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2022-09-30-accounts

PAGE
Trustees'
annual
report (incorporating
the director's report)
Independent auditor's
report to the members
Consolidated statement offinancial activities (including income and
expenditure account) 12
Parent statement offinancial activities (including income and
expenditure account) 13
Consolidated statement offinancial position 14
Parent balance sheet 15
Consolidated statement ofcash flows 16
Notes to the financial statements 17

REFERE NCE AND ADMINIS NCE AND ADMINIS TRATIVE DETAILS TRATIVE DETAILS
Registered charity name Shulem B.Association Limited
Charity registration number 313654
Company registration number 00711513
Principal office and registered New Burlington House
office 1075Finchley Road
NW11 OPU
London
Tbe trustees Mr Samuel Berger
Mrs Sarah Rachel Klein
Mrs Zelda Sternlicht
Auditor Cohen Arnold
Chartered
accountants
dc statutory auditor
New Burlington House
1075Finchley Road
LONDON
NW11 OPU
Solicitor Hamlins LLP
1 Kingsway
London
WC2B 6AN
Bank Barclays Bank
1 Churchill
Place
London
E145HP

follows:
2022 2021
Grants and donations
paid out
3,424,600 1,346,100
Net income from commercial
undertakings
4,693,255 2,658,204
Net rental income from investment properties 263,169 300,204
Investment
property
at fair value
73076i553 72,565,229
Listed investments
at fair value
6,546 8,621

2022 2022 2021
Unrestricted
funds Total funds Total funds
Note
Income and endowments
Donations
and legacies
5 200,000
Commercial
Operations
6 5,617,724 5,617,724 3,652,213
Investment
income
7 559,061 559,061 529,331
Total income 6,176,785 6,176,785 4,381,544
Expenditure
Expenditure
on raising funds:
Commercial
Operations
8 (1,220,565) (1,220,565) (1,156,384)
Investment
management
costs 9 (420,337) (420,337) (371,800)
Expenditure
on charitable
activities 10,11 (3,928,307) (3,928,307) (1,799,148)
Interest payable and similar charges 14 (504,435) (504,435) (412,684)
Taxation 15 63,083 63,083 38,778
Total expenditure (6,010,561) (6,010,561) (3,701,238)
Net gains on investments 17 296,096 296,096 162,375
Net income 462,320 462,320 842,681
Other recognised
gains
and losses
Fair value movements 18 (2,075) (2,075) 253,414
Net movement
in funds
460,245 460,245 1,096,095
Reconciliation offunds
Total funds brought
forward
53,577,343 53,577,343 52,481,248
Total funds carried forward 54,037,588 54,037,588 53,577,343

2022 2022 2021
Unrestricted
funds Total funds Total funds
loots
Income and endowments
Donations
and legacies
5 3,435,439 3,435,439 2,283,000
Investment
income
7 559,061 559,061 529,013
Total income 3,994,500 3,994,500 2,812,013
Expenditure
Expenditure
on raising funds:
Investment
management
costs 9 (295,892) (295,892) (228,809)
Expenditure
on charitable
activities (3,898,307) (3,898,307) (1,799,148)
Total expenditure (4,194,199) (4,194,199) (2,027,957)
Net gains on investments 17 296,096 296,096 162,375
Net income 96,397 96,397 946,431
Other recognised
gains
and losses
Fair value movements 18 2,446,482 2,446,482 149,668
Net movement
in funds
2,542,879 2,542,879 1,096,099
Reconciliation offunds
Total funds brought
forward
53,599,352 53,599,352 52,503,253
Total funds carried forward 56,142,231 56,142,231 53,599,352

