Do￿sIgn Envelope ID.. BC8094c3-767&4A8C￿CCA-9B0B6eF49O3E
CHARITY REGISTRATION NUMBER: 328218
Save a Child
Unaudited Financial Statements
5 April 2024

Docu8ign Envelope ID.. BC8094C3-787B4A8&9CCA-9B0888F4903E
Save a Child
Flnancial Statements
Year ended 5 Aprll 2024
Page
Trustees, annual report
Independent examinerfs report to the trustees
statement of financial activities
Statement of financial position
Notes to the financial statements

DooJs•3n Envelope ID.. BC8094C3.767B4A8C.9CCA_9B0868F4903E
Save a Child
Trustees. Annual Report
Year ended 5 April 2024
The trustees present their report and the unaudited financial statements of the charity for the year
ended 5 April 2024.
Roference and administrative details
Ragi8t8red charlty name
Save a Child
Charity registratlon number
328218
Prlncipal office
Wheatc108e Cottage
Mill Lane
Scotsgrove
Thame
Oxfordshire OX9 3RZ
Tho trusteeg
Loulse Nicholson
Daphne Romney KC
Louise Sykes
Independont examlnor
N J Cadwallader
For and On Behalf of
David Cadwallader & Co Limited
Suite 3 Bignell Park Barns
Chesterton
Bicester Oxon
OX26 1TD

DocAJsign Envelope ID.. 8C6094C3.767B_4A8C.9CCA_9B0868F4903E
Save a Child
Trustees, An nual Report fconllnutd)
Year ended 5 April 2024
Objectives and activities
a. Policies and Objective5
In setting objectives and planning for activities, the Trustees have given due consideration to general
guidance published by the Charrty Commission relating lo public benefit a5 explained below.
The principal object of the Charity is to 5UPPOrt the care, maintenance and education of children in
India. This is done through supporters whose donations are associated with specific children at several
VRII established residential institutional homes in Kolkala and West Bengal, all wth which the Charity
has had a long and successful relationship. Save a Child also helps to support a number of children
vtho have completed their basic education and are pursuing Higher Secondary and Further Education
whilst living at home or independently. Additionally, Save a Child fund5 a number of projects that
benefit groups of children at the homes it works with.
b. Activities for Achieving Objactlva$
Income is largely derived from donations from supporters vtho are linked to individual children, often on
long-lerm basis. The Charity enjoys loyal and long-standing support from many of its donors who
have supported children Ihrough the Charity for more than twenty years. The Charity also receives
general donations and income from certain specific fund-raising activities vhich are non-recurring.
c. Grant Making Pollcl•s
Rates for supporting a child in Indian rupees are reviewed at least on an annual basi8 and are paid on
a standard basis, irrespective of the age of the child or the identity of the home. The policy of Save
Child is to pay a significant portion of the direct cost of maintaining a child at a homelschool including
food and education. Higher rates are paid to students in Higher Secondary and Further Education to
assist with tuition, fees and travel a5 well as maintenance.
The Charity also makes grants to the homes in India or to activilies linked to those homes. The policy
of the Charity is to foGUS on grants for activities which directly benefit children and which do not involve
either capital or routine operating expenditure Examples funding the costs of a specialisl teacher in
spoken English, or paying salaries for professional counsellors to help children who have been
traumatised in early childhood, or enabling village children to have daily education.
One new initiative is to support All Bengal Women's Union Welfare Home for Girls IABWU) in Kolkata
in their partnership with The Nalional Institute of Open Schooling INIOSI. The National Institute of
Open Schooling {NIOS) is an autonomous organization under the Ministry of Education, Government
of India. ABWU has initiated the Open Basic Education Program of NIOS to give shelter and nurturing
to girls who are first generation learners an missed their early years schooling due to marginalized
circurnstances. The girls must be aged 14+ years old to qualify. In a dedicated classroom, the
specially trained educator Miss Papiya Dutta Chowdhury follows an A, B or C level course equivalent to
classes 3, 5 and 8 of the mainstream curriculum of West Bengal Board of Primary Education taught to
the rest of the ABWU girls. Save a Child and ABWU already see how this initiative 15 making
difference for some of their acutely traumatised girls including some who had lived in a camp in
Bangladesh.
Another new initiative is at Ramakrishna Vivekananda Mission at Barrackpore: it is to hold an annual
counselling meeting for Save a Child supported students in classes 10, 11 and 12, attended by their
teacher5 and carers as well as outside professionals and teachers, to give education guidance to
ensure each student chooses the rnost appropriate course for their ability, aptitude and career aim.

