
## **INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF THE BURY SPEAKEASY CLUB**
## **Independent examiner's report to the trustees of The Bury Speakeasy Club**
I report to the charity trustees on my examination of the accounts of The Bury Speakeasy Club (the Trust) for the year ended 31 December 2022.
## **Responsibilities and basis of report**
As the charity trustees of the Trust you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the Act').
I report in respect of my examination of the Trust's accounts carried out under Section 145 of the Act and in carrying out my examination I have followed all applicable Directions given by the Charity Commission under Section 145(5)(b) of the Act.
## **Independent examiner's statement**
I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:
1. accounting records were not kept in respect of the Trust as required by Section 130 of the Act; or
2. the accounts do not accord with those records; or
3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination.
I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.
A J Syddall M.A., A.C.A..
P B Syddall & Co Chartered Accountants Grafton House 81 Chorley Old Road Bolton Lancashire BL1 3AJ
12 September 2023
Page 4
## **THE BURY SPEAKEASY CLUB**
## **STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31 DECEMBER 2022**
|Unrestricted
fund
Notes
£
**INCOME AND ENDOWMENTS FROM**
Donations subscriptions and grants
2
**33,029**
Other trading activities
3
**5,687**
Investment income
4
**112**
**Total**
**38,828**
**EXPENDITURE ON**
**Charitable activities**
5
Charitable activities
**58,168**
Support costs
**3,373**
Finance costs
**190**
**Total**
**61,731**
Net gains/(losses) on investments
**(3,715)**
**NET INCOME/(EXPENDITURE)**
**(26,618)**
**Transfers between funds**
12
**3,737**
**Net movement in funds**
**(22,881)**
**RECONCILIATION OF FUNDS**
Total funds brought forward
**96,239**
**TOTAL FUNDS CARRIED FORWARD**
**73,358**|Restricted
funds
£
**51,660**
**4,000**
**-**
**55,660**
**39,157**
**-**
**-**
**39,157**
**-**
**16,503**
**(3,737)**
**12,766**
**869**
**13,635**|**2022**
**Total**
**funds**
**£**
**84,689**
**9,687**
**112**
**94,488**
**97,325**
**3,373**
**190**
**100,888**
**(3,715)**
**(10,115)**
**-**
**(10,115)**
**97,108**
**86,993**|2021
Total
funds
£
86,003
19,440
-
105,443
122,108
4,207
-
126,315
3,178
(17,694)
-
(17,694)
114,802
97,108|
|---|---|---|---|
The notes form part of these financial statements
Page 5
## **THE BURY SPEAKEASY CLUB**
## **BALANCE SHEET 31 DECEMBER 2022**
|Unrestricted
fund
Notes
£
**FIXED ASSETS**
Tangible assets
8
**1,897**
Investments
9
**27,297**
**29,194**
**CURRENT ASSETS**
Debtors: amounts falling due within one year
10
**1,210**
Cash at bank and in hand
**44,453**
**45,663**
**CREDITORS**
Amounts falling due within one year
11
**(1,500)**
**NET CURRENT ASSETS**
**44,163**
**TOTAL ASSETS LESS CURRENT**
**LIABILITIES**
**73,357**
**NET ASSETS**
**73,357**
**FUNDS**
12
Unrestricted funds
Restricted funds
**TOTAL FUNDS**|Restricted
funds
£
**-**
**-**
**-**
**-**
**13,636**
**13,636**
**-**
**13,636**
**13,636**
**13,636**|**2022**
**Total**
**funds**
**£**
**1,897**
**27,297**
**29,194**
**1,210**
**58,089**
**59,299**
**(1,500)**
**57,799**
**86,993**
**86,993**
**73,357**
**13,636**
**86,993**|2021
Total
funds
£
2,529
31,011|
|---|---|---|---|
||||33,540
-
63,568|
||||63,568
-|
||||63,568|
||||97,108|
||||97,108|
||||96,239
869|
||||97,108|
The financial statements were approved by the Board of Trustees and authorised for issue on 11 September 2023 and were signed on its behalf by:
D Morton - Trustee
The notes form part of these financial statements
Page 6
**THE BURY SPEAKEASY CLUB**
## **NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2022**
## **1. ACCOUNTING POLICIES**
## **BASIS OF PREPARING THE FINANCIAL STATEMENTS**
The financial statements of the charity, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Charities Act 2011. The financial statements have been prepared under the historical cost convention, with the exception of investments which are included at market value, as modified by the revaluation of certain assets.
