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2022-04-05-accounts

CHARITY REGISTRATION NUMBER: 326480

Chassidei Belz (Manchester) Synagogue Account Unaudited Financial Statements

5 April 2022

HAFFNER HOFF LTD

Accountants 2nd Floor - Parkgates Bury New Road Prestwich Manchester M25 0TL

Chassidei Belz (Manchester) Synagogue Account

Financial Statements

Year ended 5 April 2022

Pages
Trustees' annual report 1 to 2
Independent examiner's report to the trustees 3
Statement of financial activities 4
Statement of financial position 5
Notes to the financial statements 6 to 14

Chassidei Belz (Manchester) Synagogue Account

Trustees' Annual Report

Year ended 5 April 2022

The trustees present their report and the unaudited financial statements of the charity for the year ended 5 April 2022.

Reference and administrative details

Registered charity name Chassidei Belz (Manchester) Synagogue Account Charity registration number 326480 Principal office 28 Broom Lane Salford M7 4FQ The trustees B Leitner N Vogiel J Waldman Independent examiner D Schwarz FCCA 2nd Floor - Parkgates Bury New Road Prestwich Manchester M25 0TL

Structure, governance and management

Chassidie Belz (Manchester) Synagogue Account is a charitable trust constituted by a Deed of Trust dated 14 November 1983 and is a registered charity, number 326480.

The Charity is run by the trustees who all act in an honorary capacity. A new trustee would receive copies of the previous years' Annual Report and Accounts and a copy of the Charity Commission leaflet 'The Essential Trustee : What you need to know'.

Risk Management

The trustees have identified and reviewed the major risks to which the charity is exposed. Both manual and automated checks are regularly invoked, particularly those relating to the operations and finance of the charity. The trustees are satisfied that these systems and procedures mitigate any perceived risks.

- 1 -

Chassidei Belz (Manchester) Synagogue Account

Trustees' Annual Report (continued)

Year ended 5 April 2022

Objectives and activities

The objectives of the charity are to benefit charitable purposes and charitable institutions and in particular the provision of synagogue, ritual baths, lecture hall and other communal facilities which serve many members of the Manchester Jewish community

Public Benefit Policy

We have referred to the guidance contained in the Charity Commission's general guidance on public benefit when reviewing our aims and objectives and in planning our future activities.

Grant Making Policy

Grants are made to charitable institutions and organisations which accord with the objects of the charity.

Investment Policy

The Trust Deed authorises the Trustees to make and hold investments using the general funds of the charity.

Achievements and performance

During the year, the charity received donations of £433,249 rental income of £11,177 was also received in the year. Additionally, sales of the synagogue publication raised £2,571. £132,270 was spent on running the synagogue and its facilities and grants of £224,832 were made in furtherance of the objectives of the Charity. The synagogue building is well used and widely appreciated by the local community.

Financial review

As at 5 April 2022 the charity held unrestricted free reserves of £88,105 (2021:£115,876).

Reserves Policy

The Unrestricted Fund represents the unrestricted funds arising from past operating results.

The trustees are satisfied that the balance of the Fund is an acceptable level of reserves. It is the policy of the charity to maintain free reserves of approximately six months of its average synagogue running expenses, even if the charity were to encounter fundraising shortfalls over this period. This policy is reviewed annually.

Plans for future periods

It is anticipated that the charity will continue to run the synagogue, ritual baths, lecture hall and other communal facilities in accordance with its objects.

The trustees' annual report was approved on 24 February 2023 and signed on behalf of the board of trustees by:

B Leitner Trustee

- 2 -

Chassidei Belz (Manchester) Synagogue Account

Independent Examiner's Report to the Trustees of Chassidei Belz (Manchester) Synagogue Account

Year ended 5 April 2022

I report to the trustees on my examination of the financial statements of Chassidei Belz (Manchester) Synagogue Account ('the charity') for the year ended 5 April 2022.

Responsibilities and basis of report

As the trustees of the charity you are responsible for the preparation of the financial statements in accordance with the requirements of the Charities Act 2011 (‘the Act’).

I report in respect of my examination of the charity's financial statements carried out under section 145 of the 2011 Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Since the charity’s gross income exceeded £250,000 your examiner must be a member of a body listed in section 145 of the 2011 Act. I confirm that I am qualified to undertake the examination because I am a member of the Institute of Chartered Accountants in England and Wales (ICAEW), which is one of the listed bodies.