Docusign Envelope ID., BC8094C3.767B4A8C.9CCA_9B0868F4903E
Save a Child
Trustees, Annual Report (continued)
Year ended 5 April 2024
Achievements and perforniance
Review of Activities
Save a Child does not manage or assist in the management of any of the schools or homes it
supports. The Charity's function is to ensure that it chooses homes where the care is good and
therefore there are good chances of a good outcome for the deprived children under that care.
Therefore, the Charity both ensures the flow of funds to the homes is consistent and sends
representatives to visit each one annually. They meet each child supported by the Charity and nurture
a supportive and where appropriate - advisory dialogue wth the management of the home5; on their
return they report to the Save a Child Board and to each supporter. The monitoring and mentoring of
most of the students living outside homes to pursue Further Education is done by the relevant home.
Save a Child's safe-guarding policy is published on its website.
The Save a Child Field Trip for 2024 took place in October-November 2024, funded by Save a Child
(America) Inc. The Field Trip Reports can be found under News and Events at
.saveachildindia.corn. Louise Nicholson, founder and director of Save a Child, did the Field Trip in
person, together wth Daphne Romney, a UK Trustee, to check that funds reach the intended end use,
that Homes are well run, that the children are happy, healthy and progressing. They met staff and
almost all of the supported children, photographing and talking with them, putting this information on
the Save a Child database, and WTiting to each supporter. They also wrote a full report on the Field
Trip which will be sent to all supporters and will be available on the Charity's public website.
Save a Child has for many years worked wth the long-established Shri Digamber Jaln Mahila Ashram
in Oelhi I the Ashram I, a registered Indian charity. The Ashram, one of the rnost highly respected
charities in Delhi, is now in dispute vdrth the Delhi authorities regarding the criteria for admitting girls to
the Ashram. While this dispute continues, Save a Child continues to take a close interest but has
regrettably suspended donations to the Ashram for the time being. This decision will be kept under
review as the case progresses.
There were no fund-raising events held during the year under review. Save a Chikl sent newsletters to
supporter$ to update them on the supported children's welfare and activities.
b. Investmont Policy and Perforniance
The Trust deed give5 the Trustees wide powers of investment. The Trustees have adopted a
conservative approach to investment and hold the assets of the Charity in cash deposits and accounts.

DO￿&1gn Envelope ID., BC8094C3_767B4A8C-9CCA_980868F4903E
Save a Child
Trustees. An nual Report (eofttlnued)
Year ended S April 2024
Flnancial review
a. Golng Concern
After making appropriate enquiries, the Trustees have a reasonable expectation that the Charity has
adequate resources to continue in operational existence for the foreseeable future. For this reason,
they continue to adopt the going concern basis in preparing the financial statements. Further details
regarding the adoption of the going concern basis can be found in the Accounting Policies.
b. Financial Risk Manag8ment Objectlves and Pollcles
Save a Child maintained its level of activities in supporting around 230 children and students in India,
as well as funding supplementary grants including spoken English lessons at the All Bengal Women's
Union Horne in Kolkata, a sports programme for children at Ramakrishna Vivekananda Mission and
programme to encourage village girls to attend one of Ramakri5hna Vivekananda Mission's schools
near Purulia, West Bengal. The number of children sponsored includes those sponsored through our
affiliate, Save a Child (America) InG.
Income included the receipt of a Gift Aid claim for the year 2022123, Gift Aid claim8 are made on an
annual basis, covering the previous financial year. Against that background, the Trustees consider the
underlying financial stability of the Charity is robust. Save a Child is well able to maintain rts charitable
commitments in India.
c. Re88rv8B Policy
The Charity enjoys a Gomfortable level of reserve5, of more than Six months, commitment of child
support payments to India. The Trustees consider that a good level of re8erves 18 prudent, the level of
which remains, as always, under review.
Plans for Future Period8
Mindful of the need to re-evaluate Save a Child's work to reflect changes in Society, the Trustees will
offer supporters equal opportunities to be associated with 5UPPOrting a specific child or to make
donation5 to one of several established Save a Child-funded projects ￿lated to the two Homes rt
currently supports.