## **INCOME**
All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.
## **EXPENDITURE**
Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.
## **TANGIBLE FIXED ASSETS**
Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.
Computer equipment - 25% on reducing balance
## **TAXATION**
The charity is exempt from tax on its charitable activities.
## **FUND ACCOUNTING**
Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.
Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.
## **2. DONATIONS SUBSCRIPTIONS AND GRANTS**
|Donations
Grants
Subscriptions
Grants received, included in the above, are as follows:
Other grants|**2022**
**£**
**8,191**
**68,460**
**8,038**
**84,689**
**2022**
**£**
**68,460**|2021
£
26,382
56,238
3,383|
|---|---|---|
|||86,003|
|||2021
£
56,238|
continued...
Page 7
**THE BURY SPEAKEASY CLUB**
## **NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2022**
## **3. OTHER TRADING ACTIVITIES**
|Fundraising events
Training and expertise
Stephanie's fund
Other income
**INVESTMENT INCOME**
Deposit account interest
**CHARITABLE ACTIVITIES COSTS**
Charitable activities
Support costs
Finance costs|Direct
Costs
£
**97,325**
**-**
**-**
**97,325**||**2022**
**£**
**3,287**
**6,260**
**-**
**140**
**9,687**
**2022**
**£**
**112**
Support
costs
£
**-**
**3,373**
**190**
**3,563**||2021
£
5,752
5,843
7,845
-|
|---|---|---|---|---|---|
||||||19,440|
||||||2021
£
-
Totals
£
**97,325**
**3,373**
**190**|
|||||**100,888**||
## **4. INVESTMENT INCOME**
## **5. CHARITABLE ACTIVITIES COSTS**
## **6. TRUSTEES' REMUNERATION AND BENEFITS**
There were no trustees' remuneration or other benefits for the year ended 31 December 2022 nor for the year ended 31 December 2021.
## **TRUSTEES' EXPENSES**
There were no trustees' expenses paid for the year ended 31 December 2022 nor for the year ended 31 December 2021.
## **7. STAFF COSTS**
The average monthly number of employees during the year was as follows:
|Chief Executive
Finance and administration
Speech and language therapist
Fixed term contracts - project-delivery|**2022**
**1**
**2**
**1**
**4**
**8**|2021
1
2
1
4|
|---|---|---|
|||8|
No employees received emoluments in excess of £60,000.
continued...
Page 8
**THE BURY SPEAKEASY CLUB**
## **NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2022**
## **8. TANGIBLE FIXED ASSETS**
|**8.**|**TANGIBLE FIXED ASSETS**||
|---|---|---|
|||Computer|
|||equipment|
|||£|
||**COST**||
||At 1 January 2022 and 31 December 2022|**17,355**|
||**DEPRECIATION**||
||At 1 January 2022|**14,826**|
||Charge for year|**632**|
||At 31 December 2022|**15,458**|
||**NET BOOK VALUE**||
||At 31 December 2022|**1,897**|
||At 31 December 2021|2,529|
|**9.**|**FIXED ASSET INVESTMENTS**||
|||Listed|
|||investments|
|||£|
||**MARKET VALUE**||
||At 1 January 2022|**31,011**|
||Revaluations|**(3,714)**|
||At 31 December 2022|**27,297**|
||**NET BOOK VALUE**||
||At 31 December 2022|**27,297**|
||At 31 December 2021|31,011|
||There were no investment assets outside the UK.||
||Cost or valuation at 31 December 2022 is represented by:||
|||**Listed**|
|---|---|---|
|||**investments**|
|||**£**|
|Valuation in|2022|**(3,714)**|
|Cost||**31,011**|
|||**27,297**|
continued...
