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2022-04-05-accounts

CHARITY REGISTRATION NUMBER: 327060

M O Charitable Trust Financial Statements

5 April 2022

HAFFNER HOFF LTD

Accountants 2nd Floor - Parkgates Bury New Road Prestwich Manchester M25 0TL

M O Charitable Trust

Financial Statements

Year ended 5 April 2022

Pages
Trustees' annual report 1 to 3
Independent auditor's report to the trustees 4 to 8
Statement of financial activities 9
Statement of financial position 10
Statement of cash flows 11
Notes to the financial statements 12 to 18

M O Charitable Trust

Trustees' Annual Report

Year ended 5 April 2022

The trustees present their report and the financial statements of the charity for the year ended 5 April 2022.

Reference and administrative details

Registered charity name M O Charitable Trust Charity registration number 327060 Principal office 72 Windemere street Gateshead NE8 1XT The trustees M Kaufman E Kaufman Auditor Haffner Hoff Ltd Accountants & statutory auditor 2nd Floor - Parkgates Bury New Road Prestwich Manchester M25 0TL Bankers Lloyds Bank plc 15 West Street Gateshead Tyne & Wear NE8 1DP

Structure, governance and management

The Charity is a charitable trust constituted by a Deed of Trust dated 20 November 1985 and is a registered charity, number 327060.

The Charity is run by the trustees who all act in an honorary capacity. A new trustee would receive copies of the previous years' Annual Report and Accounts and a copy of the Charity Commission leaflet 'The Essential Trustee : What you need to know'.

Risk Management

The trustees have identified and reviewed the major risks to which the charity is exposed. Both manual and automated checks are regularly invoked, particularly those relating to the operations and finance of the charity. The trustees are satisfied that these systems and procedures mitigate any perceived risks.

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M O Charitable Trust

Trustees' Annual Report (continued)

Year ended 5 April 2022

Objectives and activities

The objectives of the charity are general charitable purposes.

Public Benefit Policy

We have referred to the guidance contained in the Charity Commission's general guidance on public benefit when reviewing our aims and objectives and in planning our future activities.

Grant Making Policy

Grants are made to charitable institutions and organisations which accord with the objects of the charity.

Investment Policy

It is the policy of the Charity to maintain cash reserves so as to be able to take advantage of any investment opportunities that arise. This policy is regularly reviewed by the trustees and their investment advisors, who advise as to safe investments and when to sell properties and as to rent reviews.

During the year the charity's investments produced a return of over 6%, this is significantly higher than rates on bank deposits and the trustees consider property to be an appropriate investment for the charity's funds.

Achievements and performance

The charity made grants totalling £254,108 (2021:£219,043) in furtherance of it objectives.

The charity received donations of £116,687 (2021:£453,024 including donation of property) and rental income of £298,349 (2021:£227,155).

Financial review

As at 5 April 2022 the charity held free unrestricted reserves, being the net current assets of the charity of £52,093 (2021:£640,129).

Reserves Policy

The Unrestricted Fund represents the unrestricted funds arising from past operating results.

The trustees are satisfied that the balance of the Fund is an acceptable level of reserves. It is the policy of the charity to hold reserves sufficient to maintain regular grants at previous years levels. The trustees feel it would be prudent to maintain reserves at such a level that would enable the Charity to generate its own income to meet this aim. As the Charity has no other reliable income other than from its property investments, the trustees consider that it is prudent to retain reserves sufficient to take advantage of any investment opportunities arising.

Plans for future periods

It is anticipated that the charity will continue to support charitable purposes and institutions in accordance with its objects.

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M O Charitable Trust

Trustees' Annual Report (continued)

Year ended 5 April 2022

Trustees' responsibilities statement

The trustees are responsible for preparing the trustees' report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

The law applicable to charities in England and Wales requires the charity trustees to prepare financial statements for each year which give a true and fair view of the state of affairs of the charity and of the incoming resources and application of resources, of the charity for that period.

