## **Urban Design Group** 

## **Annual Report and Accounts 2025** 

1 

## **Urban Design Group: Annual Report 2025** 

## **Report of the Trustees for the year ending 31 July 2025** 

**Address:** 70 Cowcross Street, London EC1M 6EJ 

## **Charity Number:** 326123 

**Trustees as at 31 July 2025:** Janet Tibbalds   Marcus Wilshere 

## _Statement of trustees’ responsibilities:_ 

Law applicable to charities in England and Wales requires the trustees to prepare financial statements for each financial year which give a true and fair view of the charity’s financial activities during the year and of its incoming resources and resources expended during that year. In preparing those financial statements the trustees are required to: 

- Select suitable accounting policies and then apply them consistently 

- Make judgements and estimates that are reasonable and prudent 

- State whether applicable accounting standards and statements of recommended practice have been followed 

- Prepare the financial statements on the going concern basis unless it is inappropriate to presume that the activities of the charity will continue 

- Confirm that they have paid due regard to the Charity Commission guidelines on public benefit. 

The trustees are responsible for keeping proper accounting records which disclose with reasonable accuracy at any time the financial position of the charity and enable them to ensure that the financial statements comply with the Charities Act 2011 and the Statement of Recommended Practice, Accounting and Reporting by Charities 2005. They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities. 

In the course of the year, the trustees produced a report on conflicts of interest and member behaviour, leading to the adoption of an updated constitution.  It is expected that in the coming year, the Urban Design Group will progress from being an unincorporated charity into a charitable incorporated organisation. 

## **Constitution** 

The Urban Design Group is governed by a constitution approved at a Special General Meeting held on 26 April 2023.  It is based on the Charity Commission SG3 model constitution for unincorporated charities. 

## **Transition of Urban Design Group from Unincorporated Charity to Charitable Organisation** 

The Annual Report and Accounts cover the 17 month period between 1 March 2024 and 31 July 2025, marking the transfer of all activities, assets, creditors, debtors and contractual obligations from Urban Design Group Unincorporated Charity 326123 to the Urban Design Group Charitable Incorporated Organisation No 1211478 commencing 1[st] August 2025. 

1 

## **Executive Committee 2024-2025** 

The UDG Executive Committee is responsible for the day-to-day operation of the UDG. 

Members as at 31 July 2025 were: 

## **Elected:** 

Paul Reynolds  (Chair) Husam AlWaer Hannah Smart (Honorary Leo Hammond Secretary) Lucy Fineberg Louise Thomas (Treasurer) Naike Zambotti Katja Stille (Past Chair) Rob Thompson Amanda Reynolds Scott Adams Ana McMillin **Patrons** Alan Baxter Roger Evans 

## **Performance & Achievements** 

_The year 2023-2025 efforts were made to re-establish activities in the post-pandemic era, with sustained efforts by the membership, Executive Committee, Editorial Board, and staff._ 

## **Membership** 

|**Membership**||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
|Category|July<br>2025|Feb<br>2024|Feb<br>2023|Nov<br>2022|Mar-<br>2021|Mar-<br>2020|Mar-<br>2019|Aug-<br>2017|May<br>2015|Jun-<br>2013|Jun-<br>2011|
|Standard Individual(UK)|508|562|550|531|539|523|548|582|633|647|714|
|Standard Individual<br>(International)|65|80|47|67|72|66|66|80|81|81|79|
|Recognised Practitioner<br>All nations|320|218|202|203|173|154|122|112|104|88|63|
|Concession All nations|139|185|165|163|160|139|153|155|158|175|192|
|Practice (UK)|137|148|149|151|138|138|128|118|120|128|135|
|Practice (International)|3|3|1|3|2|2|2|4|5|6|7|
|Local Authority|56|57|53|52|42|42|33|25|25|36|36|
|University|4|4|4|1|12|12|11|16|19|15|14|
|Library (UK)|25|28|29|29|29|31|34|41|42|44|41|
|Library (International)|31|32|24|30|31|35|43|46|42|42|39|
|Sub-total|1288|1317|1224|1230|1198|1142|1140|1179|1229|1262|1320|
|||||||||||||
|Newsletter only|3724|3029|2839|2660|1909|1451|1380|1131|926|675|476|
|Totals|5012|4346|4063|3890|3107|2593|2520|2310|2155|1937|1796|
|||||||||||||
|Design Officers Network|240|||||||||||



