JARATI ARYA ASSOCIATION - LEICESTER REGISTERED CHARITY NO. 515332 ACCOUNTS FOR THE R ENDED 31ST DECEMBE 20
Pago 1 GUJAPATI ARYA ASSOCIAMO ACCOUNTS FOR THE NDED 31ST DEC - LEICESTER CONTENT Pa Charlty Informab'on Trustees Report Independent Exarnlner8 Report Staternont of Financ4al Balance Sheet NoteB to the accounts 7-10
Page 2 GUJ A ASSOCIATION - ICESTE CHARrrY I ATION Truste Blpin Chauhan Khorbha1 G Sdan Pravinbhai B Pormar Pravinbhai M Pamiar vayJ Rathod Man m•nt Commlttee Presidont Vlc• President Sretary AsslsL Secretary Trtasur•r AsslsL Tr•asutor Cultural Secretary Asst Cultutral Secrotary stor•ke•peY Dhirajlal Chauhan Koknla Parmar Ire8ionedl Amratbh&i J Chauhan Tanuja Chauhan Babubhai N Rathod Navin C P8rmar Her8hey Champoneii ANnd J Chauhan Jagdi8h Gopal Charlty Numb•i 515332 Chailty Communlty Cèntm 49 Hildyèrd Road LCester LE4 5GG Charlty Offk 49 Hlldyard Road L¢i¢e8ter LE4 SGG Indpend•nt Examlner Par•Ah J Pamar Bank•r• Nth88t Bgnk
Page 3 GUJARATI ARYA ASSOCIATION LEICESTER E TRUSTEES FOR THE YEAR ENDED 31ST DECEMBER 2024 REPORT OF The Trustsos bdbmit their annual r8POrt and th8 finanual stslements for year en¢Jed 31st December 2024 The members have adoplod the piovNons of Statern$nt of Rgcommended Practice ISORPI" Accounting and Reports"no by Charitses" Issued in March 2005. Referen d Administrative Charity Name Chartty Nurnber Charty Addre89 Indpendenl Exhminer Bankers rRUSTeES The Trustee8 durfng thg yèar under rwlow were.. KiBhorbhaS G Solan Pravlnbhai B Pam)ar elpin Chauhan GUJARATI ARYAASSOCIATION- LEICESTER 515332 49 HHdyard Road. Lcester. LE4 SGG Pare8h J Parmar N8bMt Bank plc Vijay J Ralhod Pravin M Parmar an entc Pre8ident Vice Pwdent Secrelary A8slst S9ry Tr¥A8urèr Assist. Tre88ure4 Cuttural Secretsry A8Bt. Cuttutral Sfvjcretsry storekeeper Co Sharrnlla Chawda Muk•sh Chohan ucture and Go Gov rnln ume The Ch81ty is governed by its Constitution dated 18th Octob8r 1980 and duly amended Bubsequantty. The legal ownership ol the Charty's moveable and Immoveable property ve81B wth the TIu8tges and the Managing Cornmrttee B respon8ibLg for the managernent of day-to48y rnattèrn. Recrurnan1 and Appthntmant of Management Board The Tru8tee8 and the managing committee are el&ct8d ev8ry yeaTts at rts annu81 genefa meeb'ng r48w Trustees end managing commrttee are dècted from the memberthip oflhe ehaity wth du• considerth.on tsken by member3 lo thdr 8Urt•bilty before being dected In a¢¢0rd8n¢è1th con8biubon. Trus¢ee Inductirjn and Tr A6 all truBtees 171U8t ba members of the Charity, they 8re all familiar with the piacb'¢ol work olthè eharty end of its objaLlfv8s. Appropriate Iresnino ts providad as requirod for thwr roles as Trustèè& and Monagng commrtiee member8. Dhlro11o1 Ch8uhan K0.18 Parmar Iresignedl Arnrotbhai J Chauhan Tanuja Chauhan Babubhai N Rathod Navin C Parmar H$r8hèy Champeneri Aryind J Chauhan JagdLqh GgpJI Commlttee Memb¢r• Ktshor M Chauh8n Provln R Parmar Hèma P&rmar vtnodbhal K Ghadlall Mrs Induben B Ratho Mr8 Ushaben S Chohan Champakl4 M Pgrmgr Pr*'bh8 Parmar Hitosh Chgvda Prabha Gopal Bindu Chauhe Mukesh Bulsara ( r•signedi Dipak Ouecttande Parmir I resigned) H8I8h Cheuhan Solankl Rashrnik# Jethwg Mlna Chohan Monica Chauhan rnance
