**Charity name Charity no St Bega Charitable Trust 327267 Receipts and payments accounts CC16a For the period** Period start date Period end date **To from** 01/01/2024 31/12/2024 ## **Section A Receipts and payments** **----- Start of picture text -----**
Unrestricted Endowment
Restricted funds Total funds Last year
funds funds
to the nearest £ to the nearest £ to the nearest £ to the nearest £ to the nearest £
A1 Receipts
Investment income 26,007 - - 26,007 24,792
- - - - -
- - - - -
- - - - -
- - - - -
- - - - -
- - - - -
- - - - -
Sub total (Gross income for AR) 26,007 - - 26,007 24,792
A2 Asset and investment sales,
(see table).
Sale of investments 26,773 - - 26,773 3,193
- - - - -
Sub total 26,773 - - 26,773 3,193
Total receipts 52,780 - - 52,780 27,985
A3 Payments
Charitable donations made 24,810 - - 24,810 19,490
Accountancy fees 474 474 840
Investment management fees 1,621 - - 1,621 1,525
Bank charges 98 - - 98 81
- - - - -
- - - - -
- - - - -
- - - - -
- - - - -
- - - - -
Sub total [ 27,003 ] - - 27,003 21,936
A4 Asset and investment
purchases, (see table)
Investment purchases 20,137 - - 20,137 2,000
- - - -
Sub total [ 20,137 ] - - 20,137 2,000
Total payments 47,140 - - 47,140 23,936
Net of receipts/(payments) 5,640 - - 5,640 4,049
A5 Transfers between funds - - - - -
A6 Cash funds last year end 30,256 - - 30,256 26,207
Cash funds this year end 35,896 - - 35,896 30,256
**----- End of picture text -----**
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1~|||PrintName|||||Dateofapproval| CHARITY COMMISSION FOR ENGLAND AND WALES Trustees. Annual Report for the period From 01101r2024 To 3111212024 Charlty name: St Bega Charitable Trust Charity reglstration nuM￿r. 327267 Objectives and Actlvities Summary of the purposes of the charity as set out in its goveming document Pwa 1.17 This Is set out In a Trust Deed dated 1° October 1986. Thls statss that: The Trustoos may at any times or tlmos dlstrlbute the whole or parts of the capllal of the Trust Fund by paying the same to such charities or applying the same for such charitable purposes In such shares and proportlon5 and generalty in such manner In all respects as the Trustees In their discrotion decide. This Is a small general grant making charitable trust. They have used thelr best endeavours to ensure that they have made grants for the public benefit Summary of the main adivities in relation to those purposes for the public benefit. in particular. the activities. projects or servic8s identified in the accounts. statement confimiing whether the trustees have had regard to the guidan issued by the Charity Commission on public b8nefit P•a 1.17 Para 1.18 The Trustees have pald due regard to the guldance on publlc benefit given by tho Charlty Commisslon. Additional informatlon (optional) You ma choose to indude further statements where relevant abouL Policy on grant making Paa1a8 Policy on social investrnent induding program related investrnent P*a 1.38 p￿1.38 Contribulion made by volunteers Other Achlevemonts and Perfonnan The dlstrlbutlons made by the Trustee8 hav• asslstsd tho bon•ficlarl6s In attalnlng thelr charltable objecls Summary of thè maln achievements of the charity. Identfying the dlfference the charity's work has rnade to the circuMstan￿S of its beneficiaries and any wlder benefits to society as a whole. P•a 1.20 Addltlonal Inforniatlon (optlonal) You ma choose to indude further ststements whore relevant abouL Achievements agalnst oblectives set P•r• IAI Perf0m￿nCe of fundraising activlties agalnst th'ectives set P•r• 1.41 Investrnent perfomian¢e against objectives Other Financial Revlew Review of the charity's financial posthon at the end ofthe eriod ststement explaining the policy for holding reserves stating why they are held P*a121 Cash funds al tho end of th18 perlod: £3S, 896 Pw8 122 The Truste88 do not malntaln reserves, oxcept to tho oxtont that at the end of the flnanclal year they may antlclpate a requlrèmènt for a partlcular grant ￿rty In the followln ear. Cash at the end of the porfod: £35,896 Amount of reserves held P¥4 122 Reasons for holdlng zero reserves Details of fund rnaterialty In deficit Explanatlon of any uncertainties about the charity continuing