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2025-10-31-accounts

Charity number: 313635

THE SPANISH AND PORTUGUESE JEWS' CHILDREN'S FUND

UNAUDITED

TRUSTEES' REPORT AND FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 OCTOBER 2025

THE SPANISH AND PORTUGUESE JEWS' CHILDREN'S FUND

CONTENTS
Page
Reference and administrative details of the charity, its Trustees and advisers 1
Trustees' report 2 - 4
Independent examiner's report 5
Statement of financial activities 6
Balance sheet 7
Notes to the financial statements 8 - 16

THE SPANISH AND PORTUGUESE JEWS' CHILDREN'S FUND

REFERENCE AND ADMINISTRATIVE DETAILS OF THE CHARITY, ITS TRUSTEES AND ADVISERS FOR THE YEAR ENDED 31 OCTOBER 2025

Trustees Mrs H Bekhor
Mr S Dangoor
Mrs S Kendal
Mrs R Khalastchy
Ms N Leon (resigned 26 November 2025)
Dr A Webber
Charity registered
number
313635
Principal office
2 Ashworth Road
London
W9 1JY
Independent Examiner
Edward Passmore FCA
BKL Audit LLP
35 Ballards Lane
London
N3 1XW
Bankers
NatWest Bank
City of London Office
London
EC2R 8PA

Page 1

THE SPANISH AND PORTUGUESE JEWS' CHILDREN'S FUND

TRUSTEES' REPORT FOR THE YEAR ENDED 31 OCTOBER 2025

The Trustees present their annual report together with the financial statements of the charity for the year 1 November 2024 to 31 October 2025.

Objectives and activities

a. Policies and objectives

The object of the Trust is to provide grants for specified purposes to children or young people not more than 25 years of age who are Sephardi Jews or persons accustomed to congregate with them who are, in the opinion of the Trustees, in need of financial assistance.

The exception being the David and Florence Mellows Memorial Fund, the purpose of which is "to award grants, including travel grants and scholarships, to Jewish students either Ashkenazi or Sephardi, male or female, to assist them in pursuing Jewish Studies generally (eg, in a Yeshiva or at a Teachers' Training College or a Degree course at a university or Jews' College) in the United Kingdom, Israel or elsewhere or, alternatively in pursuing studies for a Degree or Diploma in preparation for undertaking social work."

b. Activities undertaken to achieve objectives

The Charity undertakes to give grants in line with its governing document to Jewish young people in need.

c. Grant-making policies

The Trustees receive applications from individuals and institutions. These are reviewed by the Trustees throughout the year in relation to the charitable objectives and appropriate grants are approved by the Trustees.

d. Main activities undertaken to further the charity's purposes for the public benefit

The activity of grant making to those Jewish children and Jewish young people in need further the Charity's purpose for the public benefit.

Achievements and performance

a. Main achievements of the charity

The Childrens Fund disbursed 38 grants in 2024-25 compared to 23 in 2023-24. These grants support young people in formal and informal education. This can include support for school field trips, school uniform, university education and residential and day camps.

Financial review

a. Going concern

After making appropriate enquiries, the Trustees have a reasonable expectation that the charity has adequate resources to continue in operational existence for the foreseeable future. For this reason, they continue to adopt the going concern basis in preparing the financial statements. Further details regarding the adoption of the going concern basis can be found in the accounting policies.

Page 2

THE SPANISH AND PORTUGUESE JEWS' CHILDREN'S FUND

TRUSTEES' REPORT (CONTINUED) FOR THE YEAR ENDED 31 OCTOBER 2025

b. Reserves policy

The Charity aims to expend all incoming resources in the form of grants payable to various individuals and institutional beneficiaries. This is dependent upon the level of applications received for funding and also the level of investment income in the year. The Trustees will utilise reserves when suitable grant applications are received in future periods. On this basis, and due to the fact that there are very few overhead costs, there is no fixed level set for free reserves. This reserves policy will be reviewed on an annual basis.