Pfjae3A GUJARAM ARYA ASSOCIATION LEICESTER F THETRUSTEES FOR THE YEAR ENDED 31ST DECEMBER 2024 Risk Mana ement The Trustees and rnanaging cornmrttee are aware of the rtsks to funding and rev the $iation at every Trustees/Committè8 meÈb"ng. Appropriate plans to deal thk% ar8 in Pl and are continually monrtored. Proeadurès are aso in place lo monitor tho Hèalth ond Saftrty ol all of the ChariW$ members and all the users of tho C8ntl8. Th8 chaiity is op9n to the usual )Inanciai risk8 of any organls"on and the chanty hag Introduced ¢ontrol8 to minim th989 risks such as two gnatureS to'ng required for payment from the bank accounts. The trea8urer prOdeS Month finandal 8talements vthi¢h 8r6 explained to th6 rn8nagemènl ¢ommlttee 1nd 8re open for memberfs in8pectk)n at any bme. jr anlsatbnal Structuro (iajdiat. Arya AssoCia"0n Leicester has a ru8t board ¢omprlsing of elected 5 rnemberl. and management c ommlttee 0123 818Ctod mernbern who rneet regthty and ar& reBponsi9 forlhe the strat8gi¢ dire¢tion ond ' i)oliLy ol the Society. The Manag6m•nt CommlttÉè work a6 8 tearn wth a 8ch8mè of do148lfon In place tr¥ tn¥uro ¢hartty ddNi&rg end maintain8 the 8enric•¥ Bpedfied. 014ectlv•i and Actlvltl•* The charity8 object and its prin¢ip81 that of 8eNng m8inty but not 8xdu8ivety the social , cuttural and religiou8 needs of Gujoraty. Mo¢hi cornrnunlty orkJlnalng trom 8outh w88t&rn Gularat and now lfving In Leice8ler8hire and surrounding are88. Achlevements and P¢rforman¢• The Trii8t•88 conwdar that the performance of the charity this yr h88 b¢•n salsfectory. Thé Charty Ya grateful for the efforts of rt8 management ¢ommitte¢, co opted members and other volunts•r8 who are involved In prOdIng thdr sethce to prornole charlV8 objeth68. 11 hae not been p0sble to quanbfy troluntaer hour8 prowded In the year. Flnanclal Rwl The Statement of Finoncml ActivrfJ'88 8how8 net 8urrAuB forthe year of DalL8 of rnovernents in Flxed A888ts are sot out in not• 8 to tho A¢counts. I he Freehold land and bulldin havo not beon valuèd bul (( maintained in good ropair and worth 8ubstsnb81ty more than it8 Cost valué. Prlnclple Fundlng Soufc l und6 are collected through hlnno olth8 eommunty ¢?ntr•, organiwng feligiou? and ¢urtural fe¥tivab 8n¢J '. L¥1untsry donations to fin8nc• chgrW8 acu109• Ifj oo%tmont Poll¢y hè trustèe• havè Inve&t•d monie& in intereBI bearing depowt eccounts, whh thoy intend to continue in the f?re98bIe futur6, Reserves Pollcy 1118 the policy of the chaiity to maIntn unrestyctsd fund8, vthich ale the free reserves of the charty at alov which B required lo meet rts objectives ol approxlmately Six months unrestricted expenditure. This provides $ufficigntfvnd8 to cover managernent and admini8trativa costs forthe charty. The Board e8 th pérKidl¢aty. £50,144 { 2023 £54,803)
