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2025-03-31-accounts

ST PAUL’S COMMUNITY DEVELOPMENT TRUST (LIMITED BY GUARANTEE) TRUSTEES’ REPORT AND FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31st MARCH 2025

REGISTERED CHARITY NO. 508943

Company Number 01429707

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ST PAUL’S COMMUNITY DEVELOPMENT TRUST (Limited by Guarantee)

CONTENTS OF THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31st MARCH 2025

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|||||||| |---|---|---|---|---|---|---| |Page| |Legal|and|Administrative|Information|1| |Report|of the Trustees|2-11| |Report|of the|Auditors|42-15| |Statement|of|Financial|Activities|16| |Balance Sheet|17| |Cashflow|Statement|18| |Notes|to|the|Cashflow|Statement|19| |Notes|forming|part|of the|Financial|Statements|20-29|

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ST PAUL’S COMMUNITY DEVELOPMENT TRUST (Limited by Guarantee)

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31st MARCH 2025

LEGAL AND ADMINISTRATIVE INFORMATION FOR THE YEAR ENDED 31st MARCH 2025

Trustees Pat Wing Chair Nicholas Shepherd Clare Reardon Paul Chew Honorary Treasurer Elaine Meredith Kashaf Ali Carol Viola Herbert (appointed 14/7/25) Chilufya Dawo (appointed 14/7/25)

Chief Executive Manjit Dehal

Secretary Elaine Hanrahan

Registered Office St Paul’s Centre Hertford Street Balsall Heath, Birmingham B12 8NJ

Auditors Thomas & Young Limited Carleton House 266-268 Stratford Road Shirley, Solihull West Midlands B90 3AD

Bankers Lloyd TSB Bank pic 32-34 Alcester Road South, Kings Heath, Birmingham B14 7PU United Trust Bank Limited 80 Haymarket, London SW1Y 4TE

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Solicitors Shakespeares Somerset House Temple Street, Birmingham B2 5DJ

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Company Number 01429707 Page 1

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ST PAUL’S COMMUNITY DEVELOPMENT TRUST (Limited by Guarantee) REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31st MARCH 2025

Chair’s Report for the year ended 31*t March 2025

Chair's Message: A Year of Transformation | am delighted to present this year's report, which demonstrates the remarkable work of St Paul's Trust and the dedication of everyone who makes our mission possible. First, | want to extend heartfelt gratitude to all who contribute to St Paul's success: our exceptional staff, committed volunteers, Board of Trustees, Patrons, funders, partners, and the individuals and families who trust us with their support needs.

Key Achievements

During the year, we supported over 3,200 individuals across our communities in addition to welcoming 42,000 visitors to the farm. From the non-verbal autistic child who found his voice in our nursery, to the young person who discovered their potential at our SEMH school, to the isolated grandmother who found friendship in our Chai & Chat sessions—these stories drive us forward. This year has been marked by significant strategic progress. We successfully launched our Strategic Plan 2024-27, setting clear direction for the next three years with enhanced focus on our youth offer, Care Farm accreditation progression, and expanded health and wellbeing activities.

Major Milestones

Birmingham Forward Steps (BFS) Model: We launched our new BFS model following extensive consultations and signing our contract with Birmingham Community Healthcare NHS Foundation Trust, strengthening our ability to support families with children aged 0-19.

Family Hubs Initiative: Significant progress with capital funding secured and valuable early learning from voluntary and community sector partnerships. Care Farm: Delivered 316 environmental activities with outstanding wellbeing outcomes—98% of participants reported improvements. Nursery Excellence: Achieved 100% school readiness for children transitioning to reception, with every child either progressing well or having appropriate support plans. SEMH School: Continues developing with new senior leadership and renegotiated pupil fees, putting the school in a stronger long-term financial position.

Challenges and Responses

We acknowledge occupancy challenges with our Nursery at 72% and the Nest at 87% capacity. Robust action plans are in place to address these challenges and adapt service delivery to meet community needs effectively.

Leadership Transition

February 2025 brought a significant leadership transition. We said farewell to Lisa Martinali, our Chief Executive Officer, who led us through substantial growth and strategic development. Her leadership was instrumental in developing our Strategic Plan, launching the Birmingham Forward Steps model, and negotiating increased pupil fees.

In March 2025, we welcomed Manjit Dehal as our new Chief Executive Officer, bringing extensive experience and fresh perspectives for implementing our strategic plan. Company Number 01429707 Page 2

ST PAUL’S COMMUNITY DEVELOPMENT TRUST (Limited by Guarantee)

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31st MARCH 2025

Governance and Infrastructure

Our governance continues strengthening with updated Terms of Reference and schemes of delegation. We are in the process of recruiting 2 new Trustees to bring fresh perspectives and skills to our Board. Facilities reviews with condition surveys are underway, with improvement works planned to ensure safe, welcoming environments.

Looking Forward

St Paul's Trust is well-positioned to build on this year's achievements. Our strategic clarity, strengthened partnerships, and dedicated team provide a solid foundation for continued community impact.

Thank you to "Team St Paul's" — your passion, dedication, and expertise make all the difference. Together, we continue working for the community, creating opportunities, and supporting individuals and families to lead healthy and fulfilled lives.