The Trust holds investments in the name of the Spanish and Portuguese Jews' Synagogue Common Investment Fund (also known as The London Sephardi Trust Investment Pool) as custodian trustee. Income earned on these investments is the principal source of funding for the Charity.

c. Review of the Year

Total income for the year was £37,928 (2024: £43,771) derived from the common investment fund. Expenditure for the year totalled £52,696 (2024: £26,974), of which £41,328 (2024: £23,005) pertained to grants and £11,368 (2024: £3,969) pertained to support costs. There was a gain on investments of £296,717 (2024: £121,420). Funds carried forward at the year end totalled £2,347,047 (2024: £2,065,098). Included in the above is £1,970 (2024: £2,204) of restricted income and £13,460 (2024: £6,308) of restricted gains on investments. Restricted Funds carried forward at the year end totalled £115,948 (2024: £105,518).

The Trustees are currently in discussions with two other charities, with similar objectives, with a view to merge.

Structure, governance and management

a. Constitution

The Spanish and Portuguese Jews' Children's Fund is a registered charity, number 313635, governed by a Trust deed and whose governing document is a scheme dated 22 May 1964.

b. Methods of appointment or election of Trustees

Trustees are currently recruited both by word of mouth and also by advertising vacancies among the membership of the Spanish & Portuguese Jews' Congregation. Such advertising is conducted in accordance with the Constitution, with any nominations needing to be appropriately seconded and transmitted to the Secretary. Trustees may be appointed directly by election or co-option to fulfil a casual vacancy. New trustees are generally furnished with minutes of recent meetings and invited to observe one or two meetings prior to taking office. They are encouraged to discuss matters with the Trustees and/or the Secretary to familiarise themselves with the workings of the Charity.

c. Financial risk management

The Trustees have assessed the major risks to which the charity is exposed, in particular those related to the operations and finances of the charity, and are satisfied that systems and procedures are in place to mitigate exposure to the major risks.

Plans for future periods

The Trust shall continue to make grants in line with its charitable objectives.

Page 3

THE SPANISH AND PORTUGUESE JEWS' CHILDREN'S FUND

TRUSTEES' REPORT (CONTINUED) FOR THE YEAR ENDED 31 OCTOBER 2025

Statement of Trustees' responsibilities

The Trustees are responsible for preparing the Trustees' report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

The law applicable to charities in England & Wales requires the Trustees to prepare financial statements for each financial which give a true and fair view of the state of affairs of the charity and of its incoming resources and application of resources, including its income and expenditure, for that period. In preparing these financial statements, the Trustees are required to:

The Trustees are responsible for keeping adequate accounting records that are sufficient to show and explain the charity's transactions and disclose with reasonable accuracy at any time the financial position of the charity and enable them to ensure that the financial statements comply with the Charities Act 2011, the Charity (Accounts and Reports) Regulations 2008 and the provisions of the Trust deed. They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Approved by order of the members of the board of Trustees and signed on their behalf by:

Simon Dangoor

................................................

Mr S Dangoor Trustee Date: 15/06/2026

Page 4

THE SPANISH AND PORTUGUESE JEWS' CHILDREN'S FUND

INDEPENDENT EXAMINER'S REPORT FOR THE YEAR ENDED 31 OCTOBER 2025

Independent examiner's report to the Trustees of The Spanish And Portuguese Jews' Children's Fund ('the charity')

I report to the charity Trustees on my examination of the accounts of the charity for the year ended 31 October 2025.

Responsibilities and basis of report

As the Trustees of the charity you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the 2011 Act').

I report in respect of my examination of the charity's accounts carried out under section 145 of the 2011 Act and in carrying out my examination I have followed the applicable Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act.

Independent examiner's statement

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the charity as required by section 130 of the 2011 Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a 'true and fair' view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

This report is made solely to the charity's Trustees, as a body, in accordance with Part 4 of the Charities (Accounts and Reports) Regulations 2008. My work has been undertaken so that I might state to the charity's Trustees those matters I am required to state to them in an Independent examiner's report and for no other purpose. To the fullest extent permitted by law, I do not accept or assume responsibility to anyone other than the charity and the charity's Trustees as a body, for my work or for this report.