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the charity as required by section 130 of the Act; or

  2. the financial statements do not accord with those records; or

  3. the financial statements do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a ‘true and fair' view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

D Schwarz FCCA Independent Examiner 2nd Floor - Parkgates Bury New Road Prestwich Manchester M25 0TL

- 3 -

Chassidei Belz (Manchester) Synagogue Account

Statement of Financial Activities

Year ended 5 April 2022

2022 2021
Unrestricted Restricted
funds funds Total funds Total funds
Note £ £ £ £
Income and endowments
Donations and legacies 4 396,129 37,120 433,249 341,205
Other trading activities 5 2,571 2,571 8,203
Investment income 6 11,201 11,201 10,024
ৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ
Total income 409,901 37,120 447,021 359,432
৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶
Expenditure
Expenditure on raising funds:
Costs of other trading activities 7 2,732 2,732 1,943
Investment management costs 8 5,087 5,087 4,112
Expenditure on charitable activities 9,10 364,089 364,089 287,106
ৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ
Total expenditure 371,908 371,908 293,161
৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶
ৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ
Net income and net movement in funds 37,993 37,120 75,113 66,271
৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶
Reconciliation of funds
Total funds brought forward 2,595,716 2,595,716 2,529,445
ৄৄৄৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄৄৄৄ
Total funds carried forward 2,633,709 37,120 2,670,829 2,595,716
৶৶৶৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶৶৶৶

The statement of financial activities includes all gains and losses recognised in the year. All income and expenditure derive from continuing activities.

The notes on pages 6 to 14 form part of these financial statements.

- 4 -

Chassidei Belz (Manchester) Synagogue Account

Statement of Financial Position

5 April 2022

2022 2021
Note £ £ £
Fixed assets
Tangible fixed assets 17 1,907,724 1,804,787
Investments 18 675,000 675,053
ৄৄৄৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄৄৄৄ
2,582,724 2,479,840
Current assets
Debtors 19 53,258 31,000
Cash at bank and in hand 85,018 90,555
ৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ
138,276 121,555
Creditors: amounts falling due within one year 20 50,171 5,679
ৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ
Net current assets 88,105 115,876
ৄৄৄৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄৄৄৄ
Total assets less current liabilities 2,670,829 2,595,716
ৄৄৄৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄৄৄৄ
Net assets 2,670,829 2,595,716
৶৶৶৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶৶৶৶
Funds of the charity
Restricted funds 37,120
Unrestricted funds 2,633,709 2,595,716
ৄৄৄৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄৄৄৄ
Total charity funds 21 2,670,829
৶৶৶৶৶৶৶৶৶৶৶৶
2,595,716
৶৶৶৶৶৶৶৶৶৶৶৶

These financial statements were approved by the board of trustees and authorised for issue on 24 February 2023, and are signed on behalf of the board by:

B Leitner Trustee

The notes on pages 6 to 14 form part of these financial statements.

- 5 -

Chassidei Belz (Manchester) Synagogue Account

Notes to the Financial Statements

Year ended 5 April 2022

1. General information

The charity is a public benefit entity and a registered charity in England and Wales and is unincorporated. The address of the principal office is 28 Broom Lane, Salford, Manchester, M7 4FQ.

2. Statement of compliance

These financial statements have been prepared in compliance with FRS 102, 'The Financial Reporting Standard applicable in the UK and the Republic of Ireland', the Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (Charities SORP (FRS 102)) and the Charities Act 2011.

3. Accounting policies

Basis of preparation

The financial statements have been prepared on the historical cost basis, as modified by the revaluation of certain financial assets and liabilities and investment properties measured at fair value through income or expenditure.

The financial statements are prepared in sterling, which is the functional currency of the entity.

Going concern

There are no material uncertainties about the charity's ability to continue.

Judgements and key sources of estimation uncertainty

The preparation of the financial statements did not require management to make judgements, estimates or assumptions that affect the amounts reported at the year end.

Fund accounting

Unrestricted funds are available for use at the discretion of the trustees to further any of the charity's purposes.

Designated funds are unrestricted funds earmarked by the trustees for particular future project or commitment.

Restricted funds are subjected to restrictions on their expenditure declared by the donor or through the terms of an appeal, and fall into one of two sub-classes: restricted income funds or endowment funds.