Patrick Wing MBE JP Chair of Trustees

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ST PAUL’S COMMUNITY DEVELOPMENT TRUST (Limited by Guarantee)

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31st MARCH 2025

The Trustees, who are also Directors of the Charity for the purposes of the Companies Act 2006, submit their Annual Report and Audited Financial Statements for the year ended 31st March 2025

The Financial Statements comply with the Charities Act 2011, the Companies Act 2006, the Memorandum and Articles of Association, and Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS102) (effective 15 October 2019).

Purpose and Aims

Our Charity’s purpose, as set out in the objects contained in the Company’s Memorandum of Association, is to benefit the public by providing educational, leisure, arts and cultural activities to all those in Balsall Heath and surrounding areas but especially for children and young adults.

The aims of our Charity are to improve the quality of life for all those in Balsall Heath and surrounding areas by promoting physical, mental and spiritual wellbeing.

The Trustees confirm that they have complied with the duty in Section 4 of the 2011 Charities Act to have due regard to guidance published by the Charity Commission, including public benefit guidance, when reviewing the Trust’s aims and objectives and in planning future activities.

Ensuring We Achieve our Aims

Each year we monitor our aims and objectives for each area of the Trust by evaluating the outcomes of our services provided to see if we are benefiting those who use them or have access to them.

Achievements and Performance

St Paul’s Community Development Trust has continued to deliver high-quality, community-focused services throughout the financial year 2024-2025. In a challenging climate, we have retained financial stability whilst meeting increased local needs. This has been possible due to the dedication of our Trustees, staff, the support of our volunteers, and the strength of our partnerships.

The Trust’s provision spans several key areas:

St Paul’s School and Post-16 Education Centre

Our independent school and Post-16 Centre continues to offer a safe, supportive learning environment for pupils who often face significant challenges.

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ST PAUL’S COMMUNITY DEVELOPMENT TRUST (Limited by Guarantee) REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31st MARCH 2025

Birmingham Forward Steps (Early Years and Family Hub Provision)

Operating as a key delivery partner in the Birmingham Forward Steps programme, we provide early intervention, parenting support, and targeted family services. During the year we:

Day Care Children’s Nursery

Our nursery delivered inclusive, nurturing care to 134 children, with a strong focus on school readiness, inclusion, and early development we:

Balsall Heath City Farm

As a much-loved community asset, the City Farm continues to be a space for learning, therapeutic engagement, and environmental education. We:

Community Hubs — Venture Hall

Venture Hall remains a vital space for health, well-being, and community engagement. Key activities included:

e Warm Space Company Number 01429707 Page 5

ST PAUL’S COMMUNITY DEVELOPMENT TRUST (Limited by Guarantee) REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31st MARCH 2025

Participants consistently report improved mental health, social connection, and confidence through these inclusive spaces.

Volunteering Service

Once again our volunteers have played a crucial role in enhancing service delivery across the Trust. We

Support Services

Our internal infrastructure — including HR, Finance, IT and Facilities — ensured smooth operations and high standards across all delivery areas.

Key investments included:

These improvements contributed significantly to user experience and service efficiency.

People and Culture

Our staff remain central to everything we do. The annual satisfaction survey showed strong results:

Financial Sustainability

The Trust continued to strengthen its financial position by maintaining existing funding relationships and securing new income streams. Strategic resource allocation supported high-impact areas and ensured long-term sustainability.

Looking Ahead

Guided by our Strategic Plan 2025+, we will:

ST PAUL’S COMMUNITY DEVELOPMENT TRUST (Limited by Guarantee) REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31st MARCH 2025

Thank You

Our achievements this year reflect the contributions of many:

Together, we remain committed to building a fairer and brighter future for communities.

Attracting New Money 2024/2025

Successful funding bids and donations for 2024/2025. Our thanks go to all organisations who invested

in St Paul's.

29"" May 1961 Charitable Trust
Compost Culture— Incredible Surplus
Roger& TurnerTrust
Warm Spaces
Fairer Futures CityWide Fund
Doyly Carte
Sport Birmingham
Grimmitt Trust
£5,000
£16,220
£2,000
£7,000
£12,702
£5,500
£2,000
£1,330
HallGreenNeighbourhoodNetworkScheme £1,800

We would like to thank those who contributed to the Trust and confirm that £25,674 has been deferred into the next financial year.

Financial Review

The principal funding sources are detailed in note 3 and total resources expended are detailed in note 5 to the Financial Statements. A summary of income and expenditure is shown at note 14. The current year has seen an overall deficit of £12,485 (surplus of £44,030 for 2024). The School shows a surplus of £16,785 (surplus of £110,067 for 2024) Children and Family Services a deficit of £54,013 (deficit of £7,159 for 2024) and Support Services a surplus of £24,743 (deficit of £7,159 for 2024).

The total funds carried forward stand at £1,378,261 and are detailed in note 12.

Investment Policy

There are no restrictions on the powers of the Trustees to invest the funds of the Charity. The current policy of the Trustees is to have regard to income requirements and any risks which have been identified and to retain any such funds as are required in the short-term bank deposit accounts. When there are funds that are not immediately required, they will be invested in suitable high interest accounts. Company Number 01429707 Page 7

ST PAUL’S COMMUNITY DEVELOPMENT TRUST (Limited by Guarantee)

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31st MARCH 2025

Reserves Policy

Where the Trustees are able to do so, they aspire to retain a reserve of approximately three months running costs to ensure stability, but in current times hold at least one month’s running costs together with a sum of £250,000 for closedown costs.