In preparing these financial statements, the trustees are required to:

The trustees are responsible for keeping adequate accounting records that are sufficient to show and explain the charity's transactions and disclose with reasonable accuracy at any time the financial position of the charity and enable them to ensure that the financial statements comply with the Charities Act 2011, the applicable Charities (Accounts and Reports) Regulations, and the provisions of the Trust Deed. They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

The trustees' annual report was approved on 20 March 2023 and signed on behalf of the board of trustees by:

M Kaufman Trustee

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M O Charitable Trust

Independent Auditor's Report to the Trustees

Year ended 5 April 2022

Opinion

We have audited the financial statements of M O Charitable Trust (the 'charity') for the year ended 5 April 2022 which comprise the statement of financial activities, statement of financial position, statement of cash flows and the related notes, including a summary of significant accounting policies. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including FRS 102 The Financial Reporting Standard applicable in the UK and Republic of Ireland (United Kingdom Generally Accepted Accounting Practice).

In our opinion the financial statements:

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the auditor's responsibilities for the audit of the financial statements section of our report. We are independent of the charity in accordance with the ethical requirements that are relevant to our audit of the financial statements in the UK, including the FRC’s Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

Conclusions relating to going concern

In auditing the financial statements, we have concluded that the trustees' use of the going concern basis of accounting in the preparation of the financial statements is appropriate.

Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the charity's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.

Our responsibilities and the responsibilities of the trustees with respect to going concern are described in the relevant sections of this report.

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M O Charitable Trust

Independent Auditor's Report to the Trustees (continued)

Year ended 5 April 2022

Other information

The other information comprises the information included in the annual report, other than the financial statements and our auditor’s report thereon. The trustees are responsible for the other information. Our opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon.

In connection with our audit of the financial statements, our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the audit or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether there is a material misstatement in the financial statements or a material misstatement of the other information. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.

We have nothing to report in this regard.

Matters on which we are required to report by exception

In the light of the knowledge and understanding of the charity and its environment obtained in the course of the audit, we have not identified material misstatements in the trustees' report.

We have nothing to report in respect of the following matters in relation to which the Charities Act 2011 requires us to report to you if, in our opinion:

Responsibilities of trustees

As explained more fully in the trustees' responsibilities statement, the trustees are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the trustees determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.

In preparing the financial statements, the trustees are responsible for assessing the charity's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the trustees either intend to liquidate the charity or to cease operations, or have no realistic alternative but to do so.

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M O Charitable Trust

Independent Auditor's Report to the Trustees (continued)

Year ended 5 April 2022

Auditor's responsibilities for the audit of the financial statements

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor’s report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.

Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud. The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below:

We identify and assess the risks of material misstatement of the financial statements, whether due to fraud or error, and then design and perform audit procedures responsive to those risks, including obtaining audit evidence that is sufficient and appropriate to provide a basis for our opinion.

In identifying and assessing risks of material misstatement in respect of irregularities, including fraud and non-compliance with laws and regulations, we considered the following:

the nature of the industry and sector, control environment and business performance;

results of our enquiries of management about their own identification and assessment of the risks of irregularities;

any matters we identified having obtained and reviewed the company's documentation of their policies and procedures relating to (a) identifying, evaluating and complying with laws and regulations and whether they were aware of any instances of noncompliance; (b) detecting and responding to the risks of fraud and whether they have knowledge of any actual, suspected or alleged fraud; (c) the internal controls established to mitigate risks of fraud or non-compliance with laws and regulations; (d) the matters identified as to how and where fraud might occur in the financial statements and any potential indicators of fraud.

In common with all audits under ISAS (UK), we are also required to perform specific procedures to respond to the risk of management override.

We also obtained an understanding of the legal and regulatory frameworks that the company operates in, focusing on provisions of those laws and regulations that had a direct effect on the determination of material amounts and disclosures in the financial statements. The key laws and regulations we considered in this context included the UK Companies Act, UK Corporate Governance Code, UK tax legislation and UK Charity Act.

In addition, we considered provisions of other laws and regulations that do not have a direct effect on the financial statements but compliance with which may be fundamental to the company's ability to operate or to avoid a material penalty.

As a result of performing the above, we identified no key audit matters relating to the potential risk of fraud.

Our procedures to respond to risks identified included the following:

reviewing the financial statement disclosures and testing to supporting documentation to assess compliance with provisions of relevant laws and regulations described as having a direct effect on the

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M O Charitable Trust

Independent Auditor's Report to the Trustees (continued)

Year ended 5 April 2022

financial statements;

enquiring of management concerning actual and potential litigation and claims;

performing analytical procedures to identify any unusual or unexpected relationships that may indicate risks of material misstatement due to fraud;

obtaining an understanding of provisions and holding discussions with management to understand the basis of recognition or non-recognition of tax provisions; and

in addressing the risk of fraud through management override of controls, testing the appropriateness of journal entries and other adjustments; assessing whether the judgements made in making accounting estimates are indicative of a potential bias; and evaluating the business rationale of any significant transactions that are unusual or outside the normal course of business.

