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← Reddish Christian Fellowship

2025-04-05-accounts

REDDISH CHRISTIAN FELLOWSHIP

ACCOUNTS

YEAR ENDED 5th April 2025

Accounts Prepared by:-

David R S Welch FCA, DChA Chartered Accountant

3 Alvington Grove, Hazel Grove, Stockport, Cheshire SK7 5LS

REDDISH CHRISTIAN FELLOWSHIP CONTENTS & CHARITY INFORMATION YEAR ENDED 5th April 2025

PAGE CONTENTS

1. INDEPENDENT EXAMINER'S REPORT

4 RECONCILIATION OF SURPLUS OF RECEIPTS OVER PAYMENTS TO SURPLUS FOR YEAR ON BALANCE SHEET

CHARITY INFORMATION

5
TRUSTEES REPORT – 1 OF 3
6
TRUSTEES REPORT – 2 OF 3
7
TRUSTEES REPORT – 3 OF 3		 5
TRUSTEES REPORT – 1 OF 3
6
TRUSTEES REPORT – 2 OF 3
7
TRUSTEES REPORT – 3 OF 3		 5
TRUSTEES REPORT – 1 OF 3
6
TRUSTEES REPORT – 2 OF 3
7
TRUSTEES REPORT – 3 OF 3
CHARITY INFORMATION
1 Registered Number of Charity 514046
2 Trustees Serving in Year Roy Greenhalgh - Chairman,
Thomas Turner,
Roy Mycock
3 Independent Examiner David R S Welch F.C.A., DChA, Chartered Accountant,
3 Alvington Grove, Hazel Grove,
Stockport, Cheshire. SK7 5LS
4 Main Activities of Charity Proclamation of the Christian Faith for the Public Benefit of
Mankind Through Preaching, Serving & Counseling Others
5 Bankers Barclays plc
6 Address of Church Premises 74 Broadstone Road, & 2 & 4 Liverpool Road,
Reddish, Stockport, Cheshire. SK5 7AR
7 Administration Address of
Reddish Christian Fellowship		 129 Mile End Lane,
Stockport, Cheshire.

REDDISH CHRISTIAN FELLOWSHIP INDEPENDENT EXAMINER'S REPORT ON THE ACCOUNTS

Report to the Trustees of: REDDISH CHRISTIAN FELLOWSHIP {STOCKPORT} On the Accounts for the Year Ended 5th April 2025

Set out on pages 2 - 6

Respective responsibilities of trustees and examiner

The trustees (who are also the directors of the company for the purposes of company law) are responsible for the preparation of the accounts. The trustees consider that an audit is not required for this year under section 144(2) of the Charities Act 2011 (the 2011 Act) and that an independent examination is needed. Having satisfied myself that the charity is not subject to audit under company law and is eligible for independent examination, it is my responsibility to:

Basis of independent examiner’s report

My examination was carried out in accordance with the general Directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from you as trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit and consequently no opinion is given as to whether the accounts present a ‘true and fair view’ and the report is limited to those matters set out in the statement below.

Independent examiner’s statement

In connection with my examination, no matter has come to my attention:

. to keep accounting records in accordance with section 386 of the Companies Act 2006; and

. to prepare accounts which accord with the accounting records, comply with the accounting requirements of section 396 of the Companies Act 2006 and with the methods and principles of the Statement of Recommended Practice: Accounting and Reporting by Charities

have not been met: or

SIGNED:

David R S Welch FCA, DChA

NAME: PROFESSIONAL QUALIFICATION ADDRESS:

DAVID R S WELCH FCA, DChA CHARTERED ACCOUNTANT, 3, Alvington Grove, Hazel Grove, Stockport, Cheshire. SK7 5 LS