In addition, Trustees hold in reserves from time to time restricted funds, which are allocated to a time period later than that of the accounting period.

The present level of funding is adequate to support the continuation of the Trust for the medium term, and the Trustees consider the financial position of the Charity to be satisfactory.

Funds Held as Custodian Trustee on Behalf of Others

The Charity manages and operates a bank account where the funds held do not belong to St Paul’s Community Development Trust. The balance on this account as at 31st March 2025 amounted to £9,820. The fund is used solely for payroll administration on behalf of organisations in the local community.

Plans for the Future

Five Bold Commitments

1. Securing Family Hub Sustainability

Building on the success of Hall Green, we will ensure families have reliable support from pregnancy through young adulthood.

2. Co-creating a Youth Revolution

Starting from a blank canvas with young people in Balsall Heath, we will build something extraordinary— incorporating arts, outdoor learning, sports, and social action.

3. Expanding Our SEMH Excellence

Embedding trauma-informed practice and expanding therapeutic pathways so every young person has the tools to thrive.

4. Deepening Our Inclusion Commitment

Reviewing and embedding equity, diversity, and inclusion across everything we do—from governance to service delivery.

5. Strengthening Community Leadership

As Central Birmingham's locality lead, we will convene, collaborate, and innovate to ensure resources reach where they are needed most.

Strategic Workforce Investment

To deliver our ambitious goals and build robust organisational capacity, we are investing in three critical strategic positions that will transform our operational foundation:

Company Number 01429707 Page 8

These roles represent our commitment to building organisational resilience and professional excellence as we expand our reach and deepen our transformative impact across Central Birmingham.

Structure, Governance and Management

Governing Document

The organisation is a charitable Company Limited by Guarantee, incorporated on 14th June 1979 and registered as a Charity on the same date. The Company was established under a Memorandum of Association which established the objects and powers of the charitable Company and is governed under its Articles of Association. In the event of the Company being wound up members are required to contribute an amount of £5.

There are no arrangements for setting pay and remuneration of key management personnel and no benchmarks, parameters or criteria have been used.

Recruitment and Appointment of Trustees

The Directors of the Company are also Charity Trustees for the purposes of charity law and under the Company’s Articles are known as members of the Board of Trustees. Under the requirements of the Memorandum and Articles of Association, the Trustees are elected to serve for a period of three years after which they stand down and may stand for re-election. The Trustees give their time freely and receive no remuneration or other financial benefit.

To identify possible gaps within the Board of Trustees, the Trustees are requested to carry out an audit of their skills, experience and background. Once identified, a job description and person specification are drawn up and the vacant position is then advertised. Also, an application can be completed should a potential applicant be interested and there are vacancies within the Board of Trustees. A panel of Trustees will then undertake the recruitment process carried out by the rest of the Trust, which includes interviewing the successful applicants who meet the criteria. The applicants will have an opportunity to observe a meeting and request any further information.

Trustee Induction and Training

New Trustees are given an induction pack which includes Trustee responsibilities together with a copy of the Memorandum and Articles of Association, structure of the Trust and departments, latest business plan and copies of previous annual reports. They are also given access to the Trust's intranet which contains the Policy Manual.

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Organisation

The Board of Trustees, which can have up to twelve members, administers the Charity. The Board meets at least four times a year and is responsible for the strategic direction and policy of the Charity. A Chief Executive is appointed by the Trustees to manage the day to day operations of the Charity and also attends Company Number 01429707

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ST PAUL’S COMMUNITY DEVELOPMENT TRUST (Limited by Guarantee)

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31st MARCH 2025

the Board meetings. To facilitate effective operations, the Chief Executive has delegated authority, within terms of delegation approved by the Trustees, for operational matters.

Related Parties

None of our Trustees receive remuneration or other benefit from their work with the charity. Any connection between a trustee, senior managers or senior staff must be disclosed to the full board of Trustees in the same way as any contractual relationships with a related party. In the current year no such related party transactions were reported.

Risk Management

The Trustees have examined the major strategic, business and operational risks which the Charity faces and confirms that systems have been established to enable reports to be produced so that the necessary steps can be taken to lessen these risks.

Trustees’ Responsibilities in Relation to the Financial Statements

The Trustees (who are also the directors for the purposes of company law) are responsible for preparing the Report of the Trustees and the Financial Statements in accordance with applicable law and regulations and in accordance with United Kingdom Generally Accepted Accounting Practice.

The Trustees are required by company law to prepare Financial Statements for each financial year which give a true and fair view of the financial activities of the Charity, and of its financial position at the end of that year. In preparing those Financial Statements the Trustees are required to:

a) select suitable accounting policies and apply them consistently.

The Trustees are responsible for keeping adequate accounting records that are sufficient to show and explain the Charity’s transactions and disclose with reasonable accuracy at any time the financial position of the Charity and that enable them to ensure the Financial Statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the Charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Statement as to Disclosure of Information to Auditors

So far as each Trustee is aware, there is no relevant information (information needed by the Charity’s auditors in connection with preparing their report) of which the Charity’s auditors are unaware, and they have taken all the steps that they ought to have taken as a Trustee in order to make themselves aware of any relevant audit information and to establish that the Charity’s auditors are aware of that information.