Page3B GUJAK4TI ARYA AS ATION LEICESTER REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31ST R 2024 Plans for fubjre periods The charity plans conty"nuing th8 actIveS outlned at>JVo in tha ensuing years subj to obtaining satsfa¢tory funding arrangements. The Charty h&ino purchased adjolning freehold bull¢Jing$ is in th8 process of obtdning has bank borrovi,ngs. Responslbllities of Management Board STATEME USTEES. RESPONSIBILITI Tho trustees tire required undar the Char.@S Act 201110 preparè financial statements for each financial yeaTwhi¢h give a true and fair view of the financial actiwtie8 of the charty and of its financial posits'on at the end of that year. In préparing those financial ststemonts, the trustee8 are required to - $dect accounting policie¥ and than appky them con8151enty', - mak6 judgements and tirnate$ that ar• reasonat4e and prudent., - state wh8ih8r applicable a¢counllnu 8tandards and 8tat8rnents of rgC9rnm•nded Pract havo b8en follov.'ed, 8ubjecl to any dgPOrtur¢8 dmelosed and exp181nod In the fin8nc181 stst8rnents". - prapare +11 J financlal stat8ments on tha going concem ba$ unlw it 18 Inapproprie to pr88ume that the charity wll contlnue In opetab'on. The trustees ar8 respon for rnalntainSng proper attounting rOrd6 whieh dlsdose wth reasona19 g¢¢urocy al any the financial p08thon olthe chanty ond which are 8ufflcienl to 8how and explain the char8 tran8a¢tion8 and to •nae them lo en8ur8 th81 the financlal 8tatement8 cornpty th applicable law and regulations undar tho Chants'es Act. They are 80 reBpUnB4 for 8af•guarding the aB89ts ofth ch81ty and hence lor taknng reasonate ste ft*r th• prevenb'on and datéclon of fraud and other Irregularfl¢g. The trustees 8re also responwble lor the contents ol th¢ Iru8tee8 report and the reepon$Sbllty of th8 accountsnts Sn r81ation to the trust, roport18 limf(ed to examining the report and 8n8uring that, on the face of the r&porL there are no In¢on$i¥l8ncleg With tho figureB di8clo8ed in thè financid 6t8ternent8. Approval Thls repDrtwa& approved by th• Tru8t board on and 81gned on itB bghaw. Pravinbh81 B Parm•r Trust•e
Page 4 INDEPENDENT EX MINER'S REPORT TO THE TRUSTEES O GUJARATI ARYA ASSOCIATION LEICESTER ACCOUNTS FOR THE YEAR OED 31ST DECEMBER 2024 I raport on the aBox)unts of Gularal Arya A88ociation IL•i¢esterl for the year èndèd 31st Decerntrr 2024 which arè sèt out on page8 5 to 10 Respectlve respon$lbllltles of Trustees, Management Commttt•• and •x4mln•r As the charity's tru8tee8 and Manog8m8nt Ctsmmitt8e you are respon81e for the preparth'on of the accounts., Th8 ¢hariV8 trustees con&d•r that an au(#l ig nol required for thlB y88r lunder Seclon 144121 of the ChantSe8 Act 2011 (the 2011 Act) and that an independent examlnatron is need. The Charitys gross income th not 8XC88d £500,000 and l am qualffi8d to und8rtak8 tho examinabon by being a quatffi8d rn8mbor ofA88oci8tion of Chartered Certified Accountants. Having been 8atisfied that the charity 18 not Bublect to audr( and diglble for independent exarnlnation tt rny responsib'lity to.. 10 8xamlne the accounts under sactton 145 ofthe 2011 Act.. io fdtow the pro¢¢dur88 ¢aSd down In the General Th'ractions llrt by th¢ Chaty Commlsslon undor eectton 1495Kbl oltho 2011 Act., and lo ststa wh•th•r p•rti¢ular rnattor8 havè com• to my attgnfjon. 