DATE: 12[th] January 2026

Page 1

Page 2

REDDISH CHRISTIAN FELLOWSHIP RECEIPTS & PAYMENTS ACCOUNT YEAR ENDED 5TH APRIL 2025

YEAR ENDED 5TH APRIL 2025
2025
2024
RESOURCES RECEIVED Unrestricted
Restricted
Total
Total
From Main Activities of Charity
Regular Gifts &Donations - Gift aided
Regular Gifts &Donations - Not Gift aided
Tithes & Offerings		 £
£
£
£
14,920
0
14,920
15,190
2,040
0
2,040
2,760
10,497
0
10,497
8,877
0
0
0
-3,555
0
0
0
10,567
3,730
0
3,730
3,800
-3,730
0
-3,730
-3,800
0
6,295
6,295
7,211
Gift Aid Adjustmentpreviousyears 0 0 0
Gift Aid Received inyear{2 years} £7012 0 0 0
Gift Aid to be Received from HMRC
Gift Aid added to debtors, not rec’d in year
Church Holiday Receipts
Total Income from Main Activities
{2yrs to claim at 5.4.2025}
From Investment Activities of Charity
Interest Received
Other Gifts Received
Hardship Loan Repayments
Total Income from Main Activities
from Other Activities of Charity
SMBC, Utility & other refunds
TOTAL INCOME FOR YEAR
27,457
6,295
33,752
41,050
0
0
0
0
0
0
0
50
0
0
0
470
0
0
0
520
8
0
8
900
27,457
6,295
33,752
42,470
RESOURCES EXPENDED Unrestricted
Restricted
Total
Total
£
£
£
£
for Main Activities of Charity
UK Ministry and Speaking Gifts
UK Missions & Relief of the Poor
Overseas Missions & Relief of the Poor
Sunday School & Hospitality Payments
Kings EDS, & Church Holiday
Church Holidays -Deposit
Resources for Main Activities
Fabric, Utility & Support Costs
Repairs, Maintenance & Improvements
Fixtures, Music, Website & IT
Insurance
Heat & Light, Water, & Phone
Stationery, Computer, Legal & Sundry
Hardship Loan {net of repayments}
Resources for Support & Management
Governance Costs of Charity
Accounts & Independent Examination
TOTAL RESOURCES EXPENDED FOR YEAR
SURPLUS (DEFICIT) OF INCOME OVER EXP.
Bank & Cash balances b/fwd
Bank & Cash balances c/fwd		 2,605
0
2,605
4,095
1,260
0
1,260
1,405
3,886
0
3,886
2,150
2,354
0
2,354
659
6,270
5,905
12,175
9,027
0
200
200
200
16,375
6,105
22,480
17,536
3,199
0
3,199
909
1,020
0
1,020
4,882
1,229
0
1,229
1,210
3,818
0
3,818
3,381
752
0
752
575
0
0
0
0
10,018
0
10,018
10,957
940
0
940
920
27,333
6,105
33,438
29,413
124
190
314
13,057
£108,762
£200
£108,962
£ 95,905
£108,886
£390
£109,276
£108,962
REDDISH CHRISTIAN FELLOWSHIP
STATEMENT OF ASSETS AND LIABILITIES
AS AT 5TH APRIL 2025
CASH FUNDS
Bank Current Account
Cash Account
RECEIPTS & PAYMENTS SURPLUS (DEFICIT) FOR YEAR
OTHER MONETARY ASSETS
Income Tax to be reclaimed on Gift Aid Monies Given – 2025
Income Tax to be reclaimed on Gift Aid Monies Given – 2024
PREPAYMENT –HOLIDAY DEPOSIT
DEBTOR – {Hardship loan net of repayments made of £ 470 /£494]
INVESTMENT ASSETS
ASSETS RETAINED FOR THE CHARITIES OWN USE
Freehold Propertyat 74 Broadstone Road, &
2-4 Liverpool Road, Reddish, Stockport.
Total Costs Incurred/ Valuation of Original Gift of building
Add:- Building Improvements in Year
None,but £ Fixtures w/off in repairs of£ in I & E a/c
Fittings & Equipment :- Bought in year
No other additions in year. – SEE NOTE ABOVE
Fixtures, Church Chairs & Tables, (2025– 2010)
TOTAL FIXED ASSETS FOR CHURCH USE
TOTAL ASSETS OF RCF
LIABILITIES
Accruals for Accountancy & Independent Examination
Deferred Income {Church Holiday receipts in advance – 2025 & 2024
holidays}
NET ASSETS EQUALS TRUSTEE FUNDS		 £
109,274
2		 2025
£
109,276
7,530
390
3,036
0
175,876
0
13,429		 £
108,806
156		 Page 3
2024
£
108,962
0
3,800
200
3,036
0
175,876
0
13,429
£ 314
3,730		 £ 13,057
3,800 3,800
175,876
0		 175,876
0
0 0
£189,305 £189,305
£309,537 £305,303
-940
0		 -920
0
£308,597 £304,383
TRUE SURPLUS FOR THE YEAR ENDED 5TH APRIL 2025/ 2024 £4,214 £5,780
TRUSTEE FUNDS
UNRESTRICTED FUNDS
RESTRICTED FUNDS
TRUSTEE FUNDS		 2025
£
308,207
390		 2024
£
304,183
200
£308,597 £304,383

Page 4

REDDISH CHRISTIAN FELLOWSHIP AS AT YEAR ENDED 5TH APRIL 2025 STATEMENT OF ASSETS AND LIABILITIES SURPLUS FOR THE YEAR 2025

1.
Trustee Funds		 Unrestricted
Restricted
Total
RECEIPTS & PAYMENTS ACCOUNT
SURPLUS OF INCOME OVER EXPENSES.A
ADD:-
PURCHASES OF EQUIPMENT
Note:- Smaller value itemshave not been
Capitalized – incl. Furniture/IT of £ 4,882
(2024:£1,374) w/o I & E a/c
ADDITIONS TO TANGIBLE FIXED ASSETS B
LESS:- DEPRECIATION C
-INCREASEIN GIFT AID OWING
-INCREASEIN PREPAYMENTS & LOAN
INCREASEIN CREDITORS
DECREASE IN DEFERRED INCOME
INCREASE(DECREASE) IN
NET CURRENT ASSETSD
SURPLUS OF TRUSTEE FUNDS
PER BALANCE SHEET{= A+B-C+D}		 £
£
£
£ 314
£0
£ 314
0
0
0
£0
£0
£ 0
0
0
0
3,730
3,730
190
190
-20
0
-20
0
0
0
£ 3,900
£ 0
£ 3,900
£4,214
£0
£4,214