Auditors

A resolution proposing Thomas & Young to be re-appointed as auditors of the Charity will be put to the Trustees at the meeting to agree the Statutory Accounts.

This report has been prepared in accordance with the small companies’ regime.

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ST PAUL’S COMMUNITY DEVELOPMENT TRUST (Limited by Guarantee)

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31st MARCH 2025

Approval

This report was approved by the Board of Directors and Trustees on 22™4 September 2025 and signed on its behalf.

Re Pat Wing mNy Trustee

MO Manjit Dehal Chief Executive

Company Number 01429707 Page 11

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INDEPENDENT AUDITOR’S REPORT TO THE MEMBERS OF ST PAUL’S COMMUNITY DEVELOPMENT TRUST (Limited by Guarantee) Opinion We have audited the financial statements of St Paul’s Community Development Trust (Limited by Guarantee) for the year ended 31 March 2025 which comprise the Statement of Financial Activities, the Balance Sheet, the Cash Flow Statement and the related notes to the financial statements, including significant accounting policies. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102 The Financial Reporting Standard applicable in the UK and Republic of Ireland (United Kingdom Generally Accepted Accounting Practice).

Conclusions relating to going concern In auditing the financial statements, we have concluded that the trustees’ use of the going concern basis of accounting in the preparation of the financial statements is appropriate.

Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the charitable company’s ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.

Our responsibilities and the responsibilities of the trustees with respect to going concern are described in the relevant sections of this report.

Other information The other information comprises the information included in the trustees’ annual report, other than the financial statements and our auditor's report thereon. The trustees are responsible for the other information contained within the annual report. Our opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon. Our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the course of the audit or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether this gives rise to a material misstatement in the financial statements themselves. If based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.

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(Limited by Guarantee)

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INDEPENDENT AUDITOR’S REPORT TO THE MEMBERS OF ST PAUL’?S COMMUNITY DEVELOPMENT TRUST

Opinions on other matters prescribed by the Companies Act 2006 In our opinion, based on the work undertaken in the course of the audit:

We have nothing to report in respect of the following matters in relation to which the Companies Act 2006 requires us to report to you if, in our opinion:

Responsibilities of trustees As explained more fully in the trustees’ responsibilities statement (set out on pages 4 and 5), the trustees (who are also the directors of the charitable company for the purposes of company law) are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the trustees determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.

In preparing the financial statements, the trustees are responsible for assessing the charitable company’s ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the trustees either intend to liquidate the Charitable company or to cease operations, or have no realistic alternative but to do so.

Auditor’s responsibilities for the audit of the financial statements We have been appointed as auditor under section 144 of the Charities Act 2011 and report in accordance with regulations made under section 154 of the act. Company Number 01429707 Page 13

INDEPENDENT AUDITOR’S REPORT TO THE MEMBERS OF ST PAUL’S COMMUNITY DEVELOPMENT TRUST (Limited by Guarantee)

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor’s report that includes our opinion. Reasonable assurance is a high level of assurance but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements. A further description of our responsibilities for audit of the financial statements is located on the Financial Reporting Council’s website at: www.frc.uk/auditorsresponsibilities. This description forms part of our auditor’s report. Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud. The extent of which our procedures are capable of detecting irregularities, including fraud is detailed below.

Use of our report This report is made solely to the charitable company’s members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006. Our audit work has been undertaken so that we might state to the charitable company’s members those matters we are required to state to them in an auditor's report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility

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INDEPENDENT AUDITOR’S REPORT TO THE MEMBERS OF ST PAUL’S COMMUNITY DEVELOPMENT TRUST (Limited by Guarantee)

to anyone other than the charitable company and the charitable company’s members as a body, for our audit work, for this report, or for the opinions we have formed.

Mark McLean FCA Thomas & Young Limited Chartered Accountants & Registered Auditors Carleton House 266-268 Stratford Road

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Shirley Solihull West Midlands B90 3AD

22nd September 2025

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ST PAUL'S COMMUNITY DEVELOPMENT TRUST (Limited by Guarantee) STATEMENT OF FINANCIAL ACTIVITIES (INCORPORATING AN INCOME AND EXPENDITURE ACCOUNT) FOR THE YEAR ENDED 31st MARCH 2025

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||||||||| |---|---|---|---|---|---|---|---| |Note|Unrestricted|Restricted|Total|Total| |Funds|Funds|2025|2024| |£|£|£|ra| |Income| |Donations|and|grants|2|6,166|24,800|30,966|18,259| |Income|from|charitable|activities:| |Activities|for generating|funds|3,928|-|3,928|5,603| |Operation|of the Trust|3|333,916|3,097,929|3,431,845|3,702,115| |Investment|Income|4|16,069|-|16,069|10,013| |a| |Total|income|360,079|3,122,729|3,482,808|3,735,990| |me| |Expenditure| |Cost of raising|funds|805|-|805|4,032| |Expenditure|on|Charitable|activities:| |Operation|of the Trust|315,151|3,179,337|3,494,488|3,690,928| |Se|See| |Total|expenditure|5|315,956|3,179,337|3,495,293|3,691,960| |Net|income|and|net| |movement|in funds for the year|14|44,123|(56,608)|(12,485)|44,030| |Reconciliation|of funds| |Total|Funds|brought forward|467,239|923,507|1,390,746|1,346,716| |Transfers|between|Funds|-|-|-|-| |Total funds|carried forward|ee511,362|866,899|1,378,261|1,390,746|

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The Statement of Financial Activities includes all gains and losses recognised in the year. All of the above results are derived from continuing activities.