2022 2021
Note g f.
FIXEDASSETS
Investments 20 73,076,553 72,573,850
CURRENT ASSETS
Debtors 21 5,404,382 5,365,847
Cash at bank and in hand 1,585,659 1,766,967
6,990,041 7,132,814
CREDITORS: amounts falling due within one year 22 (16,265,995) (3,303,227)
NET CURRENT ASSETS (9,275,954) 3,829,587
TOTAL ASSETSLESS CURRENT LIABILITIES 63,800,599 76,403,437
CREDITORS: amounts falling due after more than one year 23 (16,218) (13,016,218)
PROVISIONS 25 (9,746,793) (9,809,876)
NET ASSETS 54,037,588 53,577,343
FUNDS OFTHE CHARITY
Unrestricted
funds
54,037,588 53,577,343
Total charity funds 27 54,037,588 53,577,343

2022 2021
Note
FIXEDASSETS
Investments 20 55,403,816 53,258,894
55,403,816 53,258,894
CURRENT ASSETS
Debtors 21 607,604 599,092
Cash at bank and in hand 225,652 31,158
833,256 630,250
CREDITORS: amounts falling due within one year 22 (94,841) (289,792)
NET CURRENT ASSETS 738,415 340,458
TOTAL ASSETSLESS CURRENT LIABILITIES 56,142,231 53,599,352
NET ASSETS 56,142,231 53,599,352
FUNDS OFTHE CHARITY
Unrestricted
funds
56,142,231 53,599,352
Total charity funds 27 56,142,231 53,599,352

YEAR ENDED 30SEPTEMB ER2022
2022 2021
Note
CASH FLOWS FROM OPERATING ACTIVITIES
Net income 462,320 842,681
Adjustments for:
Net gains on investments (296,096) (162,375)
Dividends,
interest and rents from investments
(559,061) (529,013)
Other interest receivable
and similar income
(318)
Taxation (63,083) (38,778)
Accrued expenses (49,183) 37,693
Changesin:
Trade and other debtors (38535) (554,237)
Trade and other creditors 11,951 117,219
Cash generated
from operations
(531,687) (287,128)
Interest received 318
Net cash used in operating
activities
(531,687) (286,810)
CASH FLOWS FROM INVESTING ACTIVITIES
Dividends,
interest and rents from investments
559,061 529,013
Purchases ofother investments (1,199,678) (12,795)
Proceeds from sale ofother investments 990,996 470,725
Net cash from investing
activities
350,379 986,943
NET DECREASE IN CASH AND CASH EQUIVALENTS (181,308) 700,133
CASH AND CASH EQUIVALENTS AT BEGINNING OF YEAR 1,766,967 1,066,834
CASH AND CASH EQUIVALENTS AT END OFYEAR 28 1,585,659 1,766,967

5. DONATI ONS
AND LE
GACIES
~Grou Unrestricted Total Funds Unrestricted Total Funds
Funds 2022 Funds 2021
E
Donations
Donations received 200,000 200,000
Charity Unrestricted Total Funds Unrestricted Total Funds
Funds 2022 Funds 2021
8 8
Donations
Donations received 200,000 200,000
Donations -Gift Aid Receipts 3,435,439 3,435,439 2,083,000 2,083,000
6. COMMERCIAL OPERATIONS
Unrestricted Total Funds Unrestricted Total Funds
Funds 2022 Funds 2021
Rent and charges receivable 5,617,724 5,617,724 3,652,213 3,652,213
5,617,724 5,617,724 3,652,213 3,652,213
7. INVESTMENT INCOME
~Grou Unrestricted Total Funds Unrestricted Total Funds
Funds 2022 Funds 2021
f
Income from investment properties 559,061 559,061 529,013 529,013
Other interest receivable 318 318
559,061 559,061 529,331 529,331
Charity Unrestricted Total Funds Unrestricted Total Funds
Funds 2022 Funds 2021
Income from investment properties 559,061 559,061 529,013 529,013
Other interest receivable
559,061 559,061 529,013 529,013