as oin concem A122 P•r• 124 Nla Pwa 123 Addltlonal inforniation (optional) You ma choose to indude further ststements there relevant about: The chartys prfnopal sources of funds (including any fundraising) Paro 1.47 Investrnent policy and objeclives including any social inveslment policy adopted 1.46 A descrlption of the principal risks facing the charity Para 1A8 other Structure, Govemance and Management D8scription of th8ritys trusts.. Type of goveming d0￿ment Para 1.25 Trust Deed How is the charity constituted? P8ra 125 Charltsble Trust aSEOCldlioii CIO) Trustee selection methods including detsils of any constitutional provisions e.g. election to post or name of any person or body entided to appoint one or more stees Pwa 125 The Trust Deed States: Tho power ol appolntlng a new trusteo{s) shall be vèstsd In thfr settlor, John Fryer￿Poddlng during his lifelim8 or untll he Shall In wrltlng renounce thls power and thereafter In the settlo*s wlfe Clare Fryer-speddlng during her Ilfetime or untll shé shall in wrlting ronounce this ower. Addltional Infom)atlon (optlonal) You ma choose to indude fvrth8r statements where relevant about: Policies and procedures adopted for the induction and tralning of trustees Para 1.51 The chanty's organisallonal structure and any wider network with which the charity works PaA 1.51 Relationship with any lated parties Para 1.51 Olher Reference and Admlnistrative detalls Chari name Other name the chari uses istered ¢hari number Charity's prinupal address StBe nla 327267 Mirehouse, Underskiddaw, Keswick CA12 4QE a Charitable Trust Namm of tho charfty Iru•t••s who manag0 th• charfty Offi￿111 •y) Of poffs￿ lor body) •Ththl•d Il•n •ar John Fryer- Speddlng Clare Fryer- Spedding James Fryer- Spedding jana￿ Fryer- Spedding Retired 0￿3r2025 Relred 0310312025 Aptxiintgd 03103r2025 John Fryer-speddkng Apr#￿nIed 03103r2025 John Fry8r-WdSng 10 11 12 13 14 15 16 17 18 19 20 orate trustees- names of the directors at the date the DIr￿tOr narn• rtwasa Name of trustees holdiro title to property to the charity Tw•ts• Mm• Declarations Th• trustees declare that they IMV• apwovod the trustees. report above. SSgned on ￿hall of the charws trustees Slgnature(s) Full name(s) Poslllon (eg Secretsry. Chalr, etc JhtyfJ bJALWrt F4f/- JFE JJ IbJ& TRugTéfj IJ TR ## **Independent examiner's report on the accounts** **Section A Independent Examiner’s Report** **Report to the trustees** Charity Name St Bega Charitable Trust **On accounts for the year** 31/12/2024 **Charity no** 327267 **ended (if any) Set out on pages** 1-2 (remember to include the page numbers of additional sheets) I report to the trustees on my examination of the accounts of the above charity (“the Trust”) for the year ended **31/12/2024** . **Responsibilities and** As the charity's trustees, you are responsible for the preparation of the **basis of report** accounts in accordance with the requirements of the Charities Act 2011 (“the Act”). I report in respect of my examination of the Trust’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act. **Independent** I have completed my examination. I confirm that no material matters have **examiner's statement** come to my attention in connection with the examination which gives me cause to believe that in, any material respect: - the accounting records were not kept in accordance with section 130 of the Charities Act; or - the accounts did not accord with the accounting records; or - the accounts did not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a ‘true and fair’ view which is not a matter considered as part of an independent examination. I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached. **Signed: Date:** 22-10-2025 **Name:** Martin Borradaile **Relevant professional** ACA **qualification(s) or body (if any): Address:** FIFTEEN, Montgomery Way, Rosehill Industrial Estate, Carlisle, CA1 2RW 1 **Oct 2018** **IER** ## **Section B Disclosure** Only complete if the examiner needs to highlight material matters of concern (see CC32, Independent examination of charity accounts: directions and guidance for examiners). **Give here brief details of any items that the examiner wishes to disclose** . 2 **Oct 2018** **IER**