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ST PAUL'S COMMUNITY DEVELOPMENT TRUST (Limited by Guarantee)
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AS BALANCEAT 31st MARCHSHEET2025
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2025 2024
Note
£ £ £ £
Fixed assets
Tangible assets 7 720,903 779,821
Total Fixed Assets 720,903 779,821
Current assets
Debtors 8 451,248 582,437
Cash at bank & in hand 1,478,820 1,098,802
Total Current Assets 1,930,068 1,681,239
Creditors (amounts falling
due within one year) 9 1,272,710 1,070,314
Net Current Assets 657,358 610,925
Net Assets 1,378,261 1,390,746
The funds of the Charity:
Restricted funds 13 866,899 923,507
Unrestricted fund 13 511,362 467,239
Total Charity Funds 12 1,378,261 1,390,746
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These financial statements have been prepared in accordance with the special provisions of Part 15 of the Companies Act 2006 relating to small companies and constitute the annual accounts required by the Companies Act 2006 and are for circulation to members of the company.

Approved by the Trustees on 22nd September 2025 and signed on their behalf by:-

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hy
Pat Wing
Trustee
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ST PAUL'S COMMUNITY DEVELOPMENT TRUST (Limited by Guarantee)

CASH FLOW STATEMENT FOR THE YEAR ENDED 31st MARCH 2025

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||||||| |---|---|---|---|---|---| |Note|2025|2024| |£|£| |Cashflow|from| |operating|activities|1|416,361|871| |Cash|flow|from|investing|activities| |Interest income|16,069|10,013| |Purchase|of|tangible| |fixed|assets|(52,412)|(138,071)| |Increase/(Decrease)|in|cash|and|cash| |equivalents|in|the year|380,018|(127,187)| |Cash|and|cash|equivalents|at|the| |beginning|of the|year|1,098,802|1,225,989| |Total|cash|and|cash|equivalents|at| |the end|of the year|1,478,820|1,098,802|

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ST PAUL'S COMMUNITY DEVELOPMENT TRUST (Limited by Guarantee)

NOTES TO THE CASHFLOW STATEMENT FOR THE YEAR ENDED 31st MARCH 2025

2025 2024
£ £
1. Reconciliation of netmovement in funds to
netcashflow from operating activities
Net movement in funds
(12,485) 44,030
Investment income (16,069) (10,013)
Depreciation charge
Loss on disposal
Decrease/(Increase) in debtors
(Decrease)/Increase in creditors
111,330
-
131,189
202,396
131,235
130
(41,653)
(122,858)
Netcash used in operating activities 416,361 871
2. Cash and cash equivalents 1stApril 31st March
2024 Cashflow 2025
£ £ £
Cash at bank & in hand 1,098,802
ee
380,018 1,478,820

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ST PAUL’S COMMUNITY DEVELOPMENT TRUST (Limited by Guarantee)

NOTES TO THE FINANCIALSTATEMENTS FOR THE YEAR ENDED 31st MARCH 2025

ACCOUNTING POLICIES

(a) Basis of preparation

The Financial Statements have been prepared in accordance with Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Standard applicable in the UK and Republic of Ireland (FRS102) (effective 1** October 2019) — (Charities SORP (FRS102)), the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) and the Companies Act 2006.

(b) Company status

The members of the company are the Trustees named on page 1. In the event of the Charity being wound up, the liability in respect of the guarantee is limited to £5 per member of the Charity.

The financial statements are presented in sterling which is the functional currency of the Charity and rounded to the nearest £1. The Charity is a company Limited by Guarantee. in England/Wales. The Charity constitutes a public benefit entity as defined by FRS102.

The address of the registered office is given in the charity information on page 1 of these financial statements.

(c) Fund accounting

General funds are unrestricted funds which are available for use at the discretion of the Trustees in furtherance of the general objectives of the Charity and which have not been designated for other purposes. Restricted funds are funds that are to be used in accordance with the specific restrictions imposed by donors or which have been raised by the Charity for particular purposes.

(d) Incoming resources

All incoming resources are included in the statement of financial activities when the Charity is legally entitled to the income and the amount can be quantified with reasonable accuracy. Income from Government Grants is recognised on receipt and when the Charity has entitlement to the grant.

(e) Resources expended

All expenditure is accounted for on an accruals basis and is recognised when there is a legal or constructive obligation to pay for expenditure. All costs have been directly attributable to one of the functional categories of resources expended in the statement of financial activities. Governance costs include those costs associated with meeting the constitutional and statutory requirements.

(f) Grants

The Charity issues small grants to local institutions within the Balsall Heath community to fund activities for children under 5. Total small grants for the year amount to ENil.

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ST PAUL’S COMMUNITY DEVELOPMENT TRUST (Limited by Guarantee)

NOTES TO THE FINANCIALSTATEMENTS FOR THE YEAR ENDED 31st MARCH 2025

(g) Tangible fixed assets and depreciation

Until 31st March 1999 improvements to leasehold properties were not capitalised because the cost of additions and improvements were fully funded and those items were reflected in the income and expenditure account. This policy com plied with that requested by previous funders.