We remained alert to any indications of fraud or noncompliance with laws and regulations throughout the audit.

A further description of our responsibilities for the audit of the financial statements is located on the Financial Reporting Council's website at www.frc.org.uk/auditorsresponsibilities. This description forms part of our Report of the Auditors.

As part of an audit in accordance with ISAs (UK), we exercise professional judgment and maintain professional scepticism throughout the audit. We also:

We communicate with those charged with governance regarding, among other matters, the planned scope and timing of the audit and significant audit findings, including any significant deficiencies in internal control that we identify during our audit.

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M O Charitable Trust

Independent Auditor's Report to the Trustees (continued)

Year ended 5 April 2022

The firm is eligible for appointment as auditor of the charity by virtue of its eligibility for appointment as auditor of a company under Section 1212 of The Companies Act 2006.

Other Matter

The prior year was not audited.

Use of our report

This report is made solely to the charity's members, as a body, in accordance with section 144 of the Charities Act 2011 and regulations made under section 154 of that Act. Our audit work has been undertaken so that we might state to the charity's members those matters we are required to state to them in an auditor's report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the charity and the charity's members as a body, for our audit work, for this report, or for the opinions we have formed.

Haffner Hoff Ltd

2nd Floor - Parkgates Bury New Road Prestwich Manchester M25 0TL

Accountants & statutory auditor

20 March 2023

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M O Charitable Trust

Statement of Financial Activities

Year ended 5 April 2022

2022 2022 2021
Unrestricted (restated)
Note 25
funds Total funds Total funds
Note £ £ £
Income and endowments
Donations and legacies 4 116,687 116,687 453,024
Investment income 5 298,349 298,349 227,155
-------------------------------- -------------------------------- --------------------------------
Total income 415,036 415,036 680,179
================================ ================================ ================================
Expenditure
Expenditure on raising funds:
Investment management costs 6 (57,632) (57,632) (94,640)
Expenditure on charitable activities 7,8 (260,643) (260,643) (222,696)
-------------------------------- -------------------------------- --------------------------------
Total expenditure (318,275) (318,275) (317,336)
================================ ================================ ================================
Net (losses)/gains on investments 11 (3,189) (3,189) 16,282
-------------------------------- -------------------------------- --------------------------------
Net income 93,572 93,572 379,125
================================ ================================ ================================
Other recognised gains and losses
Losses from revaluation of fixed assets (83,813) (83,813)
-------------------------------- -------------------------------- --------------------------------
Net movement in funds 9,759 9,759 379,125
Reconciliation of funds
Total funds brought forward 3,783,579 3,783,579 3,404,454
----------------------------------------- ----------------------------------------- -----------------------------------------
Total funds carried forward 3,793,338 3,793,338 3,783,579
========================================= ========================================= =========================================

The statement of financial activities includes all gains and losses recognised in the year. All income and expenditure derive from continuing activities.

The notes on pages 12 to 18 form part of these financial statements.

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M O Charitable Trust

Statement of Financial Position

5 April 2022

2022 2021
(restated)
Note 25
Note £ £ £
Fixed assets
Investments 16 3,797,888 3,369,229
Current assets
Debtors 17 25,762 27,382
Cash at bank and in hand 48,362 630,106
---------------------------- --------------------------------
74,124 657,488
Creditors: amounts falling due within one year 18 22,031 17,359
---------------------------- --------------------------------
Net current assets 52,093 640,129
----------------------------------------- -----------------------------------------
Total assets less current liabilities 3,849,981 4,009,358
Creditors: amounts falling due after more than
one year 19 56,643 225,779
----------------------------------------- -----------------------------------------
Net assets 3,793,338 3,783,579
========================================= =========================================
Funds of the charity
Unrestricted funds:
Revaluation reserve (83,813)
Other unrestricted income funds 3,877,151 3,783,579
----------------------------------------- -----------------------------------------
Total unrestricted funds 3,793,338 3,783,579
----------------------------------------- -----------------------------------------
Total charity funds 20 3,793,338 3,783,579
========================================= =========================================

These financial statements were approved by the board of trustees and authorised for issue on 20 March 2023, and are signed on behalf of the board by:

M Kaufman Trustee

The notes on pages 12 to 18 form part of these financial statements.