2. BUILDINGS AND FIXED ASSETS

Freehold Properties & Contents

Insurance Value of 74 Broadstone Road ) Insurance Value of 2-4 Liverpool Road, Reddish, Stockport. ) £ 466,137 (2024:- £ 466,137)

Insurance Value of Contents £ 33,068 (2024:- £ 33,068)

These values confirm the charity is adequately insured, and the above values exceed comfortably the cost and valuations included in the balance sheet, which are £ 175,876 (2024: £175,876) for the buildings, and £13,429 (2024: £13,429) for contents.

3. TRUSTEES INSURANCE

Included in the Insurance costs of £ 1,229 (2024:- £ 1,210 ) for the year, is cover for Trustees up to £100,000 indemnity, as well as for the buildings and contents referred to in note 2.

REDDISH CHRISTIAN FELLOWSHIP Page 5 YEAR ENDED 5th April 2025

TRUSTEES REPORT

LEGAL STRUCTURE AND GOVERNANCE

• Reddish Christian Fellowship {RCF}, was formed and constituted, and has its activities guided, by a Trust Deed dated 11[th] October 1982, together with a supplemental Trust Deed dated 29th April 1983.

• RCF has three trustees, two of whom are also elders of the Fellowship.

• The Trustees meet regularly to discuss the fellowships activities, and any Charity issues raised by the Charity Commission, particularly in the light of recent recommendations SORP 2005, and the Charities Act 2006.

• RCF have appointed their Independent Examiner, Mr David R S Welch FCA, DChA, Chartered Accountant who ensures our Annual Accounts are filed online with Charity Commission, and advises the Trustees re CC issues should they arise during the year, requiring action or discussion by them.

TRUSTEES SERVING DURING THE YEAR

• Roy Greenhalgh Chairman of Trustees; Roy Mycock (Elder) and Thomas Turner (Elder)

CHARITABLE OBJECTIVES

• The furtherance of the Christian religion, the relief of poverty and the advancement of education throughout the world but particularly within the counties of Lancashire, Cumbria, Cheshire, Merseyside and Greater Manchester.

ACTIVITIES OF THE FELLOWSHIP AND THEIR BENEFIT TO THE PUBLIC

• RCF is a Christian Church which meets on Sundays and during the week, to teach and help people grow and mature in their personal Christian Faith. Their services and meetings are held at their address, 74 Broadstone Road, Reddish, Stockport. This building adjoins 2-4 Liverpool Street, their other property.

• The church uses its resources to reach out to young people via the Sunday school and youth meetings.

•Our Sunday morning and mid-week meetings are on line and we now have a growing number of people, from various parts of the country, that join in our meetings.

• The church supports a variety of individuals and organizations in the UK and abroad in communicating and teaching the Christian Faith to others, and when appropriate, extending financial relief for situations of poverty or extreme need, sometimes highlighted by those they support on a regular basis.

REDDISH CHRISTIAN FELLOWSHIP Page 6 YEAR ENDED 5th April 2025

TRUSTEES REPORT {Continued}

RISK ASSESSMENT, PRACTICAL & TECHNICAL MATTERS

HIGHLIGHTS OF THE YEAR TO 5TH APRIL 2025

For Public Benefit

RCF support the following Christian Ministries on a regular basis: - Truth for Youth, Creation.com, Christian Institute, KEDS (King’s Evangelical Divinity School) and CCFON (Christian Concern for Our Nation).

and Overseas on a regular basis: - Prayer for Israel and Barnabas Aid.

For RCF and its members Benefit

In year to 5[th] April 2025

• The teaching of Christian principles and beliefs, by the elders and visiting speakers, has been delivered to encourage people to mature in their faith. We offer a subsidized weekend away for all church members, and those associated with the church, to provide friendship, support, fun and teaching. We continue to look how we can serve our local community, as well as the needs of those who attend the church.

REDDISH CHRISTIAN FELLOWSHIP Page 7 YEAR ENDED 5th April 2025

TRUSTEES REPORT {Continued}

For RCF and its members Benefit

In the current year since 5th

April 2025

The Trustees report as follows:-

FINANCIAL REVIEW & REVENUE RESERVES

The church is still in a healthy financial situation with bank and cash reserves of £ 109,276 (2024 £108,962) and gift aid owing of £7,530 (2024:- £ 3,800 ), gives total of liquid assets of £ 116,806 {2024:- £ 112,762 }. This represents approximately three year’s income in reserve, based on the last 2 years reported figures. The church is therefore currently sound and strong going forward.

Roy Greenhalgh

Chairman of Trustees.

26th August 2025