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2020-08-31-accounts

Charity Registration No. 0512435

SIKH TEMPLE TRUST - NOTTINGHAM ANNUAL REPORT AND UNAUDITED FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 AUGUST 2020

SIKH TEMPLE TRUST - NOTTINGHAM

LEGAL AND ADMINISTRATIVE INFORMATION

Trustees

Mr Baldev Singh Johal Mr Sermukh Singh Atwal - Vice President (Appointed 28 June 2020) Mr Jaswinder Singh Basi Mrs Surinder Kaur Samra Mrs Gurdev Kaur Mr Malkiat Singh Hayer Mr Buta Singh Johal Mr Gurjeet Singh Purawal - General Secretary (Appointed 28 June 2020) Mr Pavandeep Singh Athwal Mrs Ravinder Kaur Bains Mr Balraj Singh Johal - President (Appointed 28 June 2020) Mr Jaswant Singh Dhillon - Assistant Secretary (Appointed 28 June 2020) Mr Chander Parkash Saini - Assistant Treasurer (Appointed 28 June 2020) Mr Harbhajan Singh Bawa Mr Surjit Singh Johal - Treasurer (Appointed 28 June 2020)

Secretary

Mr Gurjeet Singh Purawal - General Secretary

Charity number 0512435 Principal address 26 Nottingham Road Basford Nottingham Nottinghamshire England NG7 7AE

Independent examiner Andersons Accountant & Tax Advisors Ltd t/as Patara Enterprise House 352 Bearwood Rd Bearwood Birmingham B66 4ET

SIKH TEMPLE TRUST - NOTTINGHAM

CONTENTS

Page
Trustees' report 1 - 4
Independent examiner's report 5
Statement of financial activities 6
Balance sheet 7
Statement of cash flows 8
Notes to the financial statements 9 - 18

SIKH TEMPLE TRUST - NOTTINGHAM

TRUSTEES' REPORT

FOR THE YEAR ENDED 31 AUGUST 2020

The trustees present their report and accounts for the year ended 31 August 2020.

The accounts have been prepared in accordance with the accounting policies set out in note 1 to the accounts and comply with the trust's Scheme of 1st December 1981 as varied by a scheme of 8th September 1982 and order of 15th August 2003 , the Charities Act 2011 and “Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)” (as amended for accounting periods commencing from 1 January 2016)

The Sikh Temple Trust, Nottingham was set up on the 21st September 1965. At that time the term audit was intended to cover an external examination which was not within the meaning of current term of a statutory audit.

The Trustees has interpreted the meaning of the word audit in the Sikh Temple Trust, Nottingham to apply the higher standard of scrutiny required by the statutory framework applicable for the relevant financial years.

Objectives and activities

To promote the Sikh religion in the City of Nottingham and Nottinghamshire by the maintenance of a Temple (Gurdwara for the worship ) , the celebration of religious festivals, conduct of baptism, marriages and funeral rites in accordance with the Sikh religion observances and by such other means deemed appropriate by the trustees.

The policies adopted in furtherance of these objectives are the provision of a place of worship - Gurdwara and there has been no change in these during the year.

The aims of the charity is to provide a place for the provision of public Sikh ceremonies/programs for the benefit of the local Sikh community so that they can practise their religion.

The objective for the year is to provide a place of worship including provision of wedding ceremonies for the local Sikh community. The promotion of the teaching of the Sikh faith and Sikh culture, in accordance with the needs of the local Sikh community Gurdwara membership.

The current project is to prepare for the new build which will provide for a second langar hall (place for eating) and a second Divan hall (prayer hall) for religious ceremonies and other community services.

The Charity raises enough money to be able to finance the running costs of the Gurdwara and makes special appeals to the congregation to raise additional funds for any specific projects. Additional funds are being raised from the congregation to fund the completion of extension to Gurdwara (new build) to meet the increasing needs of the members.

The trustee have paid due regard to guidance issued by the Charity Commission in deciding what activities the charity should undertake.