2 

## **Urban Design Journal** 

_Urban Design_ is directed and managed by the UDG Editorial Board.  The membership of the Editorial Board for 2024-25 comprised: 

Louise Thomas (editor) Richard Cole Chris Martin Jane Manning (editor elect) Richard Crappsley Geoff Noble Sebastian Loew (editor Tim Hagyard Judith Ryser emeritus) Joe Holyoak Todd Strehlow Krystallia Kamvasinou Patricia Aelbrecht Daniela Lucchese Matthew Carmona 

Sebastian Loew retired during the course of the period, as editor following many years of dedicated service. 

Over the past year a number of high-quality contributions were received on a variety of topics, occasionally fairly controversial. The Editorial Board always welcomes these and encourages members to make contact if there is an issue that they would like to share with others. 

The editions of Urban Design published were: 

171 – Urban Illumination - Sharon Stammers & Martin Lupton, guest topic editors 

172 – Making Vibrant Places - Martyn Saunders, guest topic editor 

173 From Roads to Boulevards - Paul Lecroart, guest topic editor 

174 – India - Vinita Dhume, guest topic editor 

175 – Community-led Urbanism - Paul Reynolds, guest topic editor 

3 

## **Events** 

The UDG continued its programme of events, where possible, working in partnership with other organisations. 

## **National Urban Design Conference 2024** 

The conference was held in Plymouth over 2 ½ days, under the theme of Towards a New Urban Renaissance, marking the 25th anniversary of the report.   Attendance was in excess of 160.  The Urban Design Group is grateful for the leadership and hard work of Martin Ivatt, and Niki Read of Plymouth City Council in the organisation of the conference. 

UDG Chair Paul Reynolds 

_The conference stage of the Theatre Royal, Plymouth._ 

4 

_Plymouth city centre public realm works – tour led by Martin Ivatt_ 

## **Design Officers Network** 

The Network continued to be convened, to provide a safe space for anyone involved in design in the public or not-for profit sector to share views, ideas, concerns and latest intelligence.  Leo Hammond took over the role of convenor from Lisa Richards. 

## **General Events** 

Online and in person events included 

- Community Led Urbanism 

- Rhythms of Brazilian Cities - An introduction to Brazilian urbanism 

- Mohenjo Daro and Ancient cities of the Indus valley and India 

- The Future of Council Housing 

- Make it Happen 2025! - Housing - Regeneration - Active-Design - SuDS and more. – 1 day conference held in Nottingham in partnership with RIBA & RTPI East Midlands. 

- New perspectives on walking and wheeling in the city 

- UDG at Building New Communities Conference 2025 

- Designing Child Friendly Neighbourhoods 

- Utrecht Nearby - the Ten Minute City 

- Understanding the 20-Minute Neighbourhood 

- Creating better places through vision-led transport planning 

- Porto City: Renaissance, Renewal and Reinvention 

- Research Handbook on Urban Design - A Book Launch and Discussion 

- Speakeasy and Book Launch: Meet Laura Alvarez and Rob Cowan 

- Lunchtime Consultation Seminar: Policy for Brownfield Development 

- Property: A Lunchtime Talk with Rowan Moore, Architecture Critic, Observer 

- UDG at FutureBuild 

- Applied Urban Design - Book Launch 

- How high-quality housing can be delivered in less well-off areas 

- UDG Film Night - The White Flats - Designed for Children 

- • Design Codes - An International Comparison 

5 

- Designing for social interaction in high-density housing 

- Cities of the Eastern Mediterranean: Insights from Damascus and Aleppo 

- Concrete Dreams - The Rise and Fall of Cumbernauld Town Centre 

- When Driving Is Not An Option 

- National Urban Design Conference 2024, Plymouth 

- Better Streets to Stations 

- EcoResponsive Environments - New Book Launch 

- Foundation Certificate in Urban Design -supported by UDG 

- Al Za'atari - urban design by refugees 

- Towards a Neighbourhood Renaissance Living-well locally 

- Housing Atlas: Europe - 20th Century 

- Urban Design and Young Children 

Many of these can be viewed on Urban Nous. 