Although the original cost of buildings is shown in the accounts, the cost of additions before 1st April 2000 is not available. The users of the accounts are principally the Trustees, parents of children attending the School, local residents and various funders. The Trustees consider the cost of carrying out a professional valuation to include those assets at a value in the accounts to be considerable compared to the limited additional benefits derived by the users of the accounts. Since 1st April 2000 all additions and improvements to leasehold buildings have been capitalised and depreciated.

Other tangible fixed assets are stated at cost. Depreciation is calculated to write-off the tangible assets over their estimated useful lives. The principal rates in use are: Leasehold properties 4% of cost Motor vehicles 20% reducing balance Furniture and equipment 20% reducing balance Video and computer equipment 33.3% reducing balance

(h) Pension Costs

The Charity operates a defined contribution scheme for the benefit of its employees. Contributions payable for the year are charged in the Income and Expenditure Account.

(I) Debtors and Creditors receivable/payable within one year

Debtors and creditors with no stated interest rate and receivable or payable within one year are recorded at transaction price. (J) Leases Rentals payable and receivable under operating leases are charged to the SoFA ona straight line basis over the period of the lease.

(K) Going concern The financial statements have been prepared on a going concern basis as the trustees believe that no material uncertainties exist. The trustees have considered the level of funds held and the expected level of income and expenditure for 12 months from authorising these financial statements. The budgeted income & expenditure is sufficient with the level of reserves for the charity to be able to continue as a going concern. Company Number 01429707 Page 21

|

ST PAUL'S COMMUNITY DEVELOPMENT TRUST (Limited by Guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31st MARCH 2025

2. DONATIONSANDLEGACIES Unrestricted Restricted Total
2025
Total
2024
£ ze £ £
Rogerand Douglas TurnerTrust
Niveah Trust
Incredible SurplusCompostCulture
29thMayTrust
Canal & River BoatTrust
-
-
-
2,373
-
19,833
835
157
2,373
-
19,833
835
157
1,572
725
5,357
5,000
-
GrimmittTrust - 1,330 1,330
-
-
-
BVSC - - -
Lillie
C Johnson
- - -
Baron Davenport
Animal Sponsorship
Other Donations
-
-
6,166
-
272
-
6,438
90
5,515
ee
6,166 24,800 30,966 18,259

Company Number 01429707 Page 22

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31st MARCH 2025

| |

ST PAUL'S COMMUNITY DEVELOPMENT TRUST (Limited by Guarantee)

3. INCOMING RESOURCES FROM CHARITABLE ACTIVITIES

==> picture [497 x 527] intentionally omitted <==

----- Start of picture text -----
|||||||||| |---|---|---|---|---|---|---|---|---| |Unrestricted|Restricted|Total|Total| |2025|2024| |Directorate|of Children,|Young|People and|Families|E|£|£|z| |Education|-|1,600,098|1,600,098|1,799,273| |Early Years and|Childcare-3/4 years|-|180,638|180,638|171,930| |Early Years and|Childcare-2|years|-|101,056|101,056|68,188| |Early Years and|Childcare-9|months|to 2 years|-|47,190|47,190|-| |Early Years and|Childcare-SEN|-|18,580|18,580|8,668| |Early Years and|Service|Pupil|Premium|-|4,887|4,887|3,373| |Birmingham|Forward|Steps|Children|Centre|1,076,320|1,076,320|1,148,558| |Birmingham|City Council|-|-|-|4,300| |Children|in|Need|-|-|-|51,826| |Midland|Mencap|-|5,067|5,067|7,888| |Hall|Green|Neighbourhood|Network Scheme|-|2,972|2,972|6,285| |Neighbourhood|Development and|Support Beyond|Birmingham|4,160|4,160|3,560| |-|3,000| |Leeds|Beckett|-| |Faith Action|-|5,000| |Versus|Arthritus|-|-|2,167| |Hello|Fresh|-|-|1,500| |Warm|Spaces|-|5,250|5,250|3,146| |Winter|Food|Grant|-|-|5,000| |Living|Well|-|1,679|1,679|2,948| |Balsall|Heath|Well|Being|Network|-|-|1,350| |BVSC|-|-|1,000| |Sport Birmingham|Urban|and Active|-|4,283|4,283|22,547| |Street Games|Holiday Activities|Fund|-|27,761|27,761|21,460| |UK Shared|Posperity|Fund|-|40,000|10,000|-| |Fairer|Futures|City Wide|Fund|-|5,049|5,049|-| |Saintbury|-|1,612|1,612|75| |Sale|of services|333,916|1,327|335,243|359,073| |a| |333,916|3,097,929|3,431,845|3,702,115| |4.|INVESTMENT|INCOME| |2025|2024| |£|£| |Interest|receivable|on|UK cash|deposits|16,069|10,013|

----- End of picture text -----

Company Number 01429707 Page 23

ST PAUL'S COMMUNITY DEVELOPMENT TRUST (Limited by Guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31st MARCH 2025