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M O Charitable Trust

Statement of Cash Flows

Year ended 5 April 2022

2022 2021
(restated)
£ £
Cash flows from operating activities
Net income 93,572 379,125
Adjustments for:
Net (losses)/gains on investments 3,189 (16,282)
Dividends, interest and rents from investments (298,349) (227,155)
Accrued (income)/expenses (2,100) 3,300
Changes in:
Trade and other debtors 1,620 (6,266)
Trade and other creditors (68,083) (414,640)
-------------------------------- --------------------------------
Cash generated from operations (270,151) (281,918)
-------------------------------- --------------------------------
Net cash used in operating activities (270,151) (281,918)
================================ ================================
Cash flows from investing activities
Dividends, interest and rents from investments 298,349 227,155
Purchases of other investments (592,973) (537,365)
Proceeds from sale of other investments 77,312 1,115,000
-------------------------------- -----------------------------------------
Net cash (used in)/from investing activities (217,312) 804,790
================================ =========================================
Cash flows from financing activities
Proceeds from borrowings (94,281) 94,281
-------------------------------- -----------------------------------------
Net cash (used in)/from financing activities (94,281) 94,281
================================ =========================================
Net (decrease)/increase in cash and cash equivalents (581,744) 617,153
Cash and cash equivalents at beginning of year 630,106 12,953
-------------------------------- --------------------------------
Cash and cash equivalents at end of year 48,362 630,106
================================ ================================

The notes on pages 12 to 18 form part of these financial statements.

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M O Charitable Trust

Notes to the Financial Statements

Year ended 5 April 2022

1. General information

The charity is a public benefit entity and a registered charity in England and Wales and is unincorporated. The address of the principal office is 72 Windemere Street, Gateshead, NE8 1XT.

2. Statement of compliance

These financial statements have been prepared in compliance with FRS 102, 'The Financial Reporting Standard applicable in the UK and the Republic of Ireland', the Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (Charities SORP (FRS 102)) and the Charities Act 2011.

3. Accounting policies

Basis of preparation

The financial statements have been prepared on the historical cost basis, as modified by the revaluation of investment properties measured at fair value through income or expenditure.

Going concern

There are no material uncertainties about the charity's ability to continue.

Judgements and key sources of estimation uncertainty

The preparation of the financial statements did not require management to make judgements, estimates or assumptions that affect the amounts reported at the year end besides for the valuation of investment property.

Fund accounting

General unrestricted funds comprise the accumulated surplus or deficit on income and expenditure account. They are available for use at the discretion of the Trustees in furtherance of the general objectives of the Charity.

Incoming resources

All income is included in the statement of financial activities when entitlement has passed to the charity, it is probable that the economic benefits associated with the transaction will flow to the charity and the amount can be reliably measured. The following specific policies are applied to particular categories of income:

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M O Charitable Trust

Notes to the Financial Statements (continued)

Year ended 5 April 2022

3. Accounting policies (continued)

Resources expended

All expenditure is included on an accruals basis and is recognised when there is a legal or constructive obligation to pay for expenditure.

Charitable activities are made up of grants to institutions.

Expenditure also includes any VAT which cannot be fully recovered and is reported as part of the expenditure to which it relates.

Governance costs are included on an accruals basis and are recognised when there is a legal or constructive obligation to pay for expenditure.

Investment property

Investment property is initially recorded at cost, which includes purchase price and any directly attributable expenditure.

Investment property is revalued to its fair value at each reporting date and any changes in fair value are recognised in income or expenditure.

If a reliable measure of fair value is no longer available without undue cost or effort for an item of investment property, it shall be transferred to tangible assets and treated as such until it is expected that fair value will be reliably measurable on an on-going basis.

