**Charity name Charity no St Bega Charitable Trust 327267 Receipts and payments accounts CC16a For the period** Period start date Period end date **To from** 01/01/2024 31/12/2024 ee ee ee ## **Section A Receipts and payments** ||**A1 Receipts**|||**Unrestricted**
**funds**
**to the nearest £**||**Restricted funds**
**to the nearest £**|**Restricted funds**
**to the nearest £**||**Endowment**
**funds**
**to the nearest £**|**Endowment**
**funds**
**to the nearest £**||||**Total funds**
**to the nearest £**||**Last year**
**to the nearest £**| |---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---| ||Investment income|||**26,007**||**-**|**-**||**-**|**-**|**-**|**-**||**26,007**||**24,792**| |||||**-**||**-**|**-**||**-**|**-**|**-**|**-**||**-**||**-**| |||||**-**||**-**|**-**||**-**|**-**|**-**|**-**||**-**||**-**| |||||**-**||**-**|**-**||**-**|**-**|**-**|**-**||**-**||**-**| |||||**-**||**-**|**-**||**-**|**-**|**-**|**-**||**-**||**-**| |||||**-**||**-**|**-**||**-**|**-**|**-**|**-**||**-**||**-**| |||||**-**||**-**|**-**||**-**|**-**|**-**|**-**||**-**||**-**| |||||**-**||**-**|**-**||**-**|**-**|**-**|**-**||**-**||**-**| ||**_Sub total_**_(Gross income for AR)_|||**26,007**||**-**|**-**||**-**|**-**|**-**|**-**||**26,007**||**24,792**| |**A2 Asset and investment sales,**
**(see table).**
Sale of investments
**26,773**
**-**
**-**
**26,773**
**3,193**
**-**
**-**
**-**
**-**
**-**
**_Sub total_ 26,773**
**-**
**-**
**26,773**
**3,193**
**_Total receipts_**
**52,780**
**-**
**-**
**52,780**
**27,985**
**A3 Payments**
———~~——~~||||||||||||||||| ||Charitable donations made|||**24,810**||**-**|**-**||**-**|**-**|**-**|**-**||**24,810**||**19,490**| ||Accountancy fees|||**474**||||||||||**474**||**840**| ||Investment management fees|||**1,621**||**-**|**-**||**-**|**-**|**-**|**-**||**1,621**||**1,525**| ||Bank charges|||**98**||**-**|**-**||**-**|**-**|**-**|**-**||**98**||**81**| |||||**-**||**-**|**-**||**-**|**-**|**-**|**-**||**-**||**-**| |||||**-**||**-**|**-**||**-**|**-**|**-**|**-**||**-**||**-**| |||||**-**||**-**|**-**||**-**|**-**|**-**|**-**||**-**||**-**| |||||**-**||**-**|**-**||**-**|**-**|**-**|**-**||**-**||**-**| |||||**-**||**-**|**-**||**-**|**-**|**-**|**-**||**-**||**-**| |||||**-**||**-**|**-**||**-**|**-**|**-**|**-**||**-**||**-**| ||||**_Sub total_ **|**27,003**||**-**|**-**||**-**|**-**|**-**|**-**||**27,003**||**21,936**| **A4 Asset and investment purchases, (see table)** Investment purchases **20,137 - - 20,137 2,000 - - - -** _**Sub total**_ **[ 20,137 ] - - 20,137 2,000** ——— _**Total payments**_ **47,140 - -** ~~——~~ **47,140 23,936** _**Net of receipts/(payments)**_ **5,640 - - 5,640 4,049 A5 Transfers between funds - - - - - A6 Cash funds last year end 30,256 - - 30,256 26,207** _**Cash funds this year end**_ === **35,896 - - 35,896** == **30,256** |Section B Statement of|Section B Statement of|assets|and liabilities at the end of the period|and liabilities at the end of the period||| |---|---|---|---|---|---|---| |Categories||Details||Unrestricted
Restricted
funds
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D> FRY|Dateof approval
L/3/fo/2s||| CHARITY COMMISSION FOR ENGLAND AND WALES Trustees, Annual Report for the period From 0110112024 To 3111212024 Charlty name: St Bega Charftable Trust Charlty reglstration number. 327267 Objectives and Actlvltles Summary of the purposes of the charity as set out in its governing document P*8 1.17 Thls Is set out In a Trust Deed dated 141 October 1986. Thls Statss that: The Trustees may at any tlmes or tlmes dlstrlbute the whole or parts of the capttal of the Trust Fund by paying the same to such charltles or applying the same for such charltable purposes In such shares and proportlons and generally In such manner In all respects as the Trustees in their discretlon declde. Thls is a small general grant making charitable trusL They have used thfrlr best endeavours to ensure that they have rnade grants ft>r the public boneflt Summary of the main activities in relation to those purposes for the public benefit. in particular, the actlvlties, projects or services identified in the accounts. Statement conffiming whether Ihe trustees have had regard to the guidance issued by the Charity Commission on public benefit Parn 1.17 and 1.19 Para 1.18 The Trustees have pald due regard to the guldance on publlc benefit glvon by the Charlty Commisslon. Additlonal infomiatlon (optional) You ma choose to include further ststements where relevant about: SORP referenc Policy on grant making Parn 1.38 Policy on social investment including program related investment Para 1.38 Pwa 1.38 Contribution made by volunteers Other Achlevements and Perforniance SORP fBf8renco The dlstrlbutlons made by the Trustees have asslsted the benaflclaries in attaining thelr charltable objects Summary of the main achievements of the charity, identifying the difference the charity's work has made to the Clrcumstsn￿S of its beneficiaries and any wider benefits to society as a whole. Parg 1.20 Additional infomiatlon (optlonal) You ma choose to include further statements where relevant about: Achievements against objectives set Para 1.41 Performance of fundraising activities against objectives set Para 1.41 Investment performan against objectives Para 1.41 Other Financial Review Review of the tharivs financial posikn at the end ofthe eriod Slatement explaining the poliry for holding reserves stating why they are held P••121 Cash fvnds at the end of thls perlod: £35. 