Signed:

Edward Passmore

Dated: 16/06/2026

Edward Passmore FCA

BKL Audit LLP 35 Ballards Lane London N3 1XW

Page 5

THE SPANISH AND PORTUGUESE JEWS' CHILDREN'S FUND

STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31 OCTOBER 2025

Note
Income from:
Investments
3
Total income
Expenditure on:
Charitable activities
5
Total expenditure
Net (expenditure)/income before net
gains on investments
Net gains on investments
Net movement in funds
Reconciliation of funds:
Total funds brought forward
Net movement in funds
Total funds carried forward
Restricted
funds
2025
£
1,970
1,970
5,000
5,000
(3,030)
13,460
10,430
105,518
10,430
115,948
Unrestricted
funds
2025
£
35,958
35,958
47,696
47,696
(11,738)
283,257
271,519
1,959,580
271,519
2,231,099
Total
funds
2025
£
37,928
37,928
52,696
52,696
(14,768)
296,717
281,949
2,065,098
281,949
2,347,047
Total
funds
2024
£
43,771
43,771
26,974
26,974
16,797
121,420
138,217
1,926,881
138,217
2,065,098

The Statement of financial activities includes all gains and losses recognised in the year.

The notes on pages 8 to 16 form part of these financial statements.

Page 6

THE SPANISH AND PORTUGUESE JEWS' CHILDREN'S FUND

BALANCE SHEET AS AT 31 OCTOBER 2025

Note
Fixed assets
Investments
8
Current assets
Debtors
9
Cash at bank and in hand
Current liabilities
Creditors: amounts falling due within one
year
10
Net current assets
Total assets less current liabilities
Total net assets
Charity funds
Restricted funds
11
Unrestricted funds
11
Total funds
20,971
49,096
70,067
(8,452)
2025
£
2,285,432
2,285,432
61,615
2,347,047
2,347,047
115,948
2,231,099
2,347,047
71,462
8,086
79,548
(3,165)
2024
£
1,988,715
1,988,715
76,383
2,065,098
2,065,098
105,518
1,959,580
2,065,098

The financial statements were approved and authorised for issue by the Trustees and signed on their behalf by:

Simon Dangoor

................................................

Mr S Dangoor

Trustee Date: 15/06/2026

The notes on pages 8 to 16 form part of these financial statements.

Page 7

THE SPANISH AND PORTUGUESE JEWS' CHILDREN'S FUND

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 OCTOBER 2025

1. General information

The Spanish and Portuguese Jews' Children's Fund is a registered charity, operating in England and Wales.

The registered office is 2 Ashworth Road, Maida Vale, London, W9 1JY.

2. Accounting policies

2.1 Basis of preparation of financial statements

The financial statements have been prepared in accordance with the Charities SORP (FRS 102) - Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019), the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) and the Charities Act 2011.

The Spanish and Portuguese Jews' Children's Fund meets the definition of a public benefit entity under FRS 102. Assets and liabilities are initially recognised at historical cost or transaction value unless otherwise stated in the relevant accounting policy.

2.2 Going concern

The Charity has minimal fixed costs, with the main source of expenditure being grants made to individuals which can be made at the discretion of the Trustees. Furthermore, the Charity had a healthy cash balance at the year end. The Trustees therefore consider that the Charity has adequate resources to continue in operational existence for the foreseeable future. For this reason, they continue to adopt the going concern basis in preparing the financial statements.

2.3 Income

All income is recognised once the charity has entitlement to the income, it is probable that the income will be received and the amount of income receivable can be measured reliably.

Income tax recoverable in relation to investment income is recognised at the time the investment income is receivable.