Unrestricted Total Funds Unrestricted Total Funds
Funds 2022 Funds 2021
I
Costs ofcommercial operations 1,220,565 1,220,565 1,156,384 1,156,384
9. INVESTMENT MANAGEMENT COSTS
~Grou Unrestricted Total Funds Unrestricted Total Funds
Funds 2022 Funds 2021
Administrative expenses 124,445 124,445 142,991 142,991
Investment management costs 295,892 295,892 228,809 228,809
420,337 420,337 371,800 371,800
Charity Unrestricted Total Funds Unrestricted Total Funds
Funds 2022 Funds 2021
I
Portfolio management 295,892 295,892 228,809 228,809

EXPENDI TURE ON CHA RITABLE ACTIVITIE S BYFUND T YPE
Unrestricted Total Funds Unrestricted Total Funds
Funds 2022 Funds 2021
I f
Donations paid 3,866,920 3,866,920 1,767,985 1,767,985
Support costs 61,387 61,387 31,163 31,163
3,928,307 3,928,307 1,799,148 1,799,148

EXPENDI TURE ON CHARITABLE ACTIVITIE S BYACTIVI TY TYPE
Activities Grant
undertaken funding of Total funds Total fund
directly activities Support costs 2022 2021
Donations paid 442,320 3,424,600 3,866,920 1,767,985
Governance costs 61,387 61,387 31,163
442,320 3,424,600 61,387 3,928,307 1,799,148

Accountancy Accountancy Accountancy Accountancy General General Legal dr Total Total
fees
8
Audit fees expenses
I
Professional 2022 2021
I
Governance costs 10,000 15,000 1,971 34,416 61,387 31,163
ANALYSIS OF GRANTS
2022 2021
GRANTS TO INSTITUTIONS
Amud Hatzdokoh
Trust
23,000 8,000
Beis Ruchel D'Satmar (London) Limited 29,000 30,000
Chasdei Moishe Trust 22,000 20,000
Chevras Mo'oz Ladol 36,000 87,000
Collel Chibath Yerushalayim, Rabbi Meir Baal Hanes Trust 35,600 10,000
Congregation Vyoel Moshe D'Satmar Charitable Trust 35,000 45,000
KYLCentral Shul Trust 30,000
Gerson Berger Association Limited 30,000
United Talmudical
Associates
Ltd 1,570,000 310,000
UTRY 35,000 35,000
Vyoel Moshe Charitable
Trust
27,500 30,000
VHLT 25,000 10,000
Yetev Lev London Jerusalem Trust 60,000 36,500
YBPLimited 425,000
Other grants below Z20,000 1,041,500 724,600
3,424,600 1,346,100
Total grants 3,424,600 1,346,100
ANALYSIS OF GRANTS TO INSTITUTIONS:
2022 2021
General charitable
purposes
1,481,800 447,333
Advancement ofthe Jewish Religion 1,300,250 475,334
Advancement ofJewish Education 642,550 423,433
Total 3,424,600 1,346,100

Unrestricted Total Funds Unrestricted Total Funds
Funds 2022 Funds 2021
4
Loan interest 414,230 414,230 322,232 322,232
Finance costs 90,205 90,205 90,452 90,452
504,435 504,435 412,684 412,684
15. TAXATION
Deferred tax:
2022 2021
Origination
and reversal oftiming differences
(63,083) (38,778)
Taxation (63,083) (38,778)
16. NET EXPENDITURE
Net expenditure is stated after charging/(crediting):
2022 2021
Fees payable for the audit ofthe financial statements 40,940 38,262
17. NET GAINS ON INVESTMENTS
~Grou Unrestricted Total Funds Unrestricted Total Funds
Funds 2022 Funds 2021
Gains/(losses) on investment property 296,096 296,096 162,375 162,375
~Charit Unrestricted Total Funds Unrestricted Total Funds
Funds 2022 Funds 2021
f
Gains/(losses) on investment property 296,096 296,096 162,375 162,375
18. FAIR VALUE MOVEMENTS
~Grou Unrestricted Total Funds Unrestricted Total Funds
Funds 2022 Funds 2021
x
Surplus/(deficit) on investment property 250,100 250,100
Surplus/(deficit) on listed investments (2,075) (2,075) 3,314 3,314
(2,075) (2,075) 253,414 253,414
~Charit Unrestricted Total Funds Unrestricted Total Funds
Funds 2022 Funds 2021
f
Surplus/(deficit) on subsidiary
undertakings 2,446,482 2,446,482 149,668 149,668
2,446,482 2,446,482 149,668 149,668