## **UrbanNous- Video on Demand** 

Thanks are due to Fergus Carnegie who continues his largely voluntary work. He has recorded and packaged the UDG zoom events making them available to a global audience through the Urbannous website and Youtube channel. They are also embedded on the UDG website events archive pages and shared on the UDG Youtube channel. 

This is a great resource and a tremendously valuable archive of the huge number of presentations given at the UDG over recent years. 

## **Urban Update** 

The UDG’s weekly email newsletter Urban Update continued throughout the year, featuring latest news, research and events relating to towns, cities and urban design. Circulation was in excess of 5000. 

6 

## **Financial Review** 

## **Reserves policy** 

The definition of ‘reserve’ is: ‘Income which becomes available to the Charity and is to be expended at the Trustees’ discretion in furtherance of the Charity’s objectives, but which is not yet spent, committed or designated’. This definition therefore excludes restricted funds and sums already invested in fixed assets. 

The trustees have reviewed the reserves of the charity and, in view of the current financial situation, are of the opinion that they should fall no lower than a minimum of £50,000. This will provide sufficient funds to enable the charity to meet outstanding obligations. 

Approved by the Trustees on 15 December  2025 and signed on their behalf 

Marcus Wilshere, Trustee, UDG 

7 

## **Summar of Accounts y** 

||**2025**<br>**17 Months**|**2024**|**2023**|**2022**|**2021**|**2020**|**2019**|**2018**|**2017**|**2016**|**2015**|
|---|---|---|---|---|---|---|---|---|---|---|---|
||Totals|Totals|Totals|Totals|Totals|Totals|Totals|Totals|Totals|Totals|Totals|
|**INCOMING**<br>**RESOURCES**||||||||||||
|Subscriptions|170,459|126,394|114,160|115,987|98,320|113,911|108,816|96,075|113,410|100,072|114,461|
|Publications and<br>Awards|17,135|12,374|8,601|10,944|31,864|7,225|46,755|8,842|10,291|40,939|6,099|
|Conference Fees and<br>Sponsorship|32,204|31,229||||23,916|21,026|18,975|17,163|20,213|14,246|
|London Events|2,899|30|381|208|331|3,488|3,010|2,456|1,040|1,912||
|Study Tours &<br>Recruitment Services|17,925|7,850|18,550|19,500|2750|23,557|46,758|41,170|45,599|||
|Donation||||18,779||||||26,102|13,963|
|Activities to Generate<br>Funds||||||||||||
|Interest Received|1,964|930|202|85|86|85|85|32|315|338|373|
|Inland Revenue:  Gift<br>Aid||||||||||(3,600)|4,216|
|Miscellaneous Income|3,918|<br>1,500|70||750||5,638|703||-|458|
|**TOTAL INCOMING**<br>**RESOURCES**|246,504|180,307|141,964|165,503|140,293|172,182|232,088|168,253|187,818|185,976|153,816|
|||||||||||||
|**RESOURCES**<br>**EXPENDED**||||||||||||
|Charitable Expenditure||||||||||||
|Publications & Awards|72,854|44,269|40,231|45,836|41,717|42,425|63,953|36,584|38,193|57,846|24,110|
|Conference Expenditure|20,399|23,039||3,652|621|15,183|9,836|12,774|18,273|18,295|16,201|
|General|187,297|105,529|82,629|135,759|117,582|107,472|104,980|90,280|78,886|72,019|65,538|
|Study Tours<br>Expenditure|||||||15,300|22,284|25,296|||
|Development<br>Expenditure|||||||||||-|
|Governance costs<br>(accountancy)|1,440|1,360|2,040|1,230|1,630|1,740|1,680|2,753|2100|1,200|1,200|
|||||||||||||
|**TOTAL RESOURCES**<br>**EXPENDED**|281,990|174,197|124,900|186,477|161,550|166,820|195,749|164,675|162,748|149,360|107,049|
|**NET INCOME**<br>**/ (EXPENDITURE)**<br>**FOR THE YEAR**|(35,486)|6,110|17,064|(20,974)|(21,257)|5,362|36,339|3,578|25,070|36,616|46,767|
|**PRIOR YEAR**<br>**ADJUSTMENT**|32,168|||||||||||
|**FUND BALANCES**<br>**BROUGHT FORWARD**|228,642|222,532|205,468|226,442|247,699|242,337|205,998|202,420|177,350|140,734|93,967|
|**FUND BALANCES**<br>**CARRIED FORWARD**|225,324|228,642|222,532|205,468|226,442|247,699|242,337|205,998|202,420|177,350|140,734|
|||||||||||||
|**CURRENT ASSETS**|227,469|263,923|<br>18,144|252,711|268,244|276,382|257,188|218,879|220,890|182,418|188,044|
|**CURRENT**<br>**LIABILITIES**|2,146|35,282|204,388|47,244|41,803|28,684|14,852|12,881|18,471|5,069|47,271|
|**TOTAL NET ASSETS**|225,324|228,642|222,532|205,468|226,442|247,699|242,337|205,998|202,420|177,350|140,733|