Page 8

THE SPANISH AND PORTUGUESE JEWS' CHILDREN'S FUND

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 OCTOBER 2025

2. Accounting policies (continued)

2.4 Expenditure

Expenditure is recognised once there is a legal or constructive obligation to transfer economic benefit to a third party, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is classified by activity. The costs of each activity are made up of the total of direct costs and shared costs, including support costs involved in undertaking each activity. Direct costs attributable to a single activity are allocated directly to that activity. Shared costs which contribute to more than one activity and support costs which are not attributable to a single activity are apportioned between those activities on a basis consistent with the use of resources. Central staff costs are allocated on the basis of time spent, and depreciation charges allocated on the portion of the asset’s use.

Expenditure on charitable activities is incurred on directly undertaking the activities which further the charity's objectives, as well as any associated support costs.

Grants payable are charged in the year when the offer is made except in those cases where the offer is conditional, such grants being recognised as expenditure when the conditions attaching are fulfilled. Grants offered subject to conditions which have not been met at the year end are noted as a commitment, but not accrued as expenditure.

All expenditure is inclusive of irrecoverable VAT.

2.5 Investments

Fixed asset investments are a form of financial instrument and are initially recognised at their transaction cost and subsequently measured at fair value at the Balance sheet date, unless the value cannot be measured reliably in which case it is measured at cost less impairment. Investment gains and losses, whether realised or unrealised, are combined and presented as ‘Gains/(Losses) on investments’ in the Statement of financial activities.

2.6 Debtors

Trade and other debtors are recognised at the settlement amount after any trade discount offered. Prepayments are valued at the amount prepaid net of any trade discounts due.

2.7 Cash at bank and in hand

Cash at bank and in hand includes cash and short-term highly liquid investments with a short maturity of three months or less from the date of acquisition or opening of the deposit or similar account.

Page 9

THE SPANISH AND PORTUGUESE JEWS' CHILDREN'S FUND

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 OCTOBER 2025

2. Accounting policies (continued)

2.8 Liabilities and provisions

Liabilities are recognised when there is an obligation at the Balance sheet date as a result of a past event, it is probable that a transfer of economic benefit will be required in settlement, and the amount of the settlement can be estimated reliably.

Liabilities are recognised at the amount that the charity anticipates it will pay to settle the debt or the amount it has received as advanced payments for the goods or services it must provide.

Provisions are measured at the best estimate of the amounts required to settle the obligation. Where the effect of the time value of money is material, the provision is based on the present value of those amounts, discounted at the pre-tax discount rate that reflects the risks specific to the liability. The unwinding of the discount is recognised in the Statement of financial activities as a finance cost.

2.9 Financial instruments

The charity only has financial assets and financial liabilities of a kind that qualify as basic financial instruments. Basic financial instruments are initially recognised at transaction value and subsequently measured at their settlement value with the exception of bank loans which are subsequently measured at amortised cost using the effective interest method.

2.10 Fund accounting

General funds are unrestricted funds which are available for use at the discretion of the Trustees in furtherance of the general objectives of the charity and which have not been designated for other purposes.

Restricted funds are funds which are to be used in accordance with specific restrictions imposed by donors or which have been raised by the charity for particular purposes. The costs of raising and administering such funds are charged against the specific fund. The aim and use of each restricted fund is set out in the notes to the financial statements.

Investment income, gains and losses are allocated to the appropriate fund.

3. Investment income

Restricted Unrestricted Total
funds funds funds
2025 2025 2025
£ £ £
Income from Common Investment Fund 1,970 35,958 37,928

Page 10

THE SPANISH AND PORTUGUESE JEWS' CHILDREN'S FUND

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 OCTOBER 2025

3. Investment income (continued)

Restricted Unrestricted Total
funds funds funds
2024 2024 2024
£ £ £
Income from Common Investment Fund 2,204 41,567 43,771

4. Analysis of grants

Grants, Supporting young people
Grants, Supporting young people
Grants to
Individuals
2025
£
41,328
Grants to
Individuals
2024
£
23,005
Total
funds
2025
£
41,328
Total
funds
2024
£
23,005