5.ANALYSISOFEXPENDITURE Children
Basis of
Allocation
School
Services
£
Support
Services
£
and Family
Services
£
Total
2025
£
Total
2024
£
Costs of raising funds
Costs ofgenerating voluntary income
Postage & stationery
Event costs
Direct
Direct
-
-
-
-
-
805
-
805
2
1,032
a
=
-
805
805
1,032
Charitable Activities
Costs directly allocated to activities
Staff&Associated costs Direct 1,037,426 - 1,162,585 2,200,011 2,359,191
Furniture, renewals &
refurbishment
Direct 9,469 - 69,525 78,994 55,647
Books, equipment &
education materials
Depreciation
Othercosts
Direct
Direct
Direct
49,716
17,172
241,947
-
-
-
62,616
72,792
252,527
112,332
89,964
494,474
129,575
97,745
548,545
Supportcosts allocated to activities
Staff &Associated costs Income Rec. 151,523 (12,745) 176,012 314,790 296,342
Books, equipment &
education materials
Direct - 4,942 - 4,942 871
Furniture, renewals &
refurbishment
Premises
Bankand professional
Depreciation
Losson disposal
Bad debt provision
Othercosts
Direct
Income Rec.
IR/Direct
Direct
Direct
Direct
IR/Direct
-
421
-
421
735
6,779
(747)
7,875
13,907
17,406
1,040
(356)
3,259
3,943
1,561
-
21,366
-
21,366
33,490
-
-
-
-
(176)
-
-
-
.
-
36,065
(9,581)
41,893
68,377
61,942
ee
Se
4,551,137
3,300
1,849,084
3,403,521
3,602,874
Governance
Staff&Associated costs
Premisescosts
Audit
Actual
Income Rec.
Actual
37,499
-
43,559
81,058
78,568
1,309
-
1,520
2,829
2,406
3,839
(660)
3,901
7,080
7,080
ete
42,647
(660)
48,980
90,967
88,054
1,593,784 2,640 1,898,869 3,495,293 3,691,960

Support Services provides maintenance, financial support and other services to all departments. The costs of these services are recharged based on the initial budget set out at the beginning of the year. During the year Support Services also included rental income and the kickstart programme. Auditors remuneration The auditor's remuneration amounts to an audit fee of £7,080 (2024 - £7,080)

Company Number 01429707 Page 24

ST PAUL'S COMMUNITY DEVELOPMENT TRUST (Limited by Guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31st MARCH 2025

6. STAFFCOSTS 2025 2024
Trust Staff
Salaries &wages
Social securitycosts
Pension costs
£
1,786,921
141,444
85,227
£
1,754,995
131,788
67,798
2,013,592 1,954,581
Associated Costs
Agency
Secondments
Recruitment
Redundancy
External Provision
Third PartyCosts
345,417
164,000
11,050
18,945
39,660
3,195
574,195
156,777
3,529
18,945
40,926
4,095
582,267 798,467
Total perNote 5 2,595,859 2,753,048
No. ofemployeeswho received remuneration ofmorethan £60,000. 2025 2024
Band No. No.
£60,000 to£69,999 1 1
Theaverage numberofemployees during the year, calculated onthe basis offull full time equivalents
was as follows: 2025 2024
No. No.
Direct charitable work
Management&administration
83
)
87
9
92 96

No members of the Board of Trustees received any remuneration during the year.

Company Number 01429707 Page 25

ST PAUL'S COMMUNITY DEVELOPMENT TRUST (Limited by Guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31st MARCH 2025

  1. TANGIBLE FIXED ASSETS
7. TANGIBLE FIXED ASSETS
Improve- Video&
ments to
property
Leasehold
properties
£
Motor
vehicles
£
Furniture
&
equipment
£
computer
equipment
£
Total
£
Cost
At 1st April 2024 761,307 1,939,236 55,994 233,292 18,236 3,008,065
Disposals
Additions
-
34,806
- - -
17,606
-
-
-
52,412
At 31st March 2025 796,113 1,939,236 55,994 250,898 18,236 3,060,477
Depreciation
At 1st April 2024
234,235 1,795,657 11,199 170,411 16,742 2,228,244
Depreciation on Disposal
Charge forthe year
-
31,844
-
53,928
-
8,959
-
16,101
-
498
=
111,330
At 31st March 2025 266,079 1,849,585 20,158 186,512 17,240 2,339,574
Net Book Value
At 31st March 2025 530,034 89,651 35,836 64,386 996 720,903
At 31st March 2024 527,072 143,579 44,795 62,881 1,494 779,821
The leasehold property is leased from Birmingham CityCouncil. The school buildings are ona site leased for
99 yearsfrom 1 January 1997. The Venture, Children's Centre and Farm buildings areona site leased for25
years from 23rd June 2000 andwe have confirmation from the Local Authority that the lease will beextended.
The buildings are insured for £12,207,083
8. DEBTORS
2025 2024
£ £
Trade debtors 402,565 527,695
Other debtors
Prepayments
Accrued income
-
45,579
3,104
2
48,856
5,886
451,248 582,437
9. CREDITORS (AMOUNTS FALLING DUEWITHIN ONE YEAR)
2025 2024
£ £
Trade creditors 211,423 175,918
Social security& taxes 31,230 28,925
Vat
Accruals
Other creditors
72,887
273,341
17,034
-
247,367
16,060
Deferred income 666,795 602,044
-1,272,710 1,070,314