5Jatslts of Indep•ndentexamlnes report My examlnation w88 ¢arriod out In accordance th tha Gèn•r•l Dlr•¢tion gNen by the Charity Commi98ion. An exarninalion Includ88 a r8vi8w oftho accounfjng records kept by the ¢h•rty antj a ¢¢mpari60n olthe accounts pr89ontsd Ih08e r8cord8. tt 8190 In¢lude& cOnderatiOn of any unu8ua tt8m8 or dlsc108V In the accounts , an¢t 8eeking explanalon8 from you 88 tru8lee8 ¢oncernSng any 8uch matter8. Th• wocedure8 undertak•n do not provide 811 the ed•ne* that would be required in an audit, and ¢on8equenfjy, no 0"nIOn18 gwèn 00 to whether the accounts pr•8ont a'lrue and fair wiow, and the r•port Is lirnrted lo th08e matter8 881 out In th• statement bdow. Ind•p•ndént examlnerfs statem•nt In the connection wrth rny 0xaminaon. no rnatter h8S Cornè to my attention.. 111 whh giveB ma reasonablè eause lo believe Ihal, in any matsrtal r85PgCt, the requirements.. 1¢ keep accounting re¢ord6 In accordance wth section 130 of the 2011 A¢t', and lo prepare accounts which aCld th the )Unting rOrdS and lo wmptyvlth the aceounth.nq requirements of th• 2011 Act have not been met,. or 121 to whlch , in my opinion . 8ttenlion Bhould bè drawn In order to enable a woper und•r8tsnding of the accounts bo reached. Pfiresh J Parmar lodepe dent Ex•mln•r
Page 5 GUJARATI ARYA ASSOCIATION LEICESTER STATEMENT OF FINANCIAL ACTIWTIES FOR THE YEAR ENOED 31ST DECEMBER 2024 Designat¢d Unrestricted Unr89triet•d Notes Total, 2023 INCOME ANtJ I:NDOWMENTS FROM 2024 Other In¢omlng Resourcos Donations and grfts Charltable Actlvltles Fund raising Ventures Grant received Inve51rn8nl incom• 4,086 4,088 105,648 105,648 98.646 484 Total Incom• 110,218 110,218 101,235 EXPENDITURE ON Char61ablo actlvltl•s Cantr¥ runnlng ¢08ts 39.866 39.868 29,847 Othor ¢xwnNltur• Fund-rlng ¢OBis 10,740 10.740 7,243 Mana99rngnt and adminration 9,383 9,383 9,287 Govgrnence cogt8 28S 285 275 Total RECONCILIAThO4 OF FUND8 80,074 60,074 NET INCOME IEAPENDMJRE Balance from prevlous year 50,144 778,499 50,144 896,081 54,80-., 841,27O- 119,582 Funds carrl•d lorward 119,582 828.643 946,225 896,081 The note8 on pag88 7 to 10 forffl part ol the88 accounts
Page 6 GUJARATr ARYA ASSOCIATION LEICESTER ALANCE SHEET AT 31ST DECEMBER2024 2024 2023 XED ASSETS Tapgible Assets Inv.#trn¥nt NOTES 1.100.755 12.000 1,104,351 12,01)0 1,112,7K5 1 118351 CURRENT ASSETS Dsbtors Cash at bank and Sn hand 10 109,289 75,861 109289 Credltors: amounts T4lllnq due wlthln on• year 18,713 4,158 Not Current a8set81(Ilabllltl••l 90,578 71,704 TOTAL ASSETS Léss: Loan TOTAL ASSETS LESS UA81LmES 1,203.331 1257.1061 948,225 1,188,055 1291.9731 896,082 12 Reprew*•d by.. ..iINDS ' hislgnat•d UnwtrICt funds 13 119,582 119,582 '. Inrtsstrl¢t•d fund 826,643, 778,499 896 081 ACCOUNTS APPROVED ON 9th June 2024 ANO SIGNED ON BEHALF OF THE ASSOCIATION BY: Vlnodbhal Ghadball Presldent Babubhai N Rathod TREASURER Amratbhai J Ch8uh811 HONORARY SECRETARY Thè note8 on pag88 7 tts 10 form part ofthè5e accounts