8 

**INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF URBAN DESIGN GROUP** 

## **Independent examiner’s report to the trustees of Urban Design Group** 

I report to the charity trustees on my examination of the accounts of Urban Design Group (the Group) for the period ended 31 July 2025. 

## **Responsibilities and basis of report** 

As the charity trustees of the Group you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (‘the Act’). 

I report in respect of my examination of the Group’s accounts carried out under section 145 of the Act and in carrying out my examination I have followed all applicable Directions given by the Charity Commission under section 145(5)(b) of the Act. 

## **Independent examiner's statement** 

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect: 

- (1) accounting records were not kept in respect of the Group as required by section 130 of the Act; or 

- (2) the accounts do not accord with those records; or 

- (3)    the accounts do not comply with the applicable requirements concerning the form and content of the accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination. 

I confirm that there are no matters to which your attention should be drawn to enable a proper understanding of the accounts to be reached. 

Andrew Thurburn Andrew  Thurburn & Co. Chartered Accountants 38 Tamworth Road Croydon Surrey CR0 1XU 

15 December 2025 

9 

## **URBAN DESIGN GROUP STATEMENT OF FINANCIAL ACTIVITIES FOR THE 17 MONTHS ENDED 31 JULY 2025** 

|||||**Period**|**Year**|
|---|---|---|---|---|---|
|||||**Ended**|**Ended**|
||**Notes**|**Unrestricted**|**Restricted**|**31/7/25**|**29/2/24**|
|||**Funds**|**Funds**|**Totals**|**Totals**|
|||**£**|**£**|**£**|**£**|
|**INCOMING RESOURCES**||||||
|Incoming Resources from Charitable Activities||||||
|Subscriptions||170,459|-|170,459|126,394|
|Publications & Awards|2|17,135|-|17,135|12,374|
|London Events||2,899|-|2,899|30|
|Conference Income||32,204|-|32,204|31,229|
|Recruitment Services||17,925|-|17,925|7,850|
|Miscellaneous Income||3,918|-|3,918|1,500|
|Activities to Generate Funds||||||
|Interest Received||1,964|-|1,964|930|
|||––––––|–––––|––––––|––––––|
|**TOTAL INCOMING RESOURCES**||246,504|-|246,504|180,307|
|||––––––|–––––|––––––|––––––|
|**RESOURCES EXPENDED**||||||
|Charitable Expenditure||||||
|Publications & Awards|3|72,854|-|72,854|44,269|
|General|4|187,297|-|187,297|105,529|
|Conference Expenditure||20,399|-|20,399|23,039|
|Governance Costs|5|1,440|-|1,440|1,360|
|||––––––|––––––|––––––|––––––|
|**TOTAL RESOURCES EXPENDED**||281,990|-|281,990|174,197|
|||––––––|––––––|––––––|––––––|
|**NET (EXPENDITURE)/INCOME FOR**||||||
|**THE PERIOD**||(35,486)|<br>-|(35,486)|<br>6,110|
|**PRIOR YEAR ADJUSTMENT**|12|32,168|-|32,168|-|
|**FUND BALANCES BROUGHT FORWARD**||210,498|18,144|228,642|222,532|
|||–––––––|–––––––|–––––––|–––––––|
|**FUND BALANCES CARRIED FORWARD**||£207,180|£18,144|£225,324|£228,642|