The Gurdwara carried out the following activities during the year:

The provision of a place of worship - Gurdwara - including a place for wedding ceremonies for the local Sikh community, advancement of Sikh religion, celebration of Sikh religious festivals and the advancement of education in the Sikh religion.

Applications for employment by disabled persons are always fully considered, bearing in mind the aptitudes of the applicant concerned. In the event of members of staff becoming disabled, every effort is made to ensure that their employment within the trust continues and that the appropriate training is arranged. It is the policy of the trust that the training, career development and promotion of disabled persons should, as far as possible, be identical to that of other employees.

SIKH TEMPLE TRUST - NOTTINGHAM

TRUSTEES' REPORT (CONTINUED) FOR THE YEAR ENDED 31 AUGUST 2020

The Gurdwara relies heavily on the involvement of volunteers from the community. One of the Sikh religion's basic practise is "Sewa", free service for the community and serving mankind. The members have volunteered considerable amount of time to support the running of the Gurdwara.

Achievements and performance

The Charity is fulfilling it's main objective of providing a place of worship, provision of wedding ceremonies and celebration of Sikh religious festivals for the local Sikh community satisfactorily.

Through the purchase of adjoining and closely located property increased its land “footprint”. It is able to provide for a further 50 parking places and this has been the key to obtaining full planning permission for the new build. The project is now in a position to move forward so that provision can be made to meet the positive increasing demand in services.

Planning for the medium to long term future of the Gurdwara is imperative to its success and the religious

wellbeing.

The Gurdwara has successful ly continued to increase its activity in promoting the Sikh religion and culture though teaching and related activities.

Financial review

The Gurdwara is funded by donations and gifts from the congregation as well as income raised from carrying out ceremonies and religious events.

It is the policy of the trust that unrestricted funds which have not been designated for a specific use should be maintained at a level equivalent to between three and six month’s expenditure. The trustees considers that reserves at this level will ensure that, in the event of a significant drop in funding, they will be able to continue the trust’s current activities while consideration is given to ways in which additional funds may be raised. This level of reserves has been maintained throughout the year.

The principal sources of income is the donations from the local congregation/membership and income raised

from carrying out of Sikh religious ceremonies.

The trustees have assessed the major risks to which the charity is exposed and are satisfied that systems are in place to mitigate exposure to the major risks.

SIKH TEMPLE TRUST - NOTTINGHAM

TRUSTEES' REPORT (CONTINUED) FOR THE YEAR ENDED 31 AUGUST 2020

COVID-19 & BREXIT.

This has made an unprecedented global economic impact with lockdowns and business closures - the long term impacts are unclear.

The impact of COVID-19 on the financial statements is generally considered a non-adjusting event. The Gurdwara has had to close it's premises temporarily in line with Government policy of dealing with CoVid 19 virus. The Gurdwara has resorted to Government Support in the form of Grants and Furlough scheme.

The Gurdwara's income and surplus may suffer as a result of lockdowns measures enforced by the Government but it has sufficient funds to survive in the short to medium term.

In order to preserve reserves the Trustee's have agreed with the bank to only pay interest on the loans from April 2020 onward.

Although it is not yet possible to predict the overall potential impacts of the COVID-19 outlook on the overall UK economy and the uncertainty it causes, the Trustee's are confident that the discovery of the vaccine will reduce any major impact of COVID-19 on the Gurdwara.

The principal risks and uncertainties facing the Gurdwara is Brexit and the COVID-19. Brexit does not have direct impact on the Gurdwara other than that in line with the general effect on the British economy and the uncertainty it causes to the community in general. With regards COVID-19 the future is still uncertain but the Gurdwara is managing the risk in a satisfactory manner.

The charity is looking to improve on the services it provided from the Gurdwara, this will includes the n ew build to provide second Langar, Divan Hall and teaching areas.

Structure, governance and management

The charity is an unincorporated charity registered with The Charity Commission of England and Wales on the 23rd March 1982 with Charity number 512435.

The Charity is governed by The Scheme known as Sikh Temple Trust Nottingham.