INVESTMENTS
~Grou Listed Investment
investments properties Total
8
Cost or valuation
At I October 2021 8,621 72,565,229 72,573,850
Additions 1,199,678 1,199,678
Disposals (694,900) (694,900)
Fair value movements (2,075) (2,075)
At 30September 2022 6,546 73,070,007 73,076,553
Impairment
At 1October 2021 and 30September 2022
Carrying
amount
At 30September 2022 6,546 73,070,007 73,076,553
At 30September 2021 8,621 72,565,229 72,573,850
Charith' Shares in
Investment group Other
properties undertakings investments Total
Cost or valuation
At I October 2021 7,543,766 45,714,378 750 53,258,894
Additions 25,140 25,140
Disposals (326,700) (326,700)
Fair value movements 2,446,482 2,446,482
At 30September 2022 7,242,206 48,160,860 750 55,403,816
Impairment
At 1October 2021 and
30September 2022
Carrying amount
At 30September 2022 7,242,206 48,160,860 750 55,403,816
At 30September 2021 7,543,766 45,714,378 750 53,258,894

are incorporated
in En
g land
are as
follows:
Description dr Proportion Nature of
OfShare Capital Owned Business
Bitover Limited Ordinary 100o/o Parent undertaking
Preference 100'/o
Crown View Estates Limited Ordinary 100'/o Property
investment
Davecourt
Limited
Ordinary 100'/o Parent undertaking
Preference 100'/o
Honeyvale
Properties
Limited Ordinary 100'/o Property
investment
Lysvige Limited Ordinary 100'/o Property
investment
Tripknol1 Limited Ordinary 100'/o Parent undertaking
Preference 100/o
Bitover Limited has the following active subsidiary
undertakings:
Description dc Proportion Nature of
OfShare Capital Owned Business
Vereneat Limited Ordinary 100'/o Parent undertaking
Parkchoice Limited Ordinary IQQ/0 Property
investment
Evenley Investments Limited Ordinary 1QQ/0 Property
investment
Vereneat Limited has the following active subsidiary
undertaking:
Kolup Investments Limited Ordinary 100'/o Property
investment

Codnore Estates Limited Ordinary 99% Parent undertaking Parent undertaking
Codnore Estates Limited has the following active subsidiary undertaking:
Arnville Limited Ordinary 100% Property investment
Mari)la Properties
Limited
Ordinary IQQ% Property investment
Zeligrate Co. Limited Ordinary 100% Property investment
Tripknog Limited has the following subsidiary
undertaking:
Verelark Limited Ordinary 100% Parent undertaking
Verelark Limited has the following active subsidiary undertakings:
Belinda Properties
Limited
Ordinary 100% Property investment
Hacienda Properties
Limited
Ordinary 100% Property investment
The fogowing
material
subsidiaries
have year ends coterminous with the parent
charity.
The 2022
figures are disclosed below:
e fogowing
mate
ures are disclosed
rial
subsidi
below:
aries
have year
ends coterminous
with th
e parent
chari
ty .
The 202
~Com
an
Number Turnover
f
~E*
di
f
P b IL
f
Cmwn View Estates limited 02820344 1,156,848 (609,634) 2,001,613
Kolup Investments Limited 00769026 1,119,769 (844,000) 347,369
Lysviile Limited 01384537 159,708 (46,926) 683,306
Psrkchoice Limited 03106046 15,586 (54,387) 2,398,593
Fixed Current
~Lt
Assetsf Assets
~L'abilities
f,
Liabilities
f
Net Assets
f
Crown View Estates limited 20,704,865 6,855,842
(2,670,564)
(12,191,931) 12,698,212
Koiup Investments Limited 32,469,455 9,617,092
(5,868,952)
(10,946,267) 25,271,328
Lysville Limited 3,765,229 3,667,293
(533,385)
(4,322,999) 2,576,138
Parkchoice Limited 524,800 5,816,708
(95,618)
(3,642,991) 2,602,899