10 

## **URBAN DESIGN GROUP BALANCE SHEET AT 31 JULY 2025** 

||**31/7/25**||**29/2/24**||
|---|---|---|---|---|
||**£**|**£**|**£**|**£**|
|**FIXED ASSETS**(Note 6)||1||1|
|**CURRENT ASSETS**|||||
|Cash at Bank|225,875||249,110||
|Cash Float|104||310||
|Debtors (Note 7)|1,490||14,503||
||–––––––||–––––––||
||227,469||263,923||
||–––––––||–––––––||
|**CURRENT LIABILITIES**|||||
|Creditors Falling Due Within|||||
|One Year (Note 8)|2,146||35,282||
||––––––||––––––||
|**NET CURRENT ASSETS**|225,323||228,641||
||–––––––||–––––––||
|**TOTAL ASSETS**|£ 225,324||£ 228,642||
|Represented by:|||||
|**ACCUMULATED RESERVES**|||||
|Restricted Funds (Note 11)|18,144||18,144||
|Unrestricted Funds|207,180||210,498||
||–––––––||–––––––||
||£ 225,324||£ 228,642||



Approved by the Trustees on …….. 15 December 2025 and signed on their behalf 

...................................................................... Janet Tibbalds 

..................................................................... Louise Thomas, Treasurer, UDG 

11 

**URBAN DESIGN GROUP NOTES TO THE ACCOUNTS FOR THE 17 MONTHS ENDED 31 JULY 2025** 

## **1. ACCOUNTING POLICIES** 

- _(i) Accounting Convention_ 

   - The accounts have been prepared under the historical cost convention with items recognised at cost or transaction value unless otherwise stated in the relevant notes to these accounts. The accounts have been prepared in accordance with the Statement of Recommended Practice: Accounting and Reporting by Charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) issued on 16 July 2014 and the Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland (FRS 102) and the Charities Act 2011. 

The charity constitutes a public benefit entity as defined by FRS 102. 

The trustees consider that there are no material uncertainties about the charity’s ability to continue as a going concern. 

## _(ii) Depreciation_ 

Equipment is depreciated at 25% on a straight line basis. 

- _(iii) Incoming Resources_ 

   - All incoming resources are included on the Statement of Financial Activities when the Charity is legally entitled to the income and the amount can be quantified with reasonable accuracy. Subscriptions are recognised when due and not when received. 

## _(iv) Resources Expended_ 

Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. 

## _(v) Taxation_ 

The Charity is exempt from tax on its charitable activities. 

|**2.**|**PUBLICATIONS INCOME**|**Period**|**Year**|
|---|---|---|---|
|||**Ended**|**Ended**|
|||**31/7/25**|**29/2/24**|
|||**£**|**£**|
||Sales of Journal|12,735|7,274|
||Journal Sponsorship|3,100|2,700|
||Urban Design Awards & Events Sponsorship|1,300|2,400|
|||–––––|–––––|
|||£ 17,135<br>|£ 12,374|
|**3.**|**PUBLICATIONS EXPENDITURE**|||
||Journal Production & Printing|69,709|44,245|
||Urban Design Awards|-|24|
||Urban Design Directory|3,145|-|
|||–––––|–––––|
|||£ 72,854|£ 44,269|