The title of the freehold premises is registered in the names of Dr Romeshwar Singh Sandhu ( passed away on 11th April 2020) , Mr Resham Singh Samra , Mr Lashkar Singh Bilan and Mr Amrik Singh Sanghera the property holding Trustees.

Under the basic principal of Sikhism the premises are open to all with the restriction that no alcohol, tobacco, meat or drugs are allowed on the premises.

The elected trustees who served during the year were:
Mr Baldev Singh Johal
Mr Sermukh Singh Atwal - Vice President (Appointed 28 June 2020)
Mr Jaswinder Singh Basi
Mrs Surinder Kaur Samra
Mrs Gurdev Kaur
Mr Malkiat Singh Hayer
Mr Buta Singh Johal
Mr Gurjeet Singh Purawal - General Secretary (Appointed 28 June 2020)
Mr Pavandeep Singh Athwal
Mrs Ravinder Kaur Bains
Mr Balraj Singh Johal - President (Appointed 28 June 2020)
Mr Jaswant Singh Dhillon - Assistant Secretary (Appointed 28 June 2020)
Mr Chander Parkash Saini - Assistant Treasurer (Appointed 28 June 2020)
Mr Harbhajan Singh Bawa
Mr Surjit Singh Johal - Treasurer (Appointed 28 June 2020)

SIKH TEMPLE TRUST - NOTTINGHAM

TRUSTEES' REPORT (CONTINUED) FOR THE YEAR ENDED 31 AUGUST 2020

The trustees are elected from the membership.

All trust property is held in the names of the property holding trustees on behalf of the membership.

The premises are run by the community for the benefit of the community led by elected management committee. The management committee trustees are appointed by the membership though democratic election in accordance with its constitution. The management committee consists of a President, Vice President, General Secretary, Vice Secretary, Treasurer and Vice Treasurer plus nine committee members who serve on a number of sub - committees including Giani ( priest), Building, Education & Sports and Kitchen.

The Gurdwara does not have any related parties .

On behalf of the board of Trustees

Mr Gurjeet Singh Purawal - General Secretary

Secretary Dated: 13 July 2021

SIKH TEMPLE TRUST - NOTTINGHAM

INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF SIKH TEMPLE TRUST - NOTTINGHAM

We report on the accounts of the trust for the year ended 31 August 2020, which are set out on pages to 18.

Respective responsibilities of trustees and examiner

The trust’s trustees are responsible for the preparation of the financial statements. The charity's trustees consider that an audit is not required for this year under section 144(2) of the Charities Act 2011 (the 2011 Act) and that an independent examination is needed. The charity’s gross income exceeded £250,000 and I am qualified to undertake the examination being a qualified member of ICAEW - Chartered Accountants.

It is my responsibility to:

Basis of independent examiner's report

My examination was carried out in accordance with the general Directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the financial statements presented with those records. It also includes consideration of any unusual items or disclosures in the financial statements, and seeking explanations from you as trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit and consequently no opinion is given as to whether the financial statements present a ‘true and fair view’ and the report is limited to those matters set out in the next statement.

Independent examiner's statement

Your attention is drawn to the fact that the charity has prepared financial statements in accordance with Accounting and reporting by Charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) in preference to the Accounting and Reporting by Charities: Statement of Recommended Practice issued on 1 April 2005 which is referred to in the extant regulations but has no w been withdrawn.

I understand that this has been done in order for the financial statements to provide a true and fair view in accordance with Generally Accepted Accounting Practice effective for reporting periods beginning on or after 1 January 2015.

