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2021-12-31-accounts

Registered number 511489

Ramgarhia Sikh Temple

Report and Accounts

31 December 2021

Ramgarhia Sikh Temple Report and accounts Contents

Page
Charity's information 1
Trustees's Report 2
Report of the independent examiner 4
Income and Expenditure account 5
Balance sheet 6
Notes to the accounts 7

Ramgarhia Sikh Temple Company Information

Trustees

Amarjit Singh Riyait Amrik Singh Chana Dalbir Singh Kundi Nirmal Singh Notay Daljit Singh Panesar President Kuldip Kaur Bharj

Secretary

Mota Singh Marwaha

Accountants/Independent Examiners

Sidhu & CO 4 Albert Road Queensbury Bradford West Yorkshire BD13 1PB

Bankers

Barclays Bank 10 Market Street Bradford 1 Solicitors P & B Solicitors National House 951 Leeds Road Bradford BD3 8JB Registered office 720 Bolton Road Bradford BD3 0ND Charity number 511489

1

Ramgarhia Sikh Temple Registered number: 511489 Trustees Report for the year ended 31 December 2021

The trustees present their report along with the financial statements of the charity for the year ended 31 December 2021. The financial statements have been prepared in accordance with the accounting policies set out on page 7 and comply with the charity's constitution.

Trustees

The trustees named on page 1 have served throughout the year. Appointment of new or replacement trustee is governed by the constitution of the charity. The general body is authorized to appoint new trustees to fill vacancies arising through resignation or death of an existing trustee.

Investment Powers

The constitution authorizes the trustees to make and hold investments using the general funds of the charity. The balance in Deposit account at end of the year stood at £3,764.

Constitution, objects and policies

The charity is governed by its constitution and its main objects are to provide religious and religious related education service in the principles of Sikh faith and Sikh Rehat Maryada. In order to do this, the charity purchased a property and made further improvements for use by the charity.

The policy of the charity continues to be to seek additional finance and support to provide religious service to the Sikh community.

The trustees delegate the day to day responsibility for administration of the charity to the managing committee elected every two years by the general body.

Development, activities and achievements

The trustees consider that the performance of the charity this year has been satisfactory.

due to increase in revenue as a result of relxation of restrictions imposed by the Government on religious gathering on account of Covid -19 pendamic. A net profit of £27,408 was recorded. Capital additions during the year was limited to fixture and fittings only to th tune of £603. The charity would not be able to provide service to the community without the continuous support of a large number of volunteers who render services free of charge.

Financial review

The congregation continued making voluntary donations throughout the year. During the current financial year a net profit of £27,408 was realised, an increase of £33,709 compared to previous year. This was mainly due to increase in voluntary income, additional income arising from loss of income insurance claim and minor increase in establishment expenses.

Risk Managements

The trustees actively review the major risk which the charity faces on a regular basis and believe that maintaining reserves at current levels, combined with an annual review of the controls over key financial systems, will provide sufficient resources in the event of adverse conditions. The trustees have also examined other operational and business risks faced by the charity and confirm that they have established systems to mitigate the significant risks.

Future Developments

At the moment there are no plans for undertaking any development project in the near future.

2

Ramgarhia Sikh Temple Registered number: 511489 Trustees Report for the year ended 31 December 2021

Reserve Policy

It is the policy of the charity to maintain unrestricted funds at a level which equate to approximately 6 months unrestricted expenditure. The Charity's reserve funds are now standing at £70,572. The management committee has been cuationed to maintain level of at least £50,000 reserve funds at Statement of trustees' responsibilities

Law applicable to charities in England and Wales requires the trustees to prepare financial statements for each financial year which give a true and fair view of the charity's financial activities during the year and its financial position at the end of the year. In preparing those financial statements, the trustees are required to:

a) select suitable accounting policies and apply them consistently;

b) make judgements and estimates that are reasonable and prudent;

c) state whether applicable accounting standards and statements of recommended practice have been followed, subject to any departures disclosed and explained in the financial statements; d) prepare the financial statements on a going concern basis unless it is inappropriate to presume that the charity will continue in operation.

The trustees are responsible for keeping accounting records which disclose with reasonable accuracy at any time the financial position of the charity and enable them to ensure that the financial statements comply with the Charities Act 1993. They are responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Approval

This report was approved by the trustees and signed on their behalf on 20 September 2022.