Incoming resources

All income is included in the statement of financial activities when entitlement has passed to the charity, it is probable that the economic benefits associated with the transaction will flow to the charity and the amount can be reliably measured. The following specific policies are applied to particular categories of income:

- 6 -

Chassidei Belz (Manchester) Synagogue Account

Notes to the Financial Statements (continued)

Year ended 5 April 2022

3. Accounting policies (continued)

Resources expended

Expenditure is recognised on an accruals basis as a liability is incurred. Expenditure includes any VAT which cannot be fully recovered, and is classified under headings of the statement of financial activities to which it relates:

All costs are allocated to expenditure categories reflecting the use of the resource. Direct costs attributable to a single activity are allocated directly to that activity. Shared costs are apportioned between the activities they contribute to on a reasonable, justifiable and consistent basis.

Tangible assets

Tangible assets are initially recorded at cost, and subsequently stated at cost less any accumulated depreciation and impairment losses. Any tangible assets carried at revalued amounts are recorded at the fair value at the date of revaluation less any subsequent accumulated depreciation and subsequent accumulated impairment losses.

An increase in the carrying amount of an asset as a result of a revaluation, is recognised in other recognised gains and losses, unless it reverses a charge for impairment that has previously been recognised as expenditure within the statement of financial activities. A decrease in the carrying amount of an asset as a result of revaluation, is recognised in other recognised gains and losses, except to which it offsets any previous revaluation gain, in which case the loss is shown within other recognised gains and losses on the statement of financial activities.

Depreciation

Depreciation is calculated so as to write off the cost or valuation of an asset, less its residual value, over the useful economic life of that asset as follows:

Equipment - 25% reducing balance
Fixtures & Fittings - 10% reducing balance

Investments

Unlisted equity investments are initially recorded at cost, and subsequently measured at fair value. If fair value cannot be reliably measured, assets are measured at cost less impairment.

Listed investments are measured at fair value with changes in fair value being recognised in income or expenditure.

- 7 -

Chassidei Belz (Manchester) Synagogue Account

Notes to the Financial Statements (continued)

Year ended 5 April 2022

3. Accounting policies (continued)

Investment property

Investments in joint property syndicates

This represents capital introduced by the company into the syndicates plus accrued surpluses less deficiencies but without revaluing the syndicate properties.

Some of the syndicates in which the company is a participator have borrowings which are secured on the syndicate properties.

The company accounts for its syndicate investments under the 'equity accounting' basis and thus the company's share of such borrowings are not included in these accounts.

Financial instruments

A financial asset or a financial liability is recognised only when the entity becomes a party to the contractual provisions of the instrument.

Basic financial instruments are initially recognised at the amount receivable or payable including any related transaction costs, unless the arrangement constitutes a financing transaction, where it is recognised at the present value of the future payments discounted at a market rate of interest for a similar debt instrument.

Current assets and current liabilities are subsequently measured at the cash or other consideration expected to be paid or received and not discounted.

4. Donations and legacies

Unrestricted Restricted Total Funds
Funds Funds 2022
£ £ £
Donations
Donations 394,307 27,120 421,427
Grants 1,822 10,000 11,822
ৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ
396,129 37,120 433,249
৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶
Unrestricted Restricted Total Funds
Funds Funds 2021
£ £ £
Donations
Donations 325,839 325,839
Grants 15,366 15,366
ৄৄৄৄৄৄৄৄৄ ৄৄৄৄ ৄৄৄৄৄৄৄৄৄ
341,205 341,205
৶৶৶৶৶৶৶৶৶ ৶৶৶৶ ৶৶৶৶৶৶৶৶৶

- 8 -

Chassidei Belz (Manchester) Synagogue Account

Notes to the Financial Statements (continued)

Year ended 5 April 2022

5. Other trading activities

Unrestricted Total Funds Unrestricted Total Funds
Funds 2022 Funds 2021
£ £ £ £
Publications 2,571 2,571 8,203 8,203
৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶
6. Investment income
Unrestricted Total Funds Unrestricted Total Funds
Funds 2022 Funds 2021
£ £ £ £
Income from investment properties 11,177 11,177 10,019 10,019
Bank interest receivable 24 24 5 5
ৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄ
11,201 11,201 10,024 10,024
৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶
7. Costs of other trading activities
Unrestricted Total Funds Unrestricted Total Funds
Funds 2022 Funds 2021
£ £ £ £
Fundraising trading - Shop costs 2,732 2,732 1,943 1,943
৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶
8. Investment management costs
Unrestricted Total Funds Unrestricted Total Funds
Funds 2022 Funds 2021
£ £ £ £
Invesment property mgmt costs 1,692 1,692
Repairs 2,452 2,452 3,255 3,255
Agents commisson 943 943 857 857
ৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄ
5,087 5,087 4,112 4,112
৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶
9. Expenditure on charitable activities by fund type
Unrestricted Total Funds Unrestricted Total Funds
Funds 2022 Funds 2021
£ £ £ £
Charitable activities 117,782 117,782 98,957 98,957
Synagogue functions 14,488 14,488 16,563 16,563
Grants Payable 224,832 224,832 166,297 166,297
Support costs 6,987 6,987 5,289 5,289
ৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ
364,089
৶৶৶৶৶৶৶৶৶
364,089
৶৶৶৶৶৶৶৶৶
287,106
৶৶৶৶৶৶৶৶৶
287,106
৶৶৶৶৶৶৶৶৶