Doojsign Envelope ID: BC80g4C3-767&4A8C-9CCA-9B0868F4903E
Save a Child
Trustees. Annual Report (conllnu•dJ
Year ended 5 April 2024
structurey governance and management
Con8titutlon
The Save a Child charitable Trust is constituted by a Deed of Trust dated 16 May 1989.
b. Method of Appolntment or Election of TnA8tee8
The management of the Charity is the responsibility of the Trustees who are appointed under the terms
of the Trust deed.
c. Organisational Structure and Decision Maklng
The Trustees do not receive any remuneration for their w￿rk although, vA)ere approprlate, some travel
and out of pocket expenses are reimbursed (in the year under review no expenses were reimbursed).
The Charity has no office premises. The Trustees have considered the risks that the Charity may be
running, including those arising from future inability to meet commitments they have made or from
misappropriation. They consider the risks to be minimal.
Save a Child has a slster charity, Save a Child (America) Inc, which is separately organised and
managed under the legal and regulatory framework of New York State. USA. Louise Nicholson is also
Chairman of Save a Child (America) Inc. The objectives and activities of Save a Child (America) Inc
are identical to those of Save a Child. The ￿ organisalions share infomiation and certain support
costs such as website development and field trips. The reporting and financial statements of the two
Save a Child charities are entirely separate.
Rlsk Management
The Trustees have considered the risks that the Charity may be running, including those arising from
future inability to meet commitments they have made or from misappropriation. They consider the risks
to be minimal.
The trustees, annual report was approved on
trustees by:
9/1/2025
and signed on behalf of the board of
DOQUSlgnod by,.
94212H4L4A
Louise Sykes
Trustee

DO￿SIgn Envelope ID.. BC8094C3-767B4A8C-9CCA-9B0868F4903E
Save a Child
Independent Examiner's Report to the Trustees of Save a Child
Year ended S April 2024
I report to the trustees on my examination of the financial statements of Save a Child I'the charity,) for
the year ended 5 April 2024.
Responslbllltiej and basis of report
As the trustees of the charity you are responsible for the preparation of the financial statements in
accordance with the requirements of the Charities Act 2011 ('the Act,).
I report in respect of my examination of the charity's financial statements carried out under section 145
of the 2011 Act and in carrying out my examination I have followed all the applicable Directions given
by the Charity Commission under Section 145(5)(bl of the AGt.
Indopendent examlner's statement
I have completed my examination. I confirm that no material matters have come to my attention in
connection with the exarnination giving me cause to believe that in any material respect..
accounting records were not kept in respect of the charlty as requlred by section 130 of the
Act., or
the financial statements do not accord wllh those records., or
the financial statements do not comply wlth the appllcable requirements concerning the form
and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008
other than any requirement that the accounts give a 'true and fair, view which is not a matter
considered as part of an independent examination.
I have no concerns and have come across no other matters in connection with the examination to
ich attention should be drawn in this report in order to enable a proper understanding of the
accaunts to be reached.
N J Cadwallader
Independent Examiner
For and On Behalf of
David Cadwallader & Co Limited
Suite 3 Bignell Park Barns
Chesterton
Bicester Oxon
OX26 1TD

DoeJJsign Envelop8 ID.. BC8094C3_767B.4A8C_9CCA_9B0668F4903E
Save a Child
Statement of Financial Activities
Year ended 5 April 2024
2024
Restricted
funds Total funds
2023
Unrestricted
funds
Total funds
Note
Income and endowments
Donation5 and legacies
Totsl income
10,318
10,318
26,682
26,682
37,000
27,869
37,000
27,869
Expenditura
Expenditure on charitable activities
Total expendlture
10,139
10,139
16,631
26,770
26,436
16,631
26,770
26,436
Net Income and net movement in funds
179
10,051
10,230
1,433
Roconclllatlon of funds
Total funds brought foThvard
Total fund8 carried fotward
22,734
22,913
22,734
21,301
10,051
32,964
22,734
The statement of financial activitles Includes all gains and105ses recognl8ed in the year.
All income and expenditure derive from continuing activities.
The notes on pag85 9 10 13 forni part ofthese flnan¢l•l statemonts.