In connection with my examination, no other matter except that referred to in the previous paragraph has come to my attention:

Talwinder S Patara FCA

Andersons Accountant & Tax Advisors Ltd t/as Patara

ICAEW - Chartered Accountants 352 Bearwood Rd Bearwood Birmingham B66 4ET Dated: 13 July 2021

SIKH TEMPLE TRUST - NOTTINGHAM

STATEMENT OF FINANCIAL ACTIVITIES INCLUDING INCOME AND EXPENDITURE ACCOUNT FOR THE YEAR ENDED 31 AUGUST 2020

Unrestricted Unrestricted
funds funds
2020 2019
Notes
£
£
Income from:
Donations and gifts. 3 271,875 546,492
Investments 4 45,044 50,503
Total income 316,919 596,995
Expenditure on:
Charitable activities
Gurdwara costs 5 76,173 97,577
Donations 5 7,500 7,025
Religion Promotion 5 38,976 28,642
Rental Income 5 11,450 14,020
Total charitable expenditure 134,099 147,264
Governance costs 9 38,912 35,849
Total resources expended 173,011 183,113
Net income for the year/
Net movement in funds 143,908 413,882
Fund balances at 1 September 2019 2,025,768 1,611,886
Fund balances at 31 August 2020 2,169,676 2,025,768

The statement of financial activities includes all gains and losses recognised in the year.

All income and expenditure derive from continuing activities.

SIKH TEMPLE TRUST - NOTTINGHAM

BALANCE SHEET

AS AT 31 AUGUST 2020

Notes
Fixed assets
Tangible assets
10
Current assets
Stocks
11
Debtors
12
Cash at bank and in hand
Creditors: amounts falling due within
one year
14
Net current assets
Total assets less current liabilities
Creditors: amounts falling due after
more than one year
15
Net assets
Income funds
Unrestricted funds - general
2020
£
£
2,128,179
335
72,348
843,845
916,528
(116,832)
799,696
2,927,875
(758,199)
2,169,676
2,169,676
2,169,676
2019
£
£
2,094,153
335
74,644
783,313
858,292
(132,240)
726,052
2,820,205
(794,437)
2,025,768
2,025,768
2,025,768

The financial statements were approved by the Trustees on 13 July 2021

Mr Balraj Singh Johal - President Mr Surjit Singh Johal - Treasurer Trustee Trustee

SIKH TEMPLE TRUST - NOTTINGHAM

STATEMENT OF CASH FLOWS FOR THE YEAR ENDED 31 AUGUST 2020

Notes
Cash flows from operating activities
Cash generated from operations
17
Investing activities
Purchase of tangible fixed assets
Rental Income
Net cash generated from/(used in)
investing activities
Financing activities
Proceeds of new bank loans
Repayment of bank loans
Net cash (used in)/generated from
financing activities
Net increase in cash and cash equivalents
Cash and cash equivalents at beginning of year
Cash and cash equivalents at end of year
2020
£
(35,672)
45,044
-
(37,053)
2019
£
£
£
88,213
544,647
(835,946)
50,503
9,372
(785,443)
160,000
219,176
(37,053)
379,176
60,532
138,380
783,313
644,934
843,846
783,313

SIKH TEMPLE TRUST - NOTTINGHAM

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 AUGUST 2020

1 Accounting policies

1.1 Accounting convention

The accounts have been prepared in accordance with the trust's governing document, the Charities Act 2011 and “Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)” (as amended for accounting periods commencing from 1 January 2016). The trust is a Public Benefit Entity as defined by FRS 102.

The financial statements are prepared in sterling , which is the functional currency of the trust. Monetary a mounts in these financial statements are rounded to the nearest £.

The accounts have been prepared under the historical cost convention. The principal accounting policies adopted are set out below.

Tangible Assets - Property, plant and equipment are held for, in use of supply of religious services and rental to others for more than one period.

Therefore, the company recognise the assets at cost as it is probable that future economic benefits associated with the assets will flow to the company and the cost of the assets is measured reliably.

1.2 Going concern

At the time of approving the financial statements, the trustees have a reasonable expectation that the trust has adequate resources to continue in operational existence for the foreseeable future. Thus the trustees continue to adopt the going concern basis of accounting in preparing the financial statements.

1.3 Charitable funds

Unrestricted funds are available for use at the discretion of the trustees in furtherance of their charitable objectives.

1.4 Income

Income is recognised when the trust is legally entitled to it after any performance conditions have been met, the amounts can be measured reliably, and it is probable that income will be received.