Trustee

3

Ramgarhia Sikh Temple Report of the Independent Examiner to the trustees on the accounts of the Charity for the year ended 31 December 2021

I report on the financial statements of the Charity on pages 8 to 11 which have been prepared in accordance with the Charities Act 1993 and with the Financial Reporting Standard for Smaller Entities (FRSSE), effective April 2008, adapted to meet the needs of unincorporated organisations, as modified by the Statement of Recommended Practice for Accounting and Reporting issued by the Charity Commissioners for England & Wales, effective April 2008, revised in June 2008, under the historical cost convention and the accounting policies set out on page 12.

Respective responsibilities of trustees and examiner

As described on page 2 , the Charity's trustees are responsible for the preparation of the financial statements. The trustees consider that the audit requirement of Section 43(2) of the Charities Act 1993 (the Act) does not apply, and that there is no requirement in the governing document or constitution of the Charity for the conducting of an audit. It is my responsibility to state , on the basis of the procedures specified in the General Directions given by the Charity Commissioners for England & Wales under Section 43(7)(b) of the Act , whether particular matters have come to my attention.

Basis of opinion and scope of work undertaken

I conducted my examination in accordance with the General Directions given by the Charity Commissioners for England & Wales in relation to the conducting of an independent examination. An independent examination includes a detailed review of the accounting records kept by the Charity and of the accounting systems employed by the Charity and a comparison of the financial statements with those records. It also includes consideration of any unusual items or disclosures in the financial statements , and seeking explanations from you as trustees concerning such matters. The purpose of the examination is to establish as far as possible that there have been no breaches of the Charities legislation and that the financial statements comply with the Statement of Recommended Practice issued by the Charity Commissioners for England & Wales (effective April 2008), on a test basis, of evidence relevant to the amounts and disclosures in the financial statements.

The procedures undertaken do not provide all the evidence that would be required in an audit , and information supplied by the trustees in the course of the examination is not subjected to audit tests or enquiries, and consequently I do not express an audit opinion on the view given by the financial statements, and in particular, I express no opinion as to whether the financial statements give a true and fair view of the affairs of the charity.

We planned and performed our examination so as to satisfy ourselves that the objectives of the independent examination are achieved and before finalising the report we obtain written assurances from the trustees of all material matters.

Independent Examiner's Statement, report and opinion

Subject to the limitations upon the scope of my work as detailed above , in connection with my examination , no matter has come to my attention :

1) which gives me reasonable cause to believe that in any material respect the requirements to keep accounting records in accordance with section 41 of the Act; and to prepare financial statements which accord with the accounting records and to comply with the accounting requirements of the Act or of the Charities (Accounts and Reports) Regulations 2008 have not been met or

2) to which, in my opinion , attention should be drawn to enable a proper understanding of the accounts to be reached.

This report is in respect of an examination carried out under section 43 of the 1993 Act and in accordance with any directions given by the Commissioners under subsection (7)(b) of that section which are applicable.

Sidhu & CO Statutory Auditor 4 Albert Road Queensbury Bradford West Yorkshire BD13 1PB

Date: 20/09/2022

4

Ramgarhia Sikh Temple Profit and Loss Account for the year ended 31 December 2021

Voluntary Income
Costs of chartibale activites
Other operating income
Gross Surplus
Interest receivable
Surplus on ordinary activites before tax
Tax on profit/(loss)
Surplus for the financial year
2021
£
49,140
(40,504)
18,772
27,408
-
27,408
-
27,408
2020
£
35,925
(42,669)
440
(6,304)
3
(6,301)
-
(6,301)

5

Ramgarhia Sikh Temple
Registered number:
Balance Sheet
as at 31 December 2021
Notes
Fixed assets
Tangible assets
4
Current assets
Stocks
Debtors
5
Cash at bank and in hand
Creditors: amounts falling due
within one year
6
Net current assets
Net assets
Capital and reserves
Accumlated funds
Total Charity Funds
511489
2021
£
474,369
1,011
7,202
70,572
78,785
(3,052)
75,733
550,102
550,102
550,102
2020
£
475,567
1,071
8,402
39,724
49,197
(2,070)
47,127
522,694
522,694
522,694
2020
£
475,567
1,071
8,402
39,724
49,197
(2,070)
47,127
522,694
522,694
522,694
522,694
522,694
522,694

…...................................................