Page 9
**THE BURY SPEAKEASY CLUB**
## **NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2022**
## **10. DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR**
|Trade debtors
**11.**
**CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR**
Trade creditors
**12.**
**MOVEMENT IN FUNDS**
Net
movement
At 1.1.22
in funds
£
£
**Unrestricted funds**
General fund
**96,239**
**(26,619)**
**Restricted funds**
Awards for All
**-**
**(2,892)**
European Social Fund
**-**
**11,686**
National Lottery Speak Up
**-**
**6,692**
National Lottery Speakeasy at home
**-**
**(63)**
Operational Delivery Network(Stroke
Greater Manchester)
**869**
**2,445**
SQuIRe (Stroke quality improvement for
rehabilitation)
**-**
**(1,364)**
**869**
**16,504**
**TOTAL FUNDS**
**97,108**
**(10,115)**
Net movement in funds, included in the above are as follows:
Incoming
Resources
resources
expended
£
£
**Unrestricted funds**
General fund
**38,828**
**(61,732)**
**Restricted funds**
Awards for All
**-**
**(2,892)**
European Social Fund
**15,000**
**(3,314)**
National Lottery Speak Up
**36,660**
**(29,968)**
National Lottery Speakeasy at home
**-**
**(63)**
Operational Delivery Network(Stroke
Greater Manchester)
**4,000**
**(1,555)**
SQuIRe (Stroke quality improvement for
rehabilitation)
**-**
**(1,364)**
**55,660**
**(39,156)**
**TOTAL FUNDS**
**94,488**
**(100,888)**|**2022**
2021
**£**
£
**1,210**
-
**2022**
2021
**£**
£
**1,500**
-
Transfers
between
At
funds
31.12.22
£
£
**3,737**
**73,357**
**2,892**
**-**
**-**
**11,686**
**(6,692)**
**-**
**63**
**-**
**-**
**3,314**
**-**
**(1,364)**
**(3,737)**
**13,636**
**-**
**86,993**
Gains and
Movement
losses
in funds
£
£
**(3,715)**
**(26,619)**
**-**
**(2,892)**
**-**
**11,686**
**-**
**6,692**
**-**
**(63)**
**-**
**2,445**
**-**
**(1,364)**
**-**
**16,504**
**(3,715)**
**(10,115)**|
|---|---|
continued...
Page 10
**THE BURY SPEAKEASY CLUB**
## **NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2022**
## **12. MOVEMENT IN FUNDS - continued**
## **Comparatives for movement in funds**
|At 1.1.21
£
**Unrestricted funds**
General fund
82,334
**Restricted funds**
Restricted funds
31,599
Operational Delivery Network(Stroke
Greater Manchester)
869
32,468
**TOTAL FUNDS**
114,802
Comparative net movement in funds, included in the above are as follows:
Incoming
Resources
resources
expended
£
£
**Unrestricted funds**
General fund
65,576
(54,849)
**Restricted funds**
Restricted funds
39,867
(71,466)
**TOTAL FUNDS**
105,443
(126,315)|Net
movement
At
in funds
31.12.21
£
£
13,905
96,239
(31,599)
-
-
869
(31,599)
869
(17,694)
97,108
Gains and
Movement
losses
in funds
£
£
3,178
13,905
-
(31,599)
3,178
(17,694)|
|---|---|
## **RESTRICTED FUNDS**
The SQuIRe fund was awarded in the current year and some initial costs have been incurred. The funds for this grant were not received until 2023.
## **13. RELATED PARTY DISCLOSURES**
There were no related party transactions for the year ended 31 December 2022.