Cash donations are recognised on receipt. Other donations are recognised once the trust has been notified of the donation, unless performance conditions require deferral of the amount. Income tax recoverable in relation to donations received under Gift Aid or deeds of covenant is recognised at the time of the donation.

1.5 Expenditure

Governance costs includes legal and professional costs which are not capable of being allocated to any charitable activity.

The charity has only a few relevant activity categories on which resources are expended and as such the costs between the different categories are easily allocated without the use of any method of apportionment.

Place of Worship

The charity provides a place of worship - Gurdwara - for wedding ceremonies for the local Sikh community, advancement of Sikh religion, celebration of Sikh religious festivals and the advancement of education in the Sikh religion.

SIKH TEMPLE TRUST - NOTTINGHAM

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 AUGUST 2020

1 Accounting policies

(Continued)

Donations

The charity provides small amount of donations to local community organisations with similar objectives.

Religion Promotion

The charity carries out various events to promote the basic principles of the Sikh religion.

Rental Income

The Gurdwara has properties within the vicinity of the temple to generate rental income to fund activities of the Gurdwara.

1.6 Tangible fixed assets

Tangible fixed assets are initially measured at cost and subsequently measured at cost or valuation, net of depreciation and any impairment losses.

Depreciation is recognised so as to write off the cost or valuation of assets less their residual values over their useful lives on the following bases:

Land and buildings See note below. Fixtures, fittings & equipment 15% Reducing balance Motor vehicles 25% Reducing balance.

The gain or loss arising on the disposal of an asset is determined as the difference between the sale proceeds and the carrying value of the asset, and is recognised in net income/(expenditure) for the year.

No Depreciation.

No depreciation is provided in respect of freehold land and buildings. The company has a policy of regular maintenance and repair, so that the asset maintains its performance standards. The assets are not expected to suffer from economic or technological obsolescence and the estimated residual values are material. An impairment review is carried out annually on the tangible fixed assets other than nondepreciable land), at the end of each accounting period, where: - no depreciation is charged as it is deemed immaterial because of the length of the remaining useful economic life or where the estimated residual value is not markedly different from the carrying amount; or - the tangible fixed assets estimated useful economic life exceeds 50 years.

1.7 Impairment of fixed assets

At each reporting end date, the trust reviews the carrying amounts of its tangible assets to determine whether there is any indication that those assets have suffered an impairment loss. If any such indication exists, the recoverable amount of the asset is estimated in order to determine the extent of the impairment loss (if any ) .

1.8 Stocks

Stocks are stated at the lower of cost and estimated selling price less costs to complete and sell .

1.9 Cash and cash equivalents

Cash and cash equivalents include cash in hand, deposits held at call with banks, other short-term liquid investments with original maturities of three months or less, and bank overdrafts. Bank overdrafts are shown within borrowings in current liabilities.

SIKH TEMPLE TRUST - NOTTINGHAM

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 AUGUST 2020

1 Accounting policies

(Continued)

1.10 Financial instruments

The trust has elected to apply the provisions of Section 11 ‘Basic Financial Instruments’ and Section 12 ‘Other Financial Instruments Issues’ of FRS 102 to all of its financial instruments.

Financial instruments are recognised in the trust's balance sheet when the trust becomes party to the contractual provisions of the instrument.

Financial assets and liabilities are offset, with the net amounts presented in the financial statements, when there is a legally enforceable right to set off the recognised amounts and there is an intention to settle on a net basis or to realise the asset and settle the liability simultaneously.

Basic financial assets

Basic financial assets, which include debtors and cash and bank balances, are initially measured at transaction price including transaction costs and are subsequently carried at amortised cost using the effective interest method unless the arrangement constitutes a financing transaction, where the transaction is measured at the present value of the future receipts discounted at a market rate of interest. Financial assets classified as receivable within one year are not amortised.

Basic financial liabilities

Basic financial liabilities, including creditors and bank loans are initially recognised at transaction price unless the arrangement constitutes a financing transaction, where the debt instrument is measured at the present value of the future p aymen ts discounted at a market rate of interest. Financial liabilities classified as payable within one year are not amortised.