Amarjit Singh Riyait Trustee Approved by the board on 20 September 2022

6

Ramgarhia Sikh Temple Notes to the Accounts for the year ended 31 December 2021

1 Accounting policies

Basis of preparation

The financial statements have been prepared in accordance with the Financial Reporting Standard for smaller Entities (FRSSE), effective April 2008 , and all other applicable accounting standards, as modified by the Statement of Recommended Practice for Accounting and Reporting issued by the Charity Commissioners for England & Wales, (revised June 2008) adapted to meet the needs of unincorporated organisations.

Incoming Resources

Donations, grants and gift aid rebates are accounted for as recived by the charity. Where funding is specifically for spending in a subsequent accounting period then the relevent portion is deferred and included within creditors. Incoming resources also includes income from sales of publications and other items and hire of kitchen and hall facilites.

Tangible fixed assets

Tangible fixed assets are measured at cost less accumulative depreciation and any accumulative impairment losses. Depreciation is provided on all tangible fixed assets, other than freehold land, at rates calculated to write off the cost, less estimated residual value, of each asset evenly over its expected useful life, as follows:

Plant and machinery

25% reducing balance

2 Audit information

The audit report is unqualified.

Independent examinar Firm: Sidhu & CO Date of audit report: 20 September 2022

Employees
Average number of persons employed by the company
Tangible fixed assets
Land and
buildings
£
Cost
At 1 January 2021
468,953
Additions
-
At 31 December 2021
468,953
2021
Number
2
Plant and
machinery
etc
£
50,140
603
50,743
2020
Number
2
Total
£
519,093
603
519,696

7

Ramgarhia Sikh Temple Notes to the Accounts for the year ended 31 December 2021

Depreciation
At 1 January 2021
-
Charge for the year
-
At 31 December 2021
-
Net book value
At 31 December 2021
468,953
At 31 December 2020
468,953
5
Debtors
6
Creditors: amounts falling due within one year
Other creditors
Amounts owed by group undertakings and undertakings in which
the company has a participating interest
43,526
1,801
45,327
5,416
6,614
2021
£
7,202
2021
£
3,052
43,526
1,801
45,327
474,369
475,567
2020
£
8,402
2020
£
2,070

7 Other information

Ramgarhia Sikh Temple is a private company limited by shares and incorporated in England. Its registered office is:

720 Bolton Road

Bradford

West Yorkshire BD3 0ND

8

Ramgarhia Sikh Temple Detailed profit and loss account for the year ended 31 December 2021

This schedule does not form part of the statutory accounts

Voluntary Income
Costs of charitable activities
Other operating income
Surplus on ordinary activites before tax
Interest receivable
Surplus for the financial year
2021
£
49,140
(40,504)
18,772
27,408
-
27,408
2020
£
35,925
(42,669)
440
(6,304)
3
(6,301)

9

Ramgarhia Sikh Temple Detailed profit and loss account for the year ended 31 December 2021

This schedule does not form part of the statutory accounts

Income
Donations and other voluntary income
Administrative expenses
Employee costs:
Wages and salaries
Premises costs:
Rates - water
Insurance
Repairs and maintenance
Light and heat
Cleaning, waste disposal and pest control
32 Cliffe Road - Council tax
General administrative expenses:
Telephone and internet
Stationery and printing
Diwali / Vasakhi Nagar Kirtan Celebrations
Subscriptions
Bank charges
Food and entertainment
TV Licence
Educational and travel
Depreciation
Cash Deficit
Legal and professional costs:
Other legal and professional
Examination fees
Other operating income
Rental / Insurance claim / Sundry
2021
£
49,140
16,299
16,299
4,168
3,093
7,504
4,737
529
-
20,031
1,219
49
-
23
295
211
184
392
1,801
-
4,174
-
-
-
40,504
18,772
2020
£
35,925
15,516
15,516
-
3,080
10,069
7,355
623
295
21,422
1,368
-
(300)
-
189
362
154
-
2,205
2
3,980
195
1,556
1,751
42,669
440

10