Page 11
**THE BURY SPEAKEASY CLUB**
## **DETAILED STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31 DECEMBER 2022**
|**INCOME AND ENDOWMENTS**
**Donations subscriptions and grants**
Donations
Grants
Subscriptions
**Other trading activities**
Fundraising events
Training and expertise
Stephanie's fund
Other income
**Investment income**
Deposit account interest
**Total incoming resources**
**EXPENDITURE**
**Charitable activities**
Wages
Volunteer expenses
Rent rates and room hire
Utilities
Postage printing stationery and advertising
Advertising and marketing
Sundries
Members outings and events
Staff travel
Office software equipment and support fees
Computer equipment depreciation
Office repairs and maintenance
**Support costs**
**Management**
Insurance
Bookkeeping
Accountancy
Independent examination fees|2022
£
**8,191**
**68,460**
**8,038**
**84,689**
**3,287**
**6,260**
**-**
**140**
**9,687**
**112**
**94,488**
**72,905**
**-**
**12,955**
**699**
**273**
**595**
**1,768**
**-**
**150**
**7,202**
**632**
**146**
**97,325**
**1,458**
**128**
**1,247**
**540**
**3,373**|2021
£
26,382
56,238
3,383|
|---|---|---|
|||86,003
5,752
5,843
7,845
-|
|||19,440
-|
|||105,443
98,361
47
12,720
364
619
-
1,339
3,071
304
3,917
843
523|
|||122,108
1,837
450
1,380
540|
|||4,207|
This page does not form part of the statutory financial statements
Page 12
**THE BURY SPEAKEASY CLUB**
## **DETAILED STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31 DECEMBER 2022**
|**Management**
**Finance**
Bank charges
Total resources expended
**Net expenditure before gains and losses**
**Realised recognised gains and losses**
Unrealised gains/losses on fixed asset
investments
**Net expenditure**|2022
£
**190**
**100,888**
**(6,400)**
**(3,715)**
**(10,115)**|2021
£
-
126,315
(20,872)
3,178
(17,694)|
|---|---|---|
This page does not form part of the statutory financial statements
Page 13
## **The Bury Speakeasy Club 11 Princes Court Silver Street Ramsbottom Bury BL0 9BJ**
P B Syddall & Co Chartered Accountants Grafton House 81 Chorley Old Road Bolton BL1 3AJ
Dear Sirs,
## **THE BURY SPEAKEASY CLUB**
We confirm to the best of our knowledge and belief, and having made appropriate enquiries of other trustees and staff of the charity, the following representations given to you in connection with your review of the charity’s accounts for the year ended 31 December 2022
- We acknowledge as trustees our responsibility for the accounts, which you have prepared for the charity. All the accounting records have been made available to you for the purpose of your review and all the transactions undertaken by the charity have been properly reflected and recorded in the accounting records.
- We confirm that there have been no changes in the accounting policies.
In our opinion, the accounting policies are appropriate to the charity and conform with generally accepted accounting principles. We confirm that all transactions and balances have been accounted for in accordance with these accounting policies.
- We confirm that all assets have been included in the balance sheet.
- We confirm that all assets included in the balance sheet exist.
- We confirm that the charity owns all the assets included in the balance sheet, unless otherwise stated in the accounts.
- We confirm that the cost (or value) of all the assets in the balance sheet are fairly stated.
- We confirm that depreciation has been provided on all fixed assets with a limited economic life in accordance with the stated accounting policy. In our opinion, the rates of depreciation are reasonable.
- We confirm that all liabilities have been fully recorded in the balance sheet.
- We confirm that all liabilities recorded in the balance sheet are properly those of the charity.
- We confirm that all liabilities have been recorded at a fair value.
- We confirm that there has been no netting off of assets and liabilities.
- We confirm that all income has been fully recorded and correctly classified.
- The charity has not at any time during the year had any transactions with trustees and connected parties.
- The charity has no contingent liabilities.
- There has been no event since the balance sheet date which requires disclosing or which would materially affect the amounts in the accounts.
- The charity has not entered into any charitable commitments.
- The charity has received grants during the year that are restricted funds. At the balance sheet date the following funds were still available to be utilised next year :
European Social Fund £11,686 Operational Delivery Network £ 3,314
The SQuIRe fund was awarded during 2022 and expenditure was incurred however, the grant was not received until during 2023 and as such at the balance sheet date the fund is in deficit by £1,364.
Yours sincerely
Signed on behalf of the board
_________________________
D Morton – Trustee
Date : 11 September 2023