PÈg8 7 GWARATI ARYA ASSOCIATION - LEICESTER NOTES TOACCOUNTS F AR ENDED BER 2024 1. ACCOUNTING POLICIES The principal aeeounting policies are summarised below. The 8c¢ounling polld¢s h8ve b¢¢n #p1£ consistanly throughout the year and in the preceding yaar. lal Basls ol accountinq 80s18 ol preparlng the flnancial staternents The finandal 8tst8Thnt8 ofthe clT4rrty, 16 a b•n•nt eTrtty under FRS 102, bn wepared In accordar wh thB Charbues SORP IFRS 102)'A¢¢ounYryJ and Rewrtlng by Charl5.. Sta18m9nt of Rowmm9ThJ•d Pr4cii¢¥ applthble to charth"e8 rxeFfjri th?1r fhon¢k41 olements In accordancewY¢h the Flnan¢lal RekX)rtln9 Stan¢ard 8prAlcablè In IhE UK RepuNic of Ireland IFRS 1021 (effects 1 Jonuory 20161,. FIMnBhl ReporTra Standard 102 Tr¢ Fin8nclal Ryrtliig 81andard appk•lAe In the VK and Reput4 of Ir•knd EFA, the and charl AGt 2011. The flnakl stemth havo bèen prj uNJ•r th• h16torfcal cost convgnticfi. Ibl Fund accuuntlng Unrestricted funds aro avallable foi u9e 81 I88tn ofthe Man8gem•nt Commltt•• In lthrance of the g8neral obJ'eGtive8 of tha chadty Dttlgnaled In48 are unre6lrl¢t8(I luTrJ8 earm8rkqd bythe manag8ml Commltte? fw partlcular pWpts. theyear8nded 3181 Deeèmbèr 2016 re81rtel lunds wero realed a$ dgBbJnatsd unmtrlBt•d lundts. ReBlricted fund5 are 5ubie¢ld to rertctrw8on Ir exWdUrQ Imp058d bythe donor orthrLyJgh the term8ofii aPFed. Icl Incomi Al In¢thTh8 s r8cognl•od In tho Stot•m•nl ol Flmnclol ActMtleB onc•th• chtY hm •ntl(l•m•nl to th• fund8, ft16 probable that lrtome VAII be reco9d an# Ihg •Trount C b• m•aSurj rdknbty. TM fr41[vI •Ptdk In pordvJKgr ¥•applL•d to Cth911 ol Inc¢¥n•". 111 Whère income18 Tec•¥ed by way of ¢mnt8, donotlon$ ond girt8 a1& InclLled In full In the Statemt of Flnanck41 AcUvKlesvthen rfjceivable. Gr?nl¥, where entmint Is nc condilbrol cn delN8ryofa 8pocIfic F•tsm¢1 * the charty, are recognhgd thè ¢harty técom88 urKondttbnally on1ttd lothegrant. 12) The value of •eThlce8 provided byvolunt88r8 haB not b••n IncIle In th fln¢I •tat•mento 131 Iorne from grgn15, vthvre roluted to perftsrmDnc• and •p¢¢ifi¢ blas, are accounted for 5 th• ehlty •&m8 th• rfghl to cthMk1¢ratk)n ty Il• Fértorm•nce. 1¢) Exp•ndltUVO Lk9bllftl&s arg r8cognY68d 88 expendtture 88 gCvJn # Iherè * 8 Itgal c¢ eortruetlvo oblwlknn ¢ommlttlNJ thè chaittyto that eypBndttur•,11 Is prob4blè that a tranBler of ecrfflrMn b16 18qulrd In ÈttilÈnth and amount olth• cl)K9atbn can be measured rellabty. Expendllure xcounted for cn an accruals baBiS and ha8 been cla55ifi8d under headingsthal aggregate all cost related to Ihe category.Wher8 C¥JSt8 canrnt dIrlY attributedto wucur heAdlngo they bqen al¢d to on a eonstentwth the uae of re&DUr. Idl Fund accountlng Unreslrfcled lund5 are awJlfr f¢r u•oat dlu¢reUcn olthe Management C(4nmlltee In futlhernnce of the gener21 4?blectlve8 orthe daywe cerrtre lkngnated fdnd3 unre8MctJ funda earmathed bythe Monapnmnt Commlttee fcf FQrtknJLqr puryjsfjs. R¢std¢t¢¢. lJnds are 8ubJed*J to restrfctknr on thelr exp8ndlluF8 inP05•J by IhB dDlloT or IhThoh the lem of¥n app.
