SALT OF THE EARTH ANNUAL REPORT FOR 2022
The charity had a satisfactory year. This was a significant achievement considering the UK’s economic difficulties during the period. Our long term regular donors have stayed with us and we were able to achieve a modest increase in income from what had been planned.
Income at £141,745.87 was well down on the previous year’s £218,242.71 but this had been expected because of exceptional income in 2021. This came from a second covid pandemic appeal (over £38,000) and two one off large donations amounting to £35,000. The budgeted income for 2022 was £127k, and this was exceeded by over £14,000. In the circumstances this was a good result.
Our Development Officer redesigned our website early in the year and regularly updated it. This helped us get more child sponsorships and raised our visibility on internet searches. More effort was put into making funding applications to Trusts and Foundation which brought in an income of £20,000, an increase of £10,000 from last year. Social fundraising was able to start again after the pandemic restrictions and this contributed £7,616.
The majority of our income comes from regular DD’s and Standing Orders and this slightly increased despite the financial difficulties experienced here in the UK
Our three partner organisations in Tamil Nadu all reported that, by the end of the year, life in the rural villages that we support had more or less returned to pre pandemic levels. Nevertheless, the effects of the severe lockdowns imposed by the authorities have not gone away. Notably children’s education has suffered badly as all establishments were closed for 18 months and what little savings the rural poor had are long since gone. Nutrition levels of children have fallen and we are hoping to develop our existing child nutrition project for the most badly affected.
At year end we had a healthy surplus of over £44k after having already paid for the first quarter payments for 2023 to our three partner organisations. We are adopting a conservative budget for next year of £137k which, after UK expenses are deducted, will amount to a small decrease of funding to India from last year of some £8k. We are hoping however to increase our income from the budgeted figure and, if achieved, we plan to increase funding to our partner organisations.
Despite the ongoing economic difficulties here in the UK we are confident that in 2023 we can at least maintain our current level of income from our committed supporters. Plans are in an advanced state for fund raising activities which make us optimistic that 2023 will once again be able to outperform the budget.
15[th] March 2023
Murray Frankland Chair
SALT OF THE EARTH
Statement of Financial Activities
for the year ending December 31st 2022
| Unrestricted | Restricted | Total 2022 | Total 2021 | ||
|---|---|---|---|---|---|
| Incoming resources | (Notes) | ||||
| Incoming resources from generated funds | |||||
| Voluntary Income | 2 | 46,877.65 | 66,877.72 | 113,755.37 | 202,323.21 |
| Trusts | 3 | 6,000.00 | 14,000.00 | 20,000.00 | 10,706.27 |
| Activities from generating funds | 4 | 7,615.95 | 0.00 | 7,615.95 | 4,858.29 |
| Investment Income | 199.79 | 0.00 | 199.79 | 123.90 | |
| Incoming resources from charitable activities | |||||
| Other incoming resources | 88.89 | 0.00 | 88.89 | 231.04 | |
| Total incoming resources | 60,782.28 | 80,877.72 | 141,660.00 | 218,242.71 | |
| Costs of generating funds | |||||
| Costs of generating voluntary income | |||||
| Event Costs | 101.21 | 0.00 | 101.21 | 0.00 | |
| Fundraising trading: cost of goods sold and othercosts | |||||
| Total costs of generating funds | 101.21 | 0.00 | 101.21 | 0.00 | |
| Net Incoming Resources for charitable activities | 60,681.07 | 80,877.72 | 141,558.79 | 218,242.71 | |
| Resources Expended | |||||
| Charitable activities | |||||
| Care Child Sponsorship |
5 | 0.00 | 5,132.83 | 5,132.83 | 3,966.73 |
| Care Goat Rearing |
16 | 0.00 | 0.00 | 0.00 | 5,261.50 |
| Care Corona Relief |
14 | 0.00 | 0.00 | 0.00 | 7,061.31 |
| CRUSADEVillage Sponsorship | 6 | 0.00 | 4,173.14 | 4,173.14 | 5,253.76 |
| CRUSADEEnvironment | 7 | 0.00 | 11,372.22 | 11,372.22 | 7,772.32 |
| CRUSADEWater Projects | 8 | 0.00 | 11,476.10 | 11,476.10 | 4,919.75 |
| CRUSADEHealth | 9 | 0.00 | 21,279.41 | 21,279.41 | 29,096.28 |
| CRUSADEWomen's SHG's | 11 | 0.00 | 15,857.89 | 15,857.89 | 15,924.89 |
| CRUSADEDisability Project | 12 | 0.00 | 4,121.19 | 4,121.19 | 5,959.13 |
| CRSADE Microcredit Program | 13 | 0.00 | 0.00 | 0.00 | 25,000.00 |
| CRUSADECorona Relief | 14 | 0.00 | 0.00 | 0.00 | 14,780.67 |
| CRUSADEOther | 318.87 | 0.00 | 318.87 | 145.65 | |
| Masard Child Sponsorship |
5 | 0.00 | 16,018.79 | 16,018.79 | 22,074.32 |
| Masard Village Sponsorship |
6 | 0.00 | 4,483.30 | 4,483.30 | 7,097.96 |
| Masard Environment |
7 | 0.00 | 10,348.05 | 10,348.05 | 7,514.73 |
| Masard Water Projects |
8 | 0.00 | 0.00 | 0.00 | 0.00 |
| Masard Mobile Clinic |
0.00 | 5,174.04 | 5,174.04 | 4,965.01 | |
| Masard IRDP |
10 | 0.00 | 15,243.10 | 15,243.10 | 10,691.26 |
| Masard Education |
14 | 0.00 | 3,104.42 | 3,104.42 | 16,833.78 |
| Masard Other |
0.00 | 0.00 | 0.00 | 50.13 | |
| Administration | 17 | 26,198.57 | 0.00 | 26,198.57 | 20,913.50 |
| Governance costs | 18 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total charitable activity costs | 26,517.44 | 127,784.48 | 154,301.92 | 215,282.68 | |
| Other resources expended | |||||
| Visitors Trip | 15 | 0.00 | 0.00 | 0.00 | 0.00 |
| Web Costs | 0.00 | 0.00 | 0.00 | 0.00 | |
| Foreign Bank Fees | 0.00 | 0.00 | 0.00 | 41.74 | |
| CAF Bank Fees | 1,229.52 | 0.00 | 1,229.52 | 1,741.38 | |
| Total other costs | 1,229.52 | 0.00 | 1,229.52 | 1,783.12 | |
| Total resource expended | 27,746.96 | 127,784.48 | 155,531.44 | 217,065.80 | |
| Net incoming/outgoing resources before transfers | 32,934.11 | (46,906.76) | (13,972.65) | 1,176.91 |
Net incoming/outgoing resources before transfers
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| Transfers | (28,006.93) | (28,006.93) | 28,006.93 | 0.00 | 0.00 |
|---|---|---|---|---|---|
| Gross transfers between funds | |||||
| Net incoming resources before other | 4,927.18 | (18,899.83) | (13,972.65) | 1,176.91 | |
| recognised gains and loses | |||||
| Reconciliation of Funds | |||||
| Total funds brought forward | 50,311.17 | 27,540.10 | 77,851.27 | 76,674.36 | |
| Total funds carried forward | 55,238.35 | 8,640.27 | 63,878.62 | 77,851.27 | |
| SALT OF THE EARTH | |||||
| Balance Sheet | |||||
| as at December 31st | 2022 | ||||
| (Notes) | 2022 | 2021 | |||
| Current assets | |||||
| Stocks and work-in-progress | 0.00 | 0.00 | |||
| Debtors | 19 | 16,476.94 | 6,056.00 | ||
| Investments | 0.00 | 0.00 | |||
| Cash at bank and in hand | |||||
| Nat West New | 3,223.47 | 1,066.96 | |||
| CAF Acc | 29,178.21 | 55,728.31 | |||
| Shawbrook Savings Acc | 15,000.00 | 15,000.00 | |||
| Total current assets | 63,878.62 | 77,851.27 | |||
| Liabilities | |||||
| Creditors: Amounts falling due within one year | 20 | 0.00 | 0.00 | ||
| Net current assets or liabilities | 63,878.62 | 77,851.27 | |||
| Total assets less current liabilities | 63,878.62 | 77,851.27 | |||
| Creditors: Amounts falling due after more than one year | 0.00 | 0.00 | |||
| Provisions for liabilities and charges | 0.00 | 0.00 | |||
| Net asset or liabilities | 63,878.62 | 77,851.27 | |||
| The funds of the charity | |||||
| Endowment funds | 0.00 | 0.00 | |||
| Restricted income funds | 8,640.27 | 27,540.10 | |||
| Unrestricted income funds | 55,238.35 | 50,311.17 | |||
| Total charity funds | 63,878.62 | 77,851.27 | |||
| The notes at pages 2 to 5 form part of these accounts | - |
Approved by the trustees on March 4th 2023
Murray Frankland - Chair of Trustees
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Notes
1 Accounting Policies
| 2 Voluntary Income Cash & Cheques Unrestricted Direct Debits Standing Orders Large Donations Gift Aid Other 3 Donations Through Trusts Unrestricted Charity Trust Open Gate Mageni Trust Restricted Arcaid Ashworth The Eva Reckitt Trust Open Gate Souter Charitable Trust WF Southall Trust Total 4 Income from Fundraising Stalls Gifts Meals Collection Boxes Mindfullness Charity Bash Other |
2022 2021 3,984.15 7,835.81 8,973.00 8,982.00 12,329.50 12,521.94 4,050.38 12,267.39 14,550.62 22,352.82 2,990.00 2,682.42 46,877.65 66,642.38 2022 2021 0.00 206.27 5,000.00 0.00 1,000.00 1,000.00 6,000.00 1,206.27 3,000.00 3,000.00 Education/Disability 4,000.00 0.00 WSHG 1,000.00 1,000.00 Adolescent Girls 0.00 2,500.00 Trees 3,000.00 0.00 Trees 3,000.00 3,000.00 Health 14,000.00 9,500.00 2022 2021 3,088.45 2,826.33 2,244.33 709.47 0.00 20.00 212.50 191.50 0.00 140.00 2,070.68 883.50 0.00 87.50 7,615.96 4,858.30 |
|---|---|
Restricted Funds
Various restricted funds are maitained to manage specific projects for which donations are collected and transferred to our project partners.
| Brought | Expenditur | Carried | |||||
|---|---|---|---|---|---|---|---|
| Fund | Forward | Income | Admin Fee | e | Transfer | Forward | |
| 5 | Child Sponsorship | 1,552.88 | 30,512.00 | 10,679.20 | 21,151.62 | 0.00 | 234.06 |
| 6 | Village Sponsorship | 205.89 | 11,530.10 | 3,035.54 | 8,656.44 | 0.00 | 44.01 |
| 7 | Climate Change (Tree18,663.37 | 12,223.80 | 4,278.33 | 21,720.27 | 0.00 | 4,888.57 | |
| 8 | Water Projects | 4,554.90 | 6,250.00 | 0.00 | 11,476.10 | 0.00 | (671.20) |
| 9 | Health Projects | (432.10) | 10,720.00 | 0.00 | 21,279.41 | 11,000.00 | 8.49 |
| 10 | IRDP + Clinic | 36.97 | 0.00 | 0.00 | 20,417.14 | 21,000.00 | 619.83 |
| 11 | Women's SHG | (106.29) | 5,200.00 | 0.00 | 15,857.89 | 11,000.00 | 235.82 |
| 12 | Disability Project | 40.87 | 1,441.82 | 0.00 | 4,121.19 | 3,000.00 | 361.50 |
| 14 | Corona/Education | 2,936.22 | 3,000.00 | 0.00 | 3,104.42 | 0.00 | 2,831.80 |
| 15 | Supporters Visit | 87.39 | 0.00 | 0.00 | 0.00 | 0.00 | 87.39 |
| Total | 27,540.10 | 80,877.72 | 17,993.07 | 127,784.48 | 46,000.00 | 8,640.27 |
12 Disability Project
A new Community Based Disability project was started in 2021 to provide support, training and equipment for the disabled in 180 villages spread over 4 blocks. Half of the funds was provided by the Arcaid Trust.
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13 Microcredit Program
CRUSADE initiated a Microcredit progam providing revolving credit loads to members of the 400 women's self help groups in the villages. The donation of £25,000 in 2021 is a one-off kick start to the scheme.
14 Education
Following on from the Corona Pandemic and its impact on village education further support was given to schools and the provision of meals in 2022.
15 Supporters Visit
There was no supporters visit again in 2022 due to the Covid-19 situation in India and UK.
16 Goat Rearing
An income generating project took place in 2021 in one of the begging communities by purchasing 2 female goats each for 16 families together with training and support.
17 Administration
From 2019 a part-time admin assistance has been used to assist the charity. for which an annual consultancy fee is paid in 12 parts.
| Admin Consultancy Consumables Child Sponsorship Data Base Publicity/Newsletter Training Travel to India Insurance Web Hosting Fundraising Other Consultancy |
2022 2021 22,620.00 17,604.00 945.78 691.32 0.00 0.00 0.00 0.00 1,917.42 2,141.07 0.00 71.88 0.00 0.00 108.86 108.86 311.51 296.37 0.00 0.00 295.00 0.00 |
|---|---|
| 26,198.57 20,913.50 |
18 Goverenance
Salt of the Earth Trustees are all volunteers and not paid for their time and efforts. Certain expenses may be reimbursed within the limits of the administration budget.
| 19 Debtors Income tax recoverable Tax Claim (Jersey) CAF Gift Aid Claim Direct Debits Internet Donations Fundraising Donations Stripe On-Line shop CAF Vouchers 20 Creditors Care (Child Sponsorship) Staff Expenses |
2022 2021 Varience 3,643.26 3,769.25 125.99 900.00 1,800.00 900.00 0.00 30.75 30.75 56.00 56.00 0.00 9.70 400.00 390.30 67.98 0.00 (67.98) 0.00 0.00 0.00 11,800.00 0.00 (11,800.00) 16,476.94 6,056.00 2022 2021 Varience 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 |
|---|---|
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CHARITY COMMISSION
FOR ENGLAND AND WALE5
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