- 9 -

Chassidei Belz (Manchester) Synagogue Account

Notes to the Financial Statements (continued)

Year ended 5 April 2022

10. Expenditure on charitable activities by activity type

Activities
undertaken Grant funding Total funds Total fund
directly of activities Support costs 2022 2021
£ £ £ £ £
Charitable activities 117,782 256 118,038 98,957
Synagogue functions 14,488 14,488 16,563
Grants Payable 224,832 224,832 166,297
Governance costs 6,731 6,731 5,289
ৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ
132,270 224,832 6,987 364,089 287,106
৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶
11. Analysis of support costs
Analysis of
support costs
activity 1 Total 2022 Total 2021
£ £ £
Governance costs 4,320 4,320 3,900
৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶
12. Analysis of grants
2022 2021
£ £
Grants to institutions
Ateres Bunois 6,000 55,703
Belz Communities 17,811 30,348
Grants under £5,000 19,617 17,205
T T T 8,150
ৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ
43,428 111,406
Grants to individuals
Grants to individuals 181,404 221,188
ৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ
Total grants 224,832 332,594
৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶

The above grants went towards the following purposes; the relief of poverty, relief of those in need by reason of ill health or disability, the advancement of Jewish religion and the advancement of Jewish religious education.

- 10 -

Chassidei Belz (Manchester) Synagogue Account

Notes to the Financial Statements (continued)

Year ended 5 April 2022

13. Net income
Net income is stated after charging/(crediting):
2022 2021
£ £
Depreciation of tangible fixed assets 6,514 4,631
৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶
14. Independent examination fees
2022 2021
£ £
Fees payable to the independent examiner for:
Independent examination of the financial statements 4,800 3,900
৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶

15. Staff costs

The total staff costs and employee benefits for the reporting period are analysed as follows: 2022 2021 £ £ Wages and salaries 7,674 3,510 ৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶

The average head count of employees during the year was 1 (2021: Nil). The average number of full-time equivalent employees during the year is analysed as follows:

2022 2021 No. No. Administrative staff 1 2 ৶৶৶৶ ৶৶৶৶

No employee received employee benefits of more than £60,000 during the year (2021: Nil).

16. Trustee remuneration and expenses

No remuneration or other benefits from employment with the charity or a related entity were received by the trustees.

- 11 -

Chassidei Belz (Manchester) Synagogue Account

Notes to the Financial Statements (continued)

Year ended 5 April 2022

17. Tangible fixed assets

Land and Fixtures and
buildings Equipment fittings Library Total
£ £ £ £ £
Cost
At 6 April 2021 1,725,000 3,887 91,906 20,523 1,841,316
Additions 108,835 616 109,451
ৄৄৄৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄৄৄৄ
At 5 April 2022 1,725,000 3,887 200,741 21,139 1,950,767
৶৶৶৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶৶৶৶
Depreciation
At 6 April 2021 2,683 33,846 36,529
Charge for the year 301 6,213 6,514
ৄৄৄৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄৄৄৄ
At 5 April 2022 2,984 40,059 43,043
৶৶৶৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶৶৶৶
Carrying amount
At 5 April 2022 1,725,000 903 160,682 21,139 1,907,724
৶৶৶৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶৶৶৶
At 5 April 2021 1,725,000 1,204 58,060 20,523 1,804,787
৶৶৶৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶৶৶৶
18. Investments
Investment Other
properties investments Total
£ £ £
Cost or valuation
At 6 April 2021 675,000 53 675,053
Additions
Disposals (53) (53)
ৄৄৄৄৄৄৄৄৄ ৄৄৄৄ ৄৄৄৄৄৄৄৄৄ
At 5 April 2022 675,000 675,000
৶৶৶৶৶৶৶৶৶ ৶৶৶৶ ৶৶৶৶৶৶৶৶৶
Impairment
At 6 April 2021 and 5 April 2022
৶৶৶৶ ৶৶৶৶৶৶৶৶৶
Carrying amount
At 5 April 2022 675,000 675,000
৶৶৶৶৶৶৶৶৶ ৶৶৶৶ ৶৶৶৶৶৶৶৶৶
At 5 April 2021 675,000 53 675,053
৶৶৶৶৶৶৶৶৶ ৶৶৶৶ ৶৶৶৶৶৶৶৶৶

All investments shown above are held at valuation.