Pag6 8 GUJARATI ARY ASSOCIATION- LEICESTER NOTES TO ACCOUNTS FOR THE YEAR ENDED 31ST DECEMBER 2024 IQ TANGIBLE FIXED ASSETS AND DEPRECIATION Depreoation on fix8d assèts have been provided on followng ba8 l) ord&rlo wrrte off the cost over thair astimated u8efvl IN88. Freehold land and building8 Prop8ty atterations Fixturés and equipment 20% Given th8 nature of freehold buildings and ts expected long8vity, the truste99 ¢on8tdw the dePrlatIOn bo not malorial in r68pect ol the year and in aggreaate. Ac¢ordingty no depredation h pn)vlded. (GI GOVERNANCE COSTS '.rhls IncludeB c08ts oftha prep8ration and examination L)f$lgtutOry 8¢¢0unts, tho eosts oftru8tstr m8abn98 and c08t of any legal to tru8tse8 on governance or con8b'tut'onal mattor8. Ihl STAFF COSTS No remuneration was pald to trustea. Volunteers wero p•d honorafium in th& amount of £7,19012023 £3,381> 3. Fund ralslng venturns 2024 2023 Income from h911 hrfr 9ro68 Rent r8c8ivat40 Income Irom reliL¥ous, 80eial & Cultural Incomè from Yoga da88e8 Other Incom8- Souvenir Advert6 45.880 37,985 17,318 37,375 43,784 16.931 556 105848 4. Invo$thient Inme 2024 2023 Bank Inler8st recelved 329 484 fj, Dlr•ct Charitsbl• exp•ndltur• ¢•ntm runnlng costs Volunteers honoranum Rale8 & water Ught and heat In8urance Cleaning and reftJ8e Builth'ng mwntenance and repairs DaplatIOn 7,190 11,938 4,399 4,167 3,381 6,834 11,3341 5.280 2,102 7,788 3596 29 647 3,987 3,598
Page 9 ARATI ARYA ASSOCIATION- LEICESTER NOTES TO ACCOUNTS FOR THE YEAR ENDEO 31S 6. FUndaL51rlg expendSture 2024 2023 Rellglous , cuttura1 & 80cial aCtw.es expendRure Donations made- Macmillan Appe and LOROS 6,534 4,206 5,242 2,001 7. Managemont and Admlnlstration Postaga. stats"on6ry and prindng . Souvenir prtnts'ng lephone . Affiliatn lees and rneth'ng èxwnsol Le9al fè89 Bank charg•s Bank loan Int¢re81 423 5,040 575 438 1,229 134 1.725 434 f3ov•rnan¢• cost TrusleeB Indemnty In8uranc6 285 275 8. FIXED AsseTS Fr¥ehold Propoty land & bkJg• AJt&ration8 Fixture8 & equipment Totsl Coit At 1$1 J8nu8ry 2024 1,094,097 135.733 101.312 1.331,142 At 31st D8c8mber 2024 1094 097 135733 101312 1331142 D¢prnelatlon Al 181 J8nts8ry 2024 Promdad In th8 year At 31st D•combor 2024 128,125 2,715 130 840 98,668 881 99 547 226,791 230 387 Nèt Ik valu• Al 3181 Dcemb•r 2024 1094 097 1 100755 At 1st J•nu&ry 2024 1 004 007 1 104250
q9•10 RATI ARYA ASSOCIATIO CESTER NOTES TO ACCOUNTS FOR TH FOR THE Y D 31ST DECEMBER 2024 Invesknent 2024 2023 1 Super A, Share in G A A (Lwceslerl Lbmited of£l,000 each 19 A, Shares In G AA l Lwcesterl Limited of £500 each 15'B' Shar85 in G AA l Leicestsrl Limited of £100 each 1,000 9,500 1,500 12 000 9.500 12023- 15 B'I 12000 The chafity holds Bhares In GAA IL8icesterl Limited , a company Ineorpofated in Engknd wh08e rnernber8hip restn.cted to the ChaS members onty. The companywa$ specnlcaltyfomèd to ra8e fund8 fromlts 8hare188uè and to a68ist Charty lo purcha8e N8 Freehtsld land and buldingg. 9. DEBTORS ANO PREPAYMENTS 2024 2023 Duèvilhin on8 yoar 10. CASH AT BANK AND IN HAND Cash at bank- current account Cash at b8nk. Savings account 83,245 46,044 109289 75,882 75 862 .'11 C'.REOITOR8: amounts falllng du• wllhln one y•4r Trad8 credftors Hall hire depo8rt8 Eye camp donation8 13,545 4,947 221 3,937 221 12 CREDITORS: amounts falllng du• aft•r ono y••r N8tW88t Bank loan Loan from G.A.A. l Ldc88tsr l Llm 34,867 257108 291 973 257 1fk8 257 108 13. FUNDS- DESIGNATED UNRESTRICTED FUND 8uildlng Fund Total B8lance at 1st January 2024 Bdanco at 31st December 2024 119,582 119,582 119.582 119582 13. FUNDS- UNRESTRICTED FUND Balance al 1st January 2024 Net surplu8 Balance at 318t Decembar 2024 776,499 50 144 826 643