DocJJsign Envelope ID.. BC8094C3-767B4A8C_9CCA_gB0866F4903E
Save a Child
Statement of Financial Position
5 April 2024
2024
2023
Note
Current assets
Cash at bank and in hand
34,374
24,114
Creditors: amounts falllng due within ong year
Net current ass8ts
10
1,410
32,964
32,964
1,380
22,734
Total assets less current liabilities
22,734
Nat assets
32,964
22,734
Funds of the charity
Restricted funds
Unrestricted funds
10,051
22,913
32,964
22,734
Total charlty funds
11
22,734
e financial statements were approved by the board of trustees and authorised for issue on
1?2025
and are Signed on behalf of the board by:
o#y8lllhfrd by..
Q4DF
Louise Sykes
Trustee
The notes on pages 9 to 13 fomi part of these fln•ncl•l statements.

Docuslgn Envelope ID,. BC8094C3_767B.4A8C-9CCA_9B0868F4903E
Save a Child
Notes to the Financial Statements
Year ended 5 April 2024
General Information
The charity is a public benefit entity and a registered charity in England and Wales and is
unincorporated. The address of the principal office is Wheatclose Cottage, Mill Lane, Scotsgrove,
Thame, OX9 3RZ.
Statement of compllanco
These financial statements have been prepared in compliance wth FRS 102. 'The Financial
Reporting Standard applicable in the UK and the Republic of Ireland,, the Statement of
Recommended Practice applicable to charities preparing their accounts in accordance with the
Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (Charities
SORP (FRS 10211 and the Charities Act 2011.
Accounting pollci08
Basls of preparatlon
The financial statements have been prepared on the historical c05t basis, as modified by the
revaluation of certain financial assets and liabilitie8 and investment properties measured at fair
value through income or expenditure.
The financial statements are prepared in sterling, which is the functional currency of the entity.
Golng Goncern
The Covid-19 outbreak has caused severe disrupts'on to charities internationally. The trustees of
Save a Child have analysed and will carry out ongoing monitoring of the impact on the charity's
financial po8ltion.
The trustees have a reasonable expectation that the charity has adequate resources to continue
in operational existence for the foreseeable future. As a result, they continue to adopt the golng
concern basis of accounling in preparing the financial Statements.
Judgements and koy source• of estlmatlon unc•rtainty
The preparation of the financlal statements requires management to make Judgements,
estimates and assumptions that affect the amounts reported. These estimates and judgements
are continually reviewed and are based on experience and other factors, including expectstions of
future events that are believed to be reasonable under the circumstances,
Fund accounting
Unrestricted funds are available for use at the discretion of the trustees to further any of the
charity's purpose5.
Oesignated funds are unrestricted funds earmarked by the trustees for particular future project or
commitment.
Restricted funds are subjected to restrictions on their expenditure declared by the donor or
through the terms of an appeal, and fall into one of two sub-classes, restricted income funds or
endowment fund5.

Docusign Envelope IO.. BC8094C3.767B4A8C_9CCA-9B0868F4903E
Save a Child
Notes to the Financial Ststements (contlnued)
Year ended 5 April 2024
Accountlng policies (contlftuedj
Incomlng resources
All incoming resources are included in the Statement of financial activities when entitlement has
passed to the charity., il is probable that the economic benefit5 associated with the transaction will
flow to the charity and the amount can be reliably measured. The foll0Y￿ng specific policies are
applied to particular categories of income..
income from donations or grants is recognised ￿en there is evidence of entitlement to the gift,
receipt is probable and its amount can be measured reliably.
legacy income is recognised when receipt is probable and entitlement is established.
Resourc88 oxpended
Expenditure Is recognised once there is a legal or constructive obligation to transfer economic
benefit to a third party, it is probable that a transfer of economic benefits Mrill be required in
settlement and the amount of the obligation can be measured reliably. Expenditure is classified by
activity. The costs of each activity are made up of the total of d1￿ct costs and shared costs,
including support cost5 involved in undertaking each activity. Direct costs attributable to a single
activity are allocated directly to that activity. Shared cost5 whiGh contribute more than one activity
and support costs which are not attributable to a single 8Ctivity are apportioned between those
activities on a basis consistent wth the use of resources.
Fundraising costs are those incurred in seeking voluntary contributions and do not include the
costs of disseminating information in support of the charitable activities, Support costs are those
costs incurred directly in support of expenditure on the objects of the Charity. Governance costs
are those incurred in connection with the general administration of the the Charity, including
communication with sponsors as well as compliance with statutory requirements.
Costs of generating funds are costs incurred in attracting voluntary income, and those incurred in
trading activities that raise funds.
Charitable activities and Governance costs are costs incurred on the Charity's educational
operations, including support costs and costs relating to the governance of the Charity
apportioned to charitable activities.
Grants payable are charged in the year when the offer is made except in those cases where the
offer is conditional, such grants being recognised as expenditure when the conditions attaching
are fulfilled. In particular, grants payable. whether on-going sponsorship of children in India or
grants to the hcmes where the children reside are not paid until the conditions have been
satisfied and therefore these are usually accounted for wthen they are paid.
Donations and legacies
Unrestricted
Funds
Restricted Total Funds
Funds
2024
Donatlons
Donations
10,318
26,682
37.000
10