896 122 The Trustees do not malntaln reserves, except to the extent that at the end of the flnanclal year they may antlclpate a requlrement for a partlcular grant early In the followln ear. Cash at the end of the p6rfod: £35,896 Amount of reserves held P•a 122 Reasons for holdlng zero reserves Details of fund materfalty In deficit Explanation of any uncertainties about tho charity continuing as a oin ncem P¥a122 Nla Pwa 124 Nla Pwa123 Addltlonal Infonnatlon (optlonal) You ma choose to indude further statements where relevant about: The charlty's prfnclpal sources of funds (induding any fvndraising) 1.47 Investment policy and objectives including any social investment policy adopted Pwa 1.46 A descrlption of the principal risks facing the chanty Pfjrn 1.46 Other Structure, Governance and Management Descxiption of charitvs trusts: Type of governing document P*¥ 125 Trust Deed How is the charity constituted? jo..q uiiinr.orporated ,q.£SiiGiatioii CIO Trustee selection methods induding details of any constitutional provisions e.g. election to post or name of any person or body entided to appoint one or more truste8S Pwa125 Charilable Trust Parn 125 The Trust Deod states: The power of appolntlng a new trustee(s) shall be vested In the settlor. John Fryer4peddlng durlng hls lifetime or untll he shall In wrltlng renounce thls power and thereafter In the settlor's wlfe Clare Fryer4peddlng durlng her Ilfetlme or untll she shall in writing renounce this ower. Addltlonal Infomiatlon {optlonal) You ma choose to include further ststements where relevant abouL' Policies and procedures adopted for the induction and training of trustees P¥8 1.51 The charity's organisational structure and any wider network with which the charity works 1.51 Relationship with any related parties Para 1.51 Other Reference and Admlnistrative detalls Chari name Other name the chari uses istered chari number Charity's principal address StBe nla 327267 Mirehouse, Underskiddaw, Keswick CA12 4QE Charitable Trust Names of the charlty trustee8 who manage the charfty oinM (If *ny) Dat•• acted11 not for whol• oar Nama ol per•on (or body) onlhlod olnt tru•te• Ifan TN•t•• n•m• John Fryer- Speddlng Clare Fryer- Speddlng J8m8s Fryer- Spedding Janaki Fryer- Spedding Retired 0310312025 Retlred 0310312025 Appointed 0310312025 John Fryer-speddlng Appointed 0310312025 John Fryer-spedding 10 11 12 13 14 15 16 17 18 19 20 orate trustees - names of the directors at the date the re Dlrector nama rtwasa roved Name of trustees holdlng tltle to propety belonglng to the charlty Trustso namo Dato8 actsd11 not lor whol• ear Declarations Th8 trustses declare that they have approved the trustees, report above. Slgned on behalf of the charlty's trustees Sl9nature(s) Full namels) Posttlon (eg Socretary, Chalr, etc) Date cflAJ4JC/ TRugT(fj iJ JhtyfJ WlLf(K Fwi_ JFEJJ i￿& TR # **Independent examiner's report on the accounts** **Section A Independent Examiner’s Report** **Report to the trustees** Charity Name St Bega Charitable Trust ~~Pt~~ **On accounts for the year** 31/12/2024 **Charity no** 327267 **ended (if any)** **Set out on pages** 1-2 (remember to include the page numbers of additional sheets) ~~Po~~ I report to the trustees on my examination of the accounts of the above charity (“the Trust”) for the year ended **31/12/2024** . **Responsibilities and** As the charity's trustees, you are responsible for the preparation of the **basis of report** accounts in accordance with the requirements of the Charities Act 2011 (“the Act”). I report in respect of my examination of the Trust’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act. **Independent** I have completed my examination. I confirm that no material matters have **examiner's statement** come to my attention in connection with the examination which gives me cause to believe that in, any material respect: - the accounting records were not kept in accordance with section 130 of the Charities Act; or - the accounts did not accord with the accounting records; or - the accounts did not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a ‘true and fair’ view which is not a matter considered as part of an independent examination. I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached. **Signed: Date:** 22-10-2025 ~~ee~~ **Name:** Martin Borradaile ~~oo~~ **Relevant professional** ACA **qualification(s) or body (if any): Address:** FIFTEEN, Montgomery Way, Rosehill Industrial Estate, Carlisle, CA1 2RW 1 **Oct 2018** **IER** ## **Section B Disclosure** Only complete if the examiner needs to highlight material matters of concern (see CC32, Independent examination of charity accounts: directions and guidance for examiners). **Give here brief details of any items that the examiner wishes to disclose** . 2 **Oct 2018** **IER**