4. Donations and legacies

Unrestricted Total Funds Unrestricted Total Funds
Funds 2022 Funds 2021
(restated)
£ £ £ £
Donations
Donations 116,687 116,687 223,280 223,280
Donations of property 229,744 229,744
-------------------------------- -------------------------------- -------------------------------- --------------------------------
116,687 116,687 453,024 453,024
================================ ================================ ================================ ================================

5. Investment income

Unrestricted Total Funds Unrestricted Total Funds
Funds 2022 Funds 2021
£ £ £ £
Income from investment properties 298,349 298,349 227,155 227,155
================================ ================================ ================================ ================================

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M O Charitable Trust

Notes to the Financial Statements (continued)

Year ended 5 April 2022

6. Investment management costs

Unrestricted Total Funds Unrestricted Total Funds
Funds 2022 Funds 2021
£ £ £ £
Insurance and Service Charge 15,615 15,615 34,178 34,178
Heat and Light 1,646 1,646 6,568 6,568
Professional fees 10,014 10,014 12,908 12,908
Loan Interest 849 849 15,933 15,933
Property repairs and maintenance
charges 13,911 13,911 4,881 4,881
Rates 540 540
Sundry 1,484 1,484 3,348 3,348
Commissions 13,573 13,573 16,824 16,824
---------------------------- ---------------------------- ---------------------------- ----------------------------
57,632 57,632 94,640 94,640
============================ ============================ ============================ ============================

7. Expenditure on charitable activities by fund type

Unrestricted Total Funds Unrestricted Total Funds
Funds 2022 Funds 2021
£ £ £ £
Charitable Activities 254,108 254,108 219,043 219,043
Support costs 6,535 6,535 3,653 3,653
-------------------------------- -------------------------------- -------------------------------- --------------------------------
260,643 260,643 222,696 222,696
================================ ================================ ================================ ================================
Expenditure on charitable activities by activity type
Grant funding Support Total funds Total fund
of activities costs 2022 2021
£ £ £ £
Charitable Activities 254,108 254,108 219,043
Governance costs 6,535 6,535 3,653
-------------------------------- ----------------------- -------------------------------- --------------------------------
254,108 6,535 260,643 222,696
================================ ======================= ================================ ================================

8. Expenditure on charitable activities by activity type

9. Analysis of support costs

Analysis of
support costs Total 2022 Total 2021
£ £ £
General office 535 535 354
Governance costs 6,000 6,000 3,300
----------------------- ----------------------- -----------------------
6,535 6,535 3,654
======================= ======================= =======================

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M O Charitable Trust

Notes to the Financial Statements (continued)

Year ended 5 April 2022

10. Analysis of grants

2022 2021
£ £
Grants to institutions
Ateres School 8,500
Bedeech Kovod 5,000
Care All 15,000 12,500
Chevras Machzikei Mesivta 5,000
Edupoor 15,000 12,500
The Gateshead Cheder Limited 16,750
Gateshead Jewish Learning Society 16,000
Gateshead Kehilla Kollel 12,000
Gateshead Kehilla 13,750
Grants under £5,000 26,598 53,313
J O C T 20,000
Kollel Gaon Yaakov 25,000
M Y R C T 9,200
Mifal Hachesed Vehatzedokoh 15,000 25,000
Sunderland Kolel 10,800 10,200
T Y A 8,600
Yishaya Adler Memorial Fund 25,410 25,530
Yeshiva Letzeirim 6,500
Yeshivas Shaarei chaim 80,000
-------------------------------- --------------------------------
254,108 219,043
-------------------------------- --------------------------------
Total grants 254,108 219,043
================================ ================================

11. Net (losses)/gains on investments

Unrestricted Total Funds Unrestricted Total Funds
Funds 2022 Funds 2021
£ £ £ £
Gains/(losses) on other investment
assets (3,189)
(3,189)
16,282 16,282
======================= ======================= ============================ ============================
Auditors remuneration
2022 2021
(restated)
£ £
Fees payable for the audit of the financial statements 3,000
======================= ==============
Fees payable to the charity's auditor and its associates for other services:
Other non-audit services 3,000
======================= ==============

12. Auditors remuneration

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M O Charitable Trust

Notes to the Financial Statements (continued)

Year ended 5 April 2022

13. Independent examination fees

2022 2021
£ £
Fees payable to the independent examiner for:
Independent examination of the financial statements 3,300
============== =======================

14. Staff costs

The total staff costs and employee benefits for the reporting period are analysed as follows: 2022 2021 £ £ Nil Nil

The average head count of employees during the year was Nil (2021: Nil).

No employee received employee benefits of more than £60,000 during the year (2021: Nil).