Investment properties

The investment properties and synagogue building are stated at market value as per a professional valuation by GVA property management services on 21 March 2018.

Investments in joint property syndicates

Other Investments are joint property syndicates. This is comprised of capital introduced by the charity into the syndicates plus accrued surpluses less deficiencies but without revaluing the syndicate properties.

- 12 -

Chassidei Belz (Manchester) Synagogue Account

Notes to the Financial Statements (continued)

Year ended 5 April 2022

19. Debtors
2022 2021
£ £
Other debtors 53,258 31,000
৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶
20. Creditors: amounts falling due within one year
2022 2021
£ £
Accruals and deferred income 8,820 4,020
Social security and other taxes 503 504
Other creditors 40,848 1,155
ৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄ
50,171 5,679
৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶
21. Analysis of charitable funds
Unrestricted funds
At At
6 April 2021 Income Expenditure 5 April 2022
£ £ £ £
General funds 2,595,716 409,901 (371,908) 2,633,709
৶৶৶৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶৶৶৶
At At
6 April 2020 Income Expenditure 5 April 2021
£ £ £ £
General funds 2,529,445 359,432 (293,161) 2,595,716
৶৶৶৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶৶৶৶
Restricted funds
At At
6 April 2021 Income Expenditure 5 April 2022
£ £ £ £
Restricted Fund 37,120 37,120
৶৶৶৶ ৶৶৶৶৶৶৶৶ ৶৶৶৶ ৶৶৶৶৶৶৶৶
At At
6 April 2020 Income Expenditure 5 April 2021
£ £ £ £
Restricted Fund
৶৶৶৶ ৶৶৶৶ ৶৶৶৶ ৶৶৶৶

- 13 -

Chassidei Belz (Manchester) Synagogue Account

Notes to the Financial Statements (continued)

Year ended 5 April 2022

22. Analysis of net assets between funds

Unrestricted Total Funds
Funds 2022
£ £
Tangible fixed assets 1,907,724 1,907,724
Investments 675,000 675,000
Current assets 138,276 138,276
Creditors less than 1 year (49,691) (49,691)
ৄৄৄৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄৄৄৄ
Net assets 2,671,309 2,671,309
৶৶৶৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶৶৶৶
Unrestricted Total Funds
Funds 2021
£ £
Tangible fixed assets 1,804,787 1,804,787
Investments 675,053 675,053
Current assets 121,555 121,555
Creditors less than 1 year (5,679) (5,679)
ৄৄৄৄৄৄৄৄৄৄৄৄ ৄৄৄৄৄৄৄৄৄৄৄৄ
Net assets 2,595,716 2,595,716
৶৶৶৶৶৶৶৶৶৶৶৶ ৶৶৶৶৶৶৶৶৶৶৶৶

23. Contingencies

The charity has entered into a joint and several loan agreement together with another charity, Ohr Torah Ltd. The loan was from The Unity Trust bank for an amount of £850,000 and is secured on the assets of Chassidei Belz (Manchester). The purpose of the loan was to fund the the purchase of a school building. Ohr Torah holds title to the school building.

The likely financial impact on Chassidei Belz (Manchester) is deemed to be minimal as the trustees are confident that Ohr Torah will continue to generate sufficient income to cover the loan repayments. Furthermore, Unity Trust Bank has secured the loan with a debenture on all Ohr Torah Ltd's assets.

24. Related parties

During the year aggregate donations totalling £39,429 were received by the charity from trustees and related parties.

Included in other debtors are amounts due from the following charity whose trustees are also trustees of this charity or closely related to trustees of this charity;

Ohr Torah Ltd- £20,000

The above loan is interest free and repayable on demand.

Additionally grants of £4,000 were given to Ohr Torah Ltd, one of whose trustees is also a trustee of Chassidei Belz Manchester.

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