DEBTORS
~Grou 2022 2021
Trade debtors 829,298 1,056,564
Prepayments
and
accrued income 78,337 205,630
Other debtors 4,496,747 4,103,653
5,404,382 5,365,847
~Charit 2022 2021
f f
Trade debtors 193,744 128,011
Prepayments
and
accrued income 33,860 32,081
Other debtors 380,000 439,000
607,604 599,092
CREDITORS: amounts falling due within one year
~Grou 2022 2021
Bank loans and overdratts 13,000,000
Trade creditors 36 36
Accruals and deferred income 619,857 669,040
Other creditors 2,646,102 2,634,151
16,265,995 3,303,227
Charity 2022 2021
Trade creditors 36 36
Accruals and deferred income 94,697 107,388
Other creditors 108 182,368
94,841 289,792
CREDITORS: amounts falling due after more than one year
2022 2021
f
Bank loans and overdrafls 13,000,000
Other creditors 16,218 16,218
16,218 13,016,218
Analysis ofloans 2022f 2021
Wholly repayable within 5 years 13,000,000
Not wholly
repayable
within 5 years
Included in current liabilities 13,000,000
13,000,000 13,000,000

24. DEFERRED TAX DEFERRED TAX DEFERRED TAX
The deferred tax included in the statement offinancial position is as follows:
2022 2021
f.
Included in provisions (note 25) 9,746,793 9,809,876
25. PROVISIONS
Deferred tax
(note 24)
K
At 1 October 2021 9,809,876
Additions (63,083)
At 30September 2022 9,746,793

27. ANALYSIS OFCHARITABLE FUNDS ANALYSIS OFCHARITABLE FUNDS ANALYSIS OFCHARITABLE FUNDS ANALYSIS OFCHARITABLE FUNDS ANALYSIS OFCHARITABLE FUNDS
Unrestricted funds
~Grou At 1 At 30
October Gains and September
2021 Income Expenditure losses 2022
E
General funds 12,064,822 6,176,785 (6,010,561) 296,096 12,527,142
Fair value reserve 41,512,521 (2,075) 41,510,446
53,577,343 6,176,785 (6,010,561) 294,021 54,037,588
At 1 At 30
October Gains and September
2020 Income Expenditure losses 2021
f,
General funds 11,222,141 4,381,544 (3,701,238) 162,375 12,064,822
Fair value reserve 41,259,107 253,414 41,512,521
52,481,248 4,381,544 (3,701,238) 415,789 53,577,343
Unrestricted funds
Charity At 1 At 30
October Gains and September
2021 Income Expenditure losses 2022
f.
General funds 53,599,352 3,994,500 (4,194,199) 2,742,578 56,142,231
At 1 At 30
October Gains and September
2020 Income Expenditure losses 2021
f,
General funds 52,503,253 2,812,013 (2,027,957) 312,043 53,599,352
28. ANALYSIS OF CHANGES IN NET DEBT
At At
1 Oct 2021 Cash flows 30Sep 2022
f.
Cash at bank and in hand 1,766,967 (181,308) 1,585,659
Debt due within one year —(13,000,000) (13,000,000)
Debt due afler one year (13,000,000) 13,000,000
(11,233,033) (181,308) (11,414,341)

Analysis ofcash and cash equivalents
2022 2021
Cash at bank and in hand 1,585,659 1,766,967
Overdratt
facility repayable
on demand (-) (-)
Total cash and cash equivalents 1,585,659 1,766,967