12 

## **URBAN DESIGN GROUP NOTES TO THE ACCOUNTS FOR THE 17 MONTHS ENDED 31 JULY 2025 (Contd)** 

|||**Period**|**Year**|
|---|---|---|---|
|||**Ended**|**Ended**|
|**4.**|**GENERAL CHARITABLE ACTIVITIES EXPENDITURE**|**31/7/25**|**29/2/24**|
|||**£**|**£**|
||London Events|5,632|565|
||UrbanNous|8,403|-|
||Expenses for Regions|11,194|1,886|
||Events Online Expenses|225|779|
||Consultant Director's Fees|55,422|36,801|
||Consultancy Fees|20,669|-|
||Salaries & Pension Costs|26,158|18,277|
||Rent, Rates, Light & Heat|16,020|10,680|
||Telephone & Broadband|1,692|531|
||Postage, Stationery & Office Supplies|1,151|940|
||Website|233|14|
||Insurance|498|241|
||Bank Charges|2,200|1,456|
||Payroll Admin & HR|696|1,433|
||Grants|20,829|5,000|
||Bad Debt Provision|15,964|26,926|
||Miscellaneous Expenses|311|-|
|||––––––|––––––|
|||£ 187,297|£ 105,529|
|**5.**|**GOVERNANCE COSTS**|||
||Independent Examination Fees|£ 1,440|£ 1,360|
|**6.**|**FIXED ASSETS**||**£**|
||Cost of Equipment|||
||As at 1.3.24||5,766|
||Additions||-|
||||–––––|
||As at 31.7.25||5,766|
||||–––––|
||Depreciation|||
||As at 1.3.24||5,765|
||Charge for the Year||-|
||||–––––|
||As at 31.7.25||5,765|
||||–––––|
||Net Book Value|||
||As at 29.2.24||£ 1|
||As at 31.7.25||£ 1|



13 

## **NOTES TO THE ACCOUNTS FOR THE 17 MONTHS ENDED 31 JULY 2025 (Contd)** 

|**7.**|**DEBTORS FALLING DUE WITHIN ONE YEAR**|**31/7/25**|**29/2/24**|
|---|---|---|---|
|||**£**|**£**|
||Subscriptions|(101)|13,360|
||Sundry Debtors|1,591|1,143|
|||––––––|––––––|
|||£ 1,490|£ 14,503|
|**8.**|**CREDITORS FALLING DUE WITHIN ONE YEAR**|**31/7/25**|**29/2/24**|
|||**£**|**£**|
||Trade Creditors|376|30,402|
||Other Creditors|1,770|4,880|
|||––––––|––––––|
|||£ 2,146|£ 35,282|



## **9. TRUSTEES' REMUNERATION** 

No Trustee received any remuneration or expenses during the year, nor were any expenses reimbursed. 

|**10.**|**STAFF COSTS**|**Period ended**|**Year ended**|
|---|---|---|---|
|||**31/7/25**|**29/2/24**|
|||**£**|**£**|
||Salaries|26,158|18,277|
||Social Security|-|-|
||Pension Costs|-|-|
|||––––––|––––––|
|||£ 26,158<br>|£ 18,277|
||The average number of employees was|0.7<br>|0.7|



## **11. RESTRICTED FUNDS** 

The restricted fund is reserved for use according to the charitable objects of the former Francis Tibbalds Trust including the funding of publications. 

## **12. PRIOR YEAR ADJUSTMENT** 

A prior year adjustment of £32,168 has arisen as a result of a previously excessive provision for trade creditors in connection with the charity’s previous trading company, which is now in the course of dissolution. 

14 

## **URBAN DESIGN GROUP NOTES TO THE ACCOUNTS FOR THE 17 MONTHS ENDED 31 JULY 2025 (Contd)** 

|**13.**|**COMPARATIVES FOR THE SOFA**|**Unrestricted**|**Restricted**||
|---|---|---|---|---|
|||**Funds**|**Funds**|**Total**|
|||**£**|**£**|**£**|
||**INCOMING RESOURCES**||||
||Incoming Resources from Charitable Activities:||||
||Gifts & Donations|-|-|-|
||Other|180,307|-|180,307|
|||––––––|––––––|––––––|
|||180,307|-|180,307|
|||––––––|––––––|––––––|
||**RESOURCES EXPENDED**||||
||Publications & Awards|44,269|-|44,269|
||Other|129,928|-|129,928|
|||––––––-|––––––|––––––|
|||174,197|-|174,197|
|||––––––|––––––|––––––|
||**NET INCOME FOR THE YEAR**|6,110|-|6,110|
||**BALANCES BROUGHT FORWARD**|204,388|18,144|222,532|
|||––––––|––––––|––––––|
||**BALANCES CARRIED FORWARD**|£ 210,498|£ 18,144|£ 228,642|



15