15. Trustee remuneration and expenses

No remuneration or other benefits from employment with the charity or a related entity were received by the trustees.

16. Investments

Investment
properties
(restated)
£
Cost or valuation
At 6 April 2021 3,369,229
Additions 592,973
Disposals (80,501)
Fair value movements (83,813)
-----------------------------------------
At 5 April 2022 3,797,888
=========================================
Impairment
At 6 April 2021 and 5 April 2022
Carrying amount
At 5 April 2022 3,797,888
=========================================
At 5 April 2021 3,369,229
=========================================

All investments shown above are held at valuation.

Investment properties

The investment properties are stated at market value at the year end as per the trustees’ valuation in conjunction with professional valuation.

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M O Charitable Trust

Notes to the Financial Statements (continued)

Year ended 5 April 2022

17. Debtors

2022 2021
£ £
Other debtors 25,762 27,382
============================ ============================
Creditors: amounts falling due within one year
2022 2021
(restated)
£ £
Accruals and deferred income 6,420 8,520
Social security and other taxes 4,741 8,839
Other creditors 10,870
---------------------------- ----------------------------
22,031 17,359
============================ ============================
Creditors: amounts falling due after more than one year
2022 2021
£ £
Bank loans and overdrafts 94,281
Loans 56,643 131,498
---------------------------- --------------------------------
56,643 225,779
============================ ================================
Analysis of charitable funds
Unrestricted funds
At Gains and At
6 April 2021 Income Expenditure losses 5 April 2022
£ £ £ £ £
General funds 3,783,579 415,036 (318,275) (3,189)
3,877,151
Revaluation reserve (83,813)
(83,813)
----------------------------------------- -------------------------------- -------------------------------- ---------------------------- -----------------------------------------
3,783,579 415,036 (318,275) (87,002)
3,793,338
========================================= ================================ ================================ ============================ =========================================
At Gains and At
6 April 2020 Income Expenditure losses 5 April 2021
£ £ £ £ £
General funds 3,404,454 680,179 (317,336) 16,282 3,783,579
Revaluation reserve
----------------------------------------- -------------------------------- -------------------------------- ---------------------------- -----------------------------------------
3,404,454 680,179 (317,336) 16,282 3,783,579
========================================= ================================ ================================ ============================ =========================================

18. Creditors: amounts falling due within one year

19. Creditors: amounts falling due after more than one year

20. Analysis of charitable funds

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M O Charitable Trust

Notes to the Financial Statements (continued)

Year ended 5 April 2022

21. Analysis of net assets between funds

Unrestricted Total Funds
Funds 2022
£ £
Investments 3,797,888 3,797,888
Current assets 74,124 74,124
Creditors less than 1 year (22,031)
(22,031)
Creditors greater than 1 year (56,643)
(56,643)
----------------------------------------- -----------------------------------------
Net assets 3,793,338 3,793,338
========================================= =========================================
Unrestricted Total Funds
Funds 2021
£ £
Investments 3,139,485 3,139,485
Current assets 657,488 657,488
Creditors less than 1 year (17,359)
(17,359)
Creditors greater than 1 year (225,779)
(225,779)
----------------------------------------- -----------------------------------------
Net assets 3,553,835 3,553,835
========================================= =========================================

22. Analysis of changes in net debt

At
At 6 Apr 2021 Cash flows 5 Apr 2022
£ £ £
Cash at bank and in hand 630,106 (581,744) 48,362
Debt due after one year (94,281) 94,281
-------------------------------- -------------------------------- ----------------------------
535,825 (487,463) 48,362
================================ ================================ ============================

23. Related parties

During the year, aggregate donations totalling £70,355 (2021:70.000) were received by the charity from the trustees and related parties.

Included in Other Creditors is £56,643 (2021:£103,643) owing to the trustees of the charity. This loan is interest free.

During the year the charity purchased a property from the trustees for £140,000. The transaction was at arm's length.

24. Taxation

M O Charitable Trust is a registered charity and therefore is not liable to income tax or corporation tax on income derived from its charitable activities, as it falls within the various exemptions available to registered charities.

25. Prior Year Adjustment

The prior year figures are restated. This adjustment relates to £229,744 in donations of property which were not previously recognised in income or in fixed assets. There were no conditions attached to the donations therefore they have not been individually disclosed.

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