Debt instruments are subsequently carried at amortised cost, using the effective interest rate method.

Trade creditors are obligations to pay for goods or services that have been acquired in the ordinary course of operations from suppliers. Amounts payable are classified as current liabilities if payment is due within one year or less. If not, they are presented as non-current liabilities. Trade creditors are recognised initially at transaction price and subsequently measured at amortised cost using the effective interest method.

Derecognition of financial liabilities

Financial liabilities are derecognised when the trust’s contractual obligations expire or are discharged or cancelled.

2 Critical accounting estimates and judgements

In the application of the trust’s accounting policies, the trustees are required to make judgements, estimates and assumptions about the carrying amount of assets and liabilities that are not readily apparent from other sources. The estimates and associated assumptions are based on historical experience and other factors that are considered to be relevant. Actual results may differ from these estimates.

The estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognised in the period in which the estimate is revised where the revision affects only that period, or in the period of the revision and future periods where the revision affects both current and future periods.

SIKH TEMPLE TRUST - NOTTINGHAM

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 AUGUST 2020

3 Donations and gifts.

2020 2019
£ £
Donations and gifts 166,490 232,328
Gift Aid 44,586 174,907
Other Donations - New Building Fund 60,799 139,257
271,875 546,492
Investments
Unrestricted Unrestricted
funds funds
general general
2020 2019
£ £
Rental income 44,499 49,839
Interest receivable 545 664
45,044 50,503

4 Investments

SIKH TEMPLE TRUST - NOTTINGHAM

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 AUGUST 2020

5 Charitable activities

Gurdwara
costs
Donations
Religion
Promotion
2020
2020
2020
£
£
£
Depreciation and
impairment
1,646
-
-
Rates and water
421
-
-
Insurance
3,875
-
-
Heat and Lighting
10,855
-
-
Food
12,302
-
-
Teachers
-
-
-
Preachers
-
-
38,976
Repairs and renewals
23,442
-
-
Telephone and Internet
892
-
-
Motor Expenses
1,686
-
-
Advertising
1,400
-
-
Coach hire and travel
3,472
-
-
Donations - School and
Hockey Club
-
7,500
-
Print, post and stationery
3,457
-
-
Cleaning and waste
disposals
5,751
-
-
Licence Fees
-
-
-
Other charitable
expenditure
6,974
-
-
76,173
7,500
38,976
76,173
7,500
38,976
Rental
Income
2020
£
-
-
-
-
-
-
-
11,450
-
-
-
-
-
-
-
-
-
11,450
11,450
Total
2020
£
1,646
421
3,875
10,855
12,302
-
38,976
34,892
892
1,686
1,400
3,472
7,500
3,457
5,751
-
6,974
134,099
134,099
Total
2019
£
1,916
1,346
4,365
14,438
24,360
3,500
25,142
31,420
883
1,206
1,130
4,230
7,025
1,851
5,801
250
18,401
147,264
147,264

SIKH TEMPLE TRUST - NOTTINGHAM

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 AUGUST 2020

5 Charitable activities (Continued)

For the year ended 31 August 2019

Gurdwara
costs
Donations
Religion
Promotion
£
£
£
Depreciation and impairment
1,916
-
-
Rates and water
1,346
-
-
Insurance
4,365
-
-
Heat and Lighting
14,438
-
-
Food
24,360
-
-
Teachers
-
-
3,500
Preachers
-
-
25,142
Repairs and renewals
17,400
-
-
Telephone and Internet
883
-
-
Motor Expenses
1,206
-
-
Advertising
1,130
-
-
Coach hire and travel
4,230
-
-
Donations - School and Hockey Club
-
7,025
-
Print, post and stationery
1,851
-
-
Cleaning and waste disposals
5,801
-
-
Licence Fees
250
-
-
Other charitable expenditure
18,401
-
-
97,577
7,025
28,642
97,577
7,025
28,642
Analysis by fund
Unrestricted funds - general
97,577
7,025
28,642
Rental
Income
£
-
-
-
-
-
-
-
14,020
-
-
-
-
-
-
-
-
-
14,020
14,020
14,020
Total
2019
£
1,916
1,346
4,365
14,438
24,360
3,500
25,142
31,420
883
1,206
1,130
4,230
7,025
1,851
5,801
250
18,401
147,264
147,264
147,264

6 Description of charitable activities

Gurdwara costs

The charity provides a place of worship - Gurdwara - for wedding ceremonies for the local Sikh community, advancement of Sikh religion, celebration of Sikh religious festivals and the advancement of education in the Sikh religion.

Donations

The charity provides small amount of donations to local community organisations with similar objectives.

Religion Promotion

The charity promotes the basic principles of Sikh religion.

Rental Income

The Gurdwara has properties within the vicinity of the temple to generate rental income to fund activities of the Gurdwara.

SIKH TEMPLE TRUST - NOTTINGHAM

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 AUGUST 2020

7 Trustees

None of the trustees (or any persons connected with them) received any remuneration or benefits from the trust during the year.

8 Employees

The average monthly number of employees during the year was:

2020 2019
Number Number
Preachers 2 2
There were no employees whose annual remuneration was £60,000 or more.
Governance costs
2020 2019
£ £
Accountancy fees 1,750 1,750
Legal and professional fees 3,204 -
Bank loan interest 33,958 34,099
38,912 35,849

9 Governance costs

SIKH TEMPLE TRUST - NOTTINGHAM

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 AUGUST 2020

10
Tangible fixed assets
Cost
At 1 September 2019
Additions
At 31 August 2020
Depreciation and impairment
At 1 September 2019
Depreciation charged in the year
At 31 August 2020
Carrying amount
At 31 August 2020
At 31 August 2019
11
Stocks
Finished goods and goods for resale
12
Debtors
Amounts falling due within one year:
Other debtors
Prepayments and accrued income
13
Loans and overdrafts
Bank loans
Payable within one year
Payable after one year
Land and
buildings
£
2,083,477
35,438
2,118,915
-
-
-
2,118,915
2,083,477
Fixtures,
fittings &
equipment
Motor vehicles
£
£
23,926
5,100
234
-
24,160
5,100
13,673
4,677
1,561
85
15,234
4,762
8,926
338
10,253
423
2020
£
335
2020
£
1,721
70,627
72,348
2020
£
798,760
40,561
758,199
Total
£
2,112,503
35,672
2,148,175
18,350
1,646
19,996
2,128,179
2,094,153
2019
£
335
2019
£
2,970
71,674
74,644
2019
£
835,813
41,376
794,437

SIKH TEMPLE TRUST - NOTTINGHAM

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 AUGUST 2020

13 Loans and overdrafts

(Continued)

The long-term loans are secured by fixed charges over the assets of the trust.

14 Creditors: amounts falling due within one year

Notes
Bank loans
13
Other taxation and social security
Trade creditors
Other creditors
Accruals and deferred income
15
Creditors: amounts falling due after more than one year
Notes
Bank loans
13
16
Related party transactions
There were no disclosable related party transactions during the year (2019 - none).
17
Cash generated from operations
Surplus for the year
Adjustments for:
Investment income recognised in statement of financial activities
Depreciation and impairment of tangible fixed assets
Movements in working capital:
Decrease in debtors
(Decrease)/increase in creditors
Cash generated from operations
2020
£
40,561
373
3,778
70,370
1,750
116,832
2020
£
758,199

2020
£
143,908
(45,044)
1,646
2,296
(14,593)
88,213
2019
£
41,376
204
20,540
68,370
1,750
132,240
2019
£
794,437
2019
£
413,882
(50,503)
1,916
96,573
82,779
544,647

SIKH TEMPLE TRUST - NOTTINGHAM

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 AUGUST 2020

18 Analysis of changes in net funds/(debt)
At 1 September Cash flows At 31 August
2019 2020
£ £ £
Cash at bank and in hand 783,313 60,532 843,845
Loans falling due within one year (41,376) 815 (40,561)
Loans falling due after more than one year (794,437) 36,238 (758,199)
(52,500) 97,585 45,085