Company Number 01429707

Page 26

ST PAUL'S COMMUNITY DEVELOPMENT TRUST (Limited by Guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31st MARCH 2025

==> picture [462 x 124] intentionally omitted <==

----- Start of picture text -----
|||||||| |---|---|---|---|---|---|---| |10.|DEFERRED|INCOME|2025|2024| |£|£| |Balance|as|at|1st April|2024|602,044|762,129| |Transfer from|Income &|Expenditure|account|666,795|602,044| |Released|to|Income &|Expenditure account|(602,044)|(762,129)| |Balance|as|at 31st|March|2024|666,795|602,044|

----- End of picture text -----

Deferred income relates to funds received in advance for 2025/2026

Included within deferred income are several sources of income which relate to projects still in progress including donations of £14,165 from 29th May Trust, £16,791 relating to Nursery which includes pupil premium, £616,970 on Health & Well-Being Projects, £5,855 for School & Youth funding, £7,875 for the Farm and £5,138 for other small projects.

In line with the SORP paragraph 5.23, the Charity has recognised incoming resources only to the extent that the Charity has met the terms or conditions imposed on it.

==> picture [462 x 385] intentionally omitted <==

----- Start of picture text -----
|||||||||||||||||||| |---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---| |11.|LEASES|2025|2024| |£|£| |Operating|Leases| |Total|future|minimum|lease|payments|under non|cancellable|operating|leases|are|as|follows:| |Not|later than|one|year|9,398|8,924| |Later than|one|year and|not|later|than|five|years|16,494|20,928| |Later|than|five|years|=|-| |25,892|29,852| |In|addition|to|the|above,|the|charity|has|99|year|lease|on|St|Paul's|School|at an|annual|rent of £20,000.|There| |is|an|effective|option|to withdraw from|the|lease|with|reasonable|notice,|and|for that|reason,|this|commitment| |has|not|been|disclosed|above.|The|Charity|also|has|a 25 year lease|on|premises|at|Malvern|Street,|which|is| |due|to|expire|in|2025.|The|annual|rent|is £1,500.|Again,|the|charity|has the|option|to withdraw|with|reasonable| |notice,|and|this|commitment|is|not|included|above|as|a|result.| |12,|ANALYSIS|OF|NET|ASSETS|BETWEEN|FUNDS| |Fixed| |Designated|General|Community|Asset|Total| |funds|fund|fund|fund|funds| |£|£|£|£|£| |Fund|balances|at|31st|March|2025|are| |represented|by:| |Tangible|fixed|assets|124,438|-|-|596,465|720,903| |Current|assets|-|1,659,634|270,434|-|1,930,068| |Current|liabilities|-|(1,272,710)|-|-|(1,272,710)| |Total|net|assets|124,438|386,924|270,434|596,465|1,378,261| |Company Number|1429707|

----- End of picture text -----

12, ANALYSIS OF NET ASSETS BETWEEN FUNDS

Page 27

ST PAUL'S COMMUNITY DEVELOPMENT TRUST (Limited by Guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31st MARCH 2025

43. MOVEMENT IN FUNDS Balance
At 1st
April 2024
Incoming
resources
Resources
expended
Transfers Funds
At 31st
March2025
£ £ £ £ £
Restricted funds
CommunityFund
Fixed Asset Fund
275,373
648,134
3,122,729
-
(3,075,996)
(103,341)
(51,672)
51,672
270,434
596,465
Total restricted funds 923,507 3,122,729 (3,179,337) - 866,899
Unrestricted funds
General Fund 335,423 360,079 (307,967) (611) 386,924
Designated Funds:
Fixed AssetFund
131,816 - (7,989) 611 124,438
Total unrestricted funds 467,239 360,079 (315,956) - 511,362
Total funds 1,390,746 3,482,808 (3,495,293) - 1,378,261
PurposesofRestrictedfunds

The Community Fund represents current activities run by the Children’s Services and School

The Fixed Asset Fund has been set up to assist in identifying those funds that are not free funds and it represents the net book value of tangible assets which includes the construction of the Children's Centre and refurbishment to other buildings including the refurbishment of the old Nursery which is now the Post 16 provision.

Purposes of Unrestricted funds

The General Fund represents the free funds of the charity which are not designated for particular purposes.

Company Number 1429707 Page 28

ST PAUL'S COMMUNITY DEVELOPMENT TRUST (Limited by Guarantee)

|

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31st MARCH 2025

44. SUMMARY INCOME AND EXPENDITURE ACCOUNT

==> picture [451 x 190] intentionally omitted <==

----- Start of picture text -----
||||||| |---|---|---|---|---|---| |Children| |School|Support|and|Family|Total|Total| |Services|Services|Services|2025|2024| |£|£|£|£|=| |Income|1,610,569|27,383|1,844,856|3,482,808|3,735,990| |Expenditure|1,576,612|(18,726)|1,826,077|3,383,963|3,560,725| |a| |Income/(expenditure)|33,957|46,109|18,779|98,845|175,265| |Depreciation|17,172|21,366|72,792|111,330|131,235| |eeenen| |Net income/(expenditure)|16,785|24,743|(54,013)|(12,485)|44,030|

----- End of picture text -----

Company Number 01429707 Page 29