5. Analysis of expenditure by activities

Grant
funding of Support Total
activities costs funds
2025 2025 2025
£ £ £
Supporting young people 41,328 11,368 52,696

Page 11

THE SPANISH AND PORTUGUESE JEWS' CHILDREN'S FUND

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 OCTOBER 2025

5. Analysis of expenditure by activities (continued)

Grant
funding of Support Total
activities costs funds
2024 2024 2024
£ £ £
Supporting young people 23,005 3,969 26,974

Analysis of support costs

Secretarial
Legal fees
Independent Examination & Accountancy fees
Secretarial
Independent Examination & Accountancy fees
6.
Independent examiner's remuneration
Fees payable to the charity's independent examiner for the preparation and
independent examination of the charity's annual accounts
Supporting
young
people
2025
£
2,858
5,210
3,300
11,368
Supporting
young
people
2024
£
1,149
2,820
3,969
2025
£
3,300
Total
funds
2025
£
2,858
5,210
3,300
11,368
Total
funds
2024
£
1,149
2,820
3,969
2024
£
2,820

Page 12

THE SPANISH AND PORTUGUESE JEWS' CHILDREN'S FUND

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 OCTOBER 2025

7.
Trustees' remuneration and expenses
During the year, no Trustees received any remuneration or other benefits_(2024 - £NIL).
During the year ended 31 October 2025, no Trustee expenses have been incurred
(2024 -
8.
Fixed asset investments
Cost or valuation
At 1 November 2024
Revaluations
At 31 October 2025
Net book value
At 31 October 2025
_At 31 October 2024

9.
Debtors
2025
£
Due within one year
Amounts owed by Common Investment Fund
20,971
20,971
10.
Creditors: Amounts falling due within one year
2025
£
Accruals and deferred income
3,452
Grants accrued - individual
5,000
8,452
7.
Trustees' remuneration and expenses
During the year, no Trustees received any remuneration or other benefits_(2024 - £NIL).
During the year ended 31 October 2025, no Trustee expenses have been incurred
(2024 -
8.
Fixed asset investments
Cost or valuation
At 1 November 2024
Revaluations
At 31 October 2025
Net book value
At 31 October 2025
_At 31 October 2024

9.
Debtors
2025
£
Due within one year
Amounts owed by Common Investment Fund
20,971
20,971
10.
Creditors: Amounts falling due within one year
2025
£
Accruals and deferred income
3,452
Grants accrued - individual
5,000
8,452
£NIL).
Listed
investments
£
1,988,715
296,717
2,285,432
2,285,432
1,988,715
2024
£
71,462
71,462
2024
£
3,165
-
3,165
£NIL).
Listed
investments
£
1,988,715
296,717
2,285,432
2,285,432
1,988,715
2024
£
71,462
71,462
2024
£
3,165
-
3,165
20,971 71,462
2025
£
3,452
5,000
2024
£
3,165
-
8,452 3,165

Page 13

THE SPANISH AND PORTUGUESE JEWS' CHILDREN'S FUND

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 OCTOBER 2025

11. Statement of funds

Statement of funds - current year

Balance at 1 Balance at 1 Balance at
November Gains/ 31 October
2024 Income Expenditure (Losses) 2025
£ £ £ £ £
Unrestricted funds
General funds 1,959,580 35,958 (47,696) 283,257 2,231,099
Restricted funds
David and Florence Mellows
Memorial Fund 65,432 1,222 (5,000) 8,327 69,981
Sahal Scholarship fund 40,086 748 - 5,133 45,967
105,518 1,970 (5,000) 13,460 115,948
Total of funds 2,065,098 37,928 (52,696) 296,717 2,347,047
Statement of funds - prior year
Balance at Balance at
1 November Gains/ 31 October
2023 Income Expenditure (Losses) 2024
£ £ £ £ £
Unrestricted funds
General Funds 1,829,875 41,567 (26,974) 115,112 1,959,580
Restricted funds
David and Florence Mellows
Memorial Fund 60,154 1,366 - 3,912 65,432
Sahal Scholarship fund 36,852 838 - 2,396 40,086
97,006 2,204 - 6,308 105,518
Total of funds 1,926,881 43,771 (26,974) 121,420 2,065,098

Page 14

THE SPANISH AND PORTUGUESE JEWS' CHILDREN'S FUND

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 OCTOBER 2025

11. Statement of funds (continued)

Restricted Funds comprise:

David and Florence Mellows Memorial Fund

The purpose of the David and Florence Mellows Memorial Fund is to award grants, including travel grants and scholarships, to Jewish students either Ashkenazi or Sephardi, male or female, to assist them in pursuing Jewish Studies generally (eg, in a Yeshiva or at a Teachers' Training College or a Degree course at a university or Jews' College) in the United Kingdom, Israel or elsewhere or, alternatively in pursuing studies for a Degree or Diploma in preparation for undertaking social work."

Sahal Scholarship Fund

To provide scholarships to male Sephardi undergraduate students of medicine.

12. Analysis of net assets between funds

Analysis of net assets between funds - current year

Fixed asset investments
Current assets
Creditors due within one year
Total
Restricted
funds
2025
Unrestricted
funds
2025
£
£
110,392
2,175,040
10,556
59,511
(5,000)
(3,452)
115,948
2,231,099
Total
funds
2025
£
2,285,432
70,067
(8,452)
2,347,047

Analysis of net assets between funds - prior year

Fixed asset investments
Current assets
Creditors due within one year
Total
Restricted
funds
2024
£
96,059
9,459
-
105,518
Unrestricted
funds
2024
£
1,892,656
70,089
(3,165)
1,959,580
Total
funds
2024
£
1,988,715
79,548
(3,165)
2,065,098

Comparative figures in this note have been restated to reflect restricted funds held as current assets. In the prior year financial statements all restricted funds were shown as fixed asset investments.

Page 15

THE SPANISH AND PORTUGUESE JEWS' CHILDREN'S FUND

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 OCTOBER 2025

13. Related party transactions

As at 31 October 2025, The Spanish and Portuguese Jews' Children's Fund was owed £20,971 (2024: £71,462) by the Spanish and Portuguese Jews' Synagogue Common Investment Fund, also known as the London Sephardi Trust Investment Pool (an associated entity of the Spanish and Portuguese Jews' Synagogue with a common trustee), in which all investments of Spanish and Portuguese Jews' Children's Fund were held as at 31 October 2025 and 31 October 2024.

Investment income received during the year from these investments amounted to £37,928 (2024: £43,771).

Page 16

The Spanish and Portuguese Jews' Childrens Fund

2 Ashworth Road, London, W9 1JY

Date: ………………………… 15/06/2026

Your ref: T1008

BKL Audit LLP 35 Ballards Lane London N3 1XW

Dear Sirs

The Spanish and Portuguese Jews' Children’s Fund

We confirm to the best of our knowledge and belief, and having made appropriate enquiries of other trustees and officials of the Charity, the following representations in connection with your report on the Charity's financial statements for the year ended 31[st] October 2025.

  1. We acknowledge that the work performed by you is substantially less in scope than an audit performed in accordance with Auditing Standards and that you do not express an audit opinion.

  2. We confirm that the Charity was entitled to exemption from the requirement to have its financial statements for the financial year audited.

  3. We have fulfilled our responsibility as trustees for the financial statements which give a true and fair view in accordance with the requirements of the Charities Act 2011 and which otherwise comply with the requirements of that Act relating to financial statements, so far as applicable to the Charity. All the accounting records have been made available to you and all transactions undertaken by the Charity have been properly reflected in those accounting records. All records and related information, including the minutes of the trustees’ and members’ meetings have been made available to you.

  4. We confirm that we have maintained proper accounting records, as required by the Charities Act 2011.

  5. We confirm, to the best of our knowledge and belief, that there have been no instances of noncompliance or breaches of any laws or regulations which are essential to the activities of the Charity’s activities.

Registered charity no. 313635

  1. We confirm that assets are included on the balance sheet at no more than their recoverable amounts and that liabilities are included at their expected cost to the Charity.

  2. We confirm that we are not aware of any pending litigation which may result in a significant loss to the Charity.

  3. We confirm that there were no contingent liabilities at the balance sheet date.

  4. We believe that the Charity's financial statements should be prepared on a going concern basis on the grounds that current and future sources of funding and support will be more than adequate for the Charity's needs. We have considered a period of twelve months from the date of approval of the financial statements. We believe that no further disclosures relating to the Charity's ability to continue as a going concern need to be made in the financial statements.

  5. We confirm that there were no transactions with related parties of the Charity or amounts due to or from related parties at the balance sheet date which are required to be disclosed in the financial statements other than those which are detailed in the notes to the financial statements.

  6. We confirm that there have been no events since the balance sheet date which necessitate revision of the figures included in the financial statements or disclosure in the notes to the financial statements. Should further material events occur, which may necessitate revision of the figures included in the financial statements or inclusion of a note thereto, we will advise you accordingly.

  7. All grants, donations and other monies, the receipt of which is subject to specific terms or conditions, have been properly recorded in the financial statements as restricted funds.

  8. There are no restrictions that apply to any of the assets held by the charity which would limit the distribution of grants to more specific purposes than the trust deed of the charity specifies.

  9. We confirm investment income and gains will be split between the funds in the same ratio as the opening balances plus capital additions in each fund. The proportion is as follows:

  10. Unrestricted: 94.80%

  11. Restricted – David Mellows Fund: 3.22%

  12. Restricted – Sahal Scholarship Fund: 1.97%

Yours faithfully

Simon Dangoor

Signed on behalf of the Board of Trustees

The Spanish and Portuguese Jews' Children’s Fund

PAGE 2 OF 2

BKL Accounts Pack - Year end 2025 - The Spanish & Portugese Jews' Children's Fund

Final Audit Report 2026-06-16

Created: 2026-06-15 By: Priya Dey-Ghatak (Priya.Dey-Ghatak@bkl.co.uk) Status: Signed Transaction ID: CBJCHBCAABAAgAvIcwKORu8fXnuzqb2JJjiePH6Cug4G

"BKL Accounts Pack - Year end 2025 - The Spanish & Portuges e Jews' Children's Fund" History

Document created by Priya Dey-Ghatak (Priya.Dey-Ghatak@bkl.co.uk)

2026-06-15 - 3:57:20 PM GMT- IP address: 2.124.121.129

Document emailed to simon@dangoor.com for signature

2026-06-15 - 4:05:54 PM GMT

Email viewed by simon@dangoor.com

2026-06-15 - 5:26:25 PM GMT- IP address: 172.224.227.11

Signer simon@dangoor.com entered name at signing as Simon Dangoor

2026-06-15 - 5:28:58 PM GMT- IP address: 185.62.116.67

Document e-signed by Simon Dangoor (simon@dangoor.com)

Signature Date: 2026-06-15 - 5:29:00 PM GMT - Time Source: server- IP address: 185.62.116.67 - Signature Appearance Selected: MOBILE_TYPE

Document emailed to Edward Passmore (ed.passmore@bkl.co.uk) for signature 2026-06-15 - 5:29:02 PM GMT

Email viewed by Edward Passmore (ed.passmore@bkl.co.uk)

2026-06-16 - 10:08:25 AM GMT- IP address: 31.121.171.20

Document e-signed by Edward Passmore (ed.passmore@bkl.co.uk)

Signature Date: 2026-06-16 - 10:18:36 AM GMT - Time Source: server- IP address: 31.121.171.20 - Signature Appearance Selected: TYPE

Agreement completed.

2026-06-16 - 10:18:36 AM GMT