Doojsign Envelope ID= BC8094C3-767B4A8C-9CCA-9B0868F4903E
Save a Child
Notes to the Financial Statements (continued)
Year ended 5 April 2024
Donatlons and legacies (ContIn￿d)
Unrestricted
Funds
Restricted Total Funds
Funds
2023
Donations
Donations
8,609
19,260
27,869
Sponsornhip of chlldren
Unrestricted
Funds
Restricted Total Funds
Funds
2024
Sponsorship of children
Support costs
9,412
727
16,631
26,044
726
10,139
16,631
26,770
Unrestricted
Funds
Restricted Total Funds
Fund5
2023
Sponsorship of children
Support costs
6,220
691
19,525
25,745
691
6,911
19,525
26.436
Expenditure on charltable activltlos by actlvlty type
Activities
undertaken
directly Support cost8
Total funds
2024
Total fund
2023
Sponsorship of children
Governance costs
26,044
26,044
726
25,745
891
726
26,044
726
26,770
26,436
Indepondent examinatlon fee8
2024
2023
Fees payable to the independent examiner for..
Independent examination of the financial statements
696
690
staff costs
The average head count of employees during the year was Nil (2023.. Nil).
No employee received employee benefi'ts of more than £60,000 during the year (2023.. Nil).
11

Docusign Envelope ID.. BC8094C3_767B_4A8C_9CCA.9B0868F4903E
Save a Child
Notes to the Financial Statements (conllnuedj
Year ended 5 April 2024
Trustee romunoration and expenses
During the year, no Trustees received any remuneration (2023 - £NIL). During the year, no
Trustee8 received any reimbursement of expenses (2023 - £NIL).
10. Crnditors: amounts falllng due within one year
2024
2023
Accruals and deferred income
1,410
1,380
11. Analysis of charltable funds
Unrastricted fund8
At
6 April 2023
At
Transfers 5 Aprll 2024
Income Expenditure
Unrestricted fund
22,734
10,318
(10,139)
22,913
At
6 April 2022
At
Transfers 5 April 2023
Income Expendlture
Unrestricted fund
21,301
8,609
(6,911)
(265)
22,734
Restricted fund8
At
6 April 2023
At
Transfers 5 Aprll 2024
Income Expenditure
Restricted Funds
28,682
{16,631)
10,051
At
6 Aprll 2022
At
Transfers 5 April 2023
Income Expenditure
Restricted Funds
19,260
119,5251
266
The increase In restricted funds carried fonNard arose due to some sponsors generously
Increasing the amount of sponsorship they pay, together with payments received in the current
year in respect of prior years and the foreign exchange impact of the rupee weakening against
the pound. The funds carried forward will be spent on sponsorship of children during 2025 and
2026.
12

Docusign Envelope ID.. BC8094C3-767B4A8C-9CCA-9BO868F4903E
Save a Child
Notes to the Financial Statements (eonthiuedj
Year ended 5 April 2024
12. Analysi5 of net assets between funds
Unrestricted
Funds
Restricted Totsl Funds
Funds
2024
Current assets
Creditors less than 1 year
Not assets
24,323
(1,410)
22,913
10,051
34,374
{1,410)
32,964
10,051
Unrestricted
Funds
Restricted Total Funds
Funds
2023
Current assets
Creditors less than 1 year
Not assets
24,114
(1,380)
22,734
